15 Words That Could Add Value to Your Listing

When it comes to writing an effective listing description, don’t hold back. If you’ve got it, flaunt it!

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Why do some homes sell for a premium? Timing, for starters. An analysis of 24,000 home sales in “Zillow Talk: Rewriting the Rules of Real Estate” also reveals listings with certain keywords tend to sell for more than expected.

“Bottom-tier homes described as luxurious tend to beat their expected sale price by a whopping 8.2 percent,” write co-authors Spencer Rascoff and Stan Humphries. “Top-tier homes described as captivating tend to beat theirs by 6.5 percent. That means, if your home’s estimated home value is $110,000, but your listing includes the key word ‘luxurious,’ you could pocket an extra $8,965.”

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If one of the following words accurately describes your home, you might want to consider adding it to your listing.

1. Luxurious

As mentioned above, lower-priced listings with the word “luxurious” sold for 8.2 percent more on average than expected. “Luxurious” signals that a home’s finishes and amenities are high-end. This is a huge selling point, particularly in this price range.

2. Captivating

Top-tier listings described as “captivating” sold for 6.5 percent more on average than expected. Unlike the word “nice,” “captivating” provides a richer, more enticing description for buyers. Plus, it’s less open to interpretation. Anything can be seen as “nice,” but “captivating” sets a high bar.

3. Impeccable

On average, listings in the bottom tier with the word “impeccable” sold for 5.9 percent more than expected. Like “captivating,” “impeccable” is a rich adjective. It also implies something about the quality of a home: The features are desirable and the home is move-in ready.

4. Stainless

“Stainless” is typically used to describe kitchens with “stainless steel appliances.” It’s in your favor to talk up these features in your listing — especially if your home is in the bottom price tier. In our analysis, lower-priced homes with the word “stainless” sold for 5 percent more on average than expected.

5. Basketball

On average, lower-priced homes with the word “basketball” sold for 4.5 percent more than expected. This may seem like an odd word to include in this list, but when you consider the context it makes sense. Among lower-priced homes, a basketball court — or even better, an indoor basketball court — is a huge selling point. While it may not stand out as much among higher-priced homes, it’s definitely worth mentioning in this price range.

6. Landscaped

It’s just as valuable to describe your yard as your house. In all price tiers, listings with the word “landscaped” sold for more than expected on average. The biggest premium was seen among lower-priced listings, which on average sold for 4.2 percent more than expected.

7. Granite

In the same vein as “stainless,” “granite” is typically used to describe countertops or another high-end home feature. Listings with the word “granite” sold, on average, for 1 to 4 percent more than expected across all price tiers.

8. Pergola

Not only should you include high-end home features in your listing description, you should also mention features not found in every home. They’ll help your listing stand out, especially if buyers are searching for homes online by keyword. The data shows mid-priced listings with the word “pergola” sold for 4 percent more on average than expected.

9. Remodel

Was your home recently remodeled? It may be worth mentioning. On average, bottom-tier listings with the word “remodel” sold for 2.9 percent more, middle-tier homes for 1.8 percent more and top-tier homes for 1.7 percent more than expected.

10. Beautiful

While beauty is in the eye of the beholder, a beautiful feature like a view may be worth noting. Lower-priced listings with the word “beautiful” sold for 2.3 percent more on average than expected.

11. Gentle

“Gentle” may seem like a weird adjective to have in a listing description. It’s typically used to describe “gentle rolling hills” or something about a home’s location. Top-tier listings with the word “gentle” sold for 2.3 percent more, on average, than expected.

12. Spotless

You may think all homes are spotless when a buyer moves in, so it’s not worth mentioning in a listing. But when it comes to lower-priced homes, cleanliness isn’t always a given. In this price range, listings described as “spotless” sold for 2 percent more on average than expected.

13. Tile

Much like “stainless” and “granite,” “tile” is a great word when it comes to describing the features of your home. A newly tiled backsplash or updated bathroom tile not only indicates a home’s aesthetic value but also sends a message to buyers that the home’s been well cared for by the current owners. Bottom-tier homes with the word “tile” in the listing sold for 2 percent more on average than expected.

14. Upgraded

On average, lower-priced listings with the word “upgraded” sold for 1.8 percent more than expected. Most buyers will agree that upgrades are a selling point. They indicate a home not only looks nice but also functions well. Spelling out which features have been updated is a good approach, so buyers have the right expectations when they see your home.

15. Updated

“Updated” sends a similar message to “upgraded.” But in addition to speaking to the quality of a home, it signals that something old has been replaced with something new. This is a great fact to communicate to potential buyers, as evidenced by the data. Mid-priced homes with “updated” in the listing sold for 0.8 percent more on average than expected.

Related:

Source: zillow.com

Full House? Maximize Your Space With These Tips

Make a call to 1-800-Got Junk? Their minimum fee is 9 to remove and dispose of about as much stuff as fits in a pickup truck. There are also local, independent junk removal companies that offer competitive pricing. Or haul it away yourself, donating the usable items to your favorite charity for resale.
“The VIGDA corner room divider can be easily assembled following the provided instructions,” an Ikea spokeswoman said. The VIGDA consists of a track that is attached to the ceiling, with curtains that hang to the floor. It costs while Ikea drapes start at .99 a set.
“He literally took a flat king sheet and drilled screws through it into one corner of the living room,” his mother, Alyssa Brown said. “He made this little triangular room of his own.”

A completes his work from an office set up in his closet at home as his kids spend time in his room beside him. This photo illustrates one way to maximize small spaces: put your office in your closet.
Getty Images

5 Tips for How to Maximize Your Space 

I considered adding air conditioning to the garage, which had two big windows, but that was way too expensive. I thought about converting the dining room to their room, but there would be no way to get to the kitchen without going through it.

1. A cleaned-out closet becomes an office nook 

When I got divorced several years ago, we sold our four-bedroom home and I rented a two-bedroom house in a great neighborhood with a lot of character and big yard. With two daughters away at college and a high-school-aged son rotating between his dad and me, I really didn’t need more than two bedrooms.

  • Remove all the shelving, except for perhaps the top shelf for storage.
  • Have your child pick out a color and paint the inside together.
  • Measure the width and depth of the closet then get a piece of scrap countertop or plywood cut at Lowe’s, Home Depot or an independent cabinet and kitchen shop. This could cost $50 to $100 depending on the size and material.
  • Nail wooden slats or 2-by-4s around the perimeter of your closet about 30 inches above the floor.
  • Place the desktop on the supports.
  • Add a bulletin board, plastic file holders, stapler and a cup for markers and pencils. Let your child decorate his or her “classroom” with a few photos or printouts of their favorite heroes and heroines.

2. Got Junk? Then you probably have space.

I put my dresser in the dining room, and my clothes in the hall closet. For a summer when the girls were home, I slept on the sofa in the living room or on a pull-out in the screened porch.

Pro Tip
If you are feeling crowded in your home and considering buying something bigger, it’s scary these days to see how much just a little more space will cost. The median sales price of a home was up 17% for the four weeks ending April 11 compared to the same period in 2020, according to Redfin, the nationwide real estate brokerage.

Katherine Snow Smith is a senior writer at The Penny Hoarder.

3. A sheet and a drill can create a room

But disappointed would-be homebuyers feeling priced out of the market can make simple changes where they currently live to maximize space and feel less cramped.
“The BEKANT screen provides privacy and absorbs sound to create division within the room,” she added. It costs 9 and is 59 inches high and 32 inches wide.
Here are some ways to create new spaces in your existing house or condo and enjoy it more while waiting for prices to drop. Who knows, you may decide there’s no place like home.
Is it time to pare down your belongings? Use these tips on how to minimize your stuff.

IKEA has organizational devices for small spaces such as the VIDGA, which is a curtain-like room divider and a BEKANT, which is a narrow standing desk.
IKEA has organizational products for small spaces, such as the VIDGA, left, which is a curtain room divider and a BEKANT, right, which is a screen that divides a room, gives privacy and reduces sound. Photo courtesy of IKEA

4. Ikea to the rescue

If a closet or a spare bedroom is packed to the brim with a broken vacuum cleaner or rusty exercise bike covered in old clothes, getting rid of all that offers more space for humans.
The rest of the house was decorated with my stuff, but they still had a room of their own and a place they felt was theirs.
“The MICKE Corner Workstation can be placed anywhere in the room. With shelving and a magnetic board, you can organize this workstation in your own unique way,” the Ikea representative said. It costs 9, and can be placed so that it creates two walls against a corner with a small opening to “get in” to the desk-and-shelf unit.
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Ikea has several products from to 9 that can create partitions or turn a corner into an office or bedroom.

5. Rethink and Reconfigure 

Here are some ways to maximize space and carve out individual rooms for a lot less than adding on or leasing a bigger apartment.
Ultimately, I made the master bedroom their room. I slept in it 90% of the time since they weren’t home often, but it was filled with all their “stuff” and their clothes.
But I struggled with my daughters having to move out of the house where they grew up and all their “stuff” being packed away in boxes in the attic. (“Stuff” defined: photos, embroidered pillows, framed record albums, twinkling lights, artwork, music boxes, stuffed animals, an old bubble gum machine, etc. It’s the “stuff” that makes a room, your room.)
This “corner room” could also house a play space, Lego table or easel in a living room or kitchen, offering privacy to a child and keeping toys out of sight in the main room.
The sheet supplied one wall, and the existing walls completed the rest of his triangular space that had enough room for a comfy chair, end table and a fan. The fan helped drown out the noise of the rest of the three-bedroom apartment. He used earphones when playing his XBox to contain his noise.
A screened porch, sunroom or dining room may be put to better use as a bedroom or classroom when everyone is home. Eat in the kitchen or at a coffee table, and make that dining room into one or even two rooms for sleeping, schooling or working.
Ready to stop worrying about money?
When Beau Brown was a high school senior during the first year of the pandemic, he did school at home alongside his two siblings and his parents, who were working at home. Feeling cramped, he found a way to carve out a little space for himself.  But his easy fix could create a beloved hideaway for a kid for any age. <!–

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Shelving units can be secured on one end to a wall and stick out into a room to divide it into two spaces. One KALLAX shelving system is almost five feet high and three feet wide for . Two of these would make a good-sized wall down the middle of your kids’ shared bedroom, or section off a corner of the living room for an office.

Can a Natural Disaster Hurt Your Credit?

In 2017 the United States has seen a record number of devastating natural disasters, from raging wildfires to disastrous earthquakes and several historically-large hurricanes. These natural disasters are known to cause havoc on our lives and on the lives our loved ones. In the best case scenarios, there are no fatalities or major injuries and all we’re dealing with is a few hours of yard clean up.

For the majority of you who have recently experienced a major natural disaster and have come out unscathed, you’re still dealing with some major wreckage and damage to your home and property. The few hours of yard clean up turns into major remodeling and days of fixing up your home – you may even need to replace your vehicle if it was badly damaged in the storm.

Natural DisastersNatural Disasters

All of this costs money. Around $37 billion in damage from hurricane Harvey alone and about 70% of the damages aren’t even covered by insurance companies. This leaves homeowners responsible for the bulk of the costs – most of whom don’t have an extra $10-$50,000 just lying around.

If you don’t have enough money saved, you then have to find a way to cover the costs. Some homeowners will put off repairs, only fixing things up as they can afford them. Others will take out loans or put most of the costs on credit cards. This can lead to a large increase in your total debt and your debt-to-credit ratio which greatly affects your credit score.

The Main Ways a Natural Disaster Can Lower Your Credit Score

There are numerous ways that a natural disaster can severely damage your credit and lower your FICO Score and we will go through the main ways it can affect your score here. Firstly, though, it’s important to know that your credit score won’t be affected simply because you reside in an area that was hit by a natural disaster.

Your credit score won’t be affected simply because you reside in an area that was hit by a natural disaster.

Here are the main reasons homeowners see a drop in their credit scores after a natural disaster:

Late or Missed Payments – We’ve already discussed how expensive a natural disaster can be and many homeowners are forced to fork out thousands of dollars in home repairs just to make their home livable. But let’s not forget all of those other costs and expenses:

  • Travel and accommodations for those who evacuate.
  • Increase in fuel costs.
  • Missed work which means a loss of income.
  • Costs of supplies prior to the disaster.
  • And many more.

All of this extra spending causes many homeowners to end up being late on credit card payments, car payments, maybe even their mortgage. These late or missed payments can negatively impact your credit score, greatly lowering it.

Debt-to-Credit Ratio – One of the major factors that determine your credit score is based on the amount of debt that you hold and also your debt-to-credit ratio. If your credit card has a limit of $10,000 and you only have $3,000 on it, then your debt-to-credit ratio is only 30% which is ideal. Now, having suffered through a natural disaster, should you be required to put costs on your credit card and possibly max it out, the debt-to-credit ratio will then hurt your score.

Additionally, having an increase in total debt can also hurt your credit. Many homeowners dealing with major repairs will likely have to take out a loan to cover the cost of damage. The large increase to your total debt amount can lower your score considerably.

Increase in Credit Checks – There is almost always an increase in credit activity prior, during and following a major natural disaster. That flurry of activity, though, isn’t the main concern. The main problem is an increase in credit checks. If you chose to evacuate the area of the disaster you may have chosen to stay with out-of-town relatives or possibly at a hotel. For those evacuating who needed to rent a car, stay at a hotel, possibly even rent a trailer, it’s likely that your credit was run a few times. This increase in credit checks can negatively impact your credit score.

There are probably a dozen other ways that a natural disaster could lower your credit score but the above are the main causes and the areas to keep an eye on.

If you reside in a natural disaster area and know you may be facing some of these problems or know that you won’t be able to pay your bills on time, reach out to your bank and/or other creditors as soon as possible to let them know of your situation. Many lenders have “natural disaster” procedures in place to work with customers in your situation who have been impacted by such unforeseen events.

For additional credit guidance, contact Credit Absolute for more information.

Source: creditabsolute.com

10 All-Natural DIY Fertilizers for Your Garden and Yard

You’ve probably heard that you can use a banana peel and other compost to fertilize your garden, but did you know some items—like gelatin, coffee grounds, and even a matchbook—can have specific benefits for your plants?

By

Bruce and Jeanne Lubin
April 20, 2021

hydrogen peroxide—the extra pump of oxygen from the peroxide prevents root rot and over-watering. Just mix a tablespoon of hydrogen peroxide with 2 cups water, and water your plant with the solution. Its disinfectant properties will fend off bacteria, mold, fungus, and other nasty soil-borne diseases.

Cereal Crumb Fertilizer

Did you know that cereal crumbs are great for plants? They supply much-needed nutrients to the soil, which makes sense given that they’re grains that came from the soil in the first place! Instead of shaking the box over the trash before ripping it up for recycling, dump the remains of the flakes into your houseplants or garden for a treat they’ll love.

Wondering what else you can do with leftover cereal? Check out Clever Cookstr’s 93 Ways to Cook with Crispy Rice Cereal

Make Your Own Bonemeal

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As you may know, bonemeal is an excellent source of nutrients for your plants. But instead of spending $8–$10 on a bag at your local gardening store, make your own! Bonemeal is just bones, after all. Save bones from chicken, turkey, steaks, and stews, then dry them out by roasting them in a 425ºF oven for a half an hour or microwaving them on high for 1–6 minutes (depending on how many bones you have). Then place them in a plastic or paper bag and grind them up by hitting them with a hammer, then rolling them with a rolling pin. Mix the resulting powder into your soil for a life-producing treat for your plants. And you didn’t spend a cent!

A Must-Have for Growing Carrots and Tomatoes

The best thing you can give your carrot and tomato plant seeds is also what keeps you going during the day—coffee! Carrots and tomatoes both need extra nitrogen, which coffee has in spades. Mix the seeds with coffee grounds (used is fine) before you plant them. The coffee will provide your growing plants with the nitrogen they need, while having some extra bulk to plant will ensure they don’t end up all lumped together.

What else can coffee do? Read Ask Science’s Health Benefits of Coffee

Slow-Release Nitrogen

For plants other than carrots and tomatoes, extra nitrogen can give them a boost, but too much can harm them. So use this nitrogen-rich DIY fertilizer that releases the nitrogen slowly into the ground. Dissolve a packet of unflavored gelatin in 3 cups warm water. Then use it to water plants in need of a little TLC. You’ll get all the benefits of an expensive fertilizer without the price tag!

Epsom Salt Lawn Fertilizer

Did you know Epsom salts are one of the best natural lawn fertilizers around? They’re composed of magnesium and sulfur, both of which are highly beneficial to grass. Magnesium kick-starts seed germination and is also a player in manufacturing chlorophyll, the substance that plants create from sunlight in order to feed themselves. Sulfur, meanwhile, also helps with chlorophyll, while simultaneously enhancing the effects of other fertilizer ingredients such as nitrogen, phosphorus, and potassium. It also deters certain pests such as ground worms. With all these benefits, it’s no wonder that savvy lawn care specialists have been using Epsom salts for years. You can either sprinkle them on your lawn using a spreader or make a liquid solution out of them by adding some water and putting the mixture in a spray bottle.

Healthy Pepper Patch

This advice definitely sounds like an urban legend, but it’s such an easy way to grow fantastic peppers that you have to try it. A matchbook buried near the roots of each pepper plant will transmit sulfur, a great fertilizer for them.

Eggshells for Plants

Save eggshells for your garden plants. Just crush them up and spread them around the stems of your vegetables or flowers, then cover with a small amount of soil. They’ll not only provide fertilizer, they’ll help keep slugs and snails away. You can also use water that you’ve used to boil eggs in—when you’re finished cooking, just use the cooled, nutrient-enriched water to water your plants!

If you need something to do with the eggs inside the shells, read Who Knew’s 8 Tricks for Perfect Breakfast Eggs

A Second Life for Seafood Shells

Shells from mussels, clams, or other shellfish are also great for gardens. Just crush them up and spread in your garden like the egg shells. The calcium in the crushed shells is also great for grass!

A Little Fat for Your Roses

Rose bushes can be one of the hardest plants to grow, but an extra dose of nutrients can help. A small amount of fat drippings buried at the base of a rose bush will keep it healthier and make it bloom more frequently. Just beware that this can be a terrible tip if you have a dog who likes to dig!

For more great outdoor tips, check out our Gardening and Yard Tips Pinterest board, and don’t forget to follow us on Facebook for our Tip of the Day!

The suggestions offered here are for informational purposes only.  The Authors and Publisher do not accept liability for damages arising from the use, attempted use, misuse or application of any of the suggestions included on this website.