It’s now possible to activate all 5% category credit cards for the third quarter of 2023, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the activation link for each card and links to track your spend, along with strategies to help increase spend in these categories.
Dates: July 1st – September 30, 2023. Store purchases can usually be done until the last minute while online purchases should be given a buffer zone of a day or two.
Chase Freedom – Gas, EV Charging, Entertainment
Activation Link / FAQ / Sample Stores & Exclusions / Our original post
With the Freedom and Freedom Flex cards, activate to earn 5% back this quarter on up to $1,500 in spend at
Tip: Click this link (login required) to check how far you are along the $1,500.
Discover – Gas, Digital Wallets
Activation Link / Our original post
With your Discover card, activate to earn 5% back this quarter on up to $1,500 in purchases at Gas Stations and on Digital Wallets.
Gas Stations
Digital Wallets
Add your Discover card to your mobile wallet and get 5% anywhere digital wallets are accepted. The fine print mentions specifically the following digital wallets: Apple Pay, Samsung Pay, Garmin Pay, and in store with Google Pay. Others might work as well.
Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Digital Wallet purchases include some online purchases and some in-store purchases made with your smartphone, tablet, or wearable. Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay and in store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button. Using digital wallets to make purchases at gas stations will only earn a total of 5%.
Tip: Login, then click this link to see you how far along the $1,500 you are.
Citi Dividend – Gas, Home Improvement
Landing Page | Our Original Post
With your Dividend card, activate to earn 5% back this quarter at Gas Stations and Home Improvement Stores. Citi is different than the other cards in that you have a $6,000 annual cap rather than a $1,500 quarterly cap. You can get 5% back on up to $6,000 in this quarter or you can save the entire amount for a different quarter, or you can use part up each quarter.
Gas Stations: Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
Home Improvement Stores: Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists’ supply stores; nursery stock; wholesale construction stores; and glass stores.
US Bank Cash+/Elan – Select your Categories
Activation link | Merchant List | Our Original Post
U.S. Bank Cash+ and Elan Max offer 5% cash back in two categories, up to $2,000 combined total per quarter. Keep in mind that Car Rentals was recently replaced with TV, Internet, and Streaming Services.
Here are the current options:
TV, Internet, and Streaming Services
Home utilities
Select clothing stores
Cell phone providers
Electronic Stores
Gyms/Fitness
Fast food
Ground Transportation
Sporting goods
Department Stores
Furniture Stores
Movie theaters
Tip: Login here, then scroll down and click on the red “View Your Cash+ History” button.
Bank of America Cash Rewards
Our Original Post
The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. If you don’t select anything it defaults to gas. Once you selected a category for one quarter, that remains your category in the future unless you change it. Each calendar month you can change it if you’d like, but you’re always limited to $2,500 for the entire quarter.
Gas (default)
Online Shopping
Dining
Travel
Drug Stores
Home Improvement/Furnishings
This category is especially lucrative for those who have Preferred Rewards status with Bank of America which can get you 5.25% back on one of these categories at the higher relationship level.
Lots of useful categories here. Important note: the Cash Rewards card also offers 2% back at grocery stores and wholesale clubs up to $2,500 per quarter, and that $2,500 limit combines with the Category Selection limit. After spending $2,500, you’ll earn 1% back on everything.
Other Cards with 5% Category
Nusenda FCU – Gas, Education, Hotels, Airfare
Landing Page | Our Original Post
Earn 5% this quarter on up to $1,500 in purchases on Gas Expenses, Education Expenses, Hotels, and Airfare.
This is on top of the regular 1% for a total earn of 6% back.
Affinity FCU – Spend Bonus
Landing Page | Our Original Post
Affinity no longer runs a traditional 5x category. Instead they run a spend bonus for the duration of each quarter. This quarter, in addition to the standard points, cardholders will earn:???
3,000 points when spending $2,000
6,500 points when spending $5,000
11,500 points when spending $7,500
Abound CU – Streaming, Phone, Cable, Internet
Landing page | Our Original Post
Abound Credit Union Visa Platinum card offers 5% on up to $2,000 on Travel purchases.
That includes: Airlines, Car Rental, Lodging, Cruise Lines, Air Carriers, Airport, airport terminals & flying fields, Travel Agencies & Tour Operators, Lodging Hotels, Motels, Resorts not elsewhere classified, Timeshares, Auto Rental Agency- not elsewhere classified, Motor Home & Recreational Vehicle Rental.
Langley FCU – Grocery, Drugstore, Home
Landing Page | Our Original Post
Langley Federal Credit Union offers 5% back each month in one selected category, on up to $100 cash back total ($2,000 spend).
The category options at time of this writing: Streaming, Phone, Cable & Internet services.
Vantage West [AZ] – Select your Category
Landing Page | Our Original Post
Get 5x points on the category of your choice, up to $1,500 per quarter. Eligible categories:
Safe Credit Union Cash Rewards Visa card offers 5% this quarter on your choice of one category each quarter (with no apparent limit). This quarter the categories are:
Need a great place to work out? What about your own apartment community?
A bustling city full of walkable blocks and busy suburbs, Chicago puts many essentials right at your fingertips. However, of those who add an outside gym membership to their list of bills, 67.7 percent go completely unused.
Stop spending more to not work out and make it easier on yourself. These apartment communities feature some of the best gyms in Chicago. Even better, you don’t even have to leave home (or pay extra) to use them.
Get your workout routine back on track with these 10 local spots that come complete with a gym.
Source: Rent. / Sentral Michigan Avenue
Wall-to-wall windows and an industrial feel give the fitness center at Sentral Michigan Avenue a sleek look. Take in the Downtown Chicago views as you use the rowing, elliptical and step machines to get your cardio on. There’s also a yoga studio and outdoor hydrotherapy spa, perfect to soothe sore muscles.
Located in The Loop, Chicago’s central business district, this community is full of high-rise buildings. This upward space provides opportunities for some creative design, including Sentral Michigan Avenue’s four-story indoor garden.
Source: Rent. / Solstice on the Park
A walkable and peaceful community, apartments in East Hyde Park give off a lighter vibe. Solstice on the Park is a perfect example with its pet spa, self-service car wash and EV charging stations.
The fitness center soothes with mirrored walls, large windows and inset lighting. The space feels bright and airy, creating an approachable environment to get working with the gym’s free weights, Peloton bikes and strength and cardio machines.
There’s also a sectioned-off workout studio perfect for some yoga or simply for stretching.
Source: Rent. / Residences at New City
Taking advantage of all the big windows, the machines in the fitness room at the Residences at New City follow the curve of the wall. This bright and industrial space makes it easy to work out, whether you’re using one of the many machines or taking advantage of the studio space.
Coupled with the cyber cafe, dog run, theatre room with a 90-inch screen and more, you’ll find quite an amenity package in this Near North Side community. The area, just north of Downtown, is also bordered by Michigan Avenue, Chicago’s most famous street.
Source: Rent. / Prairie Shores Apartments
Accented with orange pillars and plenty of windows and mirrors is the quaint workout space at Prairie Shores Apartments. It features a selection of cardio equipment and weight machines perfect for any “home gym.”
Located on the south side of Chicago in Prairie Shores, this community sits on 20 acres of green space alongside Lake Michigan. You’ll also find a pool, clubhouse, dog park and media center among its amenities.
Source: Rent. / Alta at K Station
Composed of two stylish and eco-friendly towers, Alta at K Station is a LEED Gold building. Inside you’ll find a cyber cafe, indoor sports court, movie theater and rooftop pool, jacuzzi, sauna and steam room.
When it comes to the gym of this West Side gem, you’ll find every type of weight machine and fitness equipment imaginable. There’s also a secondary space with rows of cardio machines which all face out toward the tall windows.
A modern and simple decor, Alta at K Station also provides residents with complimentary fitness classes.
Source: Rent. / The Marquee at Block 37
Another cool spot in The Loop, The Marquee at Block 37 has a spacious gym with industrial design accents. Located at the top of the building for optimal views, the fitness center offers access to a nice assortment of cardio and weight machines along with free weights. A wall-length mirror gives the room depth. Complimentary fitness classes provide even more reasons to use the gym.
A LEED-certified building, The Marquee at Block 37 also features a cinema lounge, dog run and wash station, steam room and sauna and sundeck with cabanas and swimming pool.
Source: Rent. / Lofts at River East
Another Near North Side apartment community with a massive workout space is the Lofts at River East. The gym here has an industrial feel, with exposed piping and brickwork. Rows of elliptical machines are set against the windows. You’ll also find CrossFit boxes, weight equipment and punching bags. To top off the decor, there’s inspiring wall art.
Other amenities that cement the luxurious living at Lofts at River East include a bike room with a repair shop, a dog wash station, a game room and a screening room.
Source: Rent. / Del Prado
Fashionable and funky, with plenty of color and artistic flair, the fitness center at Del Prado is just one of the shared spaces in this East Hyde Park apartment community. You’ll also find a variety of study areas and lounges, and even an on-site restaurant.
The gym itself has its own style. Pops of color and mirrored columns are set among the cardio and strength equipment. You’ll also find a nice CrossFit space.
Source: Rent. / Coast at Lakeshore East
With a massive fitness center that’s bright and full of character, the gym at Coast at Lakeshore East is fully equipped. CYBEX machines of every variety are available along with custom free weights.
This Near East Side apartment community sits on the shores of Lake Michigan. It’s a smoke-free residence that includes an outdoor heated lap pool and indoor spa.
There’s also a neighborhood courtesy shuttle, sauna and steam rooms and tech center.
Source: Rent. / The Residences at Addison and Clark
Situated next door to the infamous home of the Chicago Cubs, The Residences at Addison and Clark provide views of Wrigley Field from its rooftop patio. The fitness center is spacious and sleek with a Peloton cycle room, CrossFit boxes and plenty of cardio and strength equipment.
This LEED-certified building in Wrigleyville is close to amazing restaurants and shopping. The area is quieter by day, but when there’s a home game, watch out if you’re not a sports fan. The fandom is contagious.
Grab an apartment workout at one of the best gyms in Chicago
Whether moving to Chicago for work, school or to be able to call such an exciting city home, you’ll want easy access to exercise. As a walking city, you’re already ahead of the game, but round out your routine with an excellent community gym.
Look for Chicago apartments like these that boast an assortment of amenities, including a fitness center, and you’ll come out a winner.
Featured image source: Rent. / Lofts at River East
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Experience the epitome of luxury living at Avec on H Street, where they’re currently offering exclusive deals on their one-bedroom apartments. With one month free on select flats and rents starting at $1980, you can enjoy the perfect combination of affordability and upscale living in the heart of H Street.
Highlight the Avec Experience
At Avec, your satisfaction is a priority from the moment you arrive. Their attentive 24-hour concierge is always ready to assist you, and they host a variety of engaging resident events throughout the year. Whether it’s an Après Ski Mixers, Meditation Sundays, or Mardi Gras Happy Hours, there’s always something exciting happening at Avec. Plus, you’ll have access to exceptional amenities, including a 2-block-long rooftop with outdoor lounges, fire pits, and grills, as well as a state-of-the-art 1,700-square-foot fitness facility.
Stylish Apartments Designed for Comfort
Live with style and comfort in the thoughtfully designed one-bedroom apartments at Avec on H Street. Each apartment features modern finishes, including granite countertops, gourmet kitchens with upgraded stainless steel appliances, and wood laminate flooring throughout. Enjoy the convenience of a full-size in-unit washer and dryer, spacious closets, and open shelving. Select units offer terraces and patios, providing a serene space to unwind and enjoy the vibrant surroundings.
Abundant Amenities for Effortless Living
At Avec, they strive to make your daily life effortless with an array of exceptional amenities. Find inspiration in our cowork café, challenge friends to arcade games, and stay connected with Wi-Fi throughout the common areas. Park with ease in their attached parking garage equipped with EV charging stations and take advantage of secure bike storage. Additional perks include resident storage, a 24-hour concierge, and a personalized property app for convenient online rent payment and maintenance requests.
Exciting Experiences Within Reach
Indulge in exciting experiences right at your doorstep. Energize yourself in our fitness facility featuring Peloton bikes, unwind in the outdoor meditation courtyard, or pamper your four-legged friend in the expansive 1450 sq. ft. dog park. Relax by the rooftop pool with a sunbathing deck or host memorable gatherings in one of three outdoor rooftop living rooms with grilling stations. With on-site retail options and an abundance of shopping, dining, and entertainment venues along H Street, you’ll always have something new to explore.
Immerse in the H Street Lifestyle
Avec on H Street places you at the heart of the vibrant H Street neighborhood. Indulge in the culinary scene with over 100 restaurants, including popular spots like Toki Underground, Ben’s Chili Bowl, and Sticky Rice. Enjoy a dynamic nightlife with over 30 bars, including H Street Country Club and Little Miss Whiskeys. With 60+ retail options and convenient parking facilities nearby, H Street offers endless possibilities for shopping and entertainment. Embrace the unparalleled energy and excitement of this thriving neighborhood.
Don’t miss out on unbeatable deals on their one-bedroom apartments at Avec on H Street. Take advantage of the limited-time offer of one month free and secure your modern and luxurious flat starting at $1980. Contact Avect on H today to find your new home and experience the perfect blend of style, convenience, and savings in the vibrant H Street neighborhood.
Amazon and the Amazon logo are trademarks of Amazon.com, Inc, or its affiliates. Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.
Eligible Discover cardholders will save at the pump this summer and when they make purchases without swiping a card.
Gas stations (including public electric vehicle (EV) charging stations).
Digital wallets.
While gas stations return as a Discover bonus category for the 10th consecutive year, digital wallet payments like Apple Pay and Samsung Pay are making their second appearance. Be sure to add your eligible Discover card as the default payment method in your digital wallet so you don’t miss out on those extra rewards. Note that using digital wallets to make purchases at gas stations will earn only a total of 5% back (up to the combined spending cap).
Discover bonus rewards categories for 2023
Q1 (Jan. 1–March 31)
Grocery stores*.
Drugstores.
Select streaming services.
Q2 (April 1–June 30)
Restaurants.
Wholesale clubs.
Q3 (July 1–Sept. 30)
Gas stations.
Digital wallets.
Q4 (Oct. 1–Dec. 31)
TBD (In 2022: Amazon.com; digital wallets).
*The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs.
🤓Nerdy Tip
For the first time in the past five years, Discover has elected not to release its entire 5% bonus calendar all at once in January, meaning cardholders must wait for categories to be revealed quarterly. The release of the full year’s bonus calendar had been a distinctive feature, making it easier for cardholders to time their purchases. But this move puts Discover in line with other 5% rotating-bonus-category cards, like the Chase Freedom Flex℠.
Bonus categories can be activated online at Discover.com, through the mobile app or by calling 800-347-2683. Bonus rewards will not be applied retroactively, and only qualifying purchases made after activation will earn 5% back.
The gas station category includes purchases inside or at the pump at standalone gas stations but may exclude stations affiliated with supermarkets and wholesale clubs. Public EV charging stations are included.
You’ll also earn 5% back when you use a digital wallet like Apple Pay or Google Pay to check out online or in store with your smartphone, tablet or wearable.
Cash back may be redeemed for a statement credit, direct deposit, gift card or charitable donation. Discover’s Pay With Cashback Bonus program also allows cardholders to use rewards to pay for merchandise with select merchants.
Inside: This guide provides tips on frugal home must haves, so you can save money and live responsibly, while also enjoying a healthy environment and good health.
Are you looking for ways to save money and still have a clean and organized home?
If so, you are in the right place. In this blog post, I am going to share with you frugal home must haves that will help you save money.
But before we get started, let me ask you a question:
Do you ever feel like your home is a never-ending cycle of cleaning and organizing? That you use products that are for one use only and know there are better products out there.
If so, you are not alone. Most people feel this way at some point in their lives.
The good news is that there are ways to save money and start to incorporate bits and pieces of a frugal lifestyle into your life.
So, without further ado, here are 19 frugal home must-haves to help you save money:
What is frugality?
Frugality is the practice of being very intentional with your spending, prioritizing the things that matter the most to you, and cutting back on spending in other areas.
It doesn’t necessarily mean sacrificing your favorite brand of cereal, living without napkins, or giving up on adventurous vacations. Instead, frugality is about making smart money choices and learning to live below your means.
It is not the same as being cheap, which involves saving money at the expense of others.
Rather, being frugal means being economical with your money, making it stretch further so you can do more with less.
Frugal living is a journey, not a destination, and it starts with creating a budget that you can live with and looking for ways to save money.
What are the most frugal must-haves for a home?
The most important frugal must haves for you are those that save you money and time.
As such, what you value the most will differ from me. However, there are some basic underlying frugal items that every house needs. So, we will cover those bloew.
More importantly, more individuals are looking to become frugal green to save the environment as well as money.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
best frugal home must-haves for saving money
Home is where the heart is, and we want our homes to be clean, organized, and comfortable without spending a fortune.
However, sometimes it can be tough to keep up with everything – especially on a budget.
Here are 19 frugal home must-haves that will help you save money and make your life easier!
1. Microfiber Cloths
Microfiber cloths are a frugal home must-have for saving money. Yep, I drive my mother-in-law crazy because I do not use paper towels.
They are cost-effective as compared to disposable cleaning supplies and can be used for various cleaning tasks around the house. They are more effective than cotton cloths as they rarely leave smears and dry as they wipe.
Plus, microfiber cloths can be color-coded for different cleaning tasks. To ensure their effectiveness and longevity, microfiber cloths should be washed separately from other laundry and should not be washed with fabric softeners or bleach.
2. Drying Rack
Owning a drying rack can be a smart investment for those looking to save money and energy in the long run. There are many types of drying racks available, from outdoor rotary clotheslines to indoor airers.
Personally, we use our drying rack ALL.THE.TIME!
Plus, using a drying rack is an eco-friendly alternative to using a dryer, which can reduce your carbon footprint and help you live a more sustainable lifestyle.
This is the drying rack we personally own and love.
3. Instant Pot or Crock Pot
Move over crockpot, the Instant Pot is the hottest trend to stay! I’ll admit I was hesitant about owning an instant pot, but have decided it was well worth the investment for our frugal home.
An instant pot is a frugal must-have for any home looking to save money while still enjoying delicious meals. It is perfect for busy people who want to come home to a warm meal without the hassle of cooking.
Instant pots are not just about cooking one meal; they are perfect for batch-cooking frugal meals. This allows you to cook multiple meals in one go, freezing the extra for another day.
You can also use cheaper cuts of meat and tenderize them in the instant pot. Some examples of meals that can be made in a crock pot include soups, stews, chilis, and even whole chicken for homemade stock.
An instant pot is an efficient and cost-effective way to enjoy home-cooked meals without breaking the bank.
Here is the instant pot / air fryer combe we personally own.
4. Reusable Grocery Bags
Many states, including ours, now charge 10 cents per bag when checking out at any store!
By bringing your own bags, you can avoid the extra fees charged for plastic bags at many stores.
Additionally, reusable bags are sturdier and can hold more items, reducing the need for multiple bags.
Switching to reusable bags also helps reduce plastic waste, which is harmful to the environment. So, invest in some reusable bags and make a positive impact on your wallet and the planet.
5. Beeswax Wraps
Beeswax wraps are a fantastic frugal and eco-friendly alternative to plastic wraps.
Made from organic cotton and covered in beeswax, they are versatile and come in various sizes. They can replace both cling film and foil, lasting for a long time as long as they are not washed in hot water or put in the microwave.
These wraps can save money in the long run as they are reusable and can be used for a variety of purposes, from wrapping bread to covering bowls.
To care for them, wash them in cool soapy water and avoid hot water or the microwave. With beeswax wraps, you can be frugal and eco-friendly at the same time!
6. Charging Stations To Reduce Energy
Standby losses refer to the energy consumed by electronic devices even when they are turned off but still plugged in. For instance, a TV on standby mode, a phone charger left plugged in, or a coffee maker are all examples of appliances that contribute to standby losses.
These losses can significantly impact your energy bill and add up over time.
However, there are practical ways to reduce standby losses and save money.
Use an energy-efficient power strip to plug in multiple devices and switch them off in one go.
Invest in a “smart” power strip that automatically turns off devices when they are not in use.
By taking these steps, you can reduce standby losses and save money on your energy bills.
7. Glass Jars
Glass jars are incredibly versatile and can be used for storing everything.
Using glass jars is also cost-effective since they can be reused over and over again.
With their airtight seals, they are perfect for storing food items, and their clear glass makes it easy to see what’s inside. They are also great for organizing small items like pens, hair bands, and cut flowers.
Overall, using glass jars is an easy way to save money while keeping your home clean and organized.
8. Hot Tea Maker Electric Glass Kettle
This is the updated version of the traditional teapot due to its durability, versatility, and cost-effectiveness.
It can be used to make a large amount of tea at once, making it perfect for entertaining guests or for daily use.
Additionally, it is a one-time investment that can last for years, which saves money in the long run.
Also, by using loose tea leaves instead of tea bags, you can also save money and reduce waste.
9. Coffee Pot
If you’re a coffee lover, you know how quickly buying coffee on a daily basis can add up and become a significant expense.
However, there is a simple solution to this problem – investing in a coffee pot you love.
By brewing your coffee at home, you can save several dollars each week, which can add up to a considerable amount over time.
Moreover, if you’re someone who enjoys lattes, there are coffee pots available that can make lattes at home. This means that you don’t have to spend a fortune on lattes from coffee shops or cafes.
With a good coffee maker, you can enjoy the great taste of coffee at home while saving money.
If you invest in a single-use coffee maker, then make sure you are using reusable K-cups.
10. Laundry Bags
Seriously, this was the greatest idea I found out from a baseball mom. Never worry about mixing up clothes between family members again!
By using laundry bags, you prevent clothes from getting lost or mixed up in the wash, and can also help prolong the life of delicate fabrics.
To care for your laundry bags, simply toss them in the washing machine with your laundry and air dry.
11. Baking Soda
Baking soda is a frugal home must-have that can be used for cleaning and organizing your home in many ways.
It is a multipurpose cleaner and deodorizer that can be used to clean surfaces, carpets, laundry, even fruits and vegetables.
By mixing baking soda with water, you can create a paste that can be used to clean almost everything. It can also be used to deodorize your refrigerator, carpets, and shoes. Additionally, you can sprinkle baking soda on your mattress and vacuum it up to remove odors.
Overall, baking soda is a versatile and inexpensive household item that can help you keep your home clean and fresh.
12. Vinegar
Vinegar is an incredibly versatile and cost-effective must-have for any frugal home. It can be used for cleaning and organizing in a variety of ways.
Vinegar is effective in removing stains, cleaning surfaces, and freshening up the home. It is also safe to use around children and pets, making it a great alternative to harsh chemical cleaners.
For cleaning surfaces, vinegar can be mixed with water and used to clean windows, mirrors, and countertops. It can also be used to remove stains from carpets and clothing. In addition, vinegar can be used to freshen up the home by adding a few drops to a diffuser or spraying it in the air.
To incorporate vinegar into daily cleaning routines, it can be added to a spray bottle with water and used to clean surfaces as needed. It can also be used as a natural fabric softener in the laundry by adding a cup to the rinse cycle.
When using vinegar, it should not be used on certain surfaces such as marble or granite as it can cause damage.
13. Reusable Water Bottles
Using reusable water bottles is an important step towards a more frugal and eco-friendly lifestyle.
It can save money by eliminating the need to buy single-use plastic water bottles, and it also helps reduce waste and pollution.
When choosing a reusable water bottle, look for one with a filter to ensure fresh water anytime, anywhere.
Opt for bottles made from durable and non-toxic materials such as stainless steel or glass.
Keeping a reusable water bottle also promotes healthy hydration habits.
14. A Large Freezer
A large freezer in your home is a frugal must-have for many reasons.
Not only does it provide money-saving opportunities by allowing you to stockpile food on a budget and freeze extra portions from batch cooking, but it also helps you take advantage of great deals you find at the store.
With a well-stocked freezer, you can shop your stock first and freeze nearly everything you buy for later use.
Additionally, having a large freezer can help you save on your electricity bill by allowing you to fill it up to two-thirds capacity, which makes it more efficient.
Also, you may want to purchase this freezer lock to make sure it stays closed.
15. Reusable Food Storage Containers
Using reusable food storage containers like BPA-free plastic or glass containers is an effective way to reduce waste and promote eco-friendly living.
BPA-free plastic containers are ideal for those who have limited space for storage and prefer lightweight and durable containers. They are freezer, microwave, and steamer safe, making them perfect for storing and reheating various types of food.
On the other hand, glass containers are an excellent alternative to plastic containers. They are incredibly environmentally friendly and can be reused over and over again, making them an indispensable tool in your quest for simple and frugal home living.
Since they are also reusable, saving you money in the long run. You only need a few of them for your daily use.
16. Reusable Food Bags
Reusable food bags are a great way to reduce your carbon footprint and be more eco-friendly in your daily life. These bags are made from BPA-free materials and are designed to be used over and over again, making them a great alternative to single-use plastic bags.
Here are the benefits of reusable food bags:
Versatile and can be used for a variety of purposes as they are freezer, microwave, and steamer safe, making them perfect for storing, heating, and cooking food.
Perfect for packing lunches and snacks, as they are lightweight and easy to carry.
Durable and long-lasting.
Ability to use them again and again, reducing the amount of waste that you produce.
Unlike plastic bags, which can easily tear or break, these bags are made from sturdy materials that can withstand daily use.
While the initial cost of these bags may be higher than that of plastic bags, they will pay for themselves over time as you won’t have to keep buying new bags. Plus, they are often sold in sets, so you can get multiple bags for a lower price.
17. Basic Toolkit for DIY Projects
A basic toolkit can be a valuable asset for homeowners as it can come in handy for simple home repairs and save money on professional services.
With the right tools and some DIY know-how, you can tackle many basic home repairs and maintenance tasks yourself, without having to hire a professional.
DIY tutorials are available online, and many of them are free. You can also attend community classes or evening courses at local colleges to learn DIY skills.
Also, you can look at sharing tools with neighbors or friends can help you save money and build a sense of community.
18. Storage Organization
Oh my goodness, there is no way I could manage without serious storage organization for our small house.
Thankfully, there are plenty of storage organization options to make sure you use optimal space in every single corner of your house.
Here are some of my favorite storage organization tricks:
19. Rotary Clothes Line
Owning a rotary clothesline is a must-have for frugal homeowners.
Not only is it a one-time cost that lasts for years, but it also helps save money on electricity bills as line drying reduces creases and eliminates the need for a dryer.
Additionally, a rotary clothesline takes up less space than a bulky dryer or indoor drying rack.
By using a rotary clothesline, you can enjoy the benefits of fresh, sun-dried laundry while saving money and space. It’s a win-win situation for both your wallet and your home.
20. Essential Oils
Essential oils can be used in a variety of ways, including for homemade beauty and cleaning products. For example, adding 15 drops of peppermint essential oil to a cup of baking soda can create a refreshing and invigorating scrub.
Essential oils can also be added to homemade shampoo and body wash recipes to provide a pleasant scent and potential therapeutic benefits. Some popular essential oils for these purposes include rosemary, lavender, and peppermint.
In addition to beauty and cleaning products, essential oils can also be used for aromatherapy purposes. Simply adding a few drops of essential oil to a diffuser or inhaling the scent directly can provide benefits such as stress relief and relaxation.
It’s important to note that essential oils should always be used with caution and according to their recommended guidelines, as they can be potent and may cause adverse reactions if not used correctly.
21. Rain Collector
Using a rain collector to water your vegetable garden is a great way to be eco-friendly and frugal at the same time.
This method can help you save money on your water bill and reduce your carbon footprint.
Rain collectors can be purchased for as little as $50 and provide a regular supply of free water throughout the year.
To use a rain collector for your vegetable garden, set it up in a location that is convenient for you to access and close to your garden. When it rains, the water will collect in the butt and be ready for use when you need it. You can use a watering can or attach a hose to the butt for easy watering.
Rainwater is especially good for watering vegetables because it is free of chemicals and additives that may be present in tap water.
22. Countertop Composter
A countertop composter is a great addition to a frugal home. It is a small, portable compost bin that can be kept on your kitchen counter, making it easy to compost food scraps and other organic waste.
By composting your food scraps, you can reduce the amount of waste that goes into landfills, which is not only good for the environment but also saves you money on garbage bags and waste disposal fees.
Countertop composters are available in various sizes and styles, so you can choose one that fits your needs and budget.
Some countertop composters are made of stainless steel or ceramic and have a sleek, modern look that blends in with your kitchen decor.
Others are made of plastic and have a more utilitarian design.
In addition to reducing waste and saving money, composting also produces nutrient-rich soil that can be used to fertilize your garden or houseplants. This can save you money on buying fertilizers and improve the health and productivity of your plants.
23. Knife Set
Having a good knife set is essential in a frugal home because it saves money in the long run. Yes, I have proof of this as I replace my 15-year-old knife under warranty.
Investing in an affordable yet durable set can be achieved by choosing stainless steel or high-carbon steel, which are both rust-resistant and long-lasting.
When choosing a set, consider the number of pieces you need and the type of knives required for your cooking needs.
To make your tools last longer, hand wash and dry them immediately after use, avoid using abrasive cleaners, and store them in a knife block or a drawer with dividers to prevent damage.
But, to be honest, these are the knife set I own and I put them in the dishwasher all the time.
24. Streaming Stick
If you haven’t upgraded to a smart TV yet, I understand you are frugal. Then, you need to invest in a streaming stick.
This simple device can help you lower your costs spent on cable while still streaming your favorite shows on Paramount, Hulu or YouTube.
Nowadays, you can expect to spend less than $50.
25. Soda Maker
This may seem like a splurge, but we, frugal people need a way to treat ourselves.
Having your own soda maker can be a great way to save money in the long run. While it may seem like an expensive investment at first, the cost of making your own soda (or seltzer) at home is significantly lower than constantly purchasing soda (or seltzer) from the store.
In fact, making soda at home can cost as little as 25 cents per liter, compared to the average cost of $1.50 per liter for store-bought soda.
Another cost-saving benefit of having your own soda maker is that you can control the ingredients. You can choose to make your soda with natural sweeteners like honey or stevia, rather than high fructose corn syrup, which is commonly found in store-bought soda. This not only saves you money in the long run, but it can also be a healthier option.
What are some good tips for living frugally?
Living frugally can be a great way to save money and achieve financial goals.
Here are some practical tips for living frugally that you can implement in your daily life:
Meal planning and home cooking can save money on food expenses. Brown bagging or oven lunch boxing your lunch is also a great way to save money. Learn how to be frugal with food.
Wash your laundry in cold water and use natural homemade cleaners to save on household expenses.
Create a budget that you can live with and look for areas where you can cut back on expenses. Pack your own lunch and cut back on entertainment costs.
Travel frugally by traveling during the off-season and cutting down on eating out. Opt for a place with a kitchen so you can make some of your own meals and purchase discounted airline tickets or fares.
Have fun for free by doing activities such as going to the park, having a picnic, or having a bonfire. There are so many things to do with no money.
Try out a few frugal living tips at a time to find out which works best for you and don’t forget to access free courses and worksheets to help with your frugal living journey.
Remember, frugal living doesn’t have to be a sacrifice and can actually help you fully enjoy what you care about in life.
Start taking small steps towards a more frugal lifestyle and see how it can positively impact your finances.
FAQ
There are many frugal home hacks that can help you save money and keep your home clean and organized.
Some practical and actionable tips include meal planning, home cooking, brown bagging your lunch, washing your laundry in cold water, and using natural homemade cleaners.
Before calling a handyman, consult YouTube to learn how to fix a leaky faucet or remodel your bathroom.
Examining your monthly bills for ways to save on electricity, water, cable, and even your cell phone can also help you save money.
By implementing these frugal hacks, you can make every penny and dollar count and stretch your budget further.
I always tell people to shop their own house first. Just because you don’t know where something is doesn’t mean you should go out and buy a new item.
Look around and see how you can reuse items.
Before heading out to the grocery store, look at your own pantry and freezer to see what you can use first.
Give these tips a try and see how much you can save!
Essential appliances and gadgets for a frugal, clean, and organized home include:
Which Frugal Home Ideas Will You Implement?
With a little bit of planning and effort, you can live frugally and still have a beautiful home.
One of the key points of frugality is buying quality items less often.
Too many times, people associate being frugal with cheap.
Being frugal means you are intentional with your spending on household items and prioritizing the things that matter most.
Plus, using frugal methods can be better for the environment and your health.
So what are you waiting for? Go out and buy some of these must-haves today!
Know someone else that needs this, too? Then, please share!!
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If you spot a Tesla on the road, you may be impressed by the sleek style of the car, but you may also find yourself wondering: How do you take an electric car like that on a road trip? How do you refuel conveniently? The answer is EV charging stations. As electric vehicles grow in popularity, so does the demand for these stations — making the sector an especially hot one for investors.
If you want expert advice on building an investment portfolio that serves your current and future needs, consider working with a financial advisor.
What Is an EV Charging Station?
An EV charging station is essentially a gas station for electric vehicles (EVs). According to the U.S. Department of Energy, while most EV owners have charging stations at their homes, there are tens of thousands of EV charging stations across the country. Whether these are public charging stations or workplace charging stations, they serve the same purpose of recharging the batteries of electric cars.
While the purpose of an EV charging station most resembles a gas station, the actual process is more like recharging your phone. As you might have a phone charger at home but also carry one with you to the office, if you have an EV, you might be best served by having a residential EV charger while still having access to public EV charging stations or an EV charging station at your work.
Are EV Charging Stations Good Investments?
EV charging stations can be good investments as the market for EVs and the accompanying infrastructure to power them grows. According to the U.S. Bureau of Labor Statistics, there is increased consumer demand for EVs and many reasons to believe that that interest will continue to grow.
In 2011, electric cars made up 0.2% of all car sales in the United States. By 2021, that number had swelled to 4.6%. Some research projections say that EV sales could make up as much as 52% of all car sales by 2023.
While environmental concerns have been a major concern for EV drivers historically, cost savings also figure prominently in the move to EVs. Studies find that EVs can save their drivers as much as $12,000 over the life of the vehicle, and that fuel savings alone can be $4,700 or more in the first seven years of owning the vehicle.
Further savings are available for EV buyers thanks to government policies. The Infrastructure Investment and Jobs Act allotted a tax credit worth of up to $7,500 for EV buyers until 2032. That same bill committed $7.5 billion to build out national EV charging infrastructure.
Between personal reasons, cost savings and ongoing improvements to the affordability and battery life of EVs, it’s clear why investors would consider EV charging stations a wise investment.
How to Invest in EV Charging Stations
EV charging stations can be a wise investment for business owners. EV charging stations can be expensive to install, but the Infrastructure Investment and Jobs Act has set aside $1.5 billion to help states build and expand their EV charging networks. Look into your state’s EV charging station plan to see what assistance is available to you—for instance, in Illinois, the Illinois Environmental Protection Agency will offer a rebate of up to 80% of eligible project costs.
Once you’ve set up your charging station, you can charge drivers for the electricity they use to recharge their cars, using a business model similar to a gas station. But EV charging can also generate income for your business in less straightforward ways.
Say you own a restaurant and decide to install a charging station. A driver on a road trip looking for a charging station sees your restaurant is nearby and decides to pull in and charge their car. Charging takes between 20 and 55 minutes—the perfect amount of time for that driver to grab a bite to eat as well. This strategy can apply to a variety of retail establishments, including shops, bars, convenience stores and more.
If you’re not a business owner or don’t want to create and maintain your own EV charging station, there are other ways to invest. You can invest in the companies that are creating and selling the charging equipment and technology, such as Tesla, Chargepoint or Tritium, by purchasing stock. You can also invest in EV-related mutual funds or exchange-traded fund (ETFs).
The Bottom Line
As EVs become more popular, the demand for charging stations will continue to rise. Business owners who invest in EV charging stations can enjoy an additional revenue stream as well as the potential for increased foot traffic and a new customer base. Individual investors who see the promise of the sector can buy in via stocks or ETFs.
Tips for Green Investing
Consider talking to a financial advisor about the pros and cons of green investment strategies and how you might implement them in your portfolio. Finding a financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
Want to take a look at what your portfolio will look like in a decade? SmartAsset’s investment calculator can help you do just that. Enter how much you have invested, how much you’re contributing and what rate of return you expect. We’ll then show you your investment growth five, 10 or even 30 years into the future.