• Sample Page

Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

housing trends

5 Ways to Beat Out the Competition

January 30, 2023 by Brett Tams

Depending on where you live, you, as a potential buyer, may be forced to compete with other buyers in a bidding war.

Posted in: Market News, Roommate Tips Tagged: 2, 2021, advice, affordability, agent, agents, All, Appraisals, ask, asking price, basic, before, bidding, bidding wars, Blog, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, calculator, chance, clear, closing, closing costs, company, Competition, comps, contingencies, contingency, contracts, credits, decision, deposit, discrimination, down payment, earnest money, equity, estate, expensive, experience, experts, fair housing, Fair Housing Act, Financial Wize, FinancialWize, financing, good, guide, Guides, home, home inspection, home listing, Home Price, Homebuyers, Homeowner, homeowner association, homeowners, homeowners insurance, homes, homes for sale, house, Housing, housing discrimination, housing trends, inspection, inspections, Insurance, items, lenders, list, list price, Listings, Live, Local, LOWER, Make, making, making an offer, market, markets, millennial, money, More, Mortgage, mortgage lenders, Moving, multiple offers, needs, negotiating, new, new home, new listings, News, offer, offer price, offers, open houses, Other, Own & Rent, ownership, Personal, present, priorities, property, property taxes, Purchase, Real Estate, real estate agent, relocating, Research, Residential, Review, right, risk, room, sales, search, searching, Sell, seller, sellers, selling, shopping, showings, Spending, states, Strategies, survey, target, taxes, Technology, The Neighborhood, time, timeline, Tips & Advice, title, trends, under, wants, war, will, work, Zillow, zillow research, Zillow.com

Local Housing Markets: Louisville, Reno and San Diego

January 25, 2023 by Brett Tams

Local markets is a HousingWire magazine feature spotlighting housing trends in five markets across the country.

Posted in: Paying Off Debts, Real Estate Tagged: 2, 2021, 2022, action, agent, Amazon, Amenities, apple, buyers, Career, city, closing, country, divorce, estate, Family, Financial Wize, FinancialWize, Florida, gap, General, Google, great, growth, home, Home Price, home price growth, home prices, Home Sales, Homebuyers, homes, house, Housing, Housing inventory, Housing market, Housing markets, housing trends, hwmember, idaho, industry, interest, interest rates, international, inventory, job, Keller Williams, list, list price, Listings, Local, local markets, low, making, market, markets, More, Mortgage, Mortgage Rates, Move, National Association of Realtors, Nevada, new, new job, offers, Offices, Other, property, Purchase, Rates, RE/MAX, Real Estate, Realtors, Rising mortgage rates, sales, san diego, Sell, single-family, summer, Technology, Tesla, trends, under, war, will, wood, workers

How To Burn Down Your House (And Why)

January 22, 2023 by Brett Tams

When it makes sense to burn a house down, the benefits spread throughout your community in ways you might not imagine and may never know about.

Posted in: Market News, Roommate Tips Tagged: agent, agents, All, app, Appraisals, architect, auctions, bathroom, before, Benefits, Budget, Buy, buyer, buyers, Buying, Buying a Home, checklist, Cities, commute, construction, contingency, contractors, conventional loan, cost, Credit, credit score, deposit, design, DIY, down payment, earnest money, energy, escrow, exercise, expensive, Extra Money, Fall, Fannie Mae, FHA, FHA mortgage, Finance, finances, Financial Wize, FinancialWize, financing, first-time home buyer, fixer-upper, fixer-uppers, flooring, Foreclosures, foundation, Freddie Mac, General, general contractors, goal, good, health, Hiring, home, home buyer, Home Improvement, home inspection, home loan, home loans, Home Price, home renovation, home renovations, homeowners, homes, homes for sale, house, Housing, housing trends, How To, HUD, ideas, impact, improvement, improvements, inspection, inspections, investment, investors, keywords, kitchen, layout, Lifestyle, Live, loan, Loans, Local, LOWER, Luxury, Make, making, market, money, More, Mortgage, Move, natural, needs, neighborhoods, new, offer, older homes, Other, paint, payments, Permits, plan, Planning, Popular, project, projects, property, Purchase, quality, ratings, renovate, renovation, renovations, resale, resale value, restaurants, return on investment, Review, Reviews, safety, sales, save, Save Money, School, search, Sell, seller, selling, shopping, Short Sales, specialty, Spending, square footage, Strategies, tax, tile, Tips & Advice, transformation, trends, TV Shows, under, updates, upgrades, will, work, Zillow, zoning

Residential Home Types: 17 Clarifying Home Definitions

January 19, 2023 by Brett Tams

What is a mansion compared to a McMansion, or a manufactured home versus a prefab home? These home definitions clear up any confusion.

Posted in: Student Finances, Unique Homes Tagged: 2021, accessory dwelling unit, All, Amenities, American Dream, apartment, apartments, architectural style, Backyard, Bathrooms, Bedrooms, before, big, blue, boats, brick, brown, building, Buy, Buying, Buying a Home, Cities, city, city apartments, clear, co-ops, codes, coffee, company, condo, condos, construction, decision, design, dream, expensive, Family, Fees, Financial Wize, FinancialWize, financing, Finding home, floating homes, floor, floor plans, foundation, front, garage, good, green, hoa, home, home search, Homeowner, homeowners, homeownership, homes, house, Houseboat, household, Housing, housing trends, HUD, industrial, investment, investment property, Learn, lease, listing descriptions, Live, living with less, loan, Local, maintenance, Make, making, Manhattan, Mansions, market, mobile, modern, More, Mortgage, most popular, Multi-Family, neighbors, new, new home, new york, new york city, Other, outdoor, outdoor space, ownership, plan, policies, pool, Popular, Popular Home, Prefab, property, property taxes, Purchase, Rent, rental, rental property, renters, Residential, RV, san francisco, search, second, second homes, Secondary, shares, single, single-family, single-family homes, sleep, space, Style, swimming, taxes, tiny home, tiny homes, tips, title, townhomes, townhouse, townhouses, traditional, traditional homes, trends, under, Unique Homes, upkeep, utilities, versus, wall, white, windows, young, Zillow

How Much Are Transaction Fees on a Real Estate Sale?

January 18, 2023 by Brett Tams

Avoiding recurring transaction costs is the primary reason that financial experts think real estate should be kept as an asset for the buyer’s lifetime.

Posted in: Market News, Roommate Tips Tagged: 2, 4%, agent, agents, Alabama, All, ask, balance, before, bills, Budget, buyer, buyers, Buying, Capital Gains, capital gains taxes, carpets, Clean, cleaning, closing, closing costs, commission, commissions, company, Connecticut, cost, curb appeal, Deals, declutter, DIY, equity, escrow, estate, existing, expense, expenses, expensive, experts, Fees, filing jointly, Financial Wize, FinancialWize, Florida, flowers, for sale by owner, FSBO, funds, furniture, Georgia, goal, government, Hiring, hoa, home, Home Improvements, home inspection, Home Price, home selling, home staging, home value, home warranty, homeowners, homeowners insurance, house, Housing, housing costs, housing trends, improvements, inspection, Insurance, interest, Invest, investment, items, landscaping, liens, list, list price, Live, loan, Local, Main, maine, Make, making, market, Marketing, married, Maryland, Massachusetts, median home price, mississippi, mls, money, More, Mortgage, Move, Moving, moving costs, needs, negotiating, new, New Jersey, new york, offer, offers, office, open house, open houses, ownership, Personal, photos, Planning, plants, pre-inspection, prep, property, property taxes, Purchase, rate, Rates, Real Estate, real estate agent, Real Estate Agents, relocating, Rent, Research, save, Sell, seller, sellers, selling, Selling a Home, settlement, showings, single, snow, South Carolina, space, Staging, tax, tax rates, tax time, taxes, the balance, Tips & Advice, title, Title Insurance, Transaction, transaction fees, transfer tax, trends, updates, upgrades, utilities, virginia, warranty, washington, will, windows, winter, Zillow, zillow research

Tips for Sellers in a Buyers’ Market

January 17, 2023 by Brett Tams

When homes available for sale outnumber buyers, sellers need to work to make their “product” stand out from the competition.

Posted in: Market News, Roommate Tips Tagged: affordable, agent, All, appliances, bathroom, beds, before, Buy, buyer, buyers, buyers market, Buying, buying & selling homes, Clean, closets, closing, closing costs, commission, Competition, contingencies, cost, Credit, credit scores, data, decision, decluttering, Distressed, down payment, efficient, entertaining, estate, experience, Fall, Fees, Finance, finances, Financial Wize, FinancialWize, financing, first-time buyers, flooding, flowers, for sale by owner, Foreclosures, funds, furniture, garden, Giving, good, great, Hiring, hold, home, home buyers, home features, home listing, home updates, homes, homes for sale, homes in buyers markets, house, Housing, housing trends, How To, improvements, inspection, interest, interest rate, interest rates, internet, inventory, items, job, kitchen, landscaping, lenders, Life, list, listing photos, Listings, Live, loan, Local, low, Make, making, market, Marketing, markets, master bathroom, mls, money, More, Mortgage, most popular, natural, neat, needs, negotiating, new, new home, offer, offers, online listing, open house, Other, outdoor, outdoor space, paint, painting, Personal, photos, plants, points, pool, Popular, Popular Home, pre-marketing, property, Purchase, rate, Rates, Real Estate, real estate agent, Rent, rent-to-own, risk, sales, search, searching, Sell, seller, seller financing, sellers, selling, Selling a Home, shopping, smart, space, storage, storage unit, Strategies, Style, suite, tips, Tips & Advice, tour, trend, trends, updates, Video, will, windows, work, Zillow

2022 Housing Market Year In Review: Looking Back on a Historic Year

January 14, 2023 by Brett Tams

2022 was a historic year for the housing market. Learn all about it in Redfin’s 2022 housing market year-in-review.
Posted in: Market News, Paying Off Debts Tagged: 2, 2021, 2022, 2023, 30-year, 4%, active, affordability, affordable, agent, All, beach, bedroom, before, bidding, bidding wars, Budget, budgets, builders, building, Buy, buy a home, buyer, buyers, california, Choices, Cities, city, company, Competition, construction, country, Crisis, data, dating, days on market, decades, Economy, energy, estate, expensive, Fall, fed, financial crisis, Financial Wize, FinancialWize, Florida, food, Forecast, General, good, graph, great, Grow, growth, historical, history, home, home affordability, home buyers, home listings, home prices, Home Sales, home search, homebuilding, Homebuyers, homes, homes for sale, house, Housing, Housing Affordability, Housing inventory, Housing market, housing trends, idaho, Income, Inflation, interest, interest rate, interest rates, inventory, investment, investors, job, Job Security, jump, lake, landlords, Las Vegas, Layoffs, Learn, list, list price, Listings, Local, low, Luxury, Make, making, market, median rent, median sale price, Miami, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Most Expensive, most popular, Move, Moving, Multifamily, net worth, new, new construction, new year, new york, News, offer, offers, pandemic, patterns, points, Popular, pressure, property, public records, questions, rate, Rates, Real Estate, Real Estate Investors, Recession, Redfin, Redfin.com, relocate, relocation, Rent, rental, rental homes, renters, Residential, Review, Rising mortgage rates, sales, san antonio, san francisco, search, searching, seasonal, security, Sell, sellers, shares, shortage, single-family, single-family homes, Spending, Spring, states, summer, target, the fed, the new year, trend, trends, under, wages, washington, West Coast, will, winter, work, working

Fix-and-flip buyers see more opportunities in 2023

January 11, 2023 by Brett Tams

Although a challenging real estate market looks set to persist for much of 2023, a majority of noninstitutional investors view the current market offering opportunity and plan to grow their businesses in the coming year, a new study found. Approximately 70% of single-family home investors said they expect to make additional purchases this year, based … [Read more…]

Posted in: Refinance, Renting Tagged: 2021, 2022, 2023, 30-year, 4%, acquisitions, affordability, affordable, business, buyers, Cities, city, College, Deals, estate, existing, Fall, Financial Wize, FinancialWize, gap, Grow, growth, home, homeowners, homes, hottest markets, Housing, Housing markets, housing trends, iBuyers, interest, interest rates, inventory, Investing, investment, investors, Local, low, Make, market, markets, money, montana, More, Mortgages, most popular, new, offer, Originations, Other, Popular, present, president, rate, Rates, Real Estate, real estate investments, Redfin, Rehabbing, Rent, resale, sales, sellers, single-family, target, texas, trends, under, will, Wisconsin

Is Getting Pre-approved for a Home Loan the Same as Pre-qualifying?

January 11, 2023 by Brett Tams

When you want to make an offer on a house, chances are the seller will want to know whether you’re pre-approved or pre-qualified for a loan. What difference does it make? It depends on you who ask. We’ll explain. What’s the difference? Many say that pre-qualification is the preliminary step in the mortgage process, where a […]

The post Is Getting Pre-approved for a Home Loan the Same as Pre-qualifying? appeared first on Home Buyers Guide.

Posted in: Home Buying, Home Loans, Loans, Market News, Roommate Tips Tagged: 2022, affordability, agent, agents, All, ask, assets, Bank, before, Borrow, Budget, Buy, buyer, buyers, Buying, Buying a Home, Credit, Credit and Debt, credit card, Credit Report, credit score, Debt, estate, FHA, Financial Wize, FinancialWize, financing, first-time home buyer, General, good, guide, habits, hard inquiry, helpful, home, home buyer, home buyers, home buying, home loan, home loans, homes, house, Housing, housing trends, impact, Income, Inquiries, interest, interest rate, journey, Learn, lenders, loan, loan approval, loan programs, Loans, Make, making, market, money, Money Matters, More, Mortgage, mortgage credit, mortgage pre-approval, Mortgages, Moving, new, offer, offers, pre-approval, pre-qualifying, priorities, programs, Purchase, rate, ready, Real Estate, real estate agent, Real Estate Agents, search, searching, seller, sellers, shopping, Shopping for a mortgage, Spending, survey, timing, trends, VA, will, work, working, working with an agent, Zillow

City Living Costs Families Up to $9,000 More a Year Than Suburban

January 10, 2023 by Brett Tams

Basic living expenses skyrocket in the urban core, according to a new analysis from Zillow and Care.com.

Posted in: Paying Off Debts, Renting Tagged: big, child care, Children, city, city living, cost, Cost of Living, data, expenses, Financial Wize, FinancialWize, home, homeowners, Housing, housing trends, Live, living expenses, making, Market Trends, millennials, More, Mortgage, mortgage payments, new, new york, new york city, Other, payments, property, property taxes, restaurants, save, suburbs, taxes, trends, under, youtube, Zillow, zillow research
1 2 … 4 Next »

Archives

  • January 2023
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • October 2020

Categories

  • Account Management
  • Apartment Communities
  • Apartment Decorating
  • Apartment Hunting
  • Apartment Life
  • Apartment Safety
  • Auto
  • Auto Insurance
  • Auto Loans
  • Bank Accounts
  • Banking
  • Borrowing Money
  • Breaking News
  • Budgeting
  • Building Credit
  • Building Wealth
  • Business
  • Car Insurance
  • Car Loans
  • Careers
  • Cash Back
  • Celebrity Homes
  • Checking Account
  • Cleaning And Maintenance
  • College
  • Commercial Real Estate
  • Credit 101
  • Credit Card Guide
  • Credit Card News
  • Credit Cards
  • Credit Repair
  • Debt
  • DIY
  • Early Career
  • Education
  • Estate Planning
  • Extra Income
  • Family Finance
  • FHA Loans
  • Financial Advisor
  • Financial Clarity
  • Financial Freedom
  • Financial Planning
  • Financing A Home
  • Find An Apartment
  • Finishing Your Degree
  • First Time Home Buyers
  • Fix And Flip
  • Flood Insurance
  • Food Budgets
  • Frugal Living
  • Growing Wealth
  • Health Insurance
  • Home
  • Home Buying
  • Home Buying Tips
  • Home Decor
  • Home Design
  • Home Improvement
  • Home Loans
  • Home Loans Guide
  • Home Ownership
  • Home Repair
  • House Architecture
  • Identity Theft
  • Insurance
  • Investing
  • Investment Properties
  • Liefstyle
  • Life Hacks
  • Life Insurance
  • Loans
  • Luxury Homes
  • Making Money
  • Managing Debts
  • Market News
  • Minimalist LIfestyle
  • Money
  • Money Basics
  • Money Etiquette
  • Money Management
  • Money Tips
  • Mortgage
  • Mortgage News
  • Mortgage Rates
  • Mortgage Refinance
  • Mortgage Tips
  • Moving Guide
  • Paying Off Debts
  • Personal Finance
  • Personal Loans
  • Pets
  • Podcasts
  • Quick Cash
  • Real Estate
  • Real Estate News
  • Refinance
  • Renting
  • Retirement
  • Roommate Tips
  • Saving And Spending
  • Saving Energy
  • Savings Account
  • Side Gigs
  • Small Business
  • Spending Money Wisely
  • Starting A Business
  • Starting A Family
  • Student Finances
  • Student Loans
  • Taxes
  • Travel
  • Uncategorized
  • Unemployment
  • Unique Homes
  • VA Loans
  • Work From Home
hanovermortgages.com
Home | Contact | Site Map

Copyright © 2023 Hanover Mortgages.

Omega WordPress Theme by ThemeHall