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10 Fun Things to do in San Jose This Weekend

January 27, 2023 by Brett Tams

From museums to nature parks, there are so many fun things to do in San Jose. Don’t miss the Tech Museum, Winchester Mystery House and more.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, apartment, Architecture, art, artists, Bathrooms, Bedrooms, biking, Blog, Built, Buy, california, Cities, city, dining, evergreen, expectations, Financial Wize, FinancialWize, fireplaces, fun, garden, gifts, great, guide, historical, history, home, house, impact, japanese, kids, lake, Learn, Life, Live, Local, making, marble, market, modern, More, museum, offers, oldest, Other, outdoor, plants, Popular, programs, Redfin, Redfin.com, Rent, replica, rich, San Jose, science, selling, shopping, society, space, specialty, spirits, Spring, Style, suburbs, summer, Technology, tour, traditional, unique, unique gifts, victorian, walking, will, windows

15 ways that cruising newbies waste money on their first cruise

January 27, 2023 by Brett Tams

I can still remember my first rookie mistake on a cruise. It came about 15 minutes after I stepped on board a ship for the first time. I had worked my way up to the Lido Deck to take in the view, and I was almost immediately confronted by a beaming waiter holding out a …
Posted in: Moving Guide Tagged: 2, 2022, 429, 457, advice, All, allowance, art, ask, auctions, Auto, bar, before, big, book, Built, business, Buy, Buying, cabin, chase, chase sapphire, Chase Sapphire Preferred, chase sapphire reserve, Children, clear, Clothing, cocktails, color, company, comps, cost, Credit, credit card, credit card points, data, Deals, deck, dining, Discounts, disney, expensive, experience, Fees, Financial Wize, FinancialWize, flight, freedom, front, fun, glasses, gold, good, guide, Guides, home, horror stories, How To, international, internet, kids, LA, list, low, Make, making, math, miles, mistake, Mistakes, model, money, More, new, News, offer, offers, Other, photography, photos, planner, points, premium, questions, rate, Rates, restaurant, restaurants, rewards, right, sailing, save, Saving, second, selling, Seniors, shopping, simple, single, spa, specialty, Spending, students, Style, time, tipping, tips, tour, Transportation, Travel, trust, Uber, under, vacation, value, Venice, waiver, Wi-Fi, will

$85000 a Year is How Much an Hour? Good Salary?

January 27, 2023 by Brett Tams

85k salary is a good hourly wage when you think about it. When you get a job and you are making about…

Read More… $85000 a Year is How Much an Hour? Good Salary?

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, 401k, agent, All, Amazon, Amount Of Money, art, ask, Bank, bank account, basic, basics, before, big, bills, brokerage, brokers, Budget, business, Buy, Buying, calculator, california, Career, Career Change, Children, Choices, Cities, city, Clothing, color, commission, cost, Cost of Living, couple, data, debate, Debt, debt free, Debts, deductions, deposit, disclosure, education, Eliminate Debt, employer, Employment, Entertainment, expenses, expensive, experience, experts, Family, Finance, Financial Goals, Financial Wize, FinancialWize, Florida, food, freelance, frugal, fun, gig, Giving, goal, goals, gold, good, government, great, groceries, Grow, helpful, hold, home, hourly, household, household budget, household income, Housing, How To, how to make a budget, impact, Income, income level, Income Taxes, Inflation, Insurance, interview, Invest, items, job, jobs, kids, launch, Learn, learned, Life, life insurance, Lifestyle, list, Live, living expenses, low, low cost of living, LOWER, Main, Make, Make Money, making, market, markets, median household income, Medical, Medicare, mississippi, money, Money Management, monthly budget, More, more money, Move, needs, net income, new, New Jersey, new york, Operations, Other, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, Personal, personal finance, plan, points, priorities, programs, quality, Raising a Family, rate, Research, Review, right, Salary, sales, save, Saving, savings, second, second job, security, selling, Side Hustles, simple, single, smart, Smart Money, social security, society, Spending, Starting Out, state taxes, states, stock, stress, students, Style, target, tax, taxes, teaching, texas, thrift, time, tips, trading, Transportation, united, utilities, virtual, white, will, work, working, working from home, wrong, Yard

Should I Rent a Car in Oahu?

January 27, 2023 by Brett Tams

Should I rent a car in Oahu? Great question. It might seem like booking a rental will give you the most freedom of movement, but it’s likely not worth the cost.

Posted in: Moving Guide, Travel Tagged: 2, 2021, 2022, 2023, adventure, All, all-time highs, app, Apps, art, assets, Bank, beach, best travel, Blog, brokerage, car, car prices, cars, Cities, city, company, cooking, cost, crafts, Credit, credit card, credit cards, currency, data, disney, driving, estate, expensive, Fees, Financial Wize, FinancialWize, food, freedom, friendly, games, garden, gas, gas prices, goal, good, Google, great, guests, hawaii, hilton, hotels, How To, industry, international, japanese, lessons, lists, Local, making, mobile, Mobile App, money, More, museum, nerdwallet, new, new york, oahu, offer, offers, Other, Popular, project, public transit, Purchase, Real Estate, real estate brokerage, Redfin, Rent, rental, Rentals, renting, Residential, rewards, rideshare, Saving, search, searching, single, spa, time, traditional, Transportation, Travel, Travel Credit Cards, vacation, Vacations & Trip Planning, versus, walking, will, work

Massive Home in the Sky Above MoMa Asks $46.7 Million

January 27, 2023 by Brett Tams

If you’re looking to get your fix of extraordinary homes, look no further than the starchitect-designed 53 West 53, the dramatic 1,050-foot-high tower that dots the Manhattan skyline. Masterfully designed by Pritzker Prize-winning architect Jean Nouvel, the 82-floor skyscraper is a feat of modern architecture — and its interiors are equally spectacular. In fact, the […]

The post Massive Home in the Sky Above MoMa Asks $46.7 Million appeared first on Fancy Pants Homes.

Tagged: 2021, All, Amenities, apartment, architect, Architecture, art, asking price, author, backsplash, bathroom, Bathrooms, bedroom, Bedrooms, blue, building, Built, Buy, Career, Children, city, Clean, Closet, coffee, coffee table, condo, Credit, custom, data, decorating, design, dining, dining room, East Coast, entertaining, estate, experience, Fabulous interiors, Financial Wize, FinancialWize, floor, gallery, garden, good, great, home, home office, homes, homes in the sky, hot tub, house, international, kitchen, layout, library, Live, living room, Luxury, luxury amenities, Make, Manhattan, marble, model, modern, modern architecture, modern art, More, museum, new, new york, News, nyc real estate, offers, office, open house, opportunity, Other, plan, playroom, pool, Popular, primary bedroom, project, Purchase, Real Estate, Regulation, restaurant, rich, room, Sanctuary, shower, single, spa, space, storage, Style, suite, tour, under, unique, wall, wallpaper, wants, wellness, windows

Crypto.com Review

January 27, 2023 by Brett Tams

The post Crypto.com Review appeared first on Well Kept Wallet.

Posted in: Money Basics Tagged: 2, 2021, accessibility, ACH, affordable, All, android, app, apple, art, Auto, before, Benefits, bitcoin, build, Buy, calculator, cash back, clear, color, company, Competition, cons, cost, crypto, cryptocurrencies, cryptocurrency, data, Discounts, earn interest, earning, earnings, Enforcement, environment, existing, Fall, faq, FDIC, FDIC insurance, Fees, Financial Wize, FinancialWize, funds, General, get started, Getting Started, gift, Gift Cards, goal, good, Google, government, great, home, industry, Inquiries, Insurance, interest, interest rate, investment, iOS, items, launch, Law, Learn, list, Live, low, Main, Make, making, mobile, Mobile App, money, More, Move, MOZ, Music, needs, new, offer, offers, Opening an Account, opportunity, Other, Personal, personal information, pinterest, Popular, pros, questions, rate, Rates, Regulatory, Research, Review, rewards, right, safe, save, security, Sell, shopping, simple, single, space, storage, Style, time, title, trading, Transaction, unique, value, visa, volume, will, withdrawal, work, working

This Park Slope Mansion is Brooklyn’s 3rd Priciest Home for Sale, and It’s Asking $12.9 Million

January 27, 2023 by Brett Tams

A jaw-dropping mansion in Brooklyn’s Prospect Park has recently hit the market, and it is truly one of a kind. Designed in 1899 by Montrose W. Morris, an architect known for his large, palazzo-style brownstones, 17 Prospect Park is the perfect combination of timeless elegance and modern features.  The roughly 6,500-square-foot property was reportedly commissioned […]

The post This Park Slope Mansion is Brooklyn’s 3rd Priciest Home for Sale, and It’s Asking $12.9 Million appeared first on Fancy Pants Homes.

Tagged: air, Air Conditioning, Amenities, architect, Architecture, art, bathroom, Bathrooms, bedroom, Bedrooms, brooklyn, Built, Children, Closet, Credit, data, dining, dining room, East Coast, expensive, Financial Wize, FinancialWize, fireplace, fireplaces, floor, front, garden, gas, green, guest, guest room, holiday, home, home features, homes, house, kids, kitchen, laundry, library, lindsay, living room, loft, Luxury, marble, market, master bedroom, modern, More, most beautiful homes in new york, Most Expensive, new, new york, News, nyc real estate, offers, Original, Pantry, penthouse, property, Residential, right, room, second, security, selling, shower, space, storage, Style, trevor noah, under, Utah, windows, working

5 Ways to Reduce Tax Liability in Retirement

January 27, 2023 by Brett Tams

If you’re approaching retirement age, you have a lot to think about. Focusing on limiting your tax liability can be especially valuable. After all, the more taxes you pay in retirement, the less money you’ll have to live off. If … Continue reading →

The post 5 Ways to Reduce Tax Liability in Retirement appeared first on SmartAsset Blog.

Posted in: Retirement, Starting A Family, Taxes Tagged: 2, 2022, 2023, 401(k)s, 429, advisor, All, apple, art, ask, author, before, Benefits, Blog, bonds, calculator, Capital Gains, capital gains tax, chance, charity, city, College, Community College, company, cost, Credit, data, death, decades, efficient, entry, evergreen_simplefeed_delay, experience, experts, Family, filing jointly, Finance, Financial Advisor, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Florida, friendly, fund, get started, goals, good, Google, helpful, hold, household, How To, impact, Income, income tax, index, interest, interview, Invest, investment, investments, IRA, IRAs, irs, Life, Live, Local, low, LOWER, Main, Make, making, married, mobile, money, montana, More, more money, Move, Moving, municipal bonds, Nevada, new, Oregon, Other, paying less in taxes, payments, pension, Personal, personal finance, plan, planner, Planning, points, portfolio, president, President Biden, property, property taxes, Purchase, rate, ready, required minimum distributions, retirees, retirement, retirement accounts, right, risk, RMD, RMDs, roth, Roth IRA, sales, savings, security, Sell, selling, single, social security, social security benefits, south dakota, spouse, states, stock, Strategies, Style, tax, tax liability, taxable income, taxes, taxes in retirement, Tennessee, texas, time, tips, title, tools, traditional, Twitter, under, washington, will, withdrawal, work, working

Mindful shopping: Learning to be deliberate about the things we buy and own

January 27, 2023 by Brett Tams

The older I get, the less I want or need. The older I get, the less I like to spend money. And when I have to buy something, I try to practice mindful shopping.

When I was younger, I wanted (and/or needed) all sorts of things. I wanted new clothes. I wanted tech gadgets. I wanted books. I was convinced that I needed a fast computer to be happy, not to mention a big house and lots of furniture. None of my shopping was mindful. It was mindless.

Now, at age fifty, buying things seems more like a hassle than a reward.

For one, buying something means I have to spend money — money that I’d rather keep for more important things, such as retirement. Or travel. Or beer. (Best of all: Travel and beer!)

J.D. enjoying a beer in Idaho

Plus, there’s the entire shopping process. It’s a chore. If I need to buy a chainsaw, for instance (which I actually did this week), I have to research the best option. Then I have to find the best price. Then I have to order it or, worse, take time out of my day to go pick it up in person.

Then, after I buy a new thing, I have to store it. I have to dispose of the packaging, then add whatever I bought to my collection of Stuff. It becomes clutter in my life. (This is true whether the thing is actually clutter or not.)

I use my laptop computer all day every day, for instance, yet it still acts as mental (and physical) clutter. It’s always here in the living room, sitting next to my recliner. I see it whenever I walk by. It’s always on my mind.

I know I sound like an aging curmudgeon, but all of this is true. The older I get, the less Stuff I want — and the more I want to get rid of the Stuff I already own.

Now, I don’t want to pretend that I don’t buy things. I do. There’s no question that I do. I even spend frivolously if I’m not diligent. But I’m far less likely to buy things than I used to. And when I do buy things, I tend to be purposeful about my purchases. I try to be a mindful shopper.

Let’s use the chainsaw as an example.

Posted in: VA Loans Tagged: active, aging, All, Amazon, art, ask, at home, basic, bathroom, bedroom, Behavior, big, Books, Budget, Buy, Buying, capsule wardrobe, car, Children, Clean, cleaning, clear, Clothes, Clothing, clutter, condo, Consumerism, cost, couple, data, decision, dining, dining out, driving, Europe, expense, fatigue, Financial Wize, FinancialWize, food, food budget, fun, furniture, gadgets, Georgia, good, great, home, home depot, house, idaho, ideas, items, kitchen, less stuff, Life, Lifestyle, list, lists, Live, living room, Local, Make, marie kondo, mindful spending, minimalism, Minimalist, mistake, money, More, Move, new, Orchard, Oregon, Other, outdoor, outdoor living, ownership, photography, plan, pressure, project, projects, property, Purchase, purging, quality, questions, ready, Rent, Research, retirement, Reverse, reward, right, RV, second, Sell, shopping, small house, space, Spending, storage, time, title, tools, tour, Travel, value, walking, wardrobe, will, work, Yard

$68000 a Year is How Much an Hour? Good Salary of No?

January 27, 2023 by Brett Tams

68k salary is a solid hourly wage when you think about it. When you get your first job and you are making…

Read More… $68000 a Year is How Much an Hour? Good Salary of No?

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, 401k, agent, All, Amazon, Amount Of Money, art, ask, Bank, bank account, basic, basics, before, big, bills, brokerage, brokers, Budget, business, Buy, Buying, calculator, california, Career, Career Change, Children, Choices, Cities, city, Clothing, color, commission, cost, Cost of Living, couple, data, debate, Debt, debt free, Debts, deductions, deposit, disclosure, education, Eliminate Debt, employer, Employment, Entertainment, expenses, expensive, experience, experts, Family, Finance, Financial Goals, Financial Wize, FinancialWize, first job, Florida, food, freelance, frugal, fun, fund, gig, Giving, goal, goals, gold, good, government, great, groceries, Grow, helpful, hold, home, hourly, household, household budget, household income, Housing, How To, how to make a budget, impact, Income, income level, Income Taxes, Inflation, Insurance, interview, Invest, items, job, jobs, kids, launch, Learn, learned, Life, life insurance, Lifestyle, list, Live, living expenses, low, LOWER, Main, Make, Make Money, making, market, markets, median household income, Medical, Medicare, money, Money Management, monthly budget, More, more money, Move, needs, net income, new, New Jersey, new york, Operations, Other, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, Personal, personal finance, plan, points, priorities, programs, quality, Raising a Family, rate, Research, Review, right, Salary, sales, save, Saving, savings, Savings Account, second, second job, security, selling, Side Hustles, simple, single, smart, Smart Money, social security, society, Spending, Starting Out, state taxes, states, stock, stress, students, Style, target, tax, taxes, teaching, texas, thrift, time, tips, trading, Transportation, united, utilities, virtual, white, will, work, working, working from home, wrong, Yard
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