soft inquiry
What Is a FICO Score? FICO Score vs Credit Score
A credit score is one factor used in a lenderâs assessment of your creditworthiness when you apply for a lending product, e.g., a loan, line of credit, or credit card. It can also be a factor in lease approval, new utilities setup, and insurance rates. You can have more than one credit score, depending on […]
The post What Is a FICO Score? FICO Score vs Credit Score appeared first on SoFi.
How to Check Credit Score: A Comprehensive Guide
Your credit score indicates your creditworthiness. Itâs a number that tells creditors your level of risk. Many businesses, including insurance companies, phone companies, credit cards, and loan and mortgage providers, review your credit score when determining if they should issue you a policy, loan, or serviceâalong with the rates and terms youâre eligible for. The
The post How to Check Credit Score: A Comprehensive Guide appeared first on MintLife Blog.
What Is Upstart? Personal Loans (Even If You Have Imperfect Credit)
Having trouble getting a personal loan to pay off your debt? Our Upstart loans review shows you how you could get a loan â even with less-than-perfect credit.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Apply for a Credit Card and Get Approved: Step-By-Step Guide
A credit card can be a useful tool for managing your money. But before tapping into the benefits, the first thing to know is how to get a credit card. There are some requirements, and some tips that can help when it comes to getting approved. Hereâs the lowdown on the key things to know […]
The post Apply for a Credit Card and Get Approved: Step-By-Step Guide appeared first on SoFi.
Does Opening a Checking Account Affect Your Credit Score?
A Guide to Large Personal Loans
In the financing world, personal loans are unique in that the funds arenât tied to a specific purpose. A personal loan offers freedom and flexibility to spend your funds as you see fit, with few exceptions. With the extra funds a large personal loan provides, you could cover higher-cost expenses like a single, substantial expense […]
The post A Guide to Large Personal Loans appeared first on SoFi.
Debt consolidation loans: what you need to know
Keeping track of your finances can be difficult, especially when you have several payments going in several different directions. If that sounds familiar, a debt […]