According to the insurance research firm LIMRA, life insurance ownership is at its lowest point in over 50 years. This is a crazy statistic considering that approximately 44% of those who took part in the survey said they don’t have enough money to pay for expenses if their loved one were to pass away suddenly. […]
The post Do You Have Life Insurance? appeared first on Making Sense Of Cents.
Saving money takes discipline. And a certain amount of sacrifice.
The post Not saving? These 3 reasons to save money will give you the motivation to start appeared first on Discover Bank – Banking Topics Blog.
I’ve been thinking a lot lately about how much food I consume (and waste). I’m not happy with how I shop and eat, and it’s not just because I’m fat right now. I don’t like what I’m eating and I don’t like how much food I’m throwing out.
Food waste is a huge problem in the United States. Most studies find that Americans waste about one-third of all food that enters the supply chain. This is insane. And when you consider that food spending is the third-largest component of the average American budget, this is a great place for most folks to boost their budget.
According to the 2017 Consumer Expenditure Report, the average household spends $7,729 per year ($644.08 per month) on food. If, as the USDA reports, 31% of the average family’s food goes to waste, that’s the equivalent of burning $2395.99 per year ($199.67 per month).
For most families, $200 per month is a big deal. That can be the difference between deficit spending and earning a “profit”. That $200 per month could be enough to purchase a new car or to afford better health insurance.
Today, I want to think out loud about food consumption and food waste in my own life.
This article is unusual in that I’m not going to try to offer any solutions. Instead, I’m simply going to share some observations, and I’m going to divide these observations into bite-sized chunks.
If you have solutions to food waste, however, I’d love to hear them.
A home equity line of credit, or HELOC, is a great financial tool that allows homeowners to tap into their available equity as needed. HELOCs work similarly to credit cards in that you have access to a credit line â up to a certain limit â and can spend as much or as little as… View Article
The post Understanding the Home Equity Line of Credit (HELOC) first appeared on Total Mortgage.
85k salary is a good hourly wage when you think about it. When you get a job and you are making about…
Read More… $85000 a Year is How Much an Hour? Good Salary?
Kicking Ass with Money is much like healthy eating and joyful living. It’s a series of daily habits that get you ahead, rather than a one-time heroic effort that fixes all your problems so you can go back to whatever you were doing before. Because of this parallel, the subject of food is one of the […]
Budgeting for travel is hard enough as it is. But add in a job that provides inconsistent income it may seem impossible. After years of trial and error, I finally figured out a way to stop stressing about budgeting and save for travel (and retirement!) all at the same time. The Tricks 1. Paying myself
The post How to Budget When Youâre on Inconsistent Income appeared first on MintLife Blog.
Know the costs, consider the trade-offs and prepare for changing circumstances when downsizing.
The post What to know if you downsize your home to save money appeared first on Discover Bank – Banking Topics Blog.
“What’s happening now in this last week and a half, we’ve seen volume grow in most parts of the country – not all, but most parts of the country. More contracts, more pre-approvals, more people visiting homes,” he told MPA. “Loan officers are going back to the habit of not prospecting because now, there’s more … [Read more…]
Hosting friends and family members means that you get to spend quality time with people you love. Make your guests feel at home. These tips…
The post Be My Guest: How to Style a Guest Room first appeared on Century 21®.