apple pay
Understanding ACH Fees: Comparing ACH Cost to Other Payment Methods
ACH payments, otherwise known as ACH transactions or transfers, are one way to transfer your money or pay electronically. Itâs been a real game-changer: The process eliminates the need for cash, paper checks, and credit card networks. But, as with most banking transactions, it can feature its own range of costs, whether you are using […]
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What Is a Cash Management Account And How Does It Work?
Many people today are worried about their finances and savings. Concerns about disruptive global events like the COVID-19 pandemic and the war in Ukraine further strengthen the desire to stay on top of our savings and budgets. Fortunately, consumers have a lot of choices when it comes to how they save their money. An often [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
How to Send Money: The 9 Best Ways to Transfer Money
Sending money to friends and family is so common nowadays that âVenmoâ has entered the lexicon as an actual verb. And while peer-to-peer payment apps like Venmo and Cash App are certainly the most convenient ways to pay your friend back for concert tickets or split a bill at dinner, some people need to send [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Apple Credit Card Adds Ace Hardware To 3% Category
Update 4/28/22: Ace Hardware now added to earn 3%. Full list of 3% merchants: Ace Hardware Panera Bread Exxon/Mobil Walgreen’s Duane Reade Uber UberEATS T-Mobile store purchases Nike Apple Update 8/3/20: Apple has now added Panera Bread to earn 3%. Update 6/29/20: Apple has now added Exxon and Mobil. Update 11/25/19: Apple Card has now […]
Hereâs How to Transfer Money From One Bank to Another
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
African Stocks: Investing in the Last Great Emerging Market
China is done.
OK, OK. That might be a little over the top. Perhaps we could say that China’s time as the world’s greatest growth darling is done. So if you want access to an emerging market with blistering “China-like” economic growth, African stocks are the last great investing frontier.
That might sound ridiculous at first. But then, in 1978, when China first began its economic reforms, it might have seemed ridiculous to believe that China would grow to become the world’s second largest economy a generation later. And yet, here we are!
- SEE MORE The 22 Best Stocks to Buy for 2022
Africa is developing a real middle class for the first time in its history. By some estimates, Africa’s middle class is already well more than 300 million people. More conservative estimates put the number closer to 170 million people. But we don’t need to split hairs: Even at the lower end of the estimate, we’re talking about a lot of consumers.
Of course, “middle class” in Africa might mean something very different than middle class in suburban New Jersey. Africa is a frontier market in the truest sense of the word, and much of the continent is at a very low level of development. But that’s exactly what makes Africa exciting. It’s a lot easier to grow at China-like rates when you’re effectively starting at zero.
Technology is also allowing developing countries to skip entire levels of development. Much of Africa will never have wired internet, let alone wired phones. It’s vastly cheaper and quicker to throw up cell towers, so that’s the direction they’ll go. And they’ll have none of the cost of maintaining legacy infrastructure.
Think about banking and finance. You likely take your bank account for granted. But only about a third of Africans have access to formal bank accounts. This creates massive opportunities for disruptive fintech operators to step in and eliminate the need for a bank account altogether. If your first experience with payments was something that looked like PayPal, Venmo or Apple Pay, and that became the norm ⦠why would you ever bother with a bank?
These are the kinds of opportunities that are alive and well in Africa. Today, we’re going to look at three of the best African stocks (and two funds!) that will take advantage of them.
- SEE MORE The 15 Best Growth Stocks to Buy for 2022
Data is as of April 13.
3 Phone Games That Could Earn You $83 Every Time You Play
Playing these phone games could win you up to $83 per match â and punch your ticket for much larger prizes.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
[Update] U.S. Bank Triple Cash Rewards Business Card – $500 Signup Bonus, $100 Software Credit, 3% Categories, No Annual Fee
U.S. Bank has launched a new business card – the U.S. Bank Triple Cash Rewards Business Card. Card has no annual fee and comes with $500 signup bonus, $100 software credit, and 3% back on gas, restaurants, office, and cellular