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The Great Student Loan Debate: Part 2

March 31, 2023 by Brett Tams

This second installment of MintLife’s 2-part series on student loans explores the types of student loan relief available, including one program that only an estimated 2% of borrowers are taking advantage of.

The post The Great Student Loan Debate: Part 2 appeared first on MintLife Blog.

Posted in: Financial Planning, Investing Tagged: 2, All, bankruptcy, banks, before, big, Blog, borrowers, categories, chance, College, cost, debate, Debt, deferment, Economy, federal student loans, Financial IQ, Financial Planning, Financial Wize, FinancialWize, Forbearance, Forbearances, good, government, great, helpful, Income, interest, interest rate, interest rates, job, jobs, Land, Law, lenders, Life, Living, loan, Loans, low, LOWER, Make, making, military, Mint, mint.com, money, More, negotiate, new, or, organization, Original, Other, payments, plan, Planning, private student loans, programs, public service, quality, rate, Rates, second, student, student debt, student loan, student loan consolidation, student loan debt, Student Loans, students, tax, time, under, Unemployment, will, work

The Cure for Medical Billing Errors

March 30, 2023 by Brett Tams

Estimates say that anywhere from 40-80% of medical bills contain errors. Is that you? No one has yet built a robot that will read and organize your medical bills and challenge them when they’re incorrect. But www.simplee.com has the next best thing. The free website that works very much like Mint.com for health care has

The post The Cure for Medical Billing Errors appeared first on MintLife Blog.

Posted in: Financial Planning, Investing Tagged: 2016, 2022, All, Apps, author, average, average savings, before, Benefits, big, Bill Pay, bills, Blog, Built, CEO, color, company, Credit, data, Emergency, expense, expenses, facebook, Finance, Financial IQ, Financial Planning, Financial Wize, FinancialWize, Free, health, Health care, healthcare, How To, how to negotiate, id, Insurance, iso, layout, Life, list, Make, manage, Medical, medical bills, meta, Minimalist, Mint, mint.com, mobile, money, Money-saving Tips, More, needs, negotiate, new, offer, or, organize, Personal, Planning, ready, Rebate, Review, save, Saving, saving tips, savings, Savings Tips, Style, time, tips, title, Twitter, white, will

Should Transparency Affect Your Purchasing Decisions?

February 25, 2023 by Brett Tams

For several years, I’ve operated a customer service wiki, an underground website which contains the names, emails and addresses of company executives who can help consumers like you. In the early days, I researched and published these names alone and at considerable risk, but now I’m lucky to work with a team of volunteers who

The post Should Transparency Affect Your Purchasing Decisions? appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2023, All, app, assets, Blog, blue, company, Consumers, custom, customer service, decisions, Financial Wize, FinancialWize, Legal, Life, manage, Mint, mint.com, risk, Saving, Saving 101, Secondary, security, work

What is the Best Way to Invest Your Money?

February 25, 2023 by Brett Tams

What’s the best way to invest your money? I’m not talking about whether to invest in stocks or bonds or real estate. I assume you’ve already decided on a diversified portfolio of mutual funds or ETFs, most likely covering all three of those popular asset classes. The question is: What kind of funds should you

The post What is the Best Way to Invest Your Money? appeared first on MintLife Blog.

Posted in: Money Basics Tagged: 2022, active, advisor, All, analysis, astrology, author, average, beat the market, betterment, Blog, bond, bonds, book, build, Buy, Buying, buying and selling, chance, choice, clear, color, Credit, Crisis, currency, data, debate, decades, design, diversify, efficient, estate, ETFs, expense, Expense Ratio, Family, Finance, Financial Advisor, Financial Wize, FinancialWize, Free, fund, funds, future, good, great, historical, index, index fund, index funds, international, Invest, Investing 101, Investing Advice, investment, investment performance, investments, investors, layout, low, luck, Make, manage, market, market timing, markets, meta, Mint, mint.com, mobile, money, More, Move, municipal bonds, mutual funds, new, Other, passive, past performance, Personal, personal finance, points, Popular, portfolio, portfolios, pretty, Real Estate, Research, returns, right, sales, save, security, selling, short, simple, single, skill, stock, stock market, stocks, Style, tax, taxes, The Stock Market, time, timing, title, Twitter, white, will, work

Your Verified Income, Explained

February 25, 2023 by Brett Tams

The first time I ever had to verify my income had nothing to do with a loan application. I was sitting in a real estate office trying to rent my first apartment in New York City. It was 2011 and I’d moved here for an incredibly low-paying job straight out of college. Thankfully, I did

The post Your Verified Income, Explained appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, apartment, app, ask, assets, author, Bank, before, Behavior, Benefits, Blog, Borrow, borrowers, Broker, Budget, city, College, color, company, conventional loan, cost, court, Credit, credit card, credit card company, Credit Report, credit score, Crisis, data, Debt, debt to income ratio, debt-to-income, decisions, discover, earning, employer, Employment, estate, Fall, filing jointly, Finance, financial crisis, Financial Wize, FinancialWize, find an apartment, first apartment, gig, good, good credit, great, guarantor, habits, health, healthy, helpful, Home & Refinance, household, household income, Housing, housing crisis, Housing Finances, Housing market, impact, Income, Income verification, interest, irs, job, landlord, layout, lenders, lending, Life, line of credit, loan, Loans, low, Make, market, married, meta, Mint, mint blog, mint.com, mobile, money, monthly budget, More, Mortgage, Mortgages, multiple income streams, new, new york, new york city, offer, office, payments, proof, property, Rates, Real Estate, Recession, Rent, rental, rental property, renter, retirement, return, returns, Salary, save, Side, side gig, Style, tax, tax returns, tenant, time, title, Underwriting, verified income, W-2, white, will, working

MintFamily with Beth Kobliner: When Should Tykes Become Techies?

February 25, 2023 by Brett Tams

It’s not uncommon for children to carry around a cell phone these days, but technology shouldn’t be handed over without a clear set of rules and expectations. Here are some guidelines about when tykes should become techies and how to navigate the costs along the way.

The post MintFamily with Beth Kobliner: When Should Tykes Become Techies? appeared first on MintLife Blog.

Posted in: House Architecture Tagged: 2023, All, app, assets, Blog, blue, cell phones for kids, Children, clear, custom, expectations, Family, Family Finances, Financial Wize, FinancialWize, How To, kids cell phone rules, Legal, Life, manage, Mint, mint.com, mintfamily, More, Secondary, security, Technology, when to buy a kid a cell phone

Millennial Credit Crash Course (Infographic)

February 25, 2023 by Brett Tams

Millennials may have a reputation about knowing a lot about technology and social media — but how many in the under 30 crowd really know their credit score and what to do with it? Credit scores are three little numbers that can have a BIG impact on your financial life. Check out this infographic to

The post Millennial Credit Crash Course (Infographic) appeared first on MintLife Blog.

Posted in: Credit Cards, Find An Apartment, Money Management, Personal Finance Tagged: 2022, advice, All, ask, at home, author, authorized user, Automatic Transfer, average, balance, banks, before, Behavior, big, bills, Blog, calculator, Calculators, clear, cnbc, co-sign, co-signer, College, college students, color, cosigner, cost, couple, crash, Credit, Credit & Credit Cards, credit card, credit card payments, credit cards, credit history, Credit Info, Credit Report, Credit Reporting, credit score, credit scores, data, Debt, disclosure, due diligence, education, Equifax, expenses, experian, facebook, fico, Finance, Financial Wize, FinancialWize, Free, future, good, good debt, graduated, great, gym, gym membership, hard inquiry, health, helpful, history, home, How To, impact, Income, Infographic, Inquiries, landlord, late payments, layout, lease, Legal, lending, Life, Live, loan, Loans, Make, making, manage, Marketing, Media, meta, millennial, millennials, Mint, mint blog, mint.com, mobile, money, Money Management, More, Mortgages, offer, Other, parents, payments, Personal, personal finance, plan, points, Popular, questions, Research, Review, Reviews, right, routine, save, savings, Savings Account, Side, smart, social, Social Media, student, student loan, Student Loans, students, Style, survey, Technology, the balance, time, title, TransUnion, tv, Twitter, under, white, work, young

Are Your Student Loans Costing You More Than You Think?

February 24, 2023 by Brett Tams

You’re a responsible student loan borrower, taking out only what you need and paying your bills on time every month. But with so many changes to student loans in recent years (and so many details in the fine print), it’s easy to overlook some of these unexpected costs. Save yourself the surprise – and the

The post Are Your Student Loans Costing You More Than You Think? appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2023, All, app, assets, bills, Blog, blue, custom, Financial Wize, FinancialWize, Legal, Life, loan, Loans, manage, Mint, mint.com, More, save, Saving, Saving 101, Secondary, security, student, student loan, Student Loans, time

My New Financial Reality in the “Real World”

February 24, 2023 by Brett Tams

In many ways, graduating from college feels like freedom. Freedom from pulling all-nighters to finish that research paper. Freedom from assignments that make you ask yourself the question, “Am I really going to apply this in real life?” Freedom from the antagonizing and omnipresent pressures of keeping up your GPA. But financially, graduating has felt

The post My New Financial Reality in the “Real World” appeared first on MintLife Blog.

Posted in: Budgeting, Financial Planning, Home Ownership, Student Finances Tagged: 2, 2022, 401k, advice, after college, All, apartment, ask, author, Bank, bank account, before, big, bills, Blog, bridge, Budget, Budgeting, Budgeting 101, budgets, Buy, california, car, chance, childhood home, Cities, College, college grads, College Savings, college student, color, company, Credit, data, Debt, Debt Freedom, decades, education, expenses, expensive, experience, Finance, finances, Financial Freedom, financial habits, financial independence, Financial Literacy, Financial Planning, Financial Wize, FinancialWize, food, Free, freedom, funds, future, gift, Giving, good, graduated, graduation, Grill, guide, gym, gym membership, habits, healthy, home, How To, independence day, international, international travel, job, layout, Learn, learned, lease, lessons, Life, life after college, list, loan, Loans, Make, making, Making a Budget, meta, Mint, mint.com, mobile, money, More, Most Expensive, Moving, new, Other, parents, paycheck, payments, penny, Personal, personal finance, place, plan, Planning, plans, post college ideas, Real Life, Relationships, Rent, Research, rewards, safe, san francisco, save, Save Money, Saving, Saving 101, savings, School, social, southern california, Spending, spending habits, student, Student Finances, student loan, Student Loans, Style, summer, target, taxes, time, title, tools, Travel, travel the world, united, white, will, woman, working

How Old Do You Have to Be to Buy Stocks?

February 24, 2023 by Brett Tams

Age to Buy Stocks In the US, you must be 18 years old to invest in stocks. This is because children aren’t legally able to sign contractual agreements, and people are considered children until they reach the age of 18. However, you can invest on behalf of your child. The prospect of starting to invest

The post How Old Do You Have to Be to Buy Stocks? appeared first on MintLife Blog.

Posted in: Money Basics Tagged: 2, 2022, 529, 529 Plans, actual, advice, advisor, agreements, All, app, author, basics, before, Benefits, Blog, Broker, brokerage, build, Buy, Buying, buying investment property, Children, color, cons, Credit, credit card, data, decision, decisions, earning, education, expenses, finances, Financial Advisor, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, foundation, freedom, funds, future, get started, Getting Started, good, Grow, guardian, guide, Invest, Investing, Investing Advice, investment, investment portfolio, investment property, investments, IRA, kids, Law, layout, Learn, Legal, Links, Main, Make, making, manage, market, meta, Mint, mint.com, Mistakes, mobile, money, Money-saving Tips, More, News, offer, opportunity, Other, parents, Planning, plans, portfolio, property, pros, Pros and Cons, protect, Purchase, reach, returns, rich, roth, Roth IRA, save, Saving, saving tips, savings, Savings Accounts, stock, stock market, stocks, streaming, studying, Style, The Stock Market, time, tips, title, tools, trading, traditional, under, white, work, wrong
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