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1001: Getting out of the Military and into Real Estate – Shelby Osborne

March 25, 2023 by Brett Tams

Are you considering a career change? Today’s guest, Shelby Osborne, decided to get out of the military and into real estate. Since making the switch, Shelby’s found more freedom, made more money, and has had the chance to help other veterans achieve their homeownership goals. Listen and learn about getting started in real estate as an agent and as an investor. Catch Shelby’s can’t-miss tips on winning clients, closing real estate deals, and more.
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Posted in: Small Business Tagged: 2017, 2021, advice, agent, airbnb, All, book, Broker, brokers, business, buyers, Career, Career Change, CEO, chance, closing, Commercial, company, Deals, Discounts, discover, estate, facebook, Family, Financial Wize, FinancialWize, foreclosure, Free, freedom, Getting Started, goals, graduated, Grow, guest, guests, homeownership, homes, How To, id, Instagram, Invest, Investing, investment, investment property, Investor, investors, Keller Williams, Learn, Life, Links, list, Loans, making, market, Marketing, markets, military, mls, money, More, more money, Multi-Family, NC, north carolina, off-market homes, Offices, or, Other, photography, podcast, portfolio, predictions, Professionals, projects, property, questions, Raise, Real Estate, real estate brokers, Real Estate Investing, real estate investment, Real Estate Investors, real estate market, real estate markets, relentless, rental, rental property, Rentals, Residential, Review, sales, sellers, short, short-term rentals, single, South Carolina, Strategies, syndication, time, tips, Twitter, VA, VA loans, value, veterans, working

Homebuyers need more than falling mortgage rates to jump back into the market – ABC News

March 25, 2023 by Brett Tams

Homebuyers need more than falling mortgage rates to jump back into the market  ABC News

Posted in: Renting Tagged: 2, 2021, 2022, 2023, 30-year, affordability, affordable, agent, agents, All, Applications, Appreciate, asking price, average, beach, before, bidding, bidding wars, Bloomberg, Broker, brokerage, builders, business, Buy, buyer, buyers, Buying, california, Census Bureau, city, color, construction, crash, data, double, down payment, estate, existing, experts, Federal Reserve, Finance, Financial Wize, FinancialWize, fixed, Freddie Mac, front, home, home builders, home construction, home prices, homebuyer, homebuyer demand, Homebuyers, homes, homes for sale, household, Housing, Housing inventory, id, Inflation, interest, interest rate, interest rates, inventory, jump, Listings, low, LOWER, luck, market, Mike Fratantoni, More, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage market, mortgage payment, Mortgage Rates, National Association of Home Builders, National Association of Realtors, negotiate, new, new home, new home construction, New Jersey, new listings, new york, new york city, News, offers, or, Other, pressure, price, Prices, property, rate, Rates, Real Estate, real estate agent, realtor, Realtor.com, Realtors, Redfin, right, Robert Dietz, San Jose, savings, Sell, seller, seller's market, sellers, story, survey, time, timing, timing the market, under, will

What Is the Volcker Rule, and How Does It Work?

March 24, 2023 by Brett Tams

The Volcker Rule was established following the Great Recession of the late 2000s and early 2010s. Essentially, the law stops depository banks from making risky and speculative investments with customer deposits. Furthermore, it prohibits banks from owning and investing in … Continue reading →

The post What Is the Volcker Rule, and How Does It Work? appeared first on SmartAsset Blog.

Posted in: Banking, Investing, Money Basics Tagged: 2, 2023, 429, advisor, All, analysis, apple, ask, assets, author, Bank, bank accounts, Banking, banks, before, big, Blog, business, business loans, Buy, buyers, calculator, car, car loans, categories, cnbc, Commercial, commission, commodities, company, Consumers, cost, couple, Credit, Crisis, currency, data, Debt, decades, deposit, Deposits, depression, dodd-frank act, economic recovery, Economics, entry, equity, estate, evergreen_simplefeed_delay, existing, experience, facebook, Fall, FDIC, Federal Reserve, Finance, Financial Advisor, financial advisors, financial crisis, Financial Goals, Financial Wize, FinancialWize, Free, freelance, fund, funds, futures, get started, goals, Google, government, graduated, great, id, impact, index, Insurance, interest, interest rate, interview, Invest, Investing, investment, investment portfolio, investments, Law, Litigation, loan, Loans, Main, Make, making, market, markets, Media, meta, Michigan, mobile, money, More, Mortgage, Mortgages, new, Oil, Operations, or, Other, penny, Personal, personal finance, Planning, points, poor, portfolio, president, products, property, protect, protection, Purchase, questions, rate, ready, Real Estate, Recession, reddit, return, right, risk, savings, Savings Account, Savings Accounts, School, securities, Sell, sellers, short, Small Business, small business loans, social, specialty, speculation, stocks, Style, taxes, time, tips, title, tools, trading, traditional, Treasury, Twitter, value, volcker rule, wall, Wall Street, wants, white, will, work, wrong

Buy a house with no money down with the best VA loan and USDA mortgage lenders – CNBC

March 24, 2023 by Brett Tams

Buy a house with no money down with the best VA loan and USDA mortgage lenders  CNBC

Posted in: Savings Account Tagged: 2, advice, affordability, All, Amount Of Money, annual percentage rate, Applications, apr, ARM, armed forces, Bank, Banking, banks, before, Benefits, Borrow, borrowers, borrowing, brick, Budget, build, Built, Buy, buy a home, buy a house, buyer, Buying, Buying a Home, Buying a house, calculator, Calculators, cash back, chase, choice, closing, closing costs, cnbc, color, Compensation, cons, construction, conventional loan, Conventional Loans, Credit, credit history, credit union, Credit unions, credits, customer service, data, Debt, debt-to-income, Department of Veterans Affairs, deposit, Discounts, down payment, Downpayment, education, equity, existing, facebook, Family, fed, fed rate, Fees, FHA, FHA loan, FHA loans, Finance, finances, Financial Wize, FinancialWize, financing, First-time Homebuyers, fixed, fixed rate, Flagstar, Flagstar Bank, HELOCs, history, home, home equity, Home equity loans, home loan, home loans, Home Price, home purchase, home renovation, homebuyer, Homebuyers, homeownership, house, household, id, Income, Instagram, Insurance, interest, interest rate, interest rates, investment, Investment Properties, Jumbo loans, lenders, Life, list, Live, loan, Loan officer, Loans, Local, low, LOWER, Make, making, Medical, military, money, monthly budget, More, more money, Mortgage, mortgage applications, mortgage calculators, mortgage lender, mortgage lenders, mortgage loan, mortgage loans, mortgage payment, mortgage payments, Mortgages, Moving, needs, offer, offers, or, Origination, Other, party, payments, penfed, Personal, personal finance, personal loan, plan, PMI, pre-approval, price, private mortgage insurance, proof, proof of income, property, pros, Purchase, rate, Rates, Refinance, refinance your mortgage, refinancing, renovation, rental, rental property, repayment, Reviews, right, rural, second, second home, sellers, shopping, specialty, states, the fed, The VA, time, timeline, tools, Twitter, Underwriting, upgrade, USDA, usda loans, VA, VA loan, VA loans, va mortgage, value, variable, veterans, veterans affairs, wellness, Which Mortgage, will, work

Sam and Jonathan Pergerson Join The Exclusive Haute Residence Real Estate Network

March 24, 2023 by Brett Tams

Sam and Jonathan have taken the real estate world by storm. In just one year in the business, they already sold over $20,000,000 in real estate with numerous awards from Coldwell Banker Realty and show no signs of slowing down. Sam was born and raised in Vietnam. She came to the United States at the […]

The post Sam and Jonathan Pergerson Join The Exclusive Haute Residence Real Estate Network appeared first on RealtyBizNews: Real Estate Marketing & Beyond.

Posted in: Paying Off Debts Tagged: 2, 2023, advice, agent, agents, Agents and Brokers, All, Architecture, author, Awards, Beauty, brokers, business, buyers, california, Career, Celebrity Real Estate, Coldwell Banker, color, construction, customer service, data, design, entrepreneurship, estate, experience, Expert advice, Featured News, Financial Wize, FinancialWize, Florida, Haute Residence, homeowners, Housing, Housing market, industry, investment, Listings, Luxury, luxury real estate, market, Marketing, markets, Media, More, Moving, negotiation, News, one year, or, Permits, Press Release, Professionals, Real Estate, Real Estate Agents, Real Estate Enthusiasts, real estate investment, Real Estate Marketing, Real Estate News, Realtors, Residential, sales, sellers, social, Social Media, southern california, states, Technology, title, unique, united, united states, vietnam

Homeowners who held onto a 3% mortgage rate are becoming ‘accidental landlords’ – Fortune

March 24, 2023 by Brett Tams

Homeowners who held onto a 3% mortgage rate are becoming ‘accidental landlords’  Fortune

Posted in: Renting Tagged: 2, 2021, 2023, 30-year, 30-year fixed mortgage, 30-year fixed rate, action, agent, airbnb, All, asking price, assets, author, before, borrowers, buyers, Buying, Capital Gains, CEO, color, Compass, Credit, data, Debt, estate, expenses, Financial Wize, FinancialWize, first home, fixed, fixed rate, Florida, Goldman Sachs, good, hold, home, homebuyer, homeowners, homes, homes for sale, Housing, housing boom, Inflation, Insurance, interest, interest rate, inventory, investment, Investor, landlord, landlords, leverage, Listings, loan, LOS, low, low rates, LOWER, Luxury, making, market, markets, money, More, Mortgage, mortgage payment, mortgage payments, MORTGAGE RATE, Mortgage Rates, Move, neighbors, new, new listings, oakland, offer, or, pandemic, payments, Personal, plan, Planning, pressure, price, property, rate, Rates, Real Estate, real estate agent, real estate investor, Redfin, refinancing, Rent, rental, Rentals, renters, renting, return, running, San Jose, seattle, Sell, sellers, selling, shortage, summer, taxes, time, Twitter, vacation, vacation home, value, wealth, will

The 10 Most Common Repairs Home Sellers Make Before Listing

March 24, 2023 by Brett Tams

As buyers become choosier, these upgrades can help sell your home.

Posted in: Moving Guide Tagged: 2, 2017, 2022, 2023, affordable, air, appliances, before, big, buyer, buyers, choice, cleaning, Clothes, couple, curb appeal, data, dividends, existing, expensive, Family, faucet, Financial Wize, FinancialWize, floor, garden, great, growth, home, home sellers, homes, hot, house, How To, how to save money, HVAC, items, kitchen, kitchen appliances, landscaping, list, Living, Make, making, mold, money, More, Mortgage, Mortgage Rates, new, or, Other, paint, painting, percent, photography, pipes, plumbing, Prices, property, Rates, ready, realtor, Realtor.com, renovation, repair, Research, risk, room, save, Save Money, Sell, seller, sellers, selling, Selling a Home, shopping, simple, Sites, soaring, survey, time, updates, upgrades, water damage, will, woman, women, workers, working, young

Mortgage activity is up for the third straight week

March 23, 2023 by Brett Tams

Mortgage applications came in higher again last week, as more consumers took advantage of another pullback in mortgage rates, according to the Mortgage Bankers Association. The MBA’s Market Composite Index, a measure of weekly loan volume based on surveys of association members, increased 3% on a seasonally adjusted basis for the seven-day period ending March … [Read more…]

Posted in: Refinance, Renting Tagged: 15-year, 2, 2023, 30-year, Administration, affordable, All, Applications, ARM, ARMs, average, Banking, bond, bond yields, borrowers, buyers, categories, Consumers, country, data, Department of Veterans Affairs, Economy, FHA, Financial Wize, FinancialWize, fixed, fixed rate, Fixed rate mortgage, government, growth, health, hold, homeowners, homes, Housing, housing costs, Housing market, impact, index, industry, Joel Kan, lenders, loan, Loans, low, low mortgage rates, LOWER, market, MBA, MBS, measure, Media, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage Rates, Mortgages, new, News, offer, one year, opportunity, or, Originations, Other, plans, points, president, Press Release, pressure, Prices, Purchase, quality, rate, Rates, Refinance, refinance applications, running, sellers, survey, surveys, time, Treasury, value, veterans, veterans affairs, volatility, volume, Zillow

Compare current VA mortgage rates – USA TODAY Blueprint – USA TODAY

March 23, 2023 by Brett Tams

Compare current VA mortgage rates – USA TODAY Blueprint  USA TODAY

Posted in: Renting Tagged: 15-year, 15-year mortgage, 2, 2022, 2023, 30-year, accent, active, advice, advisor, affordability, affordable, All, annual percentage rate, Applications, apr, ARM, ARMs, at home, author, Auto, average, Bank, banks, before, Benefits, big, blueprint, bold, borrowers, Budgeting, build, business, Buy, buyer, buyers, Buying, Careers, cats, chance, choice, closing, closing costs, College, color, commission, Community banks, Conventional Loans, cost, Credit, Credit Bureaus, credit history, credit score, Credit unions, crime, data, Debt, decisions, Disability, disclosure, down payment, Down payments, event, experts, Fall, faq, Featured, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Free, free time, future, good, great, history, home, home loan, home loans, house, How To, impact, Insurance, interest, interest rate, interest rates, investment, items, jobs, Learn, lenders, Life, Links, loan, Loan origination, Loans, low, LOWER, Make, market, md, Media, Medical, military, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, needs, new, new york, new york times, News, offer, offers, online lenders, or, Origination, Other, past performance, payments, Personal, personal finance, plan, plants, points, pre-approval, Professionals, Purchase, questions, rate, Rates, Refinance, repair, Reviews, right, Secondary, sellers, shopping, space, spouse, stories, Style, Technology, The VA, time, title, tools, VA, VA loan, VA loans, va mortgage, value, veterans, veterans affairs, will, work, young

Why industry watchers expect mortgage rates to fluctuate in coming weeks

March 23, 2023 by Brett Tams

Mortgage rates, which climbed one day and dropped the next after the bank failures, will be volatile before stabilizing, experts say.

Posted in: Mortgage, Mortgage Rates Tagged: 10-year yield, 2, 2022, 30-year, 30-year fixed rate, assets, Bank, Banking, banks, before, blue, borrowing, borrowing money, buyers, clear, Consumer Price Index, data, decision, Economy, environment, estate, existing, Existing home sales, expectations, expensive, experts, Fall, fed, Federal funds rate, Federal Reserve, Financial Wize, FinancialWize, fixed, fixed rate, flight, funds, good, green, home, home buyers, home prices, home purchase, Home Sales, home sellers, homeowners, homes, house, Housing, Housing inventory, Housing market, index, industry, Inflation, interest, interest rate, interest rates, Investing, investors, Jerome Powell, job, job market, Jumbo loans, Law, lenders, lending, list, Loans, Logan Mohtashami, low, LOWER, Make, market, markets, MBA, money, More, Mortgage, Mortgage Bankers Association, mortgage interest, Mortgage Interest Rates, Mortgage News, Mortgage Rates, Mortgage Rates Center, NAR, National Association of Realtors, needs, nerdwallet, new, News, one day, Other, peace, points, price, Prices, principal, Purchase, Raise, rate, Rates, reach, Real Estate, real estate markets, realtor, Realtor.com, Realtors, Residential, return, room, safe, safety, sales, second, sellers, short, Silicon Valley, silicon valley bank, space, Spring, spring housing market, svb, the fed, time, Treasury, volatility, will
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