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10 Wow Movies That Will Blow Your Mind and Aren’t on Every List

January 31, 2023 by Brett Tams

Mind-melting movies can transport us to different worlds, make us feel emotions we never thought possible, and challenge our perceptions of reality. Someone recently asked Reddit for the best films that are mind-blowing, thought-provoking gems worth your time. Here are the top-voted movies. 1. The Spine of Night (2021) The Spine of Night is an animated … Read more

Posted in: Saving And Spending Tagged: 2, 2016, 2021, 2023, art, author, before, big, black, book, california, Career, Children, Credit, data, education, Emotions, Entertainment, Family, Featured, Finance, Financial Wize, FinancialWize, Ford, gallery, house, internet, job, layout, Life, list, Local, Make, man, men, More, movies, Other, Popular, pressure, return, sailing, science, single, society, story, time, title, Travel, under, white, will, women, young

Is the Practical Magic House Real? A Throwback to the Magical Movie House that Bewitched Us All!

January 31, 2023 by Brett Tams

‘In this house, we have chocolate cake for breakfast, and we never bother with silly little things like bedtimes or brushing our teeth.’  Lack of sleep and questionable dental habits aside, I still wish I could live inside the Owens family’s iconic Victorian home. Though I can hardly believe it, next year marks a quarter-century […]

The post Is the Practical Magic House Real? A Throwback to the Magical Movie House that Bewitched Us All! appeared first on Fancy Pants Homes.

Tagged: 2022, All, Architecture, attic, balance, bar, big, book, build, building, Built, chocolate, company, contest, country, couple, Cove, Credit, data, Entertainment, Fall, Family, Financial Wize, FinancialWize, front, fun, garden, gifts, good, habits, Halloween, holiday, home, homes, homes from movies, house, jump, kitchen, landscaping, Life, list, Live, Local, Make, man, market, Massachusetts, miles, More, Movie & TV Homes, new, new york, office, opportunity, Other, penthouse, plants, prep, present, pretty, projects, Purchase, Reviews, right, room, sleep, spooky, stage, states, story, town, tracking, victorian, walking, washington, waterfront, waterfront mansion, white, will, woman, women

Building a Strong Community

January 31, 2023 by Brett Tams

When helping clients with the biggest financial decision of their lives, Edna doesn’t just see her role as a real estate agent. Even with her…

The post Building a Strong Community first appeared on Century 21®.

Posted in: Paying Off Debts Tagged: agent, agents, before, Blog, build, building, buyers, Buying, Century 21, century21, decision, estate, experience, Financial Wize, FinancialWize, Giving, home, Learn, list, Local, Make, mindset, More, new, organization, Real Estate, real estate agent, Relationships, relentless, Relentless Agent Awards, Sell, sellers, selling, Selling a Home, story, The Relentless, time, title, value, Video, women, working, youtube

Homes Loans for Native American Borrowers – Business Insider

January 31, 2023 by Brett Tams

Homes Loans for Native American Borrowers  Business Insider

Posted in: Savings Account Tagged: Auto, Benefits, business, Buy, buy a home, Buying, Buying a Home, color, Disability, Fees, Finance, Financial Wize, FinancialWize, good, Google, home, homes, How To, loan, Loans, More, Mortgage, News, Other, Personal, personal finance, single, VA, VA loan, veterans, women

Most Consumers Only Obtain One Mortgage Quote

January 30, 2023 by Brett Tams

Here’s a shocker. Only about 40 percent of borrowers obtain more than one mortgage quote, according to a survey conducted by Harris Interactive and mortgage comparison service LendingTree. Despite this, more than nine in 10 borrowers understand that mortgage rates vary among mortgage lenders, which explains why only three in 10 felt “very confident” they… Read More »Most Consumers Only Obtain One Mortgage Quote

The post Most Consumers Only Obtain One Mortgage Quote appeared first on The Truth About Mortgage.

Posted in: Mortgage Rates, Mortgage Tips, Refinance, Renting Tagged: All, banks, big, brokers, car, Competition, Consumers, couple, Credit, decision, escrow, Financial Wize, FinancialWize, General, good, great, home, home loan, homeowners, lenders, loan, loan officers, Local, LOWER, Make, men, money, More, Mortgage, mortgage lenders, mortgage payment, MORTGAGE RATE, Mortgage Rates, Mortgage Tips, Mortgages, new, offer, Other, percent, pretty, Purchase, rate, Rates, Refinance, Research, right, save, Saving, saving money, savings, selling, shopping, single, survey, Terminology, time, title, tv, wants, will, women, work, working

Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope

January 30, 2023 by Brett Tams

Finances are a leading cause of stress that can deteriorate mental and physical health if left unchecked. Stress and finances are unavoidable parts of life, and you’d be hard-pressed to find someone who hasn’t experienced money troubles themselves.  In 2019, 59 percent of Americans were living paycheck to paycheck, and a majority expected to continue

The post Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Personal Finance Tagged: 2, 2022, advice, advisor, All, author, Bank, bank account, before, Blog, Budget, Budgeting, budgets, building, Built, Buying, Career, color, Credit, credit card, credit score, data, Debt, Debt Repayment, debt to income ratio, education, experience, experts, Fall, Family, fiduciary, Finance, finances, Financial Advisor, Financial Goals, Financial Literacy, Financial Planning, Financial stress, financial well-being, Financial Wize, FinancialWize, Getting Started, goals, Google, graph, habits, health, homes, How To, Income, Infographic, interest, jobs, jump, layout, Learn, learned, lessons, Life, Make, making, married, men, millennials, mindset, Mint, mint.com, mobile, money, money moves, More, most popular, Motivation, offers, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, payments, percent, Personal, personal finance, poor, Popular, pretty, questions, Recession, Research, right, save, second, shares, Spending, stable, stimulus, stress, Style, survey, surveys, time, tips, title, tools, tracking, Unemployment, wealth, wellness, white, will, women, work, working

21 Cheap Foods to Buy When You’re On a Budget

January 30, 2023 by Brett Tams

Buying groceries can take up a substantial portion of your budget. You can purchase various cheap foods that are healthy and save money.

Posted in: Saving And Spending Tagged: 2, advice, affordable, aid, All, Alternatives, author, Beauty, big, brown, Budget, Buy, Buying, cents, cheap food, cooking, cost, data, Discounts, energy, Entertainment, expenses, expensive, experts, Family, Finance, Financial Wize, FinancialWize, food, friendly, fruits and vegetables, good, great, green, groceries, grocery, grocery list, Grocery Shopping, guest, hacks, health, healthy, healthy food, herbs, ideas, internet, items, layout, Life, Life Hacks, list, Local, low, Make, markets, meal ideas, money, Money-saving Tips, More, News, Other, Pantry, pizza, Popular, premium, pretty, products, Purchase, Recipes, rich, sales, save, Save Money, Saving, seasonal, Sell, shopping, shopping list, simple, Smart Spending, summer, time, tips, title, upgrade, value, Ways to Save, will, women

Buy it for life: Choosing quality over price

January 30, 2023 by Brett Tams

Note: This is a substantial re-write of an article I first published more than twelve years ago. (Yikes, I’m old!) I’ve opted to keep some of the older comments if they had good suggestions.

Earlier this week, I wrote about my quest for quality pajamas. I recently paid $80 to purchase a pair from Filson, a company I trust for well-made goods. It’s my hope that these will be the last pair of pajamas that I ever purchase. My goal was to “buy it for life”.

This experience reminded me of two other companies that I love for their top-notch stuff.

  • The first is a company called Best Made, which aims to make and sell “the finest, most beautiful and useful products made by any company anywhere”. And they do. Best Made offers an esoteric collection of clothing and household items, all of which offer quality reminiscent of your grandmother’s era. The catch? The quality comes at a higher cost.
  • Or there’s the Portland-based Schoolhouse company (formerly Schoolhouse Electric), which makes and sells a variety of lighting, hardware, and furniture for the home. I’ve purchased a few things from Schoolhouse over the years, and I’ve been blown away by the quality. The items were expensive up front and I was hesitant to purchase them, but my reservations have vanished with time and usage. The blanket covering my feet at this very moment, for example, cost $250 (I think) but will last the rest of my life.

Here’s something I’ve learned over the past fifteen years: One way to practice financial prudence while living the good life is to buy quality products, products that are a pleasure to use, products that will last a lifetime (or at least a decade).

Today, let’s talk a little about choosing quality over price. Let’s talk about the “buy it for life” philosophy.

Buy It for Life

How to Find the Good Stuff

The first challenge is to figure out how to find the good stuff. When you’re ready to make a purchase, how can you know which items are quality and which are run of the mill?

Sometimes you’ll know which company offers a high-quality version of whatever it is you need to buy, either from personal experience or from paying attention to friends and family. Or, if you don’t know off the top of your head, you know whom to ask for more information. If I wanted to buy audio gear, for instance, I’d ask my brother. He’s an audiophile and could steer me in the right direction.

Most of the time, however, you’ll have to do some research.

Posted in: VA Loans Tagged: active, adventure, advice, All, Amazon, apple, art, ask, bedding, before, Blog, build, Built, Buy, buy it for life, Buying, california, Choices, clear, Clothes, Clothing, College, company, Consumerism, cost, country, couple, decision, Discounts, Early retirement, Early Retirement Extreme, electric, Essentials, expensive, experience, Family, Fashion, Financial Wize, FinancialWize, Florida, front, frugal, Frugality, furniture, garden, goal, good, great, guide, history, home, Home & Garden, household, How To, Inflation, items, kitchen, Learn, learned, Life, Lifestyle, lifestyle inflation, lighting, list, lists, love it, low, Luxury, Make, making, modern, money, More, new, new york, nick, offer, offers, Other, outdoor, paint, Personal, pillows, Popular, premium, priorities, products, Purchase, quality, ready, Recession, Research, retirement, Reviews, rich, right, room, RV, second, Sell, shopping, shopping at thrift stores, sleep, smart, Social Media, Spending, summer, survey, thrift, time, tips, title, tools, Top Tips, Travel, trust, Twitter, value, wardrobe, warranty, wealth, will, windows, winter, women, wrong, Yard

Navigating the She-Cession: The Intersectionality of Economic Uncertainty

January 30, 2023 by Brett Tams

Global economic downturns are sure to affect everyone to some extent. This year has seen record unemployment numbers and job losses, which have disproportionately affected women and especially women of color. This is a unique situation to the 2020 economic recession, which is why many are calling it the “she-cession.” We took a closer look

The post Navigating the She-Cession: The Intersectionality of Economic Uncertainty appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Personal Finance Tagged: 2022, All, Asian, author, black, Blog, Career, cents, color, covid, COVID-19, Credit, data, decades, education, entry, equity, Finance, Financial Goals, financial independence, Financial Planning, financial well-being, Financial Wize, FinancialWize, gap, goals, good, great, growth, habits, health, Hispanic, hold, Hospitality, impact, Infographic, job, jobs, layout, leadership, Learn, Life, Make, men, Mint, mint.com, mobile, money, More, News, ownership, pay gap, percent, Personal, personal finance, property, racial equity, Recession, save, Spending, statistics, Style, time, tips, title, tools, Unemployment, Unemployment numbers, unique, wealth, white, women, work, workers

The end of the road: Preparing to buy a new car

January 29, 2023 by Brett Tams

Yesterday, Kim and I joined my cousins for an afternoon trip to the Oregon Coast. Our aim was to harvest a bounty of clams. We came home with zero. We managed, however, to harvest a bounty of mussels. Plus, the dog had fun.

Duane, Kim, and Tally at Cannon Beach

My cousin Duane carpooled with us to and from the beach. We rode in Kim’s car: a 1997 Honda Accord that’s showing signs of its age.

“It’s a little warm in here,” Duane said about ten minutes into our drive. “Would you mind turning down the heat?”

“Well, I can’t turn down the air,” Kim said. “It’s stuck on high. But I can turn down the temperature.” She laughed as she demonstrated that the knob for the air volume has broken off at the post. The vents now permanently blow at full force.

“This car is falling to pieces,” I said. “Literally.” As if to prove my point, a bit of molding fell from a roof handle. I picked it up and wedged it back into place.

“I like my car,” Kim said. “I have an emotional attachment to it. But I’ve come to the realization that it’s time to start searching for something else.”

More and more, it looks like our vehicles have reached the end of the road.

Posted in: Budgeting, VA Loans Tagged: adventure, air, All, Arizona, beach, before, big, Budget, Budgeting, budgets, Buy, Buying, buying a new car, california, car, car buying, cars, cents, country, couple, data, Debt, deck, driving, electric, electric car, exercise, Financial Wize, FinancialWize, fun, gap, good, great, heat, hold, home, idaho, Lifestyle, love it, Make, math, miles, Mini Cooper, model, money, More, Move, needs, new, Oregon, Other, party, plan, Planning, priorities, Purchase, ready, rental, Research, rich, RV, Saving, searching, Sell, Spring, summer, Tally, Tesla, time, timeline, title, Transportation, trust, upgrade, value, vehicles, volume, wall, washington, will, winter, women, young, youtube
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