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What Are the Benefits of Homegenius for Real Estate Agents?
Did you know that about 1.5 million people are members of the National Association of Realtors and that about half a million homes are put up for sale annually? If you’re a realtor, you have a lot of competition across the country. While effective marketing, excellent customer service, and networking will help you attract more people looking to […]
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Why I bought a NEW car
I am 53 years old. Never in my life have I allowed myself to buy a car I truly love…until now. This is the story of how I allowed myself to make a huge purchase just for the joy of it. And it wasn’t even a purchase I’d intended to make. Let me explain.
During the peak of the pandemic (early July 2020), I paid $35,990 for a used 2019 Mini Countryman SE All4. The Countryman â which I call a “Maxi Cooper” â isn’t a bad car, but I regretted buying it almost immediately. I’d intended to replace my 2004 Mini Cooper with a newer version of the same model, but allowed myself to be talked into a compact SUV.
For two years, I drove the Maxi Cooper and tolerated it. It wasn’t a bad car by any means, but it was a bad car for me. I’m not an SUV guy. I’m a small-car guy.
Last month, I took the Maxi Cooper for an oil change. While I was waiting, the dealer offered to buy it back from me. I wasn’t expecting that.
As you probably know, the used-car market in the U.S. has been crazy for a couple of years. According to the U.S. Federal Reserve, prices on used vehicles are up 55% since July 2020. Prices for new vehicles have also increased during that time, but by only 18%.
Because I write about money, I’m aware that used-car prices are high, but I hadn’t considered that I might sell the car I purchased only two years ago. I’m the sort of person who buys a car and keeps it for a decade or more. But when the Mini dealer told me they’d pay $33,000 for a car I’d bought 26 months earlier, I was intrigued.
I contacted one of my buddies, a former car salesman. “What am I missing here, Jeremy?” I asked. “This seems like a pretty good deal.”
“It’s not just a good deal,” Jeremy said. “It’s a miracle. It’s as if you leased that car for $115 per month. You should take the offer. Now. Before they change their mind.”
Before you read my story, you might want to read this similar story from Liz at Frugalwoods: Why we bought a NEW car. Here’s a relevant excerpt:
“In normal economic times â or rather, in past economic times â used cars were remarkably cheaper than new cars, which made the depreciation on new cars astronomical. In other words, new cars would lose a tremendous amount of their value as soon as they were no longer new.
“Used cars, on the other hand, had a much more gradual depreciation curve, which meant you could buy a used car for a reasonable price and then, if needed, re-sell that used car at a reasonable loss. Currently, thanks to supply chain issues, a shortage of computer chips and inflation, used cars are no longer a deal.”
Why I bought a NEW car
I am 53 years old. Never in my life have I allowed myself to buy a car I truly love…until now. This is the story of how I allowed myself to make a huge purchase just for the joy of it. And it wasn’t even a purchase I’d intended to make. Let me explain.
During the peak of the pandemic (early July 2020), I paid $35,990 for a used 2019 Mini Countryman SE All4. The Countryman â which I call a “Maxi Cooper” â isn’t a bad car, but I regretted buying it almost immediately. I’d intended to replace my 2004 Mini Cooper with a newer version of the same model, but allowed myself to be talked into a compact SUV.
For two years, I drove the Maxi Cooper and tolerated it. It wasn’t a bad car by any means, but it was a bad car for me. I’m not an SUV guy. I’m a small-car guy.
Last month, I took the Maxi Cooper for an oil change. While I was waiting, the dealer offered to buy it back from me. I wasn’t expecting that.
As you probably know, the used-car market in the U.S. has been crazy for a couple of years. According to the U.S. Federal Reserve, prices on used vehicles are up 55% since July 2020. Prices for new vehicles have also increased during that time, but by only 18%.
Because I write about money, I’m aware that used-car prices are high, but I hadn’t considered that I might sell the car I purchased only two years ago. I’m the sort of person who buys a car and keeps it for a decade or more. But when the Mini dealer told me they’d pay $33,000 for a car I’d bought 26 months earlier, I was intrigued.
I contacted one of my buddies, a former car salesman. “What am I missing here, Jeremy?” I asked. “This seems like a pretty good deal.”
“It’s not just a good deal,” Jeremy said. “It’s a miracle. It’s as if you leased that car for $115 per month. You should take the offer. Now. Before they change their mind.”
Before you read my story, you might want to read this similar story from Liz at Frugalwoods: Why we bought a NEW car. Here’s a relevant excerpt:
“In normal economic times â or rather, in past economic times â used cars were remarkably cheaper than new cars, which made the depreciation on new cars astronomical. In other words, new cars would lose a tremendous amount of their value as soon as they were no longer new.
“Used cars, on the other hand, had a much more gradual depreciation curve, which meant you could buy a used car for a reasonable price and then, if needed, re-sell that used car at a reasonable loss. Currently, thanks to supply chain issues, a shortage of computer chips and inflation, used cars are no longer a deal.”
1800s Estate Proves History Is Anything But Drab
With bold colors (flamingo pink!) and whimsical wallpaper, this historic Vermont home is a fresh take on old meets new.
8 Money-Saving Tips for Improving Your Bathroom’s Design
I don’t know about you, but for me, a bathroom goes well beyond its practical uses; within the past years, I’ve come to think about it as a sanctuary of sorts, that room of the house that’s dedicated to pampering, relaxing and disconnecting — a place where I can enjoy some alone time and use […]
The post 8 Money-Saving Tips for Improving Your Bathroom’s Design appeared first on Fancy Pants Homes.
How to Make the Most of 500 Square Feet: See How This City Renter Did It
Affordable? Check. Spacious? Not so much – but this renter packs the personality into an antique rental in the heart of Seattle.