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Current Balance vs. Available Balance

March 28, 2023 by Brett Tams

Whenever you’re budgeting out your money, it’s important to understand how much money you have at any given time, but not all bank balances are equal. Making a mistake between your current and available balance, for example, could cause you … Continue reading →

The post Current Balance vs. Available Balance appeared first on SmartAsset Blog.

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9 Best Student Checking Accounts of April 2023

March 28, 2023 by Brett Tams

Are you a college student looking for a place to park your money? Check out the impressive array of low-cost, low-balance checking accounts.
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What Is a Returned Check Fee?

March 27, 2023 by Brett Tams

Writing checks may not be something you do often. But if you do write a check, it’s important to make sure you have enough money in your bank account to cover it. If you don’t, your bank might charge a … Continue reading →

The post What Is a Returned Check Fee? appeared first on SmartAsset Blog.

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What Is FedNow?

March 26, 2023 by Brett Tams

FedNow is the instant payments service run by the Federal Reserve. It’s set to launch in July. Learn more about what to expect.

Posted in: Banking, Moving Guide Tagged: 2017, 2021, 2023, ACH, All, assets, Automated Clearing House, Bank, bank account, Banking, banks, before, Benefits, big, Blog, Budget, business, Consumers, cost, Credit, credit union, Credit unions, currency, data, fed, Federal Reserve, Fees, Financial Services, Financial Wize, FinancialWize, fraud, funds, government, helpful, Holidays, hours, house, House Financial Services Committee, industry, Jerome Powell, launch, Learn, list, LLC, LOWER, Make, manage, money, Money Transfer, More, Moving, nerdwallet, new, offer, Operations, or, Other, overdraft fees, payments, pilot, plans, PTAP, Raise, reach, right, risk, security, settlement, social, social security, social security benefits, states, target, tax, tax refunds, the fed, time, Treasury, united, united states, venmo, will

What Is a Third-Party Check?

March 24, 2023 by Brett Tams

If someone writes a check to you, you could write that check over to someone else instead of cashing it or depositing it into your bank. At that point, it becomes a third-party check. Third-party checks can allow you to … Continue reading →

The post What Is a Third-Party Check? appeared first on SmartAsset Blog.

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Personal Finance Facts and Statistics

March 24, 2023 by Brett Tams

It’s often said that “numbers don’t lie”. If so, what does that reveal about personal finance in the USA? To answer that question, we’ve prepared this analysis of personal finance facts and statistics to help you understand approximately where you are in comparison with other Americans. The information revealed in our analysis isn’t intended to […]

The post Personal Finance Facts and Statistics appeared first on Good Financial Cents®.

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What Is the Difference Between a Credit Card and a Debit Card?

March 24, 2023 by Brett Tams

Not sure whether to use a credit card or debit card to make a purchase? The one you choose may be more important than you realize.
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9 Advantages of Using a Debit Card

March 23, 2023 by Brett Tams

Master your finances with debit cards! Learn how they can save you money, keep you secure, and simplify your life.
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GO2bank Review for 2023

March 23, 2023 by Brett Tams

GO2bank is the mobile banking solution you’ve been looking for. Find out why in our 2023 review and simplify your finances today.
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U.S. Bank Smartly Checking Review for 2023

March 22, 2023 by Brett Tams

Looking for a checking account that meets your needs? Check out our 2023 review of US Bank Smartly Checking.
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