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How Disgusting Is Your Water Bottle? You Don’t Want to Know

March 23, 2023 by Brett Tams

A lot of bacteria call your water bottle home.

Posted in: Moving Guide Tagged: 2023, All, average, bacteria, before, Clean, environment, experts, Financial Wize, FinancialWize, good, great, home, hot, house, household, items, kitchen, More, new, new york, or, Other, Pet, present, Research, right, simon, single, sinks, story, washing, woman, workers

Keeping Current Matters hires George Ratiu as chief economist

March 22, 2023 by Brett Tams

Keeping Current Matters (KCM) has hired George Ratiu, formerly the manager of economic research at Realtor.com, as chief economist.

Posted in: Paying Off Debts, Real Estate Tagged: 2021, Administration, agents, before, big, builders, business, buyers, Buying, CEO, company, construction, Consumers, Credit, credit scores, decision, Demographics, Economics, Economy, Empower, environment, estate, experience, Financial Wize, FinancialWize, George Ratiu, historical, home, home construction, household, household formation, Housing, Housing market, Housing markets, Income, industry, investments, Make, market, markets, More, Move, National Association of Realtors, new, new home, new home construction, Other, Purchase, Real Estate, Real Estate Agents, real estate market, real estate markets, realtor, Realtor.com, Realtors, Research, right, savings, sellers, Side, Technology, tracking, trends, will, young, young people

Mortgage reperformance bearing up, other consumer debt woes rising

March 22, 2023 by Brett Tams

Most distressed mortgages emerged from workouts intact in February but the chargeoff rates for auto loans and credit cards are up, in part due to steep housing costs that have contributed to high levels of household leverage. The majority or 76% of borrowers who completed post-forbearance workouts on distressed homes loans from 2020 on were … [Read more…]

Posted in: Refinance, Renting Tagged: 2, 2022, 2023, analysis, Auto, auto loan, Auto Loans, big, bills, borrowers, borrowing, Budget, climate, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit cards, data, Debt, Delinquencies, Delinquency rate, Distressed, Economy, equity, estate, Finance, Financial Wize, FinancialWize, Forbearance, Forecast, gas, government, great, groceries, hold, home, home loan, homeowners, homeownership, homes, household, Housing, housing costs, industry, Inflation, investors, Land, leverage, Living, loan, Loans, maintenance, making, Marina Walsh, MBA, Media, Moody's, Mortgage, Mortgage Bankers Association, Mortgage delinquency rate, Mortgages, News, or, Other, pandemic, paycheck, paycheck to paycheck, payments, president, Press Release, quality, rate, Rates, Real Estate, Recession, renovation, repair, Research, rise, savings, Servicing, survey, time, TransUnion

Georgia State Tax: Rates and Who Pays in 2022-2023

March 22, 2023 by Brett Tams

Virginia state income tax rates are 2%, 3%, 5% and 5.75%. Virginia state income tax brackets and income tax rates depend on taxable income and residency status. Virginia state income…

Posted in: Moving Guide, Taxes Tagged: 2, 2022, 2023, assets, Blog, cost, currency, data, Emergency, Fall, FEMA, filing jointly, filing taxes, Financial Wize, FinancialWize, Free, Georgia, head of household, household, Income, income tax, Income Taxes, irs, Legal, list, Live, low, married, More, nerdwallet, or, Other, Partnerships, Personal Taxes, programs, Rates, Refund, return, Revenue, single, standard deduction, state tax, states, target, tax, tax brackets, tax filing, tax rates, tax refund, taxable, taxable income, taxes, time, trusts, virginia, volunteer, weather, will

6 Money Moves You Must Make in Your 50s and Beyond

March 22, 2023 by Brett Tams

Getting older has its challenges. Here are some ideas to put more gold in your golden years.

Posted in: Moving Guide Tagged: 2, 2023, active, advice, affordable, All, allowance, app, appliances, Auto, average, Benefits, big, bills, bold, bonds, bonus, building, business, Buy, car, car loan, cars, choice, company, Consumer Affairs, Consumers, contracts, cost, crypto, data, Deductible, diversification, diversify, double, driving, Fall, Family, fiduciary, finances, Financial Wize, FinancialWize, Florida, Free, front, funds, future, gold, good, Google, Google reviews, great, hawaii, health, healthy, heating, home, home repairs, homeowners, house, household, ideas, identity theft, Insurance, Invest, IRAs, Life, Links, Live, loan, Local, long-term care, long-term care insurance, low, Make, Medicare, mobile, Mobile App, money, money moves, More, more money, needs, new, offers, or, Other, password, peace, Personal, personal information, place, plan, plans, plumbing, pretty, protect, protection, rental, repair, retirement, return, returns, Reviews, right, save, Saving, savings, scam, scams, security, short, simple, single, states, stocks, stress, target, theft, theft protection, time, trust, value, warranty, washington, wealth, will, woman, work, workers, working, wrong

5 Home Remodeling Projects to Boost Your Property Value in Chicago

March 20, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Chicago. These 5 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, Benefits, big, Blog, buyers, car, city, Convenience, curb appeal, data, design, doors, double, energy, entertaining, environment, existing, Financial Wize, FinancialWize, floor, future, garage, great, guests, heating, home, home features, Home Improvement, home listing, Homebuyers, homeowners, homes, homes for sale, house, household, ideas, improvement, investment, kitchen, Life, list, list price, Live, Living, Make, making, market, modern, More, natural, needs, new, offer, offers, open concept, Open floor plan, or, Other, place, plan, price, project, projects, property, protect, protection, ready, Redfin, Redfin.com, remodeling, return, right, safety, Sell, smart, snow, space, square footage, storage, Style, time, upgrade, upgrades, value, variable, water damage, weather, will, windows, winter

Examples of Nontaxable Income vs Taxable Income

March 20, 2023 by Brett Tams

Examples of Nontaxable Income vs Taxable Income

The IRS divides income into taxable and nontaxable categories. In general, income is taxable unless there’s a law exempting it. As you’d expect, all taxable income must be included on your yearly income tax return. But here’s the twist: Nontaxable income may also need to be listed on your return, too. Because anything tax-related is […]

The post Examples of Nontaxable Income vs Taxable Income appeared first on SoFi.

Posted in: Financial Advisor Tagged: 1099, 2023, 529, accountant, advice, advisor, agent, All, analysis, app, assets, at home, Bank, bank account, bank accounts, before, Benefits, blue, bonds, brokerage, Capital Gains, capital gains tax, categories, childcare, Children, clear, College, color, commissions, company, Credit, credit score, cryptocurrency, data, Debt, Deductible, display, dividends, divorce, efficient, employer, Employment, estate, existing, expenses, Family, Family Finances, faq, Fees, finances, Financial Goals, financial tips, Financial Wize, FinancialWize, fractional, Free, fund, funds, General, gift, gifts, goal, goals, good, gym, gym membership, head of household, health, Health care, high earners, holiday, home, house, household, How To, HR, impact, Income, income tax, Insurance, interest, Invest, Investing, IRA, irs, items, job, Law, Learn, Legal, Life, life insurance, Links, loan, Make, market, money, More, needs, new, offer, offers, opportunity, or, Other, party, passive, payments, Personal, place, plan, points, property, quality, questions, reach, relay, rental, retirement, retirement accounts, return, Revenue, rewards, right, room, salaries, Salary, savings, savings plan, scholarships, School, second, security, Self-employment, selling, shares, Side, single, social, social security, social security benefits, sofi, Spending, stock, stock market, stocks, Strategies, Style, tax, tax deductible, tax liability, tax time, taxable, taxable income, taxes, time, tips, TransUnion, Treasury, Treasury bonds, tuition, under, wages, Websites, will, withdrawal, working

8 Home Remodeling Projects to Boost Your Property Value in San Francisco

March 19, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in San Francisco. These 8 home remodeling ideas can spruce up your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, accessibility, Amenities, Architecture, basement, bathroom, Bathrooms, bedroom, Bedrooms, Benefits, Blog, breakfast, Built, buyers, choice, Cities, city, Clean, climate, Closet, closets, Clothes, Convenience, custom, data, design, dining, Entertainment, existing, Financial Wize, FinancialWize, finished basement, fireplace, flooring, future, goals, great, guests, hardwood, heat, home, home features, Home Improvement, home listing, Homebuyers, Homeowner, homeowners, homes, homes for sale, house, household, ideas, improvement, Income, Investing, investment, kitchen, lighting, list, list price, Living, living in san francisco, low, Luxury, maintenance, Make, making, mid-century modern, minimalism, modern, modern design, More, needs, oak, offer, opportunity, or, organize, Other, Personal, place, plan, Planning, Popular, price, projects, property, quality, Raise, Redfin, Redfin.com, refinish, Relaxation, remodeling, renovation, rental, right, safety, san francisco, save, Sell, selling, Seniors, shower, spa, space, storage, Style, time, traditional, trends, unique, update, upgrades, value, weather, will, wood, work

Newly built homes too pricey for most Americans: report

March 19, 2023 by Brett Tams

While the current housing market is considered more favorable to buyers than sellers by some mortgage industry leaders, plenty of obstacles remain for aspiring homeowners, especially those looking to buy new properties. Only 35.9 million out of a total of 132.5 million households are currently able to afford a newly built home based on 2022’s … [Read more…]

Posted in: First Time Home Buyers, Refinance, Renting Tagged: 2, 2022, 2023, 30-year, 30-year fixed rate, affordability, analysis, app, Applications, average, brokerages, builder, builders, Built, Buy, buyers, construction, data, Discounts, down payment, estate, existing, Fall, Family, Financial Wize, FinancialWize, first time home buyers, fixed, fixed rate, Freddie Mac, government, home, home market, home prices, home purchase, home purchase applications, home purchases, Home Sales, Homebuilders, homeowners, homes, household, household income, Housing, housing costs, Housing inventory, Housing market, Housing markets, Income, industry, interest, Joel Kan, Leaders, loan, Loans, manage, market, MBA, Media, More, Mortgage, Mortgage Bankers Association, mortgage payment, Mortgage Rates, Mortgages, NAHB, new, new home, News, Other, payments, president, Press Release, price, Prices, programs, property, Purchase, purchase applications, purchase market, quality, rate, Rates, Real Estate, real estate market, Redfin, REMAX, Research, rise, Rising mortgage rates, sales, seasonal, second, sellers, single, single-family, survey, time, trends, volume, will

Ramadan home decor tips — earthy and minimalism lead trends this … – The National

March 18, 2023 by Brett Tams

Ramadan home decor tips — earthy and minimalism lead trends this …  The National

Posted in: Bank Accounts Tagged: 2, 2022, 2023, All, ARM, art, at home, Benefits, blue, buyers, Choices, Collections, color, custom, Decor, decor tips, decor trends, decorating, design, design trend, dining, don'ts, dos, environment, Essentials, Featured, Financial Wize, FinancialWize, foundation, furniture, gallery, General, Giving, goal, gold, green, home, Home Decor, homes, household, impact, Inspiration, interior design, Life, Make, marble, Marketing, Media, minimal, minimalism, More, natural, neutral, or, palette, patterns, pink, products, quality, quiet, rugs, Sanctuary, sc, seasonal, seating, selling, simple, snowball, space, tips, trend, trends, wall, white, will, wood
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