College financial aid includes grants, scholarships, work-study and federal student loans. Scholarships and grants are forms of aid that generally donât need to be repaid. Students who qualify for work-study are able to find part-time employment that can help them pay for college costs. Federal student loans are also considered financial aid, but unlike scholarships […]
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If you have federal student loans, you may have enjoyed a payment and interest pause for the past few years. But after receiving several extensions, the pause may be drawing to a close. While itâs still unclear when exactly the student loan forbearance will end, payments and interest accrual could resume in late August. However, […]
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An automated teller machine (ATM) makes it possible for bank customers to access select banking services while they are out and about. That means thereâs no need to worry about finding a brick-and-mortar bank location during business hours. With an ATM, itâs possible to access cash and make certain deposits. However, you may wonder just […]
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Your checking account is likely to be the hub of your financial life, so it can be wise to check it at least a couple of times a week. You are probably swiping your debit card, receiving funds, sending out automated bills, and withdrawing cash from ATMs in a typical week, so keeping tabs on […]
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If you need cash to cover an emergency expense, like a car repair or medical bill, a payday loan or an installment loan are two options you may consider. However, these two loans are different in key ways that are crucial to understand before making a choice between them. Namely, a payday loan tends to […]
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Some people may have emergency savings to dip into or family or friends who can help them out if the unexpected happens. But for those who canât access such resources, help may come in the form of a hardship loan, a type of loan offered to help people get through financial challenges, such as unemployment […]
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Bank accounts arenât necessarily forever. You might decide to close one account in search of better features elsewhere and then realize you had a heckuva good deal in the first place. Or perhaps your bank closed your account because you accumulated some unpaid overdraft fees (it happens!) and youâre eager to get access back. In […]
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A payee of a check is the person or business to whom the check is made out and who will receive funds. While checks may not be used as often as they once were, they are still an important way to make payments, and one that can require a bit of knowledge to use properly. […]
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Many of us struggle to keep up with the demands of our daily lives, which can create stress and anxiety. Thatâs why some choose a minimalist lifestyle: Fewer possessions make for easier management. Minimalists strive to eliminate anything in their life that does not serve their purpose. This leads to more physical, emotional, and mental […]
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Learning that you are eligible for a tax refund can be a welcome surprise. Or maybe itâs something youâve been hoping (or even waiting for) for months. If you have any pressing expenses â maybe youâre behind on a few bills or have been putting off going to the dentist because of the cost â […]
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