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10 Easy Ways To Improve Your Finances Today

January 30, 2023 by Brett Tams

There are always easy ways to improve your finances and your budget’s bottom line. Here are 10 easy ways to improve your finances today.

The post 10 Easy Ways To Improve Your Finances Today appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

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How Short Sale Affects Your Credit Score

January 30, 2023 by Brett Tams

How Short Sale Affects Your Credit Score is a post from Pocket Your Dollars.

Posted in: Mortgage, Refinance Tagged: accountant, agent, All, ask, balance, Bank, basics, before, buyer, buyers, car, company, cons, Credit, Credit Bureaus, credit card, Credit Card Debt, credit cards, credit history, Credit Report, credit score, credit scores, Debt, Debts, deposit, estate, experience, experts, financial hardship, Financial Wize, FinancialWize, foreclosure, Foreclosures, good, guide, history, home, home loan, Homeowner, house, How To, lawyer, lenders, loan, loan modification, LOWER, Make, making, market, money, More, more money, Mortgage, mortgage payments, negotiating, new, News, offer, Other, payments, Planning, points, pre-foreclosure, pros, Pros and Cons, ready, Real Estate, real estate agent, rebuild credit, returns, right, risk, safe, sales, secured credit cards, security, security deposit, Sell, seller, sellers, selling, settlement, Short Sales, states, student, student loan, student loan debt, tax, tax returns, time, traditional, under, will

5 Ways to Beat Out the Competition

January 30, 2023 by Brett Tams

Depending on where you live, you, as a potential buyer, may be forced to compete with other buyers in a bidding war.

Posted in: Market News, Roommate Tips Tagged: 2, 2021, advice, affordability, agent, agents, All, Appraisals, ask, asking price, basic, before, bidding, bidding wars, Blog, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, calculator, chance, clear, closing, closing costs, company, Competition, comps, contingencies, contingency, contracts, credits, decision, deposit, discrimination, down payment, earnest money, equity, estate, expensive, experience, experts, fair housing, Fair Housing Act, Financial Wize, FinancialWize, financing, good, guide, Guides, home, home inspection, home listing, Home Price, Homebuyers, Homeowner, homeowner association, homeowners, homeowners insurance, homes, homes for sale, house, Housing, housing discrimination, housing trends, inspection, inspections, Insurance, items, lenders, list, list price, Listings, Live, Local, LOWER, Make, making, making an offer, market, markets, millennial, money, More, Mortgage, mortgage lenders, Moving, multiple offers, needs, negotiating, new, new home, new listings, News, offer, offer price, offers, open houses, Other, Own & Rent, ownership, Personal, present, priorities, property, property taxes, Purchase, Real Estate, real estate agent, relocating, Research, Residential, Review, right, risk, room, sales, search, searching, Sell, seller, sellers, selling, shopping, showings, Spending, states, Strategies, survey, target, taxes, Technology, The Neighborhood, time, timeline, Tips & Advice, title, trends, under, wants, war, will, work, Zillow, zillow research, Zillow.com

6 Ways to Bolster Your Emergency Fund by $500

January 29, 2023 by Brett Tams

If you’re just scraping by financially, it doesn’t take a lot for a money crisis to go down. According to research by Elevate’s Center for the New Middle Class, among non-prime Americans (aka those who have below a 700 credit score and little or no savings), a whopping 69 percent couldn’t cover an urgent $500

The post 6 Ways to Bolster Your Emergency Fund by $500 appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2022, apartment, Apps, artists, ask, author, balance, big, bills, Blog, Budget, build, Buying, car, car loan, Careers, cents, charity, coffee, color, cost, Credit, credit card, credit score, Crisis, data, Deals, eating out, economic downturn, Emergency, Emergency Fund, expense, expenses, experience, Fall, Featured, Finance, Financial Wize, FinancialWize, food, freelancers, fund, funds, gap, gap insurance, gym, gym membership, habits, health, Homeowner, Housing, How To, Income, inconsistent income, Insurance, internet, Invest, job, layout, Learn, lease, Life, loan, low, LOWER, lyft, Make, making, market, miles, Mint, Mint user, mint.com, mobile, money, Money Management, More, Mortgage, needs, negotiating, new, offer, payments, percent, Personal, personal finance, points, policies, principal, private mortgage insurance, projects, rate, relocate, Rent, rental, rental market, Research, Review, right, save, Saving, Saving 101, savings, self-employed, Sell, selling, space, Spending, Style, subscriptions, summer, time, title, Transportation, Uber, under, utilities, white, will, woman, work, working, Yard

How to finance a car the smart way

January 29, 2023 by Brett Tams

Save money on auto financing by knowing your credit score and leveraging competing loan offers at the dealership. Put money down, keep the term as short as you can afford, and—of course—don’t buy more car than you can afford.Here’s how to finance a car the smart way: Bring competing offers to the dealer, put money down, and keep the loan term short.

The post How to finance a car the smart way appeared first on Money Under 30.

Posted in: Auto Loans, Personal Finance, Saving And Spending Tagged: 0 down, 2, 2021, affordability, affordable, All, annual percentage rate, apr, ask, Auto, auto loan, Auto Loans, bad credit, Bank, banks, before, Borrow, Broker, Buy, buyers, Buying, buying a new car, calculator, car, car loan, car loans, cars, company, cost, crash, Credit, credit score, credit union, data, down payment, equity, expenses, Fall, Fees, Finance, Financial Wize, FinancialWize, financing, gap, gap insurance, good, great, history, house, How To, Income, Insurance, interest, interest rate, interest rates, investment, jobs, Learn, lenders, leverage, Life, loan, loan approval, Loans, low, LOWER, Luxury, Make, market, mistake, Mistakes, money, More, negotiating, new, offer, offers, Offices, online lenders, payments, Personal, personal finance, poor, principal, protection, Quotes, rate, Rates, Research, Review, right, room, sales, save, Save Money, Sell, smart, Sports, tax, taxes, time, under, upgrade, value, will, work

Who pays for closing costs in a cash sale?

January 29, 2023 by Brett Tams

So you’re paying for your new property in cash. Congrats! Making a home purchase with cash can give you a lot of power at the negotiating table. But at the same time, it can also leave you stuck wondering who’s paying for the closing costs. To make sure you’re fully prepared, read on for our… View Article

The post Who pays for closing costs in a cash sale? first appeared on Total Mortgage.

Posted in: Refinance, Renting Tagged: agreements, All, Amount Of Money, Appraisals, assessment, before, bills, Blog, Budget, buyer, buyers, Buying, Buying a Home, closing, closing costs, collecting, company, construction, cost, Credit, credit score, decision, deposit, earnest money, escrow, estate, expense, expenses, experts, Fees, Finance, Financial Wize, FinancialWize, financing, front, funds, General, good, guide, Hiring, history, home, inspection, inspections, Insurance, investment, job, Learn, Legal, legal documents, lenders, lending, liens, loan, Loan officer, Local, low, LOWER, Make, making, market, money, More, more money, Mortgage, mortgage loan, mortgage points, needs, negotiating, neighbors, new, new construction, offers, Origination, Other, ownership, party, payment history, payments, plumbing, points, project, property, property lines, protection, public records, Purchase, questions, Real Estate, Research, right, risk, room, sales, search, seller, sellers, states, survey, taxes, termites, time, title, title companies, Title Insurance, title search, Transaction, under, value, wants, will, work

What is a Mortgage Pre-approval & What Are the Benefits?

January 29, 2023 by Brett Tams

When shopping for a mortgage, you need to have any and all information that will expedite the process. Knowing what limits you are working with can also help you during the negotiation process; this is where mortgage pre-approval comes in. Mortgage pre-approval is a certified letter from a lender indicating how much you can borrow. […]

The post What is a Mortgage Pre-approval & What Are the Benefits? appeared first on Credit Absolute.

Tagged: 2, All, ask, assessment, Bank, Banking, Benefits, Borrow, business, closing, closing costs, Credit, Credit Report, credit score, decision, estate, Fees, Financial Advice (general), Financial Wize, FinancialWize, government, health, home, Homeowner, homeownership, Income, industry, interest, interest rates, lenders, list, loan, Loans, Make, making, market, More, Mortgage, mortgage pre-approval, Mortgages, Move, negotiating, offer, Other, plan, pre-approval, principal, programs, property, Purchase, rate, Rates, Real Estate, returns, security, shopping, Shopping for a mortgage, shopping list, social security, states, tax, tax returns, taxes, time, upgrades, will, working

How to Make an Offer on a House and What to Avoid

January 28, 2023 by Brett Tams

How to Make an Offer on a House and What to Avoid is a post from Pocket Your Dollars.

Posted in: Mortgage, Refinance Tagged: 2, 30-year, advice, affordability, agent, agents, All, Amenities, Appraisals, asking price, bad debt, before, bidding, big, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, cents, chance, closing, closing costs, Clothes, contracts, cost, crime, Debt, decades, decision, down payment, Emotions, Entertainment, estate, experience, Financial Wize, FinancialWize, fun, furniture, gas, Giving, good, good debt, great, healthcare, home, home inspections, Homeowner, homeowners, homes, house, Housing, Housing market, How To, impact, inspections, interest, interest rate, layout, Legal, Life, Local, low, maintenance, Make, making, making an offer, market, mistake, Mistakes, money, More, more money, Mortgage, mortgage payment, mortgage pre-approval, Move, Moving, moving costs, natural, needs, negotiating, neighbors, offer, offers, Other, panic, Personal, plan, pre-approval, property, Purchase, race, rate, Real Estate, real estate agent, Real Estate Agents, renovations, renting, right, risk, room, save, schools, Sell, seller, sellers, shopping, single, Spending, tenant, time, tips, under, value, war, Wi-Fi, will

Winter is a Great Time to Buy

January 28, 2023 by Brett Tams

by RateHub.ca The weather outside may be frightful, while the fire is so delightful. However, instead of letting it snow as the famous lyrics go, why not go house hunting instead? While you might think winter is the perfect time to go skiing, ice skating and tobogganing, it is also a great time to buy […]

The post Winter is a Great Time to Buy appeared first on Zoocasa Blog.

Posted in: Market News Tagged: agent, asking price, basement, before, Blog, Buy, buy a house, buyer, Buying, Buying a Home, Calculators, chance, city, clear, commission, divorce, education, estate, Financial Wize, FinancialWize, financing, fire, great, heating, home, home inspection, house, house hunting, hunting, inspection, job, kids, list, making, market, More, Mortgage, mortgage calculators, Mortgage Rates, Motivation, Move, negotiating, new, offer, property, Rates, right, School, Sell, seller, sellers, selling, skiing, snow, Spring, time, under, wants, weather, will, windows, winter

How Much Does It Cost to Sell a House?

January 28, 2023 by Brett Tams

The cost to sell a house can range from 7 t0 10 percent of the selling price. Selling a house can be a fantastic experience if you buy the home below market value and are aware of all the costs involved. Selling a house can also be a disappointing experience if you are not aware … Read more

Posted in: Real Estate Tagged: 2022, agent, agents, All, Appraisals, ask, balance, Bank, banks, before, bills, Buy, buy a home, buyer, buyers, chance, clear, closing, closing costs, Colorado, commission, commissions, company, cost, deed, entry, escrow, estate, experience, Extra Money, Fees, Financial Wize, FinancialWize, financing, FSBO, good, great, hoa, HOAs, home, homes, house, How To, how to negotiate, HUD, Income, Income Taxes, inspections, Insurance, interest, investment, investment property, kids, liens, Live, loan, Loans, Local, low, LOWER, Make, Make Money, market, money, More, Mortgage, mortgage payment, Mortgages, Move, needs, negotiating, new, Opinion, Other, payments, Planning, principal, property, property taxes, Purchase, Real Estate, real estate agent, Real Estate Agents, sales, Sell, seller, sellers, selling, Selling a Home, Spending, stage, states, taxes, The Neighborhood, time, title, Title Insurance, utilities, utility costs, value, will, work
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