Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components.Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components.
The post Financial Literacy: Keep Your Money Tight and Right appeared first on Money Under 30.
Thereâs a type of retirement plan thatâs in the â401 familyâ that gets little attention. Maybe thatâs because only a relatively small number of employers offer it, even though the number of employees participating in the plan is probably in the millions. Itâs called the 401(a) plan, and while itâs much like the 401(k) plan […]
The post The 401(a) Plans and Rollover Rules (what you need to know) appeared first on Good Financial Cents®.
Are you prepared to weather a financial storm? Start your rainy day fund today.
The post 4 ways an online savings account helps with unexpected expenses appeared first on Discover Bank – Banking Topics Blog.
Sometimes I hit the jackpot in my quest to find old material about retirement and early retirement. Last week, for instance, I was reading Early Retirement Dude’s history of the financial independence movement when he mentioned a Life magazine photo essay about early retirement from February 1957. Say what?
Within minutes, I was reading the article via Google Books. Within an hour, I had ordered not just that issue of Life but three others with retirement articles. Within days, the magazines were on my doorstep. I’m telling you: We live in the future!
Like J.D., I’m a recent convert to coffee. For most of my life, I preferred to consume my caffeine cold in the form of Diet Coke. And then…fate intervened.
Four years ago, when my family moved to Oklahoma, my sister-in-law gave us our first Keurig coffee maker. I thought, “That’s an interesting gift for a family that doesn’t drink coffee.”
But a set of sample k-cups came with the machine, so we started trying them.
The kids liked the sugary cups which were more like hot chocolate than coffee. And I found that I liked the taste of coffee now and then. I played with combinations of coffee, sugar, and milk until I found out I liked it a lot. I later dropped the sugar and went straight for the coffee/milk combo.
Within a month or two, I was hooked. But I started wondering: “We’re drinking a lot of coffee. Is this the best deal? What are my options for finding the best cheap coffee?” Because I’m a money nerd, I decided to find out.
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We all wish that we could pack our bags with the finest outfits, jet off to a private island and dine on 5-star, Michelin-rated food. Unfortunately our bank accounts just donât have time for that. Lucky for us, there are some great hacks out there that make traveling in luxury a little bit easier for
The post How to Travel in Luxury on a Budget appeared first on MintLife Blog.
Keeping track of expenses can be difficult when you are trying to juggle running a business with all of the administrative tasks that come with it. Receipts can get lost, claims forgotten, and amounts misremembered. Finding the time to dedicate to expenses is difficult, and it is easy to get overwhelmed by all of the […]
The post Expensify Review | Simplified Expense Tracking appeared first on Good Financial Cents®.
If youâre a teenager and you need to make money, we have gathered a list of the best online jobs for you. I have to warn you that most online jobs are not âjobsâ in the traditional sense. They donât usually come with a flat hourly salary, a fixed schedule, or even direct supervision to […]
The post 17 Best Online Jobs for Teens appeared first on Good Financial Cents®.
Whether you choose real estate or index funds as your primary investment, each has an outstanding track record of building wealth. But is one better than the other, if maybe only by a little bit? This topic was inspired by this question from a reader: âMy question: Real estate or long-term index fund investing? I […]
The post Real Estate or Index Funds â Which is the Better Way to Build Long-term Wealth? appeared first on Good Financial Cents®.