Ok reader, this is one of my best eBay secrets, but I’m in a giving mood so strap in for a history lesson. Snoopy—Charlie Brown’s beloved beagle—was a cultural symbol during the Vietnam War. People back home, as well as some servicemen, used him as a WWI fighter pilot to criticize our involvement in Vietnam. (Snoopy fighting the Red Baron was seen as a more just war.) But, some servicemen used him as a symbol of the war effort.
Either way, the result is there are a bunch of Snoopy-engraved Zippo lighters floating around in the world. Some are crude—think Snoopy with a thought bubble that just says “Sex.” Some are sweet—think Snoopy with a thought bubble that has the name of a serviceman’s wife. Some are sad—think Snoopy saying “I wanna go home.” They are all incredibly fucking cool and relatively well priced for vintage ephemera.
Some people think it’s morbid to own one of these, but history is full of contradictions. Scour eBay, ask your grandfather, or go to a local antique market. One of those three will probably have a vintage Snoopy Zippo.
If you’re in the mood for a home décor refresh, check out this list of five items that are up for grabs on Amazon – from a candle warmer to a cozy blanket and more.(iStock)
Transforming your home into a cozy haven can be the perfect way to get through the rest of the winter doldrums and hibernate in style.
Consider bringing warmth to your front door by shopping for the Amazon picks below.
Whether it’s fresh throw pillows, chunky knit blankets or scented candles, you can give your home a cozy upgrade for just a few dollars.
SOUP LOVER’S DELIGHT: 5 GADGETS ON AMAZON FOR MAKING AND SERVING SOUP
Here are five items that will bring you cozier days ahead.
You can find them all on Amazon, and they can be delivered to your door in 24 hours if you’re an Amazon Prime member.
You can join or start a 30-day free trial to shop.
Transform any candle into a flameless one with this chic candle warmer.(Amazon.com)
Unlike traditional flame-burning candles, the candle warmer lamp offers smokeless operation, creating a cozy and relaxing atmosphere in your home without any potentially dangerous flames.
15 LAST-MINUTE VALENTINE’S DAY GIFTS YOUR SIGNIFICANT OTHER WILL LOVE
The lamp gently and safely warms the candle wax within minutes, releasing its fragrance.
This vintage space heater is functional, stylish — and could come in handy if you’re looking for extra warmth.(Amazon.com)
Who says space heaters have to be boring?
This Vornado 1945 space heater looks chic in a small to medium-sized bedroom or office to warm up the space in style with two heat settings.
It’s functional as well as stylish.
A heated blanket could be just what the doctor ordered on a chilly, snowy day.(Amazon.com)
A couch throw is essential when curling up by the fire on a cold winter’s night.
But a heated one ups the ante.
ALREADY THINKING ABOUT SPRING? THESE 10 GARDEN ITEMS CAN HELP YOU PREPARE
This cloud-like soft velour blanket has five heating settings that ensure even heating throughout the entire blanket.
“Ridiculously soft,” said one five-star reviewer. “Great price for the quality!’
Consider these comfy throw pillows. This pick by Deeland is made with soft faux fur.(Amazon.com)
If you’re looking for a quick and cheap way to switch up the look and feel of your home, try throw pillows.
This plush set is made of super soft faux fur to warm up any living space.
“Love, love, love!” said one Amazon customer.
“The quality is excellent, feels so soft and beautiful. It elevated the look to luxurious and classy. I recommend this product.”
Blanket ladder(Amazon.com)
If you love throw blankets but find they’re constantly crumpled on the couch or the floor, this blanket ladder could solve the problem.
Your comfy blankets stay neatly folded when not in use — and the sleek, modern design and beautiful finish will complement any home decor style.
For more Deals, visit www.foxnews.com/category/deals.
Jené Luciani Sena is a contributing lifestyle reporter for Fox News Digital.
Inside: Looking for delicious, budget-friendly meals? Look no further! This guide has 100+ delicious and frugal recipes that will help you stick to your food budget.
When it comes to keeping your grocery budget in check, meal planning is a powerful tool. It can simplify your life, save you precious time, and stretch your dollars further.
You don’t always need pricey ingredients to whip up something delicious. Creating frugal meals doesn’t mean you have to compromise on flavor.
Sometimes, a frugal meal could mean something cheaper but equally, if not more, delicious than takeout! The key to this art is using simple, inexpensive ingredients, being creative in their application, and not shying away from condiments, herbs, and spices that can elevate your dish.
Remember, eating frugally is not just cost-effective but also simple and stress-free, utilizing common kitchen staples, and easy-to-locate items.
Join me on my mission to make frugal meals that are adored by my family and my thrifty self appreciates.
Frugal Breakfast Ideas:
A frugal breakfast should not equate to boring. Here are a few ways to start your day off right without stressing your wallet:
Waffles/Pancakes: These could be made with basic ingredients like flour, eggs, and baking powder. Top with peanut butter or dust of cinnamon sugar for extra flavor!
Eggs: Cooked to your preference, be it fried, boiled, or scrambled, they are not only easy on the pocket but also a rich source of protein.
Oatmeal: Buy oats in bulk and pair them with over-ripe bananas, pumpkin butter, or a sprinkle of brown sugar. It’s a hearty and filling for just about anyone.
Muffins: Basic muffin ingredients include flour, eggs, and baking powder. For an element of surprise, add in nuts, blueberries, or mashed bananas.
French Toast: With eggs, cinnamon, and loaves of French bread, you can whip up a scrumptious breakfast.
Homemade Bread/Toast: If you’re up to the task, making your own bread could be a money-saving option. This is something I do with sourdough bread. Pair the fresh bread with either sweet or savory toppings.
Omelets: Eggs are a cheap source of protein. Whip up an omelet and serve it with your choice of inexpensive veggies.
Homemade Biscuits: Biscuits are a great addition to any frugal breakfast, with just “milk” and flour ingredients. Pair them with a little meat or enjoy them in butter. Just like my great Aunt Marie made at the ranch.
Choose Spice for Breakfast: This recipe for Mexican baked eggs uses budget friendly canned beans and eggs as a protein source. It’s super simple to make in less than 30 minutes, with eggs baked in a smoky, spicy tomato sauce with black beans, poblanos, and corn. Serve with plenty of corn tortillas for a super satisfying meal.
Frugal Lunch Ideas:
Lunch should be something to look forward to, even if you’re on a tight budget. Here are frugal lunch ideas that keep your tummy and your wallet happy.
Salad: A salad is an excellent choice for a frugal lunch, it’s both cost-effective and healthy. Based on what’s available in your fridge, you can combine different vegetables, proteins, and dressings to create a filling and tasty meal every day.
Sandwiches: The humble sandwich can be as frugal or as lavish as you like. Tuna, grilled cheese, peanut butter, and jelly, ham… you name it, sandwiches offer a great variety.
Homemade Soup: Consider creamy potato soup, creamy vegetable soup, or even curried cauliflower soup. They can be light yet fulfilling, and the ingredients are reasonably priced.
Toast Pizza: Save money by using toast as your pizza base, add what you have in the fridge, top it off with cheese, and cook it under the grill or in the oven.
Baked Potatoes: A toasty baked potato with butter is a delightful, inexpensive lunch. Top it up with fillings such as cheese or broccoli.
Remember, lunch doesn’t have to be expensive to be delicious! Use what you have at home for a more sustainable, economical, and satisfying meal.
Frugal Dinner Ideas:
Dinner is the time when families come together, share their day, and unite over food. There’s a common misconception that frugal foods are bland and monotonous. However, you don’t have to spend a fortune to make dinner delicious and satisfying.
Spaghetti: Who knew that the ultimate comfort food could be so cheap? Combine spaghetti with homemade tomato sauce or cheese, add your favorite seasonings, and voila! You have a delicious meal.
Baked potatoes: Fully customizable and super simple to be a dinner game-changer. Top them with cheese, sour cream, or any other leftovers like chili!
Stir Fry: This is a perfect way to use up any veggies you have. Throw in some meat if you have it, cook with rice and tasty sauce, and your stir fry is ready!
Tacos: Pick up tortillas, get ground beef, or use dried beans, lettuce, and salsa, and there you have your Taco night. You can also swap out the beef for beans, and it’ll still taste delightful.
Breakfast for Dinner: Who said breakfast foods are only for mornings? Whip up scrambled eggs, toast, or pancakes, and enjoy a breakfast-style dinner!
Creating a delicious, nutritious, and frugal dinner can be easier than you might think. It’s all about making the most out of the resources you have, every day.
Recipe Breakdown : Variety Of Frugal Meals
Satisfying Soup & Salad Recipes on a Shoestring
When it comes to frugality, nothing beats the soup and salad combination. These meals are not only hearty and satisfying but also easy on your wallet. With just a few ingredients, these recipes will bring variety and nutrition to your kitchen without putting a strain on your wallet.
Here are a few of our favorite frugal soup and salad recipes:
The Best Chicken Soup Recipe: Simplicity meets flavor without breaking the bank. Utilizing affordable ingredients and leftover chicken, this soup is a testament to how economical choices can still yield rich, comforting results.
Cauliflower and Bacon Soup:
Instant Pot Three Sisters Soup: A blend of corn, beans, and squash.
Root Vegetable Soup: Healthy, comforting, and made with only a few simple and inexpensive ingredients! It’s prepared with veggies like carrots, parsnips, rutabaga, and potatoes simmered in a savory broth.
Healthy Roast Pumpkin and Sweet Potato Soup: Winter favorite loaded with nutrients.
Instant Pot Cabbage Roll Soup: Comfort food at its best.
Smoky Black Bean Soup: Protein packed, tasty, and hearty.
Hearty Lentil Soup: Healthy and will keep you warm during the winter! It’s made with only a few ingredients and requires no special equipment. This soup is made with lentils, veggies, and spices simmered in a savory tomato broth.
Vegan Coconut Curry Lentil Soup: Exotic, aromatic, and down-right delicious.
Instant Pot Split Pea Soup Recipe: Classic soup, ready in no time.
Vegetable Barley Soup: With protein-rich chickpeas, cabbage, potatoes, and the twist of curry spices, this soup is easy, comforting, and delicious!
The Very Best Ham And Potato Soup With Peas: Savory, delicious and economical.
Cheap and Easy Hamburger Soup: Mouthwatering and super easy to prepare.
Creamy Vegetarian Potato Soup: Originally named 45-Cent Potato Soup because that was how much it cost per serving over a decade ago! The cost has increased a bit but this hearty potato soup is still a keeper. Creamy potato soup with veggies and milk – thick, velvety, and hearty. It’s on constant rotation at our house!
Moreover, when it comes to salads, using seasonal produce, beans, or leftover veggies can be an affordable way to create nutritious meals. Add chicken, tuna, or boiled eggs for protein, or keep it simple with fresh greens and a homemade dressing.
Remember, a frugal lifestyle does not mean you have to compromise on taste or variety. It’s about being creative with what you have!
Cut Costs with these Cheap ‘n Cheerful Chicken Recipes
Dinner necessity is the mother of so many amazing chicken dinners! Plus it is an excellent protein option that can be inexpensive, especially if you seize sales or buy in bulk.
Maple Chicken & Potato Supper: This recipe turns an affordable cut of chicken and two types of potatoes into a family favorite.
One-Pot Chicken and Potatoes: Chicken thighs are cheap, add in potatoes, onions, and carrots for a hearty comfort meal.
Leftover Chicken Curry and Vegetables: Lots of recipes use leftover chicken or turkey. But this “All the Leftovers” Chicken Curry also uses your leftover vegetables. Clean out your refrigerator today!
Instant Pot Chicken Tortilla Soup: A quick, deliciously rich, and slightly spicy meal made up of chicken, black beans, and stewed tomatoes.
Crockpot Chicken Tacos: With just 3 ingredients and 5 minutes of prep, this is a lifesaver for busy nights.
Chicken Curry and Quinoa: Simple, tasty, and feels like a treat without the expense.
One Pan Baked Chicken Thigh Recipe with Green Beans and Red Potatoes: This recipe is easy and inexpensive when you grab the chicken thighs on sale! It is easy to prepare, a healthier option and a family favorite!
Cheesy Chicken Quesadillas: A perfect, weeknight meal.
Slow Cooker Chicken Thighs with Potatoes and Carrots: A value for money meal with chicken thighs – one of the cheapest chicken cuts.
One-Pan Chicken Legs with Chickpeas and Quinoa: A wholesome, naturally sweet dish with a few spices.
Easy Cheesy Chicken Taco Spaghetti: Made with pantry staples, this comforting dinner recipe is frugal and filling. Full of pasta, creamy sauce, and canned chicken, your family will be asking for seconds!
Chicken Fried Rice: Uses leftovers efficiently, add veggies, and you have a meal.
Easy Pizza Chicken Recipe: A low carb and high protein meal, especially when you use ordinary cheddar.
Remember, maximizing flavor in cheap chicken recipes often relies on using good quality, inexpensive ingredients, and cooking techniques like slow cooking or sautéing. Happy cooking!
Beautiful Beef Dishes that Benefit Your Wallet
When trying to maintain a frugal lifestyle, using affordable cuts of beef like ground beef, shin, or skirt steak can yield mouth-watering meals that don’t bust the budget. Here are a few beef recipes that are both economical and satisfying:
Ground Beef Stroganoff: A classic comfort food that is simple, quick, and incredibly hearty.
Poor Man’s Stew: An excellent choice for a filling, cheap, and tasty meal for a whole family.
Simple Hamburger Hotdish: This simple hamburger hotdish (casserole) makes delicious use of affordable and easy-to-find ingredients like ground beef, pasta, and tomato sauce. This is a great meal idea to feed a family.
Beef Skillet Nachos: Layer chips, ground beef, and cheese in a skillet for an easy, cost-effective meal.
Homemade Beef and Noodles: An economical-friendly classic that can serve a good number of people.
Tortellini Bake: This 4 ingredient Tortellini Bake uses common ingredients like ground beef and marinara sauce to make a satisfying and hearty meal for families!
Cheesy Ground Beef and Rice Casserole: Across the realms of deliciousness and frugality, this casserole rings the bell.
Beef and Tomato Macaroni Soup: Combining the wholesome elements of beef, macaroni, and tomatoes provides a satiating meal at an affordable cost.
Beef and Vegetable Stir Fry: Brimming with colorful vegetables and protein-rich beef, this dish is a delight to both the stomach and the wallet.
Taco Skillet: It’s the taste of tacos in a convenient and cost-friendly rice skillet.
Classic Stuffed Peppers: Filled with a mixture of ground beef, rice, and a zesty sauce, it’s a comfort meal that’s easy on the pocket.
Sesame-Ginger Beef: This dinner calls for an inexpensive cut of meat.
By creatively utilizing budget cuts and leftovers, you can create economical, hearty, and tasty beef dishes for yourself and your family, fostering a love for cooking while sticking to a money plan.
Money-saving Meatless Meal Marvels
When it comes to cost-saving, meatless or vegetarian dishes are a winner. Not only are they usually cost-effective, but they’re also often packed with nutrients. Here are meatless recipes that are sure to delight your taste buds, without denting your wallet:
Quinoa Edamame Salad with Peanut Sauce: Use cabbage and edamame to make a balanced lunch. The peanut sauce is flavor-packed and uses pantry staples, and the quinoa is easy to swap with rice or pasta.
Vegan Lentil Curry: Packed with nutrition, this dish makes an inexpensive, protein-rich meal.
Jamaican Rice and Peas: Economical rice and beans doesn’t need to be boring. Jamaican rice and peas are easy to make in the slow cooker. This flavorful, easy recipe brings delicious Caribbean flavor to any meal as a side dish or a complete meal on its own.
Spinach Lasagna Roll-Ups: Proof that vegetarian dinners can be delightfully hearty, this twist on classic lasagna is a crowd-pleaser.
Bean, Tomato, and Spinach Stew: A hearty and richly flavored dish that is low cost and satisfying.
Vegan Texas Tamale Pie: Great down-home, budget-friendly meal is perfect to whip up when you need something hearty, healthy, and filling to serve to your hungry family or friends in under an hour. Prepared with basic canned ingredients you might keep in your cupboard, this simple recipe can be easily adjusted to suit your tastes with the groceries you have on hand.
Stuffed Bell Peppers: Fill peppers with a delicious mixture of quinoa, black beans, tomatoes, and spices.
Eggplant Parmesan: Classic Italian dish, easy to make, and delicious to eat.
Pasta e Fagioli aka Pasta and Beans: Feed your family for pennies a bowl with pasta e fagioli. Cucina povera Italian food is the food of peasants, but it is so delicious! Only three inexpensive ingredients are needed to make this quick and easy, nutritious, one pot weeknight meal.
Potato & Zucchini Frittata: Use up your leftover veggies and whip up a quick frittata for dinner.
Tomato Basil Soup with Grilled Cheese: A classic that’s both inexpensive and palate-pleasing.
Vegetarian Stir-Fry: A colorful medley of veggies stir-fried in a savory sauce served over rice.
Spaghetti aglio e olio: This spaghetti aglio olio (with garlic and olive oil) is probably one of the most popular classic Italian pasta recipes and yet it’s so simple, budget friendly and super easy to make!
Butternut Squash Risotto: This dish, while sounding fancy, is frugal and straightforward to make.
Vegan Spaghetti Bolognese: This is a rich, hearty, and flavorful dish that’s lighter on the wallet than traditional bolognese.
Crispy Pan Fried Gnocchi: A simple and quick & inexpensive recipe to make in only 20 minutes for an easy weeknight meal. Crispy gnocchi coated in a light sauce made with garlic, herbs, butter and parmesan.
Implementing meatless meals can significantly cut down on grocery bills, with the added bonus of being healthier and environmentally friendly.
So why not give these recipes a try for your next frugal feast?
Luscious Low-Budget Lunch Ideas
The midday meal can often be overlooked when planning budget-friendly meals. Don’t let lunch blow your allowance! Here are a few low-cost, lip-smacking lunch ideas:
Bean Burritos: Beans and cheese wrapped in a tortilla can be quite satisfying and light on the pocket too.
Tuna Salad Sandwiches: A classic frugal lunch option that’s rich in protein.
Egg Salad Wraps: Egg salad in a wrap is a fulfilling lunch that’s economical.
Homemade Hummus and Veggies: Prepare hummus at home and pair it with fresh veggies for a light and inexpensive lunch.
Mixed Bean Salad: Beans are a powerhouse of nutrition and offer a low-cost lunch option. Mix different beans and dress them up with herbs and spices for a flavorful lunch.
Veggie and Cheese Stuffed Potatoes: A cheesy baked potato with veggies is filling and affordable.
PB&J: Peanut butter and jelly never go out of style and are a great low-cost lunch option.
Tuna Tomato Pasta: Tuna tomato pasta is a delicious healthy and easy recipe that only takes 20 minutes to make. With just a few basic ingredients it’s budget friendly too!
Falafel Wraps: Homemade falafel is quite reasonable and can be wrapped up with pita and fresh veggies for a satisfying meal.
Pasta Salad: Cold pasta salad with veggies is a cheap and filling lunch idea.
Vegetable Fried Rice: Leftover rice, mixed with whatever veggies you have on hand, makes for a delectable and affordable lunch.
When your lunch is as tasty as it is affordable, you’re winning at the game of frugality. Enjoy these luscious lunch ideas without breaking the bank!
Delightful Dinner Recipes That Don’t Dig A Hole In Your Pocket
Dinner is the meal you eagerly look forward to after a long day. Unfortunately, it can also be the priciest meal of the day. But it doesn’t have to be! Here are delightful, cost-effective dinner recipes:
Sloppy Joe Pasta: A homemade mix of pantry staples for a mouth-wateringly filling, budget-friendly twist on the classic Sloppy Joe.
Easy Chilaquiles: Fresh made tortilla chips smothered in homemade salsa, chilaquiles are the best way to make a flavor-packed meal on a budget!
Cottage Pie: Make a delicious cottage pie in the instant pot pressure cooker from scratch. Ideal for using up leftovers and easy to make!
Chicken Pot Pie: Homemade and padded out with cheap, seasonal veggies, it’s a classic favorite, perfect for a weeknight dinner.
Mince & Potato Stew: Heartwarming, flavorful dish that’s easy to make and easier on the pocket.
Linguine with Clam Sauce: Using canned or jarred clams, this linguine dish is made from simple pantry ingredients that won’t break the bank. Dive into a dinner of delicious choice for yumminess.
One Pot Sausage, White Beans, and Kale: It combines flavorful sausage, rich canned tomatoes, white beans, fresh kale, and a few herbs and spices – a cupboard-friendly, inexpensive dinner option.
Tacos: They’re versatile, they’re delicious, and most importantly, they’re cheap.
Potato and Salmon Fish Cakes: Canned salmon and potatoes create a delicious, inexpensive dinner the family will love. They are super easy to make and you can freeze them, too. Even those who dislike salmon enjoy these fish cakes!
Asian-Style Chicken Noodles: This recipe uses leftover chicken and packs a lot of flavors without a lot of cost.
Pasta Arrabbiata: This inexpensive pasta dish is full of garlic, tomatoes, and spicy red pepper flakes. Simple, yet incredibly delicious.
Garlicky Spinach and White Bean Pasta: This recipe is packed with flavor thanks to a surprise, budget-friendly ingredient – tinned anchovies! Simply toss cooked pasta with spinach, white beans, and a garlicky anchovy sauce. It’s easy to throw together for a satisfying weeknight dinner.
Egg Fried Rice: It’s a quick, healthy meal that anyone can cook.
Leftover Pasta Bake: Don’t waste food! Turn your leftovers into a treat with our leftover pasta bake!
Vegetable Stir Fry with Noodles: A quick, healthy dinner full of veggies and flavor.
Low-cost does not mean low taste. These dinner recipes prove just that. So get cooking and start saving!
Put it in Pot and Forget It – Cheap and Easy Crockpot Creations
Using a crockpot or slow cooker can be a real lifesaver for busy individuals or families. Not only does it save time but it’s also a great way to save money by making inexpensive cuts of meat tender and flavorful.
Slow Cooker Sausage and Peppers: Slowly simmered in marinara sauce for a frugal dinner that’s hard to beat! Just serve over pasta or polenta for an easy dinner. Plus, the leftovers are just as delicious for lunches.
Crockpot Beef and Broccoli: The economical version of your favorite takeout dish.
Slow Cooker Black Bean Soup: Inexpensive, full of flavor, and so hearty!
Creamy Crockpot Chicken: Warm shredded chicken and gravy in your slow cooker for the win.
Crockpot Baked Beans: Cheaper and healthier than store-bought!
Crockpot BBQ Chicken: Sweet, tangy, and made with a handful of pantry staples.
Crockpot Lentil Soup: Super hearty, packed with nutrients, and so easy to whip up!
Slow Cooker Pot Roast: The easiest one pot meal and is an instant win for family dinner! Plus, it’s budget-friendly! Easy to prepare for weeknight meals or special occasions alike, this easy pot roast recipe is always a crowd-pleaser!
Slow Cooker Salsa Chicken: Just two ingredients are required for this super versatile recipe.
Crockpot Vegetable Beef Soup: Healthy, hearty, and incredibly easy to make.
Chicken Paprikas Recipe: Use chicken thighs and cauliflower which make it a super frugal meal. If you prefer you can serve it over rice instead of the cauliflower but even her kids agree that the cauliflower version is delicious.
Slow Cooker Mac and Cheese: Yes, even mac and cheese can be done in a crockpot! Even better try this Broccoli Mac Kielbasa Casserole.
Crockpot Ham and Bean Soup: This recipe uses inexpensive and filling beans and veggies, perfect for when you’ve leftover ham.
Slow Cooker Vegan Chili: A vegan twist on this classic comfort food for those chilly days ahead makes for a healthy dinner packed with nutrients brimming with flavor!
Each of these meals will serve you without making a significant dent in your grocery budget. Enjoy the convenience and frugality that slow cooking brings!
Make It Snappy With Instant Pot Recipes
The Instant Pot is a versatile kitchen appliance that’s excellent for fast, delicious meals when you’re on a budget.
Instant Pot Ground Beef Enchilada Pasta: This easy dish combines a few affordable ingredients into a hearty meal that your family will love.
BBQ Beans Instant Pot Recipe: A frugal recipe that’s great as a main dish or a filler for burritos.
Easy Pizza Potatoes in the Instant Pot: A simple pairing of pizza flavors and potatoes for a wallet-friendly dish.
Air Fryer Pita Bread Pizza: Only 5 minutes and a handful of low-cost ingredients to a delicious DIY pizza.
Sweet Potato, Lentil and Chickpea Curry: This vegan instant pot recipe is full of flavor, super hearty and delicious, and extremely reasonable to make.
Mushroom Masala- Mushroom Curry: An exotic and easy-to-prepare mushroom curry that satisfies without stretching the dollars.
Chicken and Sausage Paella in the Instant Pot: Cut down cost by using sausage and chicken thighs for this easy, savory dish.
Instant Pot Tuna Casserole: Comfort on the cheap, using pantry staples.
Fast and Easy Instant Pot Chicken and Rice: Made using basic pantry staples and suitable for both adult and kid taste buds.
These Instant Pot ideas are not only quick and easy to prepare but also budget-friendly. They’re proof that frugal doesn’t mean boring!
Handy Kitchen Tools for Budget-Savvy Cooking
When it comes to frugal cooking, your kitchen gadgets can be your best companions. These tools can save you both time and produce restaurant-quality dishes at home for a fraction of the cost.
Many are the same as frugal home must haves!
Only rely on tools that you use regularly in order to maximize their cost. So, equip your kitchen with these practical, cost-effective tools, and enjoy a more manageable culinary journey.
FAQs: Navigate Your Approach to Cost-Efficient Eats
Eating lunch at work doesn’t have to mean spending a fortune, following these tricks can save you a lot of money:
Meal prep: Plan your meals ahead of time. Invest in a few hours during the weekend or your day off to cook large amounts and portion them out for the week ahead.
Leftovers Are Your Best Friend: Make a bit extra while cooking dinner, and voila, you’ve got lunch for the next day. A yummy, cheap, no-fuss, and no-waste solution!
Pack Your Own Snacks: Trade small shop-bought packs of snacks for a large bag or bulk-buy from a wholesale store. Divide them into small reusable containers for your daily hunger itch.
Invest in a Flask: A good quality thermos flask can keep your homemade soup or stew warm until lunchtime and it’s a lot cheaper than buying soup from a cafe.
Remember, the key is not to take complicated dinners which takes a lot of time. Rather, simple sandwiches, yogurt with fruits, homemade soup even boiled eggs can make great inexpensive lunch options. Planning ahead is key when you’re trying to eat on a budget.
There are several cheap meals you can whip up using budget-friendly ingredients. The absolute cheapest would depend on what you already have on hand in your pantry or the cost of ingredients in your locality.
Rice & Beans: This is a universally cheap and filling meal that can be flavored with some stock, onions, and spices.
Pasta with Tomato Sauce: This is a popular choice when it comes to cheap ideas. All it takes is a rigatoni of your choice, a basic tomato sauce made from canned tomatoes, garlic, and herbs.
Cereal & Milk: A bowl of generic brand cereal and milk is an incredibly cheap meal. It lacks in terms of proteins and fats, but it can be a good quick fix.
Eggs on Toast: Eggs and bread are both cheap elements. Whip up scrambled eggs or make a simple boiled egg sandwich.
Potato Soup: One of the cheapest vegetables around, and they make a filling, simple potato soup.
Homemade Pizza: Using basic homemade dough and simple tomato sauce, you can add anything you have on hand to make a delicious pizza.
Remember, the cheapest dinners typically use basic pantry staples. By having a well-stocked pantry, you’ll be able to whip up a variety of low-cost dinner ideas.
A frugal meal doesn’t equate to scanty or tasteless. Here’s what defines a frugal meal:
Inexpensive Ingredients: Frugal meals predominantly use cheaper ingredients. Find plenty of cheap foods when broke (and you don’t need to be broke).
Fewer Ingredients: Meals with minimal ingredients are typically more economical. They aren’t stuffed with fancy extras, but they make up for it in hearty flavor.
Uses Pantry Staples: Rely on pantry staples like rice, dried pasta, canned goods, and dry baking ingredients.
Repurposes Leftovers: Instead of wasting ingredients incorporate leftovers in innovative ways.
Meal Prep and Batch Cooking: Cooking in bulk and freezing dinners for later can be a massive money saver, reducing waste and reducing the number of ingredients needed overall.
Limited Meat or Vegetarian: As meat is typically one of the more expensive ingredients, frugal cooking is often vegetarian or uses meat sparingly.
While frugal meals won’t always hit all these factors, if they contain a few of these aspects, you can be assured they will provide a cost-effective dining experience. A frugal meal strives to offer nutritional balance, satisfying taste, and minimal impact on your wallet.
Perfecting the Art of Frugal Cooking
Preparing budget-friendly cooking not only saves money but also reduces food waste and can create a warm, comfortable home. This is how to be frugal with food. Here are some expert tips to get you rolling:
Plan Your Meal Calendar: Plan out your menu for the week, keeping in mind what ingredients you already have.
Shop Smart: Shop for groceries with a list in hand so you don’t end up buying unnecessary items. Look out for sales, and discounts, and try to shop in bulk.
Utilize Leftovers: Don’t throw away leftovers. Repurpose them into a new meal or use them as an ingredient in another dish.
Use More Vegetables and Grains: Vegetables and grains are generally cheaper than meat and can be used to bulk out dinners.
Freeze Extras: If you cook in bulk, freeze the extra portions for a later date. This can act as a lifesaver during busy periods.
Use Cheap Cuts of Meat: Cheap cuts, such as chicken thighs, can be just as delicious as expensive ones, especially when slow-cooked.
Cook from Scratch: Convenience foods often cost a lot more than the sum of their parts.
Grow Your Own: If you have a garden, consider growing your own vegetables and herbs.
Reduce Waste: Get creative in the kitchen and use parts of food that you’d otherwise throw away.
Remember, with a bit of planning and creativity, you can prepare delicious, healthful meals without breaking the bank! It’s all about making smart choices.
Which Filling Cheap Meals are You Going to Try?
Embarking on these frugal meals can help stretch the budget while still enjoying a variety of flavorful and satisfying dishes.
Whether you are budgeting on a low income or just want to stretch your dollar further with going teens, we have given you plenty of options to eat well and healthy.
Many on this list are my personal favorites. This is how we stay on our grocery budget.
The biggest step is learning how to meal plan and stick to the menu! Now, off to move frugal living tips to save money!
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If you’ve ever wanted to live in a minimalist apartment, here’s your chance. New year, new home.
Have you looked at your closet, bookshelves and stacks of files, and thought, maybe there’s something to be said for a minimalist apartment? For many minimalists, it’s this defining moment that starts them on a journey in which less is more. Less clutter, less stuff and less relentless organizing often leads to more free time to enjoy the things that truly matter.
With spring cleaning a few short months away, now’s a perfect time to use these minimalist apartment tips to create a clutter-free environment. Less clutter, after all, means fewer things to clean.
Not only do you get a jumpstart on spring cleaning your apartment, Neuroscience News reports you’ll also enjoy the side benefits of reduced stress and anxiety. Sounds like a win-win!
Two things can sidetrack the best of intentions: perfectionism and procrastination. These tips will help you stay focused without feeling overwhelmed. And, as a brilliant, unknown author once said about perfectionism, “No one is perfect…that’s why pencils have erasers.” So, let’s get started with one room at a time.
Minimalist apartment tips for your bedroom
Peter Walsh, the international organizer and author of seven organizing and decluttering books, said, “Clutter isn’t just the stuff on the floor. It’s anything that gets between you and the life you want to be living.”
Keep that in mind as you go through the many items you’ve collected in your bedroom. And remember the lesson behind the story of the tortoise and the hare: Slow and steady wins the race. Take it room by room and one area at a time. When you’re down to that last area, possibly just in time for the big spring clean, you’ll feel a sense of renewal and freedom that’s hard to define until experienced.
The dreaded closet
Closets can quickly become storage central with clothes and shoes you never wear and boxes with who-knows-what in them. It’s time to change that.
Every item goes into a keep, donate or discard pile.
To help you decide, ask two questions:
When was the last time I wore or used this? The 90/90 minimalism rule suggests you only keep items you’ve used or will use within a 90-day timeframe.
Does it bring you joy or serve a purpose?
Now, while you have everything out of your closet, it’s a good time to vacuum and clean the baseboards. In fact, as you go through your home pre-spring cleaning, taking time to do the baseboards gives you a great jumpstart.
A natural cleaning solution for this sometimes hard-to-clean area is one part white vinegar to one part water plus several drops of your favorite essential oil, like lemon, lavender or pine. Note: If you have pets, these essential oils are considered toxic. Safer ones for your furry friends include cedarwood, frankincense and clary sage.
Nightstands and dresser
Dressers can be a go-to spot for objects that hold memories, which makes them one of the more challenging decluttering areas.
Start by taking everything off the top and placing it in one of your three piles. If something holds sentimental value, put it to the side.
Pick up each item that holds a memory and consider if you feel a sense of freedom by letting it go or a sense of loss. And remember, memories aren’t in things; they’re in you.
Sort through your drawers. Socks with holes? Discard. Shirts you’ll someday wear but never do? Donate.
Minimalist apartment tips for your kitchen
Stand back and take a look at your kitchen. Can you see the countertop? Now’s the perfect time to consider what kitchen gadgets you actually use.
Do you have an electric wok a well-intentioned relative gave you as a gift that you’ve yet to get out of the box? When deciding which items to donate, it’s helpful to consider that there’s someone out there who may really appreciate it!
Go through each drawer and cabinet one at a time with the same intention. Remove items, place them in one of three piles, clean the cabinet and make a specific spot for everything.
A mixture of two parts baking soda and one part water is great for cleaning spots on painted or laminated cupboards and drawers. Let it sit for a few minutes before removing it.
If you’re short on time, consider doing just one kitchen cabinet or drawer a day.
For the ultimate jumpstart on spring cleaning, consider deep cleaning your appliances one at a time. A good DIY mixture to remove grease is one part white vinegar and one part blue Dawn. This task may require your favorite upbeat playlist and some elbow grease.
Minimalist apartment tips for your bathroom
Pre-spring cleaning offers a great time to go through your bathroom’s often-ignored medicine cabinet and under the cabinet sink.
Check for expired products and items you haven’t used in the last three months. If throwing away old medicine, be sure to scratch any personal information off the label to protect your privacy, and throw the container and medicine away separately.
Go through each drawer and shelf. Are you finding makeup you haven’t used in who knows how long? The Mayo Clinic offers some good advice on when it’s time to say goodbye.
Mascara and liquid eyeliner: safe for three months.
Pencil eye and lip liners: safe for one year.
Water-based foundation: safe for one year.
Oil-based foundation: safe for 18 months.
Cream-based foundation and blushes: safe for at least six months.
Lipsticks and lip gloss: safe for six months to one year.
Minimalist apartment tips for your living room
Your living room should be a sanctuary from the world, a place to relax, rejuvenate and enjoy time with friends and family. Every item should speak to the heart of the matter or be so incredibly functional you can’t do without it.
Remember, fewer things to move means fewer things to clean. With that in mind, remove items from shelves (including bookshelves) and the tops of tables.
One by one, ask yourself, do you really need this item in your life, or is it simply taking up space?
Clean shelves and table tops.
If you need a space for magazines, books and games you’re not ready to part with, lift-top coffee tables provide a great storage area while reducing clutter.
While sorting through your living room, consider vacuuming out the window tracks and washing the windows to get an extra spring-cleaning jumpstart.
Jumpstart spring cleaning and create an intentional life
You’ll be amazed at how getting rid of stuff not only frees up your space but your mind as well. To keep things tidy until the spring cleaning session, ensure everything has a place to call home and finds its way back there after use.
The outcome? You’ll understand the sentiment behind less is more and find yourself living a more intentional life in your newly minimalist apartment.
Still looking for that clean slate? Browse our apartments and houses for rent here.
The idea of re-gifting things you’ve received over the years is often met with criticism. But if you’re looking for ways to save money during the holiday season, certain items are OK to re-gift.
I’m a Financial Expert: Always Buy the Cheapest Version of These 10 Things Read: Pocket an Extra $400 a Month With This Simple Hack
Before re-gifting anything, though, it’s important to understand that there’s a certain etiquette involved with it. For example, the items you re-gift should either be brand new or easily pass as being new. You should also avoid giving the same gift to the original gifter or to someone who might tell them what they received. And, ideally, you’ll want to choose something that suits the recipient and isn’t just something you want to get rid of.
By doing these things, nobody can call you “cheap” or “lazy” when they receive the item. And if you do it right, you might even be able to re-gift items without anyone ever knowing.
With that in mind, here are the top items that are completely OK to re-gift, according to etiquette experts.
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Home Decor or Holiday Decorations
Many households have an assortment of home decor items that they either never or rarely use. Sometimes, these items are passed down as family heirlooms. Other times, they were originally gifts that simply didn’t match the recipient’s preferences. Whatever the case, if you have certain home decor items or holiday decorations, you might be able to re-gift them for someone else looking to save money.
“In addition to being lovely re-gifts, decorative things like festive candles, exquisite ornaments, or sophisticated home décor pieces are equally delightful,” said Danial Adams, the CMO of Still Water Wellness. Many of these items can be easily incorporated into anyone’s home, too.
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Kitchen Supplies
If you have duplicates of small kitchen appliances or supplies, you might be able to cut costs and re-gift them as well. From dish sets to cookware to blenders, these items can be both practical and the perfect addition to someone else’s home.
“Small kitchen gadgets like coffee makers or blenders can often be regifted, especially if they are in excellent condition. These items are practical and can find new homes without any issues,” said Alexander Havkin, regional sales and project manager of Ecoline Windows.
Other options include small kitchen gadgets, high-quality cookware, utensils, nonstick pans, and stainless steel knives. To ensure proper etiquette, make sure everything is in good condition. If possible, use the original packaging as well.
“Never regift items that are outdated,” advised Katherine Melton at Nexofly. “Items that are not current or show signs of wear can easily be identified as regifts.” Certain older items might also fail to meet current safety standards.
Home Security Gadgets
If you’ve got home security items that you don’t use, such as a specialized doorbell or outdoor camera, you might want to consider re-gifting them. You can even re-gift books related to home security if desired.
“If you received a duplicate or an upgrade of a security device that’s still in its original packaging, it can be a great gift for someone looking to enhance their home security,” said Eugene Klimaszewski, the president of Mammoth Security Inc.
Don’t try to re-gift a home security system that’s already been programmed for your unique home layout, though. This and other personalized security options might not work properly for the next person.
Alcohol
Alcohol isn’t high on everyone’s wish list, but it’s a very common gift to receive — especially under celebratory circumstances. The good news is that, if you’ve got a couple of bottles at home that you’re never going to drink, you might have someone in your social circle who’d like them. Plus, alcohol is generally easy to repackage.
“Bottles of alcohol are always great gifts to give, as well as re-gift,” said Troy Portillo, Director of Operations of Studypool. “You might’ve been given a bottle of wine from a well-meaning friend and you know you don’t like that particular label. It’s perfectly fine to re-gift it to someone else.”
On the other hand, if the bottle was personalized in some way, you might be stuck with it.
Pet Supplies
Next up on the list of items that are OK to re-gift are certain pet supplies, toys, and treats.
“Gently used or new pet toys can be re-gifted, as long as they are in excellent condition and your recipient has a furry friend,” said Mollie Newton, the founder of PetMeTwice. “Similarly, unopened pet treats or food can be re-gifted if they haven’t reached their expiration date. Just ensure that the recipient’s pet doesn’t have any allergies or dietary restrictions.”
Certain pet supplies should not be re-gifted, however. This includes medications and supplements that are specific to your pet. It also includes used grooming products such as pet combs or open bottles of pet shampoo.
Winter Clothing
Winter apparel can make for a great gift, especially if it’s never been used and still has its original tag. Clothing items that are OK to re-gift include scarves, gloves, and hats.
Just be aware that certain sizes, colors, patterns, and even fabrics might not work with everyone’s tastes. Before gifting or re-gifting clothing, make sure you know the recipient’s preferences.
Tools
If you’ve received tools that are just cluttering up your space or gathering dust in a closet or garage, you might want to consider re-gifting them the next time you’re celebrating a holiday or a birthday.
“Tool kits, equipped with essential tools for household repairs or DIY projects, make practical and thoughtful gifts,” said Steve Chan, the team lead at Repairs. Your recipient can then use these tools for their own home improvement projects or related tasks.
Scented Candles and Perfumes
Last but not least, etiquette experts say that scented candles and perfumes that have never been used are OK to re-gift. The same goes for diffusers and essential oils.
“As long as the scents are appealing and unused, these items can be regifted if you know the recipient’s taste,” said Matthew Carlson, the founder of Parent Presents.
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This article originally appeared on GOBankingRates.com: Shop in Your Own Home This Holiday Season: 8 Items That Are OK To Re-gift, According to Etiquette Experts
Inside: Do you find it difficult to stick to a budget, despite trying your best? If so, you’re not alone. Budgeting can be a tricky task, but by understanding flexible vs variable expenses, you will better manage your money.
Creating a budget is a fundamental step in shaping your financial well-being, and understanding how your expenses fit within this budget is essential.
These are expenses that can be easily modified or eliminated when monetary constraints arise, thus playing a significant role in stabilizing your financial health.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What is a flexible expense?
A flexible expense is a budget item you can adjust or modify as per your financial situation. This wiggle room inherent in such costs is not vital for survival, unlike the rigidity of fixed costs such as rent or health insurance.
You can manage these flexible expenses depending on your financial goals or constraints, making them an important part of budget planning.
Fixed Expenses
Variable Expenses
Flexible Expenses
A fixed expense is a cost that remains constant and is paid at regular intervals, such as mortgage payments, car insurance, or cell phone bills, making it predictable and crucial for budgeting purposes.
A variable expense is a cost that changes over time, fluctuating based on individual decisions and circumstances, encompassing both essential spending like groceries and discretionary purchases like movie tickets.
A flexible expense is a non-essential cost in your budget that you can adjust, reduce, or eliminate to save money, encompassing diverse categories like vacation spending, beauty treatments, electronics, dining out, and entertainment services.
What is an example of a flexible expense?
There are countless opportunities for flexible spending, some of which we might not even realize. Common examples include:
Vacations: A sunny beach holiday might be highly appealing, but not always financially feasible. There are alternative, less expensive options such as a staycation.
Beauty treatments: Items like haircuts, manicures, and massages fall into this category.
Electronics: The urge to upgrade to the latest smartphone or tablet model is understandable, but if your current device works fine, that’s an expense you can postpone.
Food and dining: While we all need to eat, the amount spent on eating out, or grabbing a latte on the go can be adjusted.
Entertainment: Expenses here include streaming services, cable television, concerts, or movie outings. There are plenty of free things to do that don’t cost money.
Remember, the trick lies in distinguishing between what you need and what you want.
Distinguishing fixed expenses from flexible expenses
The main difference between fixed and flexible expenses lies in their ability to change.
Fixed expenses, like your rent, or more specific elements such as a lease payment, represent costs that you’re obligated to cover regularly. They’re usually consistent in amount and include items such as utilities, phone bills, insurance premiums, and car payments. Handling these sensibly is crucial as postponing or canceling these could lead to severe consequences.
On the flip side, flexible expenses vary and can be adjusted or cut out entirely depending on your financial situation. These can range from dining out and entertainment costs to clothing purchases and vacation expenses. By taking control of your flexible expenses, you can ensure financial stability, even when incomes fluctuate.
Flexible Expense List Questions to Ask
Are you incurring this expense out of necessity or is it more of a luxury or desire?
Do I have control over the total amount spent on this expense or is it a constant obligatory payment?
Can this expense be eliminated or reduced without drastically affecting your lifestyle or basic needs?
Does this expense vary from month to month or can it be controlled based on your financial situation?
If you were to face financial constraints, could this expense be readily cut back or postponed?
If you answered yes to these questions, then you have a flexible expense.
To further guide your financial decisions, sign up for our informative newsletter.
Which budgeting method works best for flexible expenses?
Choosing the best budgeting method varies greatly depending on your financial habits, goals, and discipline.
Regardless of the budgeting method you choose, remember that flexible expenses are the last thing that you prioritize in your budget.
Option #1 – Envelope System
The “Cash Envelope System” works well for many, where you allocate a specific amount of money for each flexible expense category in separate envelopes. You only spend what’s set aside in each envelope, assisting in keeping variable and flexible costs in check.
The envelope system allows you to save in advance for flexible expenses you want like a vacation or new car or even new clothing.
Option #2 – Pay Yourself First
Alternatively, the “Pay Yourself First” budget prioritizes savings. Something we like to do around here at Money Bliss.
Right after receiving your paycheck, you immediately transfer a designated amount into your savings or investments. The remaining money is then divided among your fixed, variable, and flexible costs.
Option #3 – Zero Based Budget
Lastly, the “Zero-Based Budget” is a method where every dollar you earn is allocated to a particular expense category, leaving you with a zero balance at the end of the month.
This 3 layer system starts with your fixed expenses, then moves to variable expenses. If you have money left over, then you can work on including those fun money flexible items or a deposit into savings account.
In essence, the best budgeting technique is one that fits your needs and aids in achieving your financial goals.
YNAB
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Pros:
Comprehensive approach to budgeting, helping you plan monthly budgets based on your income.
Offers expert advice, making it suitable for those who require an in-depth, forward-thinking budgeting strategy.
Superior synchronization skills make it the winner in this area.
YNAB has extra features like goal setting for budgeting, shared budgeting tools for partners.
Option to manually add and upload transactions from accounts each month.
YNAB prioritizes user privacy.
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YNAB vs Mint
How do you budget for flexible expenses?
Budgeting flexible expenses may seem daunting initially, but with a systematic approach, it becomes manageable.
Here are the steps to follow:
Calculate Your Income: Identify your total monthly income after taxes, this is your starting point.
Identify Your Monthly Expenses: Take your bank and credit card statements; evaluate your spending habits to identify your expenses. Start with your fixed expenses as those are priority. Then move to variable and flexible expenses as your budget allows.
Set a Budget: Employ the 50/30/20 rule (or any other method that works best for you) to divide your income between essentials, flexible expenses, and savings.
Track Spending: Regularly monitor your spending against the budget set.
Adjust and Control: After monitoring, make necessary adjustments to control your expenditures.
Consistency: Continually follow these steps for a few months, change gets easier over time, and so will managing flexible costs.
Budgeting, especially flexible budgeting, allows for financial adaptability, enabling companies to seize unexpected opportunities or navigate emergencies without severe monetary strain.
How tracking your spending can help
Learning to recognize your overspending by diligently tracking can offer an enlightening picture of your financial habits. It aids in understanding where your money is being utilized and exposes any neglected ‘financial leaks’. A no spend challenge can help you pinpoint these issues.
Planning and then tracking your spending is crucial in forming an effective budgeting strategy. This is where a calendar can come in handy.
Tracking can be achieved manually via saving receipts, noting down amounts, or through digital means such as online budgeting tools or apps like YNAB or Tiller Money. With regular tracking, you can regulate your spending. Thus, ensuring you stick to your set budget, and make informed future financial decisions.
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Tips and tricks for handling flexible expenses in your budget
Optimizing your budget while dealing with flexible expenses need not be a daunting task. Here are some tips to help:
Prioritize Savings: Always try to prioritize savings. One of our money saving challenges can help you.
Use Sinking Funds: This is money set aside to be used at a future time for a specific purchase.
Control Impulsive Spending: Limit frequent shopping trips, reduce eating out, and avoid buying unnecessary gadgets.
Substitute Luxuries with Alternatives: Option for budget-friendly alternatives like watching movies at home instead of the cinema, or cooking at home instead of dining out.
Utilize Budgeting Tools: Make use of budgeting apps or financial management tools that can track spending and help maintain your flexible expenses.
Practice Mindful Spending: Stay aware of your financial goals and make purchasing decisions that align with those goals.
Utilize Discounts: Seek opportunities for discounts that can contribute to these savings. For instance, some car insurance companies provide a discount for annual payments rather than monthly.
Remember, the goal isn’t to eliminate flexible spending entirely. But to strike a healthy balance that aligns with your long-term financial health.
Quicken
Personal finance and money management software allows you to manage spending, create monthly budgets, track investments, retirement and more.
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Pros:
Birds-eye view of your complete financial picture.
Conveniently download your spending activities, and automatically categorize them (Quicken connects to over 14,000 financial institutions).
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Cons:
Little complex to use at first, the learning curve is moderate.
Yearly subscription-based model to use the platform.
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FAQ
By tracking and managing these expenses, you can have more control and insight into your finances as this is where most unmindful spending happens.
It enables you to understand better where your money goes each month and helps avoid unnecessary spending. When you curtail these expenses, you free up money that can be used to pay off debts, save for future goals, or invest.
Therefore, skillful handling of flexible expenses allows you to maintain a well-rounded and healthy financial state.
Rent generally falls under the category of fixed expenses rather than flexible ones as it is typically a set amount due regularly.
Ready to Solidify Your Budget with these Examples of Flexible Expenses
Conclusively, budgeting with flexible expenses is an essential skill for effective financial management and becoming financially stable.
The key lies in balancing your needs and wants, recognizing and eliminating unnecessary spending while prioritizing necessities. Making use of budgeting tools, like the 50/30/20 rule, can also be advantageous and strategic.
Remember, it’s crucial to be aware not only of your income but also of where your money is spent, as gaining control over your flexible expenses can help avoid financial strain and achieve your financial goals. Always strive to adapt your spending habits to best fit your financial situation.
Now, learn how to handle unplanned expenses.
Know someone else that needs this, too? Then, please share!!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.
Wow even the most hard-to-buy-for with these best-in-show finds for the home.
From space-savers to suit your culinary aficionado and gadgets even your handy father-in-law hasn’t heard of, these rental-friendly home gifts are sure to please even the most particular renters.
Take a look through our home gifts, where we have curated the best items to organize, decorate and add interest to their apartment. You might just find something here for yourself, while you’re at it.
No outlet, no problem – this modern and sleek cordless lamp looks luxe but exudes utility.
4.8 out of 5 stars – 43 ratings
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Light up your space with this sleek cordless lamp that’s not just stylish but also super practical. It’s the modern solution for a well-lit and wire-free atmosphere.
4.5 out of 5 stars – 370 ratings
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Forget the usual throw pillows – knot your way to cozy perfection with this unique gem. It’s not just a pillow; it’s a conversation starter that adds a touch of flair to your chill-out zone.
Storage ottoman that doubles as darling decor – done and done.
4.8 out of 5 stars – 130 ratings
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Meet the superhero of storage! This ottoman not only stashes your stuff but also doubles as decor. Decluttering has never looked this good – it’s the ultimate multitasker for a stylish living space.
4.5 out of 5 stars – 275 ratings
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Keep it classic and cozy with this timeless black & white throw. It’s the no-fail accessory for a comfy movie night or a stylish nap – because you can’t go wrong with a classic.
4.8 out of 5 stars – 2,166 ratings
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Add a touch of whimsy to your jewelry game with this white elephant holder. It’s not just a jewelry holder; it’s literally the perfect white elephant gift.
4.7 out of 5 stars – 1,625 ratings
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Sleek, smart and bedside-friendly – this docking station is a game-changer for your devices. Say goodbye to messy cords and hello to a stylish charging solution for the modern age.
4.5 out of 5 stars – 94,007 ratings
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Make meal prep a breeze with this 9-in-1 Veggie Chopper; it’s your secret weapon for slicing, dicing and conquering the kitchen with ease.
A counter-saving Cord Organizer to curb your cord conundrums.
4.4 out of 5 stars – 2,711 ratings
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Tame the cord chaos with this counter-saving cord organizer and keep your electronics in check without sacrificing style.
A bookend vase filled with“Tulips” for your black-thumbed but well-read friend.
4.6 out of 5 stars
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Combine literature and blooms with this bookend vase. Add a faux floral touch to bring your bookshelf to life – the perfect gift for your well-read, black-thumbed friend.
Whimsical (yet removable) wall decals.
4.6 out of 5 stars – 151 ratings
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Personalize your space without commitment with these whimsical, removable wall decals. Show your personality without risking your deposit!
16 tools, one handy gift.
4.6 out of 5 stars – 374 ratings
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Be the everyday hero with this 16-in-1 Multi-Tool, or should we say, toolbox, that fits in your pocket, ready to tackle whatever life throws your way.
Don’t forget the Command Strips.
4.7 out of 5 stars – 134 ratings
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Rebel against boring walls with this tin skeleton artwork. It’s lightweight enough for Command Strips but heavy-metal enough for even your most rebellious friend to rock.
Under Bed Storage to make the most out of that unused space.
4.8 out of 5 stars – 236 ratings
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Maximize your space with this under-bed storage solution, the ultimate secret weapon for making the most out of that underutilized space beneath the bed.
Enjoy the essence of a candle without the flame with this Black Cherry Diffuser.
4.4 out of 5 stars – 3,158 ratings
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What a scent-sational addition to your space! Create a cozy ambiance without the need for an open flame with this luxurious home gift featuring a unisex fragrance.
An apartment-friendly bar cart for your cocktail connoisseur.
4.7 out of 5 stars – 282 ratings
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Shake up your home entertaining with this apartment-friendly bar cart. Stylishly display all of those mixes, glasses and liquors to make mixing up the perfect cocktail in tight spaces a breeze.
Wall-safe decor or throw organizer? This ladder rack is both!
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Hang in there with this ladder rack that’s both wall-safe decor and a functional throw organizer. Say goodbye to crumpled piles of throws, and hello to style.
All the hot sauce, pantry space not required.
4.5 out of 5 stars – 6,125 ratings
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Turn up the heat without cluttering your pantry with this Hot Sauce Sampler. Do we see a fiery taste testing in your future?
Or for the adventurous type, try this DIY hot sauce kit.
4.6 out of 5 stars – 2,258 ratings
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Did you say more hot sauce? This DIY Hot Sauce Kit is an adventure waiting to happen – the perfect home gift for the bold and adventurous in your life.
Super absorbent, washable doormat for our fellow pet-loving clean freaks.
4.7 out of 5 stars – 215 ratings
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Keep it clean and cute with this super absorbent, washable doormat. It doubles as a dirt catcher – so pets get most of that outside muck off their feet before they prance through the apartment – and as a warning to incoming guests that they’re about to be loved on by something furry and sweet.
Space-saving smart lamp so your vibey friend can properly set the mood.
4.6 out of 5 stars – 3,453 ratings
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Light up your vibes with this space-saving smart lamp. It’s not just a lamp; it’s your ticket to setting the perfect mood without sacrificing precious space.
4.8 out of 5 stars – 15 ratings
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Cheeky friends will love this cheeky toilet topper. It’s a giggle-inducing and stylish way to bring a little fun to the smallest room in your home.
Whatever gift you give, have a (pillow) ball while giving it.
4.4 out of 5 stars – 41 ratings
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What we mean is to have a ball of fun with this playful Pillow Ball. Late-night pillow basketball, anyone?
The best home gifts for the holidays
While you most likely can’t afford to buy your friend or family member a new home for the holidays, you can find something in our list of home gifts above to make their space feel as cozy as possible. Even better: Our list above is all Amazon finds, so you can grab them at the last minute, too.
Kate Terhune is the Director of Brand at Rent. and leads the consumer brand, creative and event management functions for the organization. She has enjoys abstract painting and hanging with her family in her free time.
Home prices are on the rise again, especially in large metro areas, after a lull leading into 2023. Seven cities, including Atlanta, Charlotte, Detroit, and Miami are at all-time highs as measured by the Case-Shiller U.S. National Home Price NSA Index. So saving for a down payment for your first house can be tough. This is especially true if you’re trying to buy that first home while you also have student loans to pay off. And if you’d like to purchase that home super fast before prices soar higher, it can feel impossible.
But here’s the good news: It’s definitely doable, even within just 12 months, if you accelerate your savings and prepare wisely. Follow our strategy below to take that big step into home ownership fast. 💡 Quick Tip: When house hunting, don’t forget to lock in your home mortgage loan rate so there are no surprises if your offer is accepted.
Months 1–3: Save Like You’ve Never Saved Before
Do the Math
The median home price in the U.S. in late 2023 was $431,000. Saving 10% for a down payment on a home at that price is far more manageable than following the old 20%-down school of thought, especially when you have student loans to pay off. To succeed at saving $43,100 in a year’s time, you’ll need to save $3,592 a month, which seems slightly more plausible if you take a breath and break it down into 52 weeks, at $829 a week. Of course, you’ll want to crunch the numbers for the type of home you’re looking to purchase. If you can find a well-priced property and put even less than 10% down, you may need significantly less cash on hand.
But don’t put your calculator away yet.
In addition to saving for the down payment, you’ll need to factor in closing costs, which typically amount to about 3% of the home price. So for a home that costs $431,000, you would need to add $249 to your weekly savings goal.
Yeah, that’s a big chunk of change. But don’t panic; the first step is always the hardest. Just imagine yourself landing your first job or hosting your first big party. You managed that and you’ll manage this too. And remember to consider student loan refinancing, which can help lower your interest rate, monthly payments, and ultimately save you money.
Revise Your Budget
Hunker down and take a hard look at your budget. If you’ve decided to refinance your student loans, don’t forget to adjust your monthly fixed expenses to account for your lower payments. Compare your income and expenses to get a clear view of your spending habits, and then make the necessary changes to meet your weekly savings goals.
Look closely at your expenses to see what you can give up to increase your savings, and what costs you can cut back on. Can you join a rideshare group to save on gas? Part with a streaming subscription or two? Also, consider setting limits on eating out and buying clothing or gadgets you don’t really need.
Recommended: Home Affordability Calculator
Flex your Negotiation Muscles
Put your savvy bargaining skills to use to get lower interest rates on existing credit cards and auto loans, or discounted rates on subscription services.
Start a Home Fund
Open a savings account just for your down payment, and avoid dipping into it. This will help you keep careful tabs on your progress.
Reach out to Your Family and Friends
Within your 12 months of saving, you’ll have a birthday and celebrate gift-giving holidays. Let your friends and family in on your major goal of buying a house, and ask that they contribute money toward a down payment in lieu of material presents.
Just remember that if you receive unusually large sums or a large number of deposits in the months leading to your home purchase, you may need gift letters from the generous people in your life, indicating that there is no expectation of repayment. Depending on the mortgage loan, rules vary when it comes to how much of your down payment can come from gifts.
Months 3–6: Keep Saving. And Focus on Earning More
Ramp up Your Income
Think of creative ways to use your expertise and skills to boost your income. You did invest a substantial amount of time and money in your education, after all, so maximize the ROI to rake in some extra cash to put toward your home fund.
Perhaps you can roll out an e-course or teach a professional seminar at your local community college. Or look for a way to make extra money from home. And, if the time is right, ask for a raise.
Months 7–9: Build Your Credit (and Keep Saving)
Review Your Credit Report
Check your credit report to make sure it is error-free and that your credit score is as high as it can be. And mind the cardinal rule of credit scores: Pay your credit cards, student loans, and bills on time.
Check your credit utilization ratio (the amount of your credit card balances against their limits), too; you want that number to be low.
Now is also the time to be wary of applying for new lines of credit, as that will result in lenders doing a “hard pull” on your credit. Too many of these within a 6-month time frame could ding your credit score.
Recommended: First-Time Homebuyer Guide
Keep an Eye on Your DTI
Make sure your debt-to-income ratio (DTI) is as low as possible. Your DTI is a key part of securing a home mortgage loan, and while the lower the better, it should fall below 36% — although for certain types of mortgage the DTI can be as high as 43%. 💡 Quick Tip: Don’t have a lot of cash on hand for a down payment? The minimum down payment for an FHA mortgage loan is as low as 3.5%.
Months 10–12: Learn About the Mortgage Process (While You Keep Saving)
Do Your Mortgage Application Prep
Your mortgage company will require quite a bit of paperwork to get your loan approved. Familiarize yourself with the mortgage loan application process. Also check your credit score once more to make sure it’s still solid.
Explore Homebuyer Assistance Programs
There are many different programs designed to help first-time homebuyers gain access to home ownership. A loan from the Federal Housing Administration, for example, may help you purchase a home even if you haven’t saved a heap of cash for a down payment or if your credit score isn’t at the highest level.
If a fixer-upper is your goal, a HUD loan may be worth exploring. And depending on where you’re looking to buy, you might find city- or state-specific homebuyers assistance programs.
The Takeaway
Saving for a down payment and the associated costs of buying a home is a big endeavor, but with persistence and discipline, both in terms of your spending and your home-search process, you can find a home and have the down payment necessary to purchase it. The same careful planning that got you to college and helped you secure a student loan will help you achieve your dream of becoming a homeowner.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% – 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It’s online, with access to one-on-one help.
SoFi Mortgages: simple, smart, and so affordable.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
SoFi Mortgages Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility for more information.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
¹FHA loans are subject to unique terms and conditions established by FHA and SoFi. Ask your SoFi loan officer for details about eligibility, documentation, and other requirements. FHA loans require an Upfront Mortgage Insurance Premium (UFMIP), which may be financed or paid at closing, in addition to monthly Mortgage Insurance Premiums (MIP). Maximum loan amounts vary by county. The minimum FHA mortgage down payment is 3.5% for those who qualify financially for a primary purchase. SoFi is not affiliated with any government agency.
ResidentShield offers renters insurance in most U.S. states.
No credit check required to get a policy.
Your rate won’t go up if you file a claim.
Bedbug coverage may be available.
Animal liability coverage may be limited.
ResidentShield
ResidentShield offers renters insurance in most U.S. states.
No credit check required to get a policy.
Your rate won’t go up if you file a claim.
Bedbug coverage may be available.
Animal liability coverage may be limited.
ResidentShield isn’t an insurance company. It’s an agency that works with third-party insurers to find you a renters policy, with availability in most U.S. states.
ResidentShield partners with certain apartment communities across the country. If you live in one of those communities, the company will make your life a little easier by prefilling certain parts of your application. But you don’t need to live in a partner complex to get ResidentShield renters insurance.
Policies from ResidentShield stand out in a couple of ways. First, the application process doesn’t involve a credit check. That’s useful for renters with poor credit, who generally pay higher renters insurance rates in most states.
Second, ResidentShield promises that your premium won’t go up if you file a claim. That’s a rare perk in the renters insurance industry.
But pet owners will want to take a close look at ResidentShield’s animal liability coverage, which may fall short of what you’d find elsewhere.
Why doesn’t this company have a NerdWallet star rating?
We make every effort to rate each company we review. However, we’re sometimes unable to provide a NerdWallet star rating for insurers that work with multiple third parties to underwrite their policies. That’s because the quality of the policy you get may vary depending on the coverage options, financial strength and other factors of each separate underwriting company.
Why you can trust NerdWallet
State availability
ResidentShield sells renters insurance in Washington, D.C., and every state except for Alaska and Hawaii.
ResidentShield renters insurance coverage
Landlords sometimes require tenants to purchase a policy with a minimum amount of renters liability insurance, but otherwise, the coverage you choose is generally up to you. Below are the four types of coverage included in most standard renters policies:
Type of coverage
What it does
Covers your clothing, furniture, electronics and other belongings.
Pays for hotel stays, restaurant meals or other expenses if you have to live elsewhere while your home undergoes covered repairs.
Pays out if you’re responsible for injuries to other people or damage to their property.
Covers injuries to other people in your home, regardless of fault.
One nice feature of a ResidentShield policy is that it covers your personal belongings on a replacement cost basis. With this type of coverage, the company will pay you enough after a claim to buy new replacements for damaged or stolen items.
Some renters policies pay only the actual cash value of lost items, which reflects depreciation. Because things like furniture and electronics tend to lose value over time, having actual cash value coverage means your claim payout could come up well short of what you need to buy new items.
Depending on where you live, you may be able to add some or all of the following to your policy:
Water and sewer coverage, which pays for damage to your belongings if a water line or sump pump backs up into your home.
Pet damage coverage, which pays to repair things like carpet stains or scratch marks from your furry buddy.
Extra animal liability coverage for medical and/or legal expenses if your pet injures someone or damages their property. (The personal liability coverage included with your policy may be limited for scenarios involving animals.) Learn more about dog liability insurance.
Equipment protection coverage, which pays for physical damage to laptops, phones and other electronic gadgets.
Tenant damage coverage, which pays for property damage you cause to your rented house or unit.
Earthquake coverageto repair or replace your belongings after an earthquake (available in California only).
Discounts
ResidentShield offers a discount of up to 20% for renters in a senior living community. You may also be able to save money by paying your renters insurance premium in full, rather than in installments.
Consumer experience
Website: You can use the ResidentShield website to get a renters insurance quote, file a claim or see basic information about the company’s policies.
Claims: You can file a claim online or call 800-822-2997. According to the company, your premium won’t go up after you file a claim, which is unusual in the insurance industry. Rates typically go up nearly 19% on average after a renters insurance claim, according to NerdWallet’s rate analysis.
Customer service: For support, email [email protected], call 800-566-1186 or use the company’s chat feature, which offers both automated and live assistance. Customer service is available on weekdays from 7:30 a.m. to 7 p.m. CT.
Where ResidentShield stands out
Replacement cost coverage for personal belongings. Many insurance policies charge extra for this type of coverage, while ResidentShield includes it.
No penalties for poor credit or prior claims. Renters with a patchy credit history or a past insurance claim often pay more for their policy. That’s not the case with ResidentShield.
Where ResidentShield falls short
Animal liability coverage. Most renters insurance covers dog bites and other animal liability claims up to your full personal liability limit (often $100,000). But many of the quotes we got from ResidentShield had lower levels of animal liability coverage, such as $10,000, unless we were willing to pay extra. The average cost of a dog bite claim was more than $64,000 in 2022, the most recent data available, according to State Farm and the Insurance Information Institute.
Availability in Alaska and Hawaii. Renters in these states will need to look elsewhere for coverage.
Current Product
Complaints to NAIC
No data
Complaints to NAIC
Close to expected
Complaints to NAIC
More than expected
Coverage options
No data
Coverage options
More than average
Coverage options
More than average
Discounts
No data
Discounts
Great set of discounts
Discounts
Average set of discounts
Bottom line
ResidentShield offers renters insurance in most U.S. states.
Bottom line
Renters insurance coverage with a few useful add-ons.
Bottom line
Straightforward policies from a tech-centric, mission-driven company.
Other renters insurance companies to consider
Not ready to make a decision? You may be interested in these other renters insurance companies:
Frequently asked questions
What other types of insurance does ResidentShield offer?
ResidentShield doesn’t sell any other types of insurance (such as auto insurance), so it’s not a good bet if you’re looking to bundle your policies. However, it does offer one other service to renters: an alternative to a traditional security deposit. Instead of paying a large security deposit that you get back when you move out, you can pay a smaller, nonrefundable amount to reduce your move-in costs.
Can I include my roommate on a ResidentShield policy?
How much is ResidentShield renters insurance?
ResidentShield advertises policies starting at 43 cents a day, which adds up to about $157 per year or $13 per month. Find out the average cost of renters insurance in your state.
When you buy through links in this article, we may earn an affiliate commission.
In the digital age, the concept of home is being reimagined by the advent of smart technology, transforming everyday living spaces into hubs of convenience, comfort and entertainment. Never has this been so clear as when you take even a cursory tour of the HGTV Smart Home 2023. If you need further evidence of just how expansive this industry is becoming, a study by Grand View Research, Inc. determined that the home automation industry will reach a staggering $444.98 billion by 2030.
Smart home technology, once fodder for dystopian storylines on TV, has evolved into a widely accepted seamless integration of devices and systems that streamline tasks, enhance security and personalize our environment. From the moment you wake to the soft glow of a sunrise simulation to the reassuring click of a smart lock securing your home at night, these intelligent systems work collaboratively to simplify routines, conserve resources and provide peace of mind. Smart home devices not only respond to our immediate commands but also anticipate our needs, learn our preferences and adapt to our lifestyles, offering a bespoke living experience that was once the stuff of science fiction.
Image Source: HGTV
Noteworthy tech in the HGTV Smart Home 2023
Each year, HGTV builds a new, technologically advanced home in a different location within the United States. The contest is typically run as a sweepstakes, where viewers can enter for a chance to win the annual smart home. Entries are usually accepted online through the HGTV website or via mail. The main prize is, of course, the HGTV Smart Home itself, which includes the home, all of its furnishings and the latest home technology. In addition to the home, there are often other prizes, like cash awards or vehicles.
Coolest devices in the 2023 HGTV Smart Home
Laid out below are just a few of the most highly sought-after pieces of smart home tech in this year’s HGTV Smart Home 2023 and their less expensive counterparts.
GE Profile Kitchen hub
The GE Profile Kitchen Hub is a unique and high-tech kitchen appliance from General Electric. It’s designed to serve multiple functions and is geared towards making the kitchen experience more interactive and connected.
Interactive screen: The GE Profile Kitchen Hub features a large touchscreen display that can be used to access recipes, watch videos, control smart home devices and more.
Vent hood: The screen is built into a vent hood, allowing it to sit above your range or cooktop. This design not only provides essential ventilation but also offers a central view for following recipes or watching videos as you cook.
Cameras: The device includes front-facing and downward-facing cameras. The front-facing camera can be used for video calls, while the downward-facing camera is intended to capture your cooking, which can be useful for sharing your culinary adventures on social media or with family.
Integrated apps: The Kitchen Hub comes with a suite of applications designed for the kitchen. These can include recipe apps, music and video streaming services and other smart home integrations.
Connectivity: Being a smart device, the Kitchen Hub connects to your home’s Wi-Fi network. This allows it to pull up recipes, stream content and interact with other smart devices in your home.
U+ Connect: This is GE Appliances’ smart platform that allows various devices to connect and communicate. For example, if you have a GE oven, the Kitchen Hub can interact with it, setting temperatures, timers and more.
Not looking to shell out nearly $1,200 for this type of tech? Consider an Alexa. While not as advanced as the Kitchen Hub, it is still a solid virtual assistant option for the kitchen.
DAKboard Wall Display v2 Plus
DAKboard is a digital wall calendar that integrates with various online calendar services to display your events, tasks, weather and other custom information. The DAKboard Wall Display v2 Plus is one of their products, designed to be a versatile, visually appealing display for personal and professional environments.
Screen: The Wall Display v2 Plus includes a high-resolution screen designed to make texts and images clear and easy to read from a distance.
Customization: DAKboard is known for its highly customizable displays. Users can choose different layouts, fonts and color themes to match their preferences or interior design.
Connectivity: The device connects to Wi-Fi to sync with various online services like Google Calendar, Apple Calendar, Microsoft Outlook and others.
Photo display: Besides showing calendar and weather information, DAKboard devices can cycle through personal photos or artwork, making them a dynamic alternative to traditional picture frames.
Integration: DAKboard devices support integration with various third-party services for weather, to-do lists, news and more.
While the Dakboard Wall Display v2 Plus will run you close to $500, the Skylight Calendar is a solid replacement for around to $200 less.
Image Source: Samsung
Samsung AirDresser Grand
The Samsung AirDresser is an in-home garment refreshing system, which uses air and steam to clean and deodorize clothing. It is part of a new category of home appliances intended to reduce the frequency of traditional washing and dry cleaning.
Jet air and air hangers: The system blasts air to loosen and remove dust from inside and outside your clothes.
Steam cleaning: It uses steam to sanitize clothing, removing bacteria, viruses and allergens.
Deodorization filter: The filter captures and reduces odors, leaving clothes smelling fresh.
Gentle drying: Clothes are dried at a low temperature to reduce the risk of shrinkage and heat damage.
Smart control: Integration with Samsung’s SmartThings ecosystem to monitor and control the device remotely through a smartphone app.
Self-cleaning: An internal system helps to maintain the device by removing scale and residue.
Wrinkle care: The AirDresser can smooth out wrinkles without the need for ironing.
Capacity and design: The AirDresser Grand offers a larger capacity to accommodate more items of clothing and potentially an updated design or premium finish.
Not nearly as fancy as the $1,100 AirDresser Grand, a handheld steamer, like the Conair Turbo EstremeSteam is a great option for quick sanitization and keeping clothes wrinkle-free with ease.
SimpliSafe Wireless Home Security System
SimpliSafe is a company that offers a variety of home security products and services, with an emphasis on ease of installation and use. Their systems are known for being wireless and user-friendly. These systems are typically marketed toward homeowners and renters looking for a quick, easy and effective DIY security solution.
DIY installation: SimpliSafe systems are designed for easy setup without the need for professional installation. The devices can be placed on shelves or adhered to walls without drilling.
Variety of packages: SimpliSafe provides different equipment packages to suit various home sizes and security needs. You can start with a basic set and expand with additional sensors and accessories as needed.
Components: A typical SimpliSafe kit includes a base station, which is the central hub of the system, wireless door and window sensors, motion detectors and a keypad. Additional components might include glass break sensors, smoke detectors, carbon monoxide detectors and panic buttons.
No contract monitoring: SimpliSafe offers optional professional monitoring services on a month-to-month basis, without the need for long-term contracts. This professional monitoring can dispatch emergency services in case of a break-in, fire or other incidents.
Smartphone control: SimpliSafe has an app that allows you to arm and disarm your system, receive alerts and monitor your home from anywhere.
Integration: SimpliSafe systems can integrate with smart home devices and platforms, like Amazon Alexa and Google Assistant, allowing for voice control and other smart home automation.
SimpliCam: They offer an indoor camera called SimpliCam, which can be used to keep an eye on your home while you’re away. It comes with features like motion alerts and the ability to stream live video.
Design: SimpliSafe sensors and devices have a discreet and modern design to blend in with home decor.
Battery and cellular backup: The system is equipped with battery backup to keep your home secure during a power outage, and the professional monitoring service includes cellular backup to maintain communication with the monitoring center if the Wi-Fi goes down.
Environmental protection: SimpliSafe also offers sensors that detect water leaks and freezing temperatures to help prevent environmental damage in your home.
Privacy protection: Features like camera shutters allow customers to control their privacy.
While the Simplisafe wireless home security system is great, it does come at a price, of about $320. If you’re looking to spend a little less, don’t fret, Amazon is full of more affordable DIY wireless security systems.
Moxie Showerhead and Wireless Speaker
The Moxie Showerhead and Wireless Speaker is a product by Kohler, known for combining the functionality of a showerhead with the entertainment feature of a wireless speaker.
Showerhead: It’s designed to provide a full-coverage spray, offering a quality shower experience with good water pressure.
Removable wireless speaker: The center of the showerhead houses a wireless speaker that can be easily detached and used independently. The speaker connects to devices via Bluetooth to play music, podcasts or other audio streams.
Water-resistant: The speaker is designed to be water-resistant, which is essential for any electronic device used in a shower.
Rechargeable battery: The speaker has a built-in rechargeable battery. When fully charged, it supports several hours of playtime.
Magnetic docking: The speaker is held in place with magnets, which makes it simple to detach and reattach to the showerhead.
Harman Kardon sound: Some versions of the Moxie speaker are engineered with sound by Harman Kardon, delivering a high-quality audio experience.
Voice assistant compatibility: Depending on the model, the speaker can sometimes be compatible with voice assistants, which would allow you to control music and other functions with voice commands.
Multiple colors and finishes: The Moxie showerhead may come in a variety of colors and finishes to match different bathroom decors.
Installation: It’s designed to be easy to install, fitting onto a standard shower arm.
For those who enjoy listening to music or podcasts in the shower, the Moxie Showerhead and Wireless Speaker system brings convenience and a bit of luxury to the everyday routine. If you’re looking for the same luxury at a more affordable price, you’re in luck. There are plenty of showerhead speaker combos at all price points on Amazon.
Image Source: Kohler
Anthem Digital Shower Control
The Anthem Digital Shower Control is another Kohler product that provides a high level of personalization and precision for the showering experience. It is designed to provide a user-friendly interface to control various aspects of the shower.
Digital interface: The Anthem Control includes a minimalist display with easy-to-read buttons.
Customizable settings: Users can save their preferred shower settings, making it easy to start the shower with their personalized preferences at the touch of a button.
Multiple outlet controls: The system can control multiple water outlets, allowing users to switch between them or use them simultaneously for a luxurious shower experience.
Smart home integration: Advanced models feature integration with smart home systems, enabling control via voice commands or through smartphone apps.
Easy installation: Even though it is a sophisticated system, companies like Kohler design these controls to be as easy to install as possible, sometimes compatible with existing plumbing.
Safety features: Many digital showers include safety features like automatic shut-off after a certain period or if the water gets too hot, which can prevent scalding.
Energy saving: Some models offer features that help conserve water and energy, aligning with eco-friendly practices.
If you’re after the type of precision temperature control that only a digital display like the Anthem Digital Shower Control can provide, consider the much more streamlined and affordable BLTFAUCER Digital Display. While it doesn’t provide as much customization as the Anthem model, it will allow you to achieve and monitor the exact shower temperature you want.
Elements Hexagon Starter Kit
The Elements Hexagon Starter Kit is a product by Nanoleaf, which is a company known for producing smart lighting solutions that are popular for their modular, geometric design and customizable lighting scenes. The Elements Hexagon Starter Kit is part of Nanoleaf’s Elements line, which focuses on combining smart lighting technology with decor.
Hexagonal panels: These are the core of the product, designed to be attached to form patterns on your wall. They’re hexagon-shaped to allow for a variety of configurations.
Wood look: Unlike the original Nanoleaf light panels, which have a very futuristic look, the Elements line has a more natural wood-like appearance, allowing them to blend into home decor more seamlessly when turned off.
Customizable lighting: Users can customize the illumination of each panel to create scenes or set the ambiance. This can include warm to cool white light settings, designed to mimic natural elements like a fireplace or thunderstorm.
Interactive control: The lights can be controlled via an app, where users can select or design scenes, schedule on/off times and adjust the brightness. They can also respond to touch or sound.
Smart home integration: The kit is compatible with most smart home systems, allowing for voice control.
Rhythm feature: With the rhythm feature, the panels can synchronize with music in real time, creating dynamic light shows in response to the audio they detect.
Simple installation: The panels attach to the wall with adhesive strips, which are included in the starter kit, making for a relatively easy setup without needing to drill holes.
Expandability: The starter kit includes a certain number of panels but can be expanded by purchasing additional expansion packs at any time.
The Elements Hexagon Starter Kit is a great system for incorporating upscale and entirely unique lighting into a space. That said, there are also a ton of customizable hexagon lighting solutions on Amazon for a range of prices.
Smart home. Seamless tech. Smiling faces.
The rise of smart home technology stands as a testament to human ingenuity and the quest for an enhanced quality of life. As we look to the future, the integration of these intelligent systems into our homes continues to evolve, bringing new levels of ease and enjoyment. These devices do more than just perform tasks — they create experiences, foster safe environments, and cultivate moments of joy and relaxation.
In a world where time is precious and personal happiness is paramount, the smart home is less about the gadgets and more about the freedom they afford us — the freedom to spend less time managing our homes and more time savoring the pleasures of life. As we embrace this era of connected living, we find that the true genius of smart home technology lies in its ability to fade into the background, creating a symphony of convenience.
Looking for your own place to add tech to? Whether you want to replicate the HGTV Smart Home 2023 or just add some DIY home automation, the future revolves around tech-forward homes. Check out our available apartments and houses for rent.