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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Homebuyers

New American Funding announces new partnership

March 25, 2023 by Brett Tams

Independent mortgage lender New American Funding has announced a partnership with Uqual, a full-service loan-readiness company, in pursuit of a shared vision to help first-time homebuyers through the hurdles of buying a home. New American Funding found that many people, especially in underserved communities, face too many obstacles when buying a home. Borrowers found themselves … [Read more…]

Posted in: Refinance, Savings Account Tagged: borrowers, Buying, Buying a Home, company, Credit, Debt, debt-to-income, Financial Wize, FinancialWize, First-time Homebuyers, General, home, home loan, Homebuyers, Income, lending, loan, market, Mortgage, mortgage lender, new, New American Funding, News, or, time

Homebuyers need more than falling mortgage rates to jump back into the market – ABC News

March 25, 2023 by Brett Tams

Homebuyers need more than falling mortgage rates to jump back into the market  ABC News

Posted in: Renting Tagged: 2, 2021, 2022, 2023, 30-year, affordability, affordable, agent, agents, All, Applications, Appreciate, asking price, average, beach, before, bidding, bidding wars, Bloomberg, Broker, brokerage, builders, business, Buy, buyer, buyers, Buying, california, Census Bureau, city, color, construction, crash, data, double, down payment, estate, existing, experts, Federal Reserve, Finance, Financial Wize, FinancialWize, fixed, Freddie Mac, front, home, home builders, home construction, home prices, homebuyer, homebuyer demand, Homebuyers, homes, homes for sale, household, Housing, Housing inventory, id, Inflation, interest, interest rate, interest rates, inventory, jump, Listings, low, LOWER, luck, market, Mike Fratantoni, More, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage market, mortgage payment, Mortgage Rates, National Association of Home Builders, National Association of Realtors, negotiate, new, new home, new home construction, New Jersey, new listings, new york, new york city, News, offers, or, Other, pressure, price, Prices, property, rate, Rates, Real Estate, real estate agent, realtor, Realtor.com, Realtors, Redfin, right, Robert Dietz, San Jose, savings, Sell, seller, seller's market, sellers, story, survey, time, timing, timing the market, under, will

Median payment on purchase mortgage application rises to $2,061

March 25, 2023 by Brett Tams

Buyers continue to feel the pinch from high mortgage rates and still-elevated home prices. But those committed to buying a new home are really committed, LOs said.

Posted in: Mortgage, Refinance Tagged: 2, 2022, 30-year, 30-year fixed rate, affordability, Applications, average, bidding, bidding wars, buyers, Buying, conventional loan, earnings, Economics, Financial Wize, FinancialWize, fixed, fixed rate, Fixed rate mortgage, home, home prices, Homebuyers, house, Housing, Income, index, interest, interest rates, interview, inventory, loan, Loan officer, loan officers, LOS, MBA, More, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage payment, mortgage payments, Mortgage Rates, new, new home, one year, or, payments, president, Prices, projects, Purchase, purchase applications, rate, Rates, Recession, Rising mortgage rates, time, will

Homebuyer affordability worse than ever in February

March 24, 2023 by Brett Tams

“Higher mortgage rates and home prices led to continued erosion in homebuyer affordability in February,” said Edward Seiler, MBA’s associate vice president of housing economics. “Many prospective homebuyers continue to feel this affordability squeeze, with the typical purchase application loan amount increasing $8,003 over the month to $320,003.” Other key findings were:                                                                                                                                        The national median … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2, 2022, affordability, Arizona, black, Breaking News, california, Connecticut, conventional loan, Economics, FHA, FHA loan, Financial Wize, FinancialWize, Free, Hispanic, home, home prices, homebuyer, homebuyer affordability, Homebuyers, Housing, idaho, industry, Interviews, loan, louisiana, Make, market, MBA, Mortgage, mortgage payment, Mortgage Rates, Nevada, News, one year, Other, president, Prices, Purchase, Rates, Recession, states, updates, Utah, virginia, white, will

Buy a house with no money down with the best VA loan and USDA mortgage lenders – CNBC

March 24, 2023 by Brett Tams

Buy a house with no money down with the best VA loan and USDA mortgage lenders  CNBC

Posted in: Savings Account Tagged: 2, advice, affordability, All, Amount Of Money, annual percentage rate, Applications, apr, ARM, armed forces, Bank, Banking, banks, before, Benefits, Borrow, borrowers, borrowing, brick, Budget, build, Built, Buy, buy a home, buy a house, buyer, Buying, Buying a Home, Buying a house, calculator, Calculators, cash back, chase, choice, closing, closing costs, cnbc, color, Compensation, cons, construction, conventional loan, Conventional Loans, Credit, credit history, credit union, Credit unions, credits, customer service, data, Debt, debt-to-income, Department of Veterans Affairs, deposit, Discounts, down payment, Downpayment, education, equity, existing, facebook, Family, fed, fed rate, Fees, FHA, FHA loan, FHA loans, Finance, finances, Financial Wize, FinancialWize, financing, First-time Homebuyers, fixed, fixed rate, Flagstar, Flagstar Bank, HELOCs, history, home, home equity, Home equity loans, home loan, home loans, Home Price, home purchase, home renovation, homebuyer, Homebuyers, homeownership, house, household, id, Income, Instagram, Insurance, interest, interest rate, interest rates, investment, Investment Properties, Jumbo loans, lenders, Life, list, Live, loan, Loan officer, Loans, Local, low, LOWER, Make, making, Medical, military, money, monthly budget, More, more money, Mortgage, mortgage applications, mortgage calculators, mortgage lender, mortgage lenders, mortgage loan, mortgage loans, mortgage payment, mortgage payments, Mortgages, Moving, needs, offer, offers, or, Origination, Other, party, payments, penfed, Personal, personal finance, personal loan, plan, PMI, pre-approval, price, private mortgage insurance, proof, proof of income, property, pros, Purchase, rate, Rates, Refinance, refinance your mortgage, refinancing, renovation, rental, rental property, repayment, Reviews, right, rural, second, second home, sellers, shopping, specialty, states, the fed, The VA, time, timeline, tools, Twitter, Underwriting, upgrade, USDA, usda loans, VA, VA loan, VA loans, va mortgage, value, variable, veterans, veterans affairs, wellness, Which Mortgage, will, work

5 Home Remodeling Projects to Boost Your Property Value in Baltimore

March 24, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Baltimore. These 5 home remodeling ideas can bring new life to your house.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, Architecture, Backyard, baltimore, bar, basement, bathroom, Blog, buyers, Cities, ct, data, dining, Entertainment, expensive, experience, Family, family life, Financial Wize, FinancialWize, finished basement, future, great, guests, helpful, home, home bar, home features, Home Improvement, home listing, home office, Homebuyers, Homeowner, homeowners, homeownership, homes, homes for sale, house, ideas, improvement, Income, Investing, investment, kitchen, layout, Life, list, list price, Living, making, modern, More, neighborhoods, new, Oasis, offer, offers, office, oldest, open concept, or, outdoor, outdoor living, patio, Personal, price, project, projects, property, Redfin, Redfin.com, remodeling, renovation, rental, return, return on investment, room, Sell, shower, spa, space, states, Style, traditional, unique, united, united states, update, upgrades, value, will

What is Boise, ID Known For? 16 Things to Know as a New Resident

March 24, 2023 by Brett Tams
Downtown Boise Idaho USA

Boise is known for its stately capitol building and the Boise State Broncos. So what else is Boise known for? Discover everything that makes this city so great.

The post What is Boise, ID Known For? 16 Things to Know as a New Resident appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordability, affordable, All, apartment, archives, art, attic, average, Bank, beer, Bike, biking, black, Blend, Blog, blue, boise, building, Buy, buy a home, Buying, camping, chance, Choices, Cities, city, construction, cost, Cost of Living, country, dating, design, discover, double, Eagle, education, energy, Entertainment, estate, experience, Family, farm, festival, Financial Wize, FinancialWize, fishing, flowers, food, foodie, football, friendly, fun, garden, GEM, Georgia, gpt, great, gym, higher education, historical, history, home, home buying, Homebuyers, hours, house, Housing, housing prices, id, idaho, international, kids, Leaders, Life, Live, Living, Local, Local Insights, low, LOWER, Main, Make, making, marble, market, marvel, median sale price, miles, miller, More, mountains, Move, museum, Music, national parks, natural, NCAA, new, offer, offers, or, Other, outdoor, outdoor space, outdoors, pandemic, park, place, playground, Popular, price, Prices, products, programs, public schools, quality, Quotes, Real Estate, real estate tips, Redfin, Redfin.com, renting, renting an apartment, replica, Research, restaurant, restaurants, rich, river, schools, science, selling, shortage, Showcases, skiing, space, Sports, springs, steel, students, Style, summer, Technology, time, tips, tour, traditional, traveling solo, unique, walking, will, winter, woman, young

Mortgage prepayment rebounds as spring home buying season takes hold

March 24, 2023 by Brett Tams

Prepayment activity nearly doubles between January and June, but with refi near record lows, season impacts will be more noticeable.

Posted in: Mortgage, Refinance Tagged: 2023, All, andy walden, black, Black Knight, borrowers, Buying, data, Delinquencies, Delinquency rate, FHA, Financial Wize, FinancialWize, hold, home, home buying, Home Sales, Homebuyers, house, Housing, Income, low, LOWER, market, money, More, Mortgage, Mortgage delinquency rate, mortgage market, mortgage servicing, Mortgages, or, Origination, pandemic, points, president, Purchase, rate, Refinance, Research, rise, sales, seasonal, serious delinquency, single, Spring, states, time, will

Good news: Today’s 30-year mortgage rates tumble below 6% | March 23, 2023 – Fox Business

March 24, 2023 by Brett Tams

Good news: Today’s 30-year mortgage rates tumble below 6% | March 23, 2023  Fox Business

Posted in: Renting Tagged: 15-year, 2, 2021, 2023, 30-year, 30-year mortgage, actual, All, ask, assumptions, average, Bank, before, Benefits, borrowing, build, business, Buy, buy a house, Buying, Buying a Home, calculator, closing, closing costs, color, Compensation, conventional loan, cost, covid, COVID-19, COVID-19 pandemic, Credit, credit score, ct, Current Mortgage Rates, data, decisions, Deductible, disclosure, down payment, equity, Family, Featured, Fees, Finance, finances, Financial Wize, FinancialWize, fixed, Freddie Mac, Free, getting a mortgage, goal, goals, good, great, home, home equity, home purchases, Homebuyers, homeowners, house, improve your finances, interest, interest rate, interest rates, Investor, lenders, Lifestyle, Living, loan, low, LOWER, market, Media, money, More, Mortgage, mortgage calculator, mortgage interest, Mortgage Interest Rates, mortgage payment, mortgage payments, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, new, News, NMLS, Operations, or, Origination, Other, ownership, pandemic, payments, Personal, personal finance, points, products, rate, Rates, Refinance, refinancing, rental, renting, repayment, Reviews, right, savings, single, single-family, space, tax, time, tools, wealth, will

6 Home Remodeling Projects to Boost Your Property Value in Alexandria

March 23, 2023 by Brett Tams

Find out which home improvement projects can help boost your property’s value in Alexandria. These 6 home remodeling ideas can bring new life to your house.

The post 6 Home Remodeling Projects to Boost Your Property Value in Alexandria appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, alexandria, bar, Beauty, Blog, Built, buyers, Buying, cell phones, city, consumption, curb appeal, Dance Floor, data, design, eco, eco-friendly, efficient, energy, energy-efficient, entertaining, Entertainment, estate, Financial Wize, FinancialWize, fireplace, floor, friendly, Giving, guests, history, home, home buying, home features, Home Improvement, home listing, Homebuyers, homeowners, homes, homes for sale, house, ideas, improvement, layout, Life, lighting, list, list price, Live, Living, living room, Local Insights, Luxury, Make, making, modern, More, natural, needs, new, offer, offers, or, outdoors, party, peace, place, Planning, pool, Popular, price, project, projects, property, Real Estate, real estate tips, Redfin, Redfin.com, Relaxation, remodel, remodeling, renovation, rich, right, risk, room, security, Sell, selling, smart, space, Style, summer, sustainable, Technology, theft, tips, town, trends, tv, unique, update, upgrades, VA, value, will, windows, winter
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