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Inside: Are you looking for an affordable budgeting app that offers a range of features? YNAB may be the perfect choice for you! This guide will compare YNAB vs Mint, highlight their key features, and help you decide which is best for your needs.

Are you trying to make a choice between Mint and YNAB for managing your financials?

Here’s a comprehensive overview that would definitely point you in the right direction.

Both Mint and YNAB have proven to be efficient and reliable online budgeting tools, but their offering varies in some aspects.

While Mint shines with its free budgeting tools and comprehensive credit score and report management capabilities, YNAB stands distinguished with its robust features and specialist credit management options, making it worth its fee for some users.

Herein, we dive into the similarities, differences, and unique functionalities of both platforms to help you decide which one best aligns with your financial management needs and lifestyle.

As a finance expert, I’ve seen both YNAB and Mint apps work wonders for different people.

In my opinion, both have unique value. Novices may find Mint’s overview helpful, while more determined budgeters might prefer YNAB.

Remember, it’s perfectly fine to use both if it aids your long-term money management.

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

What is YNAB?

YNAB is a budgeting software I’ve utilized that provides detailed financial tracking and education for effective money management. Also, known as you need a budget app.

Adhering to its unique Four Simple Rules for Successful Budgeting, every dollar is assigned a specific task. YNAB operates via an online account or a mobile app, involving color codes and features like ‘The Inspector’ for efficient budget overview. However, it’s important to note that YNAB caters only to the zero budgeting style and charges a monthly subscription fee.

This is a great budgeting method as it gives you a cash flow budget plan for your money.

Overall, YNAB helped me gain control over my finances by setting realistic goals, getting one month ahead on bills, and focusing on each dollar’s purpose.

What is Mint?

Mint is a free, all-in-one finance platform owned by Intuit that can be used to easily manage my money.

It links all accounts in one place for easy tracking and includes features such as budgeting, credit score monitoring, and bill tracking.

For instance, Mint categorizes transactions, monitors changes in my credit score, and sets up budgetary limits.

With over 30 million users, Mint is a leading free tool in personal finance management.

A step up from Mint would be Intuit’s Quicken platform or Simplifi budget app.

Comparison of YNAB and Mint Apps

Mint is a comprehensive, free budgeting app, that provides an overall view of your finances. It links to your accounts, tracking and categorizing spending, while also offering savings tips. Conversely, YNAB, a paid app, focuses on giving users control over budgeting. It will link to your accounts and encourage a proactive role in handling finances.

These are two of the budget apps available on the market.

In my opinion, if you’re seeking an easy-to-use app offering a holistic view of your spending and savings, Mint is a perfect choice. However, if you’re looking for a stringent budget management system with more control, YNAB is worth the investment.

Kristy @ Money BLiss

1. YNAB vs Mint: Features

YNAB and Mint are both renowned budgeting apps, but they possess some notable differences.

  • While both support account linking, goal setting, and spending tracking, Mint pulls ahead with its investment and credit score tracking features.
  • YNAB distinguishes itself with a forward-thinking, zero-based budgeting strategy and benefits like manually adding transactions. Think budget by paycheck style.
  • From the ease of use standpoint, both are equally user-friendly.

2. YNAB vs Mint: Budgeting Snapshot

YNAB offers a rigorous, manually updated budgeting snapshot that employs a zero-based budgeting philosophy. This feature provides a detailed outlook, encouraging users to assign every dollar a job.

On the other hand, Mint has an automated tracking system that offers an all-in-one snapshot of all financial accounts and spending categories.

Mint integrates your accounts, offering useful tips and an overview of your finances. Conversely, YNAB requires a manual categorization of income and expenses but affords more budgeting control. Similar to using the ideal household budget percentages.

The budgeting snapshot in Mint is best suitable for individuals seeking a hands-off approach, while YNAB is ideal for those who prefer an in-depth, hands-on budget strategy.

A great way to move digital from your budget binder with envelopes.

3. YNAB vs Mint: Goal Setting

The Goal Tracking feature in YNAB allows users to set various budgeting goals such as saving targeted amounts of money or conversely working towards getting out of credit card debt. This in-built functionality provides a structured pathway for users to stick to and pursue their financial objectives effectively.

Your interaction with your YNAB account through the goal-tracking tool ties back to YNAB’s four Simple Rules for Successful Budgeting, aiding in fiscal responsibility.

This innovative feature assists individuals in staying focused on their planned budgets, ensuring they are empowered to make strides toward their unique financial goals.

Mint however doesn’t offer this feature.

4. YNAB vs Mint: Interface

While YNAB is ideal for meticulous budgeters prioritizing forward planning, Mint is perfect for those seeking an easy-to-use, comprehensive glimpse of their financial standing.

  • YNAB’s interface is focused on budgeting, featuring tools for expense tracking, goal setting, and manual transaction input.
  • In contrast, Mint offers a comprehensive overview of your financial health, automatically categorizing expenses, tracking investments, and offering set-up alerts.

5. YNAB vs Mint: Categorization

Mint offers automated categorization of transactions, which eases the process of budgeting for the user. However, it doesn’t allow the removal of default categories, and the addition of new ones might take time due to server communication.

On the other hand, YNAB allows a deeper level of categorization, with an option to visually nest categories, and more effortless editing of these categories.

In my opinion, Mint’s categorization feature suits a casual budgeter looking for automation, while YNAB would be ideal for those desiring granular control over their personal budget categories.

6. YNAB vs Mint: Mobile App & Cross Platforms

Both YNAB and Mint offer comprehensive personal finance management via mobile apps, compatible with iOS, Android, and desktops.

YNAB stands out with its Apple Watch integrations and a slightly better syncing experience based on user reviews on Trustpilot1.

YNAB also syncs across a desktop app as well.

7. YNAB vs Mint: Alerts

Mint provides a wide selection of alerts, including low balances, upcoming bill payments, over-budget warnings, ATM fees, and unusual expenditure notifications.

These comprehensive alerts from Mint give a more thorough financial pulse check but can be overwhelming for some.

On the other hand, YNAB recently added live push notifications based on your preferences.

8. YNAB vs Mint: Syncing

YNAB leads the game when it comes to synchronization, outshining Mint. While Mint supports numerous banks, issues with synchronization often lead to grievances among its users. YNAB, on the other hand, offers smoother syncing and fewer complaints, proving its superiority.

Many users find YNAB’s syncing consistent and reliable.

  • Personally, I believe that if you prioritize seamless syncing and don’t mind spending $14.99 a month, YNAB becomes a clear choice.
  • However, if you’re okay with potential sync issues and prefer free usage, Mint could be more suitable.

It’s crucial to pick according to your priorities and needs.

9. YNAB vs Mint: Savings Accounts

Mint offers automatic expenditure tracking and classifies my spending into categories, providing a comprehensive view of where my money is going.

YNAB, on the other hand, empowers me to manually budget my net income each month, ensuring I don’t overspend and promoting a proactive approach to saving.

10. YNAB vs Mint: Investment Tracker

Mint offers investment tracking features, allowing users to view their investment portfolio and monitor performance.

In contrast, YNAB lacks this feature, not providing any investment tracking at all.

As a user, if you highly prioritize tracking investments in one place, you may lean towards using Mint. Conversely, if investment tracking is less important to you than budgeting, YNAB’s strong budgeting emphasis, despite its lack of investment tracking, makes it a considerable option.

11. YNAB vs Mint: Learning Curve with your Finances

YNAB has a steeper learning curve, necessitating a proactive approach to money management by assigning every dollar a purpose. Thus, YNAB gives you a free 34-day free trial to understand how to use the app.

Mint, however, requires minimal user input post-account linkage and auto-categorizes your spending. For sheer ease of use, Mint might appeal to novices looking for automated budget tracking.

On the other hand, users wishing to take charge of their finances might appreciate YNAB’s proactive, behavior-altering approach. Despite having a steeper learning curve, YNAB offers an abundance of online tutorials and customer support, making the learning process manageable and rewarding.

The same is true when you are learning to use the biweekly budget template.

12. YNAB vs. Mint: Data Security

Data security is a paramount concern when utilizing online budgeting apps as they deal with sensitive financial information.

Apps like YNAB and Mint incorporate stringent security measures to protect user data.

  • For instance, YNAB uses a one-way salted and hashed password system and data encryption.
  • Mint, on the other hand, employs two-factor authentication and a Touch ID sensor for iOS for enhanced security.

Nonetheless, it’s important to note that while these apps provide bank-level security, Mint does anonymize and sell user data to advertisers.

13. YNAB vs Mint: Advertising

YNAB derives income primarily from subscription fees offering an ad-free experience, holding a straightforward revenue model. In contrast, Mint generates income through affiliate commissions by advertising financial products to users and selling anonymized user data!

Mint, contrastingly, is a free app reliant on ads and sells anonymized user data for third-party advertisements.

From my perspective, if avoiding ads and preserving data privacy matters to you, YNAB’s approach might be more appealing. However, if you prefer a free service and don’t mind the ads, Mint would be suitable.

14. YNAB vs Mint: Customer Support

When evaluating the customer support of Mint and YNAB, it’s evident that YNAB takes a more well-rounded approach.

With a commitment to respond to email queries within 24 hours, YNAB also provides educational resources such as the “get started” class, their blog, and user forums. This is in contrast to Mint, which, despite offering live chat support, has had reports of slow response times.

Both platforms offer online training materials, but YNAB seems more comprehensive and responsive in its support-providing role. Overall, YNAB appears to be the preferred choice when customer support is a primary consideration.

15. YNAB vs Mint: Cost

Mint is a free, ad-supported budgeting app while YNAB is a subscription-based model of $14.99 monthly or $99 annually.

  • However, for individuals seeking in-depth surgical budgeting capabilities without concerns for associated costs, YNAB’s price might represent a great investment.
  • Given the claimed average user saves $600 in two months and $6,000 in the first year.2

For those budgeting with minimal funds, the free price tag of Mint might be more attractive, but you are giving away your privacy.

Pros and Cons of YNAB vs Mint

Our Favorite


Key Features:
  • YNAB offers a comprehensive approach to budgeting, helping you plan monthly budgets based on your income. It also offers expert advice, making it suitable for those who require an in-depth, forward-thinking budgeting strategy.
  • YNAB’s superior synchronization skills make it the winner in this area. YNAB has extra features like goal setting for budgeting, shared budgeting tools for partners
  • YNAB provides an option to manually add and upload transactions from accounts each month, a feature that Mint does not offer.
  • YNAB prioritizes user privacy, requires an opt-in to access budgeting data, and doesn’t sell user data.


Key Features:
  • Mint offers a centralized platform for monitoring all your financial accounts, including credit cards and bank accounts.
  • It provides a complete financial overview at a glance through the auto-population of data from linked accounts.
  • Mint’s features include detailed reporting in multiple categories, free credit score access, and exceptional compatibility with financial institutions.
  • The service is free, funded by ads and offers, and it best serves those who wish to categorize spending, budget their monthly expenses, and access all financial details from one place.

  • Lack of investment tracking feature
  • Customer service is only accessible via email, which might not be ideal for urgent queries
  • Steep learning curve which requires time and effort to navigate through.

  • Mint, which belongs to Intuit, automatically accesses all data and sells the data. Thus, an intrusion of privacy.
  • Budgeting feature doesn’t enable effective planning of future expenses.
  • Mint suffers from more technical glitches and synchronization issues.
  • Ads included in the free version of Mint can be obtrusive and may deter users.

$14.99 monthly or $99 annually

Free to Use, But Served Ads and They Sell your Data.

  • Offers a 100% money-back guarantee at any point of use.
  • Does not require credit card information to signup, a departure from the usual free trial model)
Our Favorite


Key Features:
  • YNAB offers a comprehensive approach to budgeting, helping you plan monthly budgets based on your income. It also offers expert advice, making it suitable for those who require an in-depth, forward-thinking budgeting strategy.
  • YNAB’s superior synchronization skills make it the winner in this area. YNAB has extra features like goal setting for budgeting, shared budgeting tools for partners
  • YNAB provides an option to manually add and upload transactions from accounts each month, a feature that Mint does not offer.
  • YNAB prioritizes user privacy, requires an opt-in to access budgeting data, and doesn’t sell user data.

  • Lack of investment tracking feature
  • Customer service is only accessible via email, which might not be ideal for urgent queries
  • Steep learning curve which requires time and effort to navigate through.

$14.99 monthly or $99 annually

  • Offers a 100% money-back guarantee at any point of use.
  • Does not require credit card information to signup, a departure from the usual free trial model)


Key Features:
  • Mint offers a centralized platform for monitoring all your financial accounts, including credit cards and bank accounts.
  • It provides a complete financial overview at a glance through the auto-population of data from linked accounts.
  • Mint’s features include detailed reporting in multiple categories, free credit score access, and exceptional compatibility with financial institutions.
  • The service is free, funded by ads and offers, and it best serves those who wish to categorize spending, budget their monthly expenses, and access all financial details from one place.

  • Mint, which belongs to Intuit, automatically accesses all data and sells the data. Thus, an intrusion of privacy.
  • Budgeting feature doesn’t enable effective planning of future expenses.
  • Mint suffers from more technical glitches and synchronization issues.
  • Ads included in the free version of Mint can be obtrusive and may deter users.

Free to Use, But Served Ads and They Sell your Data.

Who should use YNAB?

From my experience, YNAB works best for those who are ready to seriously manage their money and spend some time learning a new budgeting approach. Its use of the zero-based budgeting system not only makes you more intentional with your money but also demands active participation in decision-making.

YNAB’s ability to link to your accounts and its multitude of educational resources available are admirable features I’ve used.

YNAB offers detailed financial tracking and built-in education, but its monthly subscription fee and suitability for a specific budgeting style may be limiting for some.

However, it comes with a monthly or annual cost – a worthy investment for those searching for a robust, hands-on, and future-focused budgeting tool. Most YNAB budgets agree they save multiples of the subscription cost.

However, it can be less suitable for those not ready for a hands-on approach or those sensitive to subscription pricing.

Who should use Mint?

On the other hand, Mint is an all-in-one app that automatically tracks and categorizes your spending.

Based on my experience, Mint is an excellent tool for novice-level budgeters seeking to track their expenses, set budgets, and manage their finances with ease. This budgeting app allows a comprehensive view of all your financial accounts, which differentiates it from YNAB.

If you’re comfortable seeing ads and not needing investing features, Mint could be a perfect fit. However, if you require the ability to assign multiple savings goals to one account or a bill pay feature, YNAB may be more suitable for you.

Therefore, Mint is most applicable for beginners seeking a free and user-friendly budgeting platform.

YNAB vs. Mint: Which is better for you?

As a content writer and budgeting app user, I find Mint and YNAB are unique in their offerings.

Mint automatically tracks and categorizes your spending, providing an intuitive picture of where your money goes, ideal for beginners in budgeting.

In contrast, YNAB promotes a proactive approach, helping to set and monitor budgets, hence perfect for those with specific financial goals. To sum up, Mint offers a simplified, passive overview, while YNAB is excellent for a detailed, forward-thinking approach to managing finances.

Personal preferences and needs really influence the choice here. Do you need intricate control and don’t mind paying a fee? YNAB might be your fit. Prefer automation and want a free option? Mint could work for you.

YNAB vs Mint: Verdict

As an expert in personal finance tools, I’ve explored both YNAB and Mint.

In my experience, there are distinct differences between YNAB and Mint. For my readers, I recommend YNAB.

YNAB, with its laser-focused approach towards budgeting, is a boon for individuals needing extensive assistance in the budgeting arena. You learn to assign every dollar with intention, thereby gaining a higher degree of control over your finances.

This proactive approach will help you to be financially independent faster.

To sum up, if detailed budgeting is your priority, choose YNAB.

YNAB

Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances. 

Pros:

  • Comprehensive approach to budgeting, helping you plan monthly budgets based on your income.
  • Offers expert advice, making it suitable for those who require an in-depth, forward-thinking budgeting strategy.
  • Superior synchronization skills make it the winner in this area.
  • YNAB has extra features like goal setting for budgeting, shared budgeting tools for partners.
  • Option to manually add and upload transactions from accounts each month.
  • YNAB prioritizes user privacy.

Start 34 Day Free Trial

However, for a more holistic financial insight with less emphasis on budgeting, Mint might be the better choice.

Now, make sure to check out our Quicken Review.

Source

  1. TrustPilot. “YNAB Review.” https://www.trustpilot.com/review/ynab.com. Accessed on September 27, 2023.
  2. YNAB. “YNAB Pricing.” https://www.ynab.com/pricing/. Accessed on September 27, 2023.

Know someone else that needs this, too? Then, please share!!

Source: moneybliss.org

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PEORIA, AZ (3TV/CBS 5) — Nest Home & Co. is your cozy spot in the heart of the Upper West Side for all things home décor and furnishings. Owners Tyler and Travy Williams are absolutely crazy about holiday decorating, and it shows in everything they do!

Since 2017, the Williams’ have been curating a unique mix of furnishings, lighting, art, and décor that you’ll love. They believe home decorating isn’t just about sprucing up your space – it’s about spreading warmth and building a sense of togetherness. Tyler and Travy say it’s their mission to make the world a better place and support those who do good.

Nest Home & Co. in Peoria is the perfect spot for all things home décor and furnishings!

Nest Home & Co. | Phone: 623-572-0740 | 24650 N Lake Pleasant Pkwy Ste.103, Peoria, AZ 85383 | nesthomeco.com | Instagram: @nesthome.co | Facebook: Nest Home & Co.

See a spelling or grammatical error in our story? Please click here to report it.

Do you have a photo or video of a breaking news story? Send it to us here with a brief description.

Copyright 2023 KTVK/KPHO. All rights reserved.

Source: azfamily.com

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Every product on this page was chosen by a Harper’s BAZAAR editor. We may earn commission on some of the items you choose to buy.

For Fashion Insiders

Ann Demeulemeester x Serax Set of Two High Plates

For Fashion Insiders

Ann Demeulemeester x Serax Set of Two High Plates

Fashion girlies know Ann Demeulemeester is one of the most important “if you know, you know” brands on the market. To convey that your loved one runs a haute couture home, invest in this must-have home collaboration with Serax.

For Outgoing Friends

Edie Parker Checkers in Rose Quartz

For Outgoing Friends

Edie Parker Checkers in Rose Quartz

A chess set on the coffee table? Classic. A rose quartz checkers set created by the one and only Edie Parker? Practically too cool to exist. Your loved one’s home decor should be a reflection of their personality, and this gift tells the world they’re confident and chic.

For Adult Homes

Schoolhouse Brass Coaster Set

For Adult Homes

Schoolhouse Brass Coaster Set

Don’t let houseguests leave water marks behind on your loved one’s beautiful wooden furniture. This set of brass coasters not only protects their peace of mind, but also looks avant-garde on any surface.

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For Gwyneth Paltrow Fans

Neon MFG LED Sign Handwritten by Gwyneth Paltrow

For Gwyneth Paltrow Fans

Neon MFG LED Sign Handwritten by Gwyneth Paltrow

We were all inspired by Gwyneth Paltrow fashion moments this year, and now we can be inspired by her words as well. The biggest Paltrow fans can own her handwriting in neon-sign form, alongside a beautiful message.

For Wine Lovers

Estelle Colored Glass Set of 6 Stem Wineglasses

For Wine Lovers

Estelle Colored Glass Set of 6 Stem Wineglasses

Do they prefer red or white? When wine is poured into these blue glasses, it could be anyone’s guess. These stem wineglasses are not only pretty to look at, but also affordable for a set of six.

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Dakota Fields Wood Chain-Link Decor Sculpture

For Edgy Homes

Dakota Fields Wood Chain-Link Decor Sculpture

What is the purpose of this wooden chain, you ask? The point is that it looks dramatic and edgy perched on top of your loved one’s fashion coffee-table books.

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For Fashion Historians

J.Crew Forty Years of American Style

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For Fashion Historians

J.Crew Forty Years of American Style

Credit: J.Crew

Speaking of fashion coffee-table books, this tome from J.Crew and Assouline is a charming retrospective covering the apparel brand’s best campaigns and most recognizable designs.

For Incense Users

Aesop Bronze Incense Holder

For Incense Users

Aesop Bronze Incense Holder

No more balancing incense on top of a stack of plates and hoping for the best. This bronze incense holder is a sturdy piece that doubles as artwork whenever it’s not lit.

For Martini Fans

Maison Balzac Martini Cocktail Glass

For Martini Fans

Maison Balzac Martini Cocktail Glass

If your loved one is anything like me, feel free to fill this glass with a dirty vodka martini, or invite them to just look at it while sipping something sweeter.

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For Vintage Romantics

Anthropologie Gleaming Primrose Mirror

For Vintage Romantics

Anthropologie Gleaming Primrose Mirror

The molding on this floor mirror is enough to set the internet aflame. With a variety of sizes to choose from, your loved one’s outfit will look its best when it’s reflected back in this looking glass.

For Dramatic Homes

Diptyque Black Bronze Candle Holder for Classic Candles

For Dramatic Homes

Diptyque Black Bronze Candle Holder for Classic Candles

At first glance, this looks like a melted candle. But it’s actually a luxury bronze candleholder. Just place your loved one’s favorite classic Diptyque scent inside, and enjoy how gothic and cool this makes their home look.

For Summer Lovers

Jonathan Adler Sunbathing in Capri Photograph by Slim Aarons

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For Summer Lovers

Jonathan Adler Sunbathing in Capri Photograph by Slim Aarons

While they may not be sunbathing in Capri anytime soon, your loved one can manifest a future trip with this beautiful photograph, taken by Slim Aarons. Owning this piece of art will remind them to look forward to sunnier days.

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For Dinner Parties

Sur La Table Taper Candle Holder

For Dinner Parties

Sur La Table Taper Candle Holder

No dinner party is complete without long-tapered candles adorning the table. With these elegant pink holders, your loved one can upgrade an ordinary meal into something truly special.

For Low-Battery Friends

Courant The Catch 2 Wireless Charger

For Low-Battery Friends

Courant The Catch 2 Wireless Charger

That rat’s nest of cables hiding besides your loved one’s bed is doing nothing for the decor. Swap it out for this minimalist, modern-looking leather wireless charger. They simply place their iPhone on top of it when it’s time to recharge.

For Romantics

Venus et Fleur Ela Marble Vase

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Venus et Fleur Ela Marble Vase

Not only will this marble vase stand the test of time, the included anthuriums won’t die, either. Created by Venus et Fleur, known for their eternity roses, this floral arrangement lasts for a year without water.

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For Whiskey Drinkers

The Food52 Vintage French-Cut Glass Whiskey Decanter

For Whiskey Drinkers

The Food52 Vintage French-Cut Glass Whiskey Decanter

Your loved one’s bottle of half-finished whiskey could use an upgrade. Whether they’re a bourbon drinker or simply love the look of these vintage decanters, glass bottles look beautiful on a bar cart or simply perched on a nearby table.

For Cat Moms

Tuft + Paw Stellar Cat Bed

For Cat Moms

Tuft + Paw Stellar Cat Bed

Finding luxury cat furniture that meshes with a home’s aesthetic is surprisingly difficult. Swap out a musty cat bed for this version, which both your loved one and their kitty will love.

For Flower Lovers

Seletti Love in Bloom Heart Vase

For Flower Lovers

Seletti Love in Bloom Heart Vase

If the way to your loved one’s heart is through flowers, they need this hyper-realistic vase in their life. Add stems through the “vessels” for a bold decor item. (Bonus points if they’re a cardiologist.)

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For Simple Improvements

Terrain River Stone Tray

For Simple Improvements

Terrain River Stone Tray

Rather than let them spill their purse’s contents onto an entryway table, give your loved one a decorative tray for their everyday lipstick and keys instead.

For Smokers

Houseplant Black Side Table Ashtray

For Smokers

Houseplant Black Side Table Ashtray

If there’s a smoker in your home, you know there’s nothing worse than watching the leavings pile up in your favorite mug. Give your loved one a designated zone with this ashtray coffee table created by Seth Rogen.

Fashion & Luxury Commerce Editor

Tatjana Freund is Hearst’s Fashion & Luxury Commerce Editor, covering beauty, fashion and more across multiple brands. Previously, she worked at ELLE.com and Marie Claire. She’s a fan of whiskey neat, podcasts that give her nightmares, and one time Zoë Kravitz laughed at a joke she made. 

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Source: harpersbazaar.com

Apache is functioning normally

It’s a strange time in the world. People are looking for new companionship, especially if they have become permanent remote workers. And everyone is also looking to save a little money. Those are two of the reasons for a recent boom in pet chicken ownership. The “urban chickening” trend has reached all corners. This has left many wondering if a pet chicken is right for me?

The fact is, chickens make wonderful pets and feathery friends. And you might even get to enjoy a trove of fresh eggs along with it. But they’re certainly a far cry from dogs and cats. Pet chickens aren’t for everyone, but if you like the idea, the rewards are many. “They’re cute. They’re fun to watch run around. They’re excited when we come home,” reports pet chicken owners Robert McMinn and Jules Corkery of Queens, NY. What makes this Astoria couple interesting is that they are raising their three hens inside their one-bedroom apartment.

So, can you have a chicken in an apartment? The answer is a wholehearted, yes. But to do so takes time, patience, expense, space and permission, as well as the ability to do so in your location and climate. It’s obviously easier to raise a chicken in an apartment if you have a dedicated outdoor space to house them full time. But what about indoors? Indoor chickens are known as “house chickens,” and this is what it takes to own one.

Are you allowed to keep a chicken in your apartment?

Before you even consider purchasing or otherwise acquiring a chicken, you need to find out if you can even have a chicken in your apartment. There are two forces at work to find out — from your landlord and from the government.

Ask your landlord

First, you’ll need to find out from your landlord if they allow chickens, or birds in general, in your lease. If you aren’t allowed pets at all, the answer is probably no. If your apartment is pet-friendly, read your lease to see if it spells out what kind of pets or what size.

If you’re still unsure, contact the landlord or property manager directly to ask. If it’s not expressly forbidden in your lease, you can make the argument to allow them. Additionally, if you rent a unit that’s part of a homeowner’s association, make sure it’s allowed by that entity, too.

Ask your local officials

If your landlord permits chickens, you also need to find out if it’s actually legal where you live. Unfortunately, rules about chicken-keeping vary from municipality to municipality. The first step is to research rules for raising chickens indoors online. This is a good source to begin with.

For more information or to confirm, contact your local county, township or city hall. Ask for the best person with whom to speak to find the legal answer. Before you make your purchase, make sure every entity — your state, your county, your town, township or city — agrees on the legality. It may also require a call to a zoning board or local health department. Be sure you’re researching indoor rules, specifically. If there’s no ordinance prohibiting it, then you’re allowed as long as you follow other regulations like noise and sanitation.

And be aware. Even if keeping chickens is legal, some ordinances require you to get your neighbors’ approval.

Should you have a chicken in your apartment?

Even if you can raise a chicken in your apartment, there’s a question if you should raise a chicken in your apartment. There are many people, from veterinarians to enthusiasts, who believe it’s not good for the chicken to be indoors in an apartment. In the end, only you can decide if you feel it’s humane in your particular situation.

Pros of urban chickening

If you plan on keeping a chicken as a pet (as opposed to as an egg-laying machine), they make wonderful companions. Chickens easily adapt to your lifestyle, especially if you acquire them as chicks. Indoor chickens get used to being around you and will bond with you. Like any pet, they can learn to interact with you. Many chickens will be quite comfortable curling up with you on the couch and watching TV.

But like any pet, the more they get used to their indoor pet lifestyle, the harder it will be to change. Once you raise a chicken as an indoor pet, it would be unkind to send it away to live outdoors. A typical chicken lives an average of 10 years. Be ready to make that decade-long commitment.

Even if you aren’t raising chickens to save money on eggs, it’s still going to happen if yours is a hen. A hen, if that’s your choice, will lay around 300 eggs a year when properly cared for. And yes, the eggs are perfectly fine to eat. And may even save you some money. As an added bonus, hens lay eggs with a hint of the taste of whatever they themselves eat. Giving your chicken table scraps to eat will make your eggs taste like that.

Cons of urban chickening

But remember, chickens, by their nature, are outdoor creatures. Of course, they can adapt to living indoors, but they can often treat your indoors like the outdoors. They’re dirty, smelly and cause messes. They can eat indoor plants and peck holes in your furniture or floor. And, even with precautions, they can and will poop almost anywhere. They require a lot of time and effort. It’s up to you to discern the ROI.

Many enthusiasts turn to chickens as an alternative to traditional pets. But if allergies are a consideration, it isn’t any better luck. While no, chickens don’t have fur, many people are allergic to feathers, dust and dander. Be sure no one in the apartment is allergic before pulling the trigger.

As well, if you already have a cat or dog in the house, consider not adding a chicken. Most house pets aren’t used to being around fowl. They may scare or even harm your indoor pet chicken. And just because chickens aren’t flying birds doesn’t mean they can’t fly. Be aware that many chickens can fly or jump up to 15 feet or so.

What breed is best for an apartment and how many?

There is, of course, no standard “chicken.” Like any pet, you have a variety of breeds to choose from. The friendliest breeds are often the most adaptive to living indoors. Many are known as “lap chickens” because they’ll get used to sitting right in your lap. Some of the best breeds for house chickens include:

  • Silkie
  • Barbu D’Uccle
  • Sultan
  • Cochin
  • Bantam
  • Buff Orpington
  • Salmon Faverolle
  • Cochin
  • Easter Egger
  • Polish

Silkies are docile, very friendly and act quite quirky. Barbus are fairly small, easy to carry around and can learn to sit on your shoulder. Sultans enjoy the indoors and are often described as sweet and warm.

But chickens are social creatures. They’re born to run in flocks. Keeping fellow chickens as social company is crucial. Experts and breeders suggest never raising a lone chicken. In fact, it’s generally recommended to keep three chickens from the chick stage. That’s often how they’re sold, as well. This is to ensure that if one passes, the other chickens will still have each other.

What do you need to keep a chicken indoors?

While chickens are naturally outdoor creatures, you can still raise a chicken in your apartment like a traditional pet. Indoor chickens are as fun and cuddly as having a dog or cat. They can eat and sleep indoors, and interact with you as you go about your day. But keeping a house chicken is expensive, messy and difficult.

And chickens will bond with you just like cats and dogs. Many feel chickens are aloof or even unintelligent, but they are loyal pets. Your best bet for this is to buy chicks very young. The more you imprint on them from a young age, the stronger the bond. And to keep them happy, give them the best living and feeding situation you can.

Your house chicken’s living area

It’s vital to give your indoor chicken an environment for them to thrive. And that starts with a living area similar to an outdoor coop.

You can buy a specialty cage for your chickens, or even repurpose an old doghouse. Your setup should have a coop, a run and a nest box. The coop should also have a roost, raised a foot to a foot-and-a-half off the ground, high enough to jump to and low enough if they fall. The run should have sawdust and straw as that will also be your chicken’s litter box.

Your chickens should never be confined to or denied access from the coop, but rather given free access to it unsupervised. Their home should have four or five square feet per chicken. If they’re too crowded, chickens have been known to cannibalize.

The entire setup should be in an area least disturbing to both you and them. Chickens enjoy taking “dust baths,” covering themselves in detritus from the run. So, it’s advisable to keep it away from kitchens and bedrooms. You must also decide if the chickens have access to your entire space, or only to certain areas.

And lastly, artificial sunlight is also key, just as it would be to incubate an egg. There are many appropriate indoor avian lamps available. This helps keep their vision sharp and allows their bodies to create proper hormones. Keep these where your chick can sunbathe in the light.

Keep your indoor chicken’s living space clean

Clean the living area between one and three times a week. Your chickens will learn this routine and keep away while you’re cleaning. When you clean, remove the feces, replace the litter (compostable is an excellent option) and wash the floors and sides of each surface as well as the feeders and waterers. Use non-toxic soap and hot water. Wash your hands thoroughly immediately after cleaning or touching any areas. Minimizing salmonella germ spread is an important concern.

And if you’re lucky enough to have an outdoor space like a yard, patio or porch, you can set up their living space outside. But again, the chickens must have free access to it at all times.

What to do with your chicken’s poop

For the most part, your chicken will do their business in the litter area of the coop and run you have set up. Chickens are not cats, and won’t naturally seek out the litter. You can potty train chickens to do so, but it’s not simple. How tame and smart enough your chicken is to do so will make a difference, and you’ll have had to build trust.

Litter box training takes time and patience. And in the meantime, there is a lot of poop to clean around the house. And even after training, accidents will occur, so be prepared.

Additionally, yes, chicken diapers do exist. But experts say diapers are not a permanent option, but only for timely convenience. And keep in mind, that hens lay eggs from the general area from which they poop, which means poopy eggs in poopy diapers. And that’s no fun for anyone.

Feeding your apartment chicken

Your chicken’s primary dietary item is fresh pellets as chicken feed. The makeup of pellets will change with your chicken’s age and life stage. Additionally, you’ll need to add “grit” to the chicken’s feed. Broken oyster shells and small stones in their food help them to digest.

As well, your chickens need 24-hour access to fresh drinking water. You may provide this in a retail chicken waterer. It’s also recommended to add commercial poultry vitamins to the water.

Like any animal and any pet, chickens also love treats. Some favorites include dried mealworms, peeled and cored apples, alfalfa and plain yogurt. But every chicken’s favorite is corn. This is the recommended reward for chicken training. And chickens also love table scraps. Suggestions include pasta, green vegetables, dry cereals, raisins and bananas.

But be judicious with treats, especially ones high in fat. An overweight chicken can become sick very quickly. They will also produce low-quality eggs.

Getting your chicken outdoor time

So, you have decided having a house chicken indoors is the right choice for you. But to make sure it’s the right choice for them, too, your chicken must have significant outdoor time. Chickens, as mentioned, are outdoor creatures, and they won’t thrive stuck indoors.

Chickens thrive when given time to forage in a yard or in a park. If they start trying to eat bits of carpet or other non-food items around your house, that’s a sign they need more outside time. “They need to give themselves dust baths, which kills any body parasites and keeps them clean. It’s important for chickens to be able to scratch in the Earth for bugs, grubs, worms, etc.,” says Owen Taylor, city farms manager at Just Food.

Make time in your schedule for you and your chicken to take a walk outside every day. Possibly several times a day. Chickens need access to the outdoors, sunshine and grass as often as possible. It’s not required they run free in an enclosed area. You can even take them for a walk like a dog. Just be sure to purchase a chicken harness and avoid traffic areas.

Welcome to urban chickening

The answer to the question “Can you have a chicken in an apartment?” full-time indoors is yes. But the more important question is “should you?” That’s a decision you have to make dependent on your budget, time, patience, space, situation and permissions.

You’ll need to do significant prep and research before you jump into the world of indoor urban chickening. Read every website you can. Talk to breeders and fellow enthusiasts. And read up in books like “The Chicken Health Handbook.”

And if every light seems green, proceed cautiously, and enjoy getting to know and bond with your new house chickens. If you’re looking for a pet-friendly apartment in your city, be sure to peruse the listings at Rent..

Source: rent.com

Apache is functioning normally

A growing number of aspiring homeowners are turning to crowdfunding platforms as a way of raising funds to cover their down payments.

Crowdfunding platforms such as HomeFundMe and Feather the Nest have recently emerged, catering specifically for the home down payment market, Realtor.com reports. The idea is that wannabe homeowners can use the platforms to raise the funds they need to cover the down payment needed to purchase a home. Some platforms, including one called HoneyFund, also allow down payment contributions to be awarded as a “gift”.

“The number one challenge that we hear from millennials in terms of their ability to buy a home is the down payment,” Jonathan Lawless, vice president of customer solutions for Fannie Mae, told realtor.com. “Crowdsourcing is an interesting new way that a person can generate a down payment, one made possible by technology. … We think there is a great future for it.”

Aspiring homeowners who’re already prequalified for a mortgage can use crowdfunding sites to create a personal page, or plea, asking for funds towards their down payment.

“[Many] people find they can afford [mortgage] payments, but not the down payment to own a home,” Christopher George, CEO of CMG Financial, a mortgage banking firm that launched HomeFundMe, told realtor.com.

The idea is proving to be a big hit with government too, as HomeFundMe is already being backed by mortgage financing giants Fannie Mae and Freddie Mac.

Lenders do have restrictions in place on how down payment assistance is handled. In most cases, lenders will want to see a letter from whoever is providing financial assistance stating that the money is a gift and not a loan. However, one crowdfunding platform called HoneyFund is helping borrowers to bypass that by allowing its users to contribute money as a “gift”, with no paperwork needed.

HomeFundMe does something similar, allowing up to $7,500 to be gifted towards a single campaign without any documentation needed. The site also encourages responsible lending too, offering to award buyers $2 for every $1 they raise up to a total of $1,000, or one percent of their home’s purchase price, on the condition that the buyer undergoes counseling first. In addition, the buyer must agree to obtain their mortgage through CMG Financial, which is the parent company of HomeFundMe.

Not everyone is so keen on the idea of crowdfunding however, as some experts warn there is often a very good reason why some buyers cannot save for a down payment.

“If somebody is not able to save for their own down payment, it might be because they are stretched financially,” Lawless said. “But it [also] might be that they are bad at saving. The ability to generate savings is a critical aspect of being a responsible homeowner.”

Mike Wheatley is the senior editor at Realty Biz News. Got a real estate related news article you wish to share, contact Mike at [email protected].
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Source: realtybiznews.com