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How Historic Racial Injustices Still Impact Housing Today

January 9, 2023 by Brett Tams

Yesterday’s discriminatory policies kept minority homeownership low – and disparities persist today.

Posted in: Paying Off Debts, Renting Tagged: affordable, affordable homes, All, American Dream, balance, big, black, Black Homeownership, Borrow, builders, buyers, Buying, closing, color, decades, discrimination, down payment, entry, equity, expensive, FHA, FHA loan, FHA loans, Financial Wize, FinancialWize, gap, goal, government, great, Hispanic, Hispanics, home, home builders, home buying, home value, Home Values, Homeowner, homeowners, homeownership, homeownership rate, homes, house, Housing, housing discrimination, Housing market, How To, impact, Income, inequality, job, Law, Legal, Live, loan, Loans, low, Make, market, Market Trends, median home value, minorities, money, More, Mortgages, Move, Moving, neighborhoods, Other, Personal, policies, programs, Purchase, race, rate, Rates, Recession, Sell, single, trend, veterans, war, wealth, white, White homeownership, will, Zillow, Zillow Group Report

U.S. Homeowners Spend $15,000 in Hidden Costs to Sell a House

January 8, 2023 by Brett Tams
U.S. Homeowners Spend $15,000 in Hidden Costs to Sell a House

Staging, curb appeal updates, and closing costs add up.

Posted in: Paying Off Debts, Renting Tagged: agent, All, balance, before, Budgeting, calculator, cleaning, closing, closing costs, curb appeal, escrow, estate, expenses, Fees, Financial Wize, FinancialWize, guide, home, Home Improvement, home selling, homeowners, house, house cleaning, Housing, housing trends, improvement, Insurance, lawn care, maintenance, Market Trends, markets, money, More, Mortgage, most popular, Other, painting, Popular, prep, project, projects, Real Estate, sales, Sell, seller, sellers, selling, Selling a Home, Selling Your Home, Staging, states, taxes, title, Title Insurance, Transaction, trends, updates, will, Zillow, Zillow Group Report, zillow research

10 Steps to Buying a House

January 8, 2023 by Brett Tams
10 Steps to Buying a House

Buying a house can be a complicated, stressful process. Here are 10 steps to help you confidently find your new home.

The post 10 Steps to Buying a House appeared first on Home Buyers Guide.

Posted in: Home Buying, Market News, Roommate Tips Tagged: 2, 2021, 30-year, 30-year mortgage, affordability, agent, agents, All, Amenities, ask, Bank, bedroom, Bedrooms, before, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, calculator, clear, closing, closing costs, closing day, commute, comps, condo, contingencies, contingency, conventional loan, coordinate, Credit, credit cards, Credit Report, credit score, data, Debt, debt-to-income, Debts, deposit, disclosure, down payment, earnest money, electric, Equifax, equity, escrow, estate, existing, expenses, experian, Family, Fees, FHA, FHA loans, fico, fico score, Finance, Financial Wize, FinancialWize, financing, first home, first-time buyers, flood, General, Getting Started, Giving, goal, good, great, guide, health, heat, helpful, history, hoa, home, home affordability, home buyer, home buyers, home buying, home features, home inspection, home search, home value, Home Values, homeowners, homeowners insurance, homes, house, house hunting, Housing, housing trends, How To, impact, Income, inspection, Insurance, interest, interest rate, interest rates, internet, items, lenders, list, Listings, Live, loan, Loans, Local, Make, making, making an offer, market, money, monthly expenses, More, Mortgage, Move, Moving, must-haves, natural, neighbors, new, new home, offer, offer price, offers, Other, pre-approval, pressure, proof, property, Purchase, questions, rate, Rates, ready, Real Estate, real estate agent, referrals, Rent, rental, retirement, Review, Reviews, sales, save, School, search, searching, seller, sellers, shower, showings, states, student, Student Loans, survey, target, tax, The Neighborhood, tips, title, TransUnion, trends, utilities, utility costs, walking, will, work, Zillow, Zillow Group Report

Beg, Borrow or Save: Coming Up With a Down Payment

March 17, 2021 by Brett Tams

Coming up with a down payment is probably the biggest hurdle for first-time home buyers. The recommended down payment is a whopping 20 percent. On a $250,000 home, that’s $50,000, which is more than just a few months of skipping a morning latte. In an ideal world, you would set aside a good chunk of change […]

The post Beg, Borrow or Save: Coming Up With a Down Payment appeared first on Home Buyers Guide.

Posted in: Home Buying, Loans, Market News, Roommate Tips Tagged: 30-year, All, ask, balance, Banking, Benefits, Buy, buyer, buyers, Buying, closing, closing costs, cost, Credit, debt-to-income, dining, down payment, Down payments, Entertainment, equity, Fall, Family, Fees, FHA, FHA loan, Finance, finances, Financial Wize, FinancialWize, financing, first-time buyers, first-time home buyer, front, gifts, health, Health care, home, home buyer, home buyers, home buying, home loans, home repairs, homeownership, homes, house, Housing, housing finance, housing trends, Income, Insurance, interest, interest rate, interest rates, lenders, lending, Life, loan, Loans, Make, market, millennial, money, Money Matters, More, more money, Mortgage, mortgage credit, mortgage interest, mortgage payment, mortgage payments, Mortgages, new, new home, offers, paycheck, Personal, Planning, PMI, programs, property, protect, Purchase, rate, Rates, Refinance, risk, save, Saving, savings, second, Sell, seller, sellers, selling, Side Hustle, Spending, spouse, storage, storage unit, tax, tax credit, taxes, the balance, title, title fees, trends, vacation, veterans, Wedding, will, work, workers, Zillow, Zillow Group Report

How to Actually Afford to Buy a Home in America

February 1, 2021 by Brett Tams

Home buying hurdles exist – but research, creativity and flexibility will help you clear them.

Posted in: Home Buying, Paying Off Debts, Renting Tagged: Buy, buy a home, Buying, Buying a Home, Choices, commute, cost, Credit, credit score, down payment, Down payments, expensive, Family, FHA, fico, Financial Wize, FinancialWize, financing, gifts, home, home buying, homeownership, homes, house, Housing, housing trends, How To, Income, Insurance, list, Loans, Make, market, Market Trends, median household income, money, More, Mortgage, Mortgages, Move, PMI, Popular, programs, Purchase, Rent, renters, Saving, trends, will, Zillow, Zillow Group Report

28 Stats That Sum Up the American Housing Market

January 22, 2021 by Brett Tams

See the numbers behind how Americans rent, buy, sell and even think about home.

Posted in: Paying Off Debts, Renting Tagged: All, Bathrooms, Buy, Cities, dogs, estate, expensive, Family, Featured, Financial Wize, FinancialWize, foreclosure, home, homes, Housing market, Income, investment, landscaping, Lifestyle, list, Main, Make, market, Market Trends, millennials, More, Move, Moving, oldest, Original, Pet, Rates, Real Estate, Recession, Rent, renting, retirement, rural, searching, Sell, seller, selling, suburbs, trends, Zillow, Zillow Group Report

How Much Is a Down Payment on a House?

January 21, 2021 by Brett Tams

In this article: What is a down payment on a house? How much to put down on a house? What is the average down payment on a house? What is the minimum down payment for a house? How to save for a down payment on a house First-time home buyer down payments How much you’re […]

The post How Much Is a Down Payment on a House? appeared first on Home Buyers Guide.

Posted in: Market News, Roommate Tips Tagged: All, Banking, Benefits, Buy, Buying, cost, Credit, Entertainment, Family, Fees, FHA loan, Finance, finances, Financial Wize, FinancialWize, financing, first-time home buyer, front, home, home repairs, house, housing finance, How To, Income, Insurance, interest, interest rates, Life, Loans, Make, market, money, Money Matters, More, Mortgage, Mortgages, paycheck, Personal, Planning, property, protect, Rates, Refinance, Saving, savings, second, Sell, selling, Side Hustle, Spending, storage, taxes, trends, will, Zillow, Zillow Group Report

Rising Rents, Stagnant Wages, and the Burden of Unstable Housing

January 21, 2021 by Brett Tams

With rents rising and wages stagnant, affording rent can be an insurmountable burden.

Posted in: Paying Off Debts, Renting Tagged: affordability, All, Buy, Buying, Buying a Home, Cities, Featured, Federal Reserve, Financial Wize, FinancialWize, Grow, home, Income, Life, low-income, Market Trends, money, More, Moving, new york, Rent, renting, Saving, savings, trends, will, Zillow Group Report

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