Here’s All You Need to Know About Unlimited Chuck E. Cheese Games

Chuck-e-cheese stands outside of a vehicle after a reopening of a Check E Cheese store.
Contributor Jenna Limbach writes on financial literacy and lifestyle topics for The Penny Hoarder from her home base in Utah. Stephanie Bolling is a former staff writer.

Thinking of having a birthday party at Chuck E. Cheese? The Ultimate Fun and Mega Fun party options both come with 2 hours of all you can play for each child.
To keep patrons safe, Chuck E. Cheese has COVID-19 protocols implemented during birthday parties and some aspects of playtime. There are hand sanitizing stations, regular sanitizing of surfaces and touchless pay options, as well as the touchless Play Passes and bands.
You’d think taking the little ones to a pizza and games place like Chuck E. Cheese would bring some distraction-induced reprieve. But alas, they’re coming at you every five minutes for more tokens.
Just think: Your kids might wear themselves out for less than . Might.

How Chuck E. Cheese All You Can Play Works

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If you do a traditional party at Chuck E. Cheese but want social distancing, you can book a VIP party on Saturdays at 8 a.m. or Sundays at 9 a.m.
If you have to cancel a party due to COVID, you can transfer your party deposit to a new date within one year of the canceled date or use it for a to-go party pack.

  • $1 Play Pass
  • $3 Play Pass with coil wristband
  • $7.99 Rechargeable Play Band with $5 worth of game play included

Ready to stop worrying about money?
Some games might still dispense paper tickets, but Chuck E. Cheese has transitioned to e-tickets that are automatically saved to Play Passes. Once kids are done playing, they can redeem their e-tickets at the counter for prizes.
Behold the All You Can Play game option (aka the savior of parental sanity), at participating Chuck E. Cheese locations nationwide.

For birthday parties, you can find an option that works for you based on state or local guidelines, or even do a Party Pack at home through delivery or carryout. If you choose an at-home option, you’ll still get play points and e-tickets to use on your next visit.

Pro Tip
If you find yourself frequently going to Chuck E. Cheese to keep the kids happy, check out their rewards program.

Chuck E. Cheese and COVID-19 Safety

Privacy Policy
Check that All You Can Play is available at your Chuck E. Cheese location before you go.
The allowed number of party guests and Chuck E. appearances will vary by state and local guidelines. If local guidelines don’t allow for Chuck E. to be there in person, he’ll attend virtually on video monitors.
Not today, children.
Currently, unlimited game time comes in 30-minute increments starting at with any Chuck E. Cheese deals purchase and is good any day of the week. Save even more if you go on All You Can Play Wednesday. Mention the promotion at time of purchase and you’ll get an hour of unlimited play for .99.
Kids and families attend the Chuck E. Cheese Baton Rouge, La. Signature Grand Reopening on Wednesday, Dec. 8, 2021 in Baton Rouge, LA. Tyler Kaufman/AP Images for CEC Entertainment
Kids like to touch everything, and at a restaurant like Chuck E. Cheese those instincts run free.

Chuck E. Cheese Rewards

For one flat fee, kiddos can play unlimited games without exception for a selected amount of time.
When you download the app and sign-up, you’ll receive 500 free e-tickets. You’ll get 250 e-tickets on your sign-up anniversary and a birthday surprise for your birthday and half-birthday. Refer a friend and you’ll get one free personal pizza when they sign up.

  • For 50 points, you’ll get 15 minutes of play time, an order of Unicorn Churros or 500 e-tickets.
  • At 100 points, you receive 30 minutes of play time, one personal 1-topping pizza or 1,000 e-tickets.
  • For 200 points, you can earn 60 minutes of play time, one large 1-topping pizza or 2,000 e-tickets.

Kids can use Play Passes or Play Bands, which allow them to load time or points with a tap. Play Passes come in three tiers:
Before your next trip, you can also reload time and points onto Play Passes and Play Bands online. <!–


Being a parent is expensive. And exhausting.

Not Bad! ‘Cash me Outside’ girl Bhad Bhabie is the proud new owner of this $6.1M Florida mansion

For Danielle Bregoli, a.k.a. Bhad Bhabie, her fifteen minutes of fame have proven to be extremely lucrative.  

When the Florida native appeared on an episode of Dr. Phil as a ‘difficult’ teen daughter, she became a viral sensation — and she’s been laughing all the way to the bank ever since.

Six years after her television debut, she’s a recording artist and social media influencer with an estimated net worth of $20 million.

close-up of Bhad Bhabie
 American social media star and rapper Danielle Bregoli aka Bhad Bhabie. Photo credit: Carlos Darder courtesy of the star’s publicist.

And she’s been investing some of her fortune in the Florida real estate market. 

Here’s the full scoop on the ‘cash me outside’ girl’s budding real estate portfolio — recently grown by the addition of a stunning $6.1 million Florida mansion.

Who exactly is Bhad Bhabie? And what did she say?

In 2016, Bhad’s mother Barbara Ann pleaded to her daughter on Dr. Phil in a segment titled, “I Want to Give Up My Car-Stealing, Knife-Wielding, Twerking 13-Year-Old Daughter Who Tried to Frame Me for a Crime.” 

Then named Danielle, the 13-year-old grew irritated by the audience laughing at her teenage antics, and she addressed them with a saying that would make her millions: “Cash me ousside, how bout dah.”

Translation: “Catch me outside, how about that,” meaning let’s take this outside the studio and engage in a physical fight.

Soon after the segment, “Cash me ousside, how bout dah” became a viral meme, and Danielle became known as the “‘Cash Me Outside’ Girl.”

As the catchphrase grew, the clip was recorded by DJ Suede The Remix God and entered in the Billboard Hot 100, Streaming Songs and Hot R&B/Hip-Hop Songs charts.

From there, the song led to a series of dance videos that were uploaded onto YouTube and she was nominated for the 2017 MTV Movie & TV Awards in the “Trending” category based on the catchphrase. 

Living the American dream

It pays off to be a teen with attitude (and poor pronunciation).

That trending catchphrase was the start of a multi-million dollar online career for the now 19-year-old.

Bhad Bhabie in front of her new house with her luxurious car, a Bentley Flying Spur worth over $200k.
Bhad Bhabie in front of her new house with her luxurious ride, a Bentley Flying Spur worth over $200k. Photo courtesy of the star’s publicist.

In early 2017, Danielle was signed by music manager Adam Kluger and she released her first single These Heaux (pronounced hoes) in August.

Reaching number 77 on the Billboard Hot 100, the single made her the youngest female rap artist to debut on the music chart.

From the success of These Heaux, Atlantic Records signed Danielle to a multi-album recording contract. 

Meanwhile, she changed her name and her social media presence was increasing at a rapid rate.

From her Snapchat reality show Bringing up Bhabie, to her extremely successful OnlyFans account, to launching her own record label, Bhad Bhabie has earned millions in brand deals with online retailers such as Fashion Nova and CopyCat Beauty.

And worldwide, her music has been streamed over 1.5 billion times. 

Not bad, Bhad Bhabie!

Bhad Bhabie’s new house & budding real estate portfolio

Bhad Bhabie is proving to be much more than the ‘cash me outside’ girl.

As it turns out, she’s pretty good at managing (and investing) her money.

Exterior of Bhad Bhabie's house in Boca Raton, Florida
Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.

While she leases a mansion in Los Angeles, she is the owner of two homes in Boca Raton, Fla.

Currently, she owns a five-bedroom, seven-bathroom estate that is on the market for $3.67 million, New York Post reports.

And in March 2022, she coughed up some serious cash for her latest luxurious home in the same upscale Florida neighborhood.

the living room inside Bhad Bhabie's house
The living area in Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.
Dining area of Bhad Bhabie's house in Boca Raton, Florida.
Dining area of Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.
The ultra-luxurious kitchen inside Bhad Bhabie's house in Boca Raton, Florida.
The ultra-luxurious kitchen inside Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.
Every successful self-made woman needs a perfectly appointed home office, and Bhad Bhabie's is flawless.
Every successful self-made woman needs a perfectly appointed home office, and Bhad Bhabie’s is flawless. Photo courtesy of her publicist.

Shelling out a whopping $6.1 million in cash, the 19-year-old internet sensation is the mortgage-free owner of an ultra luxe mansion in one of the swankiest ‘hoods in the sunshine state.

Spanning 9,288 square feet, the dope digs include seven bedrooms and seven bathrooms.

The primary bedroom inside Bhad Bhabie's house in Boca Raton, Florida.
The primary bedroom inside Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.
Elegant bathroom with seating area and walk-in shower.
Elegant bathroom with seating area and walk-in shower. Photo courtesy of the star’s publicist.
The generous walk-in closet inside Bhad Bhabie's house in Boca Raton, Florida.
The generous walk-in closet inside Bhad Bhabie’s house in Boca Raton, Florida. Photo courtesy of her publicist.

Built in 1983, the “modern 2020 completely redone estate” is located in a gated Palm Beach County community on an acre of land,  New York Post reports.

Bhad Bhabie’s house features a two-story guest house, hurricane impact windows and porcelain tiles throughout.

The eat-in chef’s kitchen offers a walk-in pantry and top-of-the-line appliances, and the primary bedroom boasts three large walk-in closets and an outside Jacuzzi area.

Some of  the other luxurious amenities in the smart home include a billiard/club room, a dry sauna, a wine storage space, a stunning outdoor pool and a five-car garage.

The pool area of Bhad Bhabie's new house.
The pool area of Bhad Bhabie’s new house. Photo courtesy of her publicist.

How Bhad Bhabie customized her house to suit her perfectly

And the rising young star has truly made it her own.

When decorating her new million-dollar abode, Bhad Bhabie put her love of luxury brand Channel on full display, draping her massive bed in fashionable bedding, and stocking her ultra-generous closet space with bags and luxury accessories from the same leading brand.

Inside Bhad Bhabie's ultra-stylish Chanel-branded bedroom.
Inside Bhad Bhabie’s ultra-stylish Chanel-branded bedroom. Photo courtesy of her publicist.
Inside Bhad Bhabie's ultra-stylish Chanel-branded bedroom.
Inside Bhad Bhabie’s ultra-stylish Chanel-branded bedroom. Photo courtesy of her publicist.
bhad bhabie's closet full of chanel bags
The social media star/rapper has lined up her impressive luxury bag collection in the generous walk-in closet of her new mansion. Photo courtesy of the star’s publicist.

Taking advantage of the many parking spaces on the premises, she lined up her collection of luxury cars in front of her newly purchased manse.

The Sun reports that Bhad Bhabie has an impressive $450,000 car collection including a Bentley Flying Spur and luxury Jeep Grand Cherokee. She started collecting luxury cars since she was 14 years old, with the first upscale piece — a white Porsche Panamera 4S Hybrid — costing her a cool $90,000.

A photo of Bhad Bhabie and her impressive luxury car collection.
A photo of Bhad Bhabie and her impressive luxury car collection. Photo courtesy of the star’s publicist.

Now, if the budding star will be growing her real estate portfolio in the same way she’s been adding to her car collection, we expect to continue writing about her new purchases for years to come. And we’re here for it!

More stories you might like

Grammy Award Winner Doja Cat Lives in a $2.2M Beverly Hills Home With Distinctive Flair
Where Will Rihanna Live After the Baby Comes? Her Beverly Hills Farmhouse is a Strong Contender
Post Malone’s $3 Million Utah Compound Doubles As a Doomsday Bunker
Celeb Spotlight: Cardi B’s House in Atlanta is Pure Old-World Luxury


Should I File a Home Insurance Claim? Pros, Cons, When It Makes Sense

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You love the big cherry tree in your home’s front yard. Each spring, it explodes in a riot of bright pink flowers. Each summer, it drops sour fruit that perks up nicely in a sugary pie. 

Until it doesn’t. One summer day, your family comes home to find one of the cherry tree’s limbs in your living room, felled by a strong thunderstorm. The damage is extensive: two broken windows, a caved-in window sill, and serious water and impact damage to the living room floor and furniture.  

Once the initial shock wears off, you prepare to file a home insurance claim. But then, you start to ask questions. What if your insurance company denies the water damage portion of the claim? What if my home insurance premiums spike? How much will I have to pay out of pocket due to your policy’s high deductible? Should I even file this claim? 

Should I File a Home Insurance Claim?

The fact that a seemingly serious event like a tree falling through your house is such a close call teaches us an important lesson about homeowners insurance: It’s not always in your best interest to file a claim. Even when they cause short-term financial pain, some incidents aren’t worth filing over. 

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Plus, standard homeowners insurance policies exclude certain types of incidents that can cause serious financial stress for homeowners, such as floods and earthquakes. You need separate insurance policies if your home is at risk of these uncovered perils.

Pros & Cons of Filing a Homeowners Insurance Claim

If you’re considering filing a homeowners insurance claim, you’re probably facing a hefty bill for cleanup and repairs or a long list of damaged items to replace. Or perhaps you’re staring down a lawsuit brought by a guest or worker who sustained serious injuries on your property.  

In any case, you need to figure out whether it makes sense to go through with your claim — and fast. That means objectively assessing the pros and cons of doing so.

Pros of Filing a Home Insurance Claim

Depending on the circumstances, filing a home insurance claim has significant financial benefits.

  1. It Helps You Pay for Repairs. If your claim is approved, you can use the payout to offset the cost of repairs and restore your home to its previous condition. Without this financial assistance, you might find yourself cutting corners or making ill-advised financial moves to cover the cost, such as dipping into your 401(k). 
  2. It Helps You Replace Damaged or Stolen Goods. Your homeowners insurance policy could help offset the cost of replacing possessions damaged in a naturally occurring incident like a storm or fire. If your home was burglarized or vandalized, the proceeds could cover the cost of replacing stolen property as well. Depending on your policy, you could receive the items’ actual cash value or replacement cost, which is the cost of buying them new.
  3. Repairs Help Maintain Your Home’s Value. Homebuyers don’t pay top dollar for properties with fire-damaged siding, broken windows, or gaping holes in the roof. Your home insurance payout helps restore your home’s value with minimal out-of-pocket cost.

Cons of Filing a Home Insurance Claim

Filing a claim on your homeowners insurance policy isn’t always a slam dunk. The claims process has some hidden and not-so-hidden pitfalls that could leave you worse off than when you began.

  1. Your Insurance Premium May Go Up. Although this isn’t guaranteed, your homeowners insurance rates could rise after you file your claim. Exactly how much depends on the type of claim you file, the size of the claim, and your previous claims history. Generally, liability claims bump premiums more than claims related to fire, vandalism, or natural disasters.
  2. Too Many Claims Mean Your Policy May Not Be Renewed. A rate increase is unwelcome but manageable. A canceled policy is far more serious. If insurers see you as riskier than the typical homeowner, you could have trouble getting coverage on your own. Your lender might need to step in and take out a policy on your behalf — often at a much higher premium than your old policy.
  3. If You Get a Claim-Free Discount, You Could Lose It. Once you file a home insurance claim, your claims history is no longer spotless. That matters because many home insurance companies offer claim-free discounts for homeowners who never file claims.

When You SHOULD File a Home Insurance Claim

So, you’re thinking about filing a home insurance claim. How can you be sure you’re making the right call?

Use these tests to assess your would-be claim. The more that apply to you, the stronger your position.

Repair or Replacement Costs More Than Your Deductible

This is the first test your would-be claim must pass. If it doesn’t, there’s no point in filing a claim.

Your deductible is the amount you must pay out of pocket before your home insurance kicks in. Your policy documents should clearly specify this amount. It’s either expressed as a flat dollar amount or a percentage of the policy’s total coverage amount.

Dollar amount deductibles typically range from $500 to $2,500, with $1,000 being a common value. Some policies have more than one deductible, depending on the type of property damage. Separate “wind and hail” deductibles are common, for example — and often higher than the standard deductible.

If your home sustained significant damage or loss, your claim value should easily exceed your deductible. For example, if you expect repairs to cost $20,000 and your deductible is $2,000, your insurance company covers $18,000 — 90% of the total cost.

On the other hand, if you expect repairs to cost $3,000, your insurance company only covers $1,000 — 33% of the total cost. That’s a closer call because filing a claim could result in higher home insurance premiums that eventually offset your payout. 

The Event Is Covered by Your Policy

Your homeowners insurance company isn’t obligated to provide reimbursement for every type of damage or loss to your home. In fact, while your policy covers a lot, it probably excludes specific events, known as exclusions.

Common exclusions include but aren’t limited to:

  • Earthquake
  • Flood
  • Damage and liability issues caused by poor maintenance 
  • Insect infestations
  • Mold
  • Personal property losses and liability issues caused by power outages or power surges
  • Intentional damage caused by a resident
  • Damage caused by war or nuclear fallout
  • Injuries caused by aggressive dogs
  • Issues related to or caused by home-based businesses
  • Costs related to building code violations

You may need to purchase separate insurance policies to cover some of these perils. For example, your lender may require you to carry flood insurance if you live in a recognized flood zone. 

Other add-on policies are optional but often a good idea. For example, if you run a business out of your home, you should consider carrying business insurance to protect against inventory or equipment losses or damage to your workspace.

You’ve Suffered Significant Loss or Damage

Often, it’s not a close call. If your home is seriously damaged or destroyed in an event that’s covered by your policy, you absolutely should file a homeowners insurance claim. Otherwise, you’ll be on the hook for tens or hundreds of thousands of dollars in repair or replacement costs.

If you have any doubts about the extent of the damage to your home, get a few repair quotes from building contractors in your area. You can also talk to your insurance agent or ask your home insurance company to send out an insurance claims adjuster before you file.

You Haven’t Made a Claim in the Past 5 Years

Approved homeowners insurance claims typically remain on your insurance record for five years after they’re made. 

This record is known as the Comprehensive Loss Underwriting Exchange (CLUE) database. When you make a claim, your insurer checks its own records and the CLUE database to see whether you’ve made any other claims in the past five years.

If you have made a claim in the past five years, expect your insurance premiums to spike after your second claim is approved. 

For fire, theft, and general liability claims, the increase could amount to 50% or more of your previous premium. A weather-related claim won’t increase your premium quite as much, but you’ll still notice a jump.

When You Should NOT File a Home Insurance Claim

It’s not always worth it to file a home insurance claim. 

Certain situations, such as minor damage that costs less to repair than your insurance deductible, all but rule out a claim. Others, such as an active claim history, bring an elevated risk of a denied claim.

If any of these situations apply to you, think twice about filing a home insurance claim.

Repair or Replacement Costs Less Than Your Deductible

If the damage or loss is relatively minor, your deductible could be too high to bother filing a claim. There’s no point in filing a claim — and potentially increasing your policy premiums — if you won’t even receive a payout.

Even if it’s a close call, be mindful of the potential for your premiums to go up after a successful claim. A claim worth $20,000 probably makes sense, but a claim worth $3,000 or $4,000 might actually set you back.

Damage Was Caused by Lack of Maintenance or Normal Wear & Tear

An event that appears to be covered by your policy might not be if the insurance adjuster can argue that it was caused by neglect, poor maintenance, or even normal wear and tear.

For example, let’s say your home loses heat during the winter, causing a water pipe to burst in your ceiling. Homeowners insurance policies generally cover this type of event — if the burst pipe was in good condition to begin with. If the pipe was already heavily corroded, your insurer might blame you for not replacing it sooner. They could deny the claim altogether.

The Event Isn’t Covered by Your Policy

It’s often quite easy to figure out whether a particular event is eligible for home insurance coverage. If your home collapses in an earthquake and your policy specifically rules out claims for earthquake damage, you’re out of luck. Hopefully, you have earthquake insurance.

But closer calls are more common than you’d think. If your resident termite colony worsens an existing foundation issue that eventually spurs a costly repair, your insurer could argue that the entire claim falls under the insect damage exclusion. 

When in doubt, it’s worthwhile to begin the claims process anyway. If you don’t like what the insurance adjuster has to say, you can drop the claim without increasing your insurance rates. 

Or you can hire a public adjuster — an independent insurance adjuster who can make a stronger case to your insurance company. Public adjusters usually work on contingency, so they only get paid if your claim is successful.

You’ve Made Multiple Claims in the Past 5 Years

The more homeowners insurance claims you make in a five-year period, the more your insurance rates increase after a successful new claim. 

Make too many claims in too short a period, and your insurance company could drop you altogether. If you’re unable to find replacement coverage, your lender could take out a policy on your behalf. Expect this lender policy to cost a lot more than your old policy.

All that said, you shouldn’t automatically rule out a new homeowners insurance claim just because you recently got an insurance payout or two. If your home is seriously damaged or destroyed by a covered event, it’s probably still worth it to file. Just be ready to pay higher premiums on the back end.

Final Word

Some say the best way to save money on homeowners insurance is not to file a claim at all. There’s a grain of truth to that, but don’t take it too literally. 

If your home is seriously damaged in an event that’s covered by your policy, a home insurance claim is absolutely warranted. Taking the time to file could save you tens or hundreds of thousands of dollars in out-of-pocket expenses, keeping you on track to reach your long-term financial goals.

Still, it’s always a good idea to take stock of the situation before filing a claim. If your home sustains damage due to an event not covered by your policy or the cost of repairs doesn’t exceed your policy’s deductible, a claim isn’t in the cards. And even if filing a claim would be profitable on paper, it’s worth considering the long-term costs — in the form of higher premiums for years to come.

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GME is so 2021. Fine art is forever. And its 5-year returns are a heck of a lot better than this week’s meme stock. Invest in something real. Invest with Masterworks.

Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he’s not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.


Joe Rogan’s Real Estate Experience: Living a Luxurious Lake Life in Austin, Texas

Podcasting has its privileges. After sealing a deal for over $100 million with Spotify, Joe Rogan has become the most popular — and best paid — podcaster on earth. 

The Joe Rogan Experience host first rose to fame in the 1990s sitcom NewsRadio and went on to host stunt/dare game show Fear Factor, followed by forays into martial arts, where he is a renowned commentator for the UFC.

And while nowadays his name is tied to his immensely popular podcast (which was the most popular podcast in the U.S. for much of 2020 and 2021, reaching an estimate 11 million people per episode), the former Fear Factor host has had an extensive stand-up comedy career, which he started in back 1988 and continues to the present day.

Cashing in his podcasting pennies, Joe and his family recently took up residence in a multi-million dollar mansion. Below you’ll find all the details we could find about the Rogans’ $14.4 million property in Austin, Texas.

Joe Rogan’s house upgrade from California to Texas

The Joe Rogan Experience host, 54, and his family-of-five became part of the “mass exodus out of California” due to the Golden State’s lockdown rates and COVID-19 responses, lack of rain, homelessness epidemic, overpopulation and increased taxes.

According to the father-of-three, the Lone Star State — and the multi-million dollar dream house he found there — is a far more appealing alternative and the perfect place to call home.

While his 7,500 square foot home in California was cozy, the comedian recently moved his family into a much larger estate in Austin, Texas. 

path leading to Joe Rogan's house
Joe Rogan’s new house in Austin, Texas. Image credit: Peter Vitale via Benjamin Wood

Rogan’s house in Austin, Texas is one of the most exclusive properties in the area, and puts the podcaster in proximity to some other well-known celebrities that reside in the state’s capital — including Supernatural actor Jensen Ackles, who also lives in a lovely lake house in Austin.

Reportedly worth four times more than his home in California, Joe purchased the Texas estate for $14.4 million.

Nestled in the outskirts of Austin, the massive spread is outside the chaos of the city, but close enough for the everyday conveniences.

With A-list neighbors such as billionaire John Paul DeJoria and Academy Award-winning actress Sandra Bullock, the podcast king created his castle in this southern slice of heaven.

Inside Joe Rogan’s Austin home, a million-dollar home fit for the world’s leading podcaster

Purchased in an off-the-market deal, Joe and his family-of-five recently moved into their lakeside home in the second half of 2020.

Although not many details have been leaked online about their sprawling new digs, it seems that Joe and his wife Jessica have plenty of room for their three daughters: Lola, 12, Rosy, 11, and 24-year-old Kayja Rose. 

According to Dirt, the massive lakeside mansion boasts 10,980 square feet and features 8 bedrooms and 10 bathrooms. 

the entrance to Joe Rogan's house in Austin, TX
Stepping inside Joe Rogan’s Austin house. Image credit: Peter Vitale via Benjamin Wood
Joe Rogan’s new house comes with floor-to-ceiling glass walls that open up to mesmerizing lake views. Image credit: Peter Vitale via Benjamin Wood

Located on Lake Austin, the Tuscan-style estate was built in 2006 and listed for $7.25 in 2015. 

According to Work and Money, designer Benjamin Wood and his philanthropist wife Theresa Castellano Wood are the former owners of the elegant abode.

They’re also the ones who added the Asian-inspired and modern upgrades, which add a wow factor to the already-impressive home.

Rogan’s house includes an open floorplan with the dining room, living room and library all sharing one space. Painted deep blue, this shared living space is accented by rustic wooden pillars and light wood feature walls. 

living room with floor-to-ceiling walls of glass inside Joe Rogan's house in Austin, TX
The main living area has an open floorplan that combines the dining room, living room and library. Image credit: Peter Vitale via Benjamin Wood
The living area is accented by dark blue walls and dramatic furnishings. Image credit: Peter Vitale via Benjamin Wood
The statement piece in Joe Rogan’s house in Texas is a floor-to-ceiling built-in library. Image credit: Peter Vitale via Benjamin Wood

With rustic farmhouse vibes, the beautifully open kitchen includes two islands, antique cabinets and plenty of room for Joe’s favorite wild meat meals. 

With floor-to-ceiling glass walls, the family-of-five can couch-it while glancing out at the four acres of spectacular views on their private property.

The kitchen inside Joe Rogan’s Austin house comes with antique cabinetry and two kitchen islands. Image credit: Peter Vitale via Benjamin Wood
The inviting kitchen boasts a rustic farmhouse vibe, complemented by stylish finishes and large windows. Image credit: Peter Vitale via Benjamin Wood

Of course, the UFC commentator has a customized home gym with all the bells and whistles. And did we mention his fully-equipped podcast room?

The lakeside mansion features a large back porch and deck, alongside an impressive mezzanine featuring a large Buddha statue. With over 300 feet of water frontage, the Rogans are sure to enjoy the property’s party deck on Lake Austin.

After their lake adventures, Joe and his family can jump in the outdoor pool which includes a stonework patio and plenty of shade for those hot Texas summers. 

The house Joe Rogan left behind

In 2003, Joe and wife Jessica purchased their Bell Canyon, Calif. home for $2.33 million. After living there for 17 years, the Rogans made a handsome $1.12 million profit when they sold it for $3.45 million in March 2021.

Joe Rogan’s former home in Bell Canyon, California, which he sold for $3.45 million. Image credit:

With 7,500 square feet and 5 bedrooms, the family home included 5 bathrooms and 2.14 acres of outdoor space. Their former California home featured a pool and backyard deck, but nothing in comparison to their palatial Austin estate.

For now, Joe Rogan’s experience seems to be fit for a king. From the overpopulation of the Golden State to the laid back vibes of the Lone Star State, it seems like Joe’s choices in terms of real estate went from lovely to luxurious.

More celebrity homes you’ll enjoy

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Impact Theory’s Tom Bylieu Bought the Striking $40 Million Mansion from ‘Selling Sunset’Where Does Trevor Noah Live? A Closer Look at the Daily Show Host’s Penthouse in ManhattanFrom a Prince to a King: A Look at Will Smith & Jada Pinkett Smith’s Real Estate Dynasty


Marilyn Monroe’s Former Penthouse in West Hollywood Lists for $2.49 Million

Here’s a slice of old Hollywood charm at its finest: a West Hollywood penthouse that was once home to Marilyn Monroe has just resurfaced on the market.

The actress, who rose to fame playing comedic “blonde bombshell” characters — which propelled her to become one of the most popular sex symbols of the 1950s and early 1960s — moved into the two-story penthouse in the mid-50s, at the height of her success.

Marilyn called many places home over the years. In fact, sources say that Monroe lived in over 43 separate residences over the years.

From high-end hotels to small apartments and sprawling Spanish-style mansions, to a brief stint living in Frank Sinatra’s guest house, or taking an extended (and somewhat controversial) stay at Bing Crosby’s Rancho Mirage estate, Marilyn Monroe moved around quite a few times before settling on a place of her own.

In 1954, the Monkey Business actress moved into a two-level penthouse at the Granville Towers, which sources say was her final apartment before she bought her Brentwood estate — which was the only property Marilyn ever owned.

After splitting from her second husband, New York Yankees star Joe DiMaggio, Monroe moved into her seventh (and last) apartment in West Hollywood. For about a year, the model-actress set up residence in the luxurious condo that has just been listed for $2.49 million. 

Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency

And Monroe may have not been the only famous “blonde bombshell” to live in the two-story apartment. A Los Angeles Times story from three years ago also identified Portia de Rossi as a former resident.

A stylish residence set in a star-studded building

Oozing old Hollywood charm, the posh penthouse is located in one of the most spectacular buildings in West Hollywood.

Image credit: The Luxury Level courtesy of The Agency

Set on the top floor of Granville Towers, a 1930s French Normandy-style Hollywood classic, Monroe’s former abode boasts gorgeous architectural elements such as vaulted ceilings and floor-to-ceiling skylight windows.

Located at the corner of Sunset Boulevard and Crescent Heights, the 2,032-square-foot apartment offers sweeping views of the city and mountains.

Featuring two bedrooms and two bathrooms, a stunning circular staircase connects the two levels of luxurious living space. 

circular staircase in Marilyn Monroe's former West Hollywood condo
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency
Image credit: The Luxury Level courtesy of The Agency

The elegant interiors include glistening hardwood floors, spa-like bathrooms and built-in window seats.

The kitchen boasts Venetian plaster, steel cabinetry and Viking appliances, and the formal dining room includes a jaw-dropping chandelier.

While the location is prime, the amenities are just as impressive. With a 24-hour doorman always on duty, the old Hollywood building includes a beautiful courtyard and garden, a clubhouse, outdoor pool and spa. 

Image credit: The Luxury Level courtesy of The Agency

Marilyn was by no means to only high-profile celebrity to call the West Hollywood building home.

A celebrity favorite, Granville Towers has attracted many A-listers in its almost century-long existence. In recent years, celebrities like Nicole Scherzinger, Ashley Greene, Mickey Rourke, Brendan Fraser, or David Bowie have all lived in the posh building.

Listed by Amanda Lynn, Gina Michelle and George Ouzounian of The Agency, Marilyn Monroe’s former home is almost a collectible for die-hard fans of old Hollywood. 

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The Story of Taylor Swift’s Holiday House — Home to “the Last Great American Dynasty”
The Iconic Beverly House: where Jackie O & JFK Honeymooned, ‘The Bodyguard’ was Filmed, and where Beyonce Shot ‘Black is King’


‘The Northman’ Actor Alexander SkarsgÃ¥rd Lists Historic Manhattan Pad for $2.6 Million

True Blood alum Alexander Skarsgård is ready to part ways with his historic East Village co-op.

The actor — who’s currently entertaining movie goers as the avenging Viking prince Amleth in the action-filled epic The Northman, now playing in cinemas — is looking to fetch $2,599,000 for his New York City home.

According to our sources, Skarsgård bought the apartment approximately 5 years ago, then embarked on an extensive renovation process that modernized the unit without altering its historic character.

Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner

The studio apartment has loft-like proportions and stands out with its exposed brick walls, tall, wood-beamed ceilings, and stunning pre-war details.

Among the latter: a wood-burning marble fireplace that anchors the living area, as well as original pocket shutters.

Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner
Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner

Bathed in light by five skylights, three southern-facing windows and a large casement window, the studio apartment boasts carefully refurbished original pine flooring.

As part of the extensive renovation work, the Swedish actor also added a brand new kitchen — fitted with custom European white oak cabinetry, Carrara marble countertops, a Bertazzoni range and Bosch refrigerator and dishwasher. 

Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner

During Alexander Skarsgård’s ownership, the apartment was configured as a one-bedroom — and a stunning one at that.

The bedroom is also skylit, for residents to enjoy clear, starry nights (or utter privacy thanks to its electric shades) and features plenty of storage, maximized by custom European white oak floor-to-ceiling closets.

But it can easily accommodate a second bedroom, and future owners can also add a private roof deck with views of Downtown Manhattan and the Freedom Tower. According to the listing, roof rights are included with the sale.

Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner
Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner
Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner
Inside Alexander Skarsgård’s apartment in Manhattan. Photo credit: Yale Wagner

Skarsgård’s apartment is set inside an East 10th Street townhouse that, alongside five other 19th century buildings, form a highly coveted cooperative of 29 apartments.

The building sits on one of the most idyllic tree-lined blocks of the East Village, between Second and Third Avenues in the St. Mark’s Historic District.

The desirable location places it within blocks of Union Square, Astor Place, and Tompkins Square Park.

Emma St. Laurent of Compass holds the listing.

More stories you might like

Full-Floor Residence at the Newly Built Flatiron House Wants $13.5 Million
Former Brooklyn Museum Director Arnold Lehman Lists Stylish Brooklyn Home for $4.65 Million
Britney Spears’ Star-Studded Former Penthouse in Manhattan is Up for Grabs
Baywatch Actress Alexandra Daddario Sells Cozy NYC Pad


17 Home Upgrades That Rarely Help Close a Sale

A real estate agent posts a for sale sign in front of a brick house that is under construction
Sean Locke Photography /

We all like to think that making positive changes to a home can make it more attractive to buyers. However, some renovations that might make you feel more comfortable, actually might not help you sell your home in the long run.

The National Association of Realtors (NAR) recently released its latest Remodeling Impact Report, finding that some renovations are less effective than others in convincing buyers to move forward.

Surveying real estate agents, NAR looked at 20 types of projects and asked agents which they’d suggested homeowners do before selling a home. The survey also asked agents whether completed projects had helped close a sale.

Following are the renovations this survey identified as least likely to close a home sale. Specifically, fewer than 10% of real estate agents said these projects helped close a sale.

17. HVAC replacement

New Africa /

Surveyed real estate agents who said this project helped close a home sale: 7%

Agents who have suggested that homeowners do this project before selling: 20%

According to the National Association of Realtors report, the estimated cost of completing an HVAC replacement is about $8,200, and the cost recovered in a home sale is about $7,000. So, even though you might be able to recover much of the cost of doing the project, it’s not one that is likely to help you close the sale.

16. New wood flooring

Halfpoint /

Surveyed real estate agents who said this project helped close a home sale: 5%

Agents who have suggested that homeowners do this project before selling: 16%

The Joint Center for Housing Studies of Harvard University reported earlier this year that indoor flooring replacement is the most common upgrade, as we detail in “The 15 Most Popular Home Upgrades – and What They Cost.”

And yet, real estate agents indicate that this project is unlikely to add much to a home’s appeal to buyers.

15. Hardwood flooring refinish

Jo Ann Snover /

Surveyed real estate agents who said this project helped close a home sale: 5%

Agents who have suggested that homeowners do this project before selling: 27%

New flooring isn’t recommended by as many real estate agents as refinishing the wood flooring that’s already there, according to the NAR report.

Even though it doesn’t help much to close a home sale, the report indicates that those who invest in the project see a recovery of 100% of their investment.

14. Bathroom renovation

Susan Schmitz /

Surveyed real estate agents who said this project helped close a home sale: 4%

Agents who have suggested that homeowners do this project before selling: 33%

A third of real estate agents suggest homeowners make this change before they sell, even though this project doesn’t usually help close a sale.

Additionally, you might only see a 57% return on value when you complete a bathroom renovation, according to the NAR report.

13. New vinyl windows


Surveyed real estate agents who said this project helped close a home sale: 4%

Agents who have suggested that homeowners do this project before selling: 12%

With new vinyl windows, homeowners can expect to retain about 73.4% of the cost when they sell the home, according to Remodeling magazine’s 2019 Cost vs. Value Report. Believe it or not, that’s a relatively good cost recouping.

12. Basement conversion into living area

Artazum /

Surveyed real estate agents who said this project helped close a home sale: 2%

Agents who have suggested that homeowners do this project before selling: 5%

Only 5% of real estate agents suggested this renovation to homeowners looking to sell, and for good reason, since it doesn’t contribute much to the ability to close a home sale. However, it does offer homeowners relatively high satisfaction, as we recently reported in “19 Home Renovations That Give Owners the Most Joy.”

11. New garage door

Luxury home
karamysh /

Surveyed real estate agents who said this project helped close a home sale: 2%

Agents who have suggested that homeowners do this project before selling: 16%

While this home improvement project might not do much to help close a home sale, it can return nearly all of the cost when reselling your home.

Remodeling magazine’s 2019 Cost vs. Value Report shows that a garage door replacement retains 97.5% of its value upon resale of the home, as we report in “These 10 Home Improvements Offer the Highest Returns.”

10. Add a new bathroom

Monkey Business Images /

Surveyed real estate agents who said this project helped close a home sale: 1%

Agents who have suggested that homeowners do this project before selling: 5%

Very few real estate agents suggest this renovation, and even fewer find that it helps with closing a home sale.

It might be best to skip this one since it can cost as much as $60,000 — and only return about 50% of its cost, according to the NAR report.

9. New steel front door

Monkey Business Images /

Surveyed real estate agents who said this project helped close a home sale: 1%

Agents who have suggested that homeowners do this project before selling: 4%

While replacing your front door isn’t something that closes a home sale, it can help boost the value of your home — especially if you paint it black, as we report in “Painting With This Color Can Boost Your Home’s Sale Price by $6,000.”

Additionally, this project is likely to bring homeowners joy. The NAR report gave the project what it calls a “Joy Score” of 9.7 out of 10.

8. New vinyl siding

Red and black house
Lindasj22 /

Surveyed real estate agents who said this project helped close a home sale: 1%

Agents who have suggested that homeowners do this project before selling: 4%

While it’s not a project much-recommended ahead of selling, new vinyl siding is one of those renovations that offer a relatively high return on value. According to Remodeling magazine’s 2019 Cost vs. Value Report, the replacement of siding retains 75.6% of its value when the home is sold.

7. New wood windows

Woman with dog in house
Ahmet Naim /

Surveyed real estate agents who said this project helped close a home sale: 1%

Agents who have suggested that homeowners do this project before selling: 2%

The NAR report gave new wood windows a “Joy Score” of 9.6 out of 10, as we detail in “19 Home Renovations That Give Owners the Most Joy.” But these windows aren’t likely to help close a home sale and agents aren’t likely to recommend them as a pre-sale renovation.

6. New master suite

Nenad Aksic /

Surveyed real estate agents who said this project helped close a home sale: Less than 1%

Agents who have suggested that homeowners do this project before selling: 3%

Not only is this project unlikely to help close a home sale, it’s also unlikely to pay for itself.

Both a midrange master suite addition and an upscale master suite addition made the list in our article “The 10 Worst Home Renovations for Your Money.”

5. Attic conversion to living area

Attic bedroom /

Surveyed real estate agents who said this project helped close a home sale: None

Agents who have suggested that homeowners do this project before selling: 2%

This project costs up to $80,000 to complete, and it returns only about 56% of the investment, the National Associations of Realtors report states.

4. Insulation upgrade

Worker insulating an attic
Bilanol /

Surveyed real estate agents who said this project helped close a home sale: None

Agents who have suggested that homeowners do this project before selling: 4%

Even though this project isn’t one that agents say could help close home sales, the NAR reports that it offers homeowners a relatively good recovery (83%) on the money spent.

3. Closet renovation

A woman picks clothes out of her closet
New Africa /

Surveyed real estate agents who said this project helped close a home sale: None

Agents who have suggested that homeowners do this project before selling: 4%

A closet renovation earned the highest Joy Score possible — a 10 out of 10 — in the NAR’s study.

Even if it won’t help you sell your home, you might enjoy this renovation while you still live in the home.

2. New fiberglass front door

Woman opening a door
Monkey Business Images /

Surveyed real estate agents who said this project helped close a home sale: None

Agents who have suggested that homeowners do this project before selling: 4%

Even if you don’t close a home sale by replacing the front door, choosing the right color for that front door may add to your home’s sale price.

Plus, as with a new steel front door, a new fiberglass front door is likely to bring homeowners joy. The NAR report gave both projects a Joy Score of 9.7 out of 10.

1. New fiber-cement siding

Artazum /

Surveyed real estate agents who said this project helped close a home sale: None

Agents who have suggested that homeowners do this project before selling: 2%

While fiber cement siding can return 76% of the cost and give homeowners satisfaction, it’s not a project that real estate agents say they find helps close a home sale.

What home renovations have you been considering? Share your thoughts in a comment below or over on our Facebook page.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.


Tax Changes and Key Amounts for the 2022 Tax Year

Now that this year’s tax filing season is over, it’s time to start thinking about next year’s return. After all, the more tax planning you do, the more money you may be able to save. But proper tax planning requires an awareness of what’s new and changed from last year — and there are plenty of tax law changes and updates for the 2022 tax year that savvy taxpayers need to know about.

Big tax breaks were enacted for the 2021 tax year by the American Rescue Plan Act, which was signed into law in March 2021. But most of those tax law changes expired at the end of 2021. As a result, the child tax credit, child and dependent care credit, earned income credit and other popular tax breaks are different for the 2022 tax year than they were for 2021. Other 2022 tweaks are the result of new rules or annual inflation adjustments. But no matter how, when or why the changes were made, they can hurt or help your bottom line — so you need to be ready for them. To help you out, we pulled together a list of the most important tax law changes and adjustments for 2022 (some related items are grouped together). Use this information now so you can hold on to more of your hard-earned cash next year when it’s time to file your 2022 return.

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Child Tax Credit

picture of &quot;child tax credit&quot; spelled out in lettered blockspicture of &quot;child tax credit&quot; spelled out in lettered blocks

Major changes were made to the child tax credit for 2021 – but they were only temporary. The credit amount was increased, the credit was made fully refundable, children up to 17 years of age qualified, and half the credit amount was paid in advance through monthly payments from July to December last year. President Biden and Congressional Democrats tried to extend these enhancements for at least one more year, but they haven’t been able to get that done so far (and probably won’t be able to later).

As a result, the child tax credit reverts back to its pre-2021 form for the 2022 tax year. That means the 2022 credit amount drops back down to $2,000 per child (it was $3,000 for children 6 to 17 years of age and $3,600 for children 5 years old and younger for the 2021 tax year). Children who are 17 years old don’t qualify for the credit this year, because the former age limit (16 years old) returns. For some lower-income taxpayers, the 2022 credit is only partially refundable (up to $1,500 per qualifying child), and they must have earned income of at least $2,500 to take advantage of the credit’s limited refundability. And there will be no monthly advance payments of the credit in 2022.

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Child and Dependent Care Tax Credit

picture of form for the child and dependent care tax creditpicture of form for the child and dependent care tax credit

Significant improvements were also made to the child and dependent care credit for 2021. But, again, the changes only applied for one year.

By way of comparison, the 2021 credit was worth 20% to 50% of up to $8,000 in eligible expenses for one qualifying child/dependent or $16,000 for two or more. The percentage decreased as income exceeded $125,000. When you combine the top percentage and the expense limits, the maximum credit for 2021 was $4,000 if you had one qualifying child/dependent (50% of $8,000) or $8,000 if you had more than one (50% of $16,000). The credit was also fully refundable in 2021.

For 2022, the child and dependent care credit is non-refundable. The maximum credit percentage also drops from 50% to 35%. Fewer care expenses are eligible for the credit, too. For 2022, the credit is only allowed for up to $3,000 in expenses for one child/dependent and $6,000 for more than one. When the 35% maximum credit percentage is applied, that puts the top credit for the 2022 tax year at $1,050 (35% of $3,000) if you have just one child/dependent in your family and $2,100 (35% of $6,000) if you have more. In addition, the full child and dependent care credit will only be allowed for families making less than $15,000 a year in 2022 (instead of $125,000 per year). After that, the credit starts to phase-out.

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Earned Income Tax Credit

picture of money sticking out of pocket on jeanspicture of money sticking out of pocket on jeans

More workers without qualifying children were able to claim the earned income tax credit (EITC) on their 2021 tax return, including both younger and older Americans. The “childless EITC” amounts were higher, too. However, once again, those enhancements expired at the end of last year.

Without the 2021 improvements in place, the minimum age for a childless worker to claim the EITC jumps back up to 25 for 2022 tax returns (it was 19 in 2021). The maximum age limit (65 years of old), which was eliminated for the 2021 tax year, is also back in play for 2022. The maximum credit available for childless workers also plummets from $1,502 to $560 for the 2022 tax year. Expanded eligibility rules for former foster youth and homeless youth that applied for 2021 are dropped as well. In addition, the rule allowing you to use your 2019 earned income to calculate your EITC if it boosted your credit amount no longer applies.

There are also several inflation-based adjustments that modify the EITC for the 2022 tax year. For example, the maximum credit amount is increased from $3,618 to $3,733 for workers with one child, from $5,980 to $6,164 for workers with two children, and from $6,728 to $6,935 for workers with three or more children. The earned income required to claim the maximum EITC is also adjusted annually for inflation. For 2022, it’s $10,980 if you have one child ($10,640 for 2021), $15,410 if you have two or more children ($14,950 for 2021), and $7,320 if you have no children ($7,100 for 2021).

The EITC phase-out ranges are adjusted each year to account for inflation, too. For 2022, the credit starts to phase out for joint filers with children if the greater of their adjusted gross income (AGI) or earned income exceeds $26,260 ($25,470 for 2021). It’s completely phased out for those taxpayers if their AGI or earned income is at least $49,622 if they have one child ($48,108 for 2021), $55,529 if they have two children ($53,865 for 2021), or $59,187 if they have three or more children ($57,414 for 2021). For other taxpayers with children, the 2022 phase-out ranges are $20,130 to $43,492 for people with one child ($19,520 to $42,158 for 2021), $20,130 to $49,399 for people with two children ($19,520 to $47,915 for 2021), and $20,130 to $53,057 for people with more than two children ($19,520 to $51,464 for 2021). If you don’t have children, the 2022 phase-out range is $15,290 to $22,610 for joint filers ($14,820 to $21,920 for 2021) and $9,160 to $16,480 for other people ($8,880 to $15,980 for 2021).

Finally, the limit on a worker’s investment income is increased to $10,300 ($10,000 for 2021).

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Recovery Rebate Credit

picture of a tax form, government check, and one-hundred dollar billpicture of a tax form, government check, and one-hundred dollar bill

Americans were thrilled last March to hear they were getting a third stimulus check in 2021. Those checks were for up to $1,400, plus an additional $1,400 for each dependent in your family. (Use our Third Stimulus Check Calculator to see you how much money you should have gotten.) But some people who were eligible for a third-round stimulus check didn’t receive a payment or got less than what they should have received. For those people, relief was available in the form of a 2021 tax credit known as the recovery rebate credit.

However, there are no stimulus check payments in 2022. As a result, there is no recovery rebate credit for the 2022 tax year.

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Tax Brackets

picture of tax tablespicture of tax tables

Although the tax rates didn’t change, the income tax brackets for 2022 are slightly wider than for 2021. The difference is due to inflation during the 12-month period from September 2020 to August 2021, which is used to figure the adjustments.

2022 Tax Brackets for Single/Married Filing Jointly/Head of Household

Tax Rate

Taxable Income (Single)

Taxable Income (Married Filing Jointly)

Taxable Income (Head of Household)


Up to $10,275

Up to $20,550

Up to $14,650


$10,276 to $41,775

$20,551 to $83,550

$14,651 to $55,900


$41,776 to $89,075

$83,551 to $178,150

$55,901 to $89,050


$89,076 to $170,050

$178,151 to $340,100

$89,051 to $170,050


$170,051 to $215,950

$340,101 to $431,900

$170,051 to $215,950


$215,951 to $539,900

$431,901 to $647,850

$215,951 to $539,900


Over $539,900

Over $647,850

Over $539,900

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Long-Term Capital Gains Tax Rates

picture of charts on computerpicture of charts on computer

Tax rates on long-term capital gains (i.e., gains from the sale of capital assets held for at least one year) and qualified dividends did not change for 2022. However, the income thresholds to qualify for the various rates were adjusted for inflation.

In 2022, the 0% rate applies for individual taxpayers with taxable income up to $41,675 on single returns ($40,400 for 2021), $55,800 for head-of-household filers ($54,100 for 2021) and $83,350 for joint returns ($80,800 for 2021).

The 20% rate for 2022 starts at $459,751 for singles ($445,851 for 2021), $488,501 for heads of household ($473,751 for 2021) and $517,201 for couples filing jointly ($501,601 for 2021).

The 15% rate is for filers with taxable incomes between the 0% and 20% break points.

The 3.8% surtax on net investment income stays the same for 2022. It kicks in for single people with modified AGI over $200,000 and for joint filers with modified AGI over $250,000.

For more on long-term capital gains tax rates, see What Are the Capital Gains Tax Rates for 2021 vs. 2022?

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Standard Deduction

picture of tax deduction written on table surrounded by coinspicture of tax deduction written on table surrounded by coins

The standard deduction amounts were increased for 2022 to account for inflation. Married couples get $25,900 ($25,100 for 2021), plus $1,400 for each spouse age 65 or older ($1,350 for 2021). Singles can claim a $12,950 standard deduction ($12,550 for 2021) — $14,700 if they’re at least 65 years old ($14,250 for 2021). Head-of-household filers get $19,400 for their standard deduction ($18,800 for 2021), plus an additional $1,750 once they reach age 65 ($1,700 for 2021). Blind people can tack on an extra $1,400 to their standard deduction ($1,350 for 2021). That jumps to $1,750 if they’re unmarried and not a surviving spouse ($1,700 for 2021).

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1099-K Forms

picture of a 1099-K formpicture of a 1099-K form

Starting with the 2022 tax year, third-party payment settlement networks (e.g., PayPal and Venmo) will send you a Form 1099-K if you are paid over $600 during the year for goods or services, regardless of the number of transactions. Previously, the form was only sent if you received over $20,000 in gross payments and participated in more than 200 transactions. The gross amount of a payment doesn’t include any adjustments for credits, cash equivalents, discount amounts, fees, refunded amounts, or any other amounts.

This change to the reporting threshold means more people than ever will get a 1099-K form next year that they will use when filling out their income tax returns for the 2022 tax year. However, remember that 1099-K reporting is only for money received for goods and services. It doesn’t apply to payments from family and friends.

9 of 25

Charitable Gift Deductions

picture &quot;charity donation&quot; written on blackboardpicture &quot;charity donation&quot; written on blackboard

The “above-the-line” deduction for up to $300 of charitable cash contributions ($600 for married couple filing a joint return) expired at the end of 2021. As a result, it isn’t available for the 2022 tax year (it was available for 2020 and 2021). Only people who claimed the standard deduction on their tax return (rather than claiming itemized deductions on Schedule A) were allowed to take this deduction.

The 2020 and 2021 suspension of the 60%-of-AGI limit on deductions for cash donations by people who itemize also expired, so the limit is back in place starting with the 2022 tax year.

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Retirement Savings

picture of a compass pointing to the word &quot;retirement&quot;picture of a compass pointing to the word &quot;retirement&quot;

Here’s some good news for retirees: The IRS updated the table used to calculate required minimum distributions (RMDs) to account for longer life expectancies beginning in 2022. That means RMDs should be a bit smaller starting in 2022 than they were before.

For people who are still saving for retirement, many key dollar limits on retirement plans and IRAs are higher in 2022. For example, the maximum contribution limits for 401(k), 403(b) and 457 jumps from $19,500 to $20,500 for 2022, while people born before 1973 can once again put in $6,500 more as a “catch-up” contribution. The 2022 cap on contributions to SIMPLE IRAs is $14,000 ($13,500 in 2021), plus an extra $3,000 for people age 50 and up.

The 2022 contribution limit for traditional IRAs and Roth IRAs stays steady at $6,000, plus $1,000 as an additional catch-up contribution for individuals age 50 and up. However, the income ceilings on Roth IRA contributions went up. Contributions phase out in 2022 at adjusted gross incomes (AGIs) of $204,000 to $214,000 for couples and $129,000 to $144,000 for singles (up from $198,000 to $208,000 and $125,000 to $140,000, respectively, for 2021).

Deduction phaseouts for traditional IRAs also start at higher levels in 2022, from AGIs of $109,000 to $129,000 for couples and $68,000 to $78,000 for single filers (up from $105,000 to $125,000 and $66,000 to $76,000 for 2021). If only one spouse is covered by a plan, the phaseout zone for deducting a contribution for the uncovered spouse starts at $204,000 of AGI and ends at $214,000 (they were $198,000 and $208,000 for 2021).

More lower-income people may be able to claim the “saver’s credit” in 2022, too. This tax break can be worth up to $1,000 ($2,000 for joint filers), but you must contribute to a retirement account and your adjusted gross income (AGI) must be below a certain threshold to qualify. For 2022, the income thresholds are $34,000 of adjusted gross income (AGI) for single filers and married people filing a separate return ($33,000 for 2021), $68,000 for married couples filing jointly ($66,000 for 2021), and $51,000 for head-of-household filers ($49,500 for 2021).

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Teacher Expenses

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For the 2022 tax year, teachers and other educators who dig into their own pockets to buy books, supplies, COVID-19 protective items, and other materials used in the classroom can deduct up to $300 of these out-of-pocket expenses ($250 for 2021). The maximum deduction for 2022 jumps to $600 for a married couple filing a joint return if both spouses are eligible educators – but not more than $300 each.

An “eligible educator” is anyone who is a kindergarten through 12th grade teacher, instructor, counselor, principal, or aide in a school for at least 900 hours during a school year. Homeschooling parents can’t take the deduction.

This is an “above-the-line” deduction. So, you don’t have to itemized to claim it.

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Kiddie Tax

picture of a child dressed in a suit with bags of moneypicture of a child dressed in a suit with bags of money

The kiddie tax has less bite in 2022. The first $1,150 of a child’s unearned income is tax-free if the child is 18 years old or younger, or a full-time student under 24. The next $1,150 is taxed at the child’s rate. Any excess over $2,300 is taxed at the parent’s rate. (For 2021, only the first $1,100 was exempt and the next $1,100 was taxed at the child’s rate.)

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Adoption of a Child

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For 2022, the adoption credit can be taken on up to $14,890 of qualified expenses ($14,440 for 2021). The full credit is available for a special-needs adoption, even if it costs less. The credit begins to phase out for filers with modified AGIs over $223,410 and disappears at $263,410 ($214,520 and $254,520, respectively, for 2021).

The exclusion for company-paid adoption aid was also increased from $14,440 to $14,890 for 2022.

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Bonds Used for Education

picture of U.S. savings bondspicture of U.S. savings bonds

The income caps are higher in 2022 for tax-free EE and I bonds used for education. The exclusion starts phasing out above $128,650 of modified AGI for couples and $85,800 for others ($124,800 and $83,200 for 2021). It ends at modified AGI of $158,650 and $100,800, respectively ($154,800 and $98,200 for 2021). The savings bonds must be redeemed to help pay for tuition and fees for college, graduate school or vocational school for the taxpayer, spouse or a dependent.

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Parking and Transportation Benefits

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Employers can provide a little more to their workers in 2022 when it comes to parking and transportation-related fringe benefits. The 2022 cap on employer-provided tax-free parking goes up from $270 to $280 per month. The 2022 exclusion for mass transit passes and commuter vans is also $280 ($270 in 2021).

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Americans Working Abroad

picture of woman holding a U.S. passport and an airplane boarding passpicture of woman holding a U.S. passport and an airplane boarding pass

U.S. taxpayers working abroad have a larger foreign earned income exclusion in 2022. It jumped from $108,700 for 2021 to $112,000 for 2022. (Taxpayers claim the exclusion on Form 2555.)

The standard ceiling on the foreign housing exclusion is also increased from $15,218 to $15,680 for 2022 (although overseas workers in many high-cost locations around the world qualify for a significantly higher exclusion).

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Payroll Taxes

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The Social Security annual wage base is $147,000 for 2022 (that’s a $4,200 hike from 2021). The Social Security tax rate on employers and employees stays at 6.2%. Both workers and employers continue to pay the 1.45% Medicare tax on all compensation in 2022, with no cap. Workers also pay the 0.9% Medicare surtax on 2022 wages and self-employment income over $200,000 for singles and $250,000 for couples. The surtax doesn’t hit employers, though.

The nanny tax threshold went up to $2,400 for 2022, which was a $100 increase from 2021.

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Standard Mileage Rates

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The 2022 standard mileage rate for business driving rose from 56¢ to 58.5¢ a mile. The mileage allowance for medical travel and military moves also increased from 16¢ to 18¢ a mile in 2022. However, the charitable driving rate stayed put at 14¢ a mile — it’s fixed by law.

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Long-Term Care Insurance Premiums

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The limits on deducting long-term care insurance premiums are higher in 2022 for one age group. Taxpayers who are age 61 to 70 can deduct up to $4,510 for 2022, which is a $10 decrease from the 2021 amount.

The 2022 deduction limits for all age groups are the same as the 2021 amounts. Here’s the complete list of limits by age:

  • 40 years old or less = $450
  • 41 to 50 years old = $850
  • 51 to 60 years old = $1,690
  • 61 to 70 years old = $4,510
  • 71 years of age or older = $5,640

For most people, long-term care premiums are medical expenses deductible only by itemizers on Schedule A. However, self-employed people can deduct them on Schedule 1 of the 1040.

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Health Savings Accounts (HSAs)

picture of piggy bank next to HSA savings jarpicture of piggy bank next to HSA savings jar

The annual cap on deductible contributions to health savings accounts (HSAs) rose in 2022 from $3,600 to $3,650 for self-only coverage and from $7,200 to $7,300 for family coverage. People born before 1968 can put in $1,000 more (same as for 2021).

Qualifying insurance policies must limit out-of-pocket costs in 2022 to $14,100 for family health plans ($14,000 in 2021) and $7,050 for people with individual coverage ($7,000 in 2021). Minimum policy deductibles remain at $2,800 for families and $1,400 for individuals.

For 2023 HSA-related amounts, see HSA Contribution Limits for 2023 Are Out.

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Flexible Spending Accounts (FSAs)

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For 2022, the limit on employee contributions to a healthcare flexible spending account (FSA) is $2,850, which is $100 more than the 2021 limit. If the employer’s plan allows the carryover of unused amounts, the maximum carryover amount for 2022 is $570 ($550 for 2021).

On the other hand, workers can’t contribute as much to a dependent care FSA in 2022 as they could in 2021. Last year, as a COVID-relief measure, a family could sock away up to $10,500 in a dependent care FSA without paying tax on the contributions. But for 2022, the normal limit of $5,000-per-year on tax-free contributions applies once again.

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Alternative Minimum Tax (AMT)

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There’s good news for anyone worried about getting hit with the alternative minimum tax: AMT exemptions ticked upward for 2022. They increased from $114,600 to $118,100 for couples and from $73,600 to $75,900 for single filers and heads of household. The phaseout zones for the exemptions start at higher income levels for the 2022 tax year as well — $1,079,800 for couples and $539,900 for singles and household heads ($1,047,200 and $523,600, respectively, for 2021).

In addition, the 28% AMT tax rate kicks in a bit higher in 2022 — above $206,100 of alternative minimum taxable income. The rate applied to AMTI over $199,900 for 2021.

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Tax “Extenders”

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There’s a group of tax breaks that are constantly scheduled to expire, but that keep getting extended by Congress for another year or two. These tax breaks are collectively referred to as “tax extenders.”

But so far, Congress hasn’t passed legislation to renew the “tax extender” deductions and credits that expired at the end of 2021. Most of the expired tax breaks were for businesses, but the following expired tax breaks impacted individual taxpayers:

  • Mortgage insurance premiums deduction;
  • Health coverage tax credit for medical insurance premiums paid by certain Trade Adjustment Assistance recipients and people whose pension plans were taken over by the Pension Benefit Guaranty Corporation;
  • Nonbusiness energy property credit for certain energy-saving improvements to your home (e.g., new energy-efficient windows and skylights, exterior doors, roofs, insulation, heating and air conditioning systems, water heaters, etc.);
  • Fuel cell motor vehicle credit;
  • Alternative fuel vehicle refueling property credit; and
  • Two-wheeled plug-in electric vehicle credit.

At some point, lawmakers may swoop in and extend some or all of these tax breaks once again as they have in the past. They sometimes even make the extensions retroactive, so the tax breaks list above could still be available for the 2022 tax year. We’ll just have to wait and see what Congress decides to do with these “tax extender” deductions and credits – stay tuned for future developments.

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Self-Employed People

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If you’re self-employed, there are a couple of 2022 tax law changes that could impact your bottom line. First, a key dollar threshold on the 20% deduction for pass-through income was increased for 2022. Self-employed people (along with owners of LLCs, S corporations and other pass-through entities) can deduct 20% of their qualified business income, subject to limitations for individuals with taxable incomes in excess of $340,100 for joint filers and $170,050 for others ($329,800 and $164,900, respectively, for 2021).

Second, tax credits that were allowed for self-employed people who couldn’t work for a reason that would have entitled them to pandemic-related sick or family leave if they were an employee have expired and aren’t available for the 2022 tax year.

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Estate & Gift Taxes

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The lifetime estate and gift tax exemption for 2022 jumped from $11.7 million to $12.06 million — $24.12 million for couples if portability is elected by timely filing IRS Form 706 after the death of the first-to-die spouse.

The special estate tax valuation of real estate also increases for 2022. For the estate of a person dying this year, up to $1.23 million of farm or business real estate can receive discount valuation (up to $1.19 million in 2021), letting the estate value the realty at its current use instead of fair market value.

More estate tax liability qualifies for an installment payment tax break, too. If one or more closely held businesses make up greater than 35% of a 2022 estate, as much as $656,000 of tax can be deferred and the IRS will charge only 2% interest (up to $636,000 for 2021).

Finally, the annual gift tax exclusion for 2022 rises from $15,000 to $16,000 per donee. So, you can give up to $16,000 ($32,000 if your spouse agrees) to each child, grandchild or any other person in 2022 without having to file a gift tax return or tap your lifetime estate and gift tax exemption.


How to Store Secure Documents on Your Computer

For the most part, Google Drive is a secure cloud storage option and it does encrypt your files. That said, Google itself has access to the encryption keys used to protect your files. So your files can theoretically be accessed by hackers or other malicious users if the keys are obtained. 
If you wish to store your documents online with an online document storage or cloud storage service, be sure to select a service that is known for its security such as NordLocker, which keeps your data encrypted at all times. 

Why Store Secure Documents Differently?

Your computer stores its files on either a traditional hard drive or a modern Solid State Drive. We won’t go into the details of these two technologies, just know that your important documents are placed on these internal drives so you can easily access them later. But, we want to ensure that only those with a password can access those files and no one else — that is where encryption comes into play.
Isn’t it safe enough to store your tax and medical files in your computer’s Documents folder? Perhaps, but your information may not be as secure. It is possible that nearly anyone with a bit of knowledge can gain access to your documents and sensitive information, even if your user account is password protected.

Securing Your Computer With Encryption

We’ll walk you through a few ways to keep your digital documents a bit more secure, and give you tips on how to beef up your computer’s overall security.
Let’s take a deep dive into storing files, such as medical records and financial documents, on your computer to help you keep sensitive information away from prying eyes.

If this were the 20th century, we’d be shoving our physical documents into an iron safe and spinning the combination lock. But, as we’re in the 21st century — the information age, where are we supposed to store our most important documents when many of them are digital?
Michael Archambault is a senior writer for The Penny Hoarder specializing in technology.

Pro Tip
It’s no secret that here at The Penny Hoarder, we are big fans of password managers to help keep your digital life a lot more secure with only a bit of effort.

Drive Encryption on macOS

  1. Begin by opening the Settings app on your Mac.
  2. Next, select the Security & Privacy option.
  3. At the top of the screen, select the FileVault tab.
  4. Next, ensure that FireVault is turned on. If it is not, click Turn On FileVault to begin the encryption process and enter your password if prompted.
  5. When setting up FileVault for the first time, you can select how you want to unlock your drive (disk) if you ever forget your password. We recommend selecting the Allow my iCloud Account to Unlock my Disk option.
  6. Once you click Continue, the encryption process may take some time but you can continue to use your computer as normal while everything is completed in the background.

Drive Encryption on Windows

Pro Tip
Following the above recommendations, including encrypting your drive and storing sensitive files within a password manager are surefire ways to exponentially increase the safety of your most sensitive documents.
  1. Begin by opening a File Explorer window and navigating to the This PC section.
  2. Next right-click on your primary drive (it is usually labeled as the C drive), and choose the Turn on BitLockeroption.
  3. Choose to Enter a Password then input a password that you wish to use to protect your Windows PC.
  4. Next, select Encrypt Entire Drive and choose the New Encryption Mode when prompted.
  5. Lastly, click Start Encrypting to begin the process. The encryption process may take some time but you can continue to use your computer as normal while everything is completed in the background. You may be prompted to restart your computer.

Using a Password Manager to Secure Documents

Source: It is critical that you enable additional security features, such as Two-Factor Authentication when available to keep your account as secure as possible.


  1. Open the 1Password desktop app on your computer.
  2. Click the New Item button, then choose Document and Add Document.
  3. Next, select the file you wish to save in 1Password and click Save.


  1. Open the Bitwarden desktop app on your computer.
  2. You’ll need to select an existing item to attach your document. For example, if you are storing sensitive tax documents, you may wish to save them with your TurboTax or H&R Block login.
  3. Once the item is selected, click the Edit button and choose Attachments.
  4. Next, select the file you wish to save in Bitwarden and click Save.


  1. Open your browser and visit the LastPass website then log into your account.
  2. We’ll need to create a Secure Note, from within which we can store a document. To do so, click the red + button in the lower right corner of your screen.
  3. Next, select Secure Note from the pop-up window.
  4. Enter a name for your secure note under the Name heading.
  5. Click the Add Attachment button, then select the important documents or files you wish to save in LastPass.
  6. Click Save to finish.

Keeping Your Computer up to Date

Where can I store documents online securely?
When you encrypt a drive on your computer, you ensure that the contents of that drive can only be accessed by someone with a password. Encryption works even if someone decides to rip your drive out of your computer and hook it up to another machine for inspection. That’s why it is essential for storing important documents.

  • Keep Your Computer Updated: It is critical to keep your computer’s software updated so that you receive the latest security patches and fixes. Follow these links to learn how to keep your Windows PC updated or your Mac.
  • Ensure Security Software is Running: Whether you have a Windows PC or a Mac, it doesn’t hurt to have security software running to keep an eye on your computer and keep away any malicious bits of software. We recommend using AVG Free Antivirus if you are looking for a no-cost solution.
  • Keep Your Passwords Secure: Whether you’re setting up the login password for your computer, or the password for accessing your password manager — either way, be sure to follow our tips for creating secure passwords. (Hint: ‘password’ isn’t a good password.)

Frequently Asked Questions (FAQs)

Additionally, Google Drive will only be as secure as you keep your cloud storage account, so be sure to select a strong password and enable Two-Factor Authentication.
Encrypting your computer will help to keep it secure, but if you lose or forget your password, there is a possibility that you will lose access to your files.
But don’t forget to keep up with regular security housekeeping, including:
BitLocker drive encryption is not available on Windows 10 Home edition; you will need Windows 10 Pro to enable the feature.
Not only can password managers securely store your passwords in a virtual vault, they can also store important documents and notes. We’ve highlighted how to store documents in our top three favorite options — 1Password, Bitwarden, and LastPass — below.
Let’s start with the basics.

Is Google Drive secure?
In some circumstances, your computer will automatically enable drive encryption; however, here is how to ensure that your computer’s drive is encrypted on both macOS and Windows.