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Optimism Reigns Amid Affordability Challenges

March 18, 2023 by Brett Tams

The shortage of entry-level homes and slow income growth could turn people off from homeownership, but the American dream of buying a home remains alive and well.

Posted in: Moving Guide Tagged: 2, 2017, 2020 election, 30-year, 30-year fixed rate, affordability, affordable, affordable homes, All, American Dream, analysis, assets, baby, baby boomers, before, big, Blog, boomers, Budget, builders, Bureau of Labor Statistics, Buy, buy a home, buyer, buyers, Buying, Buying a Home, calculator, chance, climate, cost, crash, Credit, credit cards, currency, data, Debt, Deciding to Buy a Home, down payment, Down payments, dream, Economy, Emergency, Emergency Fund, Employment, entry, equity, existing, expectations, Financial Wize, FinancialWize, first home, first-time buyers, first-time home buyer, fixed, fixed rate, Fixed rate mortgage, fund, future, Genworth, glasses, goal, goals, good, government, great, growth, home, home buyer, home buyers, home prices, home purchase, home repairs, Home Values, homebuilding, homebuying, homeowners, homeownership, homeownership rate, homes, household, household income, Housing, housing boom, Housing market, impact, Income, index, interest, investment, journey, landlords, Life, list, Live, loan, low, LOWER, maintenance, Make, market, markets, measure, median household income, millennial, millennials, money, More, Mortgage, mortgage payment, Mortgages, Move, National Association of Realtors, nerdwallet, new, or, Other, ownership, payments, percent, plan, Planning, plans, pretty, Prices, probability, Purchase, rate, reach, ready, Realtors, rebound, Recession, right, sales, save, savings, savings goal, second, Sell, shortage, states, statistics, stress, student, student loan, student loan debt, survey, surveys, time, united, united states, upgrade, value, will, young, young people, younger homeowners, Zillow

Guide to Airline Credit Cards?

March 17, 2023 by Brett Tams

Guide to Airline Credit Cards?

An airline credit card is a category of credit card that allows you to rack up airline miles, among other cardholder benefits. These cards are usually co-branded with a particular airline. You can reap the perks of an airline credit card through purchases made on your card. Airline credit cards are designed with the enduring […]

The post Guide to Airline Credit Cards? appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 457, ACH, active, active investing, airline credit cards, All, annual percentage rate, apr, Bank, bank account, banks, before, Benefits, black, blue, bonus, bonuses, book, brokerage, Built, business, cars, cash back, Cash Back Rewards, cents, choice, clear, color, communication, cost, Credit, credit card, credit card account, credit card points, credit card rewards, credit cards, credits, crypto, cryptocurrency, Debt, decision, deposit, design, Direct Deposit, Discounts, display, earning, employer, Entertainment, existing, expenses, faq, Fees, financial tips, Financial Wize, FinancialWize, FINRA, flight, flights, food, fractional, Free, General, gold, good, guide, hotels, How To, HR, Insurance, interest, interest rates, international, Invest, Investing, Learn, Legal, LLC, loan, lounge access, Main, Make, making, market, mastercard, Media, miles, missouri, money, Money & Life, More, Moving, needs, new, offer, offers, Opening an Account, or, Other, paypal, Personal, personal loan, points, premium, products, Promotion, protection, Purchase, rate, Rates, Refinance, rental, Research, return, Review, rewards, Rewards Cards, rewards credit cards, right, room, save, savings, Savings Account, securities, shares, shopping, sofi, Spending, states, Strategies, student, student loan, Style, time, tips, title, Transaction, transaction fees, Travel, Travel Cards, travel insurance, travel rewards credit cards, united, united states, upgrades, venmo, WiFi, will, work, youtube

How to Use the 50/20/30 Rule as Your Budgeting Plan

March 15, 2023 by Brett Tams

Learn how this budget plan works, how to put it into action, and if it’s the right fit for you.

Posted in: Mortgage News Tagged: 2021, 2022, 2023, action, All, Apps, average, bankruptcy, banks, basic, before, bills, book, bubble, Budget, Budgeting, building, business, car, Car Insurance, cars, categories, Clothes, commute, country, couple, coupons, Credit, credit card, credit cards, data, Debt, Debts, Decor, dining, dining out, double, Emergency, Entertainment, expense, expenses, Extra Money, Family, Finance, Financial Goals, Financial Plan, Financial Wize, FinancialWize, flipping, Free, freedom, frugal, fun, gas, gay, goal, goals, great, groceries, grocery, grocery bill, Grow, health, home, household, household income, Housing, housing bubble, housing prices, How To, Income, income inequality, inequality, Inflation, Insurance, internet, Investing, investments, items, jobs, language, laundry, Learn, lgbtq, Live, Living, living expenses, loan, Loans, low, LOWER, Make, make extra money, man, Massachusetts, money, monthly budget, monthly expenses, More, Mortgage, movies, netflix, new, Opinion, Other, paycheck, payments, penny, Personal, place, plan, plans, pool, price, Prices, protection, realtor, Realtor.com, Recession, Rent, right, rise, save, Save Money, Saving, saving money, savings, second, shopping, Side, Side Hustle, single, smart, Spending, spouse, spreadsheets, states, story, student, student loan, student loan debt, Student Loans, tax, taxes, time, Top 50, under, USDA, used cars, utilities, vacations, value, warren, Ways to Save, wealth, weddings, will, woman, work, workers, working, Zero-Based Budgeting

2023 IRS Tax Refund Dates and Deadlines

March 12, 2023 by Brett Tams

2022 IRS Tax Refund Dates and Deadlines

According to the IRS, approximately 90% of tax refunds are issued in under 21 days. However, some tax returns require more attention, which can lengthen the process and push back your tax refund date. The deadline for filing 2022 taxes is Tuesday April 18, 2023. If you request an extension, the deadline is Monday October […]

The post 2023 IRS Tax Refund Dates and Deadlines appeared first on SoFi.

Posted in: Financial Advisor Tagged: 1099, 2022, 2023, accountant, advice, advisor, agent, All, analysis, app, ask, Bank, before, Budget, budget planner, Budgeting & Goals, Choices, clear, cost, Credit, credit score, credits, data, Debt, deposit, dining, dining out, Direct Deposit, display, Emergency, Emergency Fund, existing, faq, finances, financial independence, Financial Wize, FinancialWize, Free, fund, General, government, hold, Holidays, hours, house, How To, HR, Income, income tax, Income Taxes, Investing, InvestZ, irs, Learn, Legal, Links, Live, loan, Make, manage, Media, mistake, Mistakes, money, MoneyGen, MoneyUn, More, Mortgage, needs, offers, organization, party, Paying Down Debt, payments, plan, planner, Popular, Refund, relay, return, returns, Saving, sofi, Software, spouse, student, student loan, Style, take control of your finances, tax, tax credit, tax credits, tax refund, tax refunds, tax returns, tax season, taxes, TAXUPD, time, timing, title, tracking, TransUnion, under, updates, vacation, wants, Websites, will, wrong, youtube

Bad or No Credit Score? CreditStrong Can Help

March 10, 2023 by Brett Tams

If you’d like to build a super credit score, here are some tools that could make your day.
Posted in: Credit Card Guide Tagged: 2023, active, All, analysis, Austin, Auto, auto insurance, Auto Loans, average, balance, Bank, bills, Budgeting, build, builder, building, Buy, Checking Account, clear, consumer debt, couple, Credit, Credit Bureaus, credit card, credit cards, credit history, Credit Report, credit score, credit scores, credit utilization, data, data analysis, Debit Card, Debt, decades, deposit, Emergency, Equifax, existing, experian, FDIC, Fees, fico, fico score, Finance, Financial Wellness, Financial Wize, FinancialWize, funds, future, good, Google, government, Grow, healthy, history, impact, improvement, Income, Insurance, interest, interest rates, jump, Life, line of credit, loan, Loans, Make, making, manage, Mistakes, mobile, money, Money Mistakes, More, Move, needs, new, no credit score, one year, Other, payment history, payments, place, plan, poor, products, Raise, Rates, Research, right, risk, room, Saving, savings, Savings Account, savings plan, secured credit card, secured credit cards, security, simple, single, social, social security, Spending, Starting Out, student, student loan, Style, texas, the balance, time, tools, TransUnion, Unemployment, unique, wellness, will, Wisconsin, work, workers

Opinion | Rising consumer debt is a warning sign for the U.S. economy – The Washington Post

March 9, 2023 by Brett Tams

Opinion | Rising consumer debt is a warning sign for the U.S. economy  The Washington Post

Posted in: Savings Account Tagged: 2, 2023, 30-year, ad, aid, All, analysis, Apps, Auto, auto loan, Auto Loans, average, banks, basics, Benefits, big, Big Picture, bills, bold, borrowers, budgets, business, Buy, Buying, car, car prices, cars, Children, Choices, Collections, color, company, consumer debt, Consumer Financial Protection Bureau, Consumers, consumption, country, Credit, credit card, Credit Card Debt, credit scores, Crisis, data, Debt, debt collectors, Debts, decades, drives, driving, Economy, energy, Equifax, expenses, Fall, Family, Federal Reserve, Financial Wize, FinancialWize, food, furniture, gift, Goldman Sachs, government, gray, great, growth, health, heat, Hiring, home, home loan, homes, hot, household, household debt, Housing, housing crisis, Income, Inflation, interest, interest rates, items, job, job market, jobs, Layoffs, lenders, Life, list, loan, Loans, low, low-income, LOWER, making, market, md, Medicaid, money, More, Opinion, Other, pandemic, paycheck, paycheck to paycheck, payments, percent, Personal, personal loan, Popular, poverty, president, Prices, protection, Rates, Recession, repair, return, running, savings, School, search, Secondary, Spring, stories, story, student, student loan, student loan debt, subscriptions, summer, tax, tax benefits, tax credit, tax refunds, time, title, used car, wall, Wall Street, washington, white, will, withdrawal, work, workers

8 Tips for Buying a House When You Have Bad Credit

March 6, 2023 by Brett Tams

8 Tips for Buying a House When You Have Bad Credit

Buying a house with bad credit can be challenging, but it’s doable with planning and preparation. Subprime borrowers — homebuyers with lower credit scores — may be eligible for both federally backed loans and conventional mortgages. If your credit score is less than stellar but you’re ready to buy a home, it’s important to pause […]

The post 8 Tips for Buying a House When You Have Bad Credit appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, 2021, 30-year, 457, active, Administration, advice, All, AllZ InvestZ, analysis, at risk, Auto, auto loan, average, bad credit, bad credit score, Bank, bankruptcy, basics, before, bills, blue, borrowers, borrowing, Budget, Budgeting, build, Buy, buy a home, buy a house, buyer, buyers, Buying, Buying a Home, Buying a house, Buying Guide, calculator, clear, closing, closing costs, color, Consumers, conventional loan, cosigner, cost, couple, Credit, credit cards, credit history, credit rating, credit repair, Credit Report, Credit Reporting, Credit Reports, credit score, credit scores, credit utilization, credit utilization ratio, CSMGen, Debt, debt-to-income, Debts, display, down payment, Down Payment Assistance, dream, dream home, DTI, education, Employment, Equifax, experian, faq, FDIC, FHA, FHA loan, FHA loans, fico, fico score, finances, Financial Goals, financial tips, Financial Wize, FinancialWize, first time home buyers, first-time buyers, First-time Homebuyers, fixed, foundation, Free, FTC, General, goals, good, government, guide, history, home, home buyers, home buyers tips, home buying, home loan, Home Ownership, homebuyer, Homebuyers, homeowners, homeowners insurance, homeownership, homes, house, House poor, Housing, How To, HR, Income, Inquiries, Insurance, insurance premiums, interest, interest rate, interest rates, late payments, Law, Learn, Legal, lenders, Life, Links, loan, loan programs, Loans, low, LOWER, maintenance, Make, making, measure, Media, Mistakes, model, money, More, more money, Mortgage, mortgage basics, mortgage calculator, Mortgage Insurance Premiums, mortgage interest, mortgage lenders, mortgage loan, mortgage loans, mortgage payment, mortgage payments, Mortgage Rates, Mortgages, needs, new, NMLS, organization, Origination, Other, party, paycheck, payment history, payments, place, plan, Planning, PMI, poor, pretty, principal, private mortgage insurance, products, programs, proof, proof of income, property, property taxes, Purchase, rate, Rates, ready, Refinance, refinance your mortgage, repair, retirement, Review, revolving credit, right, risk, rural, save, Saving, shopping, short, single, sofi, SpendDe, states, stock, Strategies, student, student loan, Student Loans, Style, taxes, time, tips, title, TransUnion, under, USDA, usda loans, VA, VA loan, VA loans, veterans, veterans affairs, wealth, Websites, white, will, youtube

Smart Money: The Supreme Court Debates Student Debt Cancellation

March 4, 2023 by Brett Tams

This episode we discuss the recent Supreme Court hearings about the Biden administration’s student debt cancellation plan.

Posted in: Moving Guide, Personal Finance Tagged: 2021, action, Administration, All, Arkansas, ARM, assets, before, Benefits, Biden Administration, big, Blog, borrowers, brown, Budget, business, business loan, clear, College, company, court, currency, data, debate, Debt, decision, decisions, department of education, desk, education, Emergency, Entertainment, event, federal student loans, Finance, finances, Financial Wize, FinancialWize, foundation, Free, fund, future, General, Giving, goal, great, higher education, Income, investment, job, language, lawsuit, Legal, Living, loan, Loans, Main, Make, missouri, money, More, more money, Move, nebraska, needs, nerdwallet, new, News, opportunity, Other, pandemic, patience, payments, personal finance, place, plan, podcast, politics, pretty, programs, questions, reach, repayment, return, Revenue, right, room, running, second, Side, smart, Smart Money, South Carolina, speculation, stake, state tax, states, student, student debt, student loan, student loan debt, Student Loans, students, summer, Supreme Court, tax, texas, time, Twitter, under, update, wants, will

11 Tax Deductions You Can Claim Without Itemizing

March 3, 2023 by Brett Tams

You don’t have to itemize to claim these deductions on your tax return.

Posted in: Moving Guide Tagged: 1099, 2, 2016, 2017, 2021, 2022, 2023, accountant, active, All, armed forces, before, business, calculator, CD, certificate of deposit, Children, College, college students, coronavirus, couples, data, Deductible, deductions, deposit, Development, divorce, employer, Employment, estate, expenses, Family, filing jointly, Finance, Financial Wize, FinancialWize, Free, fund, health, Health care, Health Insurance, health savings account, home, hsa, Income, Income Taxes, Insurance, insurance coverage, insurance deductible, insurance premiums, interest, investments, IRA, IRAs, irs, job, jobs, loan, loan interest, maintenance, Make, making, man, married, Medical, medical expenses, Medicare, military, money, monkey, More, Mortgage, mortgage interest, Move, Moving, moving expenses, msa, Other, patient, payments, plan, plans, programs, ready, Real Estate, real estate taxes, retirement, retirement account, retirement accounts, retirement fund, retirement plan, return, roth, Roth IRAs, savings, Savings Account, Secondary, security, self-employed, Self-employment, simple, single, social, social security, Software, spouse, Spring, standard deduction, states, storage, student, student loan, students, tax, tax deductions, taxable, taxable income, taxes, traditional, traditional IRA, under, withdrawal, woman, work, workers, working, young

Debt Consolidation vs. Debt Settlement: 5 Things You Need to Know

March 3, 2023 by Brett Tams

If you need to destroy some debt, debt consolidation and debt settlement are two popular options. But what’s the difference, and which is better?
Posted in: Credit Card Guide Tagged: 2022, 2023, Advertising, advice, All, Amazon, apple, Austin, Bank, bank of america, before, big, bills, black, brown, california, car, Career, city, Collections, College, commodities, company, Consumer Financial Protection Bureau, Consumers, Credit, data, Debt, debt collectors, debt consolidation, disney, estate, experts, Finance, Financial advice, Financial Wize, FinancialWize, four steps, funds, Google, great, guest, guests, How To, ideas, Insurance, Investing, Learn, Leases, Life, life insurance, loan, Make, Marketing, marriage, MBA, money, More, Music, mutual funds, new, new york, new york city, News, offer, Operations, outdoors, Partnerships, Paying Down Debt, Personal, personal finance, plan, podcast, Popular, principal, project, protection, reach, Real Estate, Research, science, second, securities, settlement, stocks, student, student loan, student loan debt, Style, texas, time, Travel, women, work, workers, youtube
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