The Best Places to Live in Oregon in 2022
There’s no shortage of beautiful spots in Oregon.
The post The Best Places to Live in Oregon in 2022 appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
There’s no shortage of beautiful spots in Oregon.
The post The Best Places to Live in Oregon in 2022 appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Are you a college student who is strapped for cash? You don’t have to be! Here are 16 ways to make money while studying full-time.Are you a college student who is strapped for cash? You don’t have to be! Here are 16 ways to make money while studying full-time.
The post 16 ways to make money while you’re still in college appeared first on Money Under 30.
The major indexes traded well into the green Tuesday, and they did so while flying into a couple of headwinds.
Rising interest rates, which have helped to keep stocks grounded of late, continued their 2022 climb, with the 10-year Treasury reaching 2.948% today as it marches toward a 3% threshold last crossed in late 2018.
Meanwhile, the corporate earnings calendar was largely a mixed affair.
Johnson & Johnson (JNJ, +3.1%) beat first-quarter earnings expectations but missed on revenues and lowered its full-year 2022 sales and profit forecasts. It did, however, announce its 60th consecutive annual dividend hike â a 6.6% bump to $1.13 per share quarterly â to extend its membership in the Dividend Aristocrats.
Defense contractor Lockheed Martin (LMT, -1.6%) sagged after delivering a bottom-line beat but missing both on Q1 revenues and its full-year 2022 sales outlook.
Insurer Travelers (TRV, -4.9%) reported a better-than-expected 48% jump in profits thanks to lower catastrophe losses, though it did suffer a decline in its ratio of claims and related costs to premiums collected.
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Also Tuesday, fresh data showed that housing permits rose 0.4% month-over-month in March to 1.873 million annualized, while housings starts were up 0.3% to 1.793 million units annualized.
“Housing starts rose solidly in March; residential construction added to real GDP growth in the first quarter,” says Bill Adams, chief economist for Comerica Bank. But he adds that supply chain issues are a huge problem for housing. “The backlog of houses that are permitted or started but not completed is the biggest since the 1970s.”
The Nasdaq Composite advanced 2.2% to 13,619, while the S&P 500 (+1.6% to 4,462) and Dow Jones Industrial Average (+1.5% to 34,911) also finished with substantial gains.
After the closing bell, Netflix (NFLX) reported its first quarterly subscriber decline in more than a decade. Shares plunged by 23% in early after-hours trading as Netflix said it suffered a Q1 loss of 200,000 subs, which kept revenues of $7.78 billion below analyst expectations. That overshadowed an easy earnings beat of $3.53 per share vs. estimates of $2.89.
YCharts
Other news in the stock market today:
Having itself a day was equity real estate (+2.1%), a sector that so far delivered a middling 2022.
Helping push it higher was Prologis (PLD, +4.0%), a logistics-focused real estate investment trust (REIT) that reported Street-beating earnings and raised its full-year guidance amid “record demand” thanks to supply-chain issues.
Also moving the sector was American Campus Communities (ACC), which spiked 12.5% after The Wall Street Journal reported asset management firm Blackstone (BX, +4.9%) will buy the student housing developer in a $12.8 billion deal that includes debt.
“The premium to Monday’s close [for ACC stock] is ~15%,” says Piper Sandler analyst Alexander Goldfarb. “While we certainly were not expecting this deal, it doesn’t totally surprise given the Street has long valued the company below net asset value versus the ebullient private market that clearly showed the demand for student housing.”
So far in 2022, rising rates have held back REITs, which as a sector are off a little more than 4% year-to-date. But a team of Janus Henderson portfolio chiefs believes any future rate headwinds should be largely limited.
“Should bond yields and interest rates move significantly higher, this could impact property capital values,” the portfolio managers say. “However, most REITs have been very proactive in recent years in extending and fixing their debt book, which should reduce their exposure to short-term rate rises.”
Remember: Real estate investment trusts are largely appreciated by the income-investing crowd because their mandate to deliver at least 90% of taxable earnings back into the hands of investors typically translates into better-than-normal yields.
But sweetening the pot even more are those REITs that can muster exceptional dividend growth as well. We’ve recently explored seven real estate plays that have reliably raised payouts in previous years and have delivered double-digit growth of late.
If you have found this article, you likely understand the many benefits that exist for real estate investors who exchange their property for DST, Delaware Statutory Trust fractionalized replacement interests.
Since 2004, when DSTs qualified for the 1031 exchange rules, those benefits include saving vast amounts of tax via the 1031 Exchange, preservation of the âstep-up in basisâ rule, moving away from loan guarantees, cash calls and the three Tâs: Tenants, Toilets and Trash.
Delaware Statutory Trust 1031 investors buy into institutional-grade multifamily apartments, distribution facilities, medical buildings, office space, retail, national brand hotels, senior living, student housing, and storage portfolios. Subject properties are commonly over $100 million and far out of reach for smaller âdo it all yourselfâ individual investors.
The peace of mind of a tax-advantaged cash flow distribution each month and the removal of all the headaches that go along with managing real estate make the DST a fabulous option for many real estate investors.
Although many people feel like the Delaware Statutory Trust may be the greatest thing since sliced bread, we would caution that rarely is one thing the best idea for everyone. The following is a list of five types of investors who should probably avoid the DST option.
Investors who have not yet built enough wealth and/or equity are prohibited from entering into a DST arraignment via Securities Regulation D, under the Accredited Investor Rules. This rule states that to invest in private placement investments one must have a net worth of over $1 million excluding oneâs primary residence or income requirements of at least $200,000 per year (for singles, or $300,000 for couples filing jointly) for the last two years.
For a greater explanation of those requirements, I highly recommend you sign up for my course, Master The 1031 Exchange. Below is a quick taste of what you can expect.
Younger investors who are seeking a higher risk/return profile might not yet be ready for a DST solution.
Young wealth builders might be in a greater position to take on substantial risk and in turn reap the benefits of higher risk returns than what a more seasoned investor might be willing to do. Should those risks cause the younger investor to lose income or equity, the younger investor usually has more time to overcome such losses.
Generally, most DST investors tend to be more seasoned investors who have a few battle scars and life experience than that of younger investors.
Some investors have a personal preference for finding tenants, negotiating leases, managing the books and records ranging from property taxes, rent rolls, bank loans, lease agreements, tenant issues, property repairs and so on.
A DST is a more passive investment where all of those things are done by institutional investment grade real estate firms. If you are the sort of person who would really miss those things and if you find significance in those activities, you might find the DST solution less appealing.
Investors are people and therefore very different from one another. If a real estate investor has a high need for liquidity, then the investor might want to avoid real estate altogether, and to that end, a 1031 exchange might not be the best idea for an investor who needs more access to their cash.
A straight sale of your real estate where you recognize capital gains might be what is required in this instance. This would allow the investor to invest in more traditional stock and bond portfolios that can be turned into cash in short order.
Investorsâ high need for liquidity might be due to the need for raising cash for a larger leveraged deal, the anticipation of a divorce, health concerns, speculation about the economy, or for many other possible reasons.
Again, the DST is an ideal solution for many investors, not ALL investors.
Someone who owns a construction and/or development company might want to use a 1031 exchange where they could use their construction company to build their new replacement property, therefore, benefiting two of their interests.
Properties that are âto be builtâ generally will have a higher risk-return profile as well and may be better suited for a younger investor. Moreover, the individual may have a keen skillset and ability around a certain and specific type of property, such as car washes, storage facilities, dentist and vet clinics, retail, etc.
DST offerings are offered through registered investment advisers.
Accredited investors can view multiple DST offerings on my company’s site as well gain as access to:
If you wish to speak with our team at Provident 1031, call us at 281-466-4843.
If you’re looking for a place to call home, look no further than one of these sweet spots.
The post The 15 Best Neighborhoods in Los Angeles for Renters in 2022 appeared first on The Rent.com Blog : A Renterâs Guide for Tips & Advice.
Many schools allow students to tailor a schedule that aligns with their needs and lifestyle. However, the number of credits you take will determine whether you are enrolled full-time vs part-time. Schools generally have minimum credit amounts in order for students to be considered full- or part-time. In general, undergraduate students who are enrolled in […]
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We have all heard the stories on the news about how apartment rent is continuing to rise to near-historic rates. As America takes it last few steps to full recovery from the economic challenges that plagued the nation a few years ago, a new discussion has emerged. This one has very little to do with […]
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There are nearly 38 million apartment residents in the United States. Each one has their own story to tell and each one chose apartment living for a different reason. I remember my first apartment. It was 1993 and I had milk crates for end tables and a high-voltage line spool for a coffee table. I […]
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Sometimes life is funny. One minute you’re gliding through your daily routine and then all of a suddenâ¦Wham! You are hit with something new and/or unexpected. Ferris Bueller said it best when observing, âLife moves pretty fast. If you donât stop and look around once in a while, you could miss it.â That’s what happens […]
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