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Hanover Mortgages

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Ways to Save

How To Save Money On Holiday Shopping

February 2, 2023 by Brett Tams

The holidays are here, and so is the holiday shopping season. The average person spends around $900 on gifts for the holiday season. That amount doesn’t even account for other holiday spending, such as travel costs, food, get togethers, decorations, and more. Some people even go into credit card debt to spend for the holidays, but […]

The post How To Save Money On Holiday Shopping appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: affordable, All, Amazon, amazon prime, Amount Of Money, app, average, before, bills, black, black friday, Black Friday 2017, Blog, bonus, Books, Borrow, Budget, Buy, car, cash back, cash budget, cents, Children, Christmas, Credit, credit card, Credit Card Debt, credit history, credit score, data, Debt, debt to income ratio, expensive, Extra Income, Extra Money, Family, Finance, Financial Wize, FinancialWize, food, future, gift, Gift Cards, gifts, Giving, Google, great, grocery, Grow, guide, gym, gym membership, history, holiday, holiday spending, Holidays, home, Home Insurance, How To, How to Make Money, how to save money, impact, Income, Insurance, interest, items, job, Learn, list, low, Make, make extra money, Make Money, Make money online, making, Minimalist, money, More, more money, movies, needs, no spend challenge, online shopping, Opinion, Other, plan, points, present, products, Purchase, quality, Rent, renting, Research, restaurants, right, room, running, sales, save, Save Money, Saving, savings, shopping, Side Hustle, Side Income, space, Spending, Start Saving, stress, survey, surveys, swagbucks, target, time, tips, title, Transportation, Travel, tv, wants, Ways to make money, Ways to Save, will, work, work from home

How to Save for An Epic Backpacking Trip

February 2, 2023 by Brett Tams

Exotic vacations around the world appear to be luxurious, but those pristine beaches and amazing mountain hikes are available to anyone at any cost! Seeing the world and all of its beauty can be done on a tight budget, which is why backpacking has become such a trend in the last couple of decades. From

The post How to Save for An Epic Backpacking Trip appeared first on MintLife Blog.

Posted in: Apartment Safety, Travel Tagged: 2, 2022, adventure, affordable, affordable travel, airfare, All, Amount Of Money, author, backpacking, backpacking tips, backpacking trip, backpacking trips, basic, basic economy airfare, Beauty, bed, before, big, Blog, bucket, bucket list, Budget, budgets, Buy, Buying, calculator, car, categories, color, cost, couple, covid, COVID-19, COVID-19 pandemic, creating a budget, Credit, credit card, credit card rewards, credit cards, data, day trips, Debt, decades, Economy, Entertainment, entry, expense, Financial Wize, FinancialWize, flight, freelance, fun, fund, gadget, gas, good, great, home, household, How To, ideas, Investing, kids, layout, Life, list, Make, making, memories, miller, Mint, mint.com, mobile, money, More, more money, national parks, Other, outdoor, outdoors, pandemic, park, pillow, plan, Planning, points, Popular, programs, quality, Research, return, rewards, room, save, Save Money, Sites, sleep, smart, Spending, Spring, staycation, Style, summer, time, tips, title, traditional, Transportation, Travel, travel the world, Travel Tips, trend, vacation, vacations, Ways to Save, white, will, work

The 5 Best High Yield Savings Accounts for February 2023

February 2, 2023 by Brett Tams

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. While rising rates might not sound like a good thing — and, to be fair, it’s probably not the best news if you have a variable […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Save today and reap the rewards tomorrow

February 2, 2023 by Brett Tams

We all know we should be saving. These 5 tips can help you get started.

The post Save today and reap the rewards tomorrow appeared first on Discover Bank – Banking Topics Blog.

Posted in: Budgeting, Real Estate News Tagged: 2, 2016, action, All, at home, Bank, Banking, before, big, Blog, Budget, Budgeting, Budgeting Basics, budgets, Calculators, car, Control Your Spending, cooking, create a budget, discover, eating out, Emergency, Emergency Fund, expenses, experts, Family, Fees, Financial Goals, Financial Plan, Financial stress, Financial Wize, FinancialWize, fun, fund, future, General, get started, goal, goals, good, great, gym, gym membership, helpful, home, home repairs, house, household, household income, How To, Income, Make, mobile, money, More, more money, new, Online Savings Account, paycheck, plan, Quick Tips, rainy day fund, rate, rewards, running, save, Saving, Saving for the Unexpected, saving money, savings, Savings Account, Spending, Start Saving, stress, time, tips, vacation, Ways to Save, work

Mortgage Refinance Guide (When & How to Refinance)

February 2, 2023 by Brett Tams

I’d like to share our latest refi experience: a story in which two homeowners with perfect credit, payment history and a property that, miraculously, had retained its value through the housing bust, were almost unable to refinance due to a string of clerical errors and delays at the bank.

The post Mortgage Refinance Guide (When & How to Refinance) appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Mortgage, Real Estate Tagged: 15-year, 15-year mortgage, 2, 2022, 30-year, 30-year mortgage, 529, All, Amount Of Money, ARM, ask, author, balance, Bank, banks, before, Blog, Borrow, building, Built, Buy, buy a home, Buying, Buying a Home, Cash-Out Refinance, CEO, closing, closing costs, College, color, cost, covid, COVID-19, COVID-19 pandemic, Credit, credit score, credit scores, data, Debt, Debt Repayment, Down payments, Economy, Emergency, Emergency Fund, equity, existing, expense, expenses, expensive, experience, fed, Federal Reserve, Fees, FHA, FHA loans, FHA mortgage, FHA streamline refinance, Financial Goals, Financial Planning, financial well-being, Financial Wize, FinancialWize, fund, funds, future, gig, goals, good, government, great, guide, history, home, home equity, Home Improvement, Home Improvements, home loan, Homebuyers, Homeowner, homeowners, hourly, house, Housing, How To, impact, improvement, improvements, Income, inspection, Insurance, interest, interest rate, interest rates, jump, layout, lenders, Life, loan, Loans, low, LOWER, Make, making, market, MBS, Mint, mint.com, mobile, Monetary policy, money, More, more money, Mortgage, mortgage lenders, Mortgage Rates, mortgage refinance, mortgage refinancing, Mortgages, Most Expensive, Move, Moving, new, new home, offer, Original, Other, pandemic, Paying Off Debt, payment history, payments, percent, plan, Planning, Popular, premium, principal, project, property, protect, Purchase, questions, rate, Rates, Real Estate, Refinance, refinance your mortgage, refinancing, Research, returns, Review, right, save, Saving, savings, search, searching, securities, selling, Selling Your Home, smart, story, Style, survey, tax, tax returns, the balance, time, title, Title Insurance, title search, tuition, under, value, Ways to Save, white, will, workers

Top Tips to Save on Big Purchases

February 1, 2023 by Brett Tams

Living an ultra-frugal lifestyle can get exhausting. It feels good to save money, but some people take it to extremes that border on compulsive. When you find yourself scouring the internet to find a coupon for 10% off a tube of toothpaste, it’s probably time to reevaluate your priorities. But there are times when extreme

The post Top Tips to Save on Big Purchases appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2022, air, All, Amazon, app, apr, author, bed, before, best deals, big, Blog, bonds, bonus, borrowing, Buy, Buying, capital one, cash back, cents, Citi, codes, color, cost, couch, coupons, Credit, credit card, customer service, data, Deals, Debit Card, Debt, decision, deposit, Discounts, earning, Featured, Finance, Financial Wize, FinancialWize, freelance, frugal, Frugality, future, gift, Gift Cards, gifts, Giving, good, hacks, helpful, history, interest, internet, items, layout, Life, Lifestyle, list, Loans, Make, mastercard, miles, Mint, mint.com, mobile, model, money, More, new, offer, offers, online shopping, Other, paypal, Personal, personal finance, points, priorities, protect, Purchase, Raise, rate, restaurant, reward, right, save, Save Money, Saving, Saving 101, saving money, savings, Savings Account, savings bonds, Sell, selling, shopping, Sites, Strategies, student, Student Loans, Style, thrift, time, tips, title, Top Tips, tv, value, wants, warranty, Ways to Save, white, will, work

21 Ways to Stretch Your Dollar While in College

February 1, 2023 by Brett Tams
Picture of college graduates

The graduation parties are over, and it’s time to get down to business. Armed with a sense of maturity and independence, you are ready to conquer your coursework in order to snare your first dream job. But if you’re like most college students, your pocketbook has nary a dollar to its name.

Whether you’re a rising freshman, a dorm veteran or a parent of either, here are 21 commonsense money-saving strategies that can stretch your dollar and ease your financial strain while in college.

1. Drop the latte habit

This one is a no-brainer. Skip the white-chocolate-cinnamon-chai-latte* with extra pumps and learn to love … plain old coffee. And, of course, brew it yourself in your room (single-serve coffeemakers are quick and easy) or get your coffee as part of your meal plan. Consider this: According to a report by CBS News, the average cost for a single trip to a nationally recognized coffeehouse is $3.25. Not bad for a quick pick-me-up, right? But three trips a week add up to $42.25 a month. Even cutting back on one trip a week puts $126 back into your pocket over a typical school year of nine months. Other ideas: Instead of ordering a latte, ask for an Americano and add your own half-and-half. Or ask for a medium-size specialty drink with a large-size cup full of ice for a larger iced coffee drink at a lesser price. (*real drink!)

Posted in: College, Debt, Personal Finance Tagged: 2, 2016, advice, All, Amazon, app, ask, at home, average, basic, bonus, Books, borrowing, Budget, business, Buy, buyer, Buying, car, cars, charity, chicken, chocolate, Christmas, Cities, Clothing, coffee, College, college student, college students, Convenience, coordinate, cost, craigslist, Credit, Debt, dining, Discounts, discover, dream, entertaining, expensive, Fees, Financial Wize, FinancialWize, food, Fraction, frugal, furniture, gas, graduation, great, grocery, home, house, ice, ideas, Insurance, Investing, items, job, Learn, library, Live, Local, LOWER, maintenance, Make, markets, meal plan, money, monthly budget, More, museum, new, News, Nextdoor, offer, offers, OfferUp, opportunity, Other, parents, plan, points, programs, Purchase, quality, ready, Rent, rental, Research, restaurants, return, right, room, roommate, roommates, sales, save, Save Money, Saving, savings, School, secondhand, Sell, sellers, sheets, shopping, single, smart, specialty, staples, states, Strategies, student, students, Style, target, tax, taxes, time, title, Transportation, Travel, Ways to Save, white, will

How To Build And Sell A Website For Extra Money

February 1, 2023 by Brett Tams

Building and selling a website can be extremely profitable way to make money. This article will show how to build and sell a six figure website of your own!

The post How To Build And Sell A Website For Extra Money appeared first on Bible Money Matters and was written by Marc. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

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12 Easy Ways to Save Money

February 1, 2023 by Brett Tams

For many, the idea of saving can be overwhelming. With so many expenses to pay for, such as mortgage payments, car insurance, student loans, food, and much more, setting aside unspent money can seem impossible. However, there are plenty of ways you can start growing your savings, even if it only means setting aside a

The post 12 Easy Ways to Save Money appeared first on MintLife Blog.

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4 ways to save energy by going green this winter

February 1, 2023 by Brett Tams

As temperatures drop, utility bills can rise. These tips can help you save.

The post 4 ways to save energy by going green this winter appeared first on Discover Bank – Banking Topics Blog.

Posted in: Home, Real Estate News Tagged: 2, 2016, 2021, air, All, appliances, Bank, Banking, big, bills, Blog, Budgeting, budgets, Buy, chocolate, cost, data, discover, DIY, doors, efficient, energy, energy savings, energy-efficient, expensive, FDIC, Financial Wize, FinancialWize, fire, four steps, fund, future, get started, Going Green, government, green, heating, helpful, home, Home Improvements, Home maintenance, Home Projects, homes, house, House & Home, How To, ideas, impact, improvements, Invest, Investing, investment, investments, Lifestyle, Live, Long-term Savings, maintenance, Make, modern, money, Money-saving Tips, More, new, News, nyc, offer, Online Savings Account, opportunity, Other, percent, points, products, project, projects, Quick Tips, ready, retirement, Reverse, room, running, save, Save Money, Saving, savings, Savings Account, simple, Technology, time, tips, traditional, vinyl, Ways to Save, will, windows, winter
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