Los Angeles is an undeniable international creativity, entertainment, and innovation hub. Known for its sprawling footprint, the city offers a unique blend of glamor, culture, and cutting-edge industry, attracting millions of visitors and new residents each year.
From the iconic Hollywood sign to the bustling streets of Downtown LA, the city is a hotspot for artists, entrepreneurs, and dreamers.
Whether you’re soaking up the sun on one of its world-famous beaches or moving to the City of Angels to pursue your loftiest dreams, Los Angeles promises an unforgettable experience. Let’s dive into ten specific things that make Los Angeles a city like no other.
1. Hollywood Sign
The Hollywood Sign is not just the landmark of one of LA’s most iconic neighborhoods; it’s a symbol of dreams, ambition, and the global entertainment industry. Perched on Mount Lee in the Hollywood Hills, this iconic sign originally advertised a local real estate development in 1923. Today, it’s a must-see for tourists and a constant reminder of the city’s pivotal role in film and television. The sign’s towering letters have watched over countless film productions and continue to inspire those who come to Los Angeles hoping to make a mark in the entertainment world.
2. Griffith Observatory
Griffith Observatory offers breathtaking views of Los Angeles and the cosmos. Situated on the southern slope of Mount Hollywood in Griffith Park, this observatory is as much a gateway to the stars as it is a stunning vantage point for viewing the city’s expansive landscape. Inside, visitors can explore exhibits about space and science, watch live shows in the planetarium, and peer through telescopes to gaze at the celestial wonders.
3. Venice Beach
Venice Beach is renowned for its eclectic boardwalk, talented street performers, and picturesque canals that mirror its Italian namesake. This beachfront neighborhood captures the essence of California’s free spirit with its skate parks, mural-covered buildings, and boutique shops. Whether you’re watching the skilled skateboarders, shopping for unique souvenirs, or simply enjoying the sun, sand, and surf, Venice Beach provides an unforgettable slice of Los Angeles’ laid-back lifestyle.
4. The Getty Center
The Getty Center stands out as a monumental testament to art, architecture, and stunning gardens. Sitting atop the Santa Monica Mountains, it has panoramic views of Los Angeles and houses an impressive collection of artworks spanning centuries. From European paintings to modern sculptures, the Getty’s exhibits are as diverse as the city itself.
5. Los Angeles County Museum of Art (LACMA)
Los Angeles County Museum of Art, or LACMA, is the largest art museum in the western United States, showcasing an extensive collection that spans geographical boundaries and historical periods. From ancient artifacts to contemporary pieces, LACMA offers something for every type of art enthusiast. The museum is also home to Chris Burden’s “Urban Light,” a captivating installation of restored street lamps that has become an iconic photo spot for visitors and locals alike.
6. Universal Studios Hollywood
Universal Studios Hollywood is a thrilling blend of an amusement park and a working movie studio, providing visitors with an immersive entertainment experience. Here, you can explore the wizarding world of Harry Potter, face off against dinosaurs in Jurassic Park, or take a behind-the-scenes tour of real film sets. It’s a unique opportunity to dive into the magic of movie-making and enjoy rides and shows based on popular films and TV shows.
7. Hollywood Walk of Fame
The Hollywood Walk of Fame stretches along Hollywood Boulevard, paying tribute to stars from the entertainment industry. With over 2,600 brass stars embedded in the sidewalks, it honors actors, musicians, directors, producers, and fictional characters. Tourists flock here to find the stars of their favorite celebrities and capture a piece of Hollywood history. The Walk of Fame is a testament to the city’s enduring impact on entertainment.
8. Santa Monica Pier
Santa Monica Pier is a classic symbol of California’s beach culture, with amusement park attractions, family-friendly restaurants, and stunning ocean views. The pier’s Ferris wheel and roller coaster add a nostalgic charm to the seaside setting. It’s a popular spot for fishing and, at night, the lit-up Ferris wheel creates a magical backdrop against the Pacific Ocean.
9. The Broad
The Broad is a contemporary art museum in Downtown Los Angeles, known for its innovative architecture and extensive collection of post-war and modern art. Founded by philanthropists Eli and Edythe Broad, the museum houses over 2,000 works of art, including pieces by Andy Warhol, Jeff Koons, and Roy Lichtenstein. Admission is free, making it an accessible destination for artsy types and casual visitors alike.
10. Dodger Stadium
Dodger Stadium is the historic home of the Los Angeles Dodgers and so much more than just a ballpark. Located in the Elysian Park neighborhood, it offers stunning views of the downtown skyline and the San Gabriel Mountains. Attending a game here is a quintessential LA experience, complete with sunny skies, cheering fans, and the chance to catch a fly ball. Beyond baseball, Dodger Stadium hosts concerts and events, making it a versatile venue in the heart of Los Angeles.
Los planes de Medicare Advantage negaron total o parcialmente 2 millones de solicitudes de autorización previa para servicios médicos en 2021, según un análisis de KFF en 2023, una organización sin ánimo de lucro dedicada a las políticas de la salud. La autorización previa suele ser necesaria para los servicios más caros, como quimioterapia o las estadías en un centro de enfermería especializada.
Sólo el 11% de esas negaciones fueron apeladas, aunque una gran mayoría de las apelaciones llevaron a una revocación parcial o total de la decisión.
Las negaciones también pueden ocurrir después de un procedimiento. “El año pasado recibimos una llamada de una mujer que se sometió a un reemplazo de rodilla sin autorización previa”, dice Diane Omdahl, Presidenta y Cofundadora de 65 Incorporated, que ofrece orientación sobre Medicare. “Se le negó después del hecho y se enfrentaba a una factura de $62,000”.
Ya sea que esté buscando continuar con los servicios que ya está recibiendo o tratando de obtener la aprobación para una operación futura, aquí le mostramos cómo abordar un “no” de su proveedor de Medicare.
Lea su correo
Si su plan de Medicare niega su procedimiento o autorización previa, recibirá una carta con la información que necesita para apelar. Esto incluye cuánto tiempo tiene para actuar, el cual varía según el tipo de negación.
“Me sorprende la cantidad de personas que reciben una negación pero no leen la carta”, dice Omdahl. “Le informa cuáles son los próximos pasos”.
Si está utilizando los beneficios de Original Medicare, (en inglés) y, por ejemplo, está en el hospital o recibe servicios de una agencia de atención médica domiciliaria, recibirá un Aviso de no cobertura de Medicare (en inglés) que le informará que sus servicios van a terminar. El aviso incluirá instrucciones para una apelación acelerada.
Si tiene un plan de Medicare Advantage, (en inglés) recibirá un Aviso de negación de cobertura médica (o de Pago), que incluirá información sobre los procesos de apelación estándar y acelerados.
Consulte los plazos
Las comunicaciones de su proveedor de Medicare deben establecer claramente los plazos para presentar una apelación.
Si necesita servicios que su aseguradora considera que deben terminar, puede solicitar una decisión acelerada, dentro de las 72 horas para una apelación del plan de la salud o de 24 horas para una apelación de medicamentos con receta. “Las apelaciones aceleradas se utilizan para mantener los servicios”, dice Kathleen Holt, Abogada y Directora asociada del Center for Medicare Advocacy.
Los plazos para las apelaciones aceleradas varían según el entorno y el plan de salud, pero es posible que se le solicite que las presente antes de un día y hora determinados. Tome nota: Medicare no sólo opera de lunes a viernes, los sábados y domingos cuentan.
“Este es un negocio que funciona las 24 horas del día, los 7 días de la semana, y si dicen que tiene hasta el mediodía del día siguiente, se refieren al día siguiente”, dice Holt. “Tienen mensajes de voz con sello de fecha y hora, así que el tiempo está corriendo. Si está tratando de hacer una apelación acelerada, pero llama a las tres de la mañana de un sábado, se pondrá el sello con la fecha”.
Involucre a su médico
Probablemente su médico esté mejor preparado para argumentar por qué podría necesitar un procedimiento o servicios continuos. Ellos pueden hablar de por qué es médicamente necesario, (en inglés) por qué es razonable hacerlo y por qué tiene que hacerse de una manera determinada.
“El médico y las instalaciones tienen un gran interés en que esto también se lleve a cabo, porque no quieren que se les niegue el pago”, dice Omdahl.
Comprenda la terminología
Hay una diferencia entre una apelación y una queja. Una queja es un reclamo sobre el proceso de un plan, mientras que una apelación es el proceso mediante el cual usted impugna una decisión de cobertura de Medicare.
El Center for Medicare Advocacy ha escuchado a personas que no cumplieron con el plazo de apelación porque llamaron a su proveedor de Medicare Advantage y un representante les preguntó si querían presentar una queja y no entendieron la diferencia, dice Holt.
“Eso, para mí, es un juego sucio”, dice Holt. “Si alguien lo llama y le dice: ‘Tengo problemas para que me paguen mi reclamo’, no lo confunda diciendo: ‘Está bien, ¿desea presentar una queja?’ Ese no es el procedimiento correcto en absoluto”.
Documente el proceso
Lleve un registro de lo que ha hecho mientras trabaja en su apelación, dice Omdahl. En cada paso, documente la fecha y hora, el nombre de cualquier persona con la que habló y cualquier detalle de su conversación. Si tiene que escalar su apelación, es útil poder hacer referencia a los pasos que ha tomado.
Obtenga ayuda si la necesita
Cada estado tiene un Programa estatal de asistencia sobre seguro médico, o SHIP (por sus siglos en inglés), que ofrece orientación gratuita sobre Medicare. Puede encontrar su SHIP estatal en shiphelp.org (en inglés).
“Varios de esos programas estatales de seguro médico saben muy bien cómo presentar apelaciones”, dice Holt. “Tienen gente en sus organizaciones que orientará a las personas”.
Este artículo fue publicado originalmente en NerdWallet en inglés.
Chicago, with its influential history, restaurants, and culture, is a city that invites exploration. For renters who prefer to navigate their surroundings on foot, certain neighborhoods stand out for their walkability. Rentals may be expensive, though, with one-bedroom apartments in Chicago costing an average of $1,860.
In this ApartmentGuide article, we’ll uncover the most walkable neighborhoods in Chicago, from charming East Ukrainian Village to lively Wicker Park. Join us as we traverse the city’s streets and subways, revealing the best areas for pedestrians to call home.
All data sourced March 2024.
1. East Ukrainian Village
Walk Score: 98
East Ukrainian Village is the most walkable neighborhood in Chicago, with a Walk Score of 98. Known for its vibrant nightlife and unique boutiques, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Ukrainian Institute of Modern Art and the bustling Division Street.
Search for East Ukrainian Village apartments for rent.
2. Wicker Park
Walk Score: 96
Wicker Park has a Walk Score of 96, making it the second most walkable neighborhood in Chicago. There’s a lot to love about the area, from its historic architecture to its thriving arts scene. While you’re walking around the neighborhood, check out the Flat Iron Arts Building or the bustling Six Corners intersection.
See Wicker Park apartments for rent.
3. Near North Side
Walk Score: 96
Near North Side is the third most walkable neighborhood in the city. There are numerous walkable areas and attractions throughout Near North Side, like the Magnificent Mile and Navy Pier. And if you’re in the mood for an adventure, you’re not far from the Lakefront Trail.
Find Near North Side apartments for rent.
4. Ukrainian Village
Walk Score: 95
Ukrainian Village has plenty of amenities a resident might need within walking distance. From The Empty Bottle to the bustling Damen Avenue, you’re sure to find something to love. A notable amenity is the Ukrainian National Museum, which is a great spot for locals and visitors alike.
Browse Ukrainian Village apartments for rent.
5. The Loop
Walk Score: 95
As the fifth most walkable neighborhood in the city, The Loop is known around the country its high concentration of institutions and amenities. Consider exploring Millennium Park or grabbing a bite to eat at the French Market with friends. There are plenty of other amenities in this famous community as well, like the Art Institute of Chicago and the Chicago Riverwalk.
The nearby Lakefront Trail also offers dozens of miles of uninterrupted walking and cycling trails along Lake Michigan.
Discover The Loop apartments for rent.
6. Grant Park
Walk Score: 95
Grant Park has a Walk Score of 95, making it the sixth most walkable neighborhood in Chicago. Known for its expansive green space, residents and visitors can choose from walkable amenities such as the Buckingham Fountain and the Museum Campus. While you’re out, check out the Adler Planetarium.
Look for Grant Park apartments for rent.
7. Noble Square
Walk Score: 94
Noble Square is the seventh most walkable neighborhood in the city. This urban community has quite a few hotspots for residents to visit on foot, including the Eckhart Park and the bustling Chicago Avenue. While you’re walking, take a moment to smell the flowers at the Pulaski Park.
Search for Noble Square apartments for rent.
8. Lincoln Park
Walk Score: 94
Lincoln Park has a Walk Score of 94, making it the eighth most walkable neighborhood in the city. There’s a lot to love about the area, from grabbing a bite to eat at nearby Alinea, to taking a walk at the Lincoln Park Zoo. If you’re up for a longer outing, nearby North Avenue Beach is popular among locals.
Find Lincoln Park apartments for rent.
9. Fulton River District
Walk Score: 94
The ninth most walkable neighborhood in Chicago is Fulton River District. Pedestrians can enjoy the variety of restaurants, cafes, and shops, like The Publican, La Scarola, and The French Market. It’s also easy to walk over to the miles long Riverwalk for a great day out.
Peruse Fulton River District apartments for rent.
10. Bucktown
Walk Score: 93
Bucktown is the tenth most walkable neighborhood in the city. Local attractions here include the 606 Trail and the bustling Damen Avenue, providing residents a spot to get together and enjoy their urban community.
Discover Bucktown apartments for rent.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Imagine living in a city where essential amenities are just a short walk away. That’s the reality for many renters in Beaumont, a place known for its unique and pedestrian-friendly neighborhoods. Rentals are also very affrodable, with the average one-bedroom apartment in Beaumont costing just $800. From the charming streets of New Calder Place to the vibrant atmosphere of College Street Corridor, there’s a neighborhood to suit every walker’s preference.
In this ApartmentGuide article, we’ll take you on a virtual tour of the most walkable neighborhoods in Beaumont, offering insights into what makes each one unique.
All data sourced March 2024.
1. New Calder Place
Walk Score: 57
New Calder Place is the most walkable neighborhood in Beaumont, with a Walk Score of 57. Known for its historic charm, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Beaumont Art Museum and the scenic Riverfront Park.
Search for New Calder Place apartments for rent.
2. College Street Corridor
Walk Score: 56
College Street Corridor has a Walk Score of 56, making it the second most walkable neighborhood in Beaumont. There’s a lot to love about the area, from its vibrant arts scene to its bustling nightlife. While you’re walking around the neighborhood, check out the Jefferson Theatre, a historic venue that hosts a variety of performances.
See College Street Corridor apartments for rent.
3. Martin Luther King
Walk Score: 48
Martin Luther King is the third most walkable neighborhood in downtown Beaumont. There are numerous walkable areas and attractions throughout Martin Luther King, like the Beaumont Farmers Market and the Beaumont Children’s Museum. And if you’re in the mood for an adventure, you’re not far from the Big Thicket National Preserve.
Find Martin Luther King apartments for rent.
4. Heart of the City
Walk Score: 46
Heart of the City has plenty of amenities a resident might need within walking distance. From the Beaumont Public Library to the Edison Plaza, you’re sure to find something to love. A notable amenity is the Fire Museum of Texas, which is a great spot for locals and visitors alike.
Browse Heart of the City apartments for rent.
5. C.A.N.A.
Walk Score: 45
As the fifth most walkable neighborhood in Beaumont, C.A.N.A. is known for its community spirit. Consider exploring Rogers Park or grabbing a bite to eat at Tacos La Bamba with friends. There are plenty of other amenities in this urban community as well, like the Beaumont Civic Center and the Art Museum of Southeast Texas.
Discover C.A.N.A. apartments for rent.
6. Rockwell
Walk Score: 43
Rockwell has a Walk Score of 43, making it the sixth most walkable neighborhood in Beaumont. Known for its residential feel, residents and visitors can choose from walkable amenities such as the Cattail Marsh Scenic Wetland & Boardwalk. While you’re out, check out the Beaumont Event Centre, a popular venue for concerts and festivals.
Look for Rockwell apartments for rent.
7. South C.A.N.A.
Walk Score: 42
South C.A.N.A. is the seventh most walkable neighborhood in Beaumont. This urban community has quite a few hotspots for residents to visit on foot, including the Beaumont Skatepark and the Beaumont Municipal Tennis Center. While you’re walking, take a moment to smell the flowers at the Beaumont Botanical Gardens.
Search for South C.A.N.A. apartments for rent.
8. Pine Cone
Walk Score: 41
Pine Cone has a Walk Score of 41, making it the eighth most walkable neighborhood in Beaumont. There’s a lot to love about the area, from grabbing a bite to eat at nearby Rao’s Bakery, to taking a walk at Perlstein Park. If you’re up for a longer outing, nearby Village Creek State Park is popular among locals.
Find Pine Cone apartments for rent.
9. C.A.B.L.E.
Walk Score: 38
The ninth most walkable neighborhood in Beaumont is C.A.B.L.E. Pedestrians can enjoy the variety of restaurants, cafes, and shops, like the Logon Cafe, Tacos La Bamba, and Rao’s Bakery. It’s also easy to walk over to the Beaumont Athletic Complex for a great day out.
Peruse C.A.B.L.E. apartments for rent.
10. Eugene Field
Walk Score: 38
Eugene Field is the tenth most walkable neighborhood in Beaumont. Local attractions here include the Beaumont Children’s Museum and the Texas Energy Museum, providing residents a spot to get together and enjoy their urban community.
Discover Eugene Field apartments for rent.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Si bien las vacaciones tienden a ser un momento de reflexión, el cambio definitivo del calendario hacia un nuevo año puede inspirarte a poner sus miras en alto.
Ve más al gimnasio. Estar menos en su teléfono. Y, si es como muchos estadounidenses, controle las deudas de sus tarjetas de crédito, de una vez por todas.
El verano de 2023 marcó un nuevo máximo para la deuda total de tarjetas de crédito de los estadounidenses, con saldos que superaron el billón de dólares por primera vez en la historia, según el Banco de la Reserva Federal de Nueva York.
Este tipo de deuda puede resultar excepcionalmente estresante, como algo de lo que no puedes salir adelante por mucho que lo intentes. Aunque no existe una solución rápida para las deudas de tarjetas de crédito, la consolidación puede ser una estrategia financiera inteligente que simplifica sus deudas y reduce la cantidad de intereses que paga.
Aquí hay cinco señales de que la consolidación puede ser la medida financiera correcta a realizar en 2024.
1. Tienes un puntaje crediticio bastante bueno.
Su puntaje crediticio es uno de los factores más importantes al consolidar deudas de tarjetas de crédito, porque un crédito sólido lo ayudará a calificar para un producto de consolidación de deudas.
Tiffany Johnson, una planificadora financiera certificada con sede en Athens, Georgia, dice que el primer paso que da con sus clientes es pedirles que obtengan sus informes crediticios de las tres principales agencias de crédito (Experian, Equifax y TransUnion) y verifiquen si hay errores (en inglés). Puede obtener su informe de crédito semanalmente de forma gratuita en AnnualCreditReport.com.
“Si tienen un puntaje crediticio razonable, yo diría que al menos 600, es entonces cuando comenzaremos a buscar opciones de consolidación de deuda para ellos”, dice.
Aunque algunos productos de consolidación están disponibles para prestatarios con puntajes crediticios inferiores a 600, las tasas de interés tienden a ser similares o incluso superiores a sus deudas actuales, por lo que probablemente no tendrá sentido consolidar, dice Johnson. Una tasa similar significa que perderá ahorros en intereses y es posible que no pueda salir de sus deudas más rápido.
2. Estás haciendo malabarismos con varios saldos de tarjetas de crédito
Si le cuesta gestionar muchos saldos, la consolidación puede ser útil porque combina varias deudas en una, generalmente a través de una tarjeta de transferencia de saldo o un préstamo de consolidación de deuda.
Con una transferencia de saldo, transfiere todas las deudas de sus tarjetas de crédito a la tarjeta de transferencia de saldo, por lo que le queda un solo saldo. Si opta por un préstamo de consolidación de deuda, utilizará los fondos del préstamo para liquidar sus tarjetas de crédito, dejándole solo el pago mensual del préstamo.
Esto puede hacer que un montón de deudas desordenados parezcan más manejables, ya que solo tienes un pago en lugar de varios.
Johnson dice que busca si sus clientes tienen más de tres tarjetas de crédito con diferentes fechas de pago, montos mínimos de pago y tasas de interés antes de recomendar la consolidación.
3. Está realizando pagos mensuales mínimos, pero no ve ningún progreso
Si siente que no puede salir de la deuda de sus tarjetas de crédito, es porque no solo está lidiando con la deuda en sí, sino también con los intereses que se acumulan cuando mantiene un saldo.
En 2022, a los consumidores se les cobraron 130 mil millones de dólares en intereses y tarifas, la cantidad más alta jamás medida por la Oficina para Protección Financiera del Consumidor, que publicó el informe en octubre de 2023. Los intereses representaron $105 mil millones de esa suma.
La consolidación puede ayudar a romper la trampa de los intereses altos, especialmente si opta por una tarjeta de transferencia de saldo, ya que estas tarjetas tienen períodos promocionales sin intereses que pueden durar hasta 21 meses. No pagará intereses durante este tiempo incluso si tiene un saldo.
Los préstamos de consolidación de deuda cobran intereses, pero si califica para una tasa de interés más baja que la tasa promedio de sus tarjetas de crédito, aún así ahorrará dinero.
Si su deuda es la mitad o más de sus ingresos brutos, o le llevará más de cinco años pagarla, es posible que desee explorar opciones de alivio de deuda en lugar de consolidación. Por ejemplo, trabajar con una agencia de asesoría crediticia acreditada para implementar un plan de administración de deuda puede ayudarlo a pagar sus deudas a una tasa de interés reducida.
4. Está motivado por una línea de meta clara
La psicología detrás del pago de la deuda es tan importante como la logística, dice Allison Sanka, asesora financiera acreditada con sede en Berwyn, Pensilvania.
Si prefiere saber la fecha exacta en la que quedará libre de deudas, la consolidación puede brindarle un punto final claro, especialmente si opta por un préstamo de consolidación de deuda. Estos préstamos tienen tasas de interés y plazos de pago fijos, por lo que siempre que realice los pagos a tiempo, sabrá la fecha exacta en la que estará libre de deudas.
Pero un préstamo no es la única opción. Sanka dice que la mayoría de sus clientes tienen éxito sin consolidar utilizando los métodos de bola de nieve o avalancha, en los que se abordan las deudas una por una, comenzando con la deuda más pequeña (bola de nieve) o la que tiene la tasa de interés más alta (avalancha).
“Hago que mis clientes paguen primero el saldo más bajo si pueden liquidarlo muy rápido”, dice Sanka. “Es bastante gratificante psicológicamente ver cómo se aborda la deuda en su forma original”.
5. Ha llegado a la raíz de tu deuda
Tanto Sanka como Johnson enfatizan en abordar el origen de su deuda antes de consolidarla. Si salta este paso, la consolidación no importará, ya que probablemente te endeudará nuevamente, dicen.
Sanka recomienda trabajar hacia atrás para descubrir qué provocó su deuda en primer lugar. Por ejemplo, si tiene dificultades para gestionar gastos inesperados, es importante crear un fondo de emergencia. Incluso $500 pueden significar la diferencia entre poder cubrir una factura sorpresa o tener que volver a entrar en el ciclo de la deuda, dice.
Johnson aconseja a los clientes que no utilicen sus tarjetas de crédito para gastos discrecionales como salir a comer, ya que esos costos varían de mes a mes y son difíciles de presupuestar. En su lugar, vincule los gastos fijos a su tarjeta de crédito para que se le cobre la misma cantidad cada mes. Entonces es menos probable que el extracto de su tarjeta de crédito le pille desprevenido, afirma.
“Solo necesitas algo que te mantenga alejado de la rueda de hámster de usar la tarjeta de crédito para todo lo que se te presente”, dice Sanka.
Este artículo fue publicado originalmente en NerdWallet en inglés.
Looking for jobs where you can bring your child with you? Yes, some jobs and companies let you bring your child to work. More and more companies are supporting parents by providing on-site childcare facilities. Plus, along with the rise of remote jobs, there are many jobs out there that let you bring your child…
Looking for jobs where you can bring your child with you? Yes, some jobs and companies let you bring your child to work.
More and more companies are supporting parents by providing on-site childcare facilities. Plus, along with the rise of remote jobs, there are many jobs out there that let you bring your child to work, eliminating the costs of paying for childcare.
In this post, we’ll explore different jobs that let you take your child to work, along with a list of remote jobs that give you the flexibility to work at home and take care of your children at the same time.
Whether you want to make extra income or if you are looking for a full-time career, many options may interest you.
Recommended reading: 25 Best Work From Home Jobs To Make $1,000+ Monthly
Best Ways To Bring Your Child To Work
Here’s a list of jobs where you can bring your child to work.
1. Nanny or babysitter
Working as a nanny or babysitter gives you the option of possibly bringing your child to work.
Before bringing your child to work, it’s important to come up with an agreement with the family you work for. Have clear communication and set expectations of what it will be like if you bring your child to work with you.
There are many ways to find nannying and babysitting jobs online, especially with websites like Care.com. I’ve found several nannying and babysitting positions with my free profile on Care.com.
You can also share your services on local Facebook groups, Indeed, and SitterCity. References from past childcare jobs are important, along with offering a background check.
2. Daycare (where you work for someone else)
You may also be able to bring your child to the daycare or preschool that you work for.
You need to consult with your employer about this first and check the daycare’s policies and employee handbook. Many daycares have it in writing whether or not you can bring your children to work with you. Some daycares allow it, while others are strictly against it.
To find a daycare job, search on websites like Indeed or call local daycares near you and see if they are hiring. Childcare work is in high demand and there are always jobs available in this field.
Your child may be in your classroom if they are in your age group, or they may be in another group of children. Typically, the cost is not free, but you may get a discounted rate to bring your kid to the same daycare that you work at if you are a childcare worker.
3. Own in-home daycare (where you run your own daycare)
If you can run your own daycare, this is going to allow more flexibility in bringing your child to work. Many daycare centers are run by parents looking for a more suitable job where they can bring their own kids with them to work.
However, there are still some things to keep in mind. You need to make sure that you are complying with local licensing regulations and requirements for running a daycare, along with maintaining professionalism at work while having your own child at the daycare.
Starting your own daycare from home requires careful planning. You need to think about things like local zoning laws to make sure you can run a daycare in your home and make sure your home is safe for children. You may need certifications and training like CPR and first aid certifications, along with early childhood education courses. Getting the proper insurance to protect your business in case of accidents on your property is important too.
You also need to think about how you’ll attract clients and what kind of marketing you’ll do. Word of mouth is huge, so make sure to always provide the best business and care (plus, these are children we are talking about – so high-quality care is always important!).
4. Drive a school bus
If your child’s school is hiring school bus drivers, this can be a great gig to not only take your child to and from school but also earn extra cash.
Bus drivers need to be 21 or older, have a valid driver’s license, and clean driving record. You may even need to obtain a CDL (Commercial Driver’s License).
The school will also require a background check, and provide school bus driver training, which is provided by the school district or a third-party organization.
The salary for a school bus driver depends on things like location, experience, and the district. The average salary for school bus drivers ranges from $30,000-$40,000, along with getting benefits like health insurance, retirement plans, and PTO.
5. Food delivery services
Working as a delivery driver may give you the option to bring your child to work with you.
Some food delivery platforms prohibit from having anyone else in the care of you on food delivery runs, so this is important to find out before bringing your child with you to work.
Getting a job as a food delivery driver is relatively easy as long as you meet the minimum age requirements and have a valid driver’s license. Each platform is going to have different benefits including pay, flexible work schedule, payout time, and sign-up process.
6. Photographer
One way to do photography and be able to bring your child with you is to take stock photos.
Stock image websites are among the most popular platforms for photographers to sell their pictures. These websites allow customers to buy royalty-free photos for personal or business use. Various entities, including websites, TV shows, books, and social media accounts, frequently use stock photos.
A significant advantage of stock photo sites is the potential for passive income. You can take pictures, upload them, and potentially earn money from an old photo for months or even years to come.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
7. House cleaner
Working as a house cleaner possibly allows you to bring your child to work depending on the policies of your employer, the nature of the job, and safety considerations. Some employers allow it, while others have strict rules against bringing a child to work.
As a house cleaner, you may be working with cleaning chemicals and heavy equipment, so you need to consider whether it’s suitable to have a child present in this kind of situation. It’s important to have a backup plan in place for times when you cannot bring your child to work.
8. Blogger
I started my blog back in college over 10 years ago and it’s still my full-time job. I’m my own boss, create my own schedule, and get to take vacations whenever I want.
As a blogger, you get to work from home and create your own schedule. This allows you to “bring your child to work” but also maintain a relatively flexible lifestyle when raising a child. This can be great for balancing work and family life.
Building a successful blog takes time and consistency, but when done right, can make income.
Bloggers make money through advertising, sponsorships, affiliate marketing, and product sales. You can even make money by offering coaching services on your blog or writing for other popular websites in your niche.
You can learn how to start a blog with the free How To Start a Blog Course (sign up by clicking here).
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Want to see how I built a $5,000,000 blog?
In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
9. Proofreader
Another great remote job that lets you stay at home with your child while earning money is proofreading.
A proofreader is someone who is in charge of reviewing written content to identify and correct errors in spelling, grammar, punctuation, and formatting.
Proofreaders work for all kinds of companies, including advertising agencies, media outlets, government agencies, and even bloggers and other small business owners.
Proofreaders can earn between $15-$50 an hour depending on their experience, type of project, and industry demand.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.
10. Freelance writer
I’ve been a freelance writer for almost a decade and it’s one of my favorite ways to make money. This is because freelance writing can be done on my own schedule. An agency (or whoever is paying me to write the article) will send me what they want the article to be about, how many words to write, and other important information that needs to be included.
Since this job is remote, this means you can work from home and “take your child to work” with you.
So, this can be a great job to look into for a stay-at-home mom or dad of young children.
How much you earn as a freelance writer depends on your skills and experience. If you’re just starting, you may earn between $50-$75 per 500-word article. As you gain experience and get better, you can charge a lot more. The larger and more impressive your portfolio becomes, the easier it gets to land jobs and get paid higher rates.
Recommended reading: 14 Places To Find Freelance Writing Jobs
11. Transcriptionist
A transcriptionist is someone who converts spoken audio files into written text (this is what transcription is). Your tasks include listening to audio recordings and accurately transcribing them into a written format. Transcriptionists work in fields like legal, medical, academic, and business-related industries.
Starting pay for a transcriptionist is in the $15 an hour range, with that number increasing once you’ve honed in your skills and experience, and have a wider database of clients who have worked with you in the past and want to hire you again.
Many transcriptionists are stay-at-home parents, and that is because you can get started relatively easily (it is easy to meet the qualifications to become a transcriptionist) and you can work on your own time and create a flexible schedule that works for you and your children’s schedules.
Recommended reading: How To Become A Transcriptionist From Home
12. Virtual assistant
I’ve been working as a virtual assistant for years and it’s one of my favorite jobs. I get to work from home and set my own schedule. Virtual assistants usually work for a person, company, or small business owner doing administrative tasks to help the business run smoothly.
As a virtual assistant, you’re working from home which means your child can stay at home with you while you’re working.
Tasks for virtual assistants include tasks like responding to emails, social media management, customer support, and more.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
13. Customer service representative (at home)
Customer service representative jobs are often remote, therefore you may be able to leave your child at home with you while you’re working.
Customer service representative tasks include assisting and supporting customers with problem resolutions, inquiries on products, order processing, and even offering technical support in some cases.
Finding a job as a customer service representative is easy. Check out job boards like Indeed and type in “Customer Service Representative” and hundreds of jobs will come up. Make sure to look for jobs that are 100% remote, as some of these jobs may be in person.
Typically, to get started, you will just need a computer, phone, and internet access.
14. Mystery shopper
As a mystery shopper, you are grading restaurants, stores, and other businesses on how well they are doing.
My sister was a mystery shopper and often brought me with her on mystery shopping outings. She made around $150 to $200 a month in extra money doing this and she also earned free items as well, like food at restaurants, makeup, and more.
Bestmark is a popular mystery shopping company that connects mystery shoppers with jobs. Mystery shoppers get reimbursed for their time via check or cash and typically get paid out 2-4 weeks after the job is completed.
Recommended reading: How To Become A Mystery Shopper
15. Newspaper deliverer
As a newspaper deliverer, you may be able to bring your child to work with you when you’re delivering newspapers. Delivery times typically range from 4 AM-6 AM, and in some cases, there are late evening deliveries and weekend deliveries.
Before bringing your child to work, make sure the newspaper company permits you to bring your child with you as some companies may not be okay with this.
16. Gym worker (many jobs have on-site daycares)
Gyms all across the country are now offering free on-site daycares for customers. This is to entice people to come to their gym and also allows parents to workout without having to pay and arrange childcare to get to the gym.
Depending on the location, gyms that offer childcare include EOS Fitness, Life Time, LA Fitness, YMCA, and even local and county gyms.
I have a friend who works part-time hours at a local county gym. She works in the daycare room and gets to bring her toddler and baby with her. This can be a good option to look into if you don’t have school-aged kids, and need to bring your young children to work with you.
17. Find a company that has onsite daycare for their employees
There are many companies out there that provide on-site daycare for their employees.
My husband’s company provides 100% employer-sponsored on-site childcare at work, so anyone who works at the company can bring their children to work and save money on childcare costs. This is a growing benefit that more and more companies are offering to employees.
When searching for new jobs, read the benefits offered at the company and see if on-site childcare is listed.
Frequently Asked Questions
Below are answers to common questions about bringing your child to work jobs.
What are the best jobs where you can bring your child to work?
The best jobs that let you bring your child to work include jobs like nannying and daycares, and remote jobs like blogging, proofreading, or working as a customer service representative. All of these jobs typically let you bring your child to work or you get the benefit of working at home, saving money on childcare costs.
Can you bring your baby to work with you?
Whether or not you can bring your baby to work with you depends on many factors, including:
Company’s policies
Nature of your job
Local regulations
Many jobs have family-friendly policies in place that allow you to bring your kids to work for a certain period, especially during the infant stage. Some employers even have designated areas to support parents who bring their children to work, including on-site childcare facilities, flexible work hours, or remote work options.
Is it acceptable to bring your child to work? Can I take my child with me to work?
Whether or not it’s acceptable to bring your child to work depends on each company and the type of job. Some jobs fully support parents to bring their children to work and even have a 100% company-sponsored childcare facility. Other companies may not allow bringing children to work if such childcare facilities do not exist at the company. It may also be dangerous to bring kids to certain jobs if you work in a field like construction.
Can you work a remote job with a baby?
One of the best ways to work and save money on childcare costs is working remotely. This method of work is becoming increasingly common thanks to technology and shifting attitudes toward flexible work arrangements.
If you do land a remote job, here are some tips for successfully working with a baby:
Establish a schedule that accommodates your work responsibilities and baby’s needs.
Set up a dedicated workspace that is quiet and comfortable where you can focus on work.
Aim to get a job that has flexible work hours, so you can take care of your child when they need it, and perhaps work during naps.
That being said, it doesn’t mean that online or remote jobs are easy, or that working from home and watching a kid at the same time will be easy. It can be hard to manage both at the same time.
Do companies still have bring your kid to work day?
Some companies do still have bring your kid to work day. Keep in mind, this is usually only one day out of the whole year.
If you work at a daycare can you bring your child for free?
If you work at a daycare, you can usually get a discounted rate if you bring your child.
How to find jobs that would welcome children and don’t require a nanny or sitter?
Some workplaces are much more welcoming than others. Finding jobs that already cater to kids (such as daycares) or working from home are two options to start with.
Bring Your Child To Work Jobs – Summary
Being able to bring your children to work is becoming more accepting and even supportive, with companies providing on-site childcare facilities.
There are many child-focused businesses, such as private preschools or daycares, where you may be able to bring your child to work with you.
Along with the rise of remote jobs, you may be able to work at home and take care of your children at the same time. If you work from home, such as by being a proofreader or virtual assistant, you may be able to work a flexible schedule and work in your spare time, such as when your child is napping or sleeping. Working around your children’s schedules is one way to work from home for stay-at-home parents.
Running her own business and deciding on her own hours is how my sister works from home with a child. She is a full-time blogger (she owns the very site that you are reading – Making Sense of Cents).
What do you think are the best kid-friendly jobs for moms and dads?
If you’re the kinda gal that always forgets to blow her candles out when she leaves the house, a fragrance diffuser might just be your new best friend. This one has notes of fig leaf, cedarwood, and fig sap, and comes in an adorable votive.
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this squiggly mirror
Catcan Aesthetic Irregular Mirror
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this squiggly mirror
Catcan Aesthetic Irregular Mirror
Now 11% Off
Credit: Amazon
The internet is obsessed with this cute lil mirror, and, honestly, I can see why. How chic!
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this earthy candle
Boy Smells Agua de Jardín Candle
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this earthy candle
Boy Smells Agua de Jardín Candle
Credit: Boy Smells
With notes of pimento berry, jasmine, and ivy leaves, this candle smells like a fragrant forest. And that sounds pretty divine to me.
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this cute glassware
Bellaforte Shatterproof Tritan Plastic Tall Tumbler (Set of 4)
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this cute glassware
Bellaforte Shatterproof Tritan Plastic Tall Tumbler (Set of 4)
Credit: Amazon
Not only are these glasses gorgeous, but they also claim to be unbreakable. I love STEM!
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these v practical vases
LZV Ceramic Vase (Set of 2)
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these v practical vases
LZV Ceramic Vase (Set of 2)
Now 18% Off
Credit: Amazon
You’re gonna need somewhere to put all your fresh (and let’s be real, also faux) flowers. This stunning two-piece vase set is where it’s at.
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these trendy candles
ACITHGL Bubble Candles (Set of 2)
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these trendy candles
ACITHGL Bubble Candles (Set of 2)
Credit: Amazon
Just bite the bullet already and get yourself some of these precious bubble candles. Your Instagram feed is practically begging you to.
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this cozy blanket
Justina Blakeney Hand in Hand Throw
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this cozy blanket
Justina Blakeney Hand in Hand Throw
Yes, your couch needs a throw blanket. And yes, this one is neutral enough to work year-round.
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this decorative throw pillow
ZANYB Soft Knot Ball Throw Pillow
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this decorative throw pillow
ZANYB Soft Knot Ball Throw Pillow
Plop one of these plush bad boys on your couch or bed, and voilá! Spring has sprung.
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this weighted blanket
Bearaby Hand-Knit Weighted Blanket
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this weighted blanket
Bearaby Hand-Knit Weighted Blanket
Credit: Amazon
Most animals come out of hibernation in the spring, but this breathable weighted blanket from the brand Bearaby will make you want to stay indoors for a few more months (at least). I’m personally obsessed with this pretty moonstone grey color.
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this beaded chandelier
ALICE HOUSE 14.2″ Wood Bead Chandelier
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this beaded chandelier
ALICE HOUSE 14.2″ Wood Bead Chandelier
Go the extra mile and switch out your current lighting fixture for this beaded beauty. Trust me, it can completely transform a room.
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these faux flowers
Kamang Artificial Poppy Silk Flowers (3 Stems)
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these faux flowers
Kamang Artificial Poppy Silk Flowers (3 Stems)
How pretty are these silk poppy flowers? The best part is they don’t need watering.
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this tea set
Jusalpha Glass Teapot with Warmer and 6 Tea Cups Set
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this tea set
Jusalpha Glass Teapot with Warmer and 6 Tea Cups Set
This glass teapot set is timeless. And it’ll give you an excuse to brew some pretty colored teas!
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this dish towel
Shirayuki Japanese Kitchen Cloth
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this dish towel
Shirayuki Japanese Kitchen Cloth
Switch out that (potentially moldly and otherwise just downright gross) dish towel for this cute, spring-forward one.
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this floral garland
Lvydec Silk Peony Garland
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this floral garland
Lvydec Silk Peony Garland
Hear me out: This garland of silk peonies would look so fab draped ever-so-effortlessly across your dining room table or fireplace mantle.
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this woven basket
Deco 79 Large Seagrass Woven Wicker Basket
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this woven basket
Deco 79 Large Seagrass Woven Wicker Basket
This wicker basket is perfect for storing extra throw blankets, pillows, spare linens, or literally anything else—all without being a total eyesore.
Kim Duong is the senior shopping editor at Cosmopolitan, overseeing shopping coverage online for all things fashion, lifestyle, beauty, and sex. When she’s not musing about which products are actually worth your hard-earned cash, she’s also writing (sometimes slightly unhinged) fashion content in print. You can find her previous writing in Refinery29, InStyle,Travel + Leisure, and StyleCaster. Follow her on Instagram for bottomless cute dog content and did-that-really-happen-to-me story times in her highlights.
Hannah Chubb is the lifestyle editor at Cosmopolitan, covering all things home, travel, food, health, career, and more. She spends pretty much every hour of every day curating the internet for the best new products, trends, and travel destinations. You can typically find her looking for houses she can’t afford on Zillow or Airbnb, planning her next meal before she gets to the restaurant, or taking all of the Justin Bieber classes over and over and over again on Peloton. Follow her on Instagram.
La información de inversión proporcionada en esta página es con fines educativos únicamente. NerdWallet, Inc. no ofrece servicios de asesoría o corretaje, tampoco recomienda ni aconseja a los inversionistas comprar o vender acciones, valores u otras inversiones en particular.
Un reembolso de impuestos puede ser una oportunidad para avanzar en sus objetivos financieros, ya sea que necesite una pala para cavar su salida de la deuda como una plataforma de lanzamiento para generar más ingresos.
El Servicio de Impuestos Internos (IRS, por sus siglas en inglés) reportó que el reembolso de impuestos promedio en la temporada de impuestos de 2023 fue de $2,753, de acuerdo con las estadísticas de la temporada de presentación. Es una cantidad potencialmente sólida que puede marcar la diferencia si se le da prioridad de forma que tenga sentido para su situación. Y puede apartar una parte para divertirse o cuidarse, como sugieren algunos expertos.
Jessica Allen, asesora financiera acreditada con sede en Tennessee, dice: “Tome un poco, no más del 10%, y haga algo para usted, como disfrutar de una buena cena, quizá un traje nuevo o algo así”.
Tomar una parte pequeña para gastarla como quiera puede fomentar la disciplina y el enfoque durante décadas para mantener el rumbo de su plan financiero, según Yusuf Abugideiri, Director de Inversiones de Yeske Buie, una firma de planificación financiera con sede en Virginia. En cuanto a ese 90% o más, deje que sus objetivos sean los que dicten hacia dónde se dirige.
A continuación se muestran algunas formas de utilizar su reembolso de impuestos para salir adelante financieramente.
1. Construir el crédito
Si necesita construir el crédito o tener una segunda oportunidad para conseguirlo, considere la posibilidad de utilizar el reembolso de impuestos para hacer un depósito en una tarjeta de crédito asegurada (en inglés). No es raro que algunas de estas tarjetas soliciten un depósito inicial de varios cientos de dólares.
Cuando esté investigando tarjetas de crédito aseguradas, busque las que no tengan cuota anual; que ofrezca una posible ruta de mejora (en inglés) a una tarjeta de crédito tradicional no asegurada; y que informen de sus pagos a las tres principales agencias de crédito (Equifax, Experian y TransUnion). Con un buen historial de pagos, puede recuperar el depósito después de cerrar la tarjeta o cambiarse a una tarjeta mejor con el mismo emisor.
2. Pagar la deuda
Si tiene un saldo con intereses altos en una tarjeta de crédito, un reembolso de impuestos puede ayudarlo a deshacerse de esa deuda más rápido. Además, si puede reducir la tasa de interés de su tarjeta de crédito (en inglés), puede tener un impacto aún mayor.
Si tiene varias deudas, considere uno de estos dos enfoques: Aborde el que tenga el tipo de interés más alto, mediante el método de la avalancha de deudas (en inglés), o ataque primero el saldo más pequeño, con el método de la bola de nieve (en inglés). Cualquiera que sea la deuda a la que dé prioridad, recuerde que sigue siendo importante mantenerse al día con los pagos de todas las demás deudas.
Allen es un partidario del método bola de nieve porque incentiva a las personas y genera confianza a medida que avanzan hacia su objetivo.
Ella dice: “No sé usted, pero cuando logro muchas metas pequeñas me siento súper bien y eso me ayuda a alcanzar ese objetivo más grande”.
3. Ahorrar para una emergencia
También podría destinar su reembolso de impuestos a un fondo de emergencia, con el objetivo de que ese fondo alcance al menos $1,000, para evitar que acumule deudas cuando suceda lo inesperado. Aproveche al máximo el reembolso de impuestos colocándolo en una cuenta de ahorro de rendimiento alto (en inglés) en un banco en línea, lo ideal es que sea uno que ofrezca una tasa de rendimiento anual del 4% o más.
Si no tiene deudas, haga un esfuerzo para ahorrar los gastos básicos recomendados de tres a seis meses.
4. Invierta en su capacidad para generar más ingresos
Si está buscando avanzar profesionalmente, construir un negocio o generar ingresos adicionales, un reembolso de impuestos puede impulsar esos objetivos. Hágase más comercializable en una profesión obteniendo certificaciones o capacitación que le permitan obtener más oportunidades laborales o un aumento de salario. O utilice un reembolso de impuestos para comprar la capacitación o el equipo necesarios para iniciar un negocio o una actividad secundaria.
5. Invertir para la jubilación
Cuando la deuda no es el centro de atención, puede pensar en poner a trabajar el reembolso de impuestos en cuentas de jubilación. Si su compañía ofrece una, aproveche la contribución equivalente al 401(k) aumentando sus contribuciones o financie una cuenta IRA tradicional o Roth (en inglés). En 2024, puede ahorrar hasta $7,000 en una IRA ($8,000 si tiene 50 años o más) y hasta $23,000 en una 401(k) ($30,500 si tiene 50 años o más). Si ya está encaminado hacia estos objetivos, considere invertir en otra parte.
Abugideiri dice: “Si las cuentas IRA y 401(k) ya están contempladas en un plan de ahorro, puede considerar la posibilidad de ponerlo simplemente en una cuenta de corretaje (en inglés)”.
Una cuenta de corretaje es una cuenta de inversión a través de la cual puede comprar acciones, bonos y fondos de inversión.
6. Ahorrar para la educación de su niño
Con sus problemas financieros organizados, puede analizar si invertir su reembolso en una cuenta con ventajas tributarias como un plan 529 tiene sentido financiero para ahorrar para la educación universitaria de su niño (en inglés). Sin embargo, no dé prioridad a esta opción sobre otros objetivos financieros como la jubilación y piense detenidamente en los posibles inconvenientes.
Por ejemplo, su niño puede decidir no ir a la universidad y por eso se podrían aplicar penalizaciones si se retiran las ganancias para gastos no calificados. Abugideiri dice: “Brindar seguridad financiera a los niños puede ser una prioridad principal, pero una buena manera de hacerlo es cuidándose financieramente, para ayudarlos a evitar que tengan que hacerlo por usted más adelante”.
Él dice: “Puede pedir un préstamo para la universidad, pero no puede pedir un préstamo para cubrir [todos] los gastos de jubilación”.
Este artículo fue publicado originalmente en NerdWallet en inglés.
Joaquin Arambula, a Democratic assemblyman from California, introduced Assembly Bill 1840 earlier this year, which could create an alternative way for illegal immigrants to achieve homeownership.
The bill is set to expand eligibility criteria for a state loan program to expand these loans to include undocumented migrants that are first-time buyers.
Arambula’s update to the bill states, “an applicant under the program shall not be disqualified solely based on the applicant’s immigration status.”
BILL MELUGIN: ‘WHAT HAPPENS AT THE BORDER NO LONGER STAYS HERE’
Migrants attempt to cross in to the U.S. from Mexico at the border on December 17, 2023 in Jacumba Hot Springs, California. Asylum seekers are stuck in makeshift camps in the extreme climate of the US-Mexico border. (Photo by Nick Ut/Getty Images)
“It’s that ambiguity for undocumented individuals, despite the fact that they’ve qualified under existing criteria, such as having a qualified mortgage [that] underscores the pressing need for us to introduce legislation,” Arambula told the LA Times.
The bill focuses on the California Dream for All Shared Appreciation Loans program, which launched spring of 2023 to give qualifying first-time home buyers a loan that covers up to 20% of a property’s purchase price that will not accumulate interest or have required monthly payments. Loanees are instead expected to pay back the original loan amount in addition to 20% of the increase in the home’s value when the property’s mortgage is refinanced or resold.
First introduced on January 16th, Bill 1840 was originally intended to “provide shared appreciation loans” to low and middle income citizens. Under Arambula’s new proposal, the legislation would expand to allow the program to include illegal immigrants into the eligibility pool.
Arambula sent Fox News Digital a statement saying how the bill will address the uncertainty of the eligibility for undocumented indviduals.
“The California Dream for All program already exists – it was established to assist low- and middle-income individuals to purchase homes. But the program hasn’t been clear about eligibility for undocumented individuals, and AB 1840 addresses that issue. Let me be clear: anyone who meets the program’s criteria can apply for this loan program. And, to qualify, you must secure a bank loan or mortgage,” the statement said. “AB 1840 is about providing an opportunity for homeownership, which we know allows families to secure financial security and stability. The ability to do this strengthens local economies, and that benefits all people who call California home.”
TRUMP: ‘THIS IS A JOE BIDEN INVASION’
A U.S. Border Patrol agent talks with asylum-seekers waiting between the double fence along the U.S.-Mexico border near Tijuana, Mexico, Monday, May 8, 2023, in San Diego. The migrants wait between the fences to be processed by U.S. Border Patrol agents. (Denis Poroy)
The LA Times reported the California loan program garnered 2,300 applicants in less than two weeks last year before the program’s applications were halted, and that “the program will replace its first-come, first-serve basis with a lottery.”
Concerns continue to rise across the country as the migrant crisis continues to grow and overpower different states’ available resources.
The new Senate border bill that was introduced earlier this month before subsequently failing to gather enough support, was at the forefront of Biden’s priorities during his recent visit to the border.
“Folks, the bipartisan border security bill is a win for the American people and a win for the people of Texas, and it’s fair for those who legitimately have a right to come here,” Biden stated.
CLICK HERE TO GET THE FOX NEWS APP
President Joe Biden and National Border Patrol Council President Brandon Judd.(Getty Images)
National Border Patrol Council (NBCP) President Brandon Judd, who was present at former President Trump’s visit to the border in Eagle Pass, TX, relayed his sentiments towards the ongoing migrant crisis.
“Border patrol agents are upset that we cannot get the proper policy that is necessary to protect human life, to protect American citizens, to protect the people that are crossing the border illegally. We can’t do that because President Biden’s policies continue to invite people to cross here,” Judd said.
The artic was updated to include a statement from State Rep. Arambula.
Alba Cuebas-Fantauzzi is a freelance production assistant at Fox News Digital.
Filled with mythological motifs, this decorative pillow celebrates storytelling through imagery. This plush piece can exist anywhere around your home, but we would suggest arranging it on your bed.
LA DOUBLEJ Mini Ciccio Vase
LA DOUBLEJ Mini Ciccio Vase
La DoubleJ is widely known for their vibrant variety of ready-to-wear clothing, but did you know that the brand also sells homeware? One of our favorites is this beautiful blue vase, which can hold a bouquet or stand alone as a striking statement piece.
ABC CARPET & HOME Hand-Painted Mermaid Jug
ABC CARPET & HOME Hand-Painted Mermaid Jug
Create a place setting like no other by incorporating statement tableware into your collection. “Pieces like the Hand-Painted Cactus lady are great examples of an eccentric take on everyday functional items you would have at home,” says Paula Serna, abc carpet & home trade manager.
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ABC CARPET & HOME Rabbit Tumbler
ABC CARPET & HOME Rabbit Tumbler
For those who are not too keen on the idea of kitschy décor, there are ways to play into this trend without feeling overwhelmed. Take this adorable rabbit tumbler, for example, which is an uncomplicated piece that doesn’t attract too much attention.
L’OBJET Haas Simon Vase
L’OBJET Haas Simon Vase
What better way to display a small bouquet of flowers than by placing them in a delightful vase? L’OBJET’s Haas Simon vase is designed with a narrow opening at the top and small holes along the sides so that you can get creative with your floral arrangement.
OLIVIA WENDEL Pink Cheetahs Blanket
OLIVIA WENDEL Pink Cheetahs Blanket
If you have a simple sofa in your home, liven things up a bit by adding a colorful throw. Olivia Wendell’s cheetah blanket, which features warm shades of green, pink, and tan, will pair nicely with any cream, beige, or black sofa.
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EMAUX DE LONGWY Happy Face Vase
EMAUX DE LONGWY Happy Face Vase
Emaux de Longwy is a renowned heritage brand that has established a rich legacy of remarkable ceramic pieces. This vase, which flaunts a cartoonish design, will add a spirited aura to any space.
ABC CARPET & HOME Mushroom Candle Holder
ABC CARPET & HOME Mushroom Candle Holder
Invite symbols of nature into your home with this hand-crafted mushroom candle holder. Although this piece is undoubtedly playful, the flame-worked glass adds an elevated touch.
DVALNER STUDIO Fungus Vase
DVALNER STUDIO Fungus Vase
DValner’s asymmetrical masterpiece is inspired by the shape of fungi, hence the name. This vase is sold on its own, but we would suggest pairing it with the brand’s additional fungi vase to complete the set.
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ABC HOME Luzon Village Wallpaper
ABC HOME Luzon Village Wallpaper
There are endless options when it comes to choosing a dreamy wall covering, so it can be difficult to simply select one. If you’re stuck in the decision phase, Serna recommends scenic prints, like this wallpaper which illustrates a gorgeous village.
GUMP’S Monarch Butterfly Limoges
GUMP’S Monarch Butterfly Limoges
This porcelain butterfly box cleverly embodies the art of being both kitschy and practical. You’ll want to keep it on your nightstand, as it’s perfect for storing small items of jewelry.
LAETITIA ROUGET Crazy Coconut Candle Holder
LAETITIA ROUGET Crazy Coconut Candle Holder
Sometimes, kitschy décor can offer a sense of nostalgia. Allow Laetitia Rouget to remind you of memorable moments by the shore with their Crazy Coconut candle holder.
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