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Self-Directed IRA LLC: Investment Guide

March 31, 2023 by Brett Tams

If you’re looking for more variety when it comes to investing for retirement, you might consider a self-directed IRA (SIDRA). Self-directed IRAs allow you to invest in the usual suspects—stocks, bonds and mutual funds—but you can also use them to … Continue reading →

The post Self-Directed IRA LLC: Investment Guide appeared first on SmartAsset Blog.

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6 Ways to Recession-Proof Your Life and Money

March 30, 2023 by Brett Tams

Odds are there’s a recession on the way. Don’t panic. Do this instead.

Posted in: Moving Guide Tagged: 2, 2023, advice, advisor, agent, All, appliances, assets, at home, average, Banking, before, bills, Budget, business, Buy, car, Car Insurance, choice, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit score, creditors, data, Debt, debt free, Debts, driving, Electronics, Emergency, Emergency Fund, expenses, fiduciary, Financial Wize, FinancialWize, financing, Free, fund, future, gold, good, Google, Google reviews, Grow, guide, heating, helpful, history, hold, home, home renovation, home repairs, homeowners, homeowners insurance, house, household, id, Income, Insurance, interest, Invest, Investing, investment, investments, investors, IRA, Life, loan, Loans, Local, low, LOWER, Make, manage, manufacturing, market, measure, Medical, medical bills, modern, money, More, needs, nerdwallet, offer, offers, or, Other, panic, Paying Off Debt, payments, peace, Personal, Personal Loans, plan, plumbing, pretty, price, project, proof, protect, questions, Quotes, ratings, ready, Recession, renovation, repair, retirement, retirement accounts, retirement savings, Revenue, Review, Reviews, right, safe, save, Saving, savings, security, settlement, shopping, short, simple, single, social, social security, stake, stock, stock market, tax, tax-advantaged, time, tools, value, Vanguard, volatility, wealth, white, will, woman, work, workers, wrong

I’ve Got $250,000 in Savings: Is That Enough to Retire On?

March 30, 2023 by Brett Tams

One of the most common, and complicated, retirement questions has always been, “Will I have enough?” Here’s how to make sure.

Posted in: Mortgage News Tagged: 2023, advice, All, average, bequest, big, Big Picture, blueprint, building, business, Buy, buy a house, choice, College, commission, Debt, discover, Early retirement, Emergency, Emergency Fund, fiduciary, finances, Financial Plan, Financial Wize, FinancialWize, first job, foundation, Free, front, fund, future, goals, good, great, Grow, Happiness, house, How To, id, Inflation, Investing, investment, Investor, job, learned, Life, Make, making, market, millennials, money, More, needs, net worth, offers, or, plan, planner, Planning, present, products, questions, reach, retirement, retirement plan, retirement savings, right, sales, Saving, savings, second, security, selling, single, social, social security, Spending, stake, Start a Business, stock, stock market, survey, The Stock Market, time, trust, Vanguard, will, woman, workers, wrong

Revolut Review for 2023

March 30, 2023 by Brett Tams

Is Revolut the perfect financial solution for you in 2023? Our review covers all the latest updates and features you need to know.
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Using a Roth IRA Annuity for Retirement

March 30, 2023 by Brett Tams

There are different financial vehicles that you can use to save for retirement. A Roth individual retirement account is one option; an annuity is another. A Roth IRA annuity combines features of both into a single financial tool. You can … Continue reading →

The post Using a Roth IRA Annuity for Retirement appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family Tagged: 2, 2023, 401(k) withdrawals, 429, advisor, agi, All, annuities, annuity, apple, ask, author, Banking, before, Benefits, bills, Blog, business, Buy, Buying, categories, CD, certificate of deposit, Children, citibank, College, Community College, company, cost, couple, Credit, credit cards, data, decades, Deductible, deposit, discover, entry, estate, Estate Planning, ETFs, evergreen_simplefeed_delay, experience, facebook, Fees, Finance, Financial Advisor, financial advisors, Financial Goals, Financial Planning, Financial Wize, FinancialWize, fixed, fixed rate, Free, fund, funds, future, get started, goals, good, Google, Grow, growth, head of household, helpful, hold, home, home buying, household, id, Income, index, Insurance, interview, Investing, investment, investment property, investments, IRA, IRA contributions, IRAs, irs, lake, Life, Live, long-term care, Main, Make, market, married, Media, meta, mobile, money, More, mutual funds, News, north carolina, offer, or, Other, payments, pension, Personal, personal finance, plan, planner, Planning, points, premium, property, Purchase, rate, rate of return, ratings, ready, reddit, Research, retirement, retirement account, retirement plan, Retirement Planning, retirement savings, return, returns, Reviews, reward, right, risk, roth, Roth IRA, roth ira annuity, roth ira vs. annuity, Roth IRAs, save, savings, Savings Account, security, single, Small Business, social, social security, social security benefits, South Carolina, spouse, stock, stock market, student, Style, surrender, tax, tax benefits, tax-advantaged, taxable, taxes, time, tips, title, tools, traditional, traditional IRA, Twitter, value, variable, vehicles, virginia, will, work

Mortgage demand gets a boost as rates decline for three straight weeks

March 30, 2023 by Brett Tams

As the 30-year fixed rate dropped for the third straight week, homebuyers responded, giving a boost to mortgage applications. 

Posted in: Mortgage, Refinance Tagged: 2, 2022, 30-year, 30-year fixed rate, agents, Applications, Bank, Banking, bonds, buyers, Buying, Census Bureau, Conforming loan, cost, country, data, Department of Housing and Urban Development, Development, Economy, estate, Federal funds rate, Federal Reserve, Financial Wize, FinancialWize, fixed, fixed rate, fund, funds, Giving, growth, health, home, Home Sales, Homebuyers, homes, Housing, HUD, id, impact, index, inventory, inventory levels, investors, Joel Kan, Jumbo loans, LA, lenders, loan, Loan officer, Loans, LOWER, Make, market, MBA, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage demand, Mortgage Rates, Move, new, New American Funding, new home, new home sales, ok, or, Other, pre-approval, president, price, Purchase, purchase applications, rate, Rates, ready, Real Estate, Real Estate Agents, Refinance, right, sales, sellers, Silicon Valley, silicon valley bank, Spring, stress, summer, Treasury, U.S. Census Bureau, will

Should You Get a Business Loan With a Cosigner?

March 30, 2023 by Brett Tams

Adding a cosigner to a business loan can help you access capital and lower rates, but it’s not right for every situation.

Posted in: Moving Guide, Small Business Tagged: 2023, All, ask, assets, Bank, before, big, Blog, business, business loan, business loans, company, cosigner, Credit, currency, data, Debt, finances, Financial Wize, FinancialWize, financing, fund, General, government, guarantor, helpful, How To, industry, interest, interest rate, lenders, list, loan, Loan officer, Loans, LOWER, Make, making, More, needs, nerdwallet, or, organization, Other, payments, Personal, personal guarantee, personal loan, plan, poor, rate, Rates, repayment, Revenue, right, SBA, Small Business, small business loans, stable, time, title, trust, trusts, will

10 Things Preventing You From Getting Rich

March 30, 2023 by Brett Tams

You’re making at least one of these mistakes, if not all of them.
Posted in: Taxes Tagged: 2, 2022, 2023, advice, advisor, affordable, All, Amenities, appliances, art, ask, assets, average, average savings, baby, baby boomers, bad credit, Bank, bank account, Banking, basement, basic, bills, black, bold, boomers, Budget, build, building, car, Car Insurance, CD, CDs, chicken, Children, choice, Clean, climate, commission, company, Consumer Affairs, Consumers, Credit, credit history, credit score, data, Debt, Debts, deductibles, deposit, diversify, DIY, doors, double, driving, Emergency, Emergency Fund, estate, expense, expenses, experience, Fees, fico, fico score, Finance, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, forecasting, Free, freedom, front, fund, funds, garage, get started, goals, gold, Goldman Sachs, good, great, Grow, growth, habits, hawaii, heating, helpful, history, home, Home maintenance, home renovation, home warranty, homeowners, homes, hours, house, How To, id, Inflation, Insurance, interest, interest rate, interest rates, Invest, invest in real estate, Investing, investing strategies, investment, investments, Investor, investors, IRA, kids, kitchen, laundry, Life, Links, list, Live, Living, loan, Loans, Local, long-term care, low, maintenance, Make, Make Money, making, Making Money, man, market, markets, Millionaire, mindset, Mistakes, money, money goals, Money habits, money talk, More, more money, Morgan Stanley, Move, needs, nerdwallet, News, offer, offers, one day, Opinion, or, Other, painting, Paying Off Debt, Personal, Personal Loans, plan, Planning, plumbing, points, portfolio, price, Prices, project, property, protect, questions, Quotes, rate, Rate Hikes, Rates, reach, Real Estate, real estate market, renovation, repair, retirement, retirement funds, return, Review, Reviews, rich, right, sales, save, Saving, saving money, savings, Savings Account, Savings Accounts, second, security, security deposit, shopping, short, simple, single, smart, Spending, Start Saving, states, stock, stock market, stocks, Strategies, Style, testimonial, time, tips, tools, traditional, trend, under, value, Vanguard, Venture Capital, volatility, wants, warranty, washington, wealth, wealth management, white, will, wood, workers

15 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for 2023

March 29, 2023 by Brett Tams

Opening a bank account for your kids and becoming a joint account holder is a great way to teach kids basic money management skills like budgeting, saving, and setting long-term financial goals. We round up the best checking and savings accounts for kids under age 18.
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What Is The SIPC and How Does it Protect Your Investments?

March 29, 2023 by Brett Tams

As a financial planner, I get a lot of concerned questions from my clients regarding their investments. One recently asked me: What exactly happens if the brokerage firm I’m custodied with goes out of business? This is a great question because many people don’t know their investments have protection in the first place, or they’re […]

The post What Is The SIPC and How Does it Protect Your Investments? appeared first on Good Financial Cents®.

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