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Existing home sales will drop to 4.78 million in 2023, NAR predicts

January 30, 2023 by Brett Tams

In addition to a further drop in existing home sales, Yun said he expects the annual median home price to rise just 0.3% next year to $384,500.

Posted in: Paying Off Debts, Real Estate Tagged: 2022, 2023, 30-year, 30-year fixed rate, affordability, Alabama, All, analysis, Arkansas, Austin, california, Cities, color, contracts, country, covid, crash, Crisis, estate, existing, Existing home sales, experience, Federal Reserve, Financial Wize, FinancialWize, fixed rate, Fixed rate mortgage, Florida, Forecast, foreclosure, fraud, gap, Georgia, good, growth, Hiring, home, Home Price, home price growth, Home Sales, homes, Housing, Housing market, industry, Inflation, interest, interest rate, interest rates, inventory, job, jobs, Lawrence Yun, Layoffs, low, LOWER, market, markets, median home price, missouri, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Mortgages, NAR, National Association of Realtors, new, new home, new home sales, north carolina, organization, Other, present, priced in, probability, Raise, rate, Rates, Real Estate, Realtors, risk, room, sales, san antonio, san francisco, single, South Carolina, states, Style, Technology, Tennessee, texas, time, Treasury, will, wrong

Recap: A #One21Experience

January 30, 2023 by Brett Tams

This year’s #One21Experience was one for the books! From dynamic breakouts to an unbeatable lineup of speakers, an interactive expo, and jaw-dropping announcements, our relentless…

The post Recap: A #One21Experience first appeared on Century 21®.

Posted in: Paying Off Debts Tagged: agents, author, BAT, Blog, Books, building, Buying, buying and selling, california, Century 21, century21, CEO, Commercial, estate, Executive team, Financial Wize, FinancialWize, gallery, General, gold, home, How To, industry, Insurance, international, internet, launch, layout, Marketing, More, Moving, netflix, new, new home, Other, podcast, productivity, ready, Real Estate, relentless, running, sales, selling, Showcases, space, stage, story, The Relentless, time, town, trust, utilities, will

Would You Move To A Completely New Place?

January 30, 2023 by Brett Tams

Last year here on Making Sense of Cents, I talked a lot about us buying a new home. However, I’m sure you’ve noticed that we have not bought a new home yet. Some of you have even emailed me asking if something went wrong. So, what gives? Why haven’t we bought a house yet even […]

The post Would You Move To A Completely New Place? appeared first on Making Sense Of Cents.

Posted in: Home, Retirement, Starting A Family, Travel Tagged: affordable, All, author, beach, Budget, business, Buy, Buying, Career, cents, Cities, commission, cost, Cost of Living, data, disclosure, entry, expensive, Family, Financial Wize, FinancialWize, Florida, great, hawaii, home, homes, house, Housing, Life, list, Live, low, low cost of living, Make, making, money, More, Move, Moving, new, new home, Other, parents, plan, Planning, pretty, Purchase, Q&A, Raise, retirement, save, Save Money, time, title, Travel, value, weather, will, wrong, young

How many times can you use a VA loan?

January 30, 2023 by Brett Tams

How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, 30-year, 30-year mortgage, All, assets, author, balance, basic, before, Benefits, Blog, bonus, Borrow, bridge, Built, Buy, buy a home, Buying, Buying a Home, closing, conventional loan, Credit, credit score, data, Debt, debt-to-income, decades, discover, down payment, equity, existing, FHA, Financial Wize, FinancialWize, good, great, home, home buying, home loan, Home Price, homeowners, homes, How To, Income, Inflation, inheritance, Insurance, interest, interest rates, investment, investment property, lenders, Life, Live, loan, Loan Limits, Loans, low, low mortgage rates, LOWER, Main, Make, market, military, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Mortgages, Moving, new, new home, offer, offers, opportunity, Original, Other, payments, private mortgage insurance, property, Purchase, Quotes, rate, Rates, Refinance, refinancing, save, savings, second, second home, selling, Selling Your Home, shopping, the balance, time, under, USDA, VA, VA loan, VA loans, va mortgage, VA Streamline Refinance, value, veterans, veterans affairs, will, working

4 Places Where Home Prices Could Plummet 25%

January 30, 2023 by Brett Tams

The correction in these markets could rival the crash that occurred in the wake of the housing bubble more than a decade ago.

Posted in: Moving Guide Tagged: 2021, 2022, 2023, Arizona, Austin, bidding, bidding wars, california, Cities, city, country, covid, COVID-19, COVID-19 pandemic, crash, data, estate, experts, Financial Wize, FinancialWize, Goldman Sachs, great, history, home, home prices, Home Values, Homeowner, homeowners, Housing, housing bubble, Housing markets, housing prices, list, market, markets, money, More, Mortgage, MORTGAGE RATE, new, new home, News, pandemic, Phoenix, photography, rate, Real Estate, Recession, right, san diego, san francisco, San Jose, search, second, states, texas, time, will, workers

Can I Afford to Move Out? + First Apartment Checklist

January 30, 2023 by Brett Tams

When thinking about moving out for the first time, you’re contemplating taking a big leap into adulthood. Having a whole place to call home is more than gratifying — it’s a rite of passage. You may already be creating vision boards to decorate your perfect space to feel cozy and homey. Or, you may be

The post Can I Afford to Move Out? + First Apartment Checklist appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, 529, All, apartment, apartment checklist, app, author, Bank, bank account, bathroom, bedroom, before, big, bills, Blog, Budget, build, business, Buying, checklist, Checklists, cleaning, coffee, coffee table, College, color, containers, cooking, cost, couple, Credit, data, decorate, education, Essentials, Financial Goals, financial habits, Financial Wize, FinancialWize, first apartment, floor, food, friendly, furniture, garage, garage sales, goals, graduation, habits, healthy, home, Home & Refinance, house, Housing, Housing Finances, How To, investment, jobs, journey, kitchen, kitchens, layout, Learn, learned, lease, lessons, Life, list, Live, living room, Local, Make, mindset, Mint, mint.com, mobile, money, More, Move, Moving, moving day, moving out, new, new home, Other, outdoor, plan, ready, reward, rewards, right, room, roommates, sales, save, shower, sofa, space, stage, Style, summer, time, tips, title, tools, tv, white, work

Suncoast Credit Union Mortgage Review

January 30, 2023 by Brett Tams

Originally founded in 1934 as a credit union for teachers in Hillsborough County, Suncoast Credit Union has since expanded its territory and membership eligibility requirements while remaining a regional lender. Headquartered in the city of Tampa, Suncoast is now the largest credit union in Florida and provides mortgages to its many members in the Sunshine […]

The post Suncoast Credit Union Mortgage Review appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 2, 2021, 30-year, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Applications, Arizona, Arkansas, ARM, ARMs, assets, author, Bank, before, Blog, blue, book, business, Buying, calculator, california, cents, city, College, color, Colorado, commission, Connecticut, conventional loan, Credit, credit history, Credit Report, credit score, credit union, custom, customer service, data, Debt, debt-to-income, disclosure, down payment, Down Payment Assistance, Enforcement, entry, experts, Fall, Family, Fannie Mae, Fannie Mae and Freddie Mac, Featured, FHA, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, first time homebuyer, First-time Homebuyers, Florida, Freddie Mac, freedom, funds, Georgia, gift, Giving, good, Google, green, growth, hawaii, helpful, history, home, home loan, homebuyer, Homebuyers, homes, idaho, Illinois, Income, indiana, Insurance, interest, interest rate, interest rates, investment, journey, Jumbo loans, Law, Learn, lenders, Life, list, loan, Loan officer, Loans, Local, louisiana, LOWER, Main, maine, Make, Maryland, Massachusetts, Michigan, military, mississippi, missouri, money, montana, More, Mortgage, mortgage calculator, mortgage loans, Mortgage Rates, Mortgages, nebraska, Nevada, new, new home, New Jersey, new york, north carolina, offer, offers, Oregon, organization, Origination, Other, payments, percent, Personal, personal finance, planner, Planning, PMI, podcast, principal, private mortgage insurance, products, programs, protection, Purchase, rate, Rates, Refinance, relocate, Research, retirement, Retirement Planning, Review, Reviews, School, schools, science, SEC, security, selling, social security, South Carolina, south dakota, Style, teachers, Tennessee, texas, time, traditional, USDA, usda loans, Utah, VA, value, versus, veterans, virginia, washington, Washington DC, wealth, wealth management, Wisconsin, work, youtube

The Legality behind Your New Home Purchase

January 30, 2023 by Brett Tams

by Ratehub.ca The home buying experience can be overwhelming and exhausting, but the moment you sign your name on the deed/title, you know it would have all been worth it. However, there is a mountain of legal paperwork that awaits your review, so take the time to speak to a real estate lawyer to fully […]

The post The Legality behind Your New Home Purchase appeared first on Zoocasa Blog.

Posted in: Market News Tagged: All, Bank, Blog, Buying, Buying a Home, Calculators, clear, deed, education, estate, experience, Financial Wize, FinancialWize, funds, home, home buying, Home Ownership, house, hunting, interest, joint tenancy, lawyer, Legal, legal documents, man, married, More, Mortgage, mortgage calculators, Mortgage Rates, Mortgages, new, new home, Other, ownership, party, property, protect, Purchase, Rates, Real Estate, Real Estate Lawyer, Review, right, selling, spouse, states, survivorship, time, title, will

Point of Sale, Appraisal, Outsourcing, Appraisal Products; Mergers and Lender Closures Continue

January 30, 2023 by Brett Tams

Every lender or investor with an “a” in their name seems to be subject to rumors and news in recent months. (More on Flagstar and American Pacific below.) Know anyone named “Bernadette”? The name is actually Latin for, “The act of torching a mortgage.” (Yes, it is cutting edge humor like that which brings you back.) Burning liens isn’t a topic, but paying them off early is, and with mortgage rates off of their highs, early pay offs, or EPOs, were a conversation topic at the conference this week. And with it, loan officer compensation follows. Can a lender pay an originator based on pull through? Yes. Can lenders pay different originators under different payment plans, as long as the originator sticks with one plan? Yes. Can a lender, if they comply with state labor law, ask for compensation back after an EPO or EPD? Yes, and it may depend on the contract signed by both parties at the beginning of employment. As always, consult your in-house counsel or a lawyer well-versed in mortgage banking. While we’re on originators, occasionally I am asked about training for brand-spanking-new loan officers. No, this is not a paid ad, but veteran LO Tanya Blanchard has created Madison Chase Academy, “6 Months to 6 Figures: A Loan Officer’s Guide to a Profitable Business” with a sneak peak on the website. (This week’s podcast is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.)

Posted in: Refinance, Renting Tagged: 2, 2021, 2022, 2023, accountant, active, ad, advice, advisor, affordability, affordable, All, American Pacific Mortgage, android, app, apple, Applications, Apps, Arizona, ask, author, Bank, Banking, before, Bill Lowman, Blog, book, Broker, business, buyers, california, CEO, chance, chase, closing, Commentary, company, Compensation, cost, covid, COVID-19, Customer Experience, data, Economy, Employment, entertaining, Entrepreneurs, excellence, expectations, expensive, experience, experts, Fall, fed, Fees, Finance, Financial Wize, FinancialWize, Flagstar Bank, front, Google, government, great, Grow, growth, guide, history, hold, home, home buyers, Home Sales, Homebuyers, homeownership, house, Housing, How To, impact, Income, index, industry, Inflation, inspection, investment, iOS, iPhone, job, jobs, Law, lawyer, leadership, Learn, lenders, liens, list, LLC, loan, Loan officer, loan officers, Local, local markets, LOWER, Make, market, Marketing, markets, MBS, Michigan, mobile, Mobile App, modern, More, Mortgage, Mortgage News, Mortgage Products, mortgage professionals, Mortgage Rates, mortgage technology, Mortgages, new, new home, new home sales, News, offer, Operations, Opinion, Other, Outsourcing, payments, pending home sales, percent, Personal, plan, podcast, products, property, Purchase, rate, Rates, Recession, Reggora, resolution, retail lenders, retail mortgage, Review, right, running, sales, shares, simple, single, skill, smart, Social Media, Software, specialty, Spending, states, story, suite, tax, Technology, the fed, time, title, trust, Twitter, under, unique, united, value, versus, volume, wants, will, work

5 Money Hacks that Have Saved Me Over $4.1 Million Dollars

January 30, 2023 by Brett Tams

When it comes to getting ahead financially, finding a way to boost your income can be especially powerful. With more cash at your disposal, you can save more, invest more, and grow wealth on a grander scale. Sounds awesome, right? But, what about saving money? For many people, the thought of saving money makes them […]

The post 5 Money Hacks that Have Saved Me Over $4.1 Million Dollars appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, AAMS, Accredited Asset Management Specialist, advisor, airline credit cards, All, apr, author, baby, balance, before, big, Big Picture, Blog, blue, book, Budget, building, building wealth, Built, business, car, cash back, cents, city, Clothes, color, commission, cost, coupons, Credit, credit card, credit card rewards, credit cards, custom, data, Debt, disclosure, driving, earning, earnings, entry, expenses, Extra Money, Family, Featured, Fees, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, frugal, gift, good, Google, great, green, Grow, hacks, home, home loan, house, Illinois, impact, Income, indiana, Insurance, interest, Invest, Investing, investment, investments, Kansas City, Learn, Life, life insurance, list, Live, loan, LOWER, Main, Make, making, man, Manage Money, math, miles, money, Money Hacks, money moves, More, more money, Mortgage, mortgage payment, Move, needs, new, new home, Other, payments, percent, Personal, personal finance, planner, Planning, podcast, points, policies, Purchase, rate, Refinance, refinancing, Research, retirement, Retirement Planning, return, rewards, rewards credit cards, rich, right, save, Save Money, Saving, saving money, savings, science, SEC, second, selling, shopping, single, smart, Smart Money, steel, Strategies, Style, taxes, term life insurance, time, timeline, Travel, vacation, Ways to Save, wealth, wealth management, will, work, youtube
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