Dreaming of making $1000 a day might seem far-fetched, but it’s more attainable than you think. With the right strategies and a bit of determination, you can turn this goal into reality. Whether you want to boost your income, save for something special, or achieve financial independence, these ten brilliant ideas will help you make $1000 a day. From side hustles to smart investments, these methods are practical and achievable for anyone ready to take the next step.
Is it possible to make $1000 a day?
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Yes, it’s possible to make $1000 a day. It takes commitment, hard work, and a solid plan. Find a method that suits you, stay consistent, and put in the effort. Having unique skills and interests can boost your chances of success.
Find a high-paying job
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Some jobs pay over $300k a year. While many require advanced degrees, some high-paying jobs don’t need a college degree.
Find More: Best 30 Low-Stress Jobs That Pay Well Without a Degree
Offer high-value services
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Offer services like pet-sitting, tutoring, design work, or writing to make money. High-value services can quickly add up to $1000 a day.
Start a business
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Start a business like a digital marketing agency, freelancing, or service-based business to generate $1000 a day.
Sell items you no longer need
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Sell items on eBay, Craigslist, or other online marketplaces to make quick cash. This may be short term unless you decide to source your finds.
Find ways for your money work for you
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Invest in stocks, real estate, or property to earn upwards of $1000 a day. Let your money work for you and grow your wealth. If your money is not making money, then you are losing money.
To learn more: How to Make Your Money Work for You
Day trading stocks or options
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Day trading stocks or options are high-risk but can be highly rewarding. It requires knowledge, discipline, and good risk management. An investing education is very beneficial.
To learn more: How To Invest In Stocks For Beginners: Investing Made Easy
Become a YouTuber
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YouTube can be a great source of income if you create quality content. Earn money through sponsorships, affiliate marketing, and ads. Be patient as this avenue can take time to build up your followers.
Sell Printables from Home
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Selling printables online is a popular way to make passive income. From coloring pages to budget spreadsheets, you can sell digital products on platforms like Etsy and make good money.
To learn more: Digital Products to Sell on Etsy: Best Way to Make Money Online Fast
Selling on Amazon
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Selling products on Amazon, especially with Amazon FBA, can be highly profitable. Send your inventory to Amazon, and they handle storage, shipping, and customer service, making it a great option to scale your business.
Start Hustling
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Side hustles can boost your income. With effort and creativity, you can make up to $1000 a day from various side hustles.
To learn more: Find the Perfect Side Hustle for You!
Find More Ways to Make $1000 a Day
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Looking for quick and easy ways to make money? This guide offers tips to help you make $1000 a day, from selling services to side hustles. Find the best ways to make money fast and achieve financial independence.
To learn more: How to Make 1000 a Day: 30 Best Ways to Make Money Really Fast
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Journeying to a new place lets you try on what living in another culture feels and looks like, whether you’re exploring the adobe house-filled streets of Santa Fe or the lantern-lit alleys of an ancient Moroccan city. Many travelers, dazzled by the rug sellers of Istanbul or the pottery workshops of Oaxaca, return with worldly housewares or art to decorate their homes.
“A textile, a clay bowl or an object you pick up at a flea market connects you to a time that you’ve enjoyed, a memory of a place,” says Hilary Robertson, a Brooklyn prop stylist and author of “Nomad At Home: Designing the Home More Traveled.” “If you can’t move to Marrakech or Kyoto, you can at least recreate something of the feeling.”
But snapping up the best items for your particular home requires a bit of strategy and advance planning. Here’s how to shop smartly, how to get your treasures back in one piece, and what to do with them upon your return.
Do your homework
You usually won’t turn up Indigenous handicrafts or interesting local art at an airport store or the hotel gift shop. “So do research before you go, looking up artisan networks, finding out which days flea markets operate, and figuring out what you might even be able to buy in a given place,” says Rachna Sachasinh, owner of Tikkiwallah, an online shop selling fair-trade Thai and Laotian pillow covers, blankets and other textiles.
Seek tips on what to buy and where to shop from your hotel concierge (or short-term rental owner), and via the websites and social media accounts of official tourism boards. You can also flip through old-school guidebooks (Lonely Planet, Rick Steves), which tend to concentrate on local retailers, rather than the location of every West Elm in Mexico City. TikTok and Instagram also offer potential shopping info, but be wary of paid brand placements.
While cool art and vintage home decor are available at most destinations, “you’ll find more handmade items like textiles, rugs and baskets if you travel to places like Morocco, India and Mexico, which still have living crafts cultures,” says Sachasinh.
Consider hiring a shopping pro
To get straight to the treasure hunting, you could hire a tour guide who specializes in shopping for a few hours. Look for market- or retail-specific experiences in your destination on travel booking sites such as TripAdvisor and Tours by Locals; using the name of a specific place (“Istanbul Grand Bazaar” or “Oaxaca pottery workshops”) can further winnow your search.
You can also try a simple online search to turn up market-savvy private guides such as Buenos Aires Shop Hop (guided jaunts to leather workshops and vintage markets in Argentina) or Maryam Montague, the proprietor of Peacock Pavilions hotel in Marrakech, who takes travelers on daylong expeditions through the city’s souks looking for fuzzy tribal rugs, bright pottery and leather poufs.
Or go on a crafts- or shopping-focused trip. Tour companies such as Ace Camps and Thread Caravan host weeklong trips to meet artisans and make things alongside them in destinations such as Perú (try weaving in the Sacred Valley near Machu Picchu) or Japan (learn how to use shibori indigo dyes or make pottery).
Luxury trip-planning company Indagare offers frequent style-centric small group tours to Mallorca, Rajasthan and Paris with dinners in designers’ homes, market excursions and meetups with artists. Grant K. Gibson, an interior designer, leads small groups to destinations such as Jaipur, India, and Oaxaca, Mexico, where they visit showrooms, learn about block printing and woodworking techniques, and usually come back with suitcases full of merchandise.
“Design touches on so many passion points — art, history and culture, food and wine — that trips like these are a great linchpin for learning, exploration and meeting fellow design enthusiasts,” says Indagare founder and chief executive Melissa Bradley.
Know what to look for
To support local artisans, look for fair-trade crafts stores, which pay creators fairly for their products and tend to stock goods representative of a destination. Other top bets: flea markets focused on handmade or antique goods, museum shops, and government-sponsored artisan boutiques or networks. For instance, Artesanías de Colombia shops in Bogotá and Cartagena hawk rope hammocks and palm fiber baskets produced by Indigenous weavers.
“And visiting an artisan workshop might give the deepest connection to something handmade, since you get talk to the crafter or even make something beside them,” says Sachasinh, who recommends the weaving workshops and the blanket- and table runner-stuffed store at Ock Pop Tok in Luang Prabang, Laos. At the Seattle Glass Blowing Studio, artists create the delicate bowls and glasses the Pacific Northwest city is known for — and teach beginners how to make their own.
Think about how you’ll get it home
Serendipity and impulse inspire many souvenir purchases. But if you want a Turkish rug for your living room or a vintage Parisian painting to match your bathroom tile, be sure to travel with photos and measurements of the space you have in mind. “I always bring a measuring tape and swatches of any fabric I want to match, too,” says Montague.
Planning on carrying a lot of items home on the plane? Stash a collapsible duffel (Paravel makes a clever zip-down one) in your luggage, or, for larger purchases, pack an extra, empty hard-sided suitcase. “It’s usually cheaper to pay for an extra checked bag than to ship a lot of things home,” says Montague. Know that oil paintings can be taken off their stretchers and rolled up, and that you can purchase a throw pillow cover that takes up little luggage space and buy the bulky insert when you arrive home.
“I’m wary of checking a bag with breakables, though,” says Bradley, who has ferried glass and pottery back from Cambodia and South Africa in a hard-sided carry-on.
And whether you are two hours away by car or five time zones away by plane, retailers that sell bulky items can generally guide you toward a shipper, even though it’s often not cheap. “I had this great farmhouse dining table shipped from the Paris flea market, and I’ve had people on my trips to India send home inlaid dressers,” says Gibson.
Get creative
Many housewares bought on your travels can be repurposed, and even ordinary goods found in other countries can seem special or elevated compared to what you’d get at home. “I go to Mexican hardware stores, because even basic items like door hooks or storage bins can be so colorful and fun,” says Robertson.
A Navajo rug can serve as a tablecloth; a beaded Maasai collar morphs into a sculpture when displayed on a wire stand. Even the simplest souvenirs — a vintage postcard of Yellowstone National Park, a scrap of fabric — look terrific when nicely framed.
Grouping disparate travel finds on a gallery wall can make them seem cohesive. “I have the most random … stuff hung on the wall of the staircase at my house — a painting from India, a brass bowl I got in Turkey,” says San Francisco interior designer Chelsea Sachs. “It’s like a chronicle of my life, and these things remind me of special moments when I get back home.” Indagare’s Bradley arranges Iranian tiles, Burmese boxes and Peruvian ceramics amid the novels and art books on her shelves.
Fabrics, buttons and other easy-to-transport materials you snap up on the road can turn into home accents, even if you aren’t especially crafty. Bring home a couple pieces of washi — a Japanese mulberry paper so storied it’s recognized by UNESCO — to hot-glue onto a lampshade or inside a wooden tray. A basket or other object can be turned into a light fixture. “I carried a huge antique rattan bird cage home on a ferry from Provincetown once, and now it’s a chandelier,” says Robertson.
And almost any textile — a striped Peruvian blanket, a vintage quilt from a flea market — can be fashioned into a throw pillow or shower curtain by your drycleaner or used to reupholster a chair seat. “Sometimes stuff has to hang around for a while before you know what you’ll do with it,” says Sachs.
You might not want to amass a cabinet full of souvenir teacups, spoons or snow globes like your great grandparents did. But the concept of picking up one small object everywhere you travel still has some validity; it might save you from overbuying, and even kitschy trinkets can summon memories. Think about scoring a holiday tree ornament or small flower vase every time you go on a trip, or save a few coins from each foreign country you visit to pile into a bowl on your coffee table. “Pieces from different places become integral to your home and allow you to reconnect with a destination and its aesthetic,” says Bradley.
Are you looking for the best summer side hustles? There are plenty of ways to make extra money that can fit into your schedule and match your interests. Whether you prefer working outdoors or want to sell handmade crafts, there’s a summer side hustle for everyone. Picking the right one can help you enjoy the…
Are you looking for the best summer side hustles?
There are plenty of ways to make extra money that can fit into your schedule and match your interests.
Whether you prefer working outdoors or want to sell handmade crafts, there’s a summer side hustle for everyone. Picking the right one can help you enjoy the warm summer months and even develop new skills.
Summer side jobs are great because you can work when you want and make extra money while enjoying the summer. They can help you save more money, reach your money goals faster, and even let you try new things you’re interested in.
For me, I have always liked side hustling in the summer. The days are longer, so it feels like I have more time to work on projects!
Best Summer Side Hustles
Below are the best summer side hustles.
1. Blogging
Blogging is a great way to make extra money during the summer. It’s perfect if you enjoy writing and sharing your thoughts.
I actually started this blog as a summer side hustle. I was looking for a way to write in my free time, and it eventually turned into a way for me to make extra income. And, now it’s my full-time job!
You can make money from blogging in several ways. Affiliate marketing is popular. This means promoting products and earning a commission for any sales made through your links. Display ads are another way. These are ads that appear on your blog, and you earn money when visitors click on them.
Though it’s hard work in the beginning, blogging can become a source of semi-passive income. Once you have enough content and visitors, you might earn money even when you’re not actively working on your blog. This means you could enjoy your summer and still see your income grow.
I have free training that you can take – How To Start A Blog FREE Course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
2. Online surveys
Taking online surveys is one of the easiest summer side hustles online. Many companies want to know what their customers think about their products and are willing to pay for your opinions.
The survey companies I recommend signing up for include:
American Consumer Opinion
Survey Junkie
Prime Opinion
Swagbucks
Branded Surveys
Five Surveys
PrizeRebel
InboxDollars
I’ve done lots of surveys over the years, and what I like about them is that you can do them whenever you want – in the morning, at lunchtime, or before bed. You don’t need to follow a strict schedule, and they’re really simple to complete. This makes them great for a summer side hustle too!
3. Dog walking and pet sitting
Dog walking and pet sitting can be a great way to earn some extra money during the summer. If you love animals and enjoy being outside, this is perfect for you.
Rover is one of the most popular platforms for dog walkers and pet sitters. It’s user-friendly and has a lot of pet owners looking for help. You can set your own rates and schedule, which allows you to work whenever it fits your lifestyle.
Dog walkers typically earn between $15 and $30 an hour. How much you make depends on the number of pets and the length of time. The demand is usually high, especially during summer when pet owners go on vacation.
4. Freelance writing
Freelance writing is a flexible and rewarding summer side hustle. As a freelance writer, you can work for magazines, blogs, websites, and companies. You get to choose who you work with and what you write about, so this is a side hustle that you can easily just do in the summer if that’s the schedule that you are looking for.
One great thing about freelance writing is that you can do it from anywhere. You can work from home, a coffee shop, or even while traveling. All you need is a computer and an internet connection, and this is another reason that makes it easy to fit writing into your summer plans.
The pay for freelance writing can vary a lot. Some writers earn around $50 for a short article, while others can make $1,000 or more for longer pieces. As you gain experience and improve your skills, you can start charging higher rates.
I have been a freelance writer for around 10 years and I think it’s a great side hustle to get into.
5. Virtual assistant
A virtual assistant (VA) is someone who helps business owners with tasks through the internet. This job is great if you want a flexible schedule and the ability to work from home. You can choose who you work for and even set your own hours.
Virtual assistants handle different tasks like managing social media, organizing emails, scheduling appointments, and data entry. The best part is that you don’t need to be in the same location as your clients.
You can start as a virtual assistant on websites like Upwork or Fiverr. These platforms have many job listings for beginners. Rates for VAs usually start at $15 to $20 per hour but can go higher with experience.
Plus, many people look for extra VA help specifically in the summer so that they can focus on other things, such as going on vacation or spending more time with their kids who may be out of school for the season.
6. Tutoring
Tutoring is a great side hustle for summer. With kids out of school, many parents look for tutors to help keep their children learning. You can teach subjects like math, science, English, or even a musical instrument.
Tutoring can be done both in person and online. Online tutoring is very flexible and allows you to work from home. You can choose your hours and offer lessons at times that fit your schedule.
You can use websites like Tutor.com and Wyzant to find tutoring jobs.
7. Handmade crafts selling
Selling handmade crafts can be a fun and profitable summer side hustle.
Platforms like Etsy help you reach buyers from all over the world. Summer craft fairs and festivals are also great places to sell your handmade goods.
Some things you can sell include:
Selling handmade crafts allows you to be creative and make some extra money. Whether online or at local events, there’s always a market for unique, handmade items.
8. Photography
You can get paid to take pictures, even if you just have a smartphone. There are many ways to turn your love of photography into extra income.
One way to make money is by selling your photos on stock photo websites. These sites, like Shutterstock, iStock, and Adobe Stock, let you upload your images and earn money each time someone downloads them.
Another option is taking event photos. Weddings, BBQs, and family reunions are always in need of photographers, and there are typically many events like these during the summer months.
Recommended reading: 18 Ways To Get Paid To Take Pictures
9. Rideshare driving
Rideshare driving can be a great way to make extra money during the summer. Many people use services like Uber and Lyft to get around their town or when they are on vacation.
You get to choose when you work so this means you can fit driving around your schedule. If you have free time in the evenings or weekends, you can make the most of it.
You don’t need any special skills to start. As long as you have a car and a phone, you are almost ready to go. The application process is usually quick too.
Driving in busy areas or during peak times can also help you earn more. Events, weekends, and holidays can be especially busy, meaning more rides and more money for you.
10. House sitting
House sitting is a great way to make extra money over the summer. People tend to go on vacation in the summer and need someone to watch their homes.
You might need to water plants, collect mail, and keep an eye on the house. Sometimes, taking care of pets is also part of the job. Look for house sitting gigs in your local community (you can start by posting in a local Facebook group advertising your service) or try online platforms.
Websites like Rover and TrustedHousesitters can also help you find house sitting jobs. These sites connect homeowners with reliable sitters.
11. Pet grooming
Pet grooming is a great way to earn extra money during the summer. Many pet owners look for convenient and affordable ways to keep their pets looking neat, especially in the summer when it can be so hot.
Mobile pet grooming is especially popular. You can visit pet owners at their homes, and this saves them a trip to the groomer’s and makes your service more attractive.
You can offer services like haircuts, baths, nail trimming, and ear cleaning. Many people are willing to pay well for these services. They love their pets and want them to look their best.
12. Coach
Coaching can be a great way to make extra money during the summer. Do you have a skill or talent that others want to learn?
Summer camps and local community centers sometimes look for temporary coaches. This could be a fun way to spend your summer, and you can make a good amount of money while doing it.
Sometimes, private coaching can be even more profitable. People are willing to pay more for one-on-one lessons. For example, you might charge $30 to $50 per hour.
You can also offer online coaching. This is great if you want to work from home. Websites like Zoom make it easy to connect with students anywhere.
13. Babysitting
Babysitting is a great way to earn some extra cash over the summer. With school out, many parents need help watching their kids. Babysitting is flexible, allowing you to choose your own hours.
To get started, you can talk to families in your neighborhood. Let them know you’re available and you can also post on local Facebook groups or use websites like UrbanSitter.
I do recommend taking a babysitting course, such as one that teaches important skills like first aid and CPR. Knowing these skills can help you feel more confident and assure parents that their kids are in good hands.
14. Deliver groceries
Delivering groceries is one of the best summer side hustles. With services like Instacart, you can shop for and deliver groceries to customers, and it’s easy to start.
You just need a phone and a reliable car. You pick up orders through the app, shop for items, and then deliver them to the customer’s door.
You can choose your own hours. This means you can work whenever you have free time, such as in the summer. It’s perfect if you have a busy schedule or if you want flexible work.
On average, you can make between $11 and $20 per hour. Your earnings depend on factors like order size and tips. The more orders you complete efficiently, the more you can earn.
15. Mow lawns
Mowing lawns is a great way to make money during the summer. Many people need help keeping their yards neat. This means there are plenty of opportunities for you.
You can start by telling your neighbors and friends about the yard work services that you provide. And, of course, you will need equipment like a reliable lawn mower and other necessary tools.
Mowing lawns is great because it can be flexible. You can set your own hours. This makes it easy to fit into your summer schedule.
During the hot months, many people will need regular lawn care. This means you might have steady work all summer long. It’s also a job that doesn’t require a lot of experience.
16. Rent your house
Renting your house can be a great way to earn extra money during the summer. If you have extra space or a vacation home, you can try listing it on rental platforms because many people look for short-term rentals for their vacations.
You can use popular sites like Airbnb or Vrbo to reach a wide audience.
Consider your availability and set clear rules for your guests. You might want to rent your whole house or just a room. Either way, hosting guests can be flexible around your schedule.
I know someone who rents out their house during the summer so that they can travel those months and have money to put toward their trips. Their place always sells out fast, even up to a year in advance! And then for the rest of the year, they live in their house. So, this is definitely something that can be done just in the summer months to make extra money.
17. Clean houses
Cleaning houses is a great summer side hustle. Many people want their homes to be spotless during this time of year. You can provide services like dusting, vacuuming, mopping, and kitchen cleaning.
You don’t need special training to start. Just basic cleaning supplies like brooms, mops, and cleaning products. You can also advertise your services in local community boards or online classifieds.
Sometimes, families prefer a deep clean during summer. This could include windows, carpets, and upholstery. You can charge by the hour or set a flat rate for the whole job.
Working as a house cleaner can be flexible. You set your own hours and can choose how many clients to take on. If you do a good job, you might get regular clients who hire you every summer.
18. Lifeguard
Being a lifeguard is one of the best summer side hustles. If you love being by the water, this job is perfect for you. You get to work at pools, beaches, or water parks.
To become a lifeguard, you need to get certified. This usually involves taking a class where you learn swimming skills and rescue techniques.
Lifeguards have important responsibilities and they have to watch over swimmers and make sure everyone is safe. They also need to be ready to help in case of an emergency.
19. Rent your car
Renting out your car can be a great way to make extra money during the summer if you have a car just sitting around.
There are platforms where you can list your car for rent, such as Turo. This can be especially useful if you’re going on vacation or don’t need your car for a little bit.
Some travelers prefer renting from private owners because it’s often cheaper and more convenient than traditional rental companies. For me, I enjoy renting cars on Turo because I can get the exact car I want, and usually the car is closer to where I need to pick it up, so I waste less time.
20. Have a garage sale
Having a garage sale is a great way to make extra money during the summer. You can sell items you no longer need, like clothes, toys, and old electronics.
Start by going through your home and gathering things you want to sell and cleaning them up if needed (this will help you to get more money).
Next, advertise your garage sale. You can do this by putting up signs around your neighborhood and posting on social media sites like Facebook.
One thing I have noticed more and more people doing is having a community yard sale as well – this is where you may have your friends, family, or neighbors join in on one big yard sale. So, if you don’t have a ton of things to sell, this may be one way to still have a garage sale, declutter, and make some money.
21. Sell stuff
Similar to having a garage sale, you can also try selling stuff online, which is a great way to make some extra money in the summer. Look around your house for items you don’t use anymore. This could be clothes, toys, or old gadgets.
One of the easiest ways to sell your things is through online marketplaces like eBay or Facebook Marketplace.
For years, I had a business where I flipped items for resale. It was an easy way to make extra money!
22. Sports referee
Being a sports referee is a great side hustle for summer. Most games happen in the evenings and on weekends, so it fits well around a regular job.
Youth sports leagues are always looking for referees. You can earn around $25 to $50 per game. Higher levels, like high school or college, pay even more. Some college games can pay up to $150 per game.
To become a referee, check with your local sports departments. You might need some basic training, but it usually isn’t too hard. It’s a fun way to earn extra money and enjoy sports at the same time.
If you know the rules well and enjoy being on the field, this could be the perfect summer side hustle for you.
Frequently Asked Questions
Summer is a great time to explore side hustles that can fit into your schedule. Here, we’ll answer some common questions people have about summer side hustles.
What’s a good summer side hustle?
A good summer side hustle can be anything from freelance writing, dog walking, or being a virtual assistant. Think about what you enjoy doing and what skills you have. Can you write well? Do you love pets? There’s likely a hustle that matches your interests.
How can I make money fast in summer?
There are many ways to make money fast in the summer, such as walking dogs, answering online surveys, selling handmade crafts, hosting a garage sale, babysitting, and renting out your house.
What are the best summer side hustles from home?
The best summer side hustle from home depends on you and what you want to do. For me, my best summer side hustle is definitely blogging, and some other ideas include proofreading, bookkeeping, answering online surveys, and online tutoring.
What are easy summer side hustles for teenagers?
Teenagers can try babysitting, pet sitting, or tutoring for summer side hustles. Babysitting is usually in demand during summer when parents need a break (because kids are out of school!). Pet sitting is a fun way to spend time with animals. Tutoring younger students who need a little extra help over the summer can also be rewarding and well-paid.
What are the best summer side hustles for teachers?
Teachers have skills that can be used in side hustles like tutoring, freelance writing, or creating and selling lesson plans online. You can see a full list at 33 Best Summer Jobs for Teachers To Make Extra Money.
What are the best summer side hustles for college students?
The summer months are typically when a lot of college students try to find ways to make extra money. It makes sense; you may not have classes during the summer, or at least a smaller course load. If this is you and you want to make extra money in the summer, some good ways to make extra cash include freelance writing, working as a virtual assistant, joining a focus group, tutoring, selling handmade crafts, rideshare driving, house sitting, delivering groceries, babysitting, and mowing lawns.
Best Ways To Make Money in the Summer
I hope you enjoyed this article on the best summer side hustles to make extra money.
There are many reasons for why you may be looking for a summer side hustle. Maybe you want to put money toward your summer vacations, perhaps you have some free time in your own schedule, maybe you’re looking for a part-time job just for the summer, or something else.
There are many ways to make extra money in the summer, from in-person side hustles like mowing lawns and having a garage sale, to online side hustles like blogging and proofreading.
What do you think are the best ways to make money in the summer?
It has long been the norm in real estate transactions for the buyer’s and seller’s agents to be paid with a commission fee — typically 5% to 6% of the house price — that was split between the two agents and paid by the seller. But in early 2024, the National Association of Realtors®, a real estate trade association, agreed to settle a group of lawsuits that challenged this commission structure for violating antitrust laws and contended that commissions were artificially inflated.
NAR will pay out $418 million in damages. But more importantly for homebuyers, the fallout could trigger big changes in how homebuyers work with real estate agents to make their purchase — and maybe even save buyers and sellers a little money. NAR Realtors handle the majority of sales in the U.S., so this settlement could have a significant impact on real estate transactions going forward.
How might real estate agent fees work in this new environment? If you plan to buy or sell a home, it’s important to understand. Let’s take a closer look at how homebuyers and sellers might be affected.
What’s Changing About Real Estate Commissions?
The NAR settlement, which was preliminarily approved by a judge in April 2024, means that as of August 2024, sellers’ agents will no longer be required to offer to share commissions with buyers’ agents. If a commission (paid by the seller) is compensating the seller’s agent but not the buyer’s agent, homebuyers will likely be responsible for paying their own agent.
This isn’t all bad news for buyers. Sellers might reduce home prices if their costs associated with paying a broker are lower. It’s also possible that buyers’ brokers will compete for customers by keeping their fees low. But it’s too soon to say what exactly will happen.
First-time homebuyers can prequalify for a SoFi mortgage loan, with as little as 3% down.
What Does a Buyer’s Real Estate Agent Do?
If you’re a homebuyer, especially a first-time homebuyer, you may be wondering what services you would be paying for when you hire a real estate agent. Agents can perform a variety of services on behalf of their clients. If you’re buying a home, an agent can help you:
• Narrow your search to the most desirable properties for your budget
• View the homes in person or virtually
• Make an offer on a property
• Navigate the home inspection process
• Negotiate any contingencies you’d like to include in the home contract
• Prepare for closing
Who Pays the Agents’ Commissions?
It remains to be seen whether real estate agents will charge by the hour or bill customers a flat rate — or if some agents will continue to work on commission that is perhaps paid by the buyer.
Buyer’s real estate agents might begin to charge a fee (vs. a commission) for showing homes and shepherding clients through the purchase process. For buyers, this would add to the cost of a home purchase. Buyers have long suspected that sellers baked the commission fees into a property’s price, so that, in effect, buyers were already paying the commission. But while buyers could cover those baked-in costs out of their home mortgage loan, new fees paid by the buyer to the agent would come from the buyer’s pocket.
And they aren’t the only fees a buyer has to pay to finalize the purchase of a home. Closing costs can include:
Closing costs typically run between 3% and 6% of the home’s purchase price. So if you’re buying a $300,000 home, you might pay anywhere from $6,000 to $15,000 at closing, not including the down payment.
Closing costs are usually the buyer’s responsibility, but it’s not unusual for buyers to persuade sellers to share some expenses that are paid in advance.
All this may lead some buyers to consider shopping for a home without the help of an agent. If you’re thinking of going this route, be prepared to spend lots more time researching potential properties, reaching out to schedule viewings, and vigorously advocating for yourself if you’re in a seller’s market. And be ready to be your own best representative in negotiations.
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What Does a Seller’s Agent Commission Cover?
Real estate commissions compensate a seller’s agent for the work the agent puts into helping sell the home. What this specifically entails can depend on the agent you’re working with and your needs. But again, this often involves researching listings, preparing comparative analyses, guiding home viewings, and helping to negotiate offers.
Here is how the commission fee has typically worked in the past: Say a home sells for $366,000 (the average home price in Fresno, California) and the commission is 6%, or $21,960.
If the sellers owe $250,000 on the home’s mortgage, they’d be poised to pocket $116,000 in profit. But first they have to subtract $21,960 to cover the commission fee. It’s likely that the commission fees will be lower now that the commission is not shared between the buyer’s and seller’s agents. But exactly what percentage a seller’s commission fee will be is up in the air.
Commissions are paid out once the transaction is complete. This typically happens after the buyer and seller have signed their closing paperwork. The seller will receive a check for any profits due to them from the sale, while the agent receives a check for the commission. Exact amounts of commissions, like home sale prices, vary widely by state.
It’s worth noting that there are still other costs involved in selling a home. You may pay a separate fee for professional staging or photography to get it ready to list, for example.
Recommended: Home Appraisals 101: What You Need to Know
Flat Fee vs Real Estate Commission Fee
There are real estate brokerages that advertise listing services for a flat fee. Usually, the flat fee is very low and may only include a listing with photos on the MLS (the Multiple Listing Service, a list of available properties). Real estate agents who charge a flat fee usually don’t offer to schedule showings or manage the listing in other ways.
Are Real Estate Commissions Negotiable?
More than ever, thanks to the NAR settlement, real estate commission fees may be on the table for negotiations. A seller may be able to ask for a reduced commission if you’re working with an agent to sell multiple properties. The agent may be open to accepting a slightly lower fee per deal if there are multiple deals in play. This, of course, depends on how likely those properties are to sell at your desired price point.
As a buyer, how you might negotiate paying your agent in this new payment structure remains to be seen — and it will be up to you to start that conversation. Remember that you can also still negotiate a house price in other ways, such as by tailoring your offer price and asking the seller for help on closing costs.
Why Even Involve Agents?
You could buy a house without a Realtor® but having a professional’s help can be invaluable, especially if you’re a first-time homebuyer. (Realtors® are real estate agents who are members of the country’s largest trade association, the National Association of Realtors®. They subscribe to a strict code of ethics.)
A real estate agent or Realtor® can help you navigate the ins and outs of the homebuying process so that you can feel confident about your purchase.
Real estate agents are legally obligated to put their clients’ best interests first. They are trained to negotiate price and contingencies, handle legally binding documents, prepare and show properties for sale, and market homes through the MLS.
And if you’re thinking about selling your home on your own, it’s worth considering that homes for sale by owner usually sell for an average of $100,000 less than agent-assisted sales.
The Takeaway
Changes in the way that real estate agents are paid are underway, and while sellers will continue to pay their agents a commission, buyers may increasingly need to pay their agents themselves. Whether buyers come out ahead financially in this changed compensation structure remains to be seen. Bottom line? If you are in the market for a new home, make sure you discuss an agent’s fee structure and payment process before signing on.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% – 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It’s online, with access to one-on-one help.
SoFi Mortgages: simple, smart, and so affordable.
FAQ
Is commission and flat rate the same?
No. A flat rate is a specific rate negotiated for a certain service, while a commission-based fee is based on a price, such as the sale price of a home. For a seller, a flat rate typically covers only basic real estate agent services such as listing the property in a database.
What fee do most Realtors charge?
Historically, most real estate agents have worked on commission and would split an amount equal to 5%-6% of a home’s price, which was paid by the seller. Now, seller’s agents may still be paid on commission (albeit a smaller percentage) but buyer’s agents will increasingly be paid by the buyer. This means buyers will need to negotiate a fee with a real estate agent before agreeing to be represented by that agent in their home search. The amount of the fee will vary based on factors such as location, services provided, and time spent.
What is the difference between a flat fee and a fixed fee?
Yes, a flat fee and a fixed fee are the same when it comes to how a real estate agent is paid.
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*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
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Placing a smaller rug over a large neutral one is an excellent solution when you have a rug you love that’s too small. The layer acts like a border to extend the rug, says rug expert Jess Evans. (Courtesy of Annie Selke)
My friend, Susan, and I disagree on just about everything except home design — until now. Yes, I understand that an 8- by10-foot area rug would have worked better size-wise in my 10 by 13 living room. But I already had the 5 by 8 rug. I loved the pattern and colors, navy and burnt orange, and had decorated around it.
She persists. If I insist on keeping the small rug (yes), I should get a larger solid rug to layer underneath it, she said, and extend it under the furniture to pull the room together.
So when the rug arrives, I spread out the large, navy rug, lay the smaller one over it, replace the furniture, and text Susan a picture. “Happy now?” I asked.
“Yes, but I think the deep orange would have been better.”
Good thing she lives six states away because I might have strangled her.
So I text the same photo to Christopher, a designer friend I often consult with. Unlike Susan, he does not have a dog in this fight. His reply: “That blue rug just makes everything in the room look cheap. Maybe try a burnt orange one?” He does not know what a loaded topic this was.
Fine. I order a solid, burnt orange wool rug online. I roll up the blue rug and drag it out of the living room like a dead sea mammal. I unfurl the orange rug, which I am determined to like.
I stand back and squint. The orange is pretty bright. Plus, now the smaller rug keeps bunching up and rumpling no matter how I try to smooth it. I text photos to Susan and Christopher.
“Way too bright,” Susan said. “It needs to be a deeper color.”
“I am not doing this again,” I text back. “Your choice is either with the orange rug or without.”
“I cannot in good conscience choose between two bad options,” she writes.
Christopher is more tactful. “Try putting the orange rug in your bedroom. Better to have no rug under the smaller rug than one that detracts.”
In search of closure, I call Jess Evans, vice president of design for Annie Selke, a Massachusetts-based rug company, and ask if I can interview her for a column about rug sizes. Little does she know what she is getting into. I send her a picture of the living room.
“When you have a small rug in a room with no surrounding furniture on it, it can showcase that the rug is too small for the space,” she said. “While I recommend getting a rug that’s the right size from the start, I also love the look of layered rugs, and so do many top designers.” (I am not telling Susan.)
“But won’t putting a small rug over a larger one just emphasize the fact that the top rug is too small?”
“Not at all,” she said. “Layering rugs is an excellent solution when you have a rug you love that’s too small. The layer acts like a border to extend the rug, and the combination is in no way inferior to having one rug.”
Since my first two layering attempts flopped, I ask Evans for suggestions on how to get the right base and for solutions to other rug-size problems. Her advice:
Go lean: To prevent layered rugs from bunching, look for a thin base layer with a pile height of ¼-inch or less, she said. You also want a flat texture. Thinner sturdy rugs can be made of jute, sisal, wool or polypropylene.
Avoid patterns: Choose a base layer with little to no pattern in a neutral color that works with your flooring. The base should act as a frame and not compete with the feature rug.
Add legs: Ideally you want a rug big enough to allow at least the front feet of the room’s main furniture to sit on it. If you put only the front legs on, the rug should extend several inches underneath. If you can’t get all the front legs on, it’s better to have no legs on than some legs on and some off.
But don’t go too big: Leave at least eight inches between your rug and your wall. Eighteen inches is ideal, and fewer than six inches is too tight. “A rug that’s too big looks like wall-to-wall carpet and defeats the purpose of an area rug,” Evans said.
https://extras.mercurynews.com/events/. Contact her at [email protected].
Looking for second job ideas to increase your income? You’re not alone. Many people look for side gigs to help pay bills, save for big purchases, or simply have extra spending money. Finding the right second job and making extra income can make a big difference in your financial life. With so many options available,…
Looking for second job ideas to increase your income? You’re not alone. Many people look for side gigs to help pay bills, save for big purchases, or simply have extra spending money.
Finding the right second job and making extra income can make a big difference in your financial life. With so many options available, there’s likely something that fits your skills and schedule. Whether you want a job you can do from home or one that gets you out and about, there’s a side job out there for you.
For me, I was able to find a second job and it completely changed my life. In fact, it’s how I paid off my $40,000 in student loans in just 7 months. Making extra money also helped me to stop living paycheck to paycheck and to save more money!
Best Second Job Ideas
Below are the best second job ideas:
1. Blogger
Blogging used to be my side hustle and it is now my full-time job where I have earned over $5,000,000 over the years.
I started Making Sense of Cents just as a hobby, and it eventually turned into my second job. I didn’t know that blogs could make money or that it could become my full-time job. I didn’t even understand what a blog was or how it worked.
Starting a blog can be a great way to earn extra income. You can write about topics you are passionate about, such as travel, food, or personal finance. The best part is that you have the freedom to work on your blog whenever you have free time.
For me, it was a great second job because I could work on my blog before I went to my day job, during my lunch break, after I got home from work, and on the weekends. You get to make your own schedule, so that is a huge plus!
You can learn more about how to begin in my free How To Start a Blog Course here.
Here’s a quick outline of what you will learn:
Day 1: Reasons you should start a blog
Day 2: How to choose what to blog about
Day 3: How to create your blog (you’ll learn how to start a blog on WordPress)
Day 4: How to make money blogging
Day 5: My tips for making passive income from blogging
Day 6: How to grow your traffic and followers
Day 7: Extra blogging tips to help you be successful
2. Proofreader
Being a proofreader is a great second job idea. It’s perfect if you love reading and have a good eye for catching mistakes. You get to find errors in spelling, grammar, and punctuation.
You can work from home as a proofreader. Many companies and websites offer remote proofreading jobs. Some popular platforms include Upwork, FlexJobs, and Scribendi.
You might proofread books, articles, or even student papers. The work can be flexible, letting you choose when to work. This makes it easy to fit into a busy schedule.
Proofreaders can earn a decent amount of money. Some jobs pay by the hour, while others pay by the project. According to some sources, full-time proofreaders can make around $50,000 per year. Even if you don’t work full-time, you can still make a good side income.
I personally have a proofreader for my blog, and I know many others who have proofreaders for their businesses as well. It’s a very much-needed and in-demand job.
You can learn more at How To Start A Proofreading Business And Make $4,000+ Monthly.
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This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
3. Take online surveys
Taking online surveys can be a simple way to earn extra money in your spare time. Companies want to know what you think about their products, services, or marketing campaigns.
Many websites offer paid surveys. You can sign up for these sites and start taking surveys right away. Each survey usually takes a few minutes to complete.
You might earn anywhere from $0.50 to $5 per survey, depending on the length and complexity.
The survey companies I recommend signing up for include:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
Pinecone Research
Online surveys can be done from anywhere with an internet connection, making it easy to fit around your other commitments. Just remember, while this can add up over time, you will not make a full-time income from just taking surveys.
I have taken many, many surveys over the years, and what I like about them is that you can do them on your own schedule – in the mornings, during your lunch break, before you go to bed – whenever. There is no strict schedule and they are super easy to do.
4. Dog walker or pet sitter
Becoming a dog walker or pet sitter is a great way to make extra money. You can set your own schedule and enjoy spending time with furry friends. Plus, many people need reliable pet care (I have personally found it hard to find a good dog sitter in the past, so I personally know that there is a lot of demand for this second job!), so there are plenty of opportunities.
Using dog walking apps like Rover, you can easily find clients. These platforms connect you with pet owners in your area. Depending on how much time you invest, you could potentially earn between $400 and $1,000 a month.
When I have had dog sitters in the past, I was paying around $100 a day for my two dogs to be watched in the person’s home. So, a 10-day trip earned the person $1,000.
Taking care of animals can also be very rewarding. You get to exercise while walking dogs and enjoy the company of pets. It’s a job that keeps you active and can be a lot of fun if you love animals.
No special skills are needed, but being responsible and loving pets is important. You must be punctual and trustworthy since pet owners rely on you to take care of their animals.
My mother-in-law as well as my sister are both dog walkers and pet sitters and enjoy what they do.
5. Virtual assistant
Being a virtual assistant is a great second job idea. You can help businesses and professionals with tasks like managing emails, scheduling appointments, and handling social media. This role tends to have flexible hours, making it easier to fit into your schedule.
One of my first side jobs was working as a virtual assistant. It was a fun and flexible way to earn extra money. There are many kinds of virtual assistant jobs. The money I made helped me pay off my student loans quickly, stop living paycheck to paycheck, and become my own boss. I think it’s a great way to make money, whether you want a part-time or full-time job.
Starting as a virtual assistant can be easy. Websites like Upwork, FlexJobs, and Indeed have listings for virtual assistant jobs. You just have to set up a profile and start applying. For me, I also let my friends and those in my industry know that I was growing my virtual assistant business, and that helped me find jobs as well.
A virtual assistant’s tasks can include:
Managing social media accounts
Scheduling travel and appointments
Managing email inboxes
Organizing events
Communicating with clients
Ordering supplies
Managing calendars
Handling logistics
Coordinating Zoom calls
Moderating online forums
Running personal errands
Answering customer service questions
Performing data entry
Managing websites
Creating presentations
Sending invoices
Now, one virtual assistant most likely won’t do all of these tasks – it simply depends on what the company or person is looking for.
Learn more at Best Ways To Find Virtual Assistant Jobs.
6. Graphic designer
You can make extra money as a graphic designer, and this can be a good second job idea if you want to work from home. A graphic designer is what you think – they design different kinds of graphics.
One way is to create design templates. These can be for websites, social media, or even printable designs. You can sell these templates online and get paid each time someone buys them.
Another option is freelance work. You can sell services like logo design, branding, or social media graphics, and you can find clients on sites like Upwork or Fiverr.
7. Social media manager
Social media managers handle different social media platforms for businesses.
Your job can include creating content, posting updates, and responding to followers. You might also need to analyze data to see what posts are doing well and which ones are not.
They work for one company or multiple clients. It’s important to have good communication skills and a creative mindset. Some social media managers also do graphic design or video editing for their social media posts.
Being a social media manager can be fun and flexible. You can usually work from home and set your own hours. This control and flexibility make it an excellent job for people looking to earn extra income on their own terms.
For me, I have been a social media manager in the past as a second job. It was great as a flexible side hustle!
8. Online tutor
If you enjoy teaching and have a strong understanding of a subject, you can try finding online tutoring jobs. Online tutoring lets you share your skills and help students from anywhere, and you can tutor kids in math, science, and reading, or even help them prepare for tests like the SAT or ACT.
Platforms like Wyzant and Tutor.com connect you with students looking for help. You create a profile, list your skills, and set your rates. Most tutors charge between $30 and $60 per hour. Teaching English as a second language is also a popular option. Many companies need English tutors to teach students abroad.
Online tutoring is flexible because you can choose your own hours and work from home. This makes it easy to fit around your teaching job or other responsibilities. Some tutors even make up to $1000 a week by dedicating just a few hours each day.
9. Bookkeeper
Becoming a bookkeeper is a great second job, and it can typically be done from home.
Bookkeepers keep track of financial records for businesses. This could include recording transactions, managing payroll, and preparing financial reports.
You don’t need a special certification to become a bookkeeper, making it easier to start.
The best part is that you can do this job from anywhere with just a laptop and some software. This flexibility means you can work from home or even when you’re traveling.
Since bookkeeping services are always in demand, you can find clients easily. This can be a very profitable side hustle. Some bookkeepers even charge $60 an hour or more.
Learn more at How To Find Online Bookkeeping Jobs.
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This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.
10. Freelance writer
Working as a freelance writer is a great way to make extra money.
Freelance writers are self-employed and work for magazines, blogs, websites, companies, and more. A lot of what you read online today is written by a freelance writer.
I have been a freelance writer for many years, and I really enjoy it. I have written for many different websites and companies, and I make good money doing so.
You can write from home, at your own pace, and choose projects that interest you. Many companies need blog posts, articles, web content, and social media posts.
11. Photography
Getting paid to take pictures is a popular second job idea.
What’s great is that there are many ways to get paid for photography, such as:
Stock photos – Stock image websites are popular places for photographers to sell their pictures. These sites let customers buy royalty-free photos for personal or business use. Websites, TV shows, books, social media accounts, and more use stock photos all the time. Some popular stock photo websites are Shutterstock, iStock by Getty Images, Adobe Stock, and Dreamstime.
Portraits and event photos – As a photographer, you can focus on taking portraits and event photos. This area is in high demand, especially for weddings, elopements, birthdays, and corporate events.
Post pictures on Instagram or Facebook – Social media platforms like Instagram are great for sharing your pictures and gaining followers. Many people make a full-time income from their Instagram accounts. They do this through sponsored partnerships with companies, affiliate marketing, and selling their own products.
12. Personal trainer
Becoming a personal trainer is a great second job idea. You can help people get in shape while earning extra money.
You can work at a gym or do private sessions at clients’ homes. Some trainers also provide online coaching, which gives you more flexibility.
Personal trainers sometimes create workout plans tailored to each client’s needs. They might also give advice on nutrition, and this way, they can help clients with both exercise and diet for better results.
Personal training can be done part-time, which makes it a good fit if you have another job. Many people want training in the mornings, evenings, or weekends.
13. Etsy seller
Starting an Etsy shop can be a fun and rewarding second job. If you enjoy crafting or creating handmade items, this might be perfect for you. Etsy is a popular online marketplace where you can sell unique products.
There are many things you can sell on Etsy, such as:
Etsy can be a great way to turn your hobbies into extra income.
You can learn more at How To Sell On Etsy Successfully: A Beginner’s Guide.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
14. Babysitter
Babysitting is a great way to earn extra money. You can choose your own hours, making it easy to fit it around your main job or school.
Parents always need trustworthy people to watch their kids, and they might need help for an evening out or during the day if they work long hours.
As a babysitter, you can earn around $15 to $25+ per hour, depending on your experience and location. Some families might even pay more if you have special skills, like CPR training or if you are watching multiple children.
You can find babysitting jobs through local community boards, babysitting apps, or word of mouth. Sometimes, friends or family might also need help.
15. Delivery driver
A delivery driver job is one of the most popular side hustle ideas. You don’t need a lot of experience to get started, and all you need is a vehicle and a driver’s license. Many services, like DoorDash, Uber Eats, and Instacart, let you choose your own hours. This flexibility is perfect if you have a busy schedule.
You can deliver different items depending on the service you work for. Some companies focus on food delivery, while others may deliver groceries or packages.
The pay can vary based on where you live and how much you work. Some drivers make around $15 to $25 per hour including tips.
16. Bartender
Bartending is a flexible and fun second job. You can work at bars, restaurants, or special events like weddings.
Some bartender jobs don’t require a lot of experience. You usually have to start as a barback, helping with stocking and cleaning, then learn to make drinks. Then, you may be able to move up and find a part-time job as a bartender.
17. Transcriptionist
Being a transcriptionist can be a great second job. Transcriptionists listen to audio recordings and type out what they hear. It’s a simple job and doesn’t require a lot of training.
You can do this job from home and all you need is a computer and good internet. This makes it a flexible option where you can work on transcriptions during your free time or on weekends.
There are usually some requirements. Many places want you to type fast and accurately. For others, you might need to pass a background check or transcription tests.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
18. Rent your extra space
Do you have an extra room, basement, or garage? Renting out your extra space can be a great way to earn some extra cash each month passively.
You can list your spare room on websites like Airbnb or Vrbo if it’s a room or apartment.
If you have a garage or storage space, you can rent it out for storage. Websites like Neighbor allow people to find storage options nearby.
Before you start, check local laws and regulations. Some areas have rules about renting out space, so it’s important to be informed.
19. Handyperson
Being a handyperson can be a great way to make extra money. You can help people fix things around their homes, such as fixing leaky faucets, repairing doors, or assembling furniture.
You don’t need fancy tools for many jobs, just a good set of basic tools.
Many people need small repairs done but don’t have the skills or time. That’s where you come in. You can find clients through local ads, word of mouth, or online platforms like Taskrabbit.
Working as a handyperson has flexibility too and you can choose jobs that fit your schedule.
20. Rideshare driver
Apps like Uber and Lyft allow you to drive people around and get paid for it.
One of the best parts about driving for rideshare apps is the flexibility. You can set your own hours and work whenever you want.
Most rideshare companies have an easy sign-up process. They usually require a background check, a valid driver’s license, and a car that meets their standards. Once approved, you can start accepting rides and earning money.
The earnings vary depending on your location, the time of day, and how many hours you drive. Some drivers make a nice side income by working during peak hours when rates are higher.
21. Restaurant server
Being a restaurant server can be a great way to earn extra money and is popular for evening second jobs. Many restaurants have flexible hours, which is perfect if you need to juggle another job or school.
Servers often get tips, so your income can vary day to day. Some nights are busier and can bring in more money.
22. Clean houses
Cleaning houses is a good way to earn extra money with a second job. You can work on the weekends or after your regular job.
Plus, you can choose your clients and set your own hours.
To get started, all you need are basic cleaning supplies. You can sell your services to friends and family first. Word-of-mouth is powerful, and you might get more clients through recommendations.
23. Write book reviews
If you enjoy reading and sharing your thoughts about books, you can earn money by writing book reviews. Authors and publishers value your honest opinions because they help other readers decide what to read next. Readers also enjoy reading these reviews, making it helpful for everyone involved.
Here are some websites where you can earn money by writing book reviews:
OnlineBookClub.org – They provide free books at first. After your first review, you can earn cash for each review you write, typically between $5 and $60.
Kirkus Media – They look for reviewers for both English and Spanish books, especially for the Kirkus Indie section. Reviews are around 350 words and due two weeks after the book assignment. They cover all genres, with over 10,000 books reviewed annually.
Upwork – Create a profile and set yourself up as a book reviewer. This freelance platform allows you to set your own rates, with book reviewing rates ranging from $15 to $75 per hour.
The US Review of Books – They hire freelance writers for 250- to 300-word reviews that go beyond summary to provide insights into the book. Applicants need to submit a resume, writing samples, and references.
Reedsy Discovery – Review books before they are published and earn through tips from readers, typically ranging from $1 to $5 per review. It’s a way to influence which books gain popularity early on.
Other opportunities – Websites like Booklist (pays $15 per review, focused on short reviews for libraries), BookBrowse, Women’s Review of Books, and Publishers Weekly also pay for book reviews and are actively looking for new reviewers.
You can learn more at 16 Best Ways To Get Paid To Read Books.
24. Mow lawns
Mowing lawns can be a great second job. It’s simple, flexible, and very profitable.
You can start with not a lot of money too. For example, if you already have a lawn mower, you’re ready to go, and you can start by seeing if anyone in your neighborhood needs their lawn mowed.
Pricing your services depends on the size of the lawn and the complexity of the job. Some lawns might be easy and quick, others might take more time. Many people charge between $40 and $50+ per lawn.
Frequently Asked Questions
When looking for second job ideas, it’s important to find something that fits your schedule and goals. Here are answers to some common questions about picking the best side gig and managing two jobs.
What is the best 2nd job to have?
The best second job depends on your interests and skills. Some popular side hustle ideas include blogging, proofreading, taking online surveys, dog walking or pet sitting, and being a virtual assistant. These jobs have flexibility and can often be done from home.
What are some good jobs I can do at night after my day job?
Jobs you can do at night include customer service representative, security guard, bartender, or freelance work like writing and graphic design. These jobs usually have evening shifts or can be done remotely, fitting in well with a daytime schedule.
What are some good second jobs at night from home?
If you want to learn how to make extra income while working full-time, then my favorite way is to find good second jobs that you can work at night from home. This way, you don’t have a commute and it won’t interfere with your day job. Some good evening jobs from home include blogging, taking surveys, proofreading, bookkeeping, writing book reviews, and transcribing.
How can I make an extra $1000 a month?
To make an extra $1000 a month, you may want to try freelance writing, virtual assistant work, or becoming a part-time tutor. These jobs can pay well and offer flexible hours, allowing you to work around your primary job.
How can I make an extra $2000 a month?
Earning an extra $2000 a month may require a higher-paying side gig. Options include freelance web development, consulting, or starting a small business like dropshipping. These jobs can have higher earnings but may require more specialized skills or time investment.
How to get a second job with a 9-5?
You can get a second job with a nine-to-five by looking for evening or weekend positions and looking for jobs with flexible hours such as bartending, retail cashier, or working as a rideshare driver. Online jobs like tutoring or freelancing can also have nice flexibility to work after your main job.
What is the highest paying side hustle?
The highest-paying side hustles can include freelancing in tech fields like software development, graphic design, or consulting. Real estate investment, if you have the money to start investing, can also be very high paying.
Do you get taxed more if you have two jobs?
Having two jobs can put you in a higher tax bracket, meaning you might pay more in taxes. It’s important to understand how this affects your overall earnings. I recommend talking with a tax professional to talk about your tax situation and to make sure that you aren’t overpaying (or underpaying!).
How will my employer know if I have a second job?
Your employer may know if you have a second job if it affects your primary job performance or if you disclose it. Some employers also run social media checks to see if they can learn anything about you that may hurt their business. You may want to check your employment contract if you are worried, as some employers may have clauses about working multiple jobs.
Is having two jobs worth it?
Having two jobs can be worth it if you need extra income for savings, paying off debt, or reaching financial goals. It requires good time management and can be tiring, but many find the financial benefits to be rewarding. For me, I found having more than one job well worth it because it allowed me to pay off my student loan debt quickly, save more money, and pursue my passions.
Second Job Ideas – Summary
I hope you enjoyed this article on the best second job ideas.
As you can see, there are many popular second job ideas that may interest you. From online jobs like blogging, proofreading, and bookkeeping to in-person jobs like personal training, delivery, restaurant jobs, and more, there are many ways to make extra money so that you can reach your goals.
If you need a second job while working full-time, you are not alone. Many people are in your shoes. I recommend finding something that best fits your schedule and is at least somewhat flexible so that you aren’t making yourself too tired.
For me, I have had many side jobs. One thing that has always helped me is to make sure that it would fit with my day job and be flexible – because my day job did come first. Plus, I didn’t want to waste more time than I would need to by commuting back and forth or doing things that weren’t needed.
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The thrill of Christmas is right around the corner.
This is the year you made a fresh decision to start living by a budget. You have been diligent in tracking your spending and set limits designed to help them save more and spend less.
You are desperate for a debt free Christmas because you can’t afford anything more.
I like to shop for Christmas throughout the year. But, not every year can I find steeply discounted gifts for everyone on my list. That is when I have to get serious and start using my Christmas budget worksheet.
However, a Christmas budget template will keep you on track and enjoying a merry holiday season.
You can get fancy and put your Christmas list in Excel spreadsheet or google sheets. Or you can print off a copy and write the old-fashion way. Completely personal preference and either one will get the job done.
This year, you are more determined than ever to make sure you stick to your Christmas budget and be debt free for the holidays.
And that starts with a Christmas budget template.
Why Use a Christmas Budget Template?
Just like with any advantages of budgeting, you want to make a plan for your money.
Then, you won’t be caught overspending and you can avoid the debt hangover in January.
If you want to keep your money goals, then you need to diligent in each of the holiday buying decisions you make.
Did you know most millionaires use a budget?
Now, you have a choice. Do you want a debt free Christmas by using some simple Christmas budget worksheet?
Before we drive into all of the fun and cute Christmas budget templates, you need to learn the critical areas to avoid and make sure you don’t blow your holiday budget.
Christmas Budget Categories
Christmas is a time of celebration, giving, and joy.
However, there are many expenses that come with the holiday season.
The most obvious expense to think about is probably gifts for friends and family members.
If you’re planning on buying a present for someone who’s hard to buy for, make sure they know what it is before purchasing it!
Another important factor in your Christmas budget plan should be your own personal spending habits – do not put all of your money into one category!
~ HUGE TIP ~ List your Christmas spending priorities, with #1 being the HIGHEST priority probably gifts.
Gifts
Christmas gifts are a lot more expensive this year, so you’ll want to be sure to have an idea of what people may need.
Make a list early on of who you’re buying for and try not to get carried away with the amount of money you spend.
You can also give homemade presents that are cheaper and more meaningful than store-bought ones.
Holiday Fun & Entertainment
Holiday fun and entertainment should be budgeted for.
Christmas plays and concerts, donuts and hot chocolate on Christmas Eve, visiting Santa are all things that can be budgeted to help make the holidays more enjoyable.
These activities tend to make you go over budget at Christmas because it is too hard to say no. So, set aside money for holiday fun and entertainment.
Holiday Food
Some of the budget categories to consider if you’re planning a Christmas dinner include appetizers, holiday food, and dessert.
And don’t forget the #1 priority of the gingerbread house!
Everyone entertains and hosts with their own style. Just make sure to budget for holiday food.
Planning for Holiday Decorations
If you want to get a head start on your holiday decorations, try buying them the week after Christmas. This is the best time to buy because you can find great deals and there are fewer out-of-stock items in stores.
Here are some tips for getting more affordable holiday decorations:
Make your own decorations!
Swap ornaments with friends!
Buy pre-made decorations from Amazon
Shop at thrift shops
Put up three strands of lights instead of one
Look through clearance racks
Ask in Buy Nothing groups
Planning to Send Christmas Cards
The cost of sending Christmas cards is getting more and more expensive. Most families plan to spend over $100 on this alone.
Here are ideas to cut down on the cost:
Take family pictures yourself for no cost
Trim your Christmas card list
Find a cheaper place to have Christmas cards made
Save on prints and stamps if you’re planning to email pictures.
Budgeting for Hosting Christmas Party
Hosting may include drinks, appetizers, main courses, desserts, prizes for games, party favors, and gifts.
Pitching in by bringing a side dish, dessert, or their favorite beverage. All are great ideas to help lower your cost.
Tips on saving when going to a party
While we all love to show off, you can easily find ways to save money.
Pick a dish to share that is budget-friendly and still a hit (beans based dishes and casseroles are cheap to make).
For gifts, look at re-gifting before buying new ones. No one else will know that you never used that gift before.
Budgeting for Holiday Travel
Planning ahead for holiday travel can help you avoid unnecessary costs.
Make sure to set aside enough money for lodging, car rentals, and airfare so that your budget will be on track all season long.
If you cannot afford to travel this year, then don’t stretch yourself.
Other Christmas expenses
Holiday expenses can add up, so it’s important to budget for them. Here are six tips on how to have a more adorable holiday season:
– Field trips: going out in the city with family and friends after dark is one of the most fun parts of Christmas!
– Gift wrapping: this is an investment that will pay off in the long run. It’ll give you time to be creative, and you’ll end up with beautiful gifts at the end of it!
– Photos with Santa: maybe not everyone has a photo session during Christmas, but if someone does need a quick photo op, snapping a picture outside somewhere might be worth it.
– Keep Track of Previous Year’s Expenses: Your family is likely to have holiday expenses that vary. So, write them down to include in next year’s Christmas budget.
How To Not Blow Your Budget This Christmas
Maybe you are weary of actually making a Christmas budget because you have struggled with your budgeting process before. Don’t worry, you are completely normal and will get the hang of how to budget.
More often than not, new budget-conscious families create ambitious financial plans with lofty goals of paying off debt. They split their family income up into budgeting categories and were doing just great. That is until the holiday season came along.
That is when you realized you weren’t as diligent as you thought about setting aside Christmas money into a sinking fund. The agreed-upon gift budget categories from earlier in the years just won’t cut it.
That is where a Christmas budget worksheet becomes so helpful!
You must make decisions about your holiday plans. What did you want more? Expensive Christmas gifts with a ballooned credit card balance or a Christmas you can truly afford?
Now, let’s dive into some simple secrets to keeping a budget during the holidays.
1. Post-Christmas Situation
Before you start spending Christmas money, you need a clear vision of your priorities.
Remind yourself and your entire family about the reasons you had for getting on a budget in the first place. During our journey to becoming debt free, we were completely honest with our kids that we had greater priorities than spending money on the small stuff.
Once the excitement of Christmas passes, do you want to have regrets or a little more money in the bank?
2. Prioritize your Christmas List
Our Christmas budget worksheet will help to make this step much easier.
Start making a complete gift shopping list. Think of everyone on your list. Next, review it and prioritize the list according to your relationship with that person. Just like with personal finances, take care of immediate family first. Then, decide if you have enough in your Christmas budget for extended family, friends, neighbors, and co-workers.
Start at the bottom and eliminate any names that absolutely don’t need to be there. If you want to spend more money, then assign a portion of your budget to each of the remaining names.
It is okay to keep the gift-giving to those you are closest too! Your friends may be relieved they don’t need to reciprocate too!
3. Become Creative with Gift Giving
The first rule of thumb… gifts don’t have to be materialistic items.
You can become creative and don’t need to make 101 DIY Pinterest perfect gifts.
Think outside the box.
Experiences can make some of the best gifts ever! Find gifts that are experiences. Plus you get to spend some quality time together.
4. Stop Trying to Keep up With the Joneses’
The surest path to a blown budget is to start comparing what you’re doing with what someone else is doing. Remember, they’ll likely be crying come January.
You are going after a debt free Christmas.
One of the most slippery slopes when it comes to personal finances is trying to cover up your situation and keep the appearance of a lavish life. This lifestyle creep will destroy your values and the things you care the most about.
Make this Christmas simple and something you can afford and treasure for many years to come!
Related reading: How to Spend ZERO at Christmas in a Materialistic Society
5. Know When to Stop Shopping
If you are a thrifty person, then you probably start shopping for gifts year-round.
Those are great ways to be frugal and find terrific gifts for a fraction of the price.
However, you must be able to stop buying and put blinders on for the cheap things to pick up.
If you have spent your entire holiday budget before Thanksgiving and know you are a smart cookie to get it all out of the way, you must be able to avoid more shopping. Those Christmas sales will be tempting, but don’t get in the trap of thinking I can spend just a little bit more can’t I?
Bonus Rule – No impulse buying
Honestly, impulse buying will ruin your budget throughout the year. Around the holidays, it will become more pronounced because you want to make the season magical.
If someone gives you an unexpected gift, it doesn’t mean you have to run out and buy them something as well. A simple Thank you note will suffice.
One of the best money rules is to wait 24 hours before you buy it. The same applies to Christmas.
Free Christmas Budget Template
Here is your free Christmas Budget template.
It is very easy to use. More importantly, it will help you to make sure everything is accounted for.
Get your PDF copy of the Christmas budget worksheet by subscribing to our email list and gaining access to our FREE printables area.
Christmas budget spreadsheet google sheets
For those who want to save everything electronically, then here you go.
This Christmas budget spreadsheet google sheets can be edited to suit your style. Plus you will be able to take your spending year to year!
In our free printables area, you can download all of our budget spreadsheet version that works for you – Excel, Google Sheets, or Pages.
Time to Make Your Christmas gift template
Throughout this post, we have given you the framework to make sure you have a debt free Christmas. Now, it is time to put everything together.
Download your gift template and Christmas budget from the email form below.
Take time and reflect on what gifts you want to give. More importantly, make sure it is a Christmas that you can afford.
By keeping your goals in mind, you can survive the holidays within your budget (and maybe even under).
Enjoy our Christmas Budget Template!
Know someone else that needs this, too? Then, please share!!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.
Safe deposit boxes are storage units located in banks that offer a secure way to store important items you may not want to keep at home, such as critical documents, collectibles, and family heirlooms.
Due to the growth of online banking and digital storage, safe deposit boxes aren’t as popular as they once were. However, there are some situations where these boxes can be useful. Here are key things to know about safe deposit boxes.
What Is a Safe Deposit Box?
A safe deposit box (also called a safety deposit box) is a secure locked box, usually made of metal, that stays in the safe or vault of a federally insured bank or credit union. They are typically used to keep valuables, important documents, and sentimental keepsakes protected from theft or damage.
Safe deposit boxes often come in two different sizes, usually 3” by 5” or 10” by 10,” and can be rented for an annual fee. In exchange for the fee, banks provide security measures to protect your valuables, such as alarms and surveillance cameras. In addition, the safe deposit boxes are stored in vaults that are designed to withstand natural disasters such as fires, floods, hurricanes, and tornadoes.
Unlike a bank account, however, the contents of a safe deposit box are not protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA). As a result, there is still a small risk that you could lose the items in your container due to theft or damage.
Recommended: What Are the Differences Between FDIC and NCUA Insurance?
What You Should and Shouldn’t Keep in a Safe Deposit Box
Safe deposit boxes can be a good place to keep hard-to-replace documents and small valuables that you won’t need to access frequently. However, you generally don’t want to keep any items that you may need to grab in a hurry in the box, and certain items are prohibited.
Here’s a breakdown of things to keep — and not to keep — in a safe deposit box.
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Items Typically Kept in a Safe Deposit Box
• Important documents: Documents that are difficult to replace and often needed for legal purposes are commonly stored in safe deposit boxes. These include: birth certificates, marriage licenses, car titles, divorce records, citizenship papers, property deeds, and mortgage documents.
• Valuables: Jewelry, rare coins, stamps, and other valuable collectibles can be safely stored away from potential theft.
• Financial Instruments: Stock certificates, bonds, and other financial instruments that require safekeeping can be securely stored in a safe deposit box.
• Backup data: You might store external hard drives or USB drives containing sensitive personal or business information here to protect against data loss.
• Personal keepsakes: Irreplaceable items like family heirlooms, photos, and memorabilia can be stored to ensure they don’t get lost or damaged.
Items to Avoid Putting in a Safe Deposit Box
• Cash: While you may be tempted to store some cash in your safe deposit box, you’re likely better off putting the money in a high-yield savings account at a bank or credit union, which will allow your money to grow. The cash will also be insured (up to certain limits) by the FDIC or NCUA.
• Original copies of wills: Original wills should not be stored in a safe deposit box because they may be difficult to access immediately after the owner’s death, delaying probate. You might instead store a copy of a will.
• Durable power of attorney: Similar to wills, these documents might be needed quickly in emergencies, and delays could cause significant issues. Consider storing a copy.
• Passport: If you need to travel urgently, accessing your passport from a bank vault could be problematic due to limited bank hours.
• Frequently used items: Any items you need regular access to should not be kept in a safe deposit box due to limited accessibility.
• Prohibited items: Banks and credit unions generally prohibit the storage of firearms, explosives, weapons, hazardous materials, illegal substances (such as drugs), alcohol, perishable items, and cremated remains.
How Much Does a Safe Deposit Box Cost?
Rental fees vary by the box’s size and financial institution. The average cost to rent a box at a commercial U.S. bank runs between $15 and $350 per year. Additional costs may include fees for lost keys or late payments.
Some banks and credit unions will offer discounts on a safe deposit box cost if you have a relationship with the bank. In some cases, an institution may offer free access to a safe deposit box as a perk to their customers.
How to Get a Safe Deposit Box
To rent a safe deposit box, you’ll generally need to follow these steps:
1. Research your options. Not all banks and credit unions offer safe deposit boxes. You’ll want to find an institution that both provides this service and is conveniently located.
2. Meet the requirements. Many banks require you to be an existing customer with a checking or savings account. However, some banks may allow noncustomers to rent boxes for an additional fee.
3. Provide identification. You’ll need to bring valid identification, such as a driver’s license or passport, to verify your identity. If you plan to allow another person access to your safe deposit box, they will need to be present and show ID as well.
4. Sign a rental agreement. You (and, if applicable, your corenter) will need to sign a rental agreement outlining the terms and conditions of the box rental.
5. Make a payment. You generally need to pay the initial rental fee upfront. Some banks may offer discounts for long-term rentals or automatic payments.
6. Get your key. Upon completing the paperwork, you will receive a key to your safe deposit box. The bank retains a second key. Both keys are required to access the box. If the bank offers keyless access, they will likely scan your finger or hand.
Keep in mind that every time you wish to access your safe deposit box, you’ll need to present your photo ID, as well as your key (if it’s not keyless). The bank may also require your signature before allowing you to open your box.
Recommended: How Long Does It Take to Open a Bank Account?
How Safe Is a Safe Deposit Box?
Safe deposit boxes are generally very secure. They are housed in a bank vault, which offers robust protection against theft, fire, flood, and other disasters. Banks employ multiple layers of security, including surveillance cameras, alarms, and restricted access to the vault area.
When you rent a safe deposit box, the bank typically gives you a key to use. The bank also retains a second “guard key” which must be used by a bank employee in tandem with your key. Some banks now use a keyless biometric entry system, where you scan your finger or hand instead.
However, it’s important to note that the contents of a safe deposit box are not insured by the bank or the FDIC. As a result, you may need to obtain separate insurance or add a rider to your homeowners or renters insurance for coverage.
Recommended: Are Online Savings Accounts Safe?
Pros and Cons of Safe Deposit Boxes
Safe deposit boxes can be a good way to protect your valuables. Here are some of the upsides of renting one:
• Security: Safe deposit boxes offer a high level of security, since they are stored in areas with limited access and stepped-up surveillance.
• Environmental protection: They can protect your valuables from environmental damage, such as a flood or fire.
• Privacy: The contents of a safe deposit box are known only to the renter, offering a high degree of privacy.
• Organization: Safe deposit boxes help keep important documents and valuables in one secure location, making it less likely you will misplace them.
But safe deposit boxes also come with downsides. Here are some to consider:
• Limited access: Access is restricted to bank hours, which can be inconvenient, especially in an emergency.
• Cost: There is an ongoing rental fee, which varies based on the size of the box.
• Not insured: Contents are not insured by the bank or FDIC. Separate insurance may be needed for valuable items.
• Delayed access for loved ones: In the event of the renter’s death, accessing the box may require legal processes that could delay access to important documents.
Recommended: Different Types of Savings Accounts You Can Have
The Takeaway
If you’re looking for a safe place to stash vital papers or valuable possessions, you might consider renting a safe deposit back at a brick-and-mortar bank or credit union. Items stored in these containers are protected against theft, loss, or damage due to a flood, fire, or other disaster.
But the protection has limits: Unlike regular bank accounts, safe deposit boxes are not insured by the FDIC. Also keep in mind that safe deposit boxes aren’t ideal for items you may need to grab in a hurry, since access is limited to banking hours.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 4.60% APY on SoFi Checking and Savings.
FAQ
What can I use instead of a safe deposit box?
Alternatives to a safe deposit box include:
• A fire-rated personal home safe: This can offer protection from environmental damage (such as fire or flood). However, a thief could potentially steal the whole safe.
• Digital storage solutions: Cloud services can securely store important documents and data backups.
• An attorney’s office: For legal documents, a trusted lawyer’s office may offer secure storage.
• Private vault facility: These are a viable alternative to a safe deposit box but tend to cost more.
Can safe deposit boxes be jointly shared?
Yes. When you open a safe deposit box, you can designate one or more corenters who will have equal access to the box. This is useful for couples, business partners, or family members who need shared access to important documents and valuables. Each renter typically receives a key, and all corenters’ signatures are required on the rental agreement.
Is it safe to keep money in a safe deposit box?
While it is physically safe to keep money in a safe deposit box, it is not recommended. Cash stored in a safe deposit box does not earn interest and is not insured by the Federal Deposit Insurance Corporation (FDIC). You’re generally better off keeping cash in a high-yield savings account or other insured financial instrument that offers safety, liquidity, and interest earnings.
Do banks know what you put in a safety deposit box?
No. The contents of a safe deposit box are private, and bank employees do not have access to the items stored inside. When you rent a safe deposit box, you receive a key, and the bank retains a second key. Both keys are required to open the box, but only you can open it and see its contents. This ensures privacy and confidentiality.
Photo credit: iStock/AlexSecret
SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.
As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.
Want to learn how to make quick money in one day? There are plenty of opportunities out there that let you earn some extra cash without a long-term commitment or if you need cash immediately. Whether you prefer working online or doing tasks around your neighborhood, you can find a side hustle that fits your…
Want to learn how to make quick money in one day? There are plenty of opportunities out there that let you earn some extra cash without a long-term commitment or if you need cash immediately.
Whether you prefer working online or doing tasks around your neighborhood, you can find a side hustle that fits your skills and schedule. From driving for a rideshare to selling unused items, making quick money in a day is more achievable than you might think.
I have personally done most of the side hustles below, so I know they are real.
Best Ways To Make Quick Money in One Day
Below are the best ways to make quick money in one day:
1. Flip items for resale
Flipping items for resale is a fast way to make money. You buy things at a low price and sell them for more. And you can even start with stuff you already have at home.
You can sell clothes, old phones, books, unused gift cards, kitchen items, and jewelry.
Many people have lots of items just lying around, so you could easily find things to sell without spending a dime to buy new stock.
Selling your items can be quick too by listing your stuff on sites like eBay, Craigslist, or Facebook Marketplace. These platforms have many buyers looking for good deals.
Recommended reading: How I Made $40,000 In One Year Flipping Items
10
This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.
2. Sell your clothes
When I was younger, I worked at a secondhand clothing store for a few years. I know how great these shops are, especially for making extra money.
I have sold a lot of clothes over the years, both online and in person. I even had a small business reselling clothes. So, I know a lot about selling used clothes!
Selling your clothes is a great way to clean out your closet and make some quick cash. You probably have clothes lying around that you don’t wear anymore, maybe because they don’t fit or aren’t your style.
You can begin by gathering items you no longer need. Check that they’re clean and in good condition. Next, decide where you want to sell them.
Local secondhand and consignment shops are an option if you prefer selling in person. These shops buy used clothes and pay you in cash or store credit. It’s quick and straightforward, but remember they might not accept everything. Secondhand and thrift stores like Plato’s Closet will give you cash the same day, so this is a good option if you need money right now.
Selling online gives you a bigger audience and more options. Sites like ThredUp make it easy. Order a Clean Out Kit, fill it with clothes, and send it back. ThredUp handles almost everything.
Another option is Poshmark. This is an app where you can list your clothes, set prices, and sell directly to buyers. You take photos, write descriptions, and ship items after they sell. Poshmark takes a small fee from each sale.
EBay is also popular. You just create listings, set starting bids, and see how much you can earn. Auctions can end quickly, so it’s great for fast sales.
Instagram can also be a fun place to sell if you have a following. You can post pictures of your clothes, add hashtags, and engage with your buyers.
Here are 16 Best Places To Sell Clothes For Cash.
3. Sell old electronics
Selling old electronics can be a great way to make quick money in one day.
You can start by looking around your home for unused gadgets such as old phones, laptops, tablets, or even game consoles.
Your old electronics can be sold on sites like Decluttr, Facebook Marketplace, and Craigslist. Retailers like Apple, Amazon, and Best Buy also have trade-in programs. You can exchange your old devices for gift cards to use at their stores.
If you want quick cash, these methods are fast and convenient. Just gather your old electronics, pick the best place to sell, and you could have extra money in your pocket by the end of the day.
4. Dog walking and pet sitting
Dog walking is a fun and easy way to make money quickly. If you love dogs and enjoy spending time outdoors, this can be a great option for you. There are several dog walking apps that connect dog walkers with pet owners.
One popular app is Rover. It’s easy to sign up and get started. You can set your own rates and choose when you want to work. Many people find Rover helpful because there’s always a demand for dog walking services.
Another popular app is Wag for people looking for a pet sitter.
Dog walking rates can vary. Typically, you can earn between $15 and $30 per hour, depending on the number of dogs and the length of the walk. This can add up quickly, especially if you take multiple jobs in one day.
My mother-in-law as well as my sister are both dog walkers and really enjoy what they do!
5. Complete online surveys
Doing online surveys is a simple way to make quick money in one day. Many companies want your opinion to improve their products or services, and by sharing your thoughts, you can earn cash or gift cards.
Some paid survey sites where you can take surveys include:
Freecash
Prime Opinion
Five Surveys
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Earning money from answering surveys isn’t quick and won’t make you rich. But if you have an hour, it’s an easy way to make a little extra cash.
I have answered a lot of surveys over the years. I liked that I could do them during little breaks in my day, like before and after work, during lunch, or while riding in a car. They are easy to answer and usually only take a few minutes.
6. Freelance work
Freelance jobs are a great way to make fast money. You can use your skills to help others and get paid for it. Plus, lots of people need freelance writers, graphic designers, and web developers.
Here are some ideas:
If you enjoy writing, you can find jobs that need blog posts, articles, or even editing. Websites like Upwork and Fiverr connect you with clients who need these services.
Are you good at art or graphic design? Many businesses look for freelance graphic designers. They need help with logos, social media posts, and website designs.
Web developers can also find plenty of work online. You could help build a website or fix one that’s already running. Code issues can be tricky for many, but if you’re good at it, you can get paid well.
You can also offer services like proofreading, transcription, or even managing social media accounts. These jobs can be done quickly and still earn you money.
Freelancing gives you the freedom to choose what you do and when you work. Since it’s online, you can do it from the comfort of your home. It’s a flexible way to make quick cash on your own schedule.
I have been a freelancer for years, and I think it’s a great way to make more money.
You can learn more at 16 Best Freelance Jobs & How To Get Started.
7. Sell crafts on Etsy
Selling crafts on Etsy is a fun and creative way to make quick money. Many buyers love unique, handmade items that they can’t find anywhere else.
I shop on Etsy all the time (I actually just bought a custom card for someone as well as a specific live plant that I couldn’t find anywhere in person!).
Items like jewelry, handmade soaps, and candles are very popular. These items are easy to make and tend to sell well. Stickers and printables also have a big market and can be a good way to make a passive income stream. You can also make bath products like sugar scrubs and geode bath bombs. People love these items because they are both pretty and useful.
Here are 16 Best Things To Sell On Etsy To Make Money.
8. Rent out a spare room
Renting out a room is a great way to make money fast. If you have a spare room, you can try listing it on sites like Airbnb, Facebook, or Craigslist.
You can rent your room for a night, a week, one month, or even longer. This flexibility allows you to choose what works best for your schedule.
When I was younger, I had extra bedrooms in my house and rented them out to roommates. I rented to long-term renters and people I knew, like friends and my sister. It didn’t cover my whole mortgage, but it covered about half, which I thought was great!
9. Food delivery
Food delivery jobs can help you make quick money in one day. There are many food delivery apps and services that need drivers to deliver meals from restaurants and grocery stores to customers.
One popular option is DoorDash. As a DoorDash driver, you pick up food from local restaurants, deliver it to customers, and you can keep 100% of your tips and cash out daily.
Another good choice is Uber Eats. With Uber Eats, you set your own hours and enjoy the freedom of no boss. You can deliver food in your spare time and get paid fast.
For grocery delivery, there is Instacart. Instacart is a popular website for people who want to make extra money by shopping for and delivering groceries.
These food delivery services are flexible. You can work whenever you have free time and you can typically cash out your earnings the same day, so this is great if you need to make money quickly.
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Instacart is a popular website for people looking to earn extra money shopping for and delivering groceries. Instacart gives you the option to turn your free time into a chance to make some extra money.
10. Participate in focus groups
Participating in focus groups is a quick way to make money in one day. Companies want your opinion on products or services, and they pay well for it. You can earn between $50 and $150 for an hour of your time.
Focus groups can be done online or in person. Online focus groups are convenient because you can join from home, and in-person groups might offer even higher payouts.
User Interviews is a popular site to find focus groups to take part in.
To get started, sign up on these websites and fill out your profile. Companies will contact you when a study matches your profile.
I did a user interview once and got paid $400 for just one hour of work. It was easy and done online through a video call to get my opinion on a new website feature.
Recommended reading: 19 Best Places To Find Paid Research Studies
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User Interviews pays very well for market research studies and these are some of the highest paying online surveys, with each paying $50 to $100 or more. The average pays over $60.
11. Provide handyman services
If you’re good at fixing things, selling handyman services can be a quick way to make money. Many people need help with small repairs around the house like fixing leaky faucets, installing ceiling fans, or even putting up pictures. These jobs don’t take long and can be done on short notice.
You can start by putting up flyers in your neighborhood or posting on local community boards online (for example, there’s probably a Facebook group for your town that you can join and post on).
You can also use apps like Taskrabbit to find jobs quickly. These apps connect you with people looking for immediate help. This way, you don’t have to wait long to start earning money.
You are typically paid the same day you finish the job for handyman services.
I have personally hired different handymen over the years for all sorts of services, such as a bathroom cabinet install, painting a bedroom, flooring repair, and even a roof repair.
12. Play game apps
Ever thought about making money just by playing games on your phone? There are plenty of apps where you can do just that.
Here’s a quick list of the top game platforms that pay real cash:
KashKick
Swagbucks
InboxDollars
Freecash
Game apps pay real money rewards because they earn money from ads and in-app purchases. They share a part of their earnings with players like you and me to keep them engaged and playing their games.
Recommended reading: 23 Best Game Apps To Win Real Money
13. Have a yard sale
Having a yard sale (or garage sale) is a great way to make quick money in just one day. It helps you declutter your home and turn unwanted items into cash.
You usually can’t ask for a really high price on anything, but it can be a way to sell a lot of things at once and make some cash in one day.
You can sell all sorts of things – basically anything and everything that you own.
14. Sell unused gift cards
Lots of people have gift cards they never use. Maybe you have one for a store you don’t shop at. Instead of letting it collect dust, you can sell it and get cash.
Many websites let you trade your card for money such as Raise and CardCash, which are two popular sites. They usually give you around 90% of the card’s value.
To sell a gift card, you’ll enter the store’s name and the card’s balance. You’ll get an offer right away, and if you accept it, you can get paid by PayPal, direct deposit, or even a check.
15. Find unclaimed money
Did you know there might be money out there waiting for you to claim it? It’s called unclaimed money, and it’s typically from forgotten accounts, old jobs, or refunds.
To see if you have any free money to claim, go to unclaimed.org. This site is run by the National Association of Unclaimed Property Administrators (NAUPA).
The site will then take you to missingmoney.com. This is a helpful tool that works with states to help people find their unclaimed money. You just need to enter your first name, last name, and state.
It’s free to search and free to claim your money. So, take a few minutes to check it out. You might find some extra money waiting for you!
I just looked and I had around $60 in free money that I could claim!
16. Babysit for neighbors
Babysitting is a great way to make quick money. Many parents need help, especially on weekends or evenings.
Let your neighbors know you are available. You can also ask friends to spread the word or even post in local Facebook groups.
17. Search for Craigslist gigs
Craigslist can be a great place to find quick-paying jobs. Many people need help with tasks, and they post ads looking for workers who can start right away.
To find Craigslist gigs in your town, go to Craigslist and look for the “gigs” section.
You can find jobs like yard cleanup, moving help, helping around the house, putting up flyers, event staff, selling plasma, tutor help, and more.
Some gigs you find may even be more specialized, like participating in local medical research studies. These gigs can pay quite a bit more, sometimes up to $1,000.
18. Wash or detail cars
Washing or detailing cars is a great way to make quick money. You can start by selling your services to friends, family, and neighbors. Most people appreciate a clean car and may not have the time to do it themselves.
You don’t need much to get started and most likely just need basic supplies like soap, sponges, towels, and a vacuum can be enough. For detailing, you might need some special products like polish and wax.
Once you get a few clients, word of mouth can help you grow your business. People will recommend you if you do a good job. Plus, you can adjust your pricing based on how much time and effort each job takes.
19. Cash in your coins
Do you have a jar full of coins sitting around? Cashing them in can be a quick way to get some extra money.
First, look for a nearby bank or credit union that you belong to as many will exchange coins for free if you have an account with them.
Coinstar machines are another option. These are usually found in grocery stores and retail shops. Be aware that they charge a fee if you want cash. To avoid the fee, sometimes you can opt for an egift card instead.
Learn more at Where To Cash Coins For Free Near Me – 9 Best Places.
20. Clean homes
One way to make quick money in a day is by cleaning homes. You can get paid to clean houses, apartments, or short-term rentals like those listed on Airbnb.
Cleaning tasks can include vacuuming, dusting, mopping floors, and cleaning bathrooms, and you might also need to do things like changing bed linens and washing dishes.
21. Sign-up bonuses
Sign-up bonuses are a way to make some quick money.
Many apps and websites offer these bonuses to encourage you to join them. They often come in the form of cash, gift cards, or rewards points.
Some places that give sign-up bonuses include:
Sometimes when you open a bank account, you can also get a sign-up bonus too!
22. Recycle items
Recycling can be a great way to earn quick money.
Here are some items you may be able to recycle for extra money:
Aluminum cans are easy to collect and recycle.
You can also gather old newspapers and cardboard boxes.
Metals like copper, brass, and steel can get you a good price. Sort them into different types before taking them to the scrapyard. Scrapyards often pay for clean and separated metals.
Glass bottles and jars are another option. Collect them from friends, neighbors, or local events. Check with recycling centers to see how much they pay per bottle.
Even cooking oil can be sold to companies that convert it into biodiesel or soap. Save your used cooking oil in containers and find a local recycler who buys it.
Don’t forget about selling books! Old textbooks or novels can be sold online or at local bookstores. Sites like eBay and Amazon have buyback programs that offer cash or store credit.
To make the most money by recycling, gather as much as you can, store it safely, and take it to the right place.
Frequently Asked Questions
Here are answers to common questions on how to make quick money in just one day.
How can I make money ASAP today?
If you need to learn how to get quick money in one day without paying anything, then I recommend finding things around your home to sell, such as clothes, jewelry, books, an old phone, and more.
How can I make $100 per day?
There are many ways to make $100 a day. You can sell items you don’t need like old clothes or electronics. You can also flip items for resale or sell services like cleaning or home repair.
How can you actually make $1000 a day?
Making $1000 in a day is tough but not impossible. It might involve selling high-value items like jewelry, doing freelance work, or offering specialized services. Jobs in the gig economy, such as driving or delivering, can earn you money immediately, and you can combine them with other gigs to boost your daily earnings.
How can I make money in just hours?
Try quick tasks like dog walking, babysitting, or selling items from around your home.
How to make quick money in one day as a kid?
Kids can earn money by doing chores, babysitting, or selling homemade crafts. Offering to mow lawns or do yard work for your neighbors is also a good option.
How to make quick money in one day on my phone?
Your phone can help you earn money in various ways too. You can sell things you don’t need or use your skills on freelance platforms. Answering surveys, selling photos, or being a virtual friend can also earn you money, all from the comfort of wherever you are.
How to make quick money in one day online?
To make quick money in one day online, you can take online surveys, freelance your skills, or sell items on eBay or other platforms. You can also offer services on gig websites like Fiverr.
How To Make Quick Money in One Day – Summary
I hope you enjoyed this article on how to make quick money in one day.
If you need money immediately, there are many things you can do to make money today. Whether you’re saving for a goal or dealing with an unexpected expense, these tips can help you achieve financial flexibility in just one day.
Some may be more of a part-time side gig, whereas others can be a full-time income. It all just depends on what you’re looking for.
What do you think is the best way to make money in one day?
Want to learn how to make quick money in one day? There are plenty of opportunities out there that let you earn some extra cash without a long-term commitment or if you need cash immediately. Whether you prefer working online or doing tasks around your neighborhood, you can find a side hustle that fits your…
Want to learn how to make quick money in one day? There are plenty of opportunities out there that let you earn some extra cash without a long-term commitment or if you need cash immediately.
Whether you prefer working online or doing tasks around your neighborhood, you can find a side hustle that fits your skills and schedule. From driving for a rideshare to selling unused items, making quick money in a day is more achievable than you might think.
I have personally done most of the side hustles below, so I know they are real.
Best Ways To Make Quick Money in One Day
Below are the best ways to make quick money in one day:
1. Flip items for resale
Flipping items for resale is a fast way to make money. You buy things at a low price and sell them for more. And you can even start with stuff you already have at home.
You can sell clothes, old phones, books, unused gift cards, kitchen items, and jewelry.
Many people have lots of items just lying around, so you could easily find things to sell without spending a dime to buy new stock.
Selling your items can be quick too by listing your stuff on sites like eBay, Craigslist, or Facebook Marketplace. These platforms have many buyers looking for good deals.
Recommended reading: How I Made $40,000 In One Year Flipping Items
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This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.
2. Sell your clothes
When I was younger, I worked at a secondhand clothing store for a few years. I know how great these shops are, especially for making extra money.
I have sold a lot of clothes over the years, both online and in person. I even had a small business reselling clothes. So, I know a lot about selling used clothes!
Selling your clothes is a great way to clean out your closet and make some quick cash. You probably have clothes lying around that you don’t wear anymore, maybe because they don’t fit or aren’t your style.
You can begin by gathering items you no longer need. Check that they’re clean and in good condition. Next, decide where you want to sell them.
Local secondhand and consignment shops are an option if you prefer selling in person. These shops buy used clothes and pay you in cash or store credit. It’s quick and straightforward, but remember they might not accept everything. Secondhand and thrift stores like Plato’s Closet will give you cash the same day, so this is a good option if you need money right now.
Selling online gives you a bigger audience and more options. Sites like ThredUp make it easy. Order a Clean Out Kit, fill it with clothes, and send it back. ThredUp handles almost everything.
Another option is Poshmark. This is an app where you can list your clothes, set prices, and sell directly to buyers. You take photos, write descriptions, and ship items after they sell. Poshmark takes a small fee from each sale.
EBay is also popular. You just create listings, set starting bids, and see how much you can earn. Auctions can end quickly, so it’s great for fast sales.
Instagram can also be a fun place to sell if you have a following. You can post pictures of your clothes, add hashtags, and engage with your buyers.
Here are 16 Best Places To Sell Clothes For Cash.
3. Sell old electronics
Selling old electronics can be a great way to make quick money in one day.
You can start by looking around your home for unused gadgets such as old phones, laptops, tablets, or even game consoles.
Your old electronics can be sold on sites like Decluttr, Facebook Marketplace, and Craigslist. Retailers like Apple, Amazon, and Best Buy also have trade-in programs. You can exchange your old devices for gift cards to use at their stores.
If you want quick cash, these methods are fast and convenient. Just gather your old electronics, pick the best place to sell, and you could have extra money in your pocket by the end of the day.
4. Dog walking and pet sitting
Dog walking is a fun and easy way to make money quickly. If you love dogs and enjoy spending time outdoors, this can be a great option for you. There are several dog walking apps that connect dog walkers with pet owners.
One popular app is Rover. It’s easy to sign up and get started. You can set your own rates and choose when you want to work. Many people find Rover helpful because there’s always a demand for dog walking services.
Another popular app is Wag for people looking for a pet sitter.
Dog walking rates can vary. Typically, you can earn between $15 and $30 per hour, depending on the number of dogs and the length of the walk. This can add up quickly, especially if you take multiple jobs in one day.
My mother-in-law as well as my sister are both dog walkers and really enjoy what they do!
5. Complete online surveys
Doing online surveys is a simple way to make quick money in one day. Many companies want your opinion to improve their products or services, and by sharing your thoughts, you can earn cash or gift cards.
Some paid survey sites where you can take surveys include:
Freecash
Prime Opinion
Five Surveys
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Earning money from answering surveys isn’t quick and won’t make you rich. But if you have an hour, it’s an easy way to make a little extra cash.
I have answered a lot of surveys over the years. I liked that I could do them during little breaks in my day, like before and after work, during lunch, or while riding in a car. They are easy to answer and usually only take a few minutes.
6. Freelance work
Freelance jobs are a great way to make fast money. You can use your skills to help others and get paid for it. Plus, lots of people need freelance writers, graphic designers, and web developers.
Here are some ideas:
If you enjoy writing, you can find jobs that need blog posts, articles, or even editing. Websites like Upwork and Fiverr connect you with clients who need these services.
Are you good at art or graphic design? Many businesses look for freelance graphic designers. They need help with logos, social media posts, and website designs.
Web developers can also find plenty of work online. You could help build a website or fix one that’s already running. Code issues can be tricky for many, but if you’re good at it, you can get paid well.
You can also offer services like proofreading, transcription, or even managing social media accounts. These jobs can be done quickly and still earn you money.
Freelancing gives you the freedom to choose what you do and when you work. Since it’s online, you can do it from the comfort of your home. It’s a flexible way to make quick cash on your own schedule.
I have been a freelancer for years, and I think it’s a great way to make more money.
You can learn more at 16 Best Freelance Jobs & How To Get Started.
7. Sell crafts on Etsy
Selling crafts on Etsy is a fun and creative way to make quick money. Many buyers love unique, handmade items that they can’t find anywhere else.
I shop on Etsy all the time (I actually just bought a custom card for someone as well as a specific live plant that I couldn’t find anywhere in person!).
Items like jewelry, handmade soaps, and candles are very popular. These items are easy to make and tend to sell well. Stickers and printables also have a big market and can be a good way to make a passive income stream. You can also make bath products like sugar scrubs and geode bath bombs. People love these items because they are both pretty and useful.
Here are 16 Best Things To Sell On Etsy To Make Money.
8. Rent out a spare room
Renting out a room is a great way to make money fast. If you have a spare room, you can try listing it on sites like Airbnb, Facebook, or Craigslist.
You can rent your room for a night, a week, one month, or even longer. This flexibility allows you to choose what works best for your schedule.
When I was younger, I had extra bedrooms in my house and rented them out to roommates. I rented to long-term renters and people I knew, like friends and my sister. It didn’t cover my whole mortgage, but it covered about half, which I thought was great!
9. Food delivery
Food delivery jobs can help you make quick money in one day. There are many food delivery apps and services that need drivers to deliver meals from restaurants and grocery stores to customers.
One popular option is DoorDash. As a DoorDash driver, you pick up food from local restaurants, deliver it to customers, and you can keep 100% of your tips and cash out daily.
Another good choice is Uber Eats. With Uber Eats, you set your own hours and enjoy the freedom of no boss. You can deliver food in your spare time and get paid fast.
For grocery delivery, there is Instacart. Instacart is a popular website for people who want to make extra money by shopping for and delivering groceries.
These food delivery services are flexible. You can work whenever you have free time and you can typically cash out your earnings the same day, so this is great if you need to make money quickly.
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Instacart is a popular website for people looking to earn extra money shopping for and delivering groceries. Instacart gives you the option to turn your free time into a chance to make some extra money.
10. Participate in focus groups
Participating in focus groups is a quick way to make money in one day. Companies want your opinion on products or services, and they pay well for it. You can earn between $50 and $150 for an hour of your time.
Focus groups can be done online or in person. Online focus groups are convenient because you can join from home, and in-person groups might offer even higher payouts.
User Interviews is a popular site to find focus groups to take part in.
To get started, sign up on these websites and fill out your profile. Companies will contact you when a study matches your profile.
I did a user interview once and got paid $400 for just one hour of work. It was easy and done online through a video call to get my opinion on a new website feature.
Recommended reading: 19 Best Places To Find Paid Research Studies
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User Interviews pays very well for market research studies and these are some of the highest paying online surveys, with each paying $50 to $100 or more. The average pays over $60.
11. Provide handyman services
If you’re good at fixing things, selling handyman services can be a quick way to make money. Many people need help with small repairs around the house like fixing leaky faucets, installing ceiling fans, or even putting up pictures. These jobs don’t take long and can be done on short notice.
You can start by putting up flyers in your neighborhood or posting on local community boards online (for example, there’s probably a Facebook group for your town that you can join and post on).
You can also use apps like Taskrabbit to find jobs quickly. These apps connect you with people looking for immediate help. This way, you don’t have to wait long to start earning money.
You are typically paid the same day you finish the job for handyman services.
I have personally hired different handymen over the years for all sorts of services, such as a bathroom cabinet install, painting a bedroom, flooring repair, and even a roof repair.
12. Play game apps
Ever thought about making money just by playing games on your phone? There are plenty of apps where you can do just that.
Here’s a quick list of the top game platforms that pay real cash:
KashKick
Swagbucks
InboxDollars
Freecash
Game apps pay real money rewards because they earn money from ads and in-app purchases. They share a part of their earnings with players like you and me to keep them engaged and playing their games.
Recommended reading: 23 Best Game Apps To Win Real Money
13. Have a yard sale
Having a yard sale (or garage sale) is a great way to make quick money in just one day. It helps you declutter your home and turn unwanted items into cash.
You usually can’t ask for a really high price on anything, but it can be a way to sell a lot of things at once and make some cash in one day.
You can sell all sorts of things – basically anything and everything that you own.
14. Sell unused gift cards
Lots of people have gift cards they never use. Maybe you have one for a store you don’t shop at. Instead of letting it collect dust, you can sell it and get cash.
Many websites let you trade your card for money such as Raise and CardCash, which are two popular sites. They usually give you around 90% of the card’s value.
To sell a gift card, you’ll enter the store’s name and the card’s balance. You’ll get an offer right away, and if you accept it, you can get paid by PayPal, direct deposit, or even a check.
15. Find unclaimed money
Did you know there might be money out there waiting for you to claim it? It’s called unclaimed money, and it’s typically from forgotten accounts, old jobs, or refunds.
To see if you have any free money to claim, go to unclaimed.org. This site is run by the National Association of Unclaimed Property Administrators (NAUPA).
The site will then take you to missingmoney.com. This is a helpful tool that works with states to help people find their unclaimed money. You just need to enter your first name, last name, and state.
It’s free to search and free to claim your money. So, take a few minutes to check it out. You might find some extra money waiting for you!
I just looked and I had around $60 in free money that I could claim!
16. Babysit for neighbors
Babysitting is a great way to make quick money. Many parents need help, especially on weekends or evenings.
Let your neighbors know you are available. You can also ask friends to spread the word or even post in local Facebook groups.
17. Search for Craigslist gigs
Craigslist can be a great place to find quick-paying jobs. Many people need help with tasks, and they post ads looking for workers who can start right away.
To find Craigslist gigs in your town, go to Craigslist and look for the “gigs” section.
You can find jobs like yard cleanup, moving help, helping around the house, putting up flyers, event staff, selling plasma, tutor help, and more.
Some gigs you find may even be more specialized, like participating in local medical research studies. These gigs can pay quite a bit more, sometimes up to $1,000.
18. Wash or detail cars
Washing or detailing cars is a great way to make quick money. You can start by selling your services to friends, family, and neighbors. Most people appreciate a clean car and may not have the time to do it themselves.
You don’t need much to get started and most likely just need basic supplies like soap, sponges, towels, and a vacuum can be enough. For detailing, you might need some special products like polish and wax.
Once you get a few clients, word of mouth can help you grow your business. People will recommend you if you do a good job. Plus, you can adjust your pricing based on how much time and effort each job takes.
19. Cash in your coins
Do you have a jar full of coins sitting around? Cashing them in can be a quick way to get some extra money.
First, look for a nearby bank or credit union that you belong to as many will exchange coins for free if you have an account with them.
Coinstar machines are another option. These are usually found in grocery stores and retail shops. Be aware that they charge a fee if you want cash. To avoid the fee, sometimes you can opt for an egift card instead.
Learn more at Where To Cash Coins For Free Near Me – 9 Best Places.
20. Clean homes
One way to make quick money in a day is by cleaning homes. You can get paid to clean houses, apartments, or short-term rentals like those listed on Airbnb.
Cleaning tasks can include vacuuming, dusting, mopping floors, and cleaning bathrooms, and you might also need to do things like changing bed linens and washing dishes.
21. Sign-up bonuses
Sign-up bonuses are a way to make some quick money.
Many apps and websites offer these bonuses to encourage you to join them. They often come in the form of cash, gift cards, or rewards points.
Some places that give sign-up bonuses include:
Sometimes when you open a bank account, you can also get a sign-up bonus too!
22. Recycle items
Recycling can be a great way to earn quick money.
Here are some items you may be able to recycle for extra money:
Aluminum cans are easy to collect and recycle.
You can also gather old newspapers and cardboard boxes.
Metals like copper, brass, and steel can get you a good price. Sort them into different types before taking them to the scrapyard. Scrapyards often pay for clean and separated metals.
Glass bottles and jars are another option. Collect them from friends, neighbors, or local events. Check with recycling centers to see how much they pay per bottle.
Even cooking oil can be sold to companies that convert it into biodiesel or soap. Save your used cooking oil in containers and find a local recycler who buys it.
Don’t forget about selling books! Old textbooks or novels can be sold online or at local bookstores. Sites like eBay and Amazon have buyback programs that offer cash or store credit.
To make the most money by recycling, gather as much as you can, store it safely, and take it to the right place.
Frequently Asked Questions
Here are answers to common questions on how to make quick money in just one day.
How can I make money ASAP today?
If you need to learn how to get quick money in one day without paying anything, then I recommend finding things around your home to sell, such as clothes, jewelry, books, an old phone, and more.
How can I make $100 per day?
There are many ways to make $100 a day. You can sell items you don’t need like old clothes or electronics. You can also flip items for resale or sell services like cleaning or home repair.
How can you actually make $1000 a day?
Making $1000 in a day is tough but not impossible. It might involve selling high-value items like jewelry, doing freelance work, or offering specialized services. Jobs in the gig economy, such as driving or delivering, can earn you money immediately, and you can combine them with other gigs to boost your daily earnings.
How can I make money in just hours?
Try quick tasks like dog walking, babysitting, or selling items from around your home.
How to make quick money in one day as a kid?
Kids can earn money by doing chores, babysitting, or selling homemade crafts. Offering to mow lawns or do yard work for your neighbors is also a good option.
How to make quick money in one day on my phone?
Your phone can help you earn money in various ways too. You can sell things you don’t need or use your skills on freelance platforms. Answering surveys, selling photos, or being a virtual friend can also earn you money, all from the comfort of wherever you are.
How to make quick money in one day online?
To make quick money in one day online, you can take online surveys, freelance your skills, or sell items on eBay or other platforms. You can also offer services on gig websites like Fiverr.
How To Make Quick Money in One Day – Summary
I hope you enjoyed this article on how to make quick money in one day.
If you need money immediately, there are many things you can do to make money today. Whether you’re saving for a goal or dealing with an unexpected expense, these tips can help you achieve financial flexibility in just one day.
Some may be more of a part-time side gig, whereas others can be a full-time income. It all just depends on what you’re looking for.
What do you think is the best way to make money in one day?