Credit Report
Does Mortgage Pre-Approval Affect Credit Score? Hereâs What You Need to Know
When youâre searching for your new home, a mortgage pre-approval will not only tell you what you can afford but can also help you stand out as a serious buyer. However, youâll want to protect your credit score while youâre shopping for the best rate. So, does a mortgage pre-approval affect credit score? Hereâs how… View Article
The post Does Mortgage Pre-Approval Affect Credit Score? Hereâs What You Need to Know first appeared on Total Mortgage.
What Paperwork Do You Need To Get A Home Mortgage?
Banks are now requiring a bit more paperwork and doing a bit more due diligence when approving you for a mortgage. What documentation will you need?
The post What Paperwork Do You Need To Get A Home Mortgage? appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Common Mistakes Homeowners Make When Refinancing Their Mortgages
After a troubling couple of years plagued by a global pandemic, rising inflation, and economic woes, more and more people are struggling financially. The cost of living (which takes into account food, housing, and education) has increased by 2.3% over the past year alone, according to the Bureau of Labor Statistics’ Consumer Price Index, with […]
The post Common Mistakes Homeowners Make When Refinancing Their Mortgages appeared first on Fancy Pants Homes.
Should You Pay for a Credit Repair Service?
How to Rebuild & Fix Your Credit Score – 11 Steps to Follow
How Removing Your Name from a Shared Credit Card Affects Your Credit Score
Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized user to your card. However, credit card usage does have a huge impact on your creditworthiness. So, does removing your name from a […]
The post How Removing Your Name from a Shared Credit Card Affects Your Credit Score appeared first on Credit Absolute.
How To Detect And Report Financial Elder Abuse
One of the sad truths about our society is that there are those who financially prey on others. Among the most tragic of cases are those involving the financial abuse of the elderly. It’s hard to deal with these situations because many seniors prefer to remain in charge of their finances throughout life. As a […]
The post How To Detect And Report Financial Elder Abuse appeared first on Good Financial Cents®.
FICO 10 T and VantageScore 4.0 Approved for Fannie Mae and Freddie Mac Mortgages
Two new credit scores will be used if and when you apply for a mortgage backed by Fannie Mae or Freddie Mac in the near future. On October 24th, 2022, the Federal Housing Finance Agency (FHFA) announced the validation and approval of both “FICO 10 T” and “VantageScore 4.0.” These new credit scoring models will… Read More »FICO 10 T and VantageScore 4.0 Approved for Fannie Mae and Freddie Mac Mortgages
The post FICO 10 T and VantageScore 4.0 Approved for Fannie Mae and Freddie Mac Mortgages appeared first on The Truth About Mortgage.
What is Debt-to-Income Ratio, and How Does it Affect Renters?
Find more details about DTI and see your score here!
The post What is Debt-to-Income Ratio, and How Does it Affect Renters? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.