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I’ve Got $420,000 in Savings: Is That Enough to Retire On?

March 17, 2023 by Brett Tams

One of the most common, and complicated, retirement questions has always been, “Will I have enough?” Here’s how to make sure.

Posted in: Mortgage News Tagged: 2023, advice, All, average, bequest, big, Big Picture, blueprint, building, business, Buy, buy a house, choice, College, commission, Debt, discover, Early retirement, Emergency, Emergency Fund, fiduciary, finances, Financial Plan, Financial Wize, FinancialWize, first job, foundation, Free, front, fund, future, goals, good, great, Grow, Happiness, house, How To, Inflation, Investing, investment, Investor, job, learned, Life, Make, making, market, millennials, money, More, needs, net worth, offers, or, plan, planner, Planning, present, products, questions, reach, retirement, retirement plan, retirement savings, right, sales, Saving, savings, second, security, selling, single, social, social security, Spending, stake, Start a Business, stock, stock market, survey, The Stock Market, time, trust, Vanguard, will, woman, workers, wrong

1 in 4 Retirees Can Boost Their Finances by Doing This

March 15, 2023 by Brett Tams

A sometimes overlooked strategy might be your key to more lucrative golden years.

Posted in: Moving Guide Tagged: 2023, All, appreciation, before, Benefits, big, boston, Capital Gains, city, company, downsizing, equity, expensive, finances, Financial Wize, FinancialWize, Florida, good, great, home, home equity, Homeowner, homeowners, homes, Housing, Housing market, investment, Investor, job, Lifestyle, market, More, Move, Moving, net worth, new, old home, place, relocate, relocating, Research, retirees, retirement, right, single, small towns, Vanguard, wealth, will, workers

11 Millionaire Bank Accounts for 2023

March 15, 2023 by Brett Tams

Are you curious if millionaires use different banks? Check out our list of 11 millionaire bank accounts for 2023.
Posted in: Credit 101 Tagged: 2, 2023, advisor, american express, american express platinum, American Express Platinum Card, app, art, assets, ATM, average, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, Benefits, bonus, build, Buying, buying and selling, Capital Gains, capital gains tax, CD, CDs, chase, Checking Account, Checking Accounts, Choices, Citi, citibank, consignment, Convenience, coupons, Credit, credit card, credit cards, currency, customer service, Debit Card, deposit, Emergency, engagement, estate, Estate Planning, Ethics, exchange rate, FDIC, FDIC insurance, Fees, Finance, finances, financial advisors, Financial Goals, Financial Services, Financial Wize, FinancialWize, financing, Fintech, foreign exchange, Free, free checking, funds, future, General, Giving, goals, Grow, guide, health, health savings accounts, high earners, high net worth, high yield savings, high yield savings account, HSBC, Income, Insurance, interest, interest rate, interest rates, international, Invest, investment, investments, investors, IRAs, JPMorgan Chase, lending, leverage, Life, life insurance, Lifestyle, liquidity, list, loan, low, low-income, LOWER, maintenance, Make, manage, Managing Money, margin trading, market, markets, Millionaire, modern, money, money market, money market accounts, money market funds, More, more money, Morgan Stanley, mutual funds, needs, net worth, offer, offers, Other, Partnerships, payments, Personal, personal banking, personal finance, personal finances, philanthropy, plan, Planning, platinum, premium, products, Professionals, programs, protect, Purchase, rate, Rates, Real Estate, Relationships, retirement, retirement accounts, return, Review, rewards, rich, right, safe, sales, save, savings, Savings Account, Savings Accounts, selling, states, stocks, story, Style, sustainability, tax, taxes, td bank, trading, trust, under, united, united states, wealth, wealth management, wells fargo, will, withdrawal

FDIC Insurance: What It Is And How It Works

March 14, 2023 by Brett Tams

With recent moves by the the Federal Deposit Insurance Corporation (FDIC), in conjunction with the Treasury and Federal Reserve Bank, to protect deposits at two large banks, many people are wondering what the FDIC is, exactly, and what it does. The Federal Deposit Insurance Corporation, or FDIC, is an independent agency of the U.S. government. […]

The post FDIC Insurance: What It Is And How It Works appeared first on SoFi.

Posted in: Financial Advisor, Money Tagged: 2, 2022, 2023, Administration, All, Amount Of Money, analysis, annuities, ask, assets, at risk, Bank, bank account, Banking, banks, before, bonds, brick, Budgeting & Goals, california, CDs, Checking Account, Checking Accounts, clear, closing, collecting, color, Commercial, company, Convenience, Credit, credit union, Credit unions, Crisis, Debts, decisions, deposit, depression, design, Direct Deposit, display, earning, earnings, Emergency, event, experience, faq, FDIC, FDIC insurance, Federal Deposit Insurance Corporation, Federal Reserve, Fees, finances, financial crisis, financial tips, Financial Wize, FinancialWize, funds, General, goal, good, government, great, Grow, healthy, high net worth, Housing, How To, HR, industry, Insurance, insurance coverage, interest, interest rate, interest rates, international, investments, Investor, InvestZ, IRAs, Learn, Legal, Life, life insurance, Links, Make, Managing Your Money, market, mastercard, mobile, money, money market, money market accounts, More, mutual funds, needs, net worth, new, new york, offer, Other, ownership, party, payments, place, policies, president, principal, products, protect, protection, Raise, rate, Rates, ready, retirement, retirement savings, risk, roth, Roth IRAs, safe, safety, Saving, savings, Savings Account, Savings Accounts, securities, security, Silicon Valley, silicon valley bank, single, sofi, Spending, SpendPar, states, stocks, Strategies, Style, svb, Terminology, theft, time, tips, tools, traditional, Treasury, under, united, united states, variable, wall, Wall Street, Websites, will, work

Don’t Want to Fully Merge Finances? Consider a Money Partnership

March 12, 2023 by Brett Tams

Not ready to merge your finances? Tax time can be a good opportunity for couples to strengthen their relationship — and their relationship to money.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2023, active, advisor, All, Apps, assets, attic, Bank, bank accounts, banks, beneficiaries, bills, Blog, Budget, Built, business, Buying, Buying a house, communication, cons, contacts, couple, couples, Credit, credit cards, currency, data, death, Debt, decisions, deposit, Family, Finance, finances, Financial Advisor, financial advisors, Financial Goals, financial management, financial well-being, Financial Wize, FinancialWize, foundation, Free, goal, goals, good, health, home, house, How To, Income, income tax, Insurance, interest, investment, investments, irs, Legal, legal documents, list, Living, Loans, merging finances, money, money goals, Money Matters, More, Mortgage, nerdwallet, net worth, News, office, opportunity, Other, Paying Off Debt, payments, personal finance, planner, Planning, podcast, property, property tax, pros, ready, Refund, retirement, retirement accounts, returns, right, running, safe, save, Saving, Saving for Retirement, savings, Savings Accounts, security, Small Business, smart, Smart Money, spouse, stock, storage, stress, student, Student Loans, target, tax, tax refund, tax returns, tax time, taxes, time, wills, work, work out, working

Smart Money: How to Leverage Inflation for Your Benefit

March 7, 2023 by Brett Tams

We share a discussion about how you can leverage inflation for your benefit while minimizing its negative effects on your finances.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2022, 2023, accessibility, advice, affordability, air, All, Alternatives, annual percentage rate, app, appreciation, Apps, apr, ask, assets, at home, Auto, avalanche, balance, balance transfer, balance transfer credit card, Bank, bankruptcy, banks, basic, before, big, bills, Blog, boomers, Borrow, borrowing, borrowing money, Breaking News, brick, brokerage, Budget, Budgeting, budgets, build, building, Building a Home, Built, business, Buy, buy a house, buyers, Buying, Buying a Home, buying and selling, calculator, car, Car Insurance, car loans, car prices, cars, CDs, chance, charts, choice, Clothing, Compound, Compound Interest, construction, Consumers, contracts, cost, couple, coupons, Credit, credit card, Credit Card Debt, credit card rewards, credit cards, credit score, creditors, currency, data, Debt, debt payoff, Debt Repayment, Debts, decisions, deposit, depression, Development, Discounts, dogs, doors, driving, earning, East Coast, Economy, Emergency, Emergency Fund, Entertainment, Essentials, expenses, expensive, experience, Extra Money, Fall, fed, Federal Reserve, Fees, Finance, finances, Financial Wize, FinancialWize, fixed, food, food waste, Forecast, forecasting, foundation, Free, fund, funds, garage, gas, gas prices, General, goal, goals, good, great, grocery, grocery bill, grocery stores, Grow, growth, Guaranteed Rate, health, helpful, history, home, home buyers, home loans, home prices, home renovation, home sellers, homeowners, homes, homes for sale, hot, hours, house, household, Housing, Housing market, How To, ideas, impact, Income, Inflation, inflation rate, Insurance, interest, interest rate, interest rates, internet, Investing, investment, investments, investors, items, job, jobs, labor costs, legacy, Legal, leverage, Life, list, Live, Liz Weston, loan, Loans, Local, low, LOWER, Loyalty Programs, Make, making, man, Managing Debt, market, markets, millennial, millennials, mississippi, Monetary policy, money, More, more money, Mortgage, Mortgage Bankers Association, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, Moving, moving in, natural, needs, negotiate, nerdwallet, net worth, new, News, offer, opportunity, Other, pandemic, park, paycheck, Paying Off Debt, payments, percent, Personal, personal finance, personal loan, Personal Loans, place, plan, Planning, podcast, pretty, price, Prices, principal, products, programs, protect, questions, Raise, rate, Rate Hikes, Rates, reach, ready, Recession, Refinance, renovation, Rent, renter, renting, repayment, restaurant, return, rewards, right, rise, rising prices, river, room, sales, save, savings, Savings Account, Savings Accounts, search, searching, securities, Sell, sellers, selling, shopping, short, shortage, shortages, Side, Side Hustle, Side Income, simple, single, smart, Smart Money, snowball, space, Spending, Spring, square footage, stocks, Strategies, streaming, summer, survey, takeout, target, tax, the fed, the west, time, tips, town, tracking, traditional, Transportation, Twitter, Unemployment, used car, used cars, utilities, value, variable, walking, wants, war, Ways to Save, Webinar, Websites, West Coast, will, windows, work, working, wrong

17 Financial Micro Habits for More Peace of Mind

March 7, 2023 by Brett Tams

Adding smart little financial habits to your day-to-day can help you snowball into a better financial status. Start here.

Posted in: Mortgage News Tagged: 2, 2017, 2021, 2022, 2023, accountant, actual, advice, All, app, ask, asset allocation, assets, average, baby, balance, Bank, Banking, beach, bed, before, Behavior, big, Big Picture, bills, book, Budget, Budgeting, business, Buy, buyer, Buying, buying a car, car, chance, Checking Account, coffee, College, college students, cost, couple, coupons, Credit, credit card, data, day trading, Debt, Debts, decision, decisions, Discounts, discover, earning, Economy, Emergency, estate, expense, expenses, facebook, Family, finances, Financial Goals, financial habits, Financial Plan, financial well-being, Financial Wellness, Financial Wize, FinancialWize, front, fun, fund, funds, future, gadget, General, goals, good, great, grocery, Grow, growth, guests, habit, habits, health, Health care, healthy, home, hours, How To, ideas, impact, Income, Inflation, Insurance, interest, interest rates, Invest, Investing, investment, investments, IRA, jobs, kids, kitchen, lawyer, Learn, Live, low, LOWER, Make, making, man, market, married, Mistakes, money, monkey, More, more money, Mortgage, movies, net worth, new, News, one year, Online Banking, Other, own business, parents, park, pay bills, peace, plan, planner, plans, podcast, poker, price, priorities, productivity, project, Purchase, questions, rate, Rates, Real Estate, Recession, reddit, Research, retirement, retirement fund, return, Review, reward, right, risk, routine, running, Salary, save, saver, Saving, Saving for Retirement, savings, Savings Goals, savings rate, School, second, shares, Side, Side Gigs, single, smart, snowball, social, Spending, starting your own business, stock, story, Strategies, students, target, taxes, time, tips, tools, trading, Transaction, vacation, vacation home, value, vehicles, wellness, will, woman, wordle, workers, working, youtube

Home Equity Meaning – How Much of Your House Do You Own?

March 6, 2023 by Brett Tams

Looking to understand how home equity works? Here is what you need to know about the equity in your house.
Posted in: Business Tagged: 2, 2022, active, advisor, All, Alternatives, American Dream, apple, ask, assets, at risk, author, balance, Bank, bank account, Banking, banks, basic, before, Benefits, big, Borrow, borrowing, build, building, Built, Buy, buy a house, Buying, car, Cash-Out Refinance, clear, closing, closing costs, color, company, cons, contractors, cost, Credit, credit card, credit cards, crime, currency, data, Debt, Debts, Deductible, down payment, downsizing, Downsizing your home, dream, Emergency, Emergency Fund, equity, estate, existing, Family, Fees, Finance, Financial Advisor, Financial Wize, FinancialWize, fixed, foreclosure, formula, Free, fund, funds, HELOC, HELOC rates, helpful, home, home equity, home equity line of credit, home equity loan, Home Improvement, Home Improvements, home value, homes, house, How To, HR, hunting, improvement, improvements, Income, Income Taxes, industry, interest, interest rate, interest rates, investment, job, lawyer, lending, line of credit, list, Live, loan, Loans, low, LOWER, Make, man, market, math, Media, model, money, More, more money, Mortgage, mortgage payment, mortgage refinance, Move, Moving, net worth, offer, Original, Other, ownership, payments, Personal, personal loan, pets, plan, present, pretty, price, principal, project, property, pros, Pros and Cons, Purchase, questions, rate, Rates, Refinance, refinance your home, refinance your mortgage, renovations, rental, rental properties, rental property, retirement, retirement fund, Reverse, reverse mortgage, revolving credit, right, risk, save, Save Money, second, Sell, shares, simple, single, Sites, sleep, smart, social, Style, target, tax, tax deductible, taxes, The Neighborhood, time, tiny home, title, traditional, value, variable, white, will, work, wrong, Zillow

14 Best Types of Investment Vehicles

March 4, 2023 by Brett Tams

The post 14 Best Types of Investment Vehicles appeared first on Well Kept Wallet.

Posted in: Investing, Money Basics Tagged: 2, 401k, 403b, 457, 529, 529 college savings plan, actual, altcoins, Appreciate, appreciation, Apps, art, artists, asset allocation, assets, average, balance, Bank, bear market, before, bills, bitcoin, blue, bond, bonds, brokerage, brokerages, build, business, Buy, Buying, CD, CDs, certificate of deposit, chase, Checking Account, climate, College, College Savings, college savings plan, color, Commercial, commission, commodities, cost, Crowdfunding, crypto, cryptocurrency, currency, data, Debit Card, decades, Deductible, deposit, dividend, dividend stocks, dividends, dogecoin, due diligence, earning, employer, Empower, energy, energy stocks, estate, ETFs, ethereum, expense, Expense Ratio, expensive, facebook, Family, farmland, FDIC, Fees, Financial Planning, Financial Wize, FinancialWize, fixed, fixed income, flipping, fractional, fractional ownership, Free, free checking, fund, funds, future, games, goals, gold, government, Grow, growth, health, Health Insurance, health plan, health savings account, healthcare, hold, hours, How To, hsa, ideas, Income, index, index funds, industry, Inflation, Insurance, interest, interest rate, Invest, invest in real estate, Investing, investing apps, investment, investment apps, investment performance, investments, investors, IRA, IRAs, items, Learn, liquidity, Local, low, LOWER, maintenance, Make, Make Money, manage, market, Media, Medical, model, modern, money, money market, Money Market Account, money market accounts, More, Most Expensive, most popular, Multifamily, multiple income streams, mutual funds, needs, net worth, offer, offers, online brokerages, Other, ownership, park, passive, passive income, pay bills, Personal, pinterest, plan, Planning, plans, platinum, Popular, portfolio, portfolios, premium, present, price, Prices, products, property, Purchase, rate, Rates, Real Estate, rebalancing, REITs, rental, rental properties, rental property, Research, retirement, retirement account, retirement accounts, retirement fund, retirement plan, returns, Review, reward, rewards, right, risk, roth, Roth IRA, save, savings, Savings Account, Savings Accounts, savings plan, search, securities, Sell, selling, shares, short, single, Sites, Small Business, solo 401k, stock, stock market, stocks, target, tax, tax-advantaged, taxes, the balance, The Stock Market, time, title, tools, trading, traditional, traditional IRA, Treasury, Treasury bonds, trend, updates, value, variable, vehicles, volatility, will, withdrawal, young

Fisher Investments review: Personalized wealth management for the wealthy

March 3, 2023 by Brett Tams

Fisher Investments offers professionally managed investment accounts. While they have high fees compared to robo-advisors, they have a lot more to offer. If you’re an investor with a little more money to spend, Fisher Investments is a great, hands-on advisor.Fisher Investments offers professionally managed investment accounts. While they have high fees compared to robo-advisors, they have a lot more to offer. If you’re an investor with a little more money to spend, Fisher Investments is a great, hands-on advisor.

The post Fisher Investments review: Personalized wealth management for the wealthy appeared first on Money Under 30.

Posted in: Investing, Money Basics Tagged: 2, 2022, advice, advisor, All, analysis, android, annuity, app, apple, ask, assets, Banking, bonds, Budgeting, business, calculator, Calculators, charity, Cities, Commentary, commissions, company, cost, Debt, employer, equity, estate, Estate Planning, ETFs, event, exchange traded funds, experience, Fees, Financial Advisor, Financial Plan, Financial Planning, financial planning pyramid, Financial Wize, FinancialWize, fixed, fixed income, Forecast, Free, funds, get started, goal, goals, Google, great, habits, How To, how to invest, Income, institutional investors, Insurance, interest, international, Invest, Investing, investment, investment portfolio, investments, investors, lists, LOWER, Main, Make, market, minimal, mobile, Mobile App, money, More, more money, needs, net worth, News, offer, offers, Other, pension, Personal, place, plan, Planning, plans, portfolio, portfolios, programs, questions, Research, retirement, retirement plan, retirement plans, return, Review, Reviews, right, risk, robo-advisor, robo-advisors, Salary, securities, security, social, social security, Spending, spending habits, stocks, Strategies, tax, tax planning, Technology, time, timeline, tools, traditional, trend, trusts, under, updates, wealth, wealth management, will, work
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