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Hanover Mortgages

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Using the SBA 7(a) Loan as a Business Acquisition Loan

March 19, 2023 by Brett Tams

An SBA business acquisition loan can be used to purchase an existing company or to buy out partners in your existing business.

Posted in: Moving Guide, Small Business Tagged: 2, 2023, acquisition, acquisitions, Administration, agreements, All, analysis, Applications, ask, assets, balance, Bank, banks, basic, before, Blog, business, business loan, business loans, Buy, Buying, company, Credit, credit history, credit score, credit union, Credit unions, currency, data, Debt, decision, decisions, Development, employer, equity, estate, existing, expensive, Finance, finances, Financial Wize, FinancialWize, financing, fixed, fund, funds, General, good, good credit, government, history, hours, Income, income tax, industry, interest, interest rates, inventory, lease, lenders, lending, list, loan, Loans, Local, Make, manage, money, More, most popular, nerdwallet, new, or, Other, ownership, Personal, plan, Popular, price, project, projects, Purchase, questions, Rates, Real Estate, repayment, returns, Revenue, right, SBA, SBA loans, search, security, seller, sheets, Small Business, Small Business Administration, small business loans, stock, target, tax, tax returns, time, timeline, title, trust, Underwriting, will, work

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb – CNET

March 18, 2023 by Brett Tams

Today’s Mortgage Rates for Feb. 28, 2023: Rates Climb  CNET

Posted in: Renting Tagged: 15-year, 2, 2022, 2023, 30-year, 30-year mortgage, Administration, affordable, All, amortization, annual percentage rate, Appreciate, apr, ask, Auto, average, before, Borrow, borrowers, Budget, build, Buy, buy a home, buyers, Buying, Buying a Home, car, closing, closing costs, color, company, cons, Convenience, Conventional Loans, cost, country, Credit, credit cards, Credit Report, credit score, credit scores, data, Debt, debt-to-income, Debts, decades, down payment, Economy, environment, equity, Fall, Federal Reserve, Fees, Finance, Financial Wize, FinancialWize, fixed, Forecast, foreclosure, Freddie Mac, getting a mortgage, good, history, home, Homebuyers, house, Housing, Housing market, How To, impact, Income, Inflation, interest, interest rate, interest rates, lenders, lending, lending money, Life, list, list price, loan, Loans, locks, low, LOWER, Make, making, market, mistake, money, More, Mortgage, mortgage lenders, mortgage loans, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, Moving, new, new home, News, offer, offers, or, Other, ownership, payments, Personal, points, price, principal, products, property, pros, Pros and Cons, Purchase, questions, rate, Rate Hikes, RATE LOCK, Rates, Refinance, Rent, Research, rise, risk, save, savings, shopping, short, stake, states, student, Student Loans, tax, time, timeline, trends, under, value, will, windows, work

FHFA delays implementation of LLPA DTI fees

March 16, 2023 by Brett Tams

The FHFA announced that it would delay the implementation of a controversial upfront fee on Fannie Mae and Freddie Mac borrowers with higher debt-to-income ratios.

Posted in: Mortgage, Refinance Tagged: 2021, 2023, actual, affordability, All, before, big, Bob Broeksmit, borrowers, Cash-Out Refinance, Community Home Lenders Association, Credit, credit scores, Debt, debt-to-income, Down payments, DTI, Fannie Mae, Fannie Mae and Freddie Mac, Federal Housing Finance Agency, Fees, FHFA, fico, Finance, Financial Wize, FinancialWize, First-time Homebuyers, Freddie Mac, home, Homebuyers, homebuying, Housing, housing finance, Housing market, IMBs, Income, industry, investors, lenders, loan, Loans, low, LOWER, Make, making, market, MBA, More, Mortgage, Mortgage Bankers Association, National Association of Realtors, new, no fee, Other, payments, president, price, Purchase, Purchase loans, Rates, Realtors, Refinance, Regulatory, right, Sandra Thompson, time, timeline, timing, wealth, will

Bonds vs CDs: What’s Smart for Your Money?

March 13, 2023 by Brett Tams

man on cell phone

Growth is generally slower with CDs and bonds, but investors still may find there’s a place for these tools in their portfolio.

The post Bonds vs CDs: What’s Smart for Your Money? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 30-year, active, active investing, advice, advisor, All, Amount Of Money, analysis, app, asset allocation, assets, average, Bank, Banking, basics, before, beginner, Benefits, big, Big Picture, bills, blue, bond, bonds, Broker, brokerage, build, building, business, Buy, Buying, categories, CD, CDs, certificate of deposit, Checking Account, Checking Accounts, choice, city, city park, clear, College, College Savings, color, commissions, company, corporate bonds, couple, Credit, Credit risk, credit union, cryptocurrency, Debt, Debts, decision, decisions, deposit, display, diversification, diversify, down payment, earning, ETFs, existing, expensive, experience, FDIC, Fees, Finance, Financial advice, Financial Advisor, financial goal, Financial Goals, Financial Plan, Financial Wize, FinancialWize, FINRA, fixed, football, fractional, Free, fund, funds, future, goal, goals, good, government, Grow, Growing Wealth, growth, guide, health, hold, home, house, How To, how to invest, HR, Income, income tax, Inflation, interest, interest rate, interest rates, Invest, Investing, investment, investments, Investor, investors, IRA, Learn, Legal, lending, Life, life expectancy, Links, liquidity, LLC, loan, Local, low, LOWER, Main, maintenance, Make, man, market, money, More, municipal bonds, needs, new, offer, offers, one year, opportunity, Other, park, party, past performance, payments, Personal, place, plan, plans, Popular, portfolio, preservation, price, Prices, principal, products, Professionals, projects, protect, Purchase, questions, Raise, rate, Rates, ratings, reach, ready, Research, retirees, retirement, retirement account, return, returns, rewards, right, risk, safe, save, saver, Saving, Saving for Retirement, saving strategies, savings, Savings Account, savings bonds, search, SEC, securities, Sell, selling, shares, short, Sites, smart, social, sofi, states, stock, stock market, stocks, Strategies, stress, Style, tax, taxable, taxes, time, time horizon, timeline, tips, tools, trading, traditional, Transaction, transaction fees, Treasury, Treasury bonds, updates, vacation, value, variable, volatility, wealth, Websites, Wedding, will, withdrawal, work

Where Is My Tax Refund?

March 11, 2023 by Brett Tams

Where Is My Tax Refund?

If you’re due a tax refund this year, you’re likely to be impatient to get your hands on the money. Perhaps you are planning on using it for a special purchase or a vacation. Or maybe you are eager to use it to pad out your emergency fund or pay down some debt. Fortunately, the […]

The post Where Is My Tax Refund? appeared first on SoFi.

Posted in: Financial Advisor, Money Tagged: 2, 2017, 2022, 2023, advice, advisor, All, AllPar, American Rescue Plan, analysis, app, ask, ATM, Bank, bank account, Banking, basic, before, Benefits, Budgeting & Goals, business, Checking Account, clear, commission, couple, Credit, credits, data, Debt, deductions, deposit, design, Direct Deposit, display, Emergency, Emergency Fund, existing, expectations, Family, faq, FDIC, Fees, filing jointly, financial tips, Financial Wize, FinancialWize, fraud, Free, front, fund, funds, General, government, great, Grow, guide, hold, holiday, hours, Housing, HR, identity theft, Income, income tax, interest, interest rates, international, InvestZ, irs, Law, Learn, Legal, Links, lists, Local, LOWER, Make, manage, married, mastercard, Media, mistake, Mistakes, money, MoneyLL, More, more money, Move, needs, office, Other, pandemic, party, Personal, personal information, place, plan, Planning, Purchase, questions, rate, Rates, Refund, Research, return, returns, Review, routing number, savings, Savings Account, security, single, social, social security, social security card, sofi, Software, spouse, state tax, Strategies, Style, tax, tax benefits, tax credit, tax credits, tax refund, tax refunds, tax returns, tax season, taxes, theft, time, timeline, tips, title, tools, tracking, Treasury, Treasury Department, under, vacation, variable, W-2, Websites, will, work, wrong, youtube

7 Steps to Onboard a New Freelance Client

March 11, 2023 by Brett Tams

Here’s how to engage with a new client from day one with great communication and clarity, from email etiquette to contracts and more.

Posted in: Mortgage Tips Tagged: 2, 2021, 2023, All, assumptions, Auto, balance, before, big, Big Picture, book, business, communication, contacts, contracts, data, design, double, etiquette, expectations, experience, Financial Wize, FinancialWize, Free, freelance, friendly, future, goals, good, great, Grow, home, hours, How To, jump, Make, making, man, Marketing, Media, Mistakes, More, needs, new, offer, office, opportunity, Original, Other, plan, portfolio, present, project, questions, Refund, Research, return, return to the office, room, sales, social, Social Media, stage, story, student, time, timeline, tips, title, Transaction, Travel, value, Video, virtual, will, woman, work, workers, working, working from home, young

Building Your Team: Strategies for Recruiting Top Real Estate Agents – Apartminty

March 11, 2023 by Brett Tams

As an Amazon Associate I earn from qualifying purchases.Building Your Team: Strategies for Recruiting Top Real Estate Agents The real estate industry is competitive, and recruiting top agents can significantly impact your business’s success. The correct real estate recruiting can help increase sales, improve customer satisfaction, and grow your brand.  This article will discuss strategies […]
Posted in: Quick Cash Tagged: 2023, agents, Amazon, ask, balance, before, Benefits, Blog, build, building, business, Career, company, Compensation, Development, disclosure, environment, estate, experience, facebook, Financial Wize, FinancialWize, goals, government, Grow, growth, health, Health Insurance, Hiring, hours, Housing, ideas, impact, index, industry, Inquiries, Insurance, interview, Invest, Investing, investment, job, leverage, Life, Listings, Local, Marketing, Media, More, offer, organization, paycheck, personality, place, plans, policies, Popular, productivity, programs, questions, reach, Real Estate, Real Estate Agents, real estate industry, Recruiting, Rent, rental, rental housing, retirement, retirement plans, Salary, sales, skill, social, Social Media, Software, Strategies, Style, Technology, time, timeline, top agents, top real estate agents, Twitter, unique, wellness, will, work, work-life balance, working

Heads up: You may have to reverify your identity to use Clear every 5 years – The Points Guy

March 10, 2023 by Brett Tams

You should be prepared to reverify your identity at a Clear kiosk around the five-year mark.
Posted in: Apartment Safety Tagged: 2, 2017, 2021, 2022, 2023, 429, 457, active, actual, Administration, agent, Automate, before, black, choice, clear, College, college students, color, Credit, credit card, credit cards, data, dca, efficient, Electronics, entry, experience, facebook, Fall, Family, Financial Wize, FinancialWize, Free, front, government, hours, international, Make, Miami, More, News, nick, offer, one year, Other, plan, points, programs, proof, Purchase, questions, rate, Review, right, security, simple, student, students, Style, Technology, time, timeline, timing, traditional, Transportation, Travel, under, united, washington, wrong

How to buy a home with a low credit score – Fox Business

March 10, 2023 by Brett Tams

How to buy a home with a low credit score  Fox Business

Posted in: Savings Account Tagged: 2, 2022, Administration, All, average, bad credit, balance, Bank, bankruptcy, before, bills, Borrow, borrowers, borrowing, build, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, car, closing, closing costs, color, cons, conventional loan, Conventional Loans, cost, Credit, credit card, credit limit, Credit Report, Credit Reporting, credit score, credit scores, credit utilization, credit utilization ratio, ct, Debt, debt-to-income, disclosure, down payment, Down payments, DTI, Employment, equity, estate, event, expensive, Family, Featured, Fees, FHA, FHA loan, FHA loans, fico, fico score, Finance, finances, Financial Wize, FinancialWize, fixed, fixed rate, foreclosure, Freddie Mac, Free, funds, getting a mortgage, goal, good, good credit, government, great, guide, HELOC, history, home, home buying, home equity, home equity line of credit, home equity loan, home loan, home loans, home purchase, homebuyer, Homebuyers, homebuying, homeowners, house, Housing, How To, improve your finances, Income, Income verification, Insurance, interest, interest rate, interest rates, late payments, Legal, lenders, lending, Life, line of credit, loan, Loans, low, LOWER, Make, making, manage, market, Media, money, More, more money, Mortgage, mortgage interest, mortgage lenders, mortgage loans, mortgage payment, Mortgages, multiply, needs, new, new home, NMLS, non-Qualified Mortgage, offer, offers, Operations, opportunity, Other, pay bills, payment history, payments, Personal, PMI, poor, premium, price, principal, private mortgage insurance, products, programs, pros, Purchase, rate, Rates, Real Estate, real estate market, Refinance, refinance your mortgage, returns, Review, risk, rural, save, self-employed, Sell, shopping, spouse, student, Student Loans, tax, tax returns, time, timeline, tools, traditional, under, unique, USDA, usda loans, VA, VA loan, VA loans, value, versus, veterans, will

What Kitchen Style Do You Prefer? — Take the Quiz

March 10, 2023 by Brett Tams

Do you have kitchen envy, daydreaming about Shaker cabinets, farmhouse sinks, or sleek marble countertops? Join the club: Kitchen remodeling is one of the most popular kinds of home renovation projects, with the typical “small” kitchen redo costing upwards of $28,000. These kinds of upgrades can be worthwhile, with more than 70% of the cost […]

The post What Kitchen Style Do You Prefer? — Take the Quiz appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership Tagged: All, Amount Of Money, app, appliances, Appreciate, average, backsplash, balance, Bank, banquette, basic, before, black, blue, bold, Budget, Budgeting & Goals, build, Built, Buy, buyers, Cash-Out Refinance, categories, Clean, clear, color, Commercial, cons, contingencies, cost, country, couple, create a budget, Credit, credit card, Credit Report, credit score, Debt, design, display, dream, equity, farmhouse, FDIC, Finance, finances, financial tips, Financial Wize, FinancialWize, financing, fixed, fixed rate, flooring, front, General, get started, good, hold, home, home equity, home equity line of credit, home equity loan, Home Improvement, Home Ownership, home renovation, Housing, How To, HR, impact, improvement, Inflation, job, kids, kitchen, kitchen remodel, kitchen remodeling, kitchens, Learn, Legal, Lifestyle, lighting, line of credit, loan, Loans, Make, marble, Minimalist, modern, money, More, Mortgage, most popular, Moving, natural, needs, nerdwallet, neutral, new, NMLS, offer, one day, Other, paint, palette, payments, pendant lighting, Personal, personal loan, Personal Loans, personal_loan, personality, pizza, place, plan, plank, Planning, plumbing, Popular, products, project, projects, pros, Pros and Cons, rate, Rates, Recipes, Refinance, refinancing, remodel, remodeling, renovation, repair, right, rise, room, safe, selling, Selling Your Home, simple, sinks, smart, sofi, Spending, steel, Strategies, stress, Style, The Neighborhood, time, timeline, tips, traditional, unique, update, upgrades, value, white, will, woman, wood, work
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