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Mortgage rates are volatile. Should you lock your rate today? – KCRA Sacramento

March 20, 2023 by Brett Tams

Mortgage rates are volatile. Should you lock your rate today?  KCRA Sacramento

Posted in: Renting Tagged: 15-year, 2, 2023, 30-year, 30-year fixed mortgage, ad, All, app, ARM, ARMs, ask, average, before, branding, Buy, calculator, climate, closing, color, cost, Credit, credit score, credit scores, data, Debt, debt-to-income, decisions, disclosure, down payment, DTI, Economy, experience, Fall, fed, Federal Reserve, Fees, FHA, Financial Wize, FinancialWize, fixed, Free, government, growth, home, Home appraisal, homebuyer, Homebuyers, Income, Inflation, Insurance, insurance premiums, interest, interest rate, interest rates, jobs, jobs report, lenders, Life, loan, Loans, low, LOWER, Make, making, Media, mobile, Mobile App, Monetary policy, money, More, Mortgage, Mortgage Insurance Premiums, mortgage interest, mortgage loans, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, negotiate, new, offer, offers, one day, or, Other, payments, percent, Personal, plans, points, Prices, rate, Rate Hikes, RATE LOCK, Rates, rise, risk, seller, shopping, Shopping for a mortgage, social, the fed, time, USDA, usda loans, VA, widget, will

How to Prepare for a Home Appraisal for Refinancing

March 10, 2023 by Brett Tams

When you need to refinance your mortgage, it’s common practice for lenders to have a home appraiser assess the value of your property. Appraisers will take into account several factors, such as square footage, the number of bedrooms, and the current condition of the house.  Although you can’t increase the square footage or the number… View Article

The post How to Prepare for a Home Appraisal for Refinancing first appeared on Total Mortgage.

Posted in: Refinance, Renting Tagged: 2, actual, All, appraisers, ask, Bank, basement, basic, bathroom, Bedrooms, before, Blog, build, calculator, chance, Clean, cleaning, closets, clutter, comps, country, couple, curb appeal, decluttering, doors, equity, experts, Financial Wize, FinancialWize, Free, furniture, good, heating, home, Home appraisal, Home Improvements, homes, house, housing-market-2, How To, improvements, Invest, Investing, investment, investments, job, kitchen, landscaping, Learn, lenders, Live, loan, Local, low, Make, making, market, money, More, Mortgage, mortgage lender, mortgage refinancing, mowing, needs, new, Other, paint, place, plumbing, property, quality, questions, rate, reach, ready, Refinance, refinance your mortgage, refinancing, remodel, Research, save, selling, short, simple, Spending, square footage, summer, The Neighborhood, time, tips, value, wall, will, windows, winter, work, working, Yard

Why You Might Still Be Seeing 5% Mortgage Rates

March 3, 2023 by Brett Tams

It’s been tough sledding for mortgage rates over the past month. They were actually on a roll to start off 2023, falling for the entire month of January before things took a nasty turn. Without getting too long-winded here, strong economic data pushed rates back toward decade highs. The culprits were a CPI report and… Read More »Why You Might Still Be Seeing 5% Mortgage Rates

The post Why You Might Still Be Seeing 5% Mortgage Rates appeared first on The Truth About Mortgage.

Posted in: Mortgage Rates, Mortgage Tips, Refinance, Renting Tagged: 2021, 2022, 2023, 30-year, 30-year fixed mortgage, Advertising, All, ask, Auto, average, before, borrowers, car, closing, closing costs, comparison shopping, couple, Credit, credit score, credit score range, data, down payment, expensive, Fannie Mae, Fees, Financial Wize, FinancialWize, fixed, Freddie Mac, good, home, Home appraisal, Inflation, Insurance, interest, interest rate, interest rates, jobs, jobs report, lease, lenders, loan, Loan origination, low, LOWER, market, math, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage market, MORTGAGE RATE, Mortgage Rates, Mortgage Tips, News, offer, one day, Origination, Other, party, points, pretty, price, property, Quotes, rate, Rates, right, save, Save Money, seller, shopping, short, simple, survey, tax, time, timing, title, Title Insurance, Websites

How to Refinance an Inherited House

February 27, 2023 by Brett Tams

By refinancing an inherited house, you could potentially lower your monthly mortgage payments or make necessary updates or repairs by accessing built-up equity. Here’s what you need to know when it comes to refinancing your inherited property.

The post How to Refinance an Inherited House first appeared on Total Mortgage.

Posted in: Refinance, Renting Tagged: assets, author, balance, Bank, bank account, basic, before, beneficiaries, beneficiary, big, Blog, Built, Buy, calculator, cash advance, Cash-Out Refinance, Children, closing, closing costs, co-signer, Credit, credit score, death, Debt, debt consolidation, decisions, divorce, equity, estate, event, executor, existing, experience, Fees, fico, fico score, Financial Wize, FinancialWize, foreclosure, Free, funds, goal, good, heir, heirs, home, Home appraisal, Home Improvements, Homeowner, homeowners, house, housing-market-2, How To, impact, improvements, inheritance, inherited, inherited property, interest, interest rate, inventory, Learn, Legal, lenders, Life, Living, living trust, loan, LOWER, Make, making, Massachusetts, minimal, money, More, Mortgage, mortgage lender, mortgage payments, needs, new, Other, ownership, party, payments, principal, probate, property, Purchase, rate, Rates, ready, Refinance, refinance your mortgage, refinancing, repayment, Review, save, security, Sell, shopping, short, time, title, town, trust, updates, value, will, work

Is It Worth Using a Mortgage Lender Now for the Promise of Waived Fees in the Future?

February 24, 2023 by Brett Tams

These days, mortgage rates aren’t as cheap as they used to be. And that is the understatement of the century. The 30-year fixed is currently priced around 7%, more than double the ~3% rate offered in early 2022. That has mortgage lenders scrambling to separate themselves from the crowd amid a shrinking pool of eligible… Read More »Is It Worth Using a Mortgage Lender Now for the Promise of Waived Fees in the Future?

The post Is It Worth Using a Mortgage Lender Now for the Promise of Waived Fees in the Future? appeared first on The Truth About Mortgage.

Posted in: Mortgage Rates, Mortgage Tips, Refinance, Renting Tagged: 2022, 30-year, All, before, borrowers, business, Buy, buydown, car, chance, closing, company, cost, couple, Credit, Credit Report, decision, doors, double, expensive, Fall, Fees, Financial Wize, FinancialWize, fixed, Free, future, good, home, Home appraisal, home loan, home seller, house, Insurance, interest, interest rate, lenders, loan, Loan origination, LOWER, Make, making, More, Mortgage, mortgage lender, mortgage lenders, MORTGAGE RATE, Mortgage Rates, Mortgage Tips, offer, Original, Origination, party, plan, points, pool, present, pretty, price, property, Purchase, rate, Rates, Refinance, right, save, savings, second, seller, time, title, Title Insurance, Underwriting, will, wrong

VA Streamline vs VA Cash-out Refinance

February 23, 2023 by Brett Tams

There has never been a better time to refinance your VA loan — especially when current mortgage interest rates are at multi-year lows. And, they’re not too far off the […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2021, 2022, 2023, 30-year, active, advice, affordable, All, ARM, assets, author, average, balance, Bank, Blog, Borrow, borrowers, borrowing, Budget, build, Built, Buying, cash back, Cash-Out Refinance, choice, closing, closing costs, company, cons, Credit, credit cards, Credit Report, credit score, credit union, credit utilization, data, Debt, debt consolidation, debt-to-income, Debts, energy, equity, existing, expensive, Fees, FHA, Financial Wize, FinancialWize, fixed, funds, General, goals, good, HELOC, home, Home appraisal, home buying, home equity, home equity line of credit, home equity loan, Home equity loans, Home Improvements, home loan, home loans, Home Price, homeowners, household, household budget, How To, HR, ice, improvements, Income, Inflation, Insurance, interest, interest rate, interest rates, late payments, Legal, lenders, Life, line of credit, loan, Loans, low, LOWER, Make, market, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage loan, Mortgages, needs, new, Origination, Other, payments, Personal, Personal Loans, PMI, private mortgage insurance, pros, rate, Rates, Refinance, refinance eligibility, refinancing, right, second, second mortgages, servicemembers, sheets, shopping, time, tracking, VA, va home loan, VA loan, VA Refinance, VA Streamline Refinance, vacation, value, veterans, will

The 14 Best New Small Business Ideas and Opportunities to Start Today

February 23, 2023 by Brett Tams

Have you caught the entrepreneur bug and are wanting to start your own small business? You’ve heard stories of people that have struck it rich by going out on their own and working for themselves. The thoughts and dreams of running your own business can be intoxicating. It’s funny that growing up, I never really […]

The post The 14 Best New Small Business Ideas and Opportunities to Start Today appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, agent, agents, All, AllY, analysis, at home, author, Auto, baby, basic, before, Benefits, birthday, Blog, Blogging, blue, book, Books, brokerages, build, Built, business, Business Credit, business credit cards, Buying, buying and selling, Career, cents, Clean, cleaning, Clothes, Clothing, cnbc, College, color, Commercial, commission, cost, couple, Credit, credit card, credit cards, custom, data, disclosure, dogs, dream, driving, energy, entry, existing, experience, experts, facebook, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, Franchises, Free, freedom, freelance, Freelance writer, front, funny, get started, Getting Started, gift, good, Google, great, green, Grow, Hiring, hold, home, Home appraisal, hourly, hours, house, How To, How to Make Money, How to Make Money Blogging, ideas, Illinois, Income, industry, inspection, Instagram, Insurance, insurance agent, investment, investments, iPhone, items, job, journey, kids, knock, Learn, Life, life insurance, Links, list, Local, low, Main, Make, Make Money, make money blogging, making, manage, market, Marketing, md, Media, men, money, More, more money, natural, new, new york, new york times, opportunity, orange, Other, Out of the House, own business, parents, Personal, personal finance, personal finances, Pet, photography, pinterest, pizza, plan, planner, Planning, plans, podcast, present, productive, programs, property, Purchase, quality, referrals, Research, retirement, Retirement Planning, Review, rich, right, running, School, science, SEC, Sell, selling, shares, Side, Side Income, Sites, skill, Small Business, social, Social Media, Software, space, Sports, stories, story, studying, Style, Technology, The Wall Street Journal, time, title, tools, Travel, trust, Twitter, Uber, value, virtual, virtual assistant, wall, wealth, wealth management, Websites, will, work, working, young, youtube

Appraisal process for VA home loans | 2023

February 19, 2023 by Brett Tams

When you enter a contract to buy a new home, your VA lender will order your VA appraisal. This VA home appraisal has two goals: To define the fair market […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2022, 2023, active, agent, air, Air Conditioning, All, appliances, Appraisals, appraisers, ask, asking price, assessment, assets, author, basic, Bathrooms, before, Blog, Borrow, borrowers, Built, business, Buy, buyers, Buying, Buying a Home, Cash-Out Refinance, categories, chance, choice, clear, closing, closing costs, Compliance, conventional loan, cost, covid, COVID-19, COVID-19 pandemic, Credit, credit score, decision, deck, down payment, duplex, estate, existing, expensive, experience, Fall, Family, FHA, FHA loan, Financial Wize, FinancialWize, financing, fixer-upper, foreseeable, Free, future, gap, General, goal, goals, good, guide, heat, heating, helpful, home, Home appraisal, home inspection, home inspector, home loan, home loans, home purchase, home sellers, home value, homebuyer, Homebuyers, Homeowner, homeownership, homes, How To, HR, HVAC, impact, inspection, interest, interest rate, items, kitchens, lenders, list, Live, loan, Loan officer, Loan origination, Loans, Local, low, LOWER, Make, making, market, modern, modern homes, mold, money, More, Mortgage, Mortgage Products, Mortgage Rates, Mortgages, Move, Moving, needs, negotiate, new, new home, Opinion, Origination, Other, paint, pandemic, place, plumbing, poor, products, property, protect, Purchase, rate, Rates, ready, Real Estate, real estate agent, Refinance, refinancing, Review, room, safe, safety, sales, save, second, seller, sellers, servicemembers, shopping, single, single-family, sinks, space, termites, time, traditional, unique, updates, utilities, VA, VA loan, VA loans, va mortgage, VA Mortgages Explained, value, veterans, veterans affairs, wants, will, windows, wood, work, working, wrong

Northpointe Bank Mortgage Review: A Massive Menu of Loan Programs to Fit Your Specific Needs

February 19, 2023 by Brett Tams

While nonbanks dominate the mortgage space these days, there are still some depositories out there originating a lot of home loans, including Northpointe Bank. The Michigan-based bank offers an absolute ton of different loan programs, probably more than most companies that only offer mortgages. And they embrace the latest technology too, meaning you can apply… Read More »Northpointe Bank Mortgage Review: A Massive Menu of Loan Programs to Fit Your Specific Needs

The post Northpointe Bank Mortgage Review: A Massive Menu of Loan Programs to Fit Your Specific Needs appeared first on The Truth About Mortgage.

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FHA vs. Conventional Loans: What’s Better For You?

February 18, 2023 by Brett Tams

If you’re looking to start your homebuying journey, you may be wondering how different loan products compare and which one is right for you. Two of your most popular options will likely be an FHA (Federal Housing Administration) loan or a conventional mortgage. In this article, you’ll learn everything you need to know about FHA… View Article

The post FHA vs. Conventional Loans: What’s Better For You? first appeared on Total Mortgage.

Posted in: Refinance, Renting Tagged: 2, 2022, 30-year, adjustable rate mortgage, Administration, advisor, affordable, All, ARM, Auto, balance, Bank, bankruptcy, banks, before, Benefits, big, Blog, borrowers, build, Built, Buy, buy a home, buyer, buyers, Buying, Buying a house, Cash-Out Refinance, chance, clear, closing, closing costs, color, condo, conventional loan, Conventional Loans, cost, Credit, Credit and Debt, credit cards, credit history, credit score, credit scores, credit union, Debt, debt-to-income, decision, deposit, down payment, Down payments, DTI, education, equity, event, existing, expenses, expensive, experts, Family, FHA, FHA loan, FHA loans, FHA mortgage, FHA streamline refinance, Finance, Financial Advisor, Financial Wize, FinancialWize, financing, First-time Homebuyers, fixed, foreclosure, formula, Free, future, get started, Giving, goals, good, government, history, home, Home appraisal, home inspection, home loan, home loans, Homebuyers, homebuying, homeowners, homeownership, homes, house, Housing, Income, inheritance, inspection, inspections, Insurance, interest, interest rate, interest rates, investment, Investment Properties, investment property, investments, journey, Learn, lend money, lenders, lending, liens, Life, list, loan, Loan Limits, Loans, low, low-income, LOWER, Make, making, money, monthly expenses, More, Mortgage, mortgage credit, Mortgage Interest Rates, mortgage loan, mortgage loans, mortgage payments, Mortgages, most popular, new, new home, offer, opportunity, Other, Paying Off Debt, payments, percent, place, plan, Planning, PMI, points, poor, Popular, present, private mortgage insurance, products, property, protect, Purchase, questions, rate, Rates, Refinance, refinancing, renovations, Rent, rental, renting, right, risk, safety, savings, second, second home, second homes, security, security deposit, Servicing, simple, single, single-family, story, student, student loan, Student Loans, summer, tax, taxes, time, tipping, title, under, unique, VA, VA loan, vacation, value, Video, will, working
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