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VA Escape Clause – VA Home Loans – Veterans Affairs (.gov)

March 23, 2023 by Brett Tams

VA Escape Clause – VA Home Loans  Veterans Affairs (.gov)

Posted in: Savings Account Tagged: agents, All, Benefits, build, builder, buyer, color, company, construction, contracts, cost, deposit, Deposits, design, down payment, earnest money, escrow, estate, event, Finance, Financial Wize, FinancialWize, funds, home, home loans, HR, items, Legal, loan, Loans, making, money, negotiate, new, new construction, or, Other, price, property, Purchase, questions, Real Estate, Real Estate Agents, Refund, Regulatory, return, sales, seller, The VA, title, title companies, Transaction, upgrades, VA, value, veterans, veterans affairs

What Are Asian Options and How Are They Priced?

March 23, 2023 by Brett Tams

What Are Asian Options and How Are They Priced?

Asian options (also known as average strike options or average options) are a type of exotic option that is priced according to the average price of the underlying commodity, as opposed to the spot price. Read on for how they’re priced, how they work, pros and cons, and more. What Is an Asian Option? Asian […]

The post What Are Asian Options and How Are They Priced? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, active, active investing, advice, advisor, All, app, Asian, assets, assumptions, average, Bank, before, black, blue, Broker, brokerage, brokers, business, Buy, buyer, clear, closing, color, commissions, commodities, cons, Credit, cryptocurrency, decisions, display, exchange rate, exercise, expensive, experience, faq, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, friendly, future, goals, Growing Wealth, HR, impact, Invest, Investing, investment, Investor, investors, Learn, Legal, lending, liquidity, LLC, loan, LOWER, Make, market, measure, mobile, Mobile App, model, money, More, Move, needs, offer, offers, or, Other, past performance, premium, price, Prices, products, pros, Pros and Cons, protect, Purchase, questions, rate, ready, right, risk, SEC, securities, short, social, sofi, stock, Style, tax, taxes, time, trading, unique, value, volatility, wants, wealth, will, work

How to maximize redemptions with the IHG One Rewards program

March 23, 2023 by Brett Tams

Editor’s note: We’ve updated this post with the latest information. IHG One Rewards is an underdog of the hotel points world. But IHG hotels and resorts are available in many destinations. And IHG One Rewards significantly improved its elite benefits in 2022. It’s possible to get higher than TPG’s valuation — and the rate at …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 429, 457, All, Auto, balance, beds, before, Benefits, bonus, book, breakfast, business, Business Credit, Buy, Buying, cents, chase, city, color, cost, Credit, credit card, data, earning, Financial Wize, FinancialWize, food, Food and Beverage, Free, gallery, Giving, good, guide, historic district, hotels, How To, HR, ihg, low, LOWER, Make, making, money, More, new, new york, new york city, offers, or, Orchard, Other, platinum, points, price, property, Purchase, rate, Rates, reach, Refund, reward, rewards, room, running, sales, save, Saving, search, short, single, Spending, Style, time, Valuations, value, will

401(k) Catch-Up Contributions: What Are They & How Do They Work?

March 22, 2023 by Brett Tams

401(k) Catch-Up Contributions: What Are They & How Do They Work?

Retirement savers age 50 and older get to put extra tax-advantaged money into their 401(k) accounts beyond the standard annual contribution limits. Those additional savings are known as “catch-up contributions.” If you have a 401(k) at work, taking advantage of catch-up contributions is key to making the most of your plan, especially as retirement approaches. […]

The post 401(k) Catch-Up Contributions: What Are They & How Do They Work? appeared first on SoFi.

Posted in: Financial Advisor, Investing Tagged: 2, 2023, 401(k) plan, 401k, 457, active, active investing, advice, advisor, All, AllZ, assets, Bank, Benefits, Broker, brokerage, business, clear, company, Credit, cryptocurrency, decisions, deductions, display, diversify, earnings, employer, employer match, Employment, expenses, faq, Finance, Financial advice, financial tips, Financial Wize, FinancialWize, FINRA, Free, fund, funds, future, General, Giving, goals, great, Grow, growth, How To, HR, human resources, Income, income tax, Inflation, Invest, InvestGen, Investing, investment, investments, InvestX, IRA, IRAs, irs, Learn, Legal, Legislation, lending, LLC, loan, Main, Make, making, max out, measure, money, MoneyHL, More, more money, needs, offer, offers, opportunity, or, Other, past performance, pension, plan, plans, Preparing for Retirement, products, protection, retirement, retirement account, retirement accounts, retirement goals, retirement plan, retirement plans, retirement savings, RETUPD, Revenue, risk, roth, Roth IRA, Roth IRAs, Salary, save, Save Money, Saving, savings, SEC, securities, sep ira, short, simple, simple IRA, social, sofi, spouse, Strategies, Style, tax, tax benefits, tax-advantaged, taxes, time, tips, trading, traditional, under, Ways to Save, wealth, will, work, working

Guac App Review — Effortless Goal-Based Saving

March 22, 2023 by Brett Tams

Discover the Guac App, an innovative savings tool that simplifies goal-based saving by automatically setting aside a percentage of each purchase.
Posted in: Credit 101 Tagged: 2023, active, actual, alaska airlines, All, app, app review, apple, Apps, author, balance, Bank, bank account, Banking, basic, Beauty, before, big, book, car, cash back, categories, Checking Account, color, Credit, credit card, credit card issuer, credit cards, data, debit cards, decisions, design, discover, down payment, earn interest, Emergency, Emergency Fund, Fall, Family, Fashion, FDIC, Fees, Financial Goals, Financial Wize, FinancialWize, fixed, flight, Free, friendly, fun, fund, funds, future, General, goal, goals, good, great, hold, Hospitality, HR, ihg, improvement, improvements, Insurance, interest, inventory, items, job, Life, list, LOWER, Make, making, marriott, Media, money, More, new, offer, opportunity, or, Other, patterns, paycheck, place, products, Purchase, reach, ready, returns, Review, Reviews, reward, rewards, right, risk, save, Saving, saving strategies, savings, Savings Account, Savings Accounts, savings goal, Savings Goals, shopping, short, simple, single, social, southwest, southwest airlines, Spending, Strategies, Style, target, Technology, time, title, tracking, traditional, Travel, Twitter, updates, vacation, value

Student Loan Forbearance Extension: Can You Get One?

March 22, 2023 by Brett Tams

Student Loan Forbearance Extension: Can You Get It Extended?

If you have federal student loans, you may have enjoyed a payment and interest pause for the past few years. But after receiving several extensions, the pause may be drawing to a close. While it’s still unclear when exactly the student loan forbearance will end, payments and interest accrual could resume in late August. However, […]

The post Student Loan Forbearance Extension: Can You Get One? appeared first on SoFi.

Posted in: Financial Advisor, Student Loans Tagged: 2022, 2023, Administration, advisor, affordable, aid, All, AllSLR, AllStud, analysis, ask, balance, Bank, bank account, before, Benefits, Biden Administration, Borrow, borrowers, Budget, clear, Collections, College, college education, Commercial, communication, cosigner, court, covid, Credit, Debt, debt payoff, decision, deferment, department of education, display, education, Family, faq, federal loans, federal student aid, Federal Student Loan Forgiveness, federal student loans, Financial Advisor, financial tips, Financial Wize, FinancialWize, financing, fixed, Forbearance, forbearance extension, Fresh Out of School, future, General, good, government, holiday, house, How To, HR, Income, interest, interest rate, interest rates, Learn, lenders, Links, loan, Loan Forbearance, loan modification, Loans, low, LOWER, Main, Make, making, manage, More, needs, new, offer, offers, or, Other, pandemic, parent plus loan, parents, party, pay for college, payments, plan, plans, president, President Biden, private student loans, programs, PSLGen, public service, rate, Rates, Refinance, refinancing, REPAYE, repayment, resume, right, rise, scholarships, School, search, SLRUPD, sofi, SpendSLR, states, Strategies, student, student debt, student loan, student loan debt, student loan forgiveness, student loan payment, Student Loans, student_loan, students, Style, Supreme Court, time, tips, tools, Underwriting, unique, update, updates, variable, waiver, Websites, white, white house, will, work

A Guide to Tech IPOs

March 21, 2023 by Brett Tams

man sitting on couch

Tech IPOs involve a technology company going public, and making its stock available for purchase on the open market by any interested investor. Given the tech sector’s incredible growth over the past couple of decades, tech IPOs tend to garner a lot of attention from investors, who may feel that they’re investing in the next […]

The post A Guide to Tech IPOs appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2021, 2022, acquisition, action, active, active investing, advice, advisor, AI, All, Alternatives, Amazon, Angel investors, apple, artificial intelligence, assets, Austin, Bank, banks, before, best practices, big, blue, Broker, brokerage, build, business, Buy, Buying, cash-rich, chance, Cities, clear, color, commission, company, Competition, cons, couch, couple, cryptocurrency, data, Debt, decades, decisions, disclosure, display, dividend, dividends, ETFs, expectations, expensive, Extra Income, FAANG, facebook, Fees, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, floor, fund, funds, future, Giving, goals, Google, government, Growing Wealth, growth, growth stocks, guide, Hiring, history, hold, hot, HR, Income, index, industry, Inflation, initial public offering, institutional investors, interest, interest rates, Invest, Investing, investment, Investor, investors, IPO, IPOs, jump, Learn, Legal, lending, liquidity, list, Listings, Live, LLC, loan, Make, making, man, market, markets, model, money, More, mutual funds, needs, netflix, new, new york, nyse, offer, opportunity, or, Other, party, past performance, payments, Popular, price, Prices, products, property, pros, Pros and Cons, Purchase, Raise, Rates, ready, Regulation, Regulatory, Revenue, rich, right, risk, seattle, SEC, securities, Sell, shares, short, Silicon Valley, simple, soaring, social, sofi, spac, space, stable, startup, stock, stock exchange, stock market, stocks, Style, tech stocks, Technology, The Stock Market, time, time horizon, tips, tools, trading, traditional, under, Underwriting, Valuations, value, vehicles, Venture Capital, versus, volume, wealth, will, work

How to Get the Student Loan Interest Deduction

March 21, 2023 by Brett Tams

top view working on desk with flowers

If you’re tackling school debt and looking for ways to maximize your tax refund, one avenue to consider is the student loan interest deduction. This benefit allows you to take a tax deduction for the interest you paid on student loans that you took out for yourself, your spouse, or your dependents. The deduction can […]

The post How to Get the Student Loan Interest Deduction appeared first on SoFi.

Posted in: Financial Advisor, Student Loans Tagged: 2, 2022, advice, advisor, aid, analysis, before, Benefits, Books, Borrow, borrowers, clear, College, college education, covid, Credit, credits, Debt, Deductible, department of education, desk, display, education, employer, expenses, federal loans, federal student aid, Federal Student Loan Forgiveness, federal student loans, Fees, filing jointly, filing taxes, Financial Advisor, financial tips, Financial Wize, FinancialWize, fixed, flowers, Fresh Out of School, future, General, holiday, house, Housing, How To, HR, impact, Income, interest, interest rate, interest rates, irs, job, Learn, Legal, Links, LLC, loan, loan interest, Loans, low, LOWER, Make, married, More, needs, new, offers, opportunity, or, Original, Origination, Other, party, payments, Planning, plans, principal, programs, public service, rate, Rates, Refinance, refinancing, Refund, repayment, return, rise, save, School, schools, single, sofi, spouse, Strategies, student, student debt, student loan, student loan forgiveness, student loan payment, Student Loans, student_loan, Style, tax, tax credit, tax credits, tax refund, tax time, taxable, taxable income, taxes, Terminology, time, tips, tuition, unique, variable, waiver, Websites, white, white house, will, work, working

Instacart Mastercard review: Great for Instacart lovers but few others

March 21, 2023 by Brett Tams

Instacart Mastercard overview The Instacart Mastercard earns highly on more than just Instacart purchases and provides more benefits than typical for a card without an annual fee. However, its bonus categories require making purchases in specific ways that may not appeal to everyone. These restrictions are unlikely to convince those not already loyal to Instacart …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 429, 457, All, Amazon, amazon prime, american express, american express membership rewards, app, Auto, Bank, bank account, before, Benefits, blue, blue cash, bonus, car, cars, cash back, categories, chase, Chase credit cards, chase freedom, chase freedom flex, chase offers, chase sapphire, Chase Sapphire Preferred, chase ultimate rewards, color, Competition, Credit, credit card, credit cards, credits, data, death, deliveries, delivery fees, deposit, dining, Direct Deposit, Discounts, disney, earning, earnings, Emergency, Fees, Financial Wize, FinancialWize, Free, freedom, freedom flex, gas, gas stations, gift, Gift Cards, good, great, grocery, guide, hours, HR, instacart, Insurance, items, list, LOWER, lyft, Make, making, mastercard, meal delivery, Membership Rewards, mobile, Mobile App, money, More, new, offer, offers, Opinion, or, Other, points, prescriptions, protection, Purchase, quality, quarterly categories, Rates, rental, Research, restaurants, return, Review, rewards, right, save, Save Money, Secondary, shopping, Spending, stock, streaming, Style, subscriptions, takeout, taxes, theft, tips, Transaction, transaction fees, Travel, trend, unique, Valuations, value, visa, waiver, warranty, will, woman, young

Guide to Aave Crypto

March 20, 2023 by Brett Tams

What is Aave? How to Buy AAVE Crypto

Aave is a cryptocurrency platform that gives users and participants the ability to borrow and lend crypto without a middleman. In effect, it’s a sort of lending system in the crypto space that let’s users lend and borrow, and earn interest as a result. The platform also has its own crypto tokens, and is a […]

The post Guide to Aave Crypto appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2017, 2021, 2023, active, active investing, advice, advisor, All, app, Applications, assets, Bank, basic, before, Benefits, big, bitcoin, blockchain, bonds, bonus, Books, Borrow, borrowers, borrowing, Broker, brokerage, Built, business, Buy, Buying, cash advance, CFPB, chance, clear, company, cons, contracts, Credit, credit card, credit cards, crypto, crypto assets, cryptocurrencies, cryptocurrency, currency, decisions, deposit, Discounts, display, diversification, earn interest, earning, earnings, ETFs, ethereum, faq, Fees, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, Free, fun, funds, future, gas, goals, good, government, Growing Wealth, guide, Guides, history, home, How To, HR, Income, Initial Coin Offering, interest, Invest, InvestGen, InvestHL, Investing, investment, investments, Investor, investors, InvestZ, Learn, Legal, lenders, lending, liquidity, Live, LLC, loan, Loans, Local, longevity, low, Make, market, markets, money, MoneyL, More, Mortgage, mortgage refinancing, Moving, needs, new, offer, offers, or, organization, Other, passive, passive income, past performance, payments, Personal, Personal Loans, pool, Popular, portfolio, price, principal, products, project, projects, proof, pros, Pros and Cons, protection, refinancing, Research, retirement, retirement funds, returns, Review, rewards, right, risk, safe, savings, SEC, second, securities, security, Sell, selling, short, Side, simple, smart, social, sofi, space, stablecoin, states, stocks, storage, student, Student Loans, Style, taxes, time, time horizon, tracking, trading, traditional, Transaction, transaction fees, unique, value, volatility, wealth, will, work, wrong
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