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VA Mortgages Explained

VA Streamline Refinance after Death, Divorce, or Marriage

January 25, 2023 by Brett Tams

There are many rules to be aware of when it comes to changing the borrowers named on a mortgage when getting a VA streamline refinance (also known as an Interest […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, All, author, Blog, death, divorce, Financial Wize, FinancialWize, General, home, home loans, house, Income, interest, interest rate, lending, Life, loan, Loans, Make, marriage, married, Mortgage, new, Original, payments, Purchase, rate, Refinance, refinancing, spouse, VA, VA loan, VA Mortgages Explained, VA Refinance, VA Streamline Refinance, will

VA Streamline and Cash-Out Refinances: Perfect HARP Alternatives

January 14, 2023 by Brett Tams

Since the introduction of the Home Affordable Refinance Program, or HARP in 2009, Congress has tried to address the negative equity many home owners have. HARP and later HARP 2.0 […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, affordable, All, Alternatives, Appraisals, armed forces, assets, author, Bank, Blog, cash-out loans, Cash-Out Refinance, closing, closing costs, Conventional Loans, Credit, equity, existing, experts, Fannie Mae, Fees, Financial Wize, FinancialWize, Freddie Mac, funds, home, home loan, homes, house, Income, income tax, interest, interest rate, Learn, lenders, loan, Loan officer, Loans, Make, money, More, Mortgage, MORTGAGE RATE, Mortgages, Original, Other, paycheck, proof, proof of income, property, rate, Refinance, refinancing, returns, self-employed, tax, tax returns, VA, VA Cash Out, VA loan, va mortgage, VA Mortgages Explained, VA Refinance, VA Streamline Refinance, veterans, war, will, work

How to Apply for a VA Loan

January 13, 2023 by Brett Tams

Mortgages can be difficult to understand. They’re fairly complex, mostly because they’re used for very large purchases. However, if you’re new to mortgages or VA loans, then the process might […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, active, All, author, Bank, before, big, Blog, Budgeting, buyers, Buying, Disability, energy, experience, Family, Financial Wize, FinancialWize, good, home, home buyers, home buying, home search, homes, house, How To, Income, job, Learn, lenders, loan, Loans, Local, Make, military, More, Mortgage, Mortgage Rates, Mortgages, Moving, new, offer, Other, proof, proof of income, Purchase, Rates, ready, Saving, search, servicemembers, unique, VA, VA loan, VA loans, va mortgage, VA Mortgages Explained, veterans, vietnam, war, will

Why Is My Mortgage Lender Raising My VA Home Loan Payments?

January 12, 2023 by Brett Tams

Often we get questions from Veterans who need answers about their VA home loan. Here’s a question from Robert M., a visitor to our Facebook page: Q: Dear Military VA Loan: […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Home Ownership, Renting Tagged: 2, 2022, 2023, author, Bank, Blog, Buying, collecting, Financial Wize, FinancialWize, home, home buying, home loan, Home Ownership, Insurance, insurance premiums, interest, items, loan, Loan officer, Local, military, money, More, Mortgage, mortgage loan, mortgage payments, payments, property, property taxes, questions, Refinance, refinancing, save, Save Money, taxes, VA, VA loan, VA Mortgages Explained, veterans, visitor, will

VA Minimum Property Requirements (MPRs)

January 11, 2023 by Brett Tams

If you plan to buy a home with a VA home loan, you should know about VA’s minimum property requirements, or MPRs. MPRs are the minimum standards that the home […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, agents, All, Amenities, attic, author, big, Blog, building, Buy, buy a home, Buying, car, city, clear, closing, codes, company, construction, conventional loan, cost, couple, discover, Discover it, electric, estate, expensive, experts, Family, Financial Wize, FinancialWize, financing, flood, floor, foundation, gas, goal, good, heat, heating, home, home buying, home inspection, home loan, home loans, home repairs, homes, house, HUD, Insects, inspection, interest, items, Life, lighting, loan, loan approval, Loans, Local, Make, making, making an offer, money, More, Mortgage, mortgage payments, Mortgage Rates, needs, new, new construction, new home, offer, older homes, paint, payments, pipes, power lines, property, Purchase, quality, questions, Rates, Real Estate, Real Estate Agents, Residential, search, second, seller, single, space, states, storage, structural damage, termites, under, VA, VA loan, VA loans, va mortgage, VA Mortgages Explained, veterans, veterans affairs, wants, will, wood, work, working

What’s the difference between interest rate and APR?

January 11, 2023 by Brett Tams

APR vs interest rate: What’s the difference? An interest rate tells you how much interest you’ll pay each year, while an APR captures the full cost of borrowing, including closing […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 15-year, 2, 2022, 30-year, 30-year, fixed-rate mortgage, All, apr, ARMs, author, balance, Blog, borrowing, borrowing money, Buy, Buying, calculator, closing, closing costs, Consumer Financial Protection Bureau, cost, customer service, Deals, Debt, expenses, Fees, Financial Wize, FinancialWize, good, great, guide, home, home buying, house, Insurance, interest, interest rate, interest rates, lenders, lending, Life, loan, Loans, low, Make, math, money, More, Mortgage, mortgage calculator, mortgage interest, mortgage payment, Mortgage Rates, Mortgages, Move, offers, Other, party, payments, principal, priorities, protection, rate, Rates, Refinance, shopping, title, VA, VA loan, va mortgage, VA Mortgages Explained, will, work

How Long Does A VA Loan Take To Close?

January 23, 2021 by Brett Tams

There are plenty of myths associated with VA loans, many of which are completely untrue and unfounded. One of these myths is that VA loans can take forever to close. […]

Posted in: Auto Insurance, Renting Tagged: All, Appraisals, appraisers, bidding wars, Buy, Buying, cost, finances, Financial Wize, FinancialWize, home, home buyer, home buying, Homeowner, homes, house, Housing market, list, Loans, market, money, More, Mortgage, Move, myths, Origination, programs, property, Rates, save, seller, selling, VA loan, VA Mortgages Explained, will, work

VA Loan Myths

January 21, 2021 by Brett Tams

Because of their complexity relative to other mortgage programs, VA loans are the subject of plenty of different myths. Some of these myths are based on truths, but what you […]

Posted in: Auto Insurance, Renting Tagged: affordable, agent, All, Appraisals, Benefits, Buying, cost, Credit, estate, FHA loan, Financial Wize, FinancialWize, Finding a Home, home, home buying, home prices, house, How To, Learn, Loans, Make, More, Mortgage, Mortgage Rates, Rates, Real Estate, real estate agent, Real Estate Agents, second, tips, VA Mortgages Explained, will

VA vs. FHA: Which Government Product Is Best?

January 20, 2021 by Brett Tams

There are plenty of different home loan products that home buyers can choose from, with popular products including FHA and VA loans. The Federal Housing Administration (FHA) and Department of […]

Posted in: Auto Insurance, Renting Tagged: All, Buy, Buying, Buying a Home, Credit, credit score, Debt, Financial Wize, FinancialWize, home, home buying, How To, Income, Insurance, Life, Loans, Make, More, Mortgage, Mortgage Rates, Refinance, VA Mortgages Explained, Vs.

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