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Using the SBA 7(a) Loan as a Business Acquisition Loan

March 19, 2023 by Brett Tams

An SBA business acquisition loan can be used to purchase an existing company or to buy out partners in your existing business.

Posted in: Moving Guide, Small Business Tagged: 2, 2023, acquisition, acquisitions, Administration, agreements, All, analysis, Applications, ask, assets, balance, Bank, banks, basic, before, Blog, business, business loan, business loans, Buy, Buying, company, Credit, credit history, credit score, credit union, Credit unions, currency, data, Debt, decision, decisions, Development, employer, equity, estate, existing, expensive, Finance, finances, Financial Wize, FinancialWize, financing, fixed, fund, funds, General, good, good credit, government, history, hours, Income, income tax, industry, interest, interest rates, inventory, lease, lenders, lending, list, loan, Loans, Local, Make, manage, money, More, most popular, nerdwallet, new, or, Other, ownership, Personal, plan, Popular, price, project, projects, Purchase, questions, Rates, Real Estate, repayment, returns, Revenue, right, SBA, SBA loans, search, security, seller, sheets, Small Business, Small Business Administration, small business loans, stock, target, tax, tax returns, time, timeline, title, trust, Underwriting, will, work

Applying for Your First Mortgage Loan – FDIC

March 17, 2023 by Brett Tams

Applying for Your First Mortgage Loan  FDIC

Posted in: Savings Account Tagged: 2, 2022, About Mortgages, adjustable rate mortgage, Administration, affordable, Amount Of Money, ARM, ARMs, ask, Bank, bank account, before, borrowers, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, CFPB, choice, closing, closing costs, color, Consumer Financial Protection Bureau, Consumers, conventional loan, Conventional Loans, cost, couple, Credit, credit history, Credit Report, credit score, deposit, down payment, Down payments, escrow, event, FDIC, Fees, FHA, Financial Wize, FinancialWize, first home, first-time buyers, fixed, fixed rate, Fixed rate mortgage, Free, funds, future, General, good, government, guide, helpful, history, home, home search, homes, house, Housing, How To, how to save money, ideas, inspection, Insurance, interest, interest rate, interest rates, investment, items, Learn, lenders, lending, loan, Loans, low, LOWER, Make, money, More, Mortgage, mortgage lending, mortgage loan, mortgage payment, mortgage payments, Mortgages, Move, Moving, negotiate, News, offer, or, Other, payments, plan, points, price, principal, property, property tax, property taxes, protection, Purchase, Quotes, rate, Rates, ready, repayment, retirement, retirement accounts, returns, right, save, Save Money, savings, search, selling, shopping, Shopping for a mortgage, smart, stage, states, story, target, tax, tax returns, taxes, time, tips, title, title search, united, united states, update, USDA, VA, veterans, veterans affairs, will

Sterling in Michigan pleads guilty to securities fraud

March 17, 2023 by Brett Tams

Endeavor Moore Media – stock.ado Sterling Bancorp in Southfield, Michigan, pled guilty to securities fraud, conceding it filed false statements tied to its 2017 initial public offering and its annual regulatory filings the following two years. The legal issue was linked to Sterling’s tarnished Advantage Loan Program, or ALP. The company discontinued the low-documentation mortgage … [Read more…]

Posted in: Refinance, Renting Tagged: 2, 2017, 2022, 2023, All, assets, balance, balance sheet, Bank, Board of directors, california, CEO, Community banking, company, Compliance, court, crypto, data, Department of Justice, deposit, dividends, down payment, earnings, Fees, Financial Wize, FinancialWize, fraud, great, Income, industry, Industry News, initial public offering, investors, IPO, Legal, liquidity, Litigation, loan, loan officers, Loans, low, market, markets, Media, Michigan, Mortgage, mortgage loans, net income, new, new york, News, or, Origination, Other, payments, Press Release, pressure, quality, Rates, Regulatory, Residential, returns, Revenue, right, running, savings, securities, Silicon Valley, silicon valley bank, stable, startup, stock, tax, tax returns, Technology, thrift, time, trust, under, Underwriting

Getting a Mortgage Without a Regular Income

March 16, 2023 by Brett Tams

Getting a Mortgage Without a Regular Income

Qualifying for a home loan can be especially challenging if you don’t have a regular paycheck. Even if you have a solid credit score, money in the bank, and low or no debt, you can still expect mortgage lenders to check on your income to be sure you can afford your loan payments. And you […]

The post Getting a Mortgage Without a Regular Income appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, advice, advisor, All, assets, Bank, basic, before, bills, blue, borrowers, business, clear, color, company, cosigner, couple, Credit, credit history, credit rating, credit repair, Credit Reports, credit score, credit scores, Debt, debt-to-income, deductions, Disability, display, dividends, down payment, DTI, earning, Emergency, Emergency Fund, employer, Employment, expectations, faq, FDIC, fico, finances, financial tips, Financial Wize, FinancialWize, First-time Homebuyers, fixed, freelance, freelancers, FTC, fund, General, get started, getting a mortgage, gig, good, good credit, history, Holidays, home, home loan, Home Ownership, homebuyer, Homebuyers, hours, house, Housing, housing costs, HR, Income, income tax, inconsistent income, interest, interest rate, interest rates, investments, job, jobs, jump, Law, Learn, Legal, lenders, list, loan, loan officers, Loans, low, LOWER, Make, manage, money, More, Mortgage, mortgage lender, mortgage lenders, mortgage loan, mortgage payments, mortgage pre-approval, MORTGAGE RATE, Mortgages, Move, needs, NMLS, one year, organization, Other, park, paycheck, payments, pension, Personal, personal finances, points, pool, pre-approval, products, proof, proof of income, property, questions, rate, Rates, reach, ready, rental, rental property, repair, retirement, retirement account, return, returns, right, risk, running, seasonal, security, self-employed, Self-employment, short, social, social security, sofi, stable, states, Strategies, Style, summer, swimming, tax, tax returns, taxes, teaching, theme park, time, tips, tools, traditional, under, Underwriting, W-2, wants, white, will, work, workers, working

Here’s Your New Standard Deduction and Tax Rate for 2023

March 13, 2023 by Brett Tams

The popular federal income tax break and tax brackets increased by more than usual for this year due to high inflation.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, All, before, Benefits, bold, charts, couple, couples, credits, deductions, Fall, federal income taxes, filing jointly, Financial Wize, FinancialWize, government, head of household, household, Income, income tax, Income Taxes, Inflation, irs, Learn, married, More, new, photography, Popular, rate, Rates, retirement, retirement account, return, returns, right, running, security, Seniors, single, social, social security, social security benefits, spouse, standard deduction, tax, tax brackets, tax deductions, tax returns, taxable, taxable income, taxes, under, will, workers

New bill calls for restoring mortgage insurance tax deduction

March 13, 2023 by Brett Tams

The fight to restore the mortgage insurance tax deduction and make it permanent was revived in Congress, with the introduction of a bipartisan bill in the House of Representatives. However, similar bills in both the House and Senate introduced in the last session failed to gain traction. The move has broad support in the mortgage, … [Read more…]

Posted in: Refinance, Renting Tagged: 2021, 2023, Administration, affordability, affordable housing, American Bankers Association, average, Banking, bills, borrowers, build, building, Buy, buy a home, california, Consumers, Conventional Loans, country, court, data, Deductible, down payment, estate, Finance, financial stability, Financial Wize, FinancialWize, First-time Homebuyers, Florida, Google, government, Hispanic, home, Homebuyers, homeowners, homeownership, house, Housing, idaho, Income, income tax, Income Taxes, industry, Insurance, insurance premiums, interest, leadership, Legislation, lenders, loan, Loans, low, Make, Media, MI, More, Mortgage, Mortgage Bankers Association, Mortgage Insurance Premiums, mortgage interest, Mortgages, Move, new, News, Oregon, Originations, Politics and policy, premium, president, Professionals, quality, Real Estate, returns, seth, Supreme Court, tax, tax returns, taxes, time, veterans, veterans affairs, washington, wealth, youtube

Don’t Want to Fully Merge Finances? Consider a Money Partnership

March 12, 2023 by Brett Tams

Not ready to merge your finances? Tax time can be a good opportunity for couples to strengthen their relationship — and their relationship to money.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2023, active, advisor, All, Apps, assets, attic, Bank, bank accounts, banks, beneficiaries, bills, Blog, Budget, Built, business, Buying, Buying a house, communication, cons, contacts, couple, couples, Credit, credit cards, currency, data, death, Debt, decisions, deposit, Family, Finance, finances, Financial Advisor, financial advisors, Financial Goals, financial management, financial well-being, Financial Wize, FinancialWize, foundation, Free, goal, goals, good, health, home, house, How To, Income, income tax, Insurance, interest, investment, investments, irs, Legal, legal documents, list, Living, Loans, merging finances, money, money goals, Money Matters, More, Mortgage, nerdwallet, net worth, News, office, opportunity, Other, Paying Off Debt, payments, personal finance, planner, Planning, podcast, property, property tax, pros, ready, Refund, retirement, retirement accounts, returns, right, running, safe, save, Saving, Saving for Retirement, savings, Savings Accounts, security, Small Business, smart, Smart Money, spouse, stock, storage, stress, student, Student Loans, target, tax, tax refund, tax returns, tax time, taxes, time, wills, work, work out, working

2023 IRS Tax Refund Dates and Deadlines

March 12, 2023 by Brett Tams

2022 IRS Tax Refund Dates and Deadlines

According to the IRS, approximately 90% of tax refunds are issued in under 21 days. However, some tax returns require more attention, which can lengthen the process and push back your tax refund date. The deadline for filing 2022 taxes is Tuesday April 18, 2023. If you request an extension, the deadline is Monday October […]

The post 2023 IRS Tax Refund Dates and Deadlines appeared first on SoFi.

Posted in: Financial Advisor Tagged: 1099, 2022, 2023, accountant, advice, advisor, agent, All, analysis, app, ask, Bank, before, Budget, budget planner, Budgeting & Goals, Choices, clear, cost, Credit, credit score, credits, data, Debt, deposit, dining, dining out, Direct Deposit, display, Emergency, Emergency Fund, existing, faq, finances, financial independence, Financial Wize, FinancialWize, Free, fund, General, government, hold, Holidays, hours, house, How To, HR, Income, income tax, Income Taxes, Investing, InvestZ, irs, Learn, Legal, Links, Live, loan, Make, manage, Media, mistake, Mistakes, money, MoneyGen, MoneyUn, More, Mortgage, needs, offers, organization, party, Paying Down Debt, payments, plan, planner, Popular, Refund, relay, return, returns, Saving, sofi, Software, spouse, student, student loan, Style, take control of your finances, tax, tax credit, tax credits, tax refund, tax refunds, tax returns, tax season, taxes, TAXUPD, time, timing, title, tracking, TransUnion, under, updates, vacation, wants, Websites, will, wrong, youtube

Where Is My Tax Refund?

March 11, 2023 by Brett Tams

Where Is My Tax Refund?

If you’re due a tax refund this year, you’re likely to be impatient to get your hands on the money. Perhaps you are planning on using it for a special purchase or a vacation. Or maybe you are eager to use it to pad out your emergency fund or pay down some debt. Fortunately, the […]

The post Where Is My Tax Refund? appeared first on SoFi.

Posted in: Financial Advisor, Money Tagged: 2, 2017, 2022, 2023, advice, advisor, All, AllPar, American Rescue Plan, analysis, app, ask, ATM, Bank, bank account, Banking, basic, before, Benefits, Budgeting & Goals, business, Checking Account, clear, commission, couple, Credit, credits, data, Debt, deductions, deposit, design, Direct Deposit, display, Emergency, Emergency Fund, existing, expectations, Family, faq, FDIC, Fees, filing jointly, financial tips, Financial Wize, FinancialWize, fraud, Free, front, fund, funds, General, government, great, Grow, guide, hold, holiday, hours, Housing, HR, identity theft, Income, income tax, interest, interest rates, international, InvestZ, irs, Law, Learn, Legal, Links, lists, Local, LOWER, Make, manage, married, mastercard, Media, mistake, Mistakes, money, MoneyLL, More, more money, Move, needs, office, Other, pandemic, party, Personal, personal information, place, plan, Planning, Purchase, questions, rate, Rates, Refund, Research, return, returns, Review, routing number, savings, Savings Account, security, single, social, social security, social security card, sofi, Software, spouse, state tax, Strategies, Style, tax, tax benefits, tax credit, tax credits, tax refund, tax refunds, tax returns, tax season, taxes, theft, time, timeline, tips, title, tools, tracking, Treasury, Treasury Department, under, vacation, variable, W-2, Websites, will, work, wrong, youtube

How to buy a home with a low credit score – Fox Business

March 10, 2023 by Brett Tams

How to buy a home with a low credit score  Fox Business

Posted in: Savings Account Tagged: 2, 2022, Administration, All, average, bad credit, balance, Bank, bankruptcy, before, bills, Borrow, borrowers, borrowing, build, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, car, closing, closing costs, color, cons, conventional loan, Conventional Loans, cost, Credit, credit card, credit limit, Credit Report, Credit Reporting, credit score, credit scores, credit utilization, credit utilization ratio, ct, Debt, debt-to-income, disclosure, down payment, Down payments, DTI, Employment, equity, estate, event, expensive, Family, Featured, Fees, FHA, FHA loan, FHA loans, fico, fico score, Finance, finances, Financial Wize, FinancialWize, fixed, fixed rate, foreclosure, Freddie Mac, Free, funds, getting a mortgage, goal, good, good credit, government, great, guide, HELOC, history, home, home buying, home equity, home equity line of credit, home equity loan, home loan, home loans, home purchase, homebuyer, Homebuyers, homebuying, homeowners, house, Housing, How To, improve your finances, Income, Income verification, Insurance, interest, interest rate, interest rates, late payments, Legal, lenders, lending, Life, line of credit, loan, Loans, low, LOWER, Make, making, manage, market, Media, money, More, more money, Mortgage, mortgage interest, mortgage lenders, mortgage loans, mortgage payment, Mortgages, multiply, needs, new, new home, NMLS, non-Qualified Mortgage, offer, offers, Operations, opportunity, Other, pay bills, payment history, payments, Personal, PMI, poor, premium, price, principal, private mortgage insurance, products, programs, pros, Purchase, rate, Rates, Real Estate, real estate market, Refinance, refinance your mortgage, returns, Review, risk, rural, save, self-employed, Sell, shopping, spouse, student, Student Loans, tax, tax returns, time, timeline, tools, traditional, under, unique, USDA, usda loans, VA, VA loan, VA loans, value, versus, veterans, will
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