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9 Advantages of Using a Debit Card

March 23, 2023 by Brett Tams

Master your finances with debit cards! Learn how they can save you money, keep you secure, and simplify your life.
Posted in: Credit 101 Tagged: 2, 2023, All, american express, app, ATM, balance, Bank, bank account, Banking, banks, basics, Benefits, bills, bonuses, Borrow, borrowing, borrowing money, Budget, Budgeting, build, build credit, building, Checking Account, Checking Accounts, choice, Consumers, contactless, Convenience, Credit, Credit Bureaus, credit card, credit card payments, credit cards, credit history, credit score, credit scores, Debit Card, debit cards, Debt, deposit, discover, efficient, expenses, Fees, finances, financial habits, Financial Wize, FinancialWize, fraud, Free, funds, good, government, great, habits, history, interest, international, late payments, Learn, Life, low, LOWER, Make, making, Marketing, mastercard, mobile, Mobile App, Mobile Banking, money, More, Move, offer, online purchases, online shopping, opportunity, or, Other, overdraft fees, pay bills, payments, Personal, prepaid debit cards, products, Purchase, questions, repair, Repair Credit, rewards, rich, risk, safety, save, Save Money, shopping, simplify your life, Spending, Style, time, tools, tracking, Transaction, under, visa, will, woman, work, young, young adults

Quick Points: Use a shopping portal aggregator to maximize online purchases

March 20, 2023 by Brett Tams

Editor’s note: This is a recurring post, regularly updated with the latest information. It’s no secret that shopping portals are an easy way to earn extra rewards on online purchases. But with so many loyalty programs offering shopping portals, it can be difficult to know which portal has the best earning rate for a particular …
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12 Best Banks for Startups in March 2023

March 16, 2023 by Brett Tams

Starting a business can be tough, but choosing the right bank doesn’t have to be. Discover the top banks for startups.
Posted in: Credit 101 Tagged: 2, 2023, ACH, Administration, AI, All, app, apple, applying for a loan, Apps, ATM, average, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, basic, Benefits, big, Big Four, Bill Pay, bills, bonds, bonus, bonuses, borrowers, borrowing, brick, Budget, Budgeting, build, Built, business, Business Credit, business credit cards, Business Income, business loan, business loans, Calculators, california, capital one, cash back, Cash Back Rewards, CDs, chance, chase, chase business, chase ink, chase offers, Checking Account, Checking Accounts, choice, Citi, company, contractors, Convenience, cost, crash, Credit, credit card, credit card payments, credit cards, credit history, credit score, credit union, Credit unions, Crisis, CRM, customer service, Debit Card, debit cards, deposit, Direct Deposit, Discounts, discover, dividend, DIY, earn interest, Emergency, employer, Entrepreneurs, event, expenses, expensive, Extra Money, FDIC, FDIC insurance, Fees, Finance, finances, Financial Wize, FinancialWize, Fintech, Forecast, fraud, Free, free checking, freelancers, friendly, fund, funds, future, get started, gold, good, government, great, Grow, growth, guide, habit, history, hold, hours, How To, ideas, Income, Insurance, Integration, interest, interest rate, interest rates, inventory, Invest, JPMorgan Chase, launch, lenders, lending, list, Live, loan, Loans, Local, low, maintenance, Make, making, manage, Manage Money, market, mastercard, mobile, Mobile App, Mobile Banking, money, money market, Money Market Account, money market accounts, money market funds, More, Move, needs, new, no fee, offer, offers, Online Banking, Online Bill Pay, online business, Online Checking Account, online purchases, Other, overdraft fees, party, pay bills, payments, paypal, peace, Personal, personal banking, personal finance, personal finances, plan, platinum, points, Popular, premium, products, protect, protection, Purchase, questions, rate, Rates, Relationships, relay, restaurants, rewards, rewards credit cards, rich, rideshare, right, risk, safe, save, Saving, saving money, savings, Savings Account, Savings Accounts, SBA, SBA loans, securities, security, Sell, separate accounts, shares, Silicon Valley, silicon valley bank, simple, Small Business, Small Business Administration, small business loan, small business loans, smart, social, social security, Software, Spending, stable, stage, starting a business, Starting Out, startup, startups, Style, suite, svb, tax, taxes, Technology, time, tools, track expenses, traditional, Transaction, transaction fees, Travel, trust, u.s. bank, US Bank, value, venmo, Venture Capital, virtual, visa, wants, washington, wells fargo, will, wire transfers, withdrawal, work, workers

Q2 2023 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)

March 15, 2023 by Brett Tams

It’s now possible to activate all 5% category credit cards for the first quarter of 2023, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the activation link for each card and links to track your spend, along with strategies to […]

Posted in: Apartment Communities, Credit Cards Tagged: 2, 2021, 2022, 2023, abound credit union, ad, AI, air, All, Amazon, Auto, az, Bank, bank of america, Buy, ca, car, cash back, categories, charity, chase, chase freedom, chase freedom flex, choice, Citi, citi dividend, Clothing, Credit, credit cards, credit union, data, dining, discover, Discover it, dividend, electric, faq, fast food, Financial Wize, FinancialWize, fitness, food, freedom, freedom flex, furniture, future, garden, gardening, gas, gift, Gift Cards, groceries, grocery, grocery stores, history, home, Home Improvement, hotels, improvement, internet, Links, list, lowes, lyft, Make, More, new, offer, offers, online purchases, online shopping, Original, Other, platinum, points, Popular, quarterly categories, rental, Rentals, restaurant, restaurants, rewards, rideshare, safe, save, Sell, shares, shopping, Spending, Sports, Spring, Strategies, streaming, summer, time, tour, Transportation, Travel, tv, u.s. bank, u.s. bank cash+, Uber, US Bank, utilities, visa, visa gift cards, walmart, will, work

19 Tips to Save at Lowe’s

March 7, 2023 by Brett Tams

Coupons, promo codes, and design tools — Lowe’s makes it easy for you to save.
Posted in: Credit Cards Tagged: 2, 2021, 2022, 2023, active, ad, advice, All, android, app, appliances, ask, at home, before, best deals, big, bills, black, black friday, bonus, Budget, build, building, Building Credit, business, Buy, Buying, calculator, cash back, Children, Clean, codes, company, contractors, cost, couple, coupons, crafts, Credit, credit card, data, Deals, design, desk, Discounts, DIY, dream, electric, Extra Money, Fall, Financial Wize, FinancialWize, financing, floor, flooring, Free, furniture, gardening, gift, Gift Cards, Google, Grill, haggling, Holidays, home, Home Improvement, home renovation, Homepage, house, How To, improvement, Inflation, install, interest, iPhone, items, kids, kitchen, Learn, library, Life, Local, low, LOWER, lowes, Make, man, memorial day, military, mobile, model, money, monkey, More, Moving, negotiate, new, offer, offers, office, online purchases, Other, paint, painting, parents, party, patio, payments, penny, photography, plan, planner, plants, plumbing, presidents, price, Prices, Product Reviews, project, projects, Purchase, Raise, Rebate, Refund, remodel, renovation, return, Reviews, rewards, right, room, sales, save, Save Money, savings, search, Sell, shares, shopping, shower, Sites, space, spouse, stock, story, Style, suite, taxes, time, tips, tools, under, upgrade, value, veterans, volume, wall, wants, will, woman, work, workers, young, youtube

22 Companies With the Best Employee Discounts

March 3, 2023 by Brett Tams

Some of these big retail chains offer workers 50% off of their products.

Posted in: Mortgage Tips Tagged: 2, 2017, 2021, 2022, 2023, All, apartment, art, before, Benefits, big, Budget, child care, Choices, Christmas, Clothes, Clothing, coffee, company, data, dining, Discounts, Electronics, Employment, Family, Financial Wize, FinancialWize, food, Food and Beverage, Free, free food, fruits and vegetables, furniture, gap, garden, General, great, groceries, grocery, guests, health, health savings account, home, hourly, hours, industry, items, job, Make, making, market, money, More, movies, offer, offers, online purchases, opportunity, Other, outdoor, penny, photography, Popular, products, programs, Rates, restaurant, restaurants, sales, save, Save Money, savings, Savings Account, starbucks, stock, story, target, time, vacation, walmart, wellness, work, workers, working

[Targeted] Citi Spend Offers For March, April, May (Online, Electronics, Home, Restaurants)

March 2, 2023 by Brett Tams
[Targeted] Citi Spend Offers For March, April, May (Online, Electronics, Home, Restaurants)

Check your emails for a targeted spend offer to get 5x/5% points during March, April, and May 2023, up to 2,500/$25 total. There are a few versions of the offer: Eligible online purchases category. Electronics and Home Improvement categories. Restaurants and theaters

Posted in: Apartment Communities, Credit Cards Tagged: 2, 2023, AI, american airlines, bonus, categories, Citi, credit cards, double, earning, Electronics, Financial Wize, FinancialWize, grocery, grocery stores, home, Home Improvement, improvement, miles, offer, offers, online purchases, paypal, points, restaurants, room, spend offer

U.S. Bank/ Fidelity Cards: Spend $250 Online & Get $10 Statement Credit

February 23, 2023 by Brett Tams

Check your email for an offer on U.S. Bank or Fidelity cards, serviced by Elan: Earn a $10 statement credit when you shop $250 for online purchases through March 31

Posted in: Apartment Communities, Credit Cards Tagged: 2023, AI, Bank, Credit, credit card, credit cards, dining, fidelity, fidelity card, Financial Wize, FinancialWize, movies, offer, offers, online purchases, online shopping, Other, points, shopping, u.s. bank

How Does PayPal Work?

February 14, 2023 by Brett Tams

PayPal is one of the most popular online payments platforms around. Since 1998, PayPal has been at the forefront of sending and receiving payments over the internet. With an active user base in the hundreds…
Posted in: Credit 101 Tagged: 2, 2023, active, All, Alternatives, app, ATM, average, balance, Bank, bank account, Banking, basic, before, Benefits, big, borrowers, business, Business Credit, business loan, business loans, ca, chance, Checking Account, choice, Clean, company, Consumers, Convenience, cost, country, Credit, credit card, credit card payments, credit cards, credit score, currency, custom, data, Debit Card, Discounts, display, Family, faq, Fees, Finance, Financial Wize, FinancialWize, fixed, fraud, Free, funds, good, habits, hard inquiry, helpful, history, How To, interest, international, internet, keywords, loan, Loans, maintenance, Make, making, market, mastercard, mobile, Mobile App, money, More, most popular, needs, offer, offers, online purchases, online shopping, Opening an Account, Other, payments, paypal, percent, Personal, personal information, place, Popular, pretty, products, protect, protection, Purchase, rate, ready, Revenue, rich, right, safe, safety, sales, San Jose, save, security, seller, shopping, simple, Small Business, Spending, Style, time, tracking, Transaction, transaction fees, venmo, visa, will, withdrawal, work, working

[Update] American Express Blue Cash Everyday Adds Disney & Home Chef Credits; 3% Categories For Gas & Online Purchases

February 13, 2023 by Brett Tams

Update 12/5/22: The spend requirement for the Disney bundle credit is being lowered from $13.99 to $12.99. (ht Grant) The change is due to the multi-tier pricing being introduced by Disney on December 8th: $9.99, $12.99, and $19.99. Original Post 7/14/22: Blue Cash Everyday Refresh American Express announced today a refresh on their Blue Cash […]

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