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Home Buyers Still Hopeful, Would-Be Sellers Less So

March 20, 2023 by Brett Tams

One in 10 Americans say they want to buy a home in 2022. But between high prices and low supply, they will need a lot of resilience for their search.

Posted in: Moving Guide Tagged: 2, 2021, 2022, active, actual, Administration, affordable, All, American Dream, analysis, assets, average, baby, baby boomers, before, bidding, big, Blog, boomers, Budget, Buy, buy a home, buyer, buyers, Buying, Buying a Home, Census Bureau, choice, Choices, clear, closing, Competition, Credit, credit score, currency, data, Debt, debt-to-income, Deciding to Buy a Home, down payment, downsizing, dream, Economy, expensive, FHA, finances, Financial Wize, FinancialWize, first home, first-time home buyer, fitness, fixer-uppers, Free, fund, future, Giving, good, good credit, growth, healthy, historical, home, home buyer, home buyers, home features, home inspection, Home Price, home price increases, home prices, home sellers, home shoppers, homebuying, Homeowner, homeowners, homeownership, homes, homes for sale, house, house hunting, Housing, Housing market, hunting, Income, inspection, interest, inventory, lessons, Life, list, Listings, loan, Loans, low, Low inventory, LOWER, Make, making, market, men, millennials, Misconceptions, More, Mortgage, mortgage payment, Mortgage Rates, Mortgages, Moving, National Association of Realtors, nerdwallet, new, new homeowner, or, Other, pandemic, Personal, personal finances, place, plan, Planning, plans, price, Prices, probability, programs, Purchase, rate, Rates, reach, realtor, Realtor.com, Realtors, retirement, retirement fund, right, risk, savings, search, Sell, seller, sellers, short, steel, story, Success Story, survey, time, U.S. Census Bureau, VA, VA loans, versus, veterans, veterans affairs, wants, war, will, women

Bull Markets, Explained

March 19, 2023 by Brett Tams

Bull Markets, Explained

A bull market occurs when a broad market index rises at least 20% over two months or more. Bull markets signal higher levels of investor confidence and optimism about the future of the market. They are generally a sign of a strong, healthy economy. The opposite scenario, in which stock prices fall by 20% over […]

The post Bull Markets, Explained appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2017, active, active investing, advice, advisor, All, appreciation, asset allocation, assets, average, balance, Bank, bear market, bear markets, before, bonds, Broker, brokerage, building, bull markets, business, Buy, Buying, clear, company, covid, COVID-19, COVID-19 pandemic, Credit, Crisis, crypto, cryptocurrency, customer service, decisions, display, diversification, diversify, dividend, dividends, earnings, Economy, estate, ETFs, exchange traded funds, expenses, experts, Fall, faq, Federal Reserve, Fees, Finance, Financial advice, financial crisis, Financial Plan, Financial Wize, FinancialWize, FINRA, fund, funds, future, get started, goal, goals, good, Grow, Growing Wealth, growth, guide, healthy, Hiring, hold, How To, HR, impact, index, industrial, industry, Inflation, Invest, Investing, investing in the stock market, investment, investment returns, investment risk, investments, Investor, investors, jobs, journey, Learn, Legal, lending, LLC, loan, low, Make, manage, market, markets, Monetary policy, money, More, Move, mutual funds, natural, needs, new, offer, opportunity, or, Original, Other, pandemic, past performance, Personal, place, plan, portfolio, price, Prices, products, protect, Purchase, Rates, Real Estate, real estate market, rebalancing, Recession, returns, right, rise, risk, save, Save Money, SEC, securities, Sell, selling, shares, short, single, social, sofi, Spending, stage, stock, stock market, stocks, Strategies, Style, tax, Terminology, The Stock Market, time, timing, tips, trading, traditional, trend, Unemployment, value, volatility, wealth, will

Newly built homes too pricey for most Americans: report

March 19, 2023 by Brett Tams

While the current housing market is considered more favorable to buyers than sellers by some mortgage industry leaders, plenty of obstacles remain for aspiring homeowners, especially those looking to buy new properties. Only 35.9 million out of a total of 132.5 million households are currently able to afford a newly built home based on 2022’s … [Read more…]

Posted in: First Time Home Buyers, Refinance, Renting Tagged: 2, 2022, 2023, 30-year, 30-year fixed rate, affordability, analysis, app, Applications, average, brokerages, builder, builders, Built, Buy, buyers, construction, data, Discounts, down payment, estate, existing, Fall, Family, Financial Wize, FinancialWize, first time home buyers, fixed, fixed rate, Freddie Mac, government, home, home market, home prices, home purchase, home purchase applications, home purchases, Home Sales, Homebuilders, homeowners, homes, household, household income, Housing, housing costs, Housing inventory, Housing market, Housing markets, Income, industry, interest, Joel Kan, Leaders, loan, Loans, manage, market, MBA, Media, More, Mortgage, Mortgage Bankers Association, mortgage payment, Mortgage Rates, Mortgages, NAHB, new, new home, News, Other, payments, president, Press Release, price, Prices, programs, property, Purchase, purchase applications, purchase market, quality, rate, Rates, Real Estate, real estate market, Redfin, REMAX, Research, rise, Rising mortgage rates, sales, seasonal, second, sellers, single, single-family, survey, time, trends, volume, will

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb – CNET

March 18, 2023 by Brett Tams

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb  CNET

Posted in: Renting Tagged: 15-year, 2, 2022, 2023, 30-year, 30-year mortgage, Administration, affordable, All, amortization, annual percentage rate, Appreciate, apr, ask, Auto, average, before, Borrow, borrowers, Budget, build, Buy, buy a home, buyers, Buying, Buying a Home, car, closing, closing costs, color, company, cons, Convenience, Conventional Loans, cost, country, Credit, credit cards, Credit Report, credit score, credit scores, data, Debt, debt-to-income, Debts, decades, down payment, Economy, environment, equity, Fall, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Forecast, foreclosure, Freddie Mac, getting a mortgage, good, history, home, Homebuyers, house, Housing, Housing market, How To, impact, Income, Inflation, interest, interest rate, interest rates, lenders, lending, lending money, Life, list, list price, loan, Loans, locks, low, LOWER, Make, making, market, mistake, money, More, Mortgage, mortgage lenders, mortgage loans, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, Moving, new, new home, News, offer, offers, or, Other, ownership, payments, Personal, points, price, principal, products, property, pros, Pros and Cons, Purchase, questions, rate, Rate Hikes, RATE LOCK, Rates, Refinance, Rent, Research, rise, risk, save, savings, shopping, short, stake, states, student, Student Loans, tax, time, timeline, trends, under, value, will, windows, work

First Republic Bank is reportedly exploring sale: Bloomberg

March 18, 2023 by Brett Tams

First Republic Bank, the fourth-largest non-agency jumbo lender in America, is exploring strategic options, including a sale and a capital infusion, and is expected to attract interest from larger rivals, Bloomberg reported on Wednesday

Posted in: Banking, Mortgage, Refinance Tagged: 2022, 2023, All, assets, average, Bank, bank of america, Banking, banks, big, Bloomberg, book, business, buyer, california, CEO, chase, closing, Credit, data, decision, deposit, Economy, estate, Federal Deposit Insurance Corporation, Federal Reserve, Finance, Financial Wize, FinancialWize, Fitch Ratings, fund, home, home loans, Insurance, interest, investment, investment portfolio, IPO / M&A, JPMorgan Chase, Jumbo loans, Jumbo mortgage, lenders, liquidity, Loans, market, More, Morgan Stanley, Mortgage, offers, Operations, Origination, Other, portfolio, president, quality, ratings, Real Estate, Regulatory, securities, Silicon Valley, silicon valley bank, single, space, stress, trading, Treasury, value, volume, wall, Wall Street, wealth, wealth management, weighing, wells fargo, will

The Best Car Insurance in California for 2023

March 18, 2023 by Brett Tams

Check out NerdWallet’s guide to getting the best car insurance in California, ranked by factors like coverage and discounts offered and customer satisfaction.

Posted in: Auto Insurance, Insurance, Moving Guide Tagged: 2, 2022, 2023, active, Advertising, affordable, All, analysis, app, Auto, auto insurance, average, Benefits, business, business insurance, california, car, Car Insurance, cars, choice, closing, company, cons, Consumers, cost, country, currency, data, Discounts, dmv, Drivers, driving, education, electric, expenses, experience, farm, Financial Wize, FinancialWize, good, great, guide, habits, home, Home Insurance, homeowners, improvement, Inflation, install, Insurance, Life, list, Live, low, Make, market, Media, military, mobile, Mobile App, money, More, nerdwallet, new, News, offer, offers, Offices, or, Other, Personal, Pet, policies, pool, Popular, premium, products, pros, public transit, Purchase, quality, questions, rate, Rates, ratings, rental, renters, repair, rideshare, right, room, safe, safety, savings, second, shopping, simple, social, Social Media, state farm, student, survey, time, Transportation, trust, unique, usaa, vehicles, veterans, youtube

1033: The Benefits of Joining a Real Estate Team With Sara O’Malley

March 18, 2023 by Brett Tams

Wondering whether or not you should join a real estate team? On today’s podcast with Sara O’Malley, we discuss what the right real estate team can do for a new agent. Tune in and find out what Sara loves most about her team and the biggest benefits teams offer new agents. Sara also shares social media tips, why it pays to be real in real estate, and a sound strategy for earning more agent referrals. 🚨🚨Register for the Real Estate Rockstars Mastermind in May!🚨🚨
➡️➡️https://bit.ly/RERmastermind

Posted in: Small Business Tagged: 2022, agent, agents, average, baltimore, Benefits, big, Buying, College, company, Deals, design, dream, dream home, earning, Earning More, East Coast, estate, facebook, Financial Wize, FinancialWize, formula, Free, freelance, graduated, guests, home, home purchase, Instagram, investment, investment property, Keller Williams, leadership, Learn, learned, legacy, Life, Links, low, Make, market, Marketing, Maryland, Media, More, negotiate, new, offer, or, organization, podcast, pressure, price, property, Purchase, questions, Quick Tips, Real Estate, real estate agent, Real Estate Agents, referrals, Review, right, sales, science, seller, sellers, shares, social, Social Media, the west, tips, Twitter, value, virginia, working

Most Well-Known Brands Founded by Influencers

March 18, 2023 by Brett Tams

In recent years, the rise of social media has given birth to a new form of celebrity: the influencer. Influencers have become powerful marketing tools for businesses, as their followers often trust their recommendations more than traditional advertising. As a result, many influencers have taken advantage of their influence to launch their own brands, social … Read more

Posted in: Saving And Spending Tagged: 2016, 2022, 2023, Advertising, AI, All, app, Appreciate, author, average, Beauty, Built, business, Campaigns, car, Credit, data, Deals, diversity, Entertainment, experts, Fashion, Finance, Financial Wize, FinancialWize, fitness, food, football, Free, future, goals, growth, guest, health, Health and Wellness, industry, items, Kim Kardashian, launch, layout, Lifestyle, Local, makeup, making, manufacturing, market, Marketing, Media, men, meta, Minimalist, More, most popular, NASCAR, natural, new, offer, offers, Other, Partnerships, Personal, place, Planning, Popular, premium, products, programs, quality, reach, restaurants, Revenue, rise, social, Social Media, Sports, states, sustainability, time, title, tools, traditional, trust, unique, united, united states, wellness, will, woman, working, youtube

How US banks turmoil is impacting the already hammered housing market – New York Post

March 18, 2023 by Brett Tams

How US banks turmoil is impacting the already hammered housing market  New York Post

Posted in: Renting Tagged: 2, 2023, 30-year, 30-year fixed mortgage, 457, All, all-time highs, Applications, average, Bank, Banking, banks, Blog, buyers, Buying, Cities, color, contracts, Credit, Credit Suisse, data, Economics, Economy, fed, Federal Reserve, Financial Wize, FinancialWize, fixed, Freddie Mac, history, home, home buyers, home prices, home search, Housing, Housing market, industry, interest, interest rates, investors, jobs, Lawrence Yun, Layoffs, market, markets, More, Mortgage, Mortgage Bankers Association, mortgage payment, MORTGAGE RATE, Mortgage Rates, National Association of Realtors, new, new york, one year, or, Other, pandemic, Prices, probability, Purchase, purchase applications, quality, rate, Rates, Realtors, Redfin, Research, right, search, sellers, short, Side, Silicon Valley, silicon valley bank, Silicon Valley Bank failure, Sites, svb, the fed, the west, time, West Coast, will, work

$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)

March 18, 2023 by Brett Tams

$25 per hour is $52000 a year. Find out how this is calculated and pick up budgeting tips and side hustle ideas.

The post $25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, 401k, 529, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, airbnb, All, Amazon, analysis, ARMs, assumptions, author, Auto, average, Bank, bank account, bank statement, basic, before, bills, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, car, cents, child care, Clean, cleaning, cnbc, color, commission, cost, Cost of Living, create a budget, Credit, credit card, custom, customer service, data, Debt, decisions, deck, deductions, design, desk, disclosure, dividend, doordash, Downpayment, driveway, driving, earning, Emergency, Emergency Fund, employer, employer match, employer-sponsored retirement plan, Entertainment, entry, event, expense, expenses, experience, experts, Fall, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, financial stability, Financial Wize, FinancialWize, fixed, Florida, food, Free, free time, freedom, freelance, Freelance writer, freelancers, fund, funds, future, gas, get started, goal, good, Google, Graphic, green, groceries, guests, health, Health care, hold, home, hourly, hours, house, Housing, How To, ideas, Illinois, impact, Income, Income Taxes, industry, instacart, Insurance, interest, interest rate, investment, investments, items, job, Job Search, jobs, Leaders, Learn, Lifestyle, Links, list, Live, Living, loan, Loans, Local, LOWER, Main, maintenance, Make, Make Money, making, manage, market, Marketing, md, Media, Medical, medical expenses, Medicare, Miscellaneous, money, More, more money, Mortgage, Movers, multiply, needs, negotiating, net income, Nevada, new, new job, new york, new york times, offer, offers, or, orange, organizing, Other, passive, passive income, Paying Down Debt, payments, Personal, personal finance, personal finances, Pet, photography, plan, planner, Planning, podcast, poverty, present, products, Purchase, quality, rate, reach, Rent, rental, Rentals, Research, retirement, retirement plan, Retirement Planning, retirement savings, Review, room, Salary, savings, science, search, SEC, security, Sell, selling, short, short-term rental, short-term rentals, Side, Side Hustle, Side Hustles, single, smart, social, social security, south dakota, Spending, state tax, state taxes, states, students, tax, tax deductions, tax time, taxes, Tennessee, texas, The Wall Street Journal, time, tips, title, Transportation, trust, Twitter, Uber, unique, utilities, vacation, variable, Video, virtual, virtual assistant, walking, wall, Wall Street, washington, wealth, wealth management, Websites, will, woman, work, workers, working, youtube
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