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Mortgage Forbearance: Understanding the Basics

January 30, 2023 by Brett Tams

When your budget is tight due to a financial setback, figuring out how to handle expenses is overwhelming. Thankfully, there are options like mortgage forbearance to ease the financial burden resulting from crises like the COVID-19 pandemic. Mortgage forbearance is when your mortgage servicer or lender allows you to pause or reduce your payments for

The post Mortgage Forbearance: Understanding the Basics appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, 529, action, agreements, aid, All, Alternatives, app, ask, author, balance, basics, before, bills, Blog, Borrow, borrowing, Budget, Budgeting, CARES Act, CFPB, color, company, Consumer Financial Protection Bureau, Conventional Loans, coronavirus, covid, COVID-19, COVID-19 pandemic, Credit, credit card, credit score, Crisis, data, decision, deferment, Department of Housing and Urban Development, education, expenses, experts, Family, Fannie Mae, Fannie Mae and Freddie Mac, federal loans, Fees, FHA, Financial Goals, financial hardship, Financial Wize, FinancialWize, financing, Forbearance, forbearance extension, foreclosure, Freddie Mac, front, goals, government, GSEs, guide, home, Home & Refinance, Home Improvement, Homeowner, homeowners, Housing, Housing Finances, How To, HUD, impact, improvement, Income, Insurance, insurance costs, interest, job, Law, layout, Learn, lenders, Life, loan, loan modification, Loans, LOWER, Main, Make, making, Mint, mint.com, mobile, money, monthly expenses, More, Mortgage, mortgage forbearance, mortgage loan, mortgage payments, mortgage relief, Mortgage servicer, Mortgages, Move, Moving, Other, pandemic, payments, plan, proactive, programs, projects, property, protection, questions, retirement, retirement account, retirement accounts, retirement savings, Review, risk, save, savings, scams, searching, second, second job, security, Sell, Side Hustle, single, smart, Smart Spending, Spending, Strategies, student, Student Loans, Style, taxes, time, tips, title, tools, Treasury, U.S. Department of Housing and Urban Development, under, USDA, VA, VA loans, veterans, veterans affairs, white, will, work

Who pays for closing costs in a cash sale?

January 29, 2023 by Brett Tams

So you’re paying for your new property in cash. Congrats! Making a home purchase with cash can give you a lot of power at the negotiating table. But at the same time, it can also leave you stuck wondering who’s paying for the closing costs. To make sure you’re fully prepared, read on for our… View Article

The post Who pays for closing costs in a cash sale? first appeared on Total Mortgage.

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Mortgage Junk Mail: How To Evaluate Direct Mail Refinance Offers

January 29, 2023 by Brett Tams

For anyone who owns a home, it’s practically impossible to avoid junk mail related to refinancing the property. Are any of those offers legitimate?

The post Mortgage Junk Mail: How To Evaluate Direct Mail Refinance Offers appeared first on Bible Money Matters and was written by Contributing Author. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2, 2022, agreements, All, ask, author, big, blue, Broker, brokers, business, Buy, Buying, company, cost, Deals, dream, entry, experts, Fees, Finance, Financial Wize, FinancialWize, fire, flood, front, good, government, great, home, home loan, homeowners, house, How To, HUD, interest, interest rate, interest rates, jump, Learn, lenders, lending, loan, Loan origination, Local, low, low rates, Make, Make Money, money, Money Matters, More, Mortgage, mortgage lenders, mortgage lending, mortgage refinance, mortgage refinancing, new, offer, offers, Origination, Other, pie, pressure, property, pros, Purchase, rate, Rates, Real Estate, Refinance, refinancing, refinancing a mortgage, save, Save Money, Saving, savings, scam, scams, selling, settlement, time, title, trust, versus, will

Peer to Peer Lending (How Does P2P Lending Work?)

January 29, 2023 by Brett Tams

Looking for a new investment avenue to boost your wealth? Or maybe you need to borrow money to open up your own business or afford a down payment on your first home? Whether you need a loan or want to capitalize on loans, peer-to-peer lending may be worth checking out. In this post, we’ll break

The post Peer to Peer Lending (How Does P2P Lending Work?) appeared first on MintLife Blog.

Posted in: Money Basics Tagged: 2, 2021, 2022, advice, agreements, All, app, apple, Applications, assessment, assets, author, Auto, baby, balance, Bank, before, Benefits, big, bills, Blog, blue, bonds, Borrow, borrowing, bridge, Budget, Budgeting, build, business, business loans, color, cons, Consumer Financial Protection Bureau, Consumers, Conventional Loans, covid, COVID-19, Credit, credit card, credit history, Credit Report, credit score, credit scores, credit union, custom, data, Debt, debt consolidation, decision, down payment, Earn money, education, engagement, engagement ring, Entrepreneurs, entry, estate, experian, experience, Federal Reserve, Finance, Financial Goals, Financial Wize, FinancialWize, financing, first home, friendly, fund, gap, General, Getting Started, goals, good, Google, government, graph, green, guide, history, home, Home Improvement, house, How To, improvement, Income, index, interest, interest rates, internet, Invest, Investing, Investing 101, Investing Advice, investment, investments, investors, launch, layout, Learn, legacy, lenders, lending, library, Lifestyle, loan, Loans, LOWER, Main, Make, making, Medical, medical bills, military, Mint, mint.com, Mistakes, mistakes on your credit report, money, More, most popular, Moving, needs, new, offer, offers, Other, p2p loan, P2P loans, payments, peer-to-peer lending, penny stocks, Personal, personal loan, Personal Loans, Popular, present, pretty, property, pros, Pros and Cons, protection, rate, Rates, Real Estate, real estate investment, refinancing, REITs, Review, risk, Risk assessment, School, SEC, security, SEO, shopping, simple, single, Small Business, Small Business Administration, small business loans, space, Spending, stocks, student, student debt, Style, the balance, time, timeline, title, tools, trusts, Twitter, veterans, Video, wants, wealth, will, work

How to Save for College: The Ultimate Guide for Parents and Students

January 28, 2023 by Brett Tams

For many, college is a door to a prosperous future, and it elevates feelings of excitement and brings a taste of freedom. It’s a younger student’s chance to become an adult, learning both life and book smarts. It’s an older student’s opportunity to broaden their horizons and grow their passion or career. For whoever is

The post How to Save for College: The Ultimate Guide for Parents and Students appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2, 2022, 529, 529 college savings plan, agreements, aid, All, apartments, apartments for rent, app, apple, Apps, assets, author, Auto, Auto Loans, Backyard, balance, Bank, banks, before, beneficiaries, beneficiary, Benefits, big, bills, Blog, blue, bonds, book, Borrow, Budget, Budgeting, build, Buy, Buying, Career, CD, chance, co-signer, College, College Savings, college savings plan, color, cost, couple, Credit, credit card, Credit Card Debt, credit cards, custom, data, Debt, decision, deferment, department of education, deposit, discover, earning, education, Emergency, Emergency Fund, entry, expense, expenses, experience, fafsa, Family, federal loans, federal student loans, Fees, financial aid, Financial Goals, Financial Wize, FinancialWize, football, Forbearance, freedom, fund, funds, General, goal, goals, Going to College, good, Google, government, graph, great, groceries, Grow, guide, healthy, higher education, home, hourly, How To, impact, Income, index, Inflation, interest, interest rate, interest rates, Invest, Investing, investment, investments, job, jobs, kids, layout, Learn, legacy, lenders, library, Life, living expenses, loan, Loans, Local, LOWER, Main, Make, Mint, mint.com, money, More, multiply, mutual funds, needs, new, News, offer, opportunity, Other, out of state, parents, party, paycheck, payments, plan, planner, Planning, programs, property, rate, Rates, Rent, renting, Research, retirement, returns, right, risk, room, roommates, Salary, save, Saving, Saving 101, saving for college, Saving for Retirement, savings, Savings Account, Savings Accounts, Savings Goals, savings plan, scholarships, School, security, SEO, single, Start Saving, states, stocks, student, student debt, student loan, Student Loans, students, Style, summer, tax, Tax Advantages, tax-advantaged, taxes, time, timeline, tips, title, tools, traditional, Transportation, tuition, Twitter, unsubsidized loans, utilities, vacation, Video, wardrobe, will, withdrawal, work, young

6 Credit Cards for People With No Credit

January 28, 2023 by Brett Tams

From the Mint team: Mint may be compensated if you click on the links to our issuer partners’ offers that appear in this article, including Chase. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting.  Mint Partners had no influence on

The post 6 Credit Cards for People With No Credit appeared first on MintLife Blog.

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The Basics of Asset Protection Planning – The Rules You Need To Know

January 27, 2023 by Brett Tams

While working with clients for almost two decades one of the most pressing concerns shared among all of them was protecting the nest egg they had accumulated. Any news headline or market correction would evoke fear about losing their portfolio. It didn’t take long to realize that utilizing asset protection strategies was a must for […]

The post The Basics of Asset Protection Planning – The Rules You Need To Know appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2021, AAMS, Accredited Asset Management Specialist, action, advisor, agreements, All, assets, author, Bank, bank accounts, basics, before, beneficiaries, big, Blog, blue, business, Buying, cents, clear, color, commission, cost, creditors, custom, Debt, decades, decision, disclosure, discover, divorce, entry, estate, Estate Planning, estate planning attorney, existing, Family, Featured, Finance, Financial Advisor, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, freedom, friendly, good, Google, green, guide, Hiring, home, home care, homes, How To, Illinois, Insurance, interest, investment, irs, Law, lawsuit, Lawsuits, lawyer, Learn, Legal, Life, list, Live, LLC, Main, Make, making, Manage Money, market, marriage, Medicaid, mistake, money, More, Move, net worth, new, News, Other, ownership, party, Permits, Personal, personal finance, plan, planner, Planning, podcast, policies, portfolio, property, protect, protection, Purchase, Research, retirement, Retirement Planning, returns, right, risk, safe, safety, science, SEC, selling, simple, society, spouse, states, Strategies, tax, Tax Advantages, tax returns, time, trust, trustee, trusts, under, wealth, wealth management, will, work, working, wrong, youtube

Are gym memberships worth the money?

January 27, 2023 by Brett Tams

These 6 questions can help you decide whether a gym membership belongs in your budget.

The post Are gym memberships worth the money? appeared first on Discover Bank – Banking Topics Blog.

Posted in: Frugal Living, Money Etiquette Tagged: 2, agreements, All, Alternatives, Amenities, Apps, ask, Bank, Banking, before, big, biking, Blog, Budget, Budgeting, Budgeting Basics, Buy, Buying, CEO, cost, couple, data, debate, discover, DIY, energy, exercise, expenses, experts, FDIC, finances, Financial Planning, Financial Wize, FinancialWize, fitness, Frugal Living, fun, get started, goals, good, great, gym, gym membership, health, Health and Wellness, healthcare, Healthcare Costs, healthy, helpful, home, home workouts, impact, Income, Instagram, Invest, investment, items, Lifestyle, list, Live, low, Make, making, Medical, medical expenses, modern, money, More, needs, new, News, offer, offers, Other, Permits, Personal, plan, Planning, questions, ready, Relaxation, resolutions, retirement, rewards, right, routine, running, save, Saving, Spending, startup, time, timing, Travel, Travel & Leisure, value, walmart, wellness, will, women, work, working, youtube

Small lenders face onslaught of agency loans returned to sender

January 26, 2023 by Brett Tams

For already struggling small lenders, Fannie and Freddie loan repurchase requests are another slice in what one market observer calls ‘death by a thousand cuts.’

Posted in: Mortgage, Mortgage Rates Tagged: 2021, 2022, 2023, 30-year, acquisitions, action, agreements, All, balance, Bank, Banking, banks, big, Books, business, Buy, california, cents, CEO, clear, Colorado, commission, company, Compliance, cost, country, Credit, data, death, Debt, debt-to-income, desk, earning, earning money, Economy, equity, experts, Family, Fannie Mae, Financial Wize, FinancialWize, Freddie Mac, goal, good, GSEs, historical, home, home loans, impact, Income, industry, industry experts, john toohig, Ken Richey, Law, legacy, lenders, lending, liquidity, loan, Loans, low, LOWER, M&A, Make, market, miles, money, More, Mortgage, mortgage lenders, mortgage market, Mortgage Rates, Mortgages, Move, net worth, new, non-QM, Original, Origination, Originations, Other, Planning, president, pressure, principal, Purchase, quality, rate, Rates, Representations and warranties, Repurchase agreement, right, risk, running, SEC, securities, Sell, single, single-family, smart, Tally, tax, time, title, trading, trends, under, virginia, volume, wall, will

The total cost of car ownership in 2023

January 26, 2023 by Brett Tams

You’re probably spending way more than you think on your car. The good news? The longer you drive your car, the cheaper it becomes. Don’t believe us? Here are the numbers.When you consider all costs of car ownership, the true cost of owning a car comes to around $940 a month. Here’s how to bring that down.

The post The total cost of car ownership in 2023 appeared first on Money Under 30.

Posted in: Personal Finance, Saving And Spending Tagged: 2, 2022, 2023, affordability, agreements, All, apr, at home, Auto, auto insurance, auto loan, before, big, Broker, Budget, Budgeting, building, Buy, Buying, calculator, car, Car Insurance, cars, Cities, city, Convenience, cost, Credit, credit score, deck, Drivers, driving, electric, electric car, equity, EVs, expense, expenses, experience, Fees, Finance, Financial Wize, FinancialWize, financing, Ford, front, gas, Georgia, good, great, guide, home, How To, how to save money, Income, Inflation, inspection, install, Insurance, insurance premiums, interest, inventory, landlord, Learn, lease, Leases, leasing, Life, list, lists, loan, low, Low inventory, LOWER, Main, maintenance, Make, market, miles, mobile, model, money, More, needs, new, News, offer, Origination, Other, ownership, paint, payments, personal finance, plan, property, Purchase, quality, Rates, rewards, risk, routine, safe, sales, san francisco, save, Save Money, Saving, saving money, Sell, Spending, states, Tally, tax, taxes, time, tips, title, title fees, Top Tips, under, used car, versus, warranty, Ways to Save, will, work, young
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