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Can I Afford to Move Out? + First Apartment Checklist

January 30, 2023 by Brett Tams

When thinking about moving out for the first time, you’re contemplating taking a big leap into adulthood. Having a whole place to call home is more than gratifying — it’s a rite of passage. You may already be creating vision boards to decorate your perfect space to feel cozy and homey. Or, you may be

The post Can I Afford to Move Out? + First Apartment Checklist appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, 529, All, apartment, apartment checklist, app, author, Bank, bank account, bathroom, bedroom, before, big, bills, Blog, Budget, build, business, Buying, checklist, Checklists, cleaning, coffee, coffee table, College, color, containers, cooking, cost, couple, Credit, data, decorate, education, Essentials, Financial Goals, financial habits, Financial Wize, FinancialWize, first apartment, floor, food, friendly, furniture, garage, garage sales, goals, graduation, habits, healthy, home, Home & Refinance, house, Housing, Housing Finances, How To, investment, jobs, journey, kitchen, kitchens, layout, Learn, learned, lease, lessons, Life, list, Live, living room, Local, Make, mindset, Mint, mint.com, mobile, money, More, Move, Moving, moving day, moving out, new, new home, Other, outdoor, plan, ready, reward, rewards, right, room, roommates, sales, save, shower, sofa, space, stage, Style, summer, time, tips, title, tools, tv, white, work

Everything You Need to Know About Opening a Savings Account

January 30, 2023 by Brett Tams

A savings account is a secure place to store your money that earns a small percentage of interest annually while your funds grow towards your long-term financial goals. Everyone’s savings needs are different. Whether you’re saving for a plane ticket or house down payment, or need easy access versus wanting to stow cash away untouched,

The post Everything You Need to Know About Opening a Savings Account appeared first on MintLife Blog.

Posted in: Real Estate News, Savings Account Tagged: 2, 2022, 50/30/20 budget, advisor, All, Alternatives, app, apple, assets, ATM, author, Auto, balance, Bank, Banking, banks, basic, before, Benefits, big, bills, Blog, blue, Budget, Budgeting, build, calculator, car, CDs, certificate of deposit, Checking Account, color, Convenience, Credit, custom, data, Debit Card, deposit, diversify, down payment, education, Emergency, Emergency Fund, entry, Essentials, expense, expenses, Fees, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, friendly, fund, funds, goals, Google, graph, great, Grow, growth, home, house, Income, index, interest, interest rate, interest rates, Invest, investment, job, kids, layout, legacy, library, Life, Lifestyle, list, living expenses, Loans, Local, low, Main, maintenance, Make, Make Money, market, Medical, Mint, mint.com, mobile, Mobile Banking, money, money market, Money Market Account, money market accounts, More, needs, new, offer, Other, payments, percent, pets, plan, Planning, policies, property, questions, rate, Rates, Rent, return, return on investment, right, risk, safe, safety, save, Saving, Saving 101, saving money, savings, Savings Account, Savings Accounts, security, SEO, single, smart, Spending, student, Student Loans, students, Style, theft, time, tips, title, tools, Top Tips, traditional, Twitter, under, vacation, vacations, value, versus, Video, wants, will, withdrawal

Buy it for life: Choosing quality over price

January 30, 2023 by Brett Tams

Note: This is a substantial re-write of an article I first published more than twelve years ago. (Yikes, I’m old!) I’ve opted to keep some of the older comments if they had good suggestions.

Earlier this week, I wrote about my quest for quality pajamas. I recently paid $80 to purchase a pair from Filson, a company I trust for well-made goods. It’s my hope that these will be the last pair of pajamas that I ever purchase. My goal was to “buy it for life”.

This experience reminded me of two other companies that I love for their top-notch stuff.

  • The first is a company called Best Made, which aims to make and sell “the finest, most beautiful and useful products made by any company anywhere”. And they do. Best Made offers an esoteric collection of clothing and household items, all of which offer quality reminiscent of your grandmother’s era. The catch? The quality comes at a higher cost.
  • Or there’s the Portland-based Schoolhouse company (formerly Schoolhouse Electric), which makes and sells a variety of lighting, hardware, and furniture for the home. I’ve purchased a few things from Schoolhouse over the years, and I’ve been blown away by the quality. The items were expensive up front and I was hesitant to purchase them, but my reservations have vanished with time and usage. The blanket covering my feet at this very moment, for example, cost $250 (I think) but will last the rest of my life.

Here’s something I’ve learned over the past fifteen years: One way to practice financial prudence while living the good life is to buy quality products, products that are a pleasure to use, products that will last a lifetime (or at least a decade).

Today, let’s talk a little about choosing quality over price. Let’s talk about the “buy it for life” philosophy.

Buy It for Life

How to Find the Good Stuff

The first challenge is to figure out how to find the good stuff. When you’re ready to make a purchase, how can you know which items are quality and which are run of the mill?

Sometimes you’ll know which company offers a high-quality version of whatever it is you need to buy, either from personal experience or from paying attention to friends and family. Or, if you don’t know off the top of your head, you know whom to ask for more information. If I wanted to buy audio gear, for instance, I’d ask my brother. He’s an audiophile and could steer me in the right direction.

Most of the time, however, you’ll have to do some research.

Posted in: VA Loans Tagged: active, adventure, advice, All, Amazon, apple, art, ask, bedding, before, Blog, build, Built, Buy, buy it for life, Buying, california, Choices, clear, Clothes, Clothing, College, company, Consumerism, cost, country, couple, decision, Discounts, Early retirement, Early Retirement Extreme, electric, Essentials, expensive, experience, Family, Fashion, Financial Wize, FinancialWize, Florida, front, frugal, Frugality, furniture, garden, goal, good, great, guide, history, home, Home & Garden, household, How To, Inflation, items, kitchen, Learn, learned, Life, Lifestyle, lifestyle inflation, lighting, list, lists, love it, low, Luxury, Make, making, modern, money, More, new, new york, nick, offer, offers, Other, outdoor, paint, Personal, pillows, Popular, premium, priorities, products, Purchase, quality, ready, Recession, Research, retirement, Reviews, rich, right, room, RV, second, Sell, shopping, shopping at thrift stores, sleep, smart, Social Media, Spending, summer, survey, thrift, time, tips, title, tools, Top Tips, Travel, trust, Twitter, value, wardrobe, warranty, wealth, will, windows, winter, women, wrong, Yard

Best Apartment Rooftops in Cleveland

January 29, 2023 by Brett Tams

Find your favorite apartment rooftop in Cleveland and fill out an application today.

The post Best Apartment Rooftops in Cleveland appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

Posted in: Growing Wealth Tagged: 2023, advice, air, All, Amenities, apartment, apartment search, apartments, bar, Benefits, black, Blog, book, brick, building, city, coffee, couple, data, deck, design, dining, entertaining, Essentials, Featured, Financial Wize, FinancialWize, fire, fire pit, fireplaces, fun, furniture, GEM, gold, good, great, Grill, Grilling, guide, home, industrial, kitchen, lake, list, Luxury, luxury apartments, Midwest, More, neighbors, new, new york, Oasis, Other, outdoor, outdoors, podcast, Rent, right, School, search, seating, second, simple, soaring, space, story, time, tips, Tips & Advice, tools, tour, Travel, tv, under, unique, value, wall, will, windows, woman, wood, working, working from home, wrong

Home Offices Essentials

January 28, 2023 by Brett Tams

Whether you’re an entrepreneur, a freelancer, or a student, having an office space in your home is important. (Not everyone can get work done while…

The post Home Offices Essentials first appeared on Century 21®.

Posted in: Checking Account, DIY, Home Improvement Tagged: 2, app, ARM, balance, Blog, century21, coffee, couch, desk, DIY, dream, dream vacation, environment, Essentials, estate, Family, Financial Wize, FinancialWize, fun, good, home, Home Improvement, home office, home offices, Inspiration, items, kitchen, Life, lighting, list, Local, Make, making, modern, money, Motivation, natural, needs, office, Offices, patterns, plan, planner, productivity, Research, right, room, save, simple, sleep, space, Spending, storage, student, time, tips, title, tools, vacation, WiFi, will, work, work-life balance, working

Be My Guest: How to Style a Guest Room

January 27, 2023 by Brett Tams

Hosting friends and family members means that you get to spend quality time with people you love. Make your guests feel at home. These tips…

The post Be My Guest: How to Style a Guest Room first appeared on Century 21®.

Posted in: Bank Accounts, DIY Tagged: at home, bathroom, bedding, bedroom, before, Blog, Books, century21, Closet, Clothes, color, Decor, DIY, Essentials, estate, Family, Financial Wize, FinancialWize, flowers, furniture, good, guest, guest room, guests, healthy, home, home décor, Home Decor, Home Improvements, house, How To, Lifestyle, Make, makeup, offer, organize, paint, paint colors, pillows, quality, ready, room, sleep, space, stock, Style, time, tips, title, will

Starting an Amazon Business (How to Sell on Amazon Guide)

January 27, 2023 by Brett Tams

Amazon has rapidly become one of the largest online marketplaces — in fact, it’s one of the biggest marketplaces of any kind. The site sells everything from paper towels to luxury TVs to jewelry and has grown rapidly from its humble beginnings as a simple bookseller. With a business model that prioritizes consumer convenience and

The post Starting an Amazon Business (How to Sell on Amazon Guide) appeared first on MintLife Blog.

Posted in: Early Career, Financing A Home Tagged: 2, 2022, Advertising, advice, All, Amazon, app, apple, assets, author, balance, Bank, bank account, basics, bathroom, beach, before, Benefits, big, Blog, blue, Books, Budget, build, building, burnout, business, Buy, buyers, Career, Clothing, color, company, Competition, cons, Consumers, consumption, Convenience, cost, Credit, custom, customer service, data, decision, design, Early Career, earning, Earning Potential, education, entry, Essentials, existing, expense, expenses, experience, Fashion, Fees, finances, Financial Goals, Financial Wize, FinancialWize, food, fund, furniture, General, get started, Getting Started, gifts, Giving, goals, good, Google, graph, Graphic, great, Grow, growth, guide, hardwood, healthy, home, home goods, How To, improvement, Income, index, interior design, inventory, Invest, IRA, items, jump, keywords, lawyers, layout, Learn, legacy, library, Lifestyle, list, Listings, low, LOWER, Luxury, Main, Make, Make Money, making, market, Marketing, markets, Mint, mint.com, mistake, model, money, monthly budget, More, Move, net income, new, offer, opportunity, Other, packing, Personal, photography, photos, plan, portfolio, products, property, pros, Pros and Cons, Purchase, quality, Raise, Rates, ready, Recipes, Rent, Research, returns, Revenue, Reviews, right, running, sales, search, seasonal, second, Sell, seller, sellers, selling, SEO, sep ira, Side Hustle, simple, single, Sites, Small Business, Social Media, starting a business, startup, stock, storage, Strategies, Style, survey, time, tips, title, tools, Transaction, Twitter, under, unique, value, Video, volume, warranty, will, work, workers

The best credit cards for pet expenses – The Points Guy

January 26, 2023 by Brett Tams

Whether you’re paying vet bills or just getting pet supplies, these credit cards will help you get the best return on spending for everyday pet expenses.
Posted in: Apartment Communities Tagged: 2, 2022, 2023, 429, 457, All, Amazon, american express, Auto, Bank, basics, beds, before, best credit cards, bills, bonus, Buy, capital one, Capital One Venture, cash back, chase, chase freedom, chase freedom flex, Chase Freedom Unlimited, chase sapphire, Chase Sapphire Preferred, chase sapphire reserve, Citi, Citi Double Cash, color, Credit, credit card, credit cards, data, dining, Earn money, earning, Essentials, expenses, Financial Wize, FinancialWize, food, freedom flex, gift, Gift Cards, gold, groceries, grocery, guide, items, Life, Make, miles, money, More, offer, offers, office, Other, Pet, points, Purchase, rate, ready, Review, rewards, save, shopping, Spending, Strategies, Style, target, Travel, vacation, Ways to Save, will, working

Home Aquarium Ideas Perfect for your House or Apartment

January 25, 2023 by Brett Tams

Searching for a way to spruce up your home or apartment? Here are in-home aquarium ideas that will help you get started.
Posted in: Market News, Paying Off Debts Tagged: All, apartment, art, author, basics, before, Budget, build, building, Buy, city, Clean, cleaning, clear, company, complicate, cost, custom, design, DIY, dream, Emergency, environment, Essentials, existing, expensive, experience, Family, Financial Wize, FinancialWize, food, fun, get started, good, Grow, healthy, home, house, ideas, items, journey, Learn, lighting, list, Live, Local, maintenance, Make, making, Minimalist, modern, modern home, More, natural, needs, new, new home, offer, Pet, Planning, plants, products, protection, quality, Redfin, Research, save, Servicing, space, stock, swimming, tips, unique, upgrade, will

15 Creative Apartment Bathroom Decor Ideas to Try Today

January 24, 2023 by Brett Tams
  • Decorating bathrooms presents challenges
  • You’re limited by space and need for functionality
  • We have more than a dozen ideas to get you started

The post 15 Creative Apartment Bathroom Decor Ideas to Try Today appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Posted in: Home Loans Guide Tagged: accent, apartment, Apartment Living, apartment tips, apartments, art, bathroom, Bathrooms, bohemian, color, Decor, environment, Essentials, existing, experience, Financial Wize, FinancialWize, great, high humidity, hold, ideas, items, low, Luxury, Make, More, natural, new, Other, Personal, plants, Rent, renter, search, shower, space, storage, Style, tips, unique, wall, wallpaper, white
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