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Apache is functioning normally

October 2, 2023 by Brett Tams
Apache is functioning normally

Do you want to learn how to find online typing jobs? There are many online typing jobs that may suit you well, and today’s article will help show you where to look. How to find online typing jobs What are online typing jobs? An online typing job is a job where you simply need an…

Do you want to learn how to find online typing jobs?

There are many online typing jobs that may suit you well, and today’s article will help show you where to look.

How to find online typing jobs

What are online typing jobs?

An online typing job is a job where you simply need an internet connection in order to work. You may be working for yourself as a small business owner or freelancer, or working for a company as an employee.

You can find online typing jobs in many different places, such as job boards, through recruiters, by networking, and more. Some job websites that you may be interested in include Upwork, FlexJobs, Indeed, Monster, and more.

Related content:

How much money can you make with an online typing job?

The amount of money that you can make with an online typing job varies.

This is because there are so many different types of jobs where you are typing online!

From starting your own blog to becoming a proofreader, live chat agent, transcriptionist and more, there are many, many different types of online typing jobs. And, they all pay a different amount of money. You can see below what some of them have for starting pay.

What are the pros and cons of an online typing job?

Pros of online typing jobs include:

  • If you are a fast typer, then this may be an easy gig for you
  • You can work from home
  • You may be able to have a flexible work schedule
  • You probably already have a laptop or computer, so you probably don’t need much in terms of equipment to get started

Cons of online typing jobs include:

  • Some online typing jobs may be a little repetitive. While this isn’t always a con, it could be for some
  • There are some scams out there, so you will need to do your research and make sure it’s a legitimate online typing job that you are looking at

What skills does an online typing job need?

The skills that you need will vary depending on the online typing job that you are interested in. But, some important ones for most will include accuracy in typing and a fast typing speed.

14 Best Online Typing Jobs

Below are the 14 best online typing jobs for beginners.

Blogger

My favorite online typing job is to start your own blog.

I spend most of my working time typing, and I really enjoy it!

Blogging allows me to travel whenever I would like, work from home, have a flexible schedule, earn an income, and more.

I created Making Sense of Cents in 2011, and since then I have earned over $5,000,000 with my blog.

My blog was created on a random day as a way to track my own personal finance progress. And when I first started my own blog, I honestly didn’t even know that people could make money blogging or how to start a successful blog!

I did not create Making Sense of Cents to earn money from home, but after only six months, I began to make money.

Blogging is quite affordable to start too, and you really just need a computer and an internet connection. I spend most of my time typing new blog posts, talking to readers and companies through email, and more.

You can sign up to learn how to start a blog with my free How To Start a Blog Course.

Proofreader

Proofreading is a flexible and detail-oriented job that only requires a laptop or tablet, an internet connection, and a good eye for finding mistakes.

Oh yeah, and accurate typing skills!

Proofreaders look for punctuation mistakes, misspelled words, lack of consistency, and formatting errors.

You might be proofreading books, articles, blog posts, student essays, lessons, scripts, emails, advertising content, medical documents, and more – anything that can be delivered electronically and be proofread on a computer or tablet.

You can learn more at How To Start A Proofreading Business And Make $4,000+ Monthly.

Sell printables on Etsy

Selling printables is an online job where you may be typing, creating graphics, and more.

Making printables on Etsy can be a great way to earn an income because you just need to create one digital file per product, which you can then sell an unlimited number of times.

So, what exactly is a printable?

Printables are digital products that customers can download and print at home. Some ideas for printables include grocery shopping checklists, gift tags, printable quotes for wall art, and more.

You can sign up for this free ebook that helps you figure out where to start when it comes to selling printables on Etsy.

You can also learn more at How I Make Money Selling Printables On Etsy.

Online bookkeeper

A bookkeeper is someone who tracks the finances of a business. As an online bookkeeper, you would be typing from home.

And, yes, you can start this even if you are brand new.

Online bookkeepers are in high demand. If you’ve been wanting to work from home and want to earn $40,000+ each year, bookkeeping could be perfect for you.

As a bookkeeper, you are responsible for helping businesses take care of their finances, such as by tracking receipts and spending.

A bookkeeper is someone who helps manage and track the financial side of a business. They will typically keep track of sales and expenses, and produce financial reports.

Those with virtual bookkeeping jobs work remotely from home, and they do not physically need to go into the office. Bookkeeping is an excellent option for remote work because all of a bookkeeper’s work can be done online or with computer software.

I recommend checking out the free How To Become An Online Bookkeeper Workshop to see if becoming a bookkeeper interests you.

Freelance writer

Freelance writing is a very popular career path, and I think it will only continue to grow!

And, you would be typing all the time. If you like to type, then this may be a great fit for you.

A freelance writer is someone who writes for a number of different clients, such as websites, blogs, magazines, news publications, and more. They don’t work for one specific company, rather they work for themselves and contract out their writing.

If you have a fast typing speed, then you can also write more blog posts and earn a higher income.

Learn more at How I Earn $200,000+ Writing Online Content.

Virtual assistant

As a virtual assistant, you would be typing from home and doing a variety of tasks.

The internet allows us to complete more daily tasks online, and more and more people also have stay-at-home jobs and businesses, such as running a website, social media, real estate, advertising, etc. That’s why virtual assistant jobs are in high demand.

Virtual assistant tasks may include:

  • Managing social media
  • Formatting and proofreading content
  • Scheduling travel and appointments
  • Managing email
  • Maintaining spreadsheets
  • Handling phone calls

And so much more. As a virtual assistant, you can get paid to do any task that needs to be done in someone’s business but doesn’t need to be done by them.

You can learn more at How This Virtual Assistant Earns $10,000 Month From Home as a Virtual Assistant.

Survey taker

Paid online surveys aren’t a full-time job, but if you’re looking for something that just takes up a little bit of your time each month, then this may be one to look into.

As a survey taker, you would mainly be completing surveys online from your laptop. You would be answering questions and simply just giving your feedback. Usually, you are paid via money sent to your PayPal account, gift cards, and free items.

Companies need people to take surveys so that they can see what the public thinks about their product and company, so that they know what to improve.

People typically sign up for as many survey companies as they can, as you usually won’t receive more than just a few surveys from a company each month.

Below are the companies I recommend signing up for:

  1. American Consumer Opinion
  2. Survey Junkie
  3. Swagbucks
  4. InboxDollars
  5. Branded Surveys
  6. Pinecone Research
  7. PrizeRebel
  8. User Interviews

Book reviewer

As a book reviewer, you can get paid to type from home, as you would be typing reviews for books that you have read!

There are websites that will pay you to review books, or you could even start your own book review blog. Each site varies, but you are typically paid cash via PayPal or bank transfer, or you may receive a free book in exchange for your review.

Here are some of the best websites for online typing jobs that will pay for you to review books:

  • Online Book Club – With this website, you are only paid with a free book for the first review. After the first review, you will be eligible to be paid for the book review opportunities, plus the books will always be free. With this website, you can get paid around $5 to $60 for each book that you review.
  • Kirkus – This platform is looking for book reviewers of English and Spanish language books. They need reviews that are about 350 words long, and they are due two weeks after you are assigned to read a book.
  • Upwork – With Upwork, you would need to create your own profile and make a listing as a book reviewer. This way, clients and authors can find you and hire you directly to read their book and review it. Plus, on Upwork, you can set your own pricing and decide which clients you want to work with.
  • The US Review of Books – This website uses freelance writers to review books and write reviews that are around 250 to 300 words long.
  • Reedsy – Here, you can review hundreds of different books before they are published and earn money at the same time. Authors submit their books to Reedsy, specifically to be reviewed by book reviewers. You then get paid by readers (those who buy a book) as a tip for the review. These tips can be $1, $3, or $5.
  • Booklist – This website pays for reviews that are around 150 to 175 words long that describe the plot, suggest an ideal audience, etc. Booklist pays $15 for each published book review.

Related content: 7 Best Ways To Get Paid To Read Books

Translator

Are you fluent in another language? If so, then you may be able to find an online typing work-from-home job where you translate content, books, articles, and more.

There are lots of places you can find translation jobs, including:

  • Upwork – On Upwork, you simply create a free profile and apply for translation jobs.
  • Babelcube – This is a website that sends freelance translation projects to you. You select which books you translate, translate them to one of more than 15 different languages, and partner with published authors.
  • Guru – Guru is a website that lists freelance writing and translation jobs.
  • Indeed – Indeed lists translation jobs that they find from job boards, staffing firms, company websites, and more.
  • FlexJobs – It will cost you to join FlexJobs, but they do list translation jobs, which can be worthwhile.
  • Today Translations – This is a website that is looking for translators to freelance for them.
  • Fiverr – Fiverr is an online marketplace where you can find freelance jobs all over the world. You can list your translation services and pricing here.
  • Ulatus – Ulatus is a website that provides translation services and they hire translators.

As you can see, there are lots of options if you want to put your translation skills to work.

Transcriptionist

Transcription work is when you turn audio or video content into a text document.

There are many businesses looking to fill positions for online transcription jobs since general transcriptionists convert audio files and video to text for virtually any industry. Some examples include marketers, authors, filmmakers, speakers, conferences, legal transcription, and more.

Online transcriptionist jobs can start around $15 an hour to begin with.

You can learn more about becoming a transcriptionist in the interview Make Money At Home By Becoming A Transcriptionist. The interview explains:

  • What a transcriptionist does
  • How much you can earn transcribing content
  • The type of training you need
  • How to find transcription jobs

And more!

Another online typing job similar to this is captioning, and I know we have all seen captions before. Captioning is when you transcribe a video and synchronize it with the video.

Live chat agent

Many large companies outsource their customer service departments to people who are working at home and they usually pay via an hourly wage.

This means you may be able to find a job as an online chat agent.

Customer service representatives may be responsible for a number of things, like:

  • Working as an online chat agent
  • Offering technical support
  • Providing customer support

A typing job as a customer service representative may be that you respond to help/support requests online, such as through an online live chat, or email support.

Affiliate marketer

I am an affiliate marketer through this blog, Making Sense of Cents, and I spend most of my working hours typing.

I think this can be a great way to earn income if you are interested in finding an online typing career path.

Affiliate marketing is when you earn an income by placing a referral link on your website, blog, Instagram, and so on and have people purchase a product or service through your referral link.

An example would be selling a book and you link to a specific book on your blog and try to get people to purchase the book through your affiliate link.

If you get someone to sign up through your affiliate link, the company (such as Amazon) pays you for sharing the product that they sell through the affiliate link.

If you want to learn more about affiliate marketing, I recommend signing up for Affiliate Marketing Tips For Bloggers – Free eBook.

Scopist

As a scopist, you would be typing from home.

Scoping is when you are editing legal documents for court reporters. This is different from proofreading for court reporters.

Scopists who are working with a court reporter tend to earn around $30,000 to $45,000 each year working around full-time hours.

I interviewed an expert on the topic – Linda from Internet Scoping School. She has been scoping for over 35 years and has taught scoping online for around 20 years.

She has a free course that will introduce you to scoping so that you can decide if it’s one of the online business ideas you want to pursue. You can find the free course by clicking here.

You can learn more at How To Become A Scopist.

Google rater

A search engine evaluator (also known as a Google rater) is a person who rates websites based on their quality and usefulness.

You are rating websites to help Google improve its search engine results.

This can be a great online typing job for beginners because you don’t need experience in this area to start, nor do you have to know what you are doing. This is because Google wants average people rating their sites.

Another great thing – since Google operates in nearly every country around the world, you can work on sites that are in your native language.

Learn more at How To Become a Search Engine Evaluator.

Are online typing jobs legitimate?

Yes, online typing jobs are real and legitimate.

I work online and I know many, many other people who also work online and spend most of their day typing.

Many companies hire online workers, and there are many different kinds of online typing businesses that you can start as well.

There are so many online typing jobs, especially in today’s day and age. I recommend seeing which ones you are most interested in and learning more about them.

Online Typing Jobs – Summary

As you can see, there are many different online typing jobs that may interest you.

Depending on your typing speed, accuracy, skills, whether you are looking for full-time or part-time jobs, if you need entry-level work, and more, there are many different online typing jobs that may interest you.

These may include typist jobs such as:

  1. Blogger
  2. Proofreader
  3. Sell printables on Etsy
  4. Bookkeeper
  5. Freelance writer
  6. Virtual assistant
  7. Survey taker
  8. Book reviewer
  9. Translator
  10. Transcriptionist
  11. Live chat agent
  12. Affiliate marketer
  13. Scopist
  14. Google rater

What do you think are the best online typing jobs?

Source: makingsenseofcents.com

Posted in: Extra Income, Mortgage, Work From Home Tagged: About, Advertising, Affiliate marketing, affordable, age, agent, All, Amazon, Amount Of Money, art, at home, average, Bank, before, best, Blog, Blogging, book, Books, business, Buy, Career, cash, cents, Checklists, companies, company, Conferences, cons, cost, country, court, customer service, Digital, Earn money, entry, estate, expenses, experience, Extra Income, Finance, finances, financial, Financial Wize, FinancialWize, first, Free, freelance, Freelance writer, General, get started, gift, Gift Cards, gig, Giving, good, Google, great, grocery, Grocery Shopping, Grow, home, hourly, hours, How To, How to start a blog, How to start a successful blog, ideas, in, Income, industry, Instagram, interest, internet, interview, Interviews, items, job, jobs, language, Learn, Legal, legal documents, lessons, list, lists, Live, magazines, Make, Make Money, make money blogging, making, manage, Marketing, Marketing Tips, me, Media, Medical, Mistakes, money, More, needs, networking, new, News, office, oh, online business, online marketplace, Opinion, or, Other, paid online surveys, partner, paypal, Personal, personal finance, Popular, print, Printable, products, projects, pros, Pros and Cons, Purchase, quality, questions, Quotes, random, Rates, rating, read, Real Estate, remote work, Research, Review, Reviews, running, sales, scams, School, search, search engine, Search Engine Evaluator, Sell, selling, shopping, Side, Sites, Small Business, social, Social Media, Software, Spending, spreadsheets, student, survey, surveys, swagbucks, The Pros, time, tips, tracking, Travel, US, Video, virtual, virtual assistant, wall, wants, Websites, will, work, work from home, workers, working

Apache is functioning normally

September 29, 2023 by Brett Tams
Apache is functioning normally

Are you looking for the best side jobs for teachers? Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher. Side hustles for…

Are you looking for the best side jobs for teachers?

Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher.

Side hustles for teachers are great because they can help you make extra income, pay off debt, save for a vacation, and more.

Teachers have many useful skills, which make them a great fit for many different side hustles alongside their main teaching job.

Quick Summary on Side Jobs For Teachers:

  • Online tutoring and selling lesson plans are popular side jobs for teachers that use their existing skills
  • Selling crafts, selling printables, or teaching online courses can be a nice creative outlet
  • Short-term and seasonal side gigs like coaching sports or teaching summer school may be better for your schedule than year-round gigs

Best Side Jobs For Teachers

There are 36 side jobs for teachers listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:

Below are 36 side hustles for teachers.

1. Sell educational printables

Selling educational printables can be a great way for teachers to make extra income and it is great for anyone who wants to learn how to make passive income as a teacher.

An educational printable is a teaching resource, either digital or physical, that educators create to help with learning.

Other teachers buy these for their classes and so do parents.

Educational printables are things like math problems, vocabulary cards, and science experiments. They work for different grades and learning goals, making it an easy way to add to regular teaching or homeschooling. You can share these resources online or print them for in-person classes, making them a helpful tool for improving education.You can learn more at How I Make $400,000 Per Year Selling Educational Printables.

Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.

2. Tutor online or in person

Tutoring services or helping kids get ready for standardized tests either online or in person can be a great side hustle for teachers.

This option can be a natural fit, as you can use your teaching skills to tutor students.

To start, check out different online tutoring websites like Tutor.com or you can also do in-person tutoring sessions. For in-person tutoring sessions, you can contact local tutoring companies or promote your services on social media or in local Facebook parent groups for your area.

3. Sell your lesson plans

As a teacher, you already make lesson plans for your classes. You can actually sell your lesson plans, earn extra money, and help other teachers.

The most popular platform for this kind of side job is Teachers Pay Teachers (TPT). Here, you can upload your lesson plans, activities, assessments, and other educational resources. Each time someone purchases one of your items, you’ll earn some income.

Lesson plans need to be well-organized, easy to understand, and tailored to specific grade levels and subjects (such as fifth grade math). You should include clear objectives and step-by-step instructions to make your lesson plans more appealing to potential buyers.

4. Coach a school sport or other after-school program

Coaching a school sport is something that you can do within your own school district as many schools are in need of help with their sports teams.

Some sports and after-school programs that can be a teacher’s side hustle include soccer, basketball, volleyball, and track-and-field, as well as clubs such as yearbook, chess, choir, and more.

5. Start a dog bakery

Starting a dog bakery can be a fun side job for teachers who love both dogs and baking.

You can make an extra $500 to $1,000, or even more, each month by making treats for dogs. You can make dog treats like cupcakes, cookies, cakes, and more.

You can learn more at How I Make $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).

6. Sell crafts on Etsy

Selling crafts on Etsy can be a great way to make extra money by being creative.

Etsy is a website where people from all over can buy and sell handmade and digital products.

Some ideas for products you can create and sell on Etsy that are teaching-related include:

  • Classroom decor items
  • Educational games and activities
  • Customized planner pages and stickers
  • Flashcards and study materials

Of course, you can create things that aren’t related to teaching at all, such as knitwear, jewelry, and more.

7. Sell on Teachers Pay Teachers

Teachers Pay Teachers (TPT) is a site specifically for educators to buy and sell educational materials, and this is a popular teacher side hustle. If you’ve developed lesson plans, worksheets, or other teaching tools for your classroom, you can share and earn from them on TPT.

I know I talked about selling education printables and lesson plans above, but I want to talk more about Teachers Pay Teachers in its own section because it is such a popular teacher side hustle.

You can sell:

  • Lesson plans and unit studies
  • Worksheets and printable activities
  • PowerPoint presentations and interactive notebooks
  • Posters, charts, and visual aids

For example, I looked on Teachers Pay Teachers and searched for third grade lesson plans. There, I found over 49,000 results such as math lesson plans about rounding, substitute teacher plans for third graders, reading comprehension lesson plans, and more. Here’s an example of one that you can look at.

The average teacher on Teachers Pay Teachers can make around $300 to $500 extra, but there are some teachers that make hundreds of thousands of dollars extra each year.

8. Babysit

As a teacher, you may find that babysitting is an easy side job to pick up, and, depending on where you live, you may be able to earn around $15 to $25 an hour. Parents love hiring teachers as babysitters because they have so much experience with children.

While babysitting, you’ll find that your existing skills from teaching make a difference in providing the best care possible.

9. Teach English as a second language online

Teaching English as a second language (ESL) online is a popular side job for teachers. As an online ESL teacher, you can help students learn English and work from home.

Most jobs require you to be a fluent English speaker with a bachelor’s degree.

10. Teach summer school

One of the obvious ways for teachers to make extra money in the summer is to teach summer school.

It’s a great way to make use of your teaching skills while earning extra income. Plus, summer school takes place during summer break, so it should fit well with your schedule of already being off from school.

11. Summer camp counselor

Another great option during the summer months is to become a summer camp counselor.

As a counselor, you’ll supervise children in activities such as sports, arts, and crafts. Camps are always looking for instructors with teaching experience, making this a good side job for educators.

12. Grade papers

Grading papers as a side job may appeal to you if you’re looking for a more flexible, at-home option.

Companies such as Measurement Inc. hire teachers to grade student work, such as essays and test answers.

They are hiring evaluators to score in the subjects of English, mathematics, science, and more and pay starts at $15 per hour.

13. Work at a restaurant

If you’re looking for something completely different from teaching, you could take a part-time job at a restaurant.

Working in restaurants can be a good fit for teachers because they often offer flexible hours that can align with your teaching schedule. You can choose jobs like being a server, host, and more.

14. Proofread

As a teacher, you are probably already a great proofreader and are able to spot mistakes easily. With these skills, proofreading can be a great side job. By proofreading, you can help authors, website owners, students, and more improve their writing while earning some extra income.

Even the most skilled writers can make mistakes in grammar, punctuation, and spelling. That’s why hiring a proofreader can be very helpful for pretty much anyone and everyone.

If you want to find online proofreading jobs, I recommend watching this free 76-minute workshop all about how to get started proofreading.

Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).

15. Blog

Blogging can be a fun way for you, as a teacher, to make extra money from home. Many blogs are run by teachers, and I completely get why – you can blog in your spare time and you don’t have to stick to any formal schedule.

To start your own blog, first, choose a topic that you’re interested in writing about, maybe something related to your teaching field or a hobby you enjoy.

You can make money from your blog in ways such as:

  • Affiliate marketing – Share links to products or services related to the topic you are writing about, and earn a commission for sales generated from your referral links.
  • Advertising – Include display ads or sponsored posts on your blog.
  • Courses and ebooks – You can create courses or ebooks related to your area of expertise, and sell them through your blog.

Since I began Making Sense of Cents, I’ve made more than $5,000,000 from my blog, and it all started as a side job.

Learn more at How To Start A Blog FREE Course.

Similar to blogging, a teacher could also start a YouTube channel, a TikTok, and more.

16. Freelance write

If you are looking for side jobs for teachers from home, then becoming a freelance writer can be a great choice.

Freelance writers write content for blogs, websites, magazines, newspapers, advertising companies, and so much more.

You can find different writing jobs on platforms like Upwork and Fiverr, or even find clients on your own, such as by reaching out to websites that you are interested in writing for.

Recommended reading: 14 Places To Find Freelance Writing Jobs – (Start With No Experience!)

17. Transcribe

An online transcriptionist’s job is to listen to video or audio files and then type out everything that they are hearing. There are many different types of transcriptionists, such as legal, general, and medical transcriptionists.

This job requires strong typing and listening skills, and you can work from home on your own schedule.

Transcriptionists earn around $15 to $30 per hour on average.

I recommend watching FREE Workshop: Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.

Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly

18. Flip used items for resale

Flea market flippers find underpriced items at flea markets, yard sales, and thrift stores, then resell them for a profit. This job requires a good eye for finding valuable items that you believe can be sold for a higher price.

As a teacher, you could find and sell items in the evening, on the weekends, over holiday breaks, and in the summer. You get to make your own schedule, and it can be however many or few hours as you want.

Some items that you can resell include:

  • Vintage furniture
  • Collectibles, such as toys, coins, stamps, books, and more
  • Sporting equipment
  • Clothing
  • Electronics

I recommend signing up for a helpful webinar on this topic, How To Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business.

19. Bookkeep

Bookkeepers are people who keep track of all the money-related things for businesses. Bookkeepers do tasks like:

  • Tracking income
  • Organizing expenses
  • Making financial reports

This is typically a flexible job that you can do from home on your own time.

You can join the free workshop that focuses on finding virtual bookkeeping jobs and how to begin your own freelance bookkeeping business by signing up for free here.

Recommended reading: How To Find Online Bookkeeping Jobs

20. Sell Canva templates

Creating and selling Canva templates online allows you to work from home in your free time.

A Canva template is like a pre-designed layout that you can use for creating things like social media graphics, Pinterest pins, ebooks, or presentations. It is a helpful starting point if you’re not very skilled at designing from scratch. Business owners, marketing professionals, nonprofit organizations, educators, event planners, restaurants, and more buy templates all the time.

Canva templates come with blank spaces where buyers can add their own words or pictures, adjust colors and fonts, and more. They’re useful for people who want their graphics to look high quality without spending a lot of time in the process (or perhaps they don’t know how to do it so templates help them a lot!).

Making and selling Canva templates can be a great way to earn extra money as you only need to create them once, and then you can sell them as many times as you’d like.

Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates

21. Rover (walk and watch pets)

Rover is a website that links pet owners with pet sitters and dog walkers. You can do this job on the weekends throughout the year, or simply only open up your schedule during the summer months. It is up to you.

Getting started is easy on Rover – you set up a profile that talks about your experience with pets and the services you can provide, like dog walking, pet sitting, and house sitting.

Then, you will receive requests from customers and talk about pricing. Rover takes care of processing payments, and you’ll receive payments directly into your account.

You can sign up for Rover here.

22. Care.com

Another platform for finding pet and house sitting side jobs is Care.com. Care.com is not limited to pet care and includes other caregiving services, such as childcare and senior care.

You can browse available jobs in your area and apply to those that match your skills and interests. Care.com also allows clients to contact you directly for your services after you’ve created a profile. Once a job is completed, you’ll receive payment through the site.

23. Be a virtual assistant

A virtual assistant provides administrative, technical, or creative support to clients from home.

Some of the tasks you might do as a virtual assistant include managing schedules, responding to emails, making travel arrangements, handling social media accounts, and even writing articles or creating presentations.

If you want to become a virtual assistant, I recommend taking the free workshop called 5 Steps To Become a Virtual Assistant.

Recommended reading: Best Ways To Find Virtual Assistant Jobs

24. Be a food photographer

Food photography can be a fun and creative way to earn extra income during your free time. Food photographers do just that – take pictures of food.

Whether you’re working directly for restaurants, magazines, or on a freelance basis, this job allows you to use your skills and interests to create beautiful images.

You can learn more at How To Become a Food Blog Photographer And Earn Over $50,000 Each Year.

25. House sit

As a teacher, you might be looking for ways to make some extra money during breaks or weekends. One option to consider is house sitting, and this is when you watch someone’s home (such as watering their plants and collecting mail) and sometimes take care of pets while their owners are away. People also hire house sitters so that their homes aren’t sitting empty because a visible presence can deter potential thefts.

To get started in house sitting, you can join house-sitting websites to find opportunities in your area, or ask friends and family for referrals (you might want to start by house sitting for people you know and then ask for references that you can use to broaden your job search).

26. Rent out an unused room in your home

If you have a room in your home that you are not using, then you may be able to rent it to someone on either a short-term (such as by becoming an Airbnb host) or long-term basis (getting a full-time roommate).

I have rented out rooms many times in the past, and it was a great way to make some extra income for space that I wasn’t using.

You can learn more at What You Need To Know About Renting A Room In Your House.

27. Rent your garage space

If you have empty storage space, such as a garage, driveway, closet, basement, or attic, you may be able to rent it out and make extra money. This can be a lucrative side hustle where you don’t have to use up much of your spare time.

You can use Neighbor to list your extra space for rent and make up to $15,000 per year by doing so. With Neighbor, you can rent out your garage, driveway, basement, or even a closet.

You can sign up at Neighbor for free here and list your space.

You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.

28. Rent out a photo booth

Renting a photo booth can be a fun side job for teachers.

To get started, you will need to buy a photo booth as well as things like backdrops and props for people to hold in the picture (such as hats, signs, fun things to hold, etc.).

On average, photo booth rentals can range from $500 to $1,000 per event, and in some cases, even more for specialized events or packages with additional features.

I have personally rented a photo booth for an event in the past, and it was a lot of fun!

29. Online surveys and focus groups

Taking online surveys and answering questions for focus groups is very part-time and can be a way to side hustle for teachers.

You share your thoughts plus answer questions and can earn cash or free gift cards.

The survey companies I recommend signing up for are:

  1. American Consumer Opinion
  2. Survey Junkie
  3. Swagbucks
  4. InboxDollars
  5. Branded Surveys
  6. Pinecone Research
  7. PrizeRebel
  8. User Interviews – These are the highest paying surveys with the average being around $60.

Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month

30. Voice over act

A voice-over actor is the person whose voice you hear but don’t see in YouTube videos, radio ads, educational videos, and more.

Different companies need a wide variety of voices, and that’s where you come in.

Recommended reading: How To Become A Voice Over Actor And Work From Anywhere

31. Mystery shop

I was a secret shopper in the past, and there were often mystery shops that gave me $100 to put toward a free dinner. I always looked forward to these, as I was living paycheck to paycheck, and I used these restaurant mystery shops to reward myself every now and then.

There were other mystery shops that paid me actual money, and some paid me in free items, such as makeup, movie theater tickets, and car oil changes.

Companies hire mystery shoppers to get an understanding of their customer’s experience. Companies want to know a real product opinion, how the customer felt they were treated at their business, how phone calls were handled, and more.

Basically, mystery shopping is a way to anonymously test the entire shopping experience.

You can learn more at How To Become A Mystery Shopper.

32. Fitness trainer

Fitness trainers help people reach their health goals through customized exercise plans and nutrition advice. This is typically a job where you can choose your schedule, so you can choose to work hours outside of your teaching job, such as in the evenings and on the weekends.

I actually know a few teachers who are fitness trainers on the side, so it must be a good fit!

Another positive is that you can even choose between in-person and online coaching. Online coaching can mean that you can work remotely, making it a more flexible side job for teachers looking to earn extra income.

33. Find random gigs on Craigslist

As a teacher looking for side jobs, you can look for random gigs on Craigslist to earn some extra income. To begin your search, simply go to the Craigslist website and select your city from the home page.

Here are some jobs I found through a quick search:

  • Cleaning a house
  • Help assembling furniture
  • Taking down a shed in a backyard
  • Garage cleanup
  • Mover
  • Handyman
  • Movie extra
  • Sign holder

You can even post your own services on Craigslist if you have a skill you’d like to share with others, such as giving music lessons or tutoring.

34. Deliver groceries with Instacart

Grocery delivery services are popular because there are more and more people who want someone to do their grocery shopping for them.

Services like Instacart need personal grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. You also get to choose your schedule, so a teacher could choose to work in the evenings or on weekends. Or, you could choose to only deliver groceries during the summer.

You can click here to sign up to be an Instacart Shopper.

You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?

There are many other gig ideas that you can try out too, such as Uber Eats and DoorDash.

35. Real estate agent

Some teachers are real estate agents on the side of their full-time job as a teacher. This is because you can list and sell homes on your weekends, during breaks, at night, and over the summer.

Selling homes can be more difficult, though, as your clients may want your full attention during the day occasionally and you would be busy teaching, so this is something to think about.

36. Driver’s ed teacher

A common side hustle for teachers is teaching driving lessons to teenagers and adults. As a teacher, you may be able to check if the high school near you is in need of a teacher for this subject. Or, you can reach out to a local driving school to see if they are hiring.

Driving instructors make around $20 an hour more or less, depending on where you live.

Frequently Asked Questions

Below are answers to common questions about side hustles for teachers.

How can I make money on the side while teaching?

Some good side jobs for teachers include tutoring, freelancing, transcribing, blogging, selling lesson plans, and more.

What can teachers do to make extra money?

Teachers can do a lot of things to make extra money, such as jobs like tutoring, freelance writing, blogging, or creating educational printables.

What is a second career for teachers?

Second careers for teachers can include jobs such as educational consultants, curriculum developers, or even working in corporate training and development.

Do most teachers have 2 jobs?

Many teachers have two jobs. This is for many reasons, such as the typically low pay of a teacher as well as teachers wanting to make money while they are off in the summer.

How to make extra money on Teachers Pay Teachers?

Teachers can make extra money on Teachers Pay Teachers by selling lesson plans and printables.

How can teachers make money in the summer?

Teachers can make money when they’re off in the summer by teaching summer school, helping students with test prep, babysitting, selling lesson plans, working at a restaurant, working as a real estate agent, and more.

What to do after quitting teaching? How do you pivot out of teaching?

Quitting teaching and moving on to something else will take a few steps, and you can begin by thinking about your skills and interests. Then, start exploring different job options and connect with people in the field you’re interested in, attend industry events, and consider getting any certifications that you may need.

How can teachers earn extra income through online tutoring?

Sites like Tutor.com look for teachers to tutor students remotely, and you can even offer your services through social media.

How can a teacher make six figures by utilizing their skills?

While it’s not always easy for teachers to earn a six-figure salary, it is possible if you find ways to make extra income or by starting a business of your own.

What opportunities do music educators have for side income?

Side income ideas for music educators can include jobs like giving private music lessons or working as a weekend or evening instructor at a music school. Music educators can also sell lesson plans (I found some examples on Teachers Pay Teachers here).

What are some good side jobs for teachers?

I hope you enjoyed this article on the best side jobs for teachers.

Whether you are looking for side jobs for teachers from home, side jobs for teachers in the summer, or if you want to learn how to make passive income as a teacher, there are many ways to make extra money as a teacher.

Some of the best side hustles for teachers include:

  • Sell educational printables
  • Tutor online or in person
  • Sell your lesson plans
  • Coach a school sport
  • Start a dog treat bakery
  • Sell crafts on Etsy
  • Sell on Teachers Pay Teachers
  • Babysit
  • Teach English as a second language online
  • Teach summer school
  • Summer camp counselor
  • Grade papers
  • Work at a restaurant
  • Proofread
  • Blog
  • Freelance write
  • Transcribe
  • Flip used items for resale
  • Bookkeep
  • Sell Canva templates
  • Rover (walk and watch pets)
  • Virtual assistant
  • Food photographer
  • House sit
  • Rent out an unused room in your home
  • Rent your garage space
  • Rent a photo booth
  • Online surveys and focus groups
  • Voice over act
  • Mystery shop
  • Fitness trainer
  • Find random gigs on Craigslist
  • Deliver groceries
  • Real estate agent
  • Driver’s ed instructor

What do you think are the best ways for teachers to make extra money?

Source: makingsenseofcents.com

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Apache is functioning normally

September 27, 2023 by Brett Tams
Apache is functioning normally

But here’s the big takeaway: That money is yours, and those savings stay with you whenever you quit a job.

If you have less than $1,000 in your 401(k)

If your 401(k) has less than $1,000 when you quit a job, the IRS allows the plan administrator to automatically withdraw your money and send you a check, minus 20% in taxes, per the IRS.

You can also initiate a rollover: a direct transfer of your money from a 401(k) account to another tax-advantaged retirement account. (More on rollover deadlines and tax implications later.) The easiest way to roll over your money is to contact your 401(k) administrator and have them handle it.

Communicate your preferences quickly, though — if your 401(k) account has a low balance, most companies won’t delay closing the account and cutting you a check, according to CNBC.

If you have between $1,000 and $5,000 in your 401(k)

If your 401(k) has between $1,000 and $5,000 when you quit, your employer may move your money into an individual retirement account, or IRA, according to the IRS.

If you don’t have an IRA, some employers will automatically open an account for you and deposit your funds into the account. If you do have an IRA, you initiate the rollover by contacting your 401(k) administrator.

You can also withdraw your money, but you’ll pay 20% in federal income tax, as well as a 10% early withdrawal penalty (unless you’re at least 59 ½ years old), according to the IRS.

🤓Nerdy Tip

An IRA is a tax-advantaged retirement account that an individual typically sets up, unlike a 401(k) account, which an employer sets up.

If you have at least $5,000 in your 401(k)

If your 401(k) account has at least $5,000 when you quit a job, your employer isn’t allowed to move your money without your consent. What happens next is up to you. There are a few things you can do with your money, according to the investment advisor Vanguard:

  • Roll over your money into a new retirement account

  • Leave your money in your old 401(k)

  • Cash out your 401(k) — and potentially pay a 10% federal penalty tax

Let’s dig into those options.

Rolling your money into a new 401(k) or IRA

What is a rollover?

Reminder: A 401(k) rollover is the process of moving money from your 401(k) account into another retirement account.

So, say you’re leaving your job for a different position, and your new employer offers a 401(k) plan. You can roll over your old 401(k)’s funds into a new 401(k) account, if your new employer allows this, according to the IRS.

Or you can roll over your old 401(k) to an IRA. This type of account typically offers more investment options than a 401(k), says Christopher Manske, a certified financial planner and the president and founder of Manske Wealth Management in Houston.

“In your individual retirement account, you’re going to have a lot more flexibility to tailor the investments to the wide world of what’s available out there,” Manske says.

Whether you roll over your retirement savings into an IRA or new 401(k), moving your money to a single fund can make it easier to manage your money and keep track of your retirement savings.

That’s as opposed to simply keeping your old 401(k) open, which becomes one more account to manage. (We’ll dive into that option in a bit.)

How to roll over funds — and avoid tax missteps

If a rollover sounds like a solid option, contact the administrators of both your old 401(k) and the other retirement account — either your new 401(k) or an IRA. Tell them you’d like to roll over your funds.

They’ll collect information from you and initiate a direct rollover, which means one institution directly transfers funds to another institution, according to Fidelity.

This is as opposed to an indirect rollover, meaning your 401(k) plan administrator sends you a check, and you personally deposit the 401(k) funds into another retirement account. In that case, your plan administrator would likely withhold 20% of your 401(k) funds for taxes.

With this indirect rollover, you then have 60 days to deposit the complete 401(k) account balance — including the amount kept for taxes — into the new account. So to deposit the full amount, you would need to come up with the 20% portion yourself. Then you’d get a refund for that amount come tax time.

If you miss the 60-day deadline, you’d likely get penalized for early withdrawal and have to pay income taxes on the distribution, according to Capitalize, a 401(k) rollover resource.

One last important note: Whether you choose a direct or indirect rollover, if you move money from your old 401(k) account to a Roth IRA — a specific kind of IRA — you’ll have to pay income tax on that transfer, according to the IRS. (This doesn’t apply if you’re rolling over your funds from a Roth 401(k), though.)

Leaving your money in your old 401(k)

Another option? Do nothing.

Your 401(k) account isn’t going to disappear once you quit a job; that money will always be there. But once you leave the job that set up the 401(k) account, you can’t make any more deposits, per Vanguard.

While leaving your 401(k) on autopilot is the simplest option, it may not be in your best interest. Assuming you’ll continue investing in another account or have a new 401(k) at your next employer, it will be harder to track your finances in more places.

And some 401(k) plan providers may charge you fees if you’re no longer an active employee, according to Charles Schwab, the financial services firm.

“I can’t think of any pros of leaving it there,” Manske says. “You’re not really connected formally to that company anymore, so why would you keep your money there? They don’t have a reason to keep you happy.”

Cash out your 401(k) — which is rarely recommended

Yes, you can withdraw the cash from your 401(k) whenever you want. But there are significant downsides to this option.

Pulling out money from your 401(k) before retirement can trigger hefty taxes, says Joe Buhrmann, certified financial planner and senior financial planning consultant at Fidelity’s eMoney Advisor.

Any withdrawals from a 401(k) before you reach the age of 59 ½ are considered early withdrawals and are slapped with a 10% penalty tax, per the IRS. That’s in addition to federal income taxes and, depending on where you live, state income taxes.

“Hypothetically, on a $50,000 401(k), you might lose as much as $20,000 to taxes and penalties and be left with $30,000,” Buhrmann says.

If you urgently need cash, that might be a reason to withdraw some money from your 401(k). But doing so should be regarded as a last resort, Manske says.

There are other ways to get money quickly that don’t come with taxes and penalties, such as community loans, gig work, and more.

Buhrmann encourages individuals to not just consider the immediate losses that come with withdrawing your 401(k), but also the long-term earnings they’re missing out on.

“They’re not just having to pay some taxes and pay some penalties,” Manske says.

Source: nerdwallet.com

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Apache is functioning normally

September 26, 2023 by Brett Tams
Apache is functioning normally

The Possible Card — issued by Coastal Community Bank, in partnership with Possible Finance — began slowly rolling out to the public in April 2023. As of this writing, the card is available in most states, with the exception of Hawaii, Nevada and Maryland.

While still in its early stages, the Possible Card won’t help propel your credit journey forward because it currently doesn’t report payments to major credit bureaus like TransUnion, Equifax and Experian. Even once it begins reporting payments, it still won’t be your most cost-effective option. Possible Finance touts “peace of mind” that you won’t be charged interest, but there’s a big caveat: Instead of an annual percentage rate, the card has a monthly fee.

Monthly fees on credit cards are a hot trend now, especially among young financial technology companies (fintechs). But depending on the balance you’re carrying, that fee can be more expensive than interest charges you’d find on a traditional credit card.

The Possible Card does offer predictability in terms of your monthly payment, and it also allows you to bypass a credit check and security deposit. But unlike a security deposit, which is refundable, those monthly fees won’t be. Plenty of other credit cards can jump-start your credit-building goals at a lower cost.

Here’s what you need to know about the Possible Card.

🤓Nerdy Tip

While any credit card’s rewards, benefits and fee structure can be adjusted at any time, new cards from startup financial technology companies are particularly prone to significant changes as they find their place in the market. Keep that in mind as you research your credit card options.

1. The monthly fee adds up

The monthly fee to hold the Possible Card is either:

  • $8 per month ($96 annually) for a $400 credit limit, or

  • $16 per month ($192 annually) for an $800 credit limit.

That makes the Possible Card more expensive than similar newcomers in its class. For example:

  • The Tomo Credit Card (currently waitlisted as of September 2023) charges $2.99 per month. There’s no credit check, upfront deposit or APR.

  • The Pesto Mastercard costs $3.33 a month, and while a deposit is required, it can be an asset instead of cash.

In fact, for no monthly or annual fee at all, you could consider cards like the Chime Credit Builder Visa® Credit Card, which lets you set your own security deposit, or the Grow Credit Mastercard, which has a free membership tier. Neither card carries an APR, neither conducts a credit check, and all of these aforementioned cards report your payments to credit bureaus.

Or, you could fare even better with a traditional secured credit card. Yes, you’ll have to come up with a one-time security deposit upfront, but for many of the best secured credit cards, you need a minimum of just $200, or nearly what you’d pay — every year and nonrefundable — for the Possible Card’s higher-limit version. Plus, many traditional secured cards come with upgrade paths to better products. The Possible Card does not, nor do many newer fintech-backed cards, for that matter.

The Discover it® Secured Credit Card is a good example of the kind of features to look for in a starter card. It requires a minimum security deposit of $200, but it has a $0 annual fee and earns rewards. It reports payments to all three major credit bureaus, and Discover begins automatic reviews starting at seven months to see whether you qualify to upgrade to an unsecured card and get your deposit back.

🤓Nerdy Tip

If you’re approved for the Possible Card, you can immediately start using the virtual card if you enroll in autopay. Otherwise, you’ll have to wait for the physical card to arrive in the mail.

2. There’s no credit check

The Possible Card doesn’t require a credit check and instead relies on a cash-flow-based underwriting algorithm to determine whether you qualify. But that underwriting process requires you to link an eligible account through a third party called Plaid.

This practice of skipping a credit check in exchange for linking a bank account has become a fairly common practice for certain credit cards, especially newcomers backed by fintechs. But there are better credit cards that don’t require a credit check.

The previously mentioned Chime Credit Builder Visa® Credit Card, for instance, requires opening a Chime Spending Account, but it doesn’t charge any fees or interest. It’s a secured credit card with a flexible deposit. The amount of money that you move from the spending account to the Credit Builder secured account is the amount you have available to spend.

3. No APR or late fees apply, but don’t be fooled

Some credit cards that charge monthly fees instead of interest market the idea of being “predictable,” for budgeting purposes. Possible Finance claims on its website that the monthly fee is cheaper than the charges on a traditional credit card, but that’s misleading. For most credit cards, interest charges don’t apply at all if you pay off the balance in full every month.

With the Possible Card, you’ll owe the monthly fee whether you carry a balance or not.

Depending on the size of your balance, that monthly fee could cost more than the interest charged on a traditional credit card, especially in cases where the card’s credit limit is relatively low. You can use the sliding scales below to illustrate this:

For context, the average APR for credit cards assessed interest in May 2023 was 22.16%, according to Federal Reserve data. If you have less-than-ideal credit, that percentage may be higher.

Trying to get approved for a card?

Create a NerdWallet account for insight on your credit score and personalized recommendations for the right card for you.

4. You can carry a balance over a short term

Unlike some credit cards in its class, the Possible Card allows you to revolve a balance, up to a limit. The card’s Pay Over Time option lets you pay off the balance over four installments if you schedule automatic payments and enroll in the app. There’s no additional charge to use this option as long as the account has a balance of at least $50 and no pending payments.

The downside of the Pay Over Time feature is that the card will be locked and cannot be used for new purchases or automatic recurring expenses until the installment loan is paid off. But the benefit is that this guardrail can prevent you from taking on more debt than you can handle.

If you’re using your Possible Card to make automatic recurring payments for streaming services or other expenses, make sure to change your payment method when you opt in to the Pay Over Time feature.

5. It doesn’t report payments to credit bureaus

The Possible Card is still in its infancy and does not report payments to the credit bureaus as of this writing. The company shared in an email that it has plans to start reporting payments to one bureau in the fourth quarter of 2023.

When your goal is to build credit with a credit card, reporting payments to the three major credit bureaus is a must-have feature. Ideally, you want your credit history to be recorded by all of them so that future lenders can access that information easily.

See more from Chime

Chime says the following:

  • The Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

  • To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

  • On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

  • Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.

Source: nerdwallet.com

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Apache is functioning normally

September 26, 2023 by Brett Tams
Apache is functioning normally

According to reports from the second quarter of 2022, the total of all household debt in the United States is a whopping $16.15 trillion. Mortgages make up the bulk of that debt, with student loan, auto loan and credit card debt trailing behind.

On average, adults in the United States carry debt loads ranging between $20,800 and $146,200. If you’re in debt and looking for a way to pay it off, making a plan is a critical step. Find out more about how to get out of debt below.

1. Collect All Your Paperwork in One Place

Before you can get out of debt, you need to know how much debt you actually have. You should also know who you owe and what the terms are, as this can help you prioritize debt payments to pay them off faster.

Start by collecting all your debt paperwork in one place and creating a master list of everything you owe. You can do this in a spreadsheet or with a pen and paper. Information to gather includes:

  • Statements for all your debts. One way to do this is to spend a month saving all your financial mail and email so you have a comprehensive picture of your debt.
  • Regular bills that aren’t debts. Your cell phone and utility bills, as well as your rent, should all be included when you gather this financial information. 
    Information about income. Look at paycheck stubs or your bank accounts so you know what, on average, you can expect in income each month.
  • Your credit reports. Get your free credit reports at AnnualCreditReport.com to ensure you know about all the debt you owe.

Tip: Sign up for ExtraCredit to see your credit reports and 28 FICO® scores in one place.

2. Create a Budget and Determine What You Can Pay Every Month

Using the information you gathered in the above step, create a monthly budget. Make sure you cover all your bills and minimum debt payments. When possible, include an amount that can go toward building your savings. Allocate funds for essentials, such as groceries and gas.

Once you cover all the needs for the month, figure out how much money you have left. How much of that can you put toward extra debt payments so you can start getting ahead on debt?

3. Manage Your Debts in Collections

If you see that you have any debts in collections when you pull your credit reports, make sure you have a plan for taking care of them. Collection accounts have a serious negative impact on your credit score. Creditors may also sue you and try to collect on these accounts via wage garnishments or bank levies if you don’t take action to manage collections. That can throw a huge wrench into your plan for getting out of debt. 

Tip: If you don’t enjoy manual calculations, check out Tally. You can use Tally to total up your expenses, pay down credit card bills, and generally figure out where you stand.

4. Consider Your Options

There are two main approaches to paying off debt as quickly as possible: the snowball method and the avalanche method.

The snowball method involves paying off accounts with the lowest balances first. You take any extra money you have—even if it’s just $50—and add it to your regular minimum monthly payment on that small balance. When that balance is paid off, you take the extra $50 plus the minimum payment and add it to the next biggest balance. You keep doing this as you work your way up to larger balances, paying your debt off faster and faster.

With the avalanche method, you tackle accounts according to interest rates. You start by paying off accounts with the highest interest rates first. The thought behind this method is that you save money in the long run by tackling high-interest debt first.

5. Try to Reduce Your Interest Rates

Interest refers to how much your debt costs. If you have a lower interest rate, your debt costs less and you can pay it off faster. Here are some ways you can try to reduce interest rates on your debts:

  • Ask for a lower interest rate. If you’re a credit card account holder in good standing and your credit history and score has improved since you got the card, you may be able to get a better rate. Call customer service for your card and let them know you are looking for a better deal. They may agree to lower the rate to keep you as a cardholder.
  • Look into debt consolidation or refinancing. A debt consolidation loan provides funds you can use to pay off higher-interest debts. Refinancing occurs when you get a new loan for a home or car. If you had lackluster credit when you got your auto loan, for example, you may be able to refinance it for a lower rate if your credit has improved. 
  • Get a balance transfer credit card. You may be able to transfer balances from a credit card with a high interest rate to one that has an introductory low APR offer. This may allow you to pay off the debt over the course of 12 to 22 months without incurring any more interest expense. 

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Do Your Best to Pay More Than the Minimum

Only paying the minimum on high-interest debt, such as credit card debt, doesn’t get you out of debt fast. It can take years—dozens of them—to pay off credit card balances if you’re only making minimum payments. 

Instead, put more than the minimum on your debt whenever possible. You may also want to put any additional funds you receive—such as a tax refund—on your debt to help with this process.

Consider More Options for Getting Out of Debt

Creating a budget, managing your money wisely, and making extra payments toward your debt all help you get out of debt. Here are some other ways you can deal with debt:

  • Increase your income while cutting unnecessary spending. Join the gig economy with a side job to earn extra money, or sell things you don’t need via online marketplaces.
  • Undergo credit education and counseling. These services can help you make the most of your monthly budget.
  • Engage in debt settlement. You may be able to negotiate with creditors, especially for accounts in collections, to settle debts for less than you owe. Just make sure you understand any effects on your credit.
  • Enter a debt management plan. During such a plan, you make a single payment to a trustee. They use those funds to pay your debts, hopefully in a way that gets you out of debt faster.
    Declare bankruptcy. If you find you’re unable to pay your debts, much less make extra payments, you may need another option. Chapter 7 and Chapter 13 bankruptcy are potential considerations.

How to Avoid Getting into Debt

Paying off debt doesn’t have to be impossible, but it can be challenging. For many people, it requires altering years’ worth of financial habits. If you’re not already in debt, it may be easier to stay out of it. Create a budget and stick to it, spend wisely and avoid using credit cards for things you don’t need or can’t afford to buy with cash.

Source: credit.com

Posted in: Home Buying Tagged: 2, 2022, 2023, About, action, All, app, apr, ask, ATM, Auto, auto loan, avalanche, average, balance, balance transfer, balance transfer credit card, Bank, bank accounts, bankruptcy, before, best, bills, bonus, Budget, building, Built, Buy, car, cash, cash back, categories, chapter 13 bankruptcy, Checking Account, collecting, Collections, conditions, contactless, costs, create a budget, creating a budget, Credit, credit card, credit card account, Credit Card Debt, credit cards, credit education, credit history, Credit Reports, credit score, creditors, customer service, Debit Card, Debt, debt consolidation, debt management, debt payments, Debts, earn extra money, Economy, education, Essentials, expense, expenses, Extra Money, ExtraCredit, fico, financial, financial habits, Financial Wize, FinancialWize, first, fraud, Free, fund, funds, gas, Get Out of Debt, Getting Out of Debt, gig, gig economy, good, groceries, habits, health, history, home, household, household debt, how much debt, How To, How to Get Out of Debt, impact, in, Income, interest, interest rate, interest rates, job, liability, list, loan, low, LOWER, Main, Make, making, manage, management, Managing Debt, Managing Your Money, money, monthly budget, More, Mortgages, needs, negative, negotiate, new, offer, offers, or, Other, paper, paperwork, paycheck, Paying Off Debt, payments, peace, Personal, place, plan, potential, rate, Rates, read, Refinance, refinancing, Refund, Rent, rewards, rewards checking, save, Save Money, Saving, savings, score, second, Sell, settlement, Side, side job, single, snowball, Spending, spreadsheet, states, student, student loan, Tally, tax, tax refund, Technology, time, trustee, united, united states, upgrade, utility bills, visa, will, work

Apache is functioning normally

September 4, 2023 by Brett Tams

In our latest real estate tech entrepreneur interview, we’re speaking with Marshall Beck from BrokerAssist. He’s a recent addition to the Geek Estate Mastermind.

Who are you, and what do you do?

Marshall Beck here, Co-founder and CEO of BrokerAssist, and I do lots! Currently, my main focus is to add great value in helping real estate professionals manage and grow their businesses, with the BrokerAssist collaboration and referral network. I also write unscripted television shows and have a few projects in the works with a production company. I co-host quarterly wellness seminars and promote a vegan lifestyle; for the health and happiness of ourselves, the planet, and animals.

What problem does your product/service solve?

Think gig economy for real estate. As a real time, mobile marketplace for agents and brokers to collaborate on fractional assistance and referral needs, BrokerAssist solves the logistical problems brokers face with last minute showings, coverage while on vacation, referral needs, and more.

How do agents grow their businesses? By building teams. BrokerAssist is a cost-effective solution for the agent trying to grow their business without the budget for a full or part time assistant. It’s for the agents who would rather knock out a few more listing appointments than sit at an inspection, which could easily be covered for them by a fellow quality, licensed agent or broker. It’s also for the agents who have some free time to earn extra cash, and maybe a newer agent who’d like more experience at these tasks.

There is no industry wide platform for fractional assistance and referral networking where independent and national firms may collaborate for business growth. Agents and brokers are resorting to Facebook groups, email threads, phone/text, and other outdated and non-integrated payment options.

It’s time to move on from the expensive industry referral models that take as much as 33% of broker and agent commissions. These platforms have lengthy processes and are not on-demand as agents and broker expect, to ensure their referral opportunities are not lost. BrokerAssist solves this as the free on demand referral connection service for real estate professionals. We help keep brokers and agents at the center of their transactions.

What are you most excited about right now?

The BrokerAssist team is deep in QA, wrapping up some development features and starting the Beta testing process. These are exciting times as we move closer to our national launch to android and iOS app stores very soon! I am most excited to see how our technology is adopted and to learn from brokers and agents on how we can improve and expand our products and services as we grow.

What’s next for you?

Growth is next with a deep dive into building a robust BrokerAssist network. Our team has so many great ideas on next generation features and how to expand this platform into other real estate horizontals for additional application. To accomplish this, our next move involves fundraising among friends/family and angel investors.

What’s a cause you’re passionate about and why?

I am a vegan wellness and lifestyle advocate because I care deeply about our responsibility to sustain the happiness and health of ourselves, the planet, and the animals. It’s as simple as supply and demand. We vote with our dollars, and conscious consumption with a vegan lifestyle is a part of the future as we learn to live in harmony with Mother Nature during these modern times.

Thanks to Marshall for sharing his story. If you’d like to connect, find him on LinkedIn here.

We’re constantly looking for great real estate tech entrepreneurs to feature. If that’s you, please read this post — then drop me a line (drew @ geekestatelabs dot com).

Source: geekestateblog.com

Posted in: Paying Off Debts Tagged: About, agent, agents, Agents and Brokers, android, Angel investors, app, Blog, Broker, BrokerAssist, brokers, Budget, building, business, cash, CEO, co, collaboration, commissions, company, conscious consumption, consumption, cost, Development, Economy, Entrepreneurs, estate, expensive, experience, facebook, Family, Features, Financial Wize, FinancialWize, first, fractional, Free, free time, Fundraising, future, gig, gig economy, great, Grow, growth, Happiness, health, How To, ideas, in, industry, inspection, interview, Interviews, investors, iOS, knock, launch, Learn, Lifestyle, LinkedIn, Live, Main, manage, Marshall Beck, me, mobile, modern, More, Move, needs, networking, or, Other, platforms, products, Professionals, projects, quality, read, Real Estate, Real Estate Tech, right, showings, simple, story, Tech, Technology, television, time, vacation, value, wellness

Apache is functioning normally

August 25, 2023 by Brett Tams

In this episode, we dive into the evolving landscape of the gig economy, exploring its impact on business models both locally and globally. We also talked about the synergy between remote work and company culture, and how it makes companies adopt innovative ways to track efficiency of diverse work structures. We pivoted the discussion also to talk about the relationship between debt, consumer behavior, and interest rates. We explored how these elements intertwine and influence financial decisions at both individual and societal levels.

Meet the hosts:

1. Mike (The Sage) Ayala is an accomplished investor, speaker, and podcast host, who stands at the helm of Investing for Freedom, guiding busy professionals and entrepreneurs toward the path of genuine liberation and optimal living.
2. Ashish (Hostess with the Most-est) Nathu is a founder and CEO, entrepreneur, real estate investor, triathlete, and host of the Rich Equation Podcast.
3. Matt (Hero of Hospitality) Aitchison is a distinguished real estate investor, captivating speaker, and committed philanthropist.
4. Aaron (The Trend Spotter) Amuchastegui is a seasoned real estate virtuoso with a remarkable track record of over 1,000 house transactions, predominantly acquired through astute foreclosure purchases at courthouse auctions.

Welcome to episode 3 of The Kings Table Podcast, a captivating new show hosted by Ashish, Mike, Aaron, and Matt. Join us for an unfiltered, authentic experience as we gather weekly to delve into the raw discussions that drive our lives, businesses, economics, and the world.

Highlights:

04:16 – How working from home can enhance company culture and still get better results
10:50 – How do we track productivity for different working types for smaller businesses?
16:56 – How the US workforce compete with the global workforce
21:55 – Discussion around debt and how it is tied to consumer behavior and interest rates

Connect with us!

We eagerly await your feedback about the show! Kindly share your thoughts via text message at this number: (844) 447-1555.

Mike Ayala:
Instagram: https://www.instagram.com/themikeayala/
YouTube: https://www.youtube.com/channel/UCoa4pNSAYxBM6nSn2jCrPYA
Website: https://investingforfreedom.co/

Ashish Nathu:
Instagram: https://www.instagram.com/ashishnathu/
YouTube: https://www.youtube.com/channel/UC1TXia_kxtVVCV29jmoTmeg
Website: https://www.therichequation.com/

Matt Aitchison:
Instagram: https://instagram.com/officialmattya
YouTube: https://www.youtube.com/mattaitchisonmedia
Website: https://www.MillionaireMindcast.com

Aaron Amuchastegui:
Instagram: https://www.instagram.com/aaronamuchastegui/
YouTube: https://www.youtube.com/@AaronAmuchastegui/about
Website: https://www.aaronamuchastegui.com/

Source: realestaterockstarsnetwork.com

Posted in: Small Business Tagged: 2, About, auctions, Behavior, business, CEO, co, companies, company, Debt, decisions, Economics, Economy, Entrepreneurs, estate, experience, financial, Financial Wize, FinancialWize, foreclosure, freedom, gig, gig economy, home, Hospitality, house, impact, in, Instagram, interest, interest rates, Investing, Investor, Living, new, podcast, productivity, Professionals, Rates, Real Estate, real estate investor, remote work, rich, trend, US, work, working, working from home, youtube

Apache is functioning normally

August 22, 2023 by Brett Tams

Figuring out how to pay your bills when your usual income stream is interrupted by job loss can be a difficult task. You probably know to cut back on dining out and movie nights, but what can you do about bills for your rent, student loans, and other vital expenses?

Plenty of people confront this situation, and there are ways to navigate this challenge. If you are wondering how to pay bills when you lose your job, it’s a matter of knowing how to recognize the most pressing bills, organize your assets, and seek additional income and assistance if needed.

Here, learn more, including:

•   Which bills to prioritize if you lose your job.

•   How to develop a survival budget.

•   Where to access funds until you find your next job.

What Bills Should I Prioritize?

If you’ve lost your job, you may feel as if you can’t pay all your bills. In this situation, it’s crucial to prioritize certain ones to make sure you can meet your basic necessities. This means looking at your list of bills and determining ones that should be at the top of your list (or close to it).

In addition to the bills that keep your daily life running, you also want to consider the damage unpaid charges can do to your credit rating. The goal is to balance these factors with the funds you do have available.

Bills you should probably prioritize include:

Rent

Having a roof over your head is important for you and those who live with you, so contact your landlord as soon as possible to discuss alternative payment arrangements. Perhaps you can negotiate lower payments for a window of time. Otherwise, if you don’t communicate and don’t pay, you could find yourself facing eviction.
💡 Quick Tip: Want to save more, spend smarter? Let your bank manage the basics. It’s surprisingly easy, and secure, when you open an online bank account.

Mortgage Payments

If you have a home loan, falling behind on payments can have serious consequences, one of which is foreclosure. Non-payment can lead to default and the bank has the right to recoup their property (aka the home) and sell it to attempt to make back the money it lost.

If you’re wondering what to do about loans when you’ve lost your job, contact your lenders as soon as possible. Many offer forbearance or alternative repayment programs.

Student Loans

Falling behind on student loans could mean you’ll go into default. In some cases, the lender may have the right to garnish your wages. If you’re handling student loans during a job loss, consider applying for an income-driven repayment plan for federal student loans or contacting your private lender to see what options are available.

Car Loans

You’ll most likely need your car to run errands or look for work. Staying on top of payments for your loan or lease can help ensure you won’t risk having your vehicle repossessed.

Insurance

Non-payment could result in denial of coverage, which might not be helpful if you need to see medical treatment or are in a traffic accident, for instance.

Utilities

Not paying these types of bills can result in your electricity, water, phone, and internet being shut off. These are obviously vital for daily life and, in terms of connectivity, job hunting.

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How to Create a Survival Budget

If you’ve lost your job, it’s important to create a survival budget to help prepare for the lean times ahead. This type of budget only takes into account the bare necessities with whatever savings or income sources like unemployment benefits you currently have.

The main goals of a survival budget: to ensure you and your family are taken care of, and then turn your attention to any creditors as necessary. What this means is that even without a job, you pay the bills that will ensure you can survive first — such as food and housing.

Taking Stock of Your Expenses

To start, look at all of your current expenses and eliminate anything that isn’t really and truly a necessity.

•   You can’t get rid of your food expenses, but you can temporarily cut back on dining out. Cook your meals instead, and ditch your takeout coffee habit for now.

•   If you have a cell phone, you can consider downgrading your service for a cheaper plan to save some money.

Look at the funds you have available for the next couple of months as you job hunt. Deduct the priority expenses, and then evaluate what is left and how you can budget those funds. Be strict with yourself: Now is the time to unsubscribe from all those streaming services and save your money for what’s vital.

If you’re not sure if you have enough cash to pay for the necessities and debt payments, it’s best to seek options like forbearance and deferment — negotiate with your lenders to see what you can do.
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Where Can I Turn for Money?

Here are some income sources you can turn to when you’re unemployed. It’s hard to pay bills with no job, but these resources may get you through a tough time:

Credit Cards

Using credit cards or even taking out a personal loan when unemployed can be a quick source of funds if you need to make purchases such as groceries and gas. While the interest rates tend to be high, you’ll have a grace period before your balance is due, giving you a buffer to get another income source.

Otherwise, you can make the minimum payment for the time being and make a plan to pay it back once you’re employed again.

Also, see if you can negotiate with your card’s issuing company; you might be able to delay credit card payments. You may also want to explore balance transfer credit card offers, which give you a window of low or no interest.

Retirement Accounts

Tapping into a retirement account like a 401(k) or an IRA is typically seen as the last resort because the downsides typically outweigh the benefits. However, if you’re running out of resources and you have a decent chunk in there, you may not have another choice.

You can choose to tap into your retirement accounts in the following ways:

•   Take out a 401(k) loan: Depending on the terms of your 401(k) plan, you may be able to borrow up to a certain amount — usually up to $50,000 or half of your vested amount — and pay it back within a predetermined amount of time (in most cases, five years). Keep in mind you could face additional penalties if you don’t pay back the loan, such as the loan amount being subject to taxes. In addition, loan and management fees may apply.

•   Withdraw from your retirement accounts: If you have an IRA or taxable brokerage account, you can make withdrawals. Keep in mind with IRA accounts, you may be subject to a penalty and taxes on the amount you withdraw.

Government Assistance

You’ll want to find out how unemployment works if you lose your job; it can help get some cash flowing your way. Those funds can help you pay for your necessities as you seek other work.

If you’ve been unemployed for a while or face mounting pressures on things like an unexpected medical expense, you may be able to seek other forms of government assistance. These sources can be helpful if you feel as if you’ve lost your job and can’t pay your bills. To see what you may qualify for, you can search on Benefits.gov , your local state or municipal office, and even local charity organizations and churches.

How Setting Up a Bank Account Can Help You When You Are Not Working

When you’re unemployed, setting up a bank account (if you don’t already have one or one you love) may seem like the last thing on your mind, but doing so can help. For one, it can help you to keep track of your finances and apply for products such as credit cards and loans if you need these sources of income.

Plus, many banks offer tools to help you budget your money, a useful feature considering you need to watch your money more carefully. These pros of opening an account can make this moment of unemployment a good one to explore your options.

How to Budget and Save with a Bank Account

Here are some ways in which you can make a budget and save using a bank account when you are unemployed and navigating the job market:

•   Divide money into multiple checking or savings accounts for each type of expenses so you can ensure you have enough money for necessities as well as bills.

•   Set up automatic transfers so you can ensure you’re setting aside money from any income to save or pay bills on time.

•   Set up direct deposit for unemployment benefits or government assistance.

•   Set up card controls or features from your bank to restrict spending.

•   Turn on balance alerts to notify you when your account falls below a certain balance, so you can decide to pause or delay certain purchases.

•   Earn interest with a high-interest savings account.

Alternative Sources of Possible Income

For some people, the above options for money won’t be a good fit; for others, additional funds will be needed. If you have learned how to apply for unemployment and taken other steps to get money but are still seeking other sources of income, consider these options to get cash flowing:

•   Borrow from friends and family.

•   Look for work on freelance marketplace sites like Upwork and Fiverr.

•   Sell things you own or make online via eBay, Etsy, or other sites.

•   Participate in paid market research.

•   Look locally for jobs like dog-walking.

•   Explore passive income ideas, including renting out your car or your tools.

Protecting Your Finances from Future Job Loss

There are also steps you can take to bring in income and prepare for any future financial setbacks you may endure. Consider these options:

Starting a Side Hustle

A side hustle is a gig you start that doesn’t have to be full-time but fits into pockets of time you have available. One of the key benefits of a side hustle is bringing in income.

Side hustles can include anything from driving a rideshare to delivering food. You might sell your nature photography online or help local businesses with their social media part-time.

Building an Emergency Fund

Starting an emergency fund can help protect your finances if you were to lose your job. This involves saving money so it’s there if you are laid off or encounter an unexpected expense, such as a major car repair or dental bill.

In terms of how much money should be in an emergency fund, aim for three to six months’ worth of basic living expenses. Of course, it’s fine to build that up over time versus coming up with the whole amount. Even putting aside $20 a month is a start. And by keeping the funds in a high-interest savings account, you’ll help it grow.

It’s important to know when to use an emergency fund. Losing one’s job is an emergency; it’s exactly what the money is there to pay for. However, the opportunity to travel at a deeply discounted rate or buy designer shoes for 50% off are not good reasons to tap this account.

Starting a Budget

Developing a budget and following it can help you get through challenging financial moments and thrive in good times. A budget helps you balance the money you have coming in, your spending, and your saving. It helps you get a better handle on your financial situation and make adjustments in real time.

•   One popular budget is the 50/30/20 budget rule. This says that, of your take-home pay, 50% should go to basic living expenses, 30% to spending on your wants (such as eating out), and 20% should go to savings and debt payments beyond the minimum.

•   If you have lost your job, you can minimize the 30% by trimming back your spending on wants as much as possible and then attributing more to the basic living expenses and debt payments.

•   The 20% saving figure can be a way to plump up that emergency fund that can help sustain you during a job loss.

The Takeaway

Paying bills when you lose your job can feel stressful, but it’s not impossible. Some key steps may include prioritizing your bills and focusing on budgeting for the bare necessities. It’s also wise to negotiate lower or delayed payments where possible and look for other interim streams of income while you look for your next job.

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Better banking is here with up to 4.50% APY on SoFi Checking and Savings.

FAQ

What happens to debt when you lose your job?

Your debt does not go away when you lose your job. You want to keep paying at least the minimum due. However, you may be able to negotiate a way to lower your interest rates or defer payment while you are out of work. Contact your creditors and see what can be worked out.

What bills should I pay first?

When you are unemployed and need to pay bills, prioritize basic living expenses, such as housing, food, and healthcare. It’s also important to stay current on loans, such as student or car loans.

How do you budget if you are unemployed?

If you are unemployed, focus your budget on paying for your basic living expenses (food, shelter, healthcare, etc.) and paying the minimum on your debt. Trim down your discretionary spending; negotiate with creditors to keep debt manageable; and look into borrowing or earning additional funds.


Photo credit: iStock/Delmaine Donson

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Apache is functioning normally

August 16, 2023 by Brett Tams

Inside: Dreaming of ways to make money fast as a woman? Stop dreaming and take action. These are genius ways of making money online and at home.

Making money fast is crucial for maintaining a comfortable lifestyle, especially in the face of rising living costs. It can be the key to financial stability, providing additional funds to support and enjoy your lifestyle.

As a woman, you need to know how to make money fast.

This isn’t just about getting rich quickly. It’s about women gaining the freedom to live independently without financial constraints.

The feeling of financial security lessens stress; not having to worry over unexpected expenses plays a big role in your overall well-being.

This is what you want to do – make money fast!

Good news! You are in the right spot and I’ll show you my favorite ways to make money online.

Get into the right mindset, ladies! Making money fast isn’t just possible, but also liberating.

How can I make easy money ASAP?

Making easy money quickly can be achieved in various ways that utilize your skills and knowledge.

First and foremost, consider your own skills and expertise, and determine whether they could apply to jobs like cake baking, childcare, bookkeeping, house cleaning, or freelance writing.

This will tell you the easiest way for you to make money quickly. For me, I prefer to trade options in the stock market. Whereas someone else may choose babysitting or dog walking.

You need to find how to make money fast and we will help you with that decision.

Why Making Money Fast is Important

1. Makes it possible to live comfortably
2. Enables you to afford the best quality of life
3. Gives you the freedom to pursue your dreams
4. Gives you the freedom to live without financial constraints
5. Provides you with security and safety
6. Freedom to give back to your community
7. Freedom to choose how you spend your time
8. Opportunity to take risks and start a business
9. Provides you with a sense of power and control
10. Live without financial worry

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

Are you passionate about words and reading? 

If so, proofreading could be a perfect fit for you, just like it’s been for countless of readers! Learn how you can create a freelance business as a proofreader.

Check out this free workshop!

Bookkeeping is the most stable, reliable & simple business to own. This is how to make a realistic income -either part-time or full-time.

Find out TODAY if this is THE business you’ve been looking for.

How can I make a lot of money in hours?

Making income in a matter of hours for a woman is entirely feasible with a blend of freelancing, leveraging gig economy platforms, and capitalizing on your skills or assets. Here’s a quick guide for you:

  1. Consider freelancing: Establish your writing, graphic design, or programming services on platforms like Fiverr or Upwork.
  2. Dive into the gig economy: Sign up for TaskRabbit, Airbnb, or Turo to start earning.
  3. Try online tutoring or content selling: Proficient in any subject or have strong graphic design skills? Go for tutoring or sell your content.
  4. Indulge in buying & selling: If you’re good at purchasing low and selling high, then swap clothes or furniture, or even stocks.
  5. Take online surveys or join market research groups on sites like Swagbucks for a rapid source of income.

Remember, time management is crucial for balancing multiple streams at once. Don’t forget to schedule wisely!

How to Make Money Fast as a Woman

No matter who you are, making money can be tough. But if you’re a woman, it can feel impossible.

From getting paid less than men for the same job to having a harder time getting promoted, the deck is often stacked against us.

Just so you know that making quick money in one day won’t happen overnight.

So, I’m going to tell you the best ways to make money fast as a woman.

1. Sell Services

Selling your skills or expertise is a fast, viable way to earn money. It’s all about utilizing what you already know to provide value to others.

Identify your marketable skills, such as cake baking, freelance writing, bookkeeping or even organizing spaces.

Brainstorm which of these services people could pay for.

Remember, you can tap into both physical tasks, like house cleaning or pet-sitting, and digital ones, like creating digital printables or offering consulting in your field of expertise.

Expert Tip: Launch your service with a few testimonials, helping to build trust with potential customers from the get-go.

2. Freelance

Freelancing is a savvy way for women to stack up earnings fast, offering flexibility and complete control over the workload. It’s a ticket to dodge conventional office politics and punch above your earning potential.

Start by identifying your freelance niche. You can be a writer, graphic designer, or anything you’re skilled at. Many people use their transferable 9-5 skills to side hustle.

Then, create your profile on platforms like Fiverr, Upwork or Guru – be sure to showcase your accolades.

Set your rates, then start connecting with clients looking for your talent.

Remember, success in freelancing is driven by quality and consistency. So, sharpen your skills and always exceed your client’s expectations.

Freelancing may start as a side gig, but with dedication, it can grow into a full-time job.

3. Become a Product Reviewer

Being a product reviewer is an intriguing job opportunity for those who enjoy sharing candid feedback about their experiences with various products.

As a product reviewer, you are required to assess products often sent to you from diverse companies.

Your role involves providing a comprehensive review that could range from making an unboxing video to writing a detailed article about the product’s features and performance.

This kind of job requires an unbiased perspective and the capacity to articulate your thoughts and experience in a detailed, user-friendly manner.

Companies value this form of direct feedback as it provides them with significant data about their product’s strengths and weaknesses as perceived by an end-user.

4. Virtual Assistants

As a woman, becoming a virtual assistant could be your fast lane to earning a substantial income.

This is especially a great option if you’re excellent in organization and time management along with the need for flexibility.

For many becoming a virtual assistant with no experience is possible. And very lucrative.

Finally, for your best shot at success in this field, taking a course to improve your learning curve is extremely helpful.

Potential to earn up to $43,000 per year.

5. Sell Your Crafts

Ladies, have you thought of turning your love for crafts into a profitable venture?

Find out what crafts are in demand. The higher the demand, the more profitable it would be to make and sell these crafts.

Remember, profitability hinges on what you sell and how much you sell. Happy crafting!

While you are limited on what you can earn by what you can make, it is possible to make money doing something you absolutely enjoy.

6. Stock Trading

Stock trading may seem daunting but it can be a quick route to financial independence, especially for women.

With the right tools, information, and mindset, you can swiftly navigate the market and amplify your earnings. In fact, this is something Teri Ijeoma did herself.

Educate yourself on the basics before you invest. This is exactly what I did and my investment has paid off.

Always be aware of the risks involved in stock trading and proceed cautiously. However, building up an investing education is a wise decision.

Learn how fast can you make money in stocks.

7. Babysit

Babysitting is a versatile side hustle offering flexible hours and good earning potential.

It’s an ideal opportunity if you’re seeking quick, extra income and enjoy children.

Obtain optional certifications like CPR and first aid to enhance your appeal. Visit platforms like Care.com, Sittercity, or Urbansitter to create your profile and connect with clients.

8. Transcriber

One field that remains highly overlooked is transcription.

A transcriptionist listens to audio files and converts them into written documents.

Gain a thorough understanding of the industry. Check out this free webinar to get the basics right.

Consider specializing in legal or medical transcription. These niches often fetch higher wages.

You could easily make $3000-$4000 monthly, working on your own schedule.

Remember, practice and precision can help you achieve a lucrative transcription rate.

9. House Cleaning

Cleaning can be a rewarding gig, especially if you like tidying spaces.

Despite recognizing the need for a clean home, many people often struggle to find the time or energy to routinely clean their homes. This is where the prospect of a housecleaning business arises.

Busy homeowners, parents juggling work and childcare, elderly individuals needing assistance, and even businesses needing regular cleaning services are all potential clients for a housecleaning business. This demand provides a consistent income flow for those offering cleaning services.

In fact, individuals transitioning into this field of work can negotiate their wages with clients, potentially earning more than $15 an hour based on the complexity and demands of the job.

10. Sell Printables on Etsy

Selling printables is an effective and lucrative method to generate passive income.

Once printables such as planners, calendars, and journals are designed, created, and listed for sale on platforms like Shopify or Etsy, they can consistently produce income without requiring continual input or maintenance.

According to several experts, one of the keys to making substantial profits from printables is to differentiate your products.

Building upon this idea of making money from printables, the free Printables Workshop by Gold City Ventures offers comprehensive insights into the process of creating and selling aesthetically pleasing printable products online. This accessible course can be an excellent starting point for beginners looking to navigate the printables market.

Selling printables on Etsy might be the perfect venture for you!

11. Dog Walking

Looking for a fun-filled way to make some quick bucks?

Dog walking could be the right side hustle for you, especially if you’re an animal lover.

  • Easy to find jobs for dog walking.
  • Suitable for people with flexible schedules.
  • Offers an active way to earn money.
  • Option to select your rates with platforms like Rover.
  • High demand especially due to increasing pet adoptions and busy pet owners.

You can work when you need to and not take clients when you don’t want too.

12. Make Money Blogging

Blogging is a popular and prevalent way to earn money. Many blog owners are women who want the flexibility to earn significant money at their own pace and schedule.

Earning money through blogging allows you to focus on something you’re passionate about. Any topic that can provide value to an audience can be blogged about. Targeting a niche that has been overlooked by existing blogs can increase your blog’s potential earnings.

Starting a blog doesn’t require formal training, but it does require a willingness and ability to write effectively for an audience.

By employing monetizing avenues, like affiliate marketing and advertising, a blogger can boost their earning significantly.

Despite the vast number of existing blogs, the industry is very accommodating toward new voices, especially female voices. Thus, knowing how to monetize a blog can offer women many opportunities.

Remember, blogging is not just about earning fast bucks, it also needs consistent efforts. It’s rewarding but can start slow.

13. Ride-Sharing

Ridesharing is an excellent opportunity for women looking to make fast money. With apps like Uber and Lyft, you can earn an income simply by offering transportation services.

Here are a few tips to increase your earnings:

  • Consider driving during peak hours, weekends, or during special events to cash in on higher demand.
  • Choose busy locations such as city centers and nightlife spots to increase your chances of getting rides.
  • Maintain good customer service and ensure safe driving to uphold your rating and receive more ride requests.

14. Office Cleaning

Considering the hustle and bustle of the daily grind, office cleaning can be an untapped treasure trove for women seeking quick cash. Given the high demand and flexible hours, it’s an ideal source of extra income.

You must identify office premises needing cleaning services. Reach out to the owners or management, and propose your services.

Think about offering your services to offices in your local area. It’s a fast way to make extra money while managing your other commitments.

15. eBay Arbitrage

Looking to earn some quick money? eBay Arbitrage could be the game-changer you need.

Aimed mostly at women who love shopping, it’s about buying products cheaply and selling them on eBay for a profit.

  • First, hunt for bargains in thrift stores, sales, or online markets.
  • Go with high-demand items; electronics, collectibles, or brand sneakers are a good start.
  • Then, create your eBay store and list your finds at a competitive but profitable price.
  • Track each item’s demand through keyword research and buyers’ reviews.
  • Remember to calculate potential profits inclusive of shipping costs and eBay fees.

Armed with the right strategies, you can start earning with eBay in no time!

16. Freelance Writing

Did you know your writing passion can become a quick buck-making engine? That’s right, freelance writing is a gold mine you ought to tap.

First, identify a writing niche you love. It’s easier to excel when you’re passionate about your work.

Continually hone your writing skills. The more you practice, the better you become and the more valuable your skills. Finally, don’t be shy to market your skills. Reach out to small businesses and startups—they often need freelance writers.

Remember, quality over quantity will earn you a solid reputation in the long run. Now, go turn those wordy wonders into wealth!

17. Online Surveys

Curious about making a quick buck? Engaging in online surveys can be a fast money-making method just for you!

You don’t earn a huge amount per survey but when taking multiple surveys, it will add up fast.

Here are the top legit survey platforms:

Use your free time wisely. Take surveys during work breaks or leisure hours.

Redeem points for PayPal cash or gift cards.

18. YouTube Channel Building

Building a YouTube channel can be an interesting and rewarding venture.

It provides an incredible platform to share your content, express your creativity, and engage with a global audience. Whether you want to showcase your talents, teach something unique or simply entertain, having a YouTube channel opens up many opportunities.

Effective engagement with your audience is vital.

Last but not least, patience is something you will need in abundance. Building a successful YouTube channel takes time, so don’t lose hope if you’re not seeing immediate results.

Remember, there’s no limit to what you can achieve with your YouTube channel. It all comes down to how creatively you can use this platform to engage with your audience and grow your presence.

19. Bookkeeper

In our increasingly digital age, online bookkeepers are in high demand, with more businesses choosing to move their financial operations to the online platform. This shift in business operations has created a robust opportunity for those trained in bookkeeping to tap into the market and earn income while working from the comfort of their homes.

To be successful as web-based bookkeeper, you need to be well-organized and have previous experience dealing with numbers. However, even without a formal accounting education, individuals can take advantage of online learning platforms like Bookkeepers.com to learn and sharpen their bookkeeping skills for free.

Becoming a virtual bookkeeper is not just a fantastic full-time job opportunity; it’s also an excellent side hustle for women and mothers proficient with numbers. It provides flexible hours and allows the freedom to work from anywhere, making it ideal for those juggling multiple responsibilities.

The financial compensation for an online virtual bookkeeper is quite significant. On average, bookkeepers can earn at least $50000 a year helping business owners manage their finance and bookkeeping online.

20. Start a Dropshipping Store

Dropshipping is a viable option with low startup costs that lets you run an online store without handling any physical products.

There is still plenty of time to get into the dropshipping business.

Start by deciding what products to sell. Find a niche you’re passionate about for a higher chance of success.

Remember, a successful dropshipping venture involves effective marketing as well. So invest time and effort into perfecting your advertising tactics.

21. Do Clerical Work

Clerical work offers flexible, remote opportunities for women to make quick money.

With adequate admin experience and internet access, you can explore roles like Virtual Assistant, Online Data Entry Professional, or Court Transcriptionist.

This is one of the best non phone work from home jobs.

Experts tip: Perfection and punctuality are key. Attention to detail and meeting deadlines can make you stand out.

22. Resell Clothes

Reselling clothes online is a savvy way to turn your clutter into cash, especially if you love digging for hidden gems.

It’s a popular method for fast cash flow, with Poshmark and Facebook Marketplace being perfect platforms. One of my friends is very successful with this!

  • Begin with your own closet, and sell kids clothes they have outgrown too.
  • Reinvest your earnings, by buying second-hand clothing to resell can boost your profits.
  • Don’t forget quality. Run a quick check for authenticity and brand labels.
  • Visuals sell. Stage items and capture high-res photographs.
  • Providing a great customer experience is key, ensuring prompt shipping and maintaining politeness.

Play your cards right, you could earn anywhere between $100 to $1,000 a month or even reach a six-figure yearly income.

23. Do Home-Based Child Care

Home-based child care is a viable option to earn money, leveraging the natural maternal instincts and caregiving skills of many women. It can be a lucrative side hustle and a means to financial independence.

This is especially a great avenue to pursue when you are already at home raising your own children.

Make sure to follow any state regulations about running a daycare out of your home.

Begin by determining the number of children you can handle at a time, taking care not to overbook.

24. Podcasting

Podcasting is a wonderful opportunity for delivering narratives. It enables you to weave compelling stories while inspiring, instructing, or simply entertaining your listeners.

The unique format of podcasting lets you connect with your audience on a personal level. They listen to your voice, engage with your thoughts, and feel a stronger connection to you.

By starting a podcast, you are joining an increasingly popular trend, with the global number of podcast listeners has grown to 464.7 million listeners in 2022 (source).

Podcasting also opens up doors for networking and collaboration. You can invite experts, artists, or like-minded individuals as guests on your show, thus expanding your network.

There’s a potential to earn from podcasting. With affiliate marketing, sponsorships, and advertising, the commercial possibilities of podcasting are extensive.

25. Merch by Amazon

“Merch by Amazon” is a print-on-demand service that allows you to design and sell your merchandise.

It’s a great money-making alternative as it offers massive exposure and doesn’t require any upfront costs.

One of the significant advantages of using Merch by Amazon for passive income is that you are not required to maintain inventory or deal with shipping. Amazon handles these aspects, allowing you to focus on the creation process and customer satisfaction.

Amazon’s royalty system ensures that you get paid instantly whenever your merchandise is purchased. This allows you to earn money passively with every sale.

When your designs meet the current market trends and the preferences of your customers, they are more likely to be popular, leading to an increase in sales, hence, higher passive income.

26. Become an Influencer

Becoming an influencer is a smart, quick way for women to make money. While most people just stumble upon becoming an influencer, you can decide to pursue this avenue.

With earning potential that is unlimited, this opportunity is flourishing, requiring no specific degree or job experience.

Remember, platforms like TikTok, Instagram and YouTube reward new, engaging creators.

Dedication and consistency could lead you to major earnings where you make thousands for each post.

27. Work as a Translator

Having mastery in more than one language opens up a world of opportunities, particularly in the realm of translation services. The ability to translate language effectively and accurately is a skill that’s in high demand in the current globalized world.

A top benefit of being a freelance online translator is the flexible work environment. You have the freedom to choose when, where, and how much you want to work. This flexibility for work-life balance is more appealing now than ever, especially in the unsteady job market.

Freelance translators also have access to a wider client base. Unlike full-time translators who work for specific organizations or agencies, freelance translators can work with various clients from all over the world, widening their potential income streams.

The need for translators is projected to grow substantially. In the United States alone, the U.S. Bureau of Labor Statistics reports that employment for interpreters and translators will increase by 20% from 2021 through 2031, which is much faster than the average for all occupations.

Among other freelance professions, translation can often provide a more stable income.

As most sectors including education, legal, business, medical, and technological firms continue to globalize, they regularly need translators to bridge the language gap, making freelance translation services a steady income source.

31. Become a Flipper

Becoming a flipper is a high-return, low-investment way to make money fast. It involves buying low and selling high, perfect for those wanting a profitable side hustle.

Here are actionable steps to kickstart your flipping journey:

  • Identify items to flip: Popular options include toys, clothes, electronics, books, and furniture. Pro-tip: Sell things you have around your house to start risk free.
  • Choose a selling platform: Sell locally via Facebook groups or Craigslist, use reselling apps like Decluttr, or open an online store on eBay.
  • Price it right: Pricing items competitively garners buyer interest and maximizes profit.
  • Learn more: Free webinars, like Flipper University and the Flea Market Flipper, offer insights for a successful flipping business.

Remember, flipping can be more than just a side hustle; it’s a potential full-time career.

32. Micro-Tasking

Micro-tasking offers a quick way for you to earn money by completing short and simple tasks.

As its popularity grows, so does the list of platforms where you can find micro-jobs. Here are the popular platforms.

This allows your the flexibility to work whenever you want. Plus no special skills or degrees are needed.

Just note… This is not a stable income source

Tips for Finding the Best Way for You to Make Money

As you can see, there are many different ways to make money fast as a woman.

You can find the best way for you by considering your skills, interests, and the amount of time you have available.

Here are some helpful tips to make sure you are earning money quickly.

1. Identify Your Skills and Offerings

You’re already gifted, let’s transform those skills into fast cash.

Make a list of your skills, passions, and expertise; you can tap into anything from programming to knitting.

That is where you want to start.

From personal experience, I can tell you it is way easier to work on a side hustle or business when you are passionate about the topic.

Remember, the digital world is your playground, so play, innovate and cash-in.

2. Research the Best Ways to Make Money

Now, that you know the skills and experience, look at the list above and determine which ones match up.

You will need to spend time watching a free webinar to learn more.

Compare different money-making ideas. From part-time jobs to freelancing, there’s a plethora of options. You need to pick what works best for you.

Remember, generating a consistent income requires effective strategies and the right mindset. So choose wisely!

3. Try Different Ways to Make Money – Not Just 9-5 Jobs

It’s vital to explore different money-making strategies as a woman for financial stability and independence.

Just because one avenue didn’t work out doesn’t mean you should throw in the towel.

Remember, the key to success is perseverance, so pick something you’re passionate about and stick to it. Try not to jump from one idea to another out of impatience; success takes time.

Also, as your revenue increases, start building a lifestyle business for passive income.

4. Focus on the Things You Are Good at

Unlock your financial potential by recognizing and utilizing things you’re excellent at.

To cash in fast:

  • Identify your standout skills. These could range from writing, fine arts, math, e-commerce to digital marketing or even passions such as sports and hobbies.
  • Assess the viability of earning via your skills. Research shows that the digital economy is filled with opportunities.
  • Exploit platforms that cater to your expertise. For freelance gigs, you can try platforms like Upwork, Fiverr, or Guru.

There are so many ways to make money online as a beginner. So, indulge in the digital playground, embrace exploration and innovation, and let your skills earn for you.

5. Find Opportunities That Allow You to Work Flexibly

You can choose when to work and when not to, rather than being constrained by a 9 to 5 workday. The flexibility to create your schedule means you can operate at your most productive times, whether that’s early in the morning or late at night.

Working from home or any location across the globe enables a better work-life balance, reducing stress and improving productivity. This is particularly beneficial for those who have families or are committed to other obligations.

When working for yourself, you may have the potential to earn more than traditional salaried roles.

Lastly, making a living from your passion is huge!

You are being paid to do what you love anywhere, anytime which is rare and precious.

6. Consider Specializing in a Niche Subject

Specializing in a niche subject can elevate your earning potential quickly, owing to smaller competition and a personalized audience.

Being a subject matter expert in a specific area can provide you with an edge over your competitors.

Specializing in a niche can help you stand out and garner a dedicated audience, ultimately leading to faster earnings.

Remember, the key to making money faster in your specialized area is persistence and patience. It may take time to build a strong following, but once you do, the financial rewards can be substantial.

Stick to your chosen area, continuously learn and improve, and consistently deliver high-quality content to make your mark in your chosen niche.

7. Take Advantage of Trending Opportunities

Jumping on trending opportunities can be a gold mine, especially for women who want to make money fast from home. These ever-evolving trends tap into various skill sets, interests, and experiences, potentially translating into a lucrative gig.

For many, it may have been TikTok when the company first started.

Remember, the digital world holds limitless potential. Just needing to innovate and execute your ideas!

8. Invest in the Right Tools and Equipment

The key to making money, either online or offline, is making an informed investment of your time into the right tools, equipment, and learning resources.

While this can initially seem like an expenditure rather than a money-making step, it is, in fact, a cornerstone of your financial growth strategy.

Investing time in learning and increasing your knowledge base is vital. This could mean spending your time reading about new insights in your area of work, attending webinars, or enrolling in online courses. The ROI of this proactive learning is immense.

Consider this an opportunity or a catalyst that speeds up your journey toward substantial income generation and financial freedom.

9. Commit to Consistent Efforts

Commitment to consistent efforts is the cornerstone of any successful endeavor, more so when running your own side hustle.

One of the fundamental principles for making money is the dedication to keep improving your craft, always learning, and always evolving.

This continual effort involves a long-term commitment to staying updated with the latest writing trends, styles, and industry standards.

With persistence and patience, the fruition of your investments will lead you toward the fulfillment of your financial dreams.

10. Utilize Social Media Platforms to Promote Your Business

Social media platforms are powerful tools for business promotion, and when used strategically, they can lead to fast monetary gains.

Understanding how to effectively utilize these platforms can drastically enhance your chances of making quick bucks.

  • Start by creating a robust online presence for your business on various social media platforms. Remember, consistency is key to building your brand.
  • Engage with your audience frequently and respond to their comments. This boosts engagement on your posts.
  • Post content that is engaging, relevant, and aligns with your business values.

Always monitor your performance using social media analytics to understand what works best for your audience.

Which side hustles for women have you tried?

Personally, here are the side hustles I have done or currently do:

  1. Stock Trading as a swing trader
  2. Online Content Creation
  3. Social Media Influencer
  4. Online Consulting
  5. Pet Sitting or House Sitting
  6. Teaching Dance Lessons
  7. Personal Organizer

However, I know many people that have tried the ones listed above.

So ladies, which of these enticing hustles appeals to your skills and schedule the most?

FAQ

Stay-at-home moms have numerous opportunities to earn money from the comfort of their homes. Plus being able to bump up your household income while juggling parenthood is the perfect combination.

Find the best jobs for moms specifically!

Any of these opportunities requires dedication and consistent effort, but with time they can all yield substantial returns.

Thankfully, there are many ways for women to make money online.

Above we covered all of the interesting ways and many are online.

Remember, opt for an avenue that suits your skills, interests, and time availability.

Well. the answer to this will depend on who you speak with.

Personally, I find ways to build passive income with your side hustle as the best option. Then you aren’t trading your time for money.

As a woman, many opportunities are right at your fingertips. The most popular and profitable include:

  • Start a blog: With consistent readership, you can make thousands from ad revenue and sponsored content.
  • Virtual assistant: Services can fetch around $10-30/hour.
  • Social Media Management: Businesses are willing to pay up to $1000-2000 per month for proficient managers.
  • Bookkeeping: On average, freelance bookkeepers earn around $34/hour.
  • Selling products online: Sites like Etsy, Amazon FBA, or your own platform can earn you a substantial income with a successful shop.
  • Trading Stocks or Options: by improving your investing knowledge, you can quickly increase your net worth.

Remember – it all starts with a step. Your side hustle could turn into a full-time passion!

This is How to Make Money from Home as a Woman

In conclusion, as a woman, there are plenty of genius and fast ways for you to make money.

The article underlines the significance of grabbing the reins of your financial future.

Through the strategies shared – including investing in stocks, working from home, or using budgeting hacks, you can boost your income significantly.

One of the concepts, I’m big on is making sure you know how to make your money work for you.

With wise decisions and being open to possibilities, your financial independence is within reach.

Remember – the ball is in your court, so make sure to take that shot and score your financial goals. It’s high time to cash in on your potential!

Know someone else that needs this, too? Then, please share!!

Source: moneybliss.org

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Apache is functioning normally

August 15, 2023 by Brett Tams

How Much Money Do You Lose to Taxes, and Do You Care?

About half of Americans would rather get a bigger tax refund than an extra $115 per paycheck, according to a recent survey Credit.com conducted. But a bigger tax refund isn’t always a good thing. Learn more about what you can do with a larger paycheck.

Methodology

Note: This survey was conducted for Credit.com using Suzy.com. The sample consisted of a total of 1,028 responses per question and is not statistically representative of the general population. This survey was conducted in October 2022.

In This Piece

  1. More Than Half of Americans Prefer a Larger Tax Refund
  2. What Can You Do with a Bigger Paycheck Instead?
  3. How Can You Earn More Money Throughout the Year?
  4. Ways to Get a Bigger Tax Refund

More Than Half of Americans Prefer a Larger Tax Refund 

We asked more than 1,000 people aged 18 to 99 whether they’d like a $3,000 tax refund or $115 more in take-home pay on each paycheck. Surprisingly, 52% of the respondents in our tax refund survey said they’d take the bigger tax refund. 

Men were more likely to choose the bigger tax refund, at 54.2%, and millennials aged 25 to 34 were the most likely age group to choose the bigger tax refund. People aged 18 to 24 were least likely to say they’d take the bigger tax refund.

It’s important to note that in many cases, getting a tax refund means you overpaid the IRS throughout the year. You could’ve kept the money yourself and put it to work for all those months instead of letting the government earn interest on it. If you’re not sure what your tax refund might look like, see how you can maximize your tax refund so you can plan ahead.

What Can You Do With a Bigger Paycheck Instead? 

To find out how much money you lose to taxes, learn how to read a pay stub so you can add up your tax payments. If you’re paying too much and getting a refund every year, you can adjust your withholdings to get more out of your paycheck every payday. Here are a few things you can do with a bigger paycheck:

  • Invest more in retirement. When you’re paying less to the federal or state government every pay period, you have more money to invest in retirement. If you were already getting along without this extra money every pay period, it might be a good idea to contribute it to a 401(k) or other tax-deferred accounts. If your employer offers a contribution match, this is a great way to maximize retirement savings.
  • Pay off more debt. Alternatively, funnel that extra money every paycheck into paying off debt. Every little extra bit you can pay off each month cuts down on long-term interest expenses, so you may be able to save yourself a lot in the long term.
  • Invest in savings accounts. Sock the money away in savings accounts with high-interest yields for an easy, safe way to earn a little money on your cash. Savings accounts also ensure your money is readily available if you need it.

How Can You Earn More Money Throughout the Year? 

What if you’ve already adjusted your tax withholdings so you’re not losing money every pay period to taxes unnecessarily? If you want more take-home income every month, you may have to look for other ways of earning money, including:

  • Side hustles. Join the gig economy to make extra money delivering groceries or food, writing content for others, doing surveys or market research, babysitting, walking dogs or any number of other tasks. Remember that, as a freelancer, you’ll be responsible for paying taxes on anything you earn via a side hustle.
  • Investments. Make investments so your money is working for you. You might invest in stocks and bonds, more conservative options like CDs or property you can rent or flip for a profit.
  • Asking for a raise. Boost your paycheck by asking for a raise if you think you’ve earned it, your current job duties have grown and aren’t in line with your pay or you haven’t had a cost-of-living adjustment in some time.
  • Getting help with finances. Get help managing your finances so you can reduce your debt or interest payments. If you can lower how much you need to pay on debt every month, you have a lot more discretionary income to work with.

Ways to Get a Bigger Tax Refund 

If after everything above you still agree with the 52% of respondents in our survey who said they’d rather have a bigger tax refund, there are some things you can do to get one. They include:

  • Adjusting your withholdings so more is taken out in taxes each paycheck. Note that this will reduce how much you take home out of each paycheck.
  • Maximizing your tax refund. While you can do your taxes for free, you may find paid tax filing software has more options for increasing your refund via credits and deductions.
  • Get expert help with taxes. Work with professionals who can help you learn more about your tax situation and how you can maximize your refund. Start with information on Credit.com to get help with your taxes.

Source: credit.com

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