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Motorcycle Insurance and Anti-Theft Devices

January 30, 2023 by Brett Tams

Installing an anti-theft device on your motorcycle can be beneficial in more ways than one. Not only can an anti-theft device do its job and protect you against vandals and thieves, but having certain types of devices can even lead to lower motorcycle insurance premiums. Before you run out and install an anti-theft device to […]

The post Motorcycle Insurance and Anti-Theft Devices appeared first on Good Financial Cents®.

Posted in: Banking, Insurance Tagged: 2021, All, author, Auto, auto insurance, Banking, before, big, blue, book, Budget, Budgeting, build, building, Built, Buy, Career, cents, color, commission, company, cost, Credit, credit cards, crime, custom, Debt, Deductible, disclosure, Discounts, Enforcement, entry, Finance, Financial Wize, FinancialWize, freelance, goal, good, Google, great, green, guide, How To, impact, Income, indiana, industry, install, Insurance, insurance costs, insurance coverage, insurance premiums, investment, investment portfolio, investment strategies, job, Law, Learn, Life, lighting, list, Loans, locks, LOWER, Main, Make, money, More, motorcycles, new, News, offer, Other, Pay Off Debt, Personal, personal finance, Planning, policies, portfolio, proof, property, protect, protection, Purchase, Research, right, safe, safety, save, Saving, savings, shopping, smart, space, Strategies, theft, time, tips, tracking, traditional, Travel, vehicles, Ways to Save, weather, will, work

Why candlesticks will remain a home decor essential in 2023 and beyond – AZ Big Media

January 30, 2023 by Brett Tams

Why candlesticks will remain a home decor essential in 2023 and beyond  AZ Big Media

Posted in: Bank Accounts Tagged: 2, 2023, air, All, bathroom, bedroom, before, Benefits, big, Choices, color, Decor, design, design trends, dining, dining room, dream, electric, Fashion, Financial Wize, FinancialWize, good, Google, home, Home Decor, interior design, Life, lighting, living room, modern, More, News, offer, Other, Popular, quality, room, sleep, time, trend, trends, will, work

Buy it for life: Choosing quality over price

January 30, 2023 by Brett Tams

Note: This is a substantial re-write of an article I first published more than twelve years ago. (Yikes, I’m old!) I’ve opted to keep some of the older comments if they had good suggestions.

Earlier this week, I wrote about my quest for quality pajamas. I recently paid $80 to purchase a pair from Filson, a company I trust for well-made goods. It’s my hope that these will be the last pair of pajamas that I ever purchase. My goal was to “buy it for life”.

This experience reminded me of two other companies that I love for their top-notch stuff.

  • The first is a company called Best Made, which aims to make and sell “the finest, most beautiful and useful products made by any company anywhere”. And they do. Best Made offers an esoteric collection of clothing and household items, all of which offer quality reminiscent of your grandmother’s era. The catch? The quality comes at a higher cost.
  • Or there’s the Portland-based Schoolhouse company (formerly Schoolhouse Electric), which makes and sells a variety of lighting, hardware, and furniture for the home. I’ve purchased a few things from Schoolhouse over the years, and I’ve been blown away by the quality. The items were expensive up front and I was hesitant to purchase them, but my reservations have vanished with time and usage. The blanket covering my feet at this very moment, for example, cost $250 (I think) but will last the rest of my life.

Here’s something I’ve learned over the past fifteen years: One way to practice financial prudence while living the good life is to buy quality products, products that are a pleasure to use, products that will last a lifetime (or at least a decade).

Today, let’s talk a little about choosing quality over price. Let’s talk about the “buy it for life” philosophy.

Buy It for Life

How to Find the Good Stuff

The first challenge is to figure out how to find the good stuff. When you’re ready to make a purchase, how can you know which items are quality and which are run of the mill?

Sometimes you’ll know which company offers a high-quality version of whatever it is you need to buy, either from personal experience or from paying attention to friends and family. Or, if you don’t know off the top of your head, you know whom to ask for more information. If I wanted to buy audio gear, for instance, I’d ask my brother. He’s an audiophile and could steer me in the right direction.

Most of the time, however, you’ll have to do some research.

Posted in: VA Loans Tagged: active, adventure, advice, All, Amazon, apple, art, ask, bedding, before, Blog, build, Built, Buy, buy it for life, Buying, california, Choices, clear, Clothes, Clothing, College, company, Consumerism, cost, country, couple, decision, Discounts, Early retirement, Early Retirement Extreme, electric, Essentials, expensive, experience, Family, Fashion, Financial Wize, FinancialWize, Florida, front, frugal, Frugality, furniture, garden, goal, good, great, guide, history, home, Home & Garden, household, How To, Inflation, items, kitchen, Learn, learned, Life, Lifestyle, lifestyle inflation, lighting, list, lists, love it, low, Luxury, Make, making, modern, money, More, new, new york, nick, offer, offers, Other, outdoor, paint, Personal, pillows, Popular, premium, priorities, products, Purchase, quality, ready, Recession, Research, retirement, Reviews, rich, right, room, RV, second, Sell, shopping, shopping at thrift stores, sleep, smart, Social Media, Spending, summer, survey, thrift, time, tips, title, tools, Top Tips, Travel, trust, Twitter, value, wardrobe, warranty, wealth, will, windows, winter, women, wrong, Yard

Your guide to experiencing the Edge observation deck in New York City – The Points Guy

January 30, 2023 by Brett Tams

From a height of more than 1,130 feet, the outdoor sky deck extends nearly 80 feet beyond the side of the building and, on a clear day, offers sweeping views of Manhattan, the Hudson River and beyond into New Jersey and the surrounding boroughs.
Posted in: Apartment Safety Tagged: 2, 2021, 2023, 429, 457, air, All, Auto, before, best credit cards, blue, book, Budget, building, Children, city, Clean, clear, color, coronavirus, Credit, credit cards, data, deck, decks, dining, energy, Entertainment, experience, Financial Wize, FinancialWize, floor, General, good, great, guide, iPhone, lighting, Live, low, Main, making, Manhattan, More, most popular, needs, new, New Jersey, new york, new york city, News, offers, office, opportunity, outdoor, pandemic, photography, photos, Planning, points, Popular, pretty, Rentals, restaurant, safety, seasonal, security, space, Spending, story, Style, The Neighborhood, time, under, Video, will, work, working

7 Great Ways to Bring More Light into Your Bedroom: A Guide to Bedroom Lighting

January 30, 2023 by Brett Tams

Many people overlook lighting when designing their dream bedroom. However, it should be given just as much attention as paint colors and soft furnishings. If you’re thinking of giving your bedroom a much-needed transformation, you need to come up with a lighting plan which is both functional and aesthetically pleasing. Here are seven tips on […]

The post 7 Great Ways to Bring More Light into Your Bedroom: A Guide to Bedroom Lighting appeared first on Fancy Pants Homes.

Tagged: 2, accent, All, author, bedroom, before, book, Buy, colorful interiors, construction, cost, data, Decor, decorating, Design & Decor, dream, Fashion, Financial Wize, FinancialWize, floor, fun, Giving, great, guide, hacks, helpful, Helpful tips, home, Home Decor, homes, How To, ideas, install, interior design, job, lighting, low, LOWER, Make, makeover, makeup, mobile, modern, More, My Fancy Home, natural, new, Oasis, Other, paint, paint colors, Personal, plan, Purchase, Research, room, shares, simple, Style, tips, traditional, transformation, trends, upgrade, wall, white, will, windows, woman, work, young

8 Refinance Tips That Will Save You Time and Money

January 30, 2023 by Brett Tams

If you’re like most homeowners in America, you most likely had to take out a mortgage to pay for your home. A mortgage is a loan that helps you buy a house, and your mortgage lender will tack on an interest rate on top of your loan amount for their risk of lending you money.

The post 8 Refinance Tips That Will Save You Time and Money appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, action, All, Amount Of Money, ask, author, Bank, Bathrooms, Bedrooms, before, Blog, Budget, building, Built, Buy, buy a house, calculator, car, car loan, Cash-Out Refinance, chance, cleaning, clear, closing, closing costs, color, conventional loan, cost, Credit, credit bureau, credit card, credit cards, Credit Report, credit reporting bureau, credit score, credit utilization, curb appeal, data, Debt, Debts, decision, decluttering, desk, education, Employment, Equifax, equity, existing, expenses, expensive, experian, Fees, FHA, FHA loan, Financial Goals, Financial Wize, FinancialWize, flowers, free credit report, front, front door, fun, General, Giving, goals, good, great, guide, history, home, Home & Refinance, home equity, home equity loan, Home Improvements, home loan, homeowners, house, Housing, Housing Finances, How To, improvements, Income, inspection, Insurance, interest, interest rate, interest rates, investment, items, journey, jump, layout, Learn, lenders, lending, Life, lighting, list, loan, Loans, low, LOWER, Main, Make, market, Market Trends, Mint, mint.com, missed payments, mobile, money, More, more money, Mortgage, mortgage loan, mortgage payment, Mortgages, needs, Negative Items, new, new home, offer, offers, Original, Other, outdoor, paint, painting, Pay Off Debt, payments, Personal, personal information, plan, points, Popular, premium, projects, property, questions, Raise, rate, Rates, Refinance, refinance your mortgage, refinancing, Research, retirement, retirement savings, Review, right, risk, safe, save, Saving, saving money, savings, Savings Account, search, security, self-employed, shopping, social security, spouse, stage, student, Student Loans, Style, subscriptions, tax, time, tips, title, Title Insurance, title search, tools, tour, TransUnion, trends, trust, Underwriting, updates, upgrades, value, W-2, white, will, windows, work, wrong

6 Inexpensive Remodeling Ideas for Your Home

January 30, 2023 by Brett Tams

Contribution by Andrea Davis, HomeAdvisor Remodeling can cost thousands of dollars, which can take homeowners months or years to save. – Photo courtesy of Modify…

The post 6 Inexpensive Remodeling Ideas for Your Home first appeared on Century 21®.

Posted in: Checking Account, Home Improvement Tagged: 2, All, Alternatives, appliances, bathroom, Bathrooms, before, big, Blog, Buy, century21, construction, cost, DIY, estate, expensive, Financial Wize, FinancialWize, floor, flooring, furniture, Giving, good, heating, home, Home Improvement, HomeAdvisor, homeowners, homes, ideas, improvement, improvements, install, Invest, Investing, kitchen, kitchens, lighting, LLC, Loans, Local, Make, modern, new, older homes, Other, paint, painting, plumbing, project, projects, Purchase, quality, refinish, remodel, remodeling, right, room, save, Saving, space, Spending, square footage, steel, time, title, tools, update, upholstery, will, wood, work, working

Best Apartment Rooftops Kansas City

January 30, 2023 by Brett Tams

Find your favorite Kansas City apartment rooftop today.

The post Best Apartment Rooftops Kansas City appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

Posted in: Growing Wealth Tagged: 2023, advice, All, Amenities, apartment, apartments, art, banks, bar, barbecue, big, biking, Blog, book, brick, city, city apartments, coffee, country, data, deck, dining, Entertainment, Featured, Financial Wize, FinancialWize, fire, fire pit, fireplace, fitness, front, front door, fun, furniture, great, green, Grilling, guide, home, Kansas City, kitchen, Life, Lifestyle, lighting, list, loft, Luxury, luxury apartments, Make, making, market, miles, missouri, More, Motivation, must-haves, new, Oasis, offers, Other, outdoor, outdoors, pool, property, protection, Rent, right, room, search, seating, second, shortage, soaring, space, Style, summer, swimming, time, tips, Tips & Advice, tv, under, unique, walking, wall, will, windows, wood, work

8 Lighting Tips to Give Your Home a Relaxing Atmosphere

January 29, 2023 by Brett Tams

The lighting in your house can define the mood your home puts you in. No matter how well your home interior may be designed and decorated, the wrong lighting can ruin the vibe altogether. And since you want your home to be both stylish and relaxing, the best way to do that is to account […]

The post 8 Lighting Tips to Give Your Home a Relaxing Atmosphere appeared first on Fancy Pants Homes.

Tagged: All, Alternatives, Amazon, app, bedroom, belong, blue, Budget, Buy, Clean, clear, color, data, Decor, design, Design & Decor, dining, dining room, efficient, electric, energy, environment, expensive, Financial Wize, FinancialWize, fireplace, friendly, fun, Giving, Google, great, green, hacks, home, home renovation, home renovations, homes, house, interest, interior design, internet, Investing, kitchen, lighting, living room, Luxury, Make, makeover, Minimalist, modern, More, My Fancy Home, natural, paint, plan, pretty, Relaxation, renovation, renovations, right, room, save, Saving, simple, smart, smart home, Style, tips, unique, update, value, wall, white, will, windows, wrong

Zendaya Owns a $4 Million Home Fit for a Disney Princess

January 29, 2023 by Brett Tams

It seems like it was only yesterday that Zendaya was dancing her way into our hearts as Rocky Blue on the hit Disney series, Shake It Up. Since then, the young and dynamic star has accomplished quite a bit to become one of the coolest Gen Z celebrities. From being the youngest winner of the […]

The post Zendaya Owns a $4 Million Home Fit for a Disney Princess appeared first on Fancy Pants Homes.

Posted in: Celebrity Homes Tagged: 2, 2021, active, All, appliances, art, author, Backyard, bathroom, Bathrooms, bedroom, Bedrooms, before, big, black, blue, book, brooklyn, building, Built, california, Celebrity Homes, chance, Credit, data, decorate, design, disney, dream, driveway, Encino properties, entertaining, estate, Family, Financial Wize, FinancialWize, fireplace, fireplaces, floor, garden, great, green, guests, hardwood, hardwood floors, holiday, home, Homeowner, homes, house, How To, kitchen, lighting, list, Live, Luxury, Main, Make, malibu, man, marble, master bedroom, mobile, More, movies, natural, Open floor plan, outdoor, outdoors, pandemic, plan, pool, property, ranch, realtor, Realtor.com, renovations, Reviews, shares, single, spa, space, steel, storage, story, Style, tour, under, white, windows, women, young
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