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What Is the Average Stock Market Return?

March 13, 2023 by Brett Tams

S&P 500 Historical Annual Returns

Wondering how much you’ll gain by investing in stocks? It helps to look at the average stock market return for the last 10, 20, and 30 years.

The post What Is the Average Stock Market Return? appeared first on SoFi.

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What You Need to Know When the Market Is Down

January 14, 2023 by Brett Tams

Why you need to invest when the market is down

What do you do with your stocks when the market drops? If you’re like most people, your first instinct is to sell. It’s human nature, and behavioral finance studies bear this out. When your investments go up in value, it feels great. But when they decline, selling everything can seem like the best way out […]

The post What You Need to Know When the Market Is Down appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2021, 2022, 2023, active, advice, advisor, All, Amount Of Money, assets, balance, Bank, bear market, before, bonds, Broker, brokerage, business, Buy, Buying, buying and selling, Capital Gains, clear, commodities, Convenience, cost, country, COVID-19, COVID-19 pandemic, crash, crypto, cryptocurrencies, cryptocurrency, diversification, earnings, Economy, Emotions, estate, ETFs, Fall, Finance, Financial advice, Financial Goals, Financial Plan, Financial Wize, FinancialWize, FINRA, fund, funds, goals, good, great, Grow, Growing Wealth, guide, history, Income, index, industrial, Invest, Investing, investing strategies, InvestLL, investment, investments, investors, InvestUn, InvestZ, lending, LLC, loan, low, Make, making, margin trading, market, markets, money, More, Move, natural, needs, offer, Other, pandemic, panic, plan, Planning, points, portfolio, products, Promotion, protect, Purchase, Raise, ready, Real Estate, Recession, returns, risk, SEC, securities, Sell, selling, shares, smart, sofi, stock, stock market, stock market crash, stocks, Strategies, tax, timing, trading, trends, volatility, Vs., wealth, will

Delayed vs Real-Time Stock Quotes

January 9, 2023 by Brett Tams

Stock quotes, which may be seen on financial news networks or websites, are typically reported in real time, or with a delay. The main difference? Real-time quotes are the most up-to-date, while delayed quotes lag behind real-time quotes by several minutes, in most cases. Which one is better? For the average investor who isn’t making […]

The post Delayed vs Real-Time Stock Quotes appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: active, advice, advisor, All, AllZ, apple, assets, Bank, before, big, Broker, brokerage, business, Buy, clear, commodities, company, Consumers, cryptocurrency, data, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, General, goals, Growing Wealth, hourly, Invest, Investing, InvestLL, investment, investments, investors, lending, LLC, loan, Main, Make, making, market, markets, money, More, needs, new, new york, News, offer, Other, passive, portfolio, products, relay, risk, save, SEC, second, securities, security, Sell, sofi, stock, stock market, stock trading, stocks, Strategies, streaming, tips, trading, Transaction, Valuations, versus, wealth, will, work

How to Read a Preliminary Title Report

January 8, 2023 by Brett Tams

overhead of couple on laptop

When you’ve decided on a house to buy and entered into escrow, you can expect to receive a preliminary title report. The report will verify ownership and reveal any lurking issues that will not be covered under a subsequent title insurance policy. This is an important step: When you’re buying a home, the preliminary title […]

The post How to Read a Preliminary Title Report appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: affordable, agent, All, Bank, before, bills, borrowing, borrowing money, building, Buy, buy a home, buyer, buyers, Buying, Buying a Home, city, Clean, clear, closing, codes, color, company, couple, disclosure, escrow, estate, FDIC, Fees, Financial Wize, FinancialWize, General, goal, historical, home, home loan, Home Ownership, Homebuyers, homeowners, homeowners insurance, homeownership, house, Housing, How To, install, Insurance, insurance coverage, interest, InvestLL, investment, investment property, lenders, liens, list, loan, Loans, low, Make, money, MoneyHL, More, Mortgage, mortgage loan, Mortgages, needs, neighbors, new, offer, Other, paint, party, power lines, pre-approval, products, property, property taxes, protect, Purchase, questions, Rates, Real Estate, real estate agent, Review, seller, sellers, shopping, smart, sofi, spooky, states, storage, tax, taxes, tenant, tips, title, Title Insurance, under, Vs., will, work, zoning

Guide to Bitcoin Halving

January 8, 2023 by Brett Tams
Guide to Bitcoin Halving

bitcoin on blue and pink background

“Bitcoin halving” refers to an event that happens every four years when the block rewards for Bitcoin miners get cut in half. This reduces the supply of new bitcoins by 50%. The crypto halving process was built into the Bitcoin protocol to ensure that Bitcoin would be a good store of value by remaining a […]

The post Guide to Bitcoin Halving appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2016, advice, All, app, assets, Bank, before, bitcoin, blue, bonus, Broker, brokerage, business, Buy, CFPB, clear, cost, crypto, crypto assets, cryptocurrencies, cryptocurrency, ETFs, Finance, Financial advice, Financial Wize, FinancialWize, General, goals, good, government, Growing Wealth, guide, Invest, InvestHH, Investing, InvestLL, investment, investments, investors, InvestY, Learn, lending, LLC, loan, Loans, market, markets, money, More, Mortgage, Move, needs, new, offer, offers, Original, Other, Personal, Personal Loans, Planning, politics, pressure, products, protection, refinancing, retirement, retirement funds, rewards, risk, savings, second, securities, sofi, states, stocks, student, Student Loans, tips, trading, Vs., wealth, will, work

What Is Market Overhang?

June 2, 2022 by Brett Tams

What Is Market Overhang?

Market overhang is a market phenomenon whereby investors hold off trading a stock that’s seen a drop in price, because the expectation is the price will drop even further. A market or stock overhang can be precipitated by the awareness that a large block of shares — say, from an institutional investor — is about […]

The post What Is Market Overhang? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: advice, All, AllY, assets, big, Broker, brokerage, business, Buy, Buying, Choices, clear, Consumers, couple, Credit, cryptocurrency, driving, ETFs, existing, Fall, Finance, Financial advice, Financial Wize, FinancialWize, flooding, General, goals, good, Growing Wealth, impact, Invest, Investing, InvestLL, investment, investments, investors, InvetGen, lending, LLC, loan, Make, market, Market Trends, markets, money, MoneyLL, More, Move, natural, needs, new, new technology, News, offer, Other, patterns, portfolio, present, pressure, products, protect, ready, risk, securities, Sell, selling, sofi, stock market, stocks, tax, Technology, Terminology, trading, trend, trends, Video, wealth, weather, will

All You Need to Know About Variable-Rate Certificates of Deposit (CD)?

May 24, 2022 by Brett Tams

All You Need to Know About Variable-Rate Certificates of Deposit (CD)?

A variable-rate certificate of deposit (CD) is a financial product that locks up your money for a set period of time (or term) and has a fluctuating interest rate. This varying rate of return is what sets it apart from traditional CDs, which pay a fixed rate, so you know exactly how much money your […]

The post All You Need to Know About Variable-Rate Certificates of Deposit (CD)? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing, Money Tagged: 4%, All, Bank, Banking, Benefits, big, bills, bond, bonds, Broker, Budgeting & Goals, Buy, Buying, CD, CDs, certificate of deposit, Choices, clear, cons, Consumer Price Index, Consumers, Credit, credit union, deposit, Direct Deposit, earnings, experience, FDIC, Fees, Financial Goals, Financial Wize, FinancialWize, fixed rate, General, goals, good, government, great, Grow, Growing Wealth, healthy, history, Housing, index, industrial, Insurance, interest, interest rate, interest rates, Invest, Investing, InvestLL, investment, investments, InvestY, Loans, locks, low, Main, Make, market, money, MoneyGen, MoneyHH, More, more money, needs, new, offer, Other, portfolio, principal, products, pros, Pros and Cons, Purchase, Raise, rate, Rates, ready, returns, Reverse, risk, savings, Savings Account, Savings Accounts, securities, security, sofi, Style, tips, town, Treasury, Treasury bonds, versus, will, work

Corporate Social Responsibility (CSR), Explained

May 16, 2022 by Brett Tams

woman in garden with pots

What is corporate social responsibility — and does it matter for your investment strategies? Read on to learn more.

The post Corporate Social Responsibility (CSR), Explained appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: advice, All, assets, Broker, brokerage, build, building, business, cars, clear, coffee, Consumers, cryptocurrency, discover, diversity, education, electric, environment, ESG, Finance, Financial advice, Financial Wize, FinancialWize, garden, goals, Growing Wealth, Hiring, impact, international, Invest, InvestGen, InvestHL, Investing, InvestLL, investment, investors, InvestY, Learn, lending, Life, LLC, loan, Local, Make, making, money, MoneyHL, More, needs, new, offer, Operations, organization, Other, policies, portfolio, products, project, Real Life, Relationships, Revenue, risk, sales, securities, smart, sofi, Software, stocks, sustainability, sustainable, target, Terminology, trading, trend, vehicles, veterans, water conservation, wealth, will, woman, work, working, young, young people

Guide to Refinancing Your Student Loans After Marriage

May 14, 2022 by Brett Tams

Refinancing Student Loans After Marriage

After getting married, you’ll start to merge your life, your home, and possibly your finances with your partner. As you plan for the future, it’s helpful to consider the implications of student loans and marriage—which can affect your credit, your ability to get a home mortgage, and even the repayment of your student debt. Consolidating […]

The post Guide to Refinancing Your Student Loans After Marriage appeared first on SoFi.

Posted in: Financial Advisor, Student Loans Tagged: accountant, advice, All, bad credit, bad credit score, Bank, Benefits, california, clear, couple, COVID-19, Credit, Credit Reports, credit score, death, Debt, Debt Repayment, divorce, education, Family Finances, FDIC, federal loans, federal student loans, Fees, finances, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, financing, General, goals, government, guide, helpful, home, household, household income, Income, interest, interest rate, interest rates, InvestLL, InvestZ, Law, lenders, lending, Life, loan, loan interest, Loans, low, Make, marriage, money, MoneyLL, More, Mortgage, mortgage loan, needs, new, offers, Original, Other, Planning, private student loans, products, protection, rate, Rates, Refinance, refinancing, risk, Salary, save, Save Money, sofi, SpendSLR, spouse, states, student, student debt, student loan debt, Student Loan Repayment, Student Loans, student_loan, tax, taxes, tips, under, Vs., waiver, will, work, working

How to Invest in Agriculture

May 9, 2022 by Brett Tams

How to Invest in Agriculture

Many people think of investing in agriculture as owning farmland and operating a farm. Many investors overlook this business area when deciding where to put their money because they don’t see themselves toiling the land. But there are various options to invest in agriculture without being a farmer. Farmland investing is just one way to […]

The post How to Invest in Agriculture appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: advice, All, assets, Benefits, Broker, brokerage, build, business, Buy, Capital Gains, clear, cons, Credit, cryptocurrency, Debt, diversification, down payment, estate, ETFs, farm, farmland, Finance, Financial advice, Financial Goals, Financial Wize, FinancialWize, food, goals, good, government, grocery, grocery stores, Growing Wealth, How To, impact, Income, interest, interest rates, Invest, InvestGen, Investing, InvestLL, investment, investments, investors, InvestY, lease, lending, LLC, loan, Make, making, market, markets, money, MoneyLL, More, mutual funds, needs, offer, Operations, Other, Personal, policies, portfolio, products, Purchase, Rates, Real Estate, REITs, risk, securities, Sell, sofi, stock market, stocks, taxes, trading, trusts, vehicles, wealth, weather, will, working
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