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Keeping Current Matters hires George Ratiu as chief economist

March 22, 2023 by Brett Tams

Keeping Current Matters (KCM) has hired George Ratiu, formerly the manager of economic research at Realtor.com, as chief economist.

Posted in: Paying Off Debts, Real Estate Tagged: 2021, Administration, agents, before, big, builders, business, buyers, Buying, CEO, company, construction, Consumers, Credit, credit scores, decision, Demographics, Economics, Economy, Empower, environment, estate, experience, Financial Wize, FinancialWize, George Ratiu, historical, home, home construction, household, household formation, Housing, Housing market, Housing markets, Income, industry, investments, Make, market, markets, More, Move, National Association of Realtors, new, new home, new home construction, Other, Purchase, Real Estate, Real Estate Agents, real estate market, real estate markets, realtor, Realtor.com, Realtors, Research, right, savings, sellers, Side, Technology, tracking, trends, will, young, young people

How to begin investing: The steps to take and terms to know

March 22, 2023 by Brett Tams

Investing can be an effective part of your financial strategy. But before you start, make sure you’re ready.

The post How to begin investing: The steps to take and terms to know appeared first on Discover Bank – Banking Topics Blog.

Posted in: Real Estate News, Retirement Tagged: 2023, 401k, advisor, All, ask, assets, Automate, automation, average, Bank, bank account, Banking, basic, before, Benefits, big, bills, Blog, bonds, build, building, Buy, Buying, buying and selling, CD, CDs, clear, coffee, College, Compound Interest, cost, Debt, decades, decisions, discover, diversify, education, Emergency, Emergency Fund, emotional rollercoaster, Emotions, estate, ETFs, exchange traded funds, expenses, experience, Extra Money, FDIC, Fees, Finance, Financial Advisor, financial advisors, Financial Goals, financial journey, Financial Plan, Financial Planning, Financial Wize, FinancialWize, fixed, foundation, front, fund, funds, future, get started, goal, goals, gold, good, great, Grow, growth, health, Health care, High-yield Accounts, historical, hold, home, home renovation, home repairs, How To, Income, index, index fund, index funds, industry, Inflation, interest, interest rate, international, Invest, Investing, investment, investments, investors, IRA, journey, kids, Learn, Life, Long-term Saving, low, Make, making, man, market, markets, Medical, medical bills, money, More, Move, movies, mutual funds, needs, new, new home, offer, or, Other, outdoor, party, past performance, paycheck, Paying Down Debt, Personal, place, plan, Planning, plants, points, portfolio, price, Prices, productive, Promos, questions, rate, reach, ready, Real Estate, renovation, retirement, Retirement Planning, retirement savings, return, returns, risk, robo-advisors, roth, Roth IRA, safe, safety, save, Save Money, Saving, Saving for Retirement, Saving for Your Goals, savings, Savings Account, selling, shares, short, Side, Side Hustle, simple, Software, states, stock, stock market, stocks, tax, Tax Advantages, tax benefits, taxable, taxable income, taxes, Technology, The Stock Market, time, time horizon, traditional, traditional IRA, united, united states, value, volatility, Ways to Save, wealth, will, woman, women, work

Lower mortgage rates fueling existing home sales

March 21, 2023 by Brett Tams

To understand why we had such a beat in sales, you only need to go back to Nov. 9, when mortgage rates started to fall from 7.37% to 5.99%.

Posted in: Mortgage, Mortgage Rates, Refinance Tagged: 2, 2022, 2023, action, active, affordability, All, bankruptcy, bar, before, Behavior, bidding, bidding wars, Books, bubble, buyers, cnbc, co-ops, cost, country, covid, COVID-19, crash, Credit, data, days on market, Distressed, Economics, environment, existing, Existing home sales, Fall, Family, Federal Reserve, Financial Wize, FinancialWize, first-time buyers, First-time Homebuyers, Forbearance, good, Grow, growth, helpful, historical, home, Home Sales, Homebuyers, Homeowner, homeowners, homes, Housing, housing bubble, housing data, Housing inventory, Housing market, Housing Market Tracker, housing sales, inventory, investors, Listings, low, LOWER, Make, market, MBA, More, Mortgage, Mortgage Rates, Move, NAR, one year, panic, place, price, products, Purchase, rate, Rates, rebound, return, rise, sales, Sell, selling, single, single-family, single-family homes, time, townhomes, trend, will, work, wrong

How to Invest $200,000 and Generate a Solid Return

March 21, 2023 by Brett Tams

When at the point of wondering how to invest $200,000, that’s definitely a good sign. After all, having this amount to invest means you’re on the fast path to building long-term wealth. This is especially true if you can invest $200,000 and leave it alone for a decade or two, giving compound interest plenty of […]

The post How to Invest $200,000 and Generate a Solid Return appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 2023, 401k, 429, AAMS, Accredited Asset Management Specialist, ad, Advertising, advisor, Affiliate marketing, Alabama, All, analysis, annuity, apartments, app, Apps, Arizona, Arkansas, assets, author, Auto, average, balance, Bank, bank account, banks, basic, before, beginner, big, bitcoin, Blog, Blogging, blue, bold, bond, bonds, book, brokerage, brokerage firms, Budget, build, building, business, Buy, Buying, ca, california, Capital Gains, capital gains taxes, cents, chance, choice, Choices, climate, cnbc, coinbase, collecting, color, Colorado, Commercial, commission, commissions, commodities, Compensation, Compound, Compound Interest, Connecticut, cons, Crowdfunding, crypto, cryptocurrencies, cryptocurrency, ct, curve, custom, data, decades, Deposits, disclosure, display, diversification, diversify, dividend, earn interest, Economy, employer, Employment, entry, estate, ETFs, ethereum, experience, experts, Family, faq, Fashion, Featured, Fees, fidelity, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, fractional, Free, freedom, fund, funds, future, Georgia, get started, Giving, goal, goals, gold, good, Google, great, green, Grow, growth, guide, hawaii, historical, history, hold, home, How To, how to invest, How to Make Money, How to Make Money Blogging, idaho, Illinois, Income, index, index funds, indiana, industry, industry experts, Inflation, interest, Invest, invest in real estate, Investing, investment, Investment Properties, investments, Investor, investors, IRA, irs, items, job, Land, landlord, Leaders, Learn, Life, Links, list, Local, louisiana, low, LOWER, m1 finance, Main, maine, Make, Make Money, make money blogging, manage, market, Marketing, Maryland, Massachusetts, md, Media, Michigan, Millionaire, mississippi, missouri, mobile, Mobile App, model, money, montana, More, Mortgage, mutual funds, nebraska, needs, Nevada, new, New Jersey, new york, new york times, News, north carolina, offer, office, office buildings, online business, or, orange, Oregon, Original, Other, own business, passive, passive income, patience, payments, Personal, personal finance, personal finances, pie, place, plan, planner, Planning, plans, podcast, pool, Popular, portfolio, price, Prices, projects, property, pros, Purchase, quality, ready, Real Estate, Real Estate Investing, real estate investment, real estate market, REITs, Rent, rent payments, rental, rental property, renting, Research, Residential, retirement, retirement accounts, retirement plan, Retirement Planning, retirement plans, return, returns, Review, right, risk, sales, save, savings, Savings Account, Schwab, science, SEC, second, securities, self-employed, Self-employment, Sell, selling, sep ira, shares, short, single, Sites, Small Business, smart, South Carolina, south dakota, space, Start a Business, stock, stock market, stockbrokers, stocks, Strategies, Style, tax, Tax Advantages, tax-advantaged, taxes, Tennessee, texas, The Stock Market, The Wall Street Journal, time, time horizon, title, traditional, trust, trusts, Utah, value, Video, virginia, wall, Wall Street, wants, washington, Washington DC, wealth, wealth management, Websites, will, Wisconsin, withdrawal, work, workers, youtube

Is Frederick MD, a good place to live?

March 21, 2023 by Brett Tams

Is Frederick MD, a Good Place to Live? 10 Pros and Cons to Consider
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordable, affordable housing, All, Amenities, apartments, artists, average, balance, baltimore, Benefits, biking, Blog, business, camping, car, Career, Choices, Cities, city, College, Commercial, Community College, commute, commutes, cons, cost, Cost of Living, decision, Development, East Coast, Economy, education, education programs, Employment, experience, Fall, festival, Financial Wize, FinancialWize, fishing, flights, food, good, great, growth, healthcare, historical, history, home, homes, homes for sale, hot, Housing, housing prices, impact, Income, job, job market, Learn, Life, Live, Living, Local, low, low-income, Make, making, market, Maryland, md, median sale price, miles, More, most popular, mountains, Move, Music, offer, offers, or, Other, outdoor, park, Personal, place, Popular, price, Prices, programs, pros, Pros and Cons, quality, Redfin, Redfin.com, Rent, rich, right, river, running, School, schools, Seniors, Showcases, smart, snow, Spending, stable, state park, Style, swimming, town, Transportation, Travel, vehicles, volume, war, washington, weather, work

Home Buyers Still Hopeful, Would-Be Sellers Less So

March 20, 2023 by Brett Tams

One in 10 Americans say they want to buy a home in 2022. But between high prices and low supply, they will need a lot of resilience for their search.

Posted in: Moving Guide Tagged: 2, 2021, 2022, active, actual, Administration, affordable, All, American Dream, analysis, assets, average, baby, baby boomers, before, bidding, big, Blog, boomers, Budget, Buy, buy a home, buyer, buyers, Buying, Buying a Home, Census Bureau, choice, Choices, clear, closing, Competition, Credit, credit score, currency, data, Debt, debt-to-income, Deciding to Buy a Home, down payment, downsizing, dream, Economy, expensive, FHA, finances, Financial Wize, FinancialWize, first home, first-time home buyer, fitness, fixer-uppers, Free, fund, future, Giving, good, good credit, growth, healthy, historical, home, home buyer, home buyers, home features, home inspection, Home Price, home price increases, home prices, home sellers, home shoppers, homebuying, Homeowner, homeowners, homeownership, homes, homes for sale, house, house hunting, Housing, Housing market, hunting, Income, inspection, interest, inventory, lessons, Life, list, Listings, loan, Loans, low, Low inventory, LOWER, Make, making, market, men, millennials, Misconceptions, More, Mortgage, mortgage payment, Mortgage Rates, Mortgages, Moving, National Association of Realtors, nerdwallet, new, new homeowner, or, Other, pandemic, Personal, personal finances, place, plan, Planning, plans, price, Prices, probability, programs, Purchase, rate, Rates, reach, realtor, Realtor.com, Realtors, retirement, retirement fund, right, risk, savings, search, Sell, seller, sellers, short, steel, story, Success Story, survey, time, U.S. Census Bureau, VA, VA loans, versus, veterans, veterans affairs, wants, war, will, women

Discovering the Best Things to Do in Santa Ana: A Guide to the City’s Must-See Attractions and Activities

March 18, 2023 by Brett Tams

Whether you’re searching for apartments for rent in Santa Ana or browsing for homes in the city, there are countless ways to enjoy the city’s rich history and culture, as well as its stunning architecture and beautiful landscapes. If you’re new in town and looking for unique things to do in Santa Ana, here are …

Discovering the Best Things to Do in Santa Ana: A Guide to the City’s Must-See Attractions and Activities Read More »

The post Discovering the Best Things to Do in Santa Ana: A Guide to the City’s Must-See Attractions and Activities appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, apartments, apartments for rent, Architecture, art, artists, Beauty, biking, Blog, browsing, Buying, ca, california, Children, city, comedy, Decor, discover, display, diversity, education, energy, entertaining, Entertainment, estate, experience, farm, Financial Wize, FinancialWize, food, fun, gifts, great, guide, heritage museum, historical, history, holiday, home, home buying, homes, house, ice, industry, Learn, Legal, Live, Living, Local, Local Insights, Make, making, market, miles, More, museum, Music, new, new home, offers, or, orange, orange county, Other, outdoors, park, place, products, programs, Real Estate, real estate tips, Redfin, Redfin.com, Rent, rich, santa ana, School, science, searching, selling, Showcases, southern california, souvenirs, stories, summer, Technology, tips, tour, town, unique, victorian, virtual, work, young

5 Lancaster Landmarks to See if You’re New to the City

March 17, 2023 by Brett Tams

Welcome to Lancaster, a city steeped in history and brimming with character, nestled in the heart of Pennsylvania’s Dutch Country. If you’re new to the area or just visiting, you’re in for a treat as you explore the rich heritage, natural beauty, and vibrant culture that define this charming city. In this article, we’ll guide …

5 Lancaster Landmarks to See if You’re New to the City Read More »

The post 5 Lancaster Landmarks to See if You’re New to the City appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2023, adventure, All, apartment, Appreciate, art, Beauty, Blog, building, Buy, buy a home, Buying, cars, ceilings, city, coffee, country, crafts, death, display, estate, experience, Family, farm, farmhouse, farmland, Financial Wize, FinancialWize, food, foodie, friendly, fruits and vegetables, fun, great, guide, Guides, historical, history, home, home buying, house, interest, lancaster, Learn, Life, lighting, Local, Local Insights, local markets, Make, market, markets, More, natural, new, offer, offers, oldest, opportunity, or, Original, pa, Personal, place, Planning, president, property, Real Estate, real estate tips, Redfin, Redfin.com, renovations, Rent, restaurants, rich, running, selling, shopping, Sites, space, stage, states, stock, stories, Style, tips, tour, traditional, Travel, unique, united, united states, will, woman, workers

9 Countries that Don’t Exist Anymore

March 16, 2023 by Brett Tams

Throughout time, the maps of the world have constantly evolved as different nations rise and fall. Many territories that were once independent countries have disappeared from the modern geopolitical landscape. The causes of a country’s disappearance can be as diverse as its history, ranging from natural disasters and economic collapse to cultural assimilation and regime … Read more

Posted in: Saving And Spending Tagged: 2, 2023, AI, All, Architecture, art, author, columbia, country, coup, couples, Credit, data, death, Economy, Ecuador, education, Entertainment, Europe, Fall, Finance, Financial Wize, FinancialWize, goal, government, guest, historical, history, houston, Inspiration, layout, Leaders, legacy, Life, Live, Local, Media, meta, military, modern, More, natural, Natural disasters, new, offers, or, Other, party, politics, president, Revolution, rise, security, shortages, simon, single, Sites, social, Spring, states, texas, the west, time, title, under, unique, united, united states, wall, war, workers

Inflation and Life Insurance: Will Your Payout Be Enough?

March 16, 2023 by Brett Tams

Inflation can devalue your life insurance payout, but there are ways to prepare for the rise in costs.

Posted in: Insurance, Life Insurance, Moving Guide Tagged: 2, 2023, advisor, affordable, agent, All, assets, average, Bank, bills, Blog, Broker, build, Buy, Buying, Buying a house, Children, Consumer Price Index, cost, Cost of Living, currency, custom, data, death, death benefit, Debts, driving, Economy, event, expenses, expensive, Family, Federal Reserve, Fees, Financial Planning, Financial Wize, FinancialWize, fixed, future, gap, gas, General, groceries, health, historical, house, Housing, index, Inflation, inflation rate, Insurance, Life, life insurance, life insurance payout, Living, LOWER, married, Medical, More, Mortgage, mortgage payments, Move, needs, nerdwallet, new, offer, Other, pandemic, payments, Personal, place, plan, Planning, policies, price, Prices, products, Purchase, rate, Rent, Review, right, rise, risk, safety, Salary, School, short, simple, term life insurance, time, utilities, value, Vanguard, wealth, whole life insurance, will
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