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Reader Mailbag: Dreams and Ideas

March 30, 2023 by Brett Tams

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Comparing passive investments 2. Handling mistakes 3. Turning down guardianship 4. Am I being paranoid? 5. Disposable homes 6. How much for retirement? 7. To move […]

The post Reader Mailbag: Dreams and Ideas appeared first on The Simple Dollar.

Posted in: Apartment Decorating Tagged: 2, 4% rule, 401k, advice, airbnb, All, Alternatives, apartment, appliances, ask, Ask The Simple Dollar, at risk, average, average salary, balance, Bank, basic, basics, bedroom, before, big, bills, Blog, Books, brokerages, building, Buy, Buying, buying a new car, buying and selling, Calculators, car, car loan, chance, Children, choice, climate, cost, Cost of Living, country, debate, Debt, debt free, disclosure, downsizing, dream, employer, employer match, Employment, environment, expenses, experience, Family, Fees, fidelity, Finance, Financial Wize, FinancialWize, floor, Free, frugal, Frugality, funds, furniture, future, Giving, goal, goals, good, great, Grow, growth, guardian, Happiness, health, home, home building, homes, house, household, Housing, How To, ideas, identity theft, improvement, Income, index, index funds, Inflation, Invest, Investing, investment, investments, Investor, investors, items, job, jobs, jump, laundry, learned, lease, Life, Lifestyle, list, Live, Living, Living in Retirement, loan, Loans, low, Make, making, market, markets, married, measure, Midwest, Mistakes, model, money, monthly expenses, More, Morningstar, Move, multiply, negotiating, negotiating a raise, new, new home, office, Opinion, or, Oregon, Other, parents, passive, peace, Personal, place, plan, podcast, pretty, property, questions, Raise, Rent, rental, rental market, renting, resale, resale value, Research, retirement, retirement calculators, right, risk, room, salaries, Salary, save, Saving, savings, second, second home, security, Sell, selling, Side, simple, single, social, social security, society, space, spouse, stable, states, statistics, story, student, Student Loans, tax, the balance, theft, time, tools, Transaction, transaction fees, trust, under, united, united states, utilities, vacation, value, Vanguard, wall, Wall Street, Websites, wellness, will, work, working

Revolut Review for 2023

March 30, 2023 by Brett Tams

Is Revolut the perfect financial solution for you in 2023? Our review covers all the latest updates and features you need to know.
Posted in: Credit 101 Tagged: 2, 2023, ACH, active, ad, affordable, All, android, app, apple, apple pay, Apps, ask, ATM, average, Bank, bank account, bank accounts, Banking, banks, basic, before, Benefits, bills, black, brokerage, Budget, build, building, business, cash back, Cash Back Rewards, categories, CDs, certificates of deposit, Checking Accounts, choice, clear, codes, Commercial, commission, company, cons, Consumers, Control Your Spending, cost, country, Credit, credit card, credit cards, credits, currency, currency exchange, custom, customer service, Debit Card, debit cards, decisions, deposit, Deposits, digital payments, Direct Deposit, Discounts, earn interest, earning, Entrepreneurs, ETFs, event, exchange rate, exchange traded funds, expense, expenses, Family, FDIC, FDIC insurance, Federal Deposit Insurance Corporation, Fees, Finance, finances, Financial Wize, FinancialWize, Fintech, flight, flights, Forex trading, fraud, Free, freelancers, fund, funds, games, get started, gig, goals, good, Google, google pay, gray, green, Grow, guardian, helpful, hours, How To, id, Insurance, interest, interest rate, interest rates, international, internet, Invest, Investing, investment, investments, iOS, iPhone, IRAs, kids, list, Living, living expenses, Local, lounge access, low, Make, making, manage, market, math, Medical, mobile, Mobile App, money, Money Management, money market, Money Market Account, money market accounts, Money Transfer, More, more money, most popular, needs, offer, offers, online shopping, or, Other, parents, payments, paypal, Permits, Personal, personal information, place, plan, plans, Popular, premium, productivity, products, pros, Pros and Cons, protect, protection, Purchase, rate, Rates, ready, Review, Reviews, rewards, rewards credit cards, rich, right, running, safe, safety, Salary, save, Save Money, Saving, saving money, savings, Savings Account, Savings Accounts, Savings Goals, security, shopping, Sites, slack, Small Business, social, social security, Software, Spending, steel, stock, stock exchange, stock trading, stocks, Style, subscriptions, swagbucks, Tech, Technology, theft, time, tools, town, track expenses, track spending, tracking, trading, traditional, Transaction, transfer money, Travel, travel insurance, trend, trust, under, unique, updates, upgrade, value, venmo, virtual, Ways to Save, wealth, wealth building, Websites, will, withdrawal, work, workers, young, young people

How to Open a Business Checking Account Online with No ChexSystems

March 30, 2023 by Brett Tams

Are you struggling to open a business checking account because of ChexSystems? Our guide has got you covered with practical tips and advice.
Posted in: Credit 101 Tagged: 2, 2023, ACH, advice, All, Amenities, app, Applications, Apps, ask, ATM, balance, Bank, bank account, Banking, banks, basic, Benefits, Bill Pay, bills, bonus, build, build credit, builder, building, Building Credit, business, Buy, capital one, chance, Checking Account, Checking Accounts, Chime, Clean, clear, closing, Consumer banking, Credit, credit card, credit cards, credit history, Credit Report, Credit Reporting, credit score, credit union, Credit unions, Debit Card, debit cards, decision, decisions, Denied Credit, deposit, Deposits, Direct Deposit, disclosure, entry, Fall, Fees, Financial Wize, FinancialWize, fraud, Free, free checking, friendly, funds, Funds Transfer, future, General, Giving, good, great, grocery, grocery stores, guide, history, How To, id, identity theft, impact, Inquiries, Integration, interest, items, Law, lenders, Live, Loans, Local, LOWER, maine, maintenance, Make, market, measure, military, mobile, Mobile Banking, money, money order, More, Move, needs, Negative Items, new, News, no fee, offer, offers, Online Banking, online business, or, Original, Other, overdraft, overdraft fee, overdraft protection, Payment apps, payments, paypal, percent, Personal, place, plan, policies, poor, prepaid debit card, prepaid debit cards, present, proactive, protection, Purchase, Rates, reach, Review, rich, right, risk, running, save, savings, Savings Account, second, secured card, secured credit card, secured credit cards, security, Small Business, social, social security, sofi, southwest, states, Style, tax, texas, theft, time, tips, town, under, united, united states, update, venmo, virtual, visa, wells fargo, will, work, working

15 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for 2023

March 29, 2023 by Brett Tams

Opening a bank account for your kids and becoming a joint account holder is a great way to teach kids basic money management skills like budgeting, saving, and setting long-term financial goals. We round up the best checking and savings accounts for kids under age 18.
Posted in: Business Tagged: 2, 2021, 2023, active, advisor, All, alliant, allowance, american express, apartment, app, apple, assets, author, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, basic, before, beneficiary, big, birthday, Budgeting, build, building, building wealth, car, Checking Account, Checking Accounts, Children, choice, College, color, Compound, Compound Interest, cost, Credit, credit cards, credit union, Credit unions, data, Debit Card, debit cards, decision, decisions, deposit, Deposits, earning, education, exercise, existing, expenses, Family, FDIC, FDIC insured, Fees, fiduciary, Financial Advisor, Financial Goals, financial habits, Financial Wize, FinancialWize, first apartment, for the benefit of, Free, friendly, fund, funds, General, gifts, Giving, goals, good, great, greenlight, guardian, habits, high yield, higher education, hold, household, How To, HR, id, ideas, identity theft, Insurance, interest, interest rates, Invest, Investing, jobs, Joint Account, kids, Law, Learn, Legal, Life, list, Local, Long-term Savings, low, Make, manage, market, married, mastercard, Media, mobile, Mobile Banking, money, Money Management, More, Move, needs, new, offer, offers, or, ownership, parents, party, place, plan, plans, prepaid debit card, prepaid debit cards, principal, protect, protection, Purchase, questions, Rates, reach, ready, Review, right, Saving, saving strategies, savings, Savings Account, Savings Accounts, Savings Goals, security, security deposit, short, single, smart, social, Spending, Spending Less, spouse, Strategies, Style, theft, theft protection, time, title, traditional, Transaction, Travel, trust, trustee, tuition, Twitter, under, upgrade, value, versus, visa, walking, wealth, withdrawal, work, young, young people

Blue Cash Preferred® Card from American Express – Review

March 29, 2023 by Brett Tams

The Blue Cash Preferred® Card from American Express is a popular cash-back rewards credit card. It shares many of the same features and benefits as its stablemate, the Blue Cash Everyday Credit Card. However, its cash-back rewards program is significantly more generous: 6% cash back on purchases made with select streaming and digital media services, such
Posted in: Credit 101 Tagged: 2, 2023, active, All, Alternatives, Amazon, amazon prime, american express, American Express Blue Cash Preferred, apple, apr, audible, author, average, balance, Balance Transfers, Bank, bank account, bank of america, Banking, basic, before, Benefits, blue, blue cash, Blue Cash Preferred Card from American Express, bonus, building, capital one, Capital One Quicksilver, car, cash back, Cash Back Rewards, categories, chase, chase freedom, chase freedom flex, choice, Citi, Citi Double Cash, color, company, Credit, credit card, credit card issuer, credit cards, credit history, Credit Report, credit score, credits, data, Deposits, disney, double, Drivers, driving, earnings, espn, Family, Fees, Financial Wize, FinancialWize, freedom, freedom flex, gas, gas stations, Graphic, great, history, HR, Hulu, id, Insurance, interest, international, list, lyft, Main, Make, making, Media, money, More, Move, Music, needs, netflix, new, offer, offers, or, Other, Popular, premium, pretty, programs, Promotion, rate, Rates, reach, rental, Rentals, return, Review, reward, rewards, Rewards Cards, Rewards Programs, rideshare, right, Saving, saving strategies, shares, Side, single, social, Spending, Strategies, streaming, Style, target, theft, time, title, Transaction, Travel, Twitter, Uber, Underwriting, value, variable, vehicles, waiver, walmart, work

Discover it® Cash Back Card Review – 2x Cash Back Match Your First Year

March 28, 2023 by Brett Tams

Discover it® Cash Back is a cash back credit card with no annual fee and a nice rewards scheme. The card earns a base rate of 1% cash back on all purchases, but select rotating categories — for example, gas stations, restaurants, and department stores — earn 5% cash back on up to $1,500 in purchases per quarter.
Posted in: Credit 101 Tagged: 2, 2023, active, All, Alternatives, Amazon, american express, amex everyday, Amex Everyday Card, anniversary, apple, apr, art, author, bad credit, balance, Balance Transfers, Bank, bank account, bank of america, Banking, basic, before, Benefits, big, bills, blue, blue cash, Blue Cash Preferred Card from American Express, bonus, building, Building Credit, capital one, Capital One Quicksilver, Capital One Quicksilverone, cash back, cash back credit cards, Cash Back Rewards, categories, chance, chase, chase freedom, chase freedom flex, Citi, Citi Double Cash, city, clover, color, Consumers, cost, Credit, credit card, credit card issuer, credit cards, credit limit, credit score, credits, custom, data, Deals, deposit, Deposits, design, discover, Discover it, discover it cash back, Discover it Chrome, Discover it for Students, Discover it Miles, double, earning, earnings, expenses, Family, Fees, fico, fico score, Financial Wize, FinancialWize, fixed, Free, freedom, freedom flex, fun, future, gas, gas stations, gift, Gift Cards, good, good credit, great, guide, HR, id, identity theft, Insurance, interest, international, internet, Law, list, LOWER, Make, making, market, mastercard, max out, Media, miles, money, More, new, new york, new york city, News, offer, or, Other, payments, Personal, personal information, plants, points, Popular, Promotion, protection, Purchase, quarterly categories, rate, Rates, reach, Regulation, restaurant, restaurants, Review, rewards, Rewards Cards, rewards credit cards, right, risk, Saving, saving strategies, search, security, Sell, selling, shopping, single, Sites, social, social security, Spending, Strategies, students, Style, suite, theft, time, title, Transaction, transaction fees, Travel, travel rewards credit cards, Twitter, visa, Websites

[Survey] Over Half of Americans Have No Additional Home Security Besides Locks

March 27, 2023 by Brett Tams

It’s no secret that Americans have spent more time at home since the start of the pandemic. From remote work

The post [Survey] Over Half of Americans Have No Additional Home Security Besides Locks appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

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State Farm Auto Insurance Review | Good Financial Cents®

March 26, 2023 by Brett Tams

Ranked as #5 in our Best Auto Insurance category, State Farm stands out with their individual, personalized service through a robust network of offices.
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Progressive Auto Insurance Review – Good Financial Cents®

March 26, 2023 by Brett Tams

Key takeaways: Progressive is one of the lowest-cost car insurance providers in most states. They offer rideshare coverage for gig workers. Progressive features an easy, online, obligation-free quote system that’s not common among the major car insurance providers. The company provides one of the most extensive lists of discounts, which may get you the lowest […]
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Are Certificates of Deposit (CDs) FDIC-Insured?

March 25, 2023 by Brett Tams

Certificates of deposit (CDs) offer a great, more structured way to save. CDs have specific time terms that typically vary from a few months to a decade. After you make your initial deposit, you can’t access your funds until the … Continue reading →

The post Are Certificates of Deposit (CDs) FDIC-Insured? appeared first on SmartAsset Blog.

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