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[Repost] Year-End Credit Card Checklist for 2022: Travel Credits, Spend Reset, Application Strategy & More

January 24, 2023 by Brett Tams

Update 1/1/23: Reposting this as a reminder to get started on the 2023 credits and limits As we near the end of year, it’s a good time to take stock of our credit cards and review which ones have benefits, requirements, or limits that reset at year-end. We’ll also examine which cards give you a […]

Posted in: Apartment Communities, Credit Cards Tagged: 2016, 2021, 2022, 2023, air travel, All, Amazon, amazon prime, american airlines, american express, Bank, bank of america, before, Benefits, blue, blue cash, bonds, bonus, british airways, brokerage, business, Buy, Buying, capital one, capital one travel, Capital One Venture, capital one venture x, chase, chase freedom, chase hyatt, chase ihg, chase sapphire, chase southwest, checklist, Citi, citi american airlines, citi dividend, citi prestige, Citi Prestige Card, citibank, clear, closing, Convenience, couple, Credit, credit card, credit cards, credits, dashpass, Deals, dell, dining, discover, dividend, doordash, entry, Fees, Financial Wize, FinancialWize, fitness, flight, food, gas, get started, gift, Gift Cards, gold, good, green, grocery, grocery stores, hilton, HSBC, Hulu, hyatt, ihg, jetBlue, JetBlue Plus, Lifestyle, list, lyft, Make, miles, More, needs, new, new year, offer, offers, Other, penfed, Personal, platinum, points, premium, quarterly categories, referrals, Review, rewards, rideshare, Schwab, second, shopping, signup bonus, southwest, Spending, stock, streaming, subscriptions, the new year, timing, Travel, u.s. bank, u.s. bank cash+, Uber, united, update, updates, US Bank, US Bank Altitude Reserve, vacations, venture x, visa, wells fargo, Wells Fargo Propel, wells fargo propel world, Wi-Fi, will

Q1 2023 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)

January 22, 2023 by Brett Tams

Enroll for all 5% category credit cards for the first quarter of 2023, including the Chase Freedom/Flex, Discover IT, Citi Dividend, US Bank Cash+, more. Freedom offers 5x on Grocery stores, Target, and Fitness. Discover offers 5% on Grocery, Drugstore, and Streaming

Posted in: Apartment Communities, Credit Cards Tagged: 2, 2021, 2022, 2023, All, Amazon, amazon prime, apple, audible, Bank, bank of america, car, cash back, charity, chase, chase freedom, chase freedom flex, Citi, citi dividend, Clothing, Convenience, Credit, credit cards, credit union, discover, Discover it, dividend, electric, Financial Wize, FinancialWize, fitness, food, freedom flex, gas, gift, Gift Cards, good, Google, groceries, grocery, grocery stores, gym, health, home, Home Improvement, improvement, internet, list, making, MLB, More, Music, NBA, netflix, new, offer, offers, online purchases, Original, Other, party, platinum, points, Popular, premium, prep, Promotion, Purchase, quarterly categories, Rentals, rewards, safe, save, Spending, Sports, Strategies, streaming, target, tax, u.s. bank cash+, US Bank, Video, visa, walmart, will, work, youtube

The Best Credit Cards for Back-to-School Shopping

January 18, 2023 by Brett Tams

School shopping can be a big chunk out of your budget, so why not get big cash-back rewards on it?
Posted in: Credit Card Guide Tagged: All, Amazon, apr, balance, balance transfer, Balance Transfers, Bank, best credit cards, big, bonus, Budget, car, cash back, chase, chase freedom, chase freedom flex, Chase Freedom Unlimited, chase ultimate rewards, Citi, citi custom cash, Citi Double Cash, commission, Credit, credit card, credit cards, custom, custom cash, dining, earning, Entertainment, Essentials, Financial Wize, FinancialWize, fitness, freedom flex, gas, gift, Gift Cards, good, great, groceries, grocery, grocery stores, Holidays, home, Home Improvement, hotels, improvement, interest, interest rate, Learn, Live, low, Make, money, More, needs, News, offer, offers, Other, points, products, Purchase, rate, Rentals, restaurants, reward points, rewards, Saving, School, search, seasonal, shopping, Spending, takeout, tax, Travel, u.s. bank, u.s. bank cash+, visa

The 8 Best 0% APR Credit Cards of November 2022

January 11, 2023 by Brett Tams

Whether you have a big purchase on the horizon or want to take some time to pay down an amount over a period of time, a 0% intro APR credit card could be a good option for you. APR stands for annual percentage rate. This rate represents the yearly interest of a credit card (or […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Money Basics Tagged: 2022, active, All, Amazon, american express, annual percentage rate, apr, Auto, balance, balance transfer, Balance Transfers, Bank, bank of america, Banking, before, Benefits, big, blue, blue cash, bonus, bonuses, business, calculator, capital one, cash advance, cash back, cash bonus, chase, chase freedom, chase freedom flex, Chase Freedom Unlimited, chase ultimate rewards, Checking Account, Citi, company, cons, Consumers, cost, Credit, credit card, credit card company, Credit Card Offers, credit card points, credit cards, Credit Cards Rewards, credit score, custom, custom cash, dashpass, data, dining, disney, Entertainment, fast food, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, Florida, food, Freebies, freedom flex, gas, gas stations, good, grocery, grocery stores, home, hotels, How To, Hulu, interest, job, Live, loan, low, Make, making, market, math, mobile, Mobile Banking, money, More, new, News, offer, offers, Online Banking, Other, payments, paypal, Personal, personal finance, points, Popular, premium, pros, Pros and Cons, protection, Purchase, questions, Raise, rate, Rates, rental, resume, Reviews, rewards, save, Save Money, Saving, savings, searching, Spending, streaming, summer, the balance, traditional, Transaction, Travel, u.s. bank, u.s. bank cash+, US Bank, utilities, visa, wells fargo, wells fargo reflect, will, work

Best Credit Cards for Home Improvement

January 11, 2023 by Brett Tams

Here’s a list of some of the best credit cards you can use to maximize the value of miles and points while shopping for home improvement.

The post Best Credit Cards for Home Improvement appeared first on MintLife Blog.

Posted in: Cash Back, Credit Cards, Home Improvement, Minimalist LIfestyle Tagged: 2, advice, All, american express, at home, Bank, best credit cards, Blog, blue, blue cash, bonus, bonuses, business, Buy, cash back, chase, chase ultimate rewards, Credit, Credit & Credit Cards, credit card, credit card rewards, credit cards, dining, Financial advice, Financial Wize, FinancialWize, food, freelance, furniture, gas, Giving, gold, good, groceries, grocery, grocery stores, hilton, home, Home & Refinance, home depot, Home Improvement, home renovation, Housing Finances, improvement, investment, kids, Life, list, Make, making, Membership Rewards, miles, Mint, money, More, new, new credit cards, offer, offers, office, Other, points, Popular, projects, protection, Purchase, questions, Rates, return on investment, Review, rewards, Sell, shopping, Spending, states, Travel, u.s. bank, u.s. bank cash+, united, utilities, visa, weather, will

[Update] Q2 2022 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & more)

April 10, 2022 by Brett Tams

(Update 4/5/22: This data point indicates that Whole Foods DOES earn 5x with the Freedom ‘Amazon’ category, despite that it’s not mentioned in the terms.  Only online orders work) It’s now possible to activate/enroll all 5% category credit cards for the second quarter of 2022, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi […]

Posted in: Apartment Communities, Credit Cards Tagged: 2021, All, Amazon, app, apple, Auto, Bank, bank of america, best buy, bonus, Buy, car, cash back, chase, chase freedom, chase freedom flex, Citi, citi dividend, Clothing, Convenience, Credit, credit cards, credit union, data, design, discover, Discover it, electric, Financial Wize, FinancialWize, freedom flex, gardening, gas, grocery, grocery stores, home, Home Improvement, Home Improvements, hotels, Hulu, improvement, improvements, internet, items, More, movies, netflix, new, offer, offers, Original, Other, party, platinum, points, premium, Promotion, quarterly categories, rental, Rentals, restaurants, rewards, save, second, Sell, southwest, Spending, starbucks, streaming, target, tour, Travel, u.s. bank cash+, update, US Bank, visa, will, work, youtube

Q2 2022 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & more)

March 17, 2022 by Brett Tams

It’s now possible to activate/enroll all 5% category credit cards for the second quarter of 2022, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and a few others. In this post we’ll provide the activation link for each card and links to track your spend, along with strategies to […]

Posted in: Apartment Communities, Credit Cards Tagged: 2021, All, Amazon, app, apple, Auto, Bank, bank of america, best buy, bonus, Buy, car, cash back, chase, chase freedom, chase freedom flex, Citi, citi dividend, Clothing, Convenience, Credit, credit cards, credit union, design, discover, Discover it, electric, Financial Wize, FinancialWize, freedom flex, gas, grocery, grocery stores, home, Home Improvement, Hulu, improvement, internet, items, More, movies, netflix, new, offer, offers, Original, party, platinum, points, premium, Promotion, quarterly categories, rental, Rentals, restaurants, rewards, save, second, Sell, southwest, Spending, starbucks, streaming, target, tour, Travel, u.s. bank cash+, US Bank, visa, will, youtube

U.S. Bank Cash+ Adds 5% Cashback Rate On Travel Portal Purchase (Air, Hotel, Car)

February 14, 2022 by Brett Tams

A few readers have mentioned that the U.S. Bank Cash+ card has added a new 5% cashback rate on prepaid air, hotel, and car reservations booked directly in the Rewards Travel Center. This is not part of the quarterly categories – it’s a separate 5% earn rate with no limit. Useful if you can get […]

Posted in: Apartment Communities, Credit Cards Tagged: Bank, car, credit cards, Deals, Financial Wize, FinancialWize, new, Purchase, quarterly categories, rate, Rates, rewards, Travel, u.s. bank, u.s. bank cash+

[Repost] Year-End Credit Card Checklist for 2021: Travel Credits, Spend Reset, Application Strategy & More

December 21, 2021 by Brett Tams

As we near the end of year, it’s a good time to take stock of our credit cards and review which ones have benefits, requirements, or limits that reset at year-end. We’ll also examine which cards give you a quick double-dip credit when applying at year-end, and take a look at which cards to apply […]

Posted in: Apartment Communities, Credit Cards, Uncategorized Tagged: 2021, All, american airlines, american express, Bank, bank of america, Benefits, blue, blue cash, bonus, british airways, brokerage, business, Buy, Buying, capital one, chase, chase hyatt, chase ihg, checklist, Citi, citi dividend, closing, Convenience, couple, Credit, credit card, credit cards, credits, dining, discover, doordash, entry, Financial Wize, FinancialWize, fitness, flight, food, gas, green, grocery, grocery stores, hilton, hyatt, ihg, jetBlue, JetBlue Plus, Lifestyle, list, miles, More, new, new year, offer, offers, Personal, platinum, points, premium, quarterly categories, refer a friend, referrals, Review, rewards, Schwab, second, shopping, signup bonus, southwest, Spending, streaming, the new year, timing, Travel, u.s. bank, u.s. bank cash+, Uber, Uncategorized, updates, US Bank, venture x, visa, visa infinite, Wi-Fi, will

Q1 2022 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & more)

December 15, 2021 by Brett Tams

It’s now possible to activate/enroll all 5% category credit cards for the first quarter of 2022, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and a few others. In this post we’ll provide the activation link for each card and links to track your spend, along with strategies to […]

Posted in: Apartment Communities, Credit Cards Tagged: 2021, 4%, All, Amazon, amazon prime, apple, Bank, bank of america, bonus, Buy, cash back, chase, chase freedom, chase freedom flex, Citi, citi dividend, Clothing, Convenience, Credit, credit cards, discover, Discover it, electric, Fees, Financial Wize, FinancialWize, fitness, freedom flex, fun, gas, grocery, grocery stores, gym, health, home, Home Improvement, improvement, internet, More, NBA, netflix, new, offer, offers, Original, platinum, points, Purchase, quarterly categories, Rentals, rewards, save, seller, signup bonus, Spending, streaming, target, u.s. bank cash+, US Bank, Video, virtual, visa, visa gift cards, will, work, youtube
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