Whether you’re a long-time resident, a recent transplant, or just a fan of trivia, here are 6 Long Beach facts you may not know.
The post 6 Fun Long Beach Facts: How Well Do You Know Your City? appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.
This week, we interviewed Stephen Baker from Zego. Let’s get to it! Who are you and what do you do? My name is Stephen Baker and Iâm the President and General Manager of Zego, a property technology company that helps operators modernize the resident experience…
The post Meet The Real Estate Tech Executive: Stephen Baker from Zego appeared first on GeekEstate Blog.
Today’s post is by my awesome staff writer Jordann. Enjoy! One of the best things about personal finance is that it’s so personal. Everyone has their own strategy, tailored to their own specific personality. I think this is why there can be so many personal finance blogs out there, yet somehow we all still manage […]
The post Are You a Risk Taker? Risk Tolerance and Finances appeared first on Making Sense Of Cents.
One of the fundamental ideas I try to promote here at Get Rich Slowly is your savings ought to be invested for long-term growth. You ought to use the magic of compounding to create a wealth snowball.
Naturally, you want put your money into an investment that offers a reasonable return and acceptable risk. But which investment is best? I believe — as do most financial experts — that you’re most likely to achieve high returns by investing in the stock market.
But why do so many people favor the stock market? How much does the stock market actually return? Is it really better than investing in real estate? Or Bitcoin? Let’s take a look.
How Much Does the Stock Market Return?
In Stocks for the Long Run, Jeremy Siegel analyzed the historical performance of several types of investments. Siegelâs research showed that for the period between 1926 and 2006 (when he wrote the book):
- Stocks produced an average real return of 6.8%. “Real return” means return after inflation. Before factoring inflation, stocks returned about 10% annually.
- Long-term government bonds yielded an average real return of 2.4%. Before adjusting for inflation, they had a return of about 5%.
- Gold had a real return of 1.2%. “In the long run, gold offers investors protection against inflation,” writes Siegel, “but little else.”
My own calculations â and those of Consumer Reports magazine â show that real estate does worse than gold over the long term. (I come up with a real return of just under one percent.) Yes, you can make money with real estate investing, but it’s far more complicated than just buying a home and expecting its value to soar. (It’s important to note that returns on real estate are a contentious subject. This recent academic paper analyzing the rate of return on “almost everything” found that housing actually outperforms the stock market by a slight margin.)
Siegel found that stocks have been returning a long-term average of about seven percent for 200 years. If
youâd purchased one dollar of stocks in 1802, it would have grown to more than $750,000 in 2006. If youâd instead put a dollar into bonds, youâd have just $1,083. And if youâd put that money in gold? Well, itâd be worth almost two bucks â after inflation.
Every home buyer wants to save money on their mortgage. With all the expenses associated with buying a home, removing just a few costs or fees can end up saving […]
The post Blog first appeared on MilitaryVALoan.com.
For many people âbudgetâ is a six-letter dirty word, but it doesnât have to be. You may be aware that you need a budget to help you reach your long-term financial goals, but many people donât know where to begin to create an effective budget. A budget is one of the most critical financial tools […]
The post How To Make A Budget (And Actually Stick To It Every Month) appeared first on Good Financial CentsÂ®.
Every decision we make in life is an investment with a cost and a payoff. We can invest money externally in the stock market or real estate, but choosing to invest in yourself arguably carries the highest return on investment â especially when youâre young. Thatâs because, for most of us, our largest single asset […]
The post The Ultimate Guide to Investing in Yourself â And Roadblocks to Avoid appeared first on Good Financial CentsÂ®.
A Pikachu has sold for $5.275 million. Are any of your old PokÃ©mon cards worth anything? Should you buy some cards today as an investment?A Pikachu has sold for $5.275 million. Are any of your old PokÃ©mon cards worth anything? Should you buy some cards today as an investment?
The post Are PokÃ©mon cards a good investment? appeared first on Money Under 30.
Oh Suze…. You either love her, hate her or really hate her. In truth, a lot of her advice is really good stuff. But some of it is teetering on the edge, and some advice is just plain bad. Even though I questioned some of her advice I still respected what she’s been able to […]
The post 14 Reasons to Not Listen to Suze Orman appeared first on Good Financial CentsÂ®.