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Apache is functioning normally

June 8, 2023 by Brett Tams

If you want more financial discipline you are probably looking to curb impulsive spending, save money, or maybe just achieve financial stability.

Building self discipline your financial decisions is an important part of building wealth over the long run.

What’s Ahead:

Why is self discipline the key to becoming a good saver

Being a good saver requires self discipline since there is so much fun stuff to do and buy. You are exposed to more advertising than anyone in the history of the world, and the marketing companies know a lot about psychology and exactly how to get you to part with your money.

So it takes a lot of self discipline in order to fight those tactics and stay on course to meet your goals. You have to have a clear goal and know that meeting that goal is more important than anything you can buy.

It requires a lot of self discipline to overcome the temptation to delay gratification of spending money and to save it instead.

Steps to develop self discipline

Step 1: Set a goal – then break it down into regularly recurring actions

What exactly do you want to achieve? It could be to build a fully funded emergency fund, start investing, pay off your debt, or even achieve financial independence – or anything in between.

Write down exactly what your goal is and the date by which you want to achieve it. For example, you may want to pay off your credit card debt within one year.

Then break down exactly what actions you need to take on a regular basis. Make these actions as small and as regular as possible. A small daily action is better than a larger monthly action.

For example, if you owe $10,000 on your credit card you’ll need to pay $833.33 off each month. Is that doable? If your budget allows for that, great. If not, you’ll need to figure out what exactly you need to do make up the difference.

If your regular payment is $150 and you can pull an extra $200 per month from your monthly budget that means you’ll need to come up with an additional $484 per month. If you have time to walk dogs after work you may decide to pick up a dog walking client for a few walks per week. At $25 per walk you’d have to walk the dog 20 times per month to make up the $484 you need. If you picked up a client that needed the dog walked everyday after work, you’d have the full amount.

You now have a goal and an action plan to make that goal happen.

Here are a few examples of short, mid, and long-term goals, but feel free to fill in the blanks with your own personal financial goals.

Short-term goals

Saving money each month towards your emergency fund
Going out to dinner with friends twice a month
Small household projects (planting a small indoor garden, painting a room, etc.)

Mid-term goals

Saving for a weekend getaway
Paying cash for your next car
Paying off your credit card debt

Long-term goals

Down payment on a house
Paying off your student loans
Putting money away for retirement

Read more: How to prioritize and save for multiple goals at once

Step 2: Track your progress

You’ll want some way to visualize and track your progress. A lot of people find this extremely motivating.

Using the example of paying off your car above, you could make a thermostat and color in a section each time you make a payment, representing the amount of money you’ve paid off (or is left on the loan). Or cover a piece of paper with stars (or anything else) and color in a star every time you send in your payment, each star representing one payment or a set amount of money.

Hang your tracker on the fridge so you can see it every day to remind you of what you are working towards. Make it a little celebration each time you get to fill in more of your tracker.

You can also go digital with your goal tracking. Apps like Empower offer a few different services for investing and checking up on your financial health. But, in this instance, I’m referring to the free tools they offer to keep track of your net worth.

You can create an account with them without opening an investment account. The wealth management and planning tools are the ones that you will probably be most interested in to help determine where you are at currently.

You can connect all of your financial accounts within the tool. These will be things, such as:

Checking account
Savings account(s)
Investment account(s)
Student loan account(s)
Auto loan account
Mortgage account
Credit card(s)
Medical debt account(s)

Sometimes, it can be pretty scary to see what your actual net worth is vs. where you want to be.

But, I use this as a driving force to work harder every month to increase my overall net worth. Because the faster I can get my net worth up, the faster I can get to my long-term goals.

Step 3: Find your tribe

How To Be Disciplined About Money - peer pressure
Find people in your life who are working towards similar goals. This will help build self discipline because you’ll have a community that is embodying the new behaviors you want to build.

If you meet regularly with others who are paying off debt, you’ll have more discipline to follow that same path. You’ll have someone to share your successes with and a friend who can help when you are struggling.

Contrast that to when your friends regularly encourage overspending. Just going out to have a meal or a drink with friends can end up costing $100 or more in some instances. Something that sounded so innocuous, has now completely derailed your goal.

This isn’t to say you need to replace your entire friend group – not at all. But it will be up to you set a budget for having fun and then stick to it.

For example, instead of having two-three drinks, only have one. Go out for lunch instead of dinner, or a matinee instead of a night movie.

All of these options still give you the freedom to hang out with your friends and enjoy your life, but it won’t cost you nearly as much. And when you stick to your budget, your future self will thank you for your discipline.

Read More: The Cost Of Friendship – How Your Friends Affect The Way

Tips to meet your financial goals

Determine your needs vs. your wants

Setting up your financial goals and a way to track them are the first steps. But staying on track can get tricky when life happens. This is where needs vs. wants come into play. There are things that all of us want to have. But these are the things that can throw us off track so fast it will make your head spin.

So keeping in mind if the item/service is a need or a want can help you have more financial disciplined. Just remember to think long and hard about any purchases before you pull the trigger. If it is a need, then go ahead and do it. But if the item is actually something you want instead, it’s usually best to hold off even for a bit to make sure you still really want it as much as you think you do.

Reduce, reuse, recycle

When it comes to purchasing wants, you have a few other options that can save you a ton of money. If there is an item that you are wanting to purchase, but it simply isn’t in the budget, what might be some other ways to achieve the same goal?

Reduce, reuse or recycle may just be the best option here. If you have things in your house that you can get rid of (and maybe even make some money off of their sale), then that is one way to get the potential want. Sell your old stuff and then use the proceeds to purchase the new want item.

Or, if you can reuse an item you have in your house already, paired with something else, in order to create a similar item, then why not do that? Sometimes, all a table or chair needs is a fresh coat of paint in order to feel like a completely new item. So get creative and think outside the box about things you already have at your disposal.

And if all else fails, recycle your old items. You may not make any money off of them, but you could potentially get a tax write-off. Plus, it declutters your space, which can make it feel like a completely new room. Sometimes, that is really all you need.

Make it automatic

No matter what you goal is you can probably automate at least some of it.

If you want to save more, schedule automatic transfers from your checking to your savings. If you want to pay off a certain amount of debt each month, set automatic payments to your accounts.

Having these transactions happen automatically will remove the friction that can be caused when you have to manually make that extra payment, or save that extra money. You can always go in and stop or change the automatic payment if you can’t swing it one month, but making it the default will cause it to happen more often than not.

Of course, don’t set yourself up for failure. Setting an automatic payment without a plan to make sure the money is available will cause more harm than good. Create a feasible plan and realistic goal, then set it up to run without any extra effort from you.

Read more: Put your money on autopilot

Put your emergency fund in a high yield savings account

If you are working on building your emergency fund – or already have a solid savings account – you’ll want to make sure you are getting the most interest possible. This will help grow your savings rate since you’ll be earning a little extra interest each month.

Interest rates on high-yield savings accounts are higher than they’ve been in years, and the difference between online accounts and those at your local bank are huge. So, while these high yield savings account rates may not be anywhere close to the average return you will get on investing your money, it’s still nice to make some interest on your savings.

The best high yield savings account, in my opinion, is the CIT Savings Builder.

Read more: How Much Should You Save Every Month?

CIT Bank Savings Builder

CIT Bank Savings Builder has a very competitive APY – compared to the pennies you get from a credit union account.

You only need $100 to open an account and they charge no maintenance fees. To earn the highest APY, you need to get your account up to $25,000, or you need to deposit at least $100 monthly. See details here.

The CIT Savings Builder has a completely online platform, so everything can be done directly from your smartphone, just to make life simpler. They are also FDIC insured up to $250,000 per account type.

CIT Bank. Member FDIC.

Summary

Overall, it is extremely easy for our money to flow through our fingers like water. This is why you have to be cognizant of what you have and where you want to be with your finances.

If you want to avoid debt, save more money, or invest for your future then it’s important to develop self discipline in your finances.

Apache is functioning normally

June 8, 2023 by Brett Tams

Heading out on vacation can be fun, but what happens when you have pets at home? Whether it’s a beloved cat or the family dog, leaving them behind can leave you with more stress than it’s worth.

Thankfully, there are a number of airlines that’ll allow you to travel with your pets, whether that’s in the cabin or as cargo. Alaska Airlines is one of these — and it’s one of the best options out there for those traveling with pets.

Let’s take a look at the Alaska Airlines pet policy, what it looks like to fly with pet cargo and requirements for bringing your pet in the cabin.

Alaska Airlines pet cargo policy

There are two ways Alaska Airlines allows you to bring your pet as cargo: traveling on the same flight as you or separately — and the requirements are different for each.

Traveling on the same flight

If you’re going to be flying at the same time as your pet, you’ll need to check your pet to travel within the climate-controlled baggage compartment.

Here are the criteria for doing so:

Pet and carrier combined cannot exceed 150 pounds.
The fee is $150 one way.
Accepted animals include cats, dogs, ferrets, guinea pigs, hamsters, household birds, nonpoisonous reptiles, potbellied pigs, rabbits and tropical fish.
You must have a health certificate issued by a veterinarian.

For travel within the state of Alaska or active duty military (and their dependents) the cost to check a pet is $100.

🤓Nerdy Tip

Recent NerdWallet analysis found the average pet fee to be $113 across major U.S. airlines.

In order to book your pet’s travels, you’ll want to either call Alaska Airlines at 800-252-7522 or use its website’s chat feature to secure a reservation.

This can be done after booking your own flight, but it’s better to do so sooner rather than later as the number of pets allowed in the baggage compartment is limited.

There are some restrictions for breeds and younger animals. For example, pets with snub noses, such as bulldogs and Persian cats, are unable to travel in the baggage compartment.

Finally, there are some limitations when it comes to traveling during certain periods of the year.

Those on Alaska flight numbers 2000-2999 or 3300-3499 are unable to check pets in the baggage compartment from Nov. 15 to Jan. 10 each year due to weather.

Shipping separately

If you won’t be traveling on the same flight as your pet, it’s still possible for them to catch their own flight. Alaska Airlines’ Pet Connect service is available on specific flights subject to weather conditions and destination.

Like checking your pet as baggage, you’ll need to meet a series of requirements, including providing access to food and water, a comfortable and sturdy carrier and a health certificate.

For unaccompanied pets, Alaska only allows travel during periods when the temperature is between 45 and 85 degrees. It’s possible to make an exception provided you have a vet letter stating that your pet is acclimated to more extreme weather types.

Pet Connect reservations can be made between 30 days and 24 hours prior to travel, though there are different requirements if some of the travel takes place on another airline.

The same breed restrictions apply for Pet Connect flights as for checking your pet as baggage, so be sure to double-check before booking.

Alaska Airlines in-cabin pet options

If your pet is small enough to fit under an airline seat, they’ll be able to travel in the cabin with you. Alaska Airlines doesn’t specify a weight requirement for pets, though they must be able to stand up and turn around in their carrier under the seat.

The fee is $100 one way.
Acceptable animals include cats, dogs, rabbits and household birds.
You must be 18 or older to travel with a pet in the cabin.
Your pet counts toward your carry-on allotment.
You can travel with a maximum of two pet carriers in the main cabin if you also purchase an adjacent seat.
Dogs and cats must be at least 8 weeks old.
The pet must stay in the carrier at all times.
Up to two pets of the same species can travel in one carrier provided they fit comfortably.

There is a limited number of pets allowed in the cabin on each flight. In first class, up to three pets can be accommodated. In the economy cabin, up to eight pets are allowed per flight.

How flying with pets on Alaska compares to other airlines

It beat out all other competitor airlines to take the top spot for those traveling with pets. This is thanks to a number of factors, including how many animals you’re allowed to bring, the cost of traveling with a pet and the types of animals allowed.

Other things that were considered include whether the airline offers cargo services, if you’re allowed to bring your pet to the lounge and how well they handle pet transport.

Final thoughts on Alaska Airlines pet cargo

Alaska Airlines’ pet policies are some of the best in the business, with great options for those looking to travel with their pets.

This is true whether you’re planning to bring them in the cabin or check them as cargo. Its prices are among the lowest for airline pet travel and the variety of animals it accepts is more generous than most.

However, you’ll want to note that there are still some restrictions involved with the breed of animal that can fly, as well as dates during the year when traveling with pet cargo is unavailable.

Before you book, do your research to ensure that your pet meets all the requirements of traveling on Alaska Airlines.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:

Source: nerdwallet.com

Apache is functioning normally

June 7, 2023 by Brett Tams

One highlight of the World of Hyatt award program is that it still uses award charts to determine the points you’ll need to redeem for a free night. The World of Hyatt award chart for Hyatt hotels and resorts, as well as participating Small Luxury Hotels of the World and MGM Rewards destinations, has eight categories. Award prices range from 3,500 points for an off-peak Category 1 night to 45,000 points for a peak Category 8 night.

For this article, we selected some of the best Hyatt Category 4 hotels. We’ve chosen properties from various Hyatt hotel brands, ranging from a Hyatt Place to a Park Hyatt. A standard room at these hotels costs 12,000 points on off-peak nights, 15,000 points on standard nights and 18,000 points on peak nights. These hotels are also some of the best Hyatt free night hotels since you can use Category 1-4 promotional awards earned through the World of Hyatt Credit Card as Milestone Rewards and as Brand Explorer awards to book these hotels.

Hyatt Place Panama City Beach / Beachfront

Panama City Beach, Florida, USA

HYATT

Best for: Staying beachfront in Panama City Beach.

Why stay here: With a beachfront pool, beach access and family-friendly rooms, this Hyatt Place is a strong choice for a low-key beach vacation.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The oceanfront Hyatt Place Panama City Beach / Beachfront is just a short walk from Panama City Beach’s Pier Park. Ample shopping, activities and restaurants within walking distance make this a compelling location for a family beach vacation.

You can book a 333-square-foot room with a king bed and a sofa bed or a 367-square-foot room with two queen beds and a sofa bed using points or free night certificates. If you want to book a paid rate, the property also offers gulf-view rooms, rooms with kitchenettes and even family-friendly rooms with a king bed, bunk beds and a sofa bed. All rooms include at least a minifridge, but some rooms with kitchenettes have a full-size refrigerator.

The Hyatt Place Panama City Beach / Beachfront charges a daily resort fee of $45.20 from March 1 to Oct. 31 and a daily resort fee of $28.25 during the rest of the year. The resort fee includes parking for up to one vehicle. Plus, this Hyatt Place offers some amenities you wouldn’t typically expect at this brand, including a resort-style pool, lazy river, outdoor games, weekend entertainment and seasonal beach chair service. If you book a free night award — which includes redeeming Hyatt points or using Category 1-4 promotional awards — or you have Hyatt Globalist status and book an eligible rate, you can enjoy waived resort fees.

Daily breakfast at the Breakfast Bar is included in your stay. The Breakfast Bar offers hot and cold items, coffee, milk, juice and tea. You can purchase drinks and snacks poolside from Coconut Charlie’s Pool Bar or beachside from the Beach Bar. If you don’t feel like leaving the hotel for dinner, visit Coconut Charlie’s Beach Bar & Grill for waterfront views, food, drinks and occasional live entertainment. Finally, an on-site market offers a selection of packaged grab-and-go items.

Rates at the Hyatt Place Panama City Beach / Beachfront start at 12,000 points or $198.93 per night, including the $28.25 resort fee.

Hyatt Regency Grand Cypress Resort

Orlando, Florida, USA

MICHAEL STAVARIDIS/HYATT

Best for: A family-friendly golf trip to Orlando.

Why stay here: With a lagoon-style pool with a slide, an award-winning golf course and complimentary shuttle service to Disney and Universal, this resort is a particularly good choice for families.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

I stayed at the Hyatt Regency Grand Cypress Resort in Orlando several times almost 20 years ago. What I remember most about the resort is its Grand Cypress Golf Club, with holes designed by Jack Nicklaus. I also remember relaxing at its 800,000-gallon pool as well as its waterfalls, caves and waterslide.

The Hyatt Regency Grand Cypress Resort has 779 rooms, including 46 suites. Rooms are 360 square feet and offer one king bed or two double beds with views toward Orlando, the pool or a lake. Meanwhile, suites start at 702 square feet. You can book standard rooms starting at 12,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.

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Unfortunately, the Hyatt Regency Grand Cypress Resort charges a nightly resort fee of $45 plus taxes and fees per room. However, you can avoid this fee if you book a free night award. Plus, Hyatt Globalist members can avoid the fee when booking any eligible rate. You’ll get transportation to and from Walt Disney World, Universal Orlando Resort and Disney Springs as part of the daily resort fee. You’ll also get access to a seven-hole pitch and putt course, a miniature golf course, bike rentals, a rock climbing wall and more.

The Hyatt Regency Grand Cypress Resort offers various dining options. Guests looking for a quick, casual experience will enjoy the grab-and-go market and the On the Rocks poolside restaurant. Meanwhile, guests looking for an upscale experience can book dinner at Four Flamingos, A Richard Blais Florida Kitchen. Lakehouse Restaurant & Bar offers all-day dining, and its sub-restaurant, Lakehouse Sushi Bar, is open for dinner. Finally, you can enjoy afternoon or evening drinks and snacks at The Lobby Bar.

Rates at the Hyatt Regency Grand Cypress Resort start at 12,000 points or $229.51 per night, including the $50.63 resort fee.

Related: Splash into fun: The 14 best hotel pools in Orlando

Manchester Grand Hyatt San Diego

Downtown, San Diego, California, USA

MANCHESTER GRAND HYATT SAN DIEGO/ZACH BENSON/FACEBOOK

Best for: Hyatt loyalists wanting a downtown stay right on the water.

Why stay here: Whether you’re in town for a convention or simply want to explore downtown San Diego, this luxurious Hyatt property is a great use of points.

Best way to book: Book directly with Hyatt to earn and redeem points, or via Chase’s Luxury Hotel & Resort Collection for elitelike perks and on-property credits.

The Manchester Grand Hyatt San Diego hosts plenty of conference and convention guests, but it’s also well located for tourists near Seaport Village. Many guests applaud this waterfront hotel for its views, including those from its 40th-floor bar and rooftop pool decks.

Most Manchester Grand Hyatt San Diego rooms are 340 square feet with city or bay views and one king bed, two double beds or two queen beds. However, the property also offers several different suite types, starting with a 700-square-foot Signature Suite. You can book standard rooms starting at 12,000 points per night, club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.

The Manchester Grand Hyatt San Diego has two outdoor pools: a fourth-floor family pool and a third-floor adults-only pool (that, at the time of writing, was closed). There’s also a 24-hour fitness center.

The hotel charges a destination fee of $39 plus tax per night. Unfortunately, this fee doesn’t offer enough value for most guests. However, you can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.

You’ll have seven dining options at the Manchester Grand Hyatt San Diego. One highlight is Sally’s Fish House & Bar, which lets you enjoy sustainable seafood, craft cocktails and California wines at lunch and dinner next to the boardwalk and the San Diego Bay. Another highlight is Top of the Hyatt, a 40th-floor lounge offering cocktails and small plates alongside city and bay views. There’s also a seasonal pool bar and grill. Or you can order something from GrandEats if you want food delivered to your room.

Rates at the Manchester Grand Hyatt San Diego start at 12,000 points or $262.82 per night, including the $43.88 destination fee.

Related: The best hotels in San Diego

Thompson Chicago

Gold Coast, Chicago, Illinois, USA

THOMPSON CHICAGO/FACEBOOK

Best for: Luxury travelers looking for homey touches and easy access to Lake Michigan running trails and other local venues.

Why stay here: You’re looking for a neighborhood feel to your stay and want easy access to the Loop — without actually staying in the Loop.

Best way to book: Book directly with Hyatt or the hotel website to earn and redeem World of Hyatt points, or through the Chase Luxury Hotel & Resort Collection to enjoy elitelike benefits.

The Thompson Chicago is a boutique hotel located a short walk from the start of the Magnificent Mile. The surrounding neighborhood is great for food and shopping.

You can redeem Hyatt points for a 320-square-foot standard room at the Thompson Chicago with one king or two double beds. If you want to book a paid rate, there are also high-floor rooms, lake-view rooms and various suites. Dogs are welcome at the Thompson Chicago for no additional charge, although you should contact the hotel before your stay for more details.

The Thompson Chicago has a popular lobby bar, Salone Nico, that serves rustic Italian cuisine and drinks. Meanwhile, Nico Osteria offers all-day dining with a focus on Italian seafood. You can also order room service or venture out to sample the many restaurants in the neighborhood.

This property charges a $17 destination fee that provides premium internet, local newspapers and 24-hour fitness club access. There aren’t many other amenities to note at this hotel. You can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.

Rates at the Thompson Chicago start at 12,000 points or $216.69 per night, including the $17 destination fee.

Related: The 17 best Chicago hotels

Hyatt Regency Seattle

Seattle, Washington, USA

TAGGART COJAN SORENSEN/HYATT

Best for: Tidy, clean rooms in a quiet part of downtown Seattle.

Why stay here: This beautiful hotel with modern rooms is in an excellent location just a block away from the Paramount Theatre and within walking distance of many major attractions.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Seattle is in the heart of downtown Seattle. It’s within walking distance of both convention centers and just a short walk from tourist attractions such as Pike Place Market and the Seattle Art Museum. Moreover, the hotel participates in various sustainability initiatives, including donating leftover, untouched food to a local nonprofit.

You can book 320-square-foot standard rooms starting at 12,000 points per night, 500-to-725-square-foot standard suites with a separate living area starting at 21,000 points per night and 735-square-foot (or more) premium suites starting at 24,000 points per night. One of the premium suite types even offers a private fitness space with a Peloton bike, yoga mat and arm weights. All rooms have either one king bed or two queen beds.

The Hyatt Regency Seattle offers the largest hotel meeting venue in the Pacific Northwest, so it understandably caters to conference, wedding and convention travelers. The hotel has a 24-hour fitness center with Technogym equipment and Peloton bikes (although the bikes were temporarily unavailable at the time of writing). You can bring one dog weighing 50 pounds or less if you pay the $50-per-stay pet fee.

Andare Kitchen & Bar on the lobby level offers all-day, Italian-inspired dining. The venue offers a vegan menu, a weekday happy hour and a bar that’s open daily from 11 a.m. to 11 p.m. You can also enjoy downtown views alongside steakhouse favorites and wine if you opt for dinner at Daniel’s Broiler on the hotel’s second floor. Check out the Market on the second floor if you want something quick. You can also order room service or check out the neighborhood’s many restaurants outside the hotel.

Rates at the Hyatt Regency Seattle start at 12,000 points or $195.62 per night.

Related: A Hyatt hop through Seattle: Which Hyatt should you choose on your next trip to the Emerald City?

MGM Grand

Las Vegas, Nevada, USA

MGM GRAND/MGM

Best for: Travelers looking for a mix of relaxation and action in one place.

Why stay here: There’s an epic lazy river you can float around on all day.

Best way to book: Book directly on the MGM Grand’s website.

The MGM Grand in Las Vegas is well known for its 6 1/2-acre Grand Pool Complex, which features four pools, three whirlpools and a lazy river. There are always great shows at the MGM Grand, which currently hosts Ka by Cirque du Soleil, Jabbawockeez and David Copperfield; of course, there are also slots, table games and poker in the casino. You can also get a spa treatment at the MGM Grand Spa & Salon or hit some balls at the on-site Topgolf.

The MGM Grand has many different accommodation types and categories across its 5,000 rooms and suites. However, you can only book a 350-square-foot studio king room with Hyatt points or free night certificates. Unlike other stays where resort fees are waived if you book a free night award, this policy doesn’t apply at MGM Rewards destinations like the MGM Grand.

Hyatt members can match their status to MGM Rewards. By doing so, Hyatt Explorists and above can get waived resort fees at MGM properties with their matched MGM Rewards Gold status — but only when booking through MGM Rewards (not World of Hyatt). The MGM Grand charges resort fee of $39 plus tax, so you may want to forgo redeeming Hyatt points for your stay and instead book a paid rate through MGM Rewards if you have Gold status or higher. Best of all, you can still earn Hyatt elite-qualifying nights when you book through MGM Rewards.

You’ll find plenty of dining options at the MGM Grand. On the upscale end, MGM Grand offers L’Atelier de Joël Robuchon for French dishes prepared in front of you, Hakkasan Restaurant for Cantonese dishes, Tom Colicchio’s Craftsteak for high-quality cuts from small family farms, and Joël Robuchon for fine French dining. If your dining budget is more modest, there’s also Grand Wok Noodle Bar, Nellie’s Southern Kitchen, Greek Sneek and Emeril’s New Orleans Fish House. Or, you can enjoy the MGM Grand Buffet, Tap Sports Bar or various options in the food court.

Rates at the MGM Grand start at 12,000 points or $114.63 per night, including the $44.22 resort fee.

Related: Why Hyatt elite members should book through MGM when visiting Las Vegas

Andaz Mexico City Condesa

Cuauhtemoc, Mexico City, Mexico

HYATT

Best for: An eclectic stay in the artsy Condesa neighborhood near Parque Mexico.

Why stay here: This chic hotel offers great service, an appealing location, compelling views from the pool and a dog-friendly Wooftop Beer Garden.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Andaz Mexico City Condesa opened in January 2023 with 213 rooms and is already getting good reviews. However, guests note you can sometimes hear music in the rooms at night, so this may not be the best property for you if you’re a light sleeper. The hotel’s neighborhood provides ample dining options and a central location for tourists — just a short walk from Parque Mexico and various art galleries.

Booking a free night award will get you a 344-square-foot standard room with one king bed or two double beds overlooking Insurgentes Avenue or the hotel’s internal patio. If you book a paid rate, you can reserve a city-view room or several suite types, including a 667-square-foot terrace suite with a large private outdoor terrace.

The 17th floor of the hotel offers a rooftop pool with great city views, and the Cabuya Rooftop restaurant and bar. The hotel also offers a 24-hour fitness center, a spa and a beauty salon. You can get teas and coffees at the Derba Matcha Cafe and enjoy a drink in the dog-friendly Wooftop Beer Garden & Canine Club. If you bring your dog for your stay, you’ll need to pay a fee of $100 per pet per room.

Rates at the Andaz Mexico City Condesa start at 12,000 points or $259.02 per night.

Related: Here’s how to quickly stock up on Hyatt points for your next vacation

Alila Fort Bishangarh

Bishangarh Village, Jaipur, Rajasthan, India

HYATT

Best for: A luxurious stay in a converted 233-year-old fort.

Why stay here: With a thoughtful design, farm-to-table dining and activities native only to Bishangarh, you won’t regret adding this unique Alila to your India trip.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits, or via American Express Fine Hotels + Resorts.

Alila Fort Bishangarh, located between Delhi and Jaipur in India’s Rajasthan, has 59 rooms and suites and is housed in a 233-year-old fort. I used two Category 1-4 promotional awards to stay at this amazing property and can wholeheartedly recommend a stay if you visit Rajasthan.

You can book a 562-square-foot Heritage Room with one king bed or two twin beds starting at 12,000 points per night or an 800-square-foot Grand Suite with one king bed starting at 24,000 points per night. You can also use points plus cash to book a 700-square-foot Royal Suite with one king bed or two twin beds. If you want to book a paid rate, you have all these options plus a 912-square-foot Regal Suite and a 1,054-square-foot Presidential Suite on offer.

There’s plenty to keep you busy at Alila Fort Bishangarh. You’ll find Spa Alila, an infinity pool with compelling views of the fort, a 24-hour fitness center and Play Alila for children. The hotel also offers numerous excursions and experiences, including cooking classes, a guided visit to the Bishangarh Village Market and the opportunity to visit a milk factory.

And you’ll find some impressive dining options on-site — which is good since most guests will eat most, if not all, of their meals on-site. Amarsar is open all day with Indian and international dishes on offer. On select nights, Nazaara is open with local cuisine prepared in traditional Rajput hunter style; it’s a memorable terrace-dining experience that you’ll enjoy if you can handle some Indian spices and aren’t a picky eater. Meanwhile, Haveli is open for poolside meals and drinks throughout the day, and Madhuveni offers cocktails, cigars and tapas in a beautiful, intimate space.

Rates at the Alila Fort Bishangarh start at 12,000 points or $206 per night.

Related: The best ways to fly to India with points and miles

Hyatt Regency Paris Etoile

Paris, France

HYATT REGENCY

Best for: Travelers looking to stay just a short walk from historic sights, such as the Arc de Triomphe.

Why stay here: Located between La Defense and the Champs-Elysees, this well-located hotel offers excellent views over Paris (from the city’s highest bar), a Regency Club and small but functional rooms.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Paris Etoile in France offers amazing views from its 34-story skyscraper, especially if you snag a room with Eiffel Tower views. Although it’s northwest of the Paris core between La Defense and the Champs-Elysees, it’s just a 20-minute walk to the Arc de Triomphe and a 20-minute journey by metro and foot to the Louvre.

Despite having 995 rooms and suites, finding standard room award availability at this hotel can be difficult. The rooms are small — even for Paris — but 237-square-foot rooms with Regency Club access start at 18,000 points per night. Standard 474-square-foot suites start at 21,000 points per night, and premium 753-square-foot suites start at 24,000 points per night. Award availability is often limited at this hotel, so you may need to book a paid rate to get the room type you want. If you want to ensure your group gets connecting rooms, consider booking a family room.

The Hyatt Regency Paris Etoile doesn’t have too many amenities. Still, it has a 24-hour fitness center and a Regency Club on the 34th floor (for Hyatt Globalist members and those in eligible rooms). You’ll likely want to eat outside the hotel for many of your meals, but you may want to visit the 34th-floor Windo Skybar for views, cocktails and tapas. If you do want to eat on-site, Mayo Restaurant offers daily breakfast and weekday lunch buffets, and the grab-and-go Mayo Market offers quick bites daily from 7 a.m. until 2 a.m.

Rates at the Hyatt Regency Paris Etoile start at 12,000 points or $253.85 per night.

Related: The best hotels in Paris

Park Hyatt Jakarta

Jakarta, Indonesia

HYATT

Best for: City views and that new-hotel vibe in the heart of Jakarta.

Why stay here: Spacious rooms with modern, yet dark, design and a friendly, professional staff make this one of the best luxury hotels in Jakarta.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Park Hyatt Jakarta in Indonesia opened in July 2022 with 220 rooms, including 36 suites. This Park Hyatt is a nine-minute walk from the Stasiun Gondangdia train station and within walking distance of various shopping malls and restaurants.

You can book 613-square-foot standard rooms with a king bed or two twin beds starting at 12,000 points per night. Meanwhile, you can book three standard suite types ranging from 936 to 1,367 square feet starting at 21,000 points per night. You can book premium suites starting at 24,000 points per night. The rooms and suites have Indonesian touches and excellent views, as the rooms start on the 25th floor.

While staying at the Park Hyatt Jakarta, you can enjoy the outdoor pool, a sun deck with city views and a 24-hour fitness center on the 35th floor. The hotel also offers a spa.

The Park Hyatt Jakarta offers several dining outlets. Dining Room serves Indonesian and Italian cuisine for breakfast, lunch and dinner on the 22nd floor, while Kita Restaurant offers Japanese cuisine for lunch and dinner on the 37th floor. On the 23rd floor, Conservatory offers several multiuse spaces where you can work, relax or socialize while enjoying European cafe-style comfort food and light meals.

If you’re looking for a drink or live music, check out The Bar on the 23rd floor or Kita Bar on the 36th floor.

Rates at the Park Hyatt Jakarta start at 12,000 points or $308.04 per night.

Related: The 23 best Hyatt hotels in the world

Hyatt Regency Tokyo

Shinjuku, Tokyo, Japan

HYATT

Best for: This old yet stunning hotel is well connected to Tokyo’s JR trains and metro.

Why stay here: Clean and spacious (albeit slightly dated) rooms and a Regency Club let you rest while the hotel’s location in the middle of Shinjuku lets you explore Tokyo.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Tokyo is an older property, but it’s in a solid location, just a five-minute walk from Tokyo’s Shinjuku station. This hotel offers 746 rooms, including 18 suites, across 17 room types. Although it doesn’t offer a pool or onsen, it does have a spa and fitness center with Technogym equipment.

If you want to redeem a Hyatt free night award, you can book a 301-square-foot standard room with one king bed or two twin beds starting at 12,000 points per night. Meanwhile, 376-square-foot Regency Club rooms start at 18,000 points per night, and standard suites start at 21,000 points per night. The Regency Club, available to Hyatt Globalist members and guests staying in club rooms and suites, offers views over Shinjuku Central Park for breakfast, tea service and evening cocktails.

You may want to eat outside the hotel for many meals while visiting Tokyo. If you prefer to eat on-site, the Hyatt Regency Tokyo offers Beijing and Shanghai cuisine for lunch and dinner at Jade Garden, Italian-inspired fares at Caffe and Japanese dishes at three different venues. You can also try fine wines and whiskeys at Eau de Vie or order room service if you want to dine in your room.

Rates at the Hyatt Regency Tokyo start at 12,000 points or $266.07 per night.

Related: The best ways to travel to Japan with points and miles

Hyatt Regency Hong Kong, Tsim Sha Tsui

Kowloon, Hong Kong

HYATT

Best for: A prime location in the heart of Hong Kong, just a short walk from the harbor and two metro stops.

Why stay here: Offering spacious (for Hong Kong) rooms and a Regency Club, this well-located property provides compelling city and harbor views from most rooms.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

The Hyatt Regency Hong Kong, Tsim Sha Tsui is in the heart of Kowloon next to the Tsim Sha Tsui station. It’s an easy walk from the Star Ferry and Avenue of Stars. Tourists will enjoy its excellent location, as many attractions are easily accessible by foot or public transit.

This Hyatt Regency has 381 guest rooms and suites, each offering views of Victoria Harbour or the city. The least expensive room type — and the one you can book starting at 12,000 points per night — is a 301-square-foot standard room with one king bed or two twin beds. You can also book club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night. If you’re looking to book a paid rate, it may be worth shelling out a little more to guarantee a corner room or a view of Victoria Harbour.

You’ll find an 82-foot outdoor heated swimming pool with views over the surrounding neighborhood at the Hyatt Regency Hong Kong, Tsim Sha Tsui. The outdoor pool deck includes a children’s pool, a whirlpool and lounge chairs. Plus, you’ll find a 24-hour fitness center with Technogym equipment on the 10th floor.

There’s plenty of excellent dining in Hong Kong, regardless of your budget. But, if you want to eat at the Hyatt Regency, you’ll find dim sum and barbecued pork at The Chinese Restaurant, an international buffet at Cafe, fine dining cooked tableside at Hugo’s and drinks with nightly live entertainment at Chin Chin Bar. Additionally, eligible guests can enjoy continental breakfast, all-day coffee and tea service, and evening canapes and cocktails at the Regency Club.

Rates at the Hyatt Regency Hong Kong, Tsim Sha Tsui start at 12,000 points or $219.44 per night.

Related: What is World of Hyatt elite status worth?

Andaz Bali

Sanur, Bali, Indonesia

HYATT

Best for: A relaxing holiday that feels authentically Balinese.

Why stay here: Built around mature landscaping in the style of a modern Balinese village, this beachfront resort lets guests relax with an attentive staff and a thoughtful design.

Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.

Andaz Bali is an attractive beach resort next to the Hyatt Regency Bali on the eastern coast of Bali, Indonesia. Guests love the resort’s landscaping, modern rooms and large pool.

There are 149 rooms, including 20 suites and 22 villas. The standard rooms are 710 square feet and include a living area, floor-to-ceiling windows, garden views and one king bed or two twin beds. But you can also reserve pool-view or ocean-view rooms and private pool villas if you book a paid rate.

There are various types of suites you can book with points or cash. Standard rooms start at 12,000 points per night, standard suites start at 21,000 points per night and premium suites start at 24,000 points per night.

The Andaz Bali is designed to feel like a modern interpretation of a Balinese village. The resort has three swimming pools: ocean-facing Liang for fun, secluded Santhi for relaxation and kid-friendly Alit for families. Andaz Bali also offers a spa with a 24-hour fitness center, sauna, steam room, yoga studio and hydrotherapy pools.

There are ample dining options at the Andaz Bali. The Fisherman’s Club offers light bites, meat and seafood for lunch, dinner and Sunday brunch. Wok Wok is open daily for breakfast, lunch and dinner with Indonesian comfort food. Blue Oven is open daily for dinner with Mediterranean favorites, while Fire Fox is open Thursday through Saturday in the evening for Asian steakhouse delights. Deli & Bakery is open daily from noon to 10 p.m. with drinks, cakes, desserts and homemade ice creams.

Rates at the Andaz Bali start at 12,000 points or $256.52 per night.

Related: 5 easy ways to maximize Hyatt award redemptions

Source: thepointsguy.com

Apache is functioning normally

June 7, 2023 by Brett Tams

February 10, 2022
by Carmen Roman

Tina Terenzio is a Mortgage Banker at our Fairfield branch and has her license in CT, FL, MA, NJ, and TX. She is a native of Fairfield, CT, and received her Bachelor’s degree from UCONN. Tina enjoys spending time with her husband, a USMC Veteran, and their two dogs, Charlie and Moose.

What motivates you to wake up and go to work?
As a Loan Officer, I love being able to help people achieve their dream of homeownership. I know that if I’m able to help people achieve their goals, that makes me successful too! It’s a win-win!

What do you enjoy doing in your free time?
I enjoy spending time with my husband Chuck and our two dogs, Charlie and Moose. We are a very active family. We run daily with and without the dogs. I am also an Aunt to three girls, and I love spending time with them.

If you could have any superpower what would it be and why?
I would go back in time.

What’s your favorite food?
Mac & Cheese

What are 2-3 fun facts about you?
I was an athlete in college and I have a family house in Italy!

If you won the lottery, what’s the first thing you would do?
I would purchase more real estate in different areas.

If someone was going to visit your hometown, what is one local spot you’d suggest they visit and why?
If visiting my hometown of Fairfield CT I would suggest stopping at Sasco Beach. It’s beautiful and serene. I have spent a lot of time.

What’s your favorite thing about working at Total Mortgage?
The people I work with. I am so grateful for my team.

Filed Under: Uncategorized

Source: totalmortgage.com

Apache is functioning normally

June 6, 2023 by Brett Tams

This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.

I have recently become fascinated by the idea of Billionaire Morning Routines.

The premise is that if you want to be successful in life, then you must wake up at an early hour and dedicate time or energy towards your goals. I am still not sure how this translates into a morning routine for me, but what I do know is:

You don’t need much money to become wealthy.

Your mindset can drastically change the trajectory of your day and life.

Sometimes it can feel like the odds are stacked against you. But there’s always hope.

Personally, I have found success by following this simple morning routine that will help get me through each day and set my path for success.

Successful millionaires have certain habits that can help you be more productive each and every day! While not everyone aspires to be a millionaire, these habits can still be useful for anyone looking to increase their productivity levels.

In this post, we are going to dig into billionaire morning routines and look at some millionaire morning routines as well.

Is a cup of strong coffee enough? Or do you need to layer some more key habits of billionaires on top?

So, if you’re looking for some tips on how to be more productive, following in the footsteps of some successful millionaires is a great place to start!

Remember these are the people making 10 figures…

Billionaire morning routine is a simple yet effective way to start each day. Learn the secrets to take control of your life and become wealthy by following a few simple steps.

What is a Billionaire Morning Routine?

A Billionaire Morning Routine is a set of habits that wealthy individuals use to start their day in order to increase their chances of success. This usually involves waking up early, exercising, eating a healthy breakfast, and spending time on personal development.

These routines are a set of designated activities that can help you stay on track. A millionaire or billionaire morning routine helps you organize your day from the moment you wake up until the time you leave for work. The difference between what you’re doing and a millionaire morning routine is the way you manage your time.

Every day is different for billionaires, but their morning routine should always be prioritized by their lifestyle needs first.

A billionaire morning routine should focus on managing your time in a way that allows for consistency with priorities of lifestyle needs and productivity goals.

Why is a Millionaires Morning Routine or even a Billionaires Important?

Picture of early morning sun streaming in on a billionaires morning routine.

The reason a Millionaire’s Morning Routine is important is that it sets the tone for the rest of the day. If you start your day by working on your goals and taking care of yourself, you’re more likely to have a successful day.

Don’t you want to maximize your time and get the most out of your day?

These are the key benefits of following a billionaires morning routine:

Stay focused on the important tasks at hand each morning.
Help you better prioritize your time in the morning and throughout your day.
Increase your productivity all day long.
Reduce the stress you feel each morning.
Boost your energy levels throughout the day.

In addition, a millionaire or billionaire’s lifestyle is associated with a number of benefits, including increased happiness, improved focus, and more time to accomplish goals.

There are many reasons why having a billionaires morning routine, or even a millionaires morning routine, is so important.

A millionaire morning routine is empowering because it gives you control over your life–and who doesn’t want that?

Billionaire Morning Routines

There are a lot of different opinions on how to achieve success in life, but one thing is for sure: you have to get up early if you want to be a millionaire.

You have heard the saying, “the early bird gets the worm.”

They use these routines to set themselves up for success and make the most of their time. Plus there are a few key things that all millionaire morning routines have in common.

This allows them to get centered and focus on what they want to achieve.

The billionaires’ morning routines are a good place to start when trying to improve your own routine.

Billionaire morning routines are the first place to start when trying to change your daily habits for the better. These practices provide a foundation that you can build off of as you work towards reaching your goals.

#1 – Wake up early

Wake up early to get more done in the morning.

Go to bed at a reasonable time so you can sleep well and be refreshed for the day.

Here are some tips to make waking up easier:

Have a wind-down process before bedtime.
Switch off screens an hour or two before you plan to go to bed so you sleep easily when the sun rises at 5 am.
Wake up five minutes earlier than you do now and work your way up until you wake up an hour earlier.

Waking up early is a simple change that anyone can make!

To get up early, go to bed earlier. The key to getting up early is going to bed early and having a wind-down routine so you sleep easily when you get into bed.

#2 – Meditate

Meditation can aid in concentration, creativity and reduce stress.

There are a variety of ways to meditate, including sitting quietly and focusing on your breathing.

When it comes to improving productivity, many people think that meditation is a waste of time. However, this could not be further from the truth.

In fact, there are a number of reasons why you should meditate every day:

Lowers your stress levels
Helps you focus
Improves creativity
Provides answers to unexpected problems
Helps make decision making easier
Keeps you less distracted throughout the day.

The hardest part of meditation is getting started, but it’s worth it if you have the discipline to stick with it for even 5 minutes a day or do some other form of relaxation therapy before falling asleep at night.

It doesn’t matter how long you do it, as long as you’re getting the benefits from it.

#3 – Glass of Water

Drinking water in the morning can improve general health and well-being.

Celebrities including Kim Kardashian, Beyoncé, and Cameron Diaz have touted the benefits of drinking water regularly.

Water is essential for life. In fact, our body is composed of about 60% water. We lose water every day through sweating, breathing, and urination, so it’s important to replenish our fluid intake. Drinking a glass of water in the morning can reduce calorie intake and improve mental performance.

Drinking water in the morning can help you stay alert, make you more energetic, and provide the necessary fuel for your brain. It’s important to drink water first thing in the morning because it hydrates quickly and fuels your body. Drinking water is also a great way to hydrate for a long day of work or play later on that day.

#4 – Exercise

The wealthiest people in the world begin their days with some exercise. They choose to perform this activity in the morning so that it doesn’t get forgotten among all their other daily responsibilities.

Richard Branson, a British billionaire, exercises every morning without fail.

Exercising boosts your confidence, has positive effects on your mood, and helps them focus throughout the day.

The key is to find a way to incorporate exercise into your routine each day. Find an exercise that works for you and stick with it.

Wake up early and exercise. Exercise is a great way to start your day off on the right foot. It gets your blood flowing and helps you wake up mentally and physically. Plus, it’s a great way to get in some extra fitness goals for the day!

#6 – Read a book

Reading can boost cognitive activity in the brain. This means that you’ll be more alert and prepared for whatever challenges the day throws your way!

Also, reading before bed can help calm the mind and prepare the body for sleep.

# 7 – Eat a healthy breakfast

Many successful people have made breakfast a key part of their morning routine.

Starting your day off with a filling meal can help you stay focused, give you more energy, and help you concentrate on the work you need to accomplish later in the day.

Breakfast is the most important meal of the day, and it’s especially important to eat a healthy breakfast. Eating breakfast helps your body and mind function at their best. It can give you energy for the day ahead, help you focus, and provide necessary nutrients for your brain.

There are many different types of healthy breakfasts that you can try. Some people like to have eggs, others prefer yogurt or granola. Kelly Ripa has coffee, yogurt, and granola as a breakfast routine; Barack Obama has eggs, potatoes, and wheat toast. Reese Witherspoon’s go-to green smoothie recipe has been her breakfast routine for the last nine years. Idris Elba keeps it simple with toast during his morning routine.

No matter what you choose to eat for breakfast, make sure you drink plenty of water as well.

On the flip side of the coin is fasting during breakfast and maybe even lunch.

#8 – Plan your day the night before

Plan out your day ahead of time. One of the best ways to ensure that you make the most of your time is by planning out your day ahead of time. This will help keep you organized and focused on what’s important.

Determining when during the day is the best time to tackle your toughest jobs can help reduce stress and increase performance.

Journal your thoughts, plan your day, and focus on what you want in life.

Goals don’t happen unless they are written down and acted upon.

One way to make sure you start your day off on the right foot is by planning your day the night before. This way, you can wake up knowing what you need to do and have a plan in place for how you’re going to get it done.

Reflecting in the evening about what you want for yourself can help solidify your intentions and give them power by writing them down for review each day.

#9 – Plan the day ahead

Others prefer to plan their day in the morning.

Getting out of bed and putting your best foot forward EVERY SINGLE DAY is important for having a successful morning routine.

By planning out your tasks, you will be better prepared to face any challenges that come your way during the day.

To help with this, try creating a morning routine that fosters a healthy mind, body, and spirit. This will get you ready to operate at peak performance.

In order to be successful, you have to know your schedule so you can plan time blocks for specific activities. There are only so many hours in a day – you must make sure they are well spent.

#10 – Create your routine

Creating a routine for your morning will help you accomplish more with your time, starting your day off on the right foot, and it will also give you a chance to start your day off with joy before any hustle or stress begins.

Some of the benefits of a millionaire morning routine include stress-free, accomplished things, and increased levels of happiness.

However, remember that the Millionaire Morning Routine is not the only one out there! You can start your day by hitting the ground running but don’t copy and paste a billionaire’s exact routine. Billionaires set their days apart with goals, so try our goal-setting worksheet to get a head start!

There are many factors to consider when deciding if a millionaire morning routine is for you, such as the goals you want to achieve and your schedule.

However, you need to create a routine that works for you. Below, you will see some samples from billionaires, but at the end of the day, it has to work for you.

When you have something to look forward to at the beginning of each day, it helps reduce stress and makes you happier. It’s also a way to get your day started on the right foot.

What time does the average billionaire wake up?

There is no average billionaire wake up time because there is no average billionaire.

However, it is well known that most millionaires and top executives wake up early in the morning. Some may be up by 4 am while others start their days between 6-7 am.

This gives them plenty of time to get ready for their day and start working on their goals.

Waking up early is a great way to start your day. You have more time to get things done, and you’re less likely to be stressed out. In addition, it’s a good opportunity to meditate and clear your mind before getting started on your work.

Billionaire Morning Routine Examples

There’s no one right way to have a successful morning routine, but many millionaires and billionaires have habits that they credit with helping them achieve their goals.

Others include setting priorities for the day and planning ahead.

There are many different morning routines that billionaires follow in order to achieve success. Some of these routines include waking up early, exercising, and reading. Others involve spending time with family and friends or networking.

No matter what a billionaire’s routine may be… the most important thing is that they stick to it and make sure they are taking steps each day to move closer to their goals.

These billionaires have different workdays, but all follow a similar daily routine to keep their minds and bodies in check.

Elon Musk Morning Routine

Elon Musk is a well-known entrepreneur and investor. He is the founder, CEO, and CTO of SpaceX, co-founder of Tesla Motors, and chairman of SolarCity. He also has a keen interest in artificial intelligence.

First of all, sleep for Musk is minimal with him going to bed around 1 am and back working by 7 am.

Musk has a routine that includes 5 minute blocks. In each block, he does one thing that is important to him. This could be making calls, sending emails, or working on a project. By doing this, he is able to focus on one task at a time and avoid distractions.

Musk’s routine also includes planning out how long it will take him to complete tasks throughout the day so that he can be sure not to waste time on tasks that are unnecessary or take too much time. This prevents him from feeling rushed and allows him to focus on the most important tasks. He makes a solid plan for his day in order to prioritize what he needs to accomplish – even though it may not go as he planned.

Kylie Jenner Morning Routine

Jenner wakes up early which is credited to her mom as setting an example for rising early. This self-made billionaire is not sleeping in at all, especially with her daughter.

The most intensive part of her morning routine is getting herself glammed up for the day. She will not eat breakfast without her makeup on. Workouts? She is known to work out 1-2 times a day depending on her schedule.

Finally, she eats breakfast and starts working on her business.

Waking up early and exercising sets the tone for the rest of her day and allows her to get things done efficiently.

Jack Dorsey Morning Routine

Jack Dorsey is the founder of Twitter and Square. He has a very unique morning routine that some people might find inspiring.

He wakes up at 5:00 am and spends his early hours on personal care.

First, Dorsey starts off by taking an ice bath to shock his system. This supposedly boosts mental confidence, which is necessary for running two major tech companies.

After the ice bath, he spends 60 minutes meditating in silence. This prepares him for his five-mile walk or jog to work. He skips breakfast, which many people find controversial.

He wraps up his day by journaling and reflecting on what went well and what could be improved.

Warren Buffet Morning Routine

Let’s be honest… many people look at Warren Buffet for inspiration and guidance. He is a wealth of knowledge that has lived throughout many of the toughest points in our nation’s history.

Billionaire Warren Buffet reportedly wakes up at 6:45 am and drinks a can of Coke. Then, he heads to the local McDonald’s for breakfast.

Very opposite of what most people would assume. But this morning routine has served Buffet well for years.

Warren gets down to business. He explains that most days, he just sits in his office and reads finance-related materials all day – specifically related to company financials, market materials, financial journals, and investor reports.

After leaving the office, Buffet goes home and might pick up fast food from time to time, but typically eats at home later in the day. A little reading before bed around 10 pm.

Oprah Winfrey Morning Routine

Oprah Winfrey is a famous American talk show host and actress. She wakes up at around 8:00 AM every day, brushes her teeth, lets the dogs out, and then starts her morning routine.

She places importance on reading at least five cards from her 365 Gathered Truths box each morning. More than likely she started with saying any of these money affirmations before she found her fame.

Oprah has a routine that includes a couple of hours spent on spiritual exercises, followed by an hour of low-impact strength-training program. She also spends time with her family and friends before finally starting work in the afternoon.

Jeff Bezos Morning Routine

Jeff Bezos has a very strict daily routine that he follows. He wakes up early (somewhere between 5:00 am -6:30 am) and begins by reading the news. After that, he spends time with family, eats breakfast, and does various activities that are not work-related.

His first business meeting starts at 10 am normally working on Amazon business matters. He has business meetings and visits fulfillment centers in the afternoon, but avoids important decisions late due to fatigue.

Sleep is important to this entrepreneur and goes to bed earlier than most.

What is the most successful morning routine?

The most successful morning routine for many people includes a mix of habits that help them start their day off on the right foot. This may include waking up early, drinking a glass of water, eating a healthy breakfast, and spending some time in prayer or meditation.

In order to be successful, it’s important to have a morning routine that incorporates good habits.

If you struggle with habits, then I highly recommend you read the book Atomic Habits. These habits are easy to incorporate into your own life and will help you accomplish more tasks and live like a billionaire.

How long does the 1 billion dollar morning routine take?

The 1 billion dollar morning routine was created by Jim Kwik, a YouTube creator.

It takes at least one hour to work through his 1 billion dollar morning routine.

Here are the key principles for Jim Kwik’s 1 billion dollar routine (source):

Recall your dreams
Make your bead
Drink water and take supplements
Focus on breathing
Meditate for 15-20 minutes
Move the body for 1-2 minutes
Take a cold shower
Enjoy a cup of tea
Journal
Create 3 lists: to-do list, to-be list, and to-feel list
Read for 20-30 minutes
Make a brain smoothie
Participate in brain training.
Start with the most difficult (and important) task

Self-care, self-love, and setting a vision and direction for the day are essential components of this routine. And don’t forget about hydration! A glass of water is a great way to start your day off on the right foot.

Journaling is another important part of this routine. It allows you to check-in with yourself about your stressors and how to navigate them. Consider implementing a few of these steps into your routine to see how they make you feel.

The 1 billion dollar morning routine may not be feasible for everyone, but some of the steps included are still worth considering (particularly the one about having a plan). Or moving some of the activities to other parts of the day.

What are the habits of a billionaire life?

In order to achieve success in life, it is important to emulate the habits of a billionaire. This may seem daunting at first, but if you take a closer look at what these individuals do on a daily basis, you will find that many of their habits are actually quite attainable.

For example, many billionaires are avid readers and they make sure to read something every day. They also have a strong focus on personal finance and know how to manage their money well. Additionally, they understand the importance of taking care of themselves both physically and mentally. All of these habits are important for anyone looking to achieve success in life!

These types of people are the opposite of I don’t want to work anymore.

What will your productive morning routines look like?

There’s no “right” way to have a productive morning routine – as long as you’re committed to it and conforms to the same principles.

For example, many successful people have different routines but they all commit to following them. This may include things like personal commitment, engagement, team building, and productive motion.

It’s also key to be flexible with your routine so that you can adjust when necessary. For instance, if something comes up or there’s a change in your schedule, you’ll be able to adapt without too much trouble.

The important thing is that you make time for the things that are important to you and that help you achieve your goals.

This might include exercise, breakfast preparation, or “mindful living.”

Whatever it is, make sure it works for you and that you’re actually going to stick with it!

What will go on your Billionaire Morning Routine List?

Most morning routines of millionaires and billionaires weren’t created overnight; they’re crafted over time. Same with buying their mansion.

So don’t worry if you don’t get everything right the first time around–just keep working at it and you’ll see results soon enough!

Get out of bed and put your best foot forward EVERY. SINGLE. DAY.

Each person’s journey to greatness will be unique, but by following the examples set by these successful individuals, you’ll be on your way to achieving anything you want!

Having a millionaire morning routine means that you start your day stress-free. It also helps you achieve your goals. The benefits of the millionaire morning routine vary depending on the schedule and personality of each individual.

But, in general, incorporating a project into your morning routine can help you feel more in control of your life, boost energy levels throughout the day, and make healthier choices.

In fact, check out these millionaire quotes.

The habits of successful millionaires can be applied to any area of your life for increased success.

Finding your own productive morning routine is better than leaving your luck up to left hand itching.

Source: moneybliss.org

Apache is functioning normally

June 6, 2023 by Brett Tams

Want to get a rep as the grillmaster with the fastest flip?

Be known as the neighbor with the sassiest sauce?

Find your perfect apartment now!

Learn how to work your apartment community barbecue grill like a pro when you follow these rules of the roast!

Master your main course
Whether you are a meat-eater or a veggie-lover, you can increase your BBQ clout by mastering a main course. Understanding how to grill different types of meat or how to barbecue veggies to perfection takes time. Start by picking one main dish to master. When you can make the most amazing hot dogs or pork chops, you’ll be a sizzling sensation at the community grill.

Choose your weapon
Your apartment community may provide grills for residents to share and enjoy. If you want to invest in a personal grill, however, you have plenty of grilling options.

When you want to fire it up fast, a gas grill is right for you.
If you can wait patiently for chargrilled flavor, then a charcoal grill is your best bet.
If you are afraid of fire — but love cooking outdoors — try an electric grill.

Not all grills are created equal, but just about any grill can make a mean burger!

Know the rules of the grill
The most important of all grilling tips is to always follow your community’s grilling guidelines. A good grillmaster takes risks with flavor combinations, but not with grilling safety. Check the Hearth, Patio and Barbecue Association’s list of safety rules.

Most apartments won’t let you have combustible materials within 10 feet of a building or decking, so discuss the details with your property manager before grilling out. Or use your community grill to play it safe (and make friends!)

Come equipped
For the best results, assemble great grilling gear. There’s a cornucopia of grilling tools on the market ranging from frugal to fancy. No matter how much you spend, you’ll need the basics:

Spatula
Tongs
Meat fork
Marinade brush
Carving board
Meat-slicing knife
Meat thermometer

In addition to these essentials, you can spice things up with specialty grill gear like a monogrammed steak brand or a hot dog rack.

Season with style
A list of barbecue tips and tricks wouldn’t be complete without a mention of sauces, rubs and marinades. These tasty additions add oomph to an ordinary piece of meat. You might try the sauces on your local grocer’s shelf, or get exotic and join a BBQ Sauce of the Month club.

Share your skills
You’ve worked hard learning to barbecue like a pro, so don’t keep that rack of ribs all to yourself. Plan one night a week to grill out with your friends and show off your skills. Ask them to bring side dishes, drinks and desserts to help round out the menu. At least once a year, heat things up by hosting a grilling competition!

More Summer Apartment Living Links
Summertime…. Apartment Living is Easy!How to Grow Strawberries on Your Apartment Porch
Summer Pet Care Tips

Photo credits: Shutterstock / Eldad Carin, Jill Chen, sevenke

Apache is functioning normally

June 6, 2023 by Brett Tams

If you’re contemplating a move to Raleigh, NC, you’re about to discover a city teeming with inviting outdoor spaces. Raleigh’s Southern charm extends to its range of parks and recreational areas that cater to a spectrum of interests. Be it the thrill of hiking trails, the excitement of amusement rides, the serenity of nature walks, or the joy of a well-spent afternoon with your canine friend, Raleigh’s parks cover it all. From Pullen Park with its historic carousel to Umstead State Park with its extensive trail network and tranquil lakes, to Oakwood Dog Park specially designed for our four-legged friends, Raleigh leaves no stone unturned when it comes to outdoor enjoyment.

Let’s embark on a journey to explore some of the best parks and outdoor spaces in Raleigh, NC. Whether you’re considering buying a new home or renting an apartment in this dynamic and friendly city, you’ll be pleasantly surprised by the multitude of recreational options that await you.

Yates Mill In Raleigh, North Carolina

1. Sarah P. Duke Gardens

Sarah P. Duke Gardens, nestled within Duke University’s campus in Durham, is a 55-acre horticultural masterpiece, home to over 8,000 varieties of plants. Its diverse landscapes are organized into four distinct areas: the Historic Core with its terraced gardens and koi-filled fish pool, the H.L. Blomquist Garden showcasing native flora, the serene Culberson Asiatic Arboretum displaying East Asian plant life, and the Doris Duke Center Gardens offering interactive experiences such as the Charlotte Brody Discovery Garden.

Photographer Rosa Ashdown cherishes her visits to Duke Gardens as a time “to unwind from our busy schedules. It’s all about strolling through the gardens, checking out what’s blooming, and bursting with colors. Sometimes, we bring along lunch and a cozy blanket, finding the perfect spot under a shady tree to take in the stunning views while enjoying our meal.

We also make sure to bring a ball or frisbee to play a couple of games on the expansive lawn. Of course, we never forget the iconic red bridge. We always make a quick stop there, capturing family pictures and soaking in the beauty of the surroundings. Duke Gardens is the ultimate place for our family to relax, enjoy each other’s company, and create unforgettable memories.”

rosa-ashdown-photography Duke Gardens in Raleigh, NC

Courtesy of Rosa Ashdown

2. Pullen Park

Pullen Park is a crown jewel in the heart of Raleigh. In existence since 1887, it’s one of the oldest parks in the country. Its vintage charm comes alive through the antique carousel, and a life-size steam engine train that offers scenic rides around the park. You can enjoy a boat ride and play on the playground. There’s also an arts center and an indoor aquatic center that offers year-round swimming. The park is dotted with lunch spots, making it perfect for a leisurely outing.

3. Umstead State Park

Nestled on the outskirts of Raleigh, Umstead State Park offers an escape into nature. This expansive, forested park, divided by Raleigh’s beltline, is a nature lover’s paradise with its two man-made lakes – Big Lake and Sycamore Lake. Here, you can indulge in canoe and rowboat rentals or try your luck at fishing. The park has an extensive network of hiking and multi-use trails suitable for biking and horseback riding. There are also camping facilities for those seeking a longer stay amongst nature.

4. Dorothea Dix Park

Dorothea Dix Park is a majestic public space that tells the story of Raleigh’s past and future. Occupying the grounds of the former Dorothea Dix Hospital, the park is famed for its panoramic views of downtown Raleigh. Each summer, its sunflower field blooms, providing a spectacular sight and a perfect backdrop for photos. The park also hosts a variety of events and festivals throughout the year, contributing significantly to Raleigh’s vibrant community life.

Raleigh North Carolina Downtown with Fireworks

5. Lake Johnson Park

Lake Johnson Park is a hidden gem that shines with a 150-acre lake at its heart. The park offers an array of water-based activities such as fishing, paddleboarding, and boating with watercraft rentals available on-site. Hikers can explore the park’s paved and unpaved trails that wind through a lush, wooded landscape. The park also boasts a waterfront center with a deck, perfect for relaxing and bird watching.

6. Millbrook Exchange Park

Millbrook Exchange Park is a versatile recreational area in North Raleigh. Its dog park is a lively gathering place for canine friends, separated into areas for large and small dogs. Sports enthusiasts can enjoy tennis courts, a basketball court, a swimming pool, and a playground. For those interested in less strenuous activities, there are picnic shelters and a community center offering a variety of programs.

7. Oakwood Dog Park

Oakwood Dog Park is a haven for dogs and their owners in the Historic Oakwood neighborhood. With separate enclosures for large and small breeds, this park ensures safe, off-leash fun for dogs of all sizes. Mature trees provide plenty of shade, while seating areas offer comfort for the human companions. Its location, embedded in a neighborhood known for Victorian-style homes, adds a unique, historical charm.

Happy dog runs in the park

8. Raleigh Rose Garden

Raleigh Rose Garden is a floral spectacle nestled near downtown Raleigh. Home to sixty varieties of roses, the garden is in full bloom from late May until the first frost. The site also hosts an open-air amphitheater which stages performances against this aromatic backdrop. With a lily pond adding to its serene atmosphere, the garden offers a peaceful retreat from the city’s hustle and bustle.

9. Adventure Landing Raleigh

For a day filled with fun and excitement, Adventure Landing Raleigh is the go-to destination. Mini-golf courses challenge your putting skills, while go-karts let you experience the thrill of speed. Batting cages offer a chance to perfect your swing, and the arcade hosts an array of classic and modern games. To cool off on hot summer days, there’s a water play area, making it an ideal spot for fun and thrills.

10.Neuse River Greenway Trail

Neuse River Greenway Trail runs parallel to the Neuse River, offering breathtaking views and a variety of recreational opportunities. While technically not a park, this 27.5-mile trail winds through forests, agricultural fields, and across wetlands, forming a diverse and vibrant natural corridor. Ideal for biking, walking, or running, the trail is also a gateway to bird watching and wildlife photography.

Pullen Park in Raleigh, North Carolina

Source: redfin.com

Apache is functioning normally

June 6, 2023 by Brett Tams

If you’re contemplating a move to Raleigh, NC, you’re about to discover a city teeming with inviting outdoor spaces. Raleigh’s Southern charm extends to its range of parks and recreational areas that cater to a spectrum of interests. Be it the thrill of hiking trails, the excitement of amusement rides, the serenity of nature walks, or the joy of a well-spent afternoon with your canine friend, Raleigh’s parks cover it all. From Pullen Park with its historic carousel to Umstead State Park with its extensive trail network and tranquil lakes, to Oakwood Dog Park specially designed for our four-legged friends, Raleigh leaves no stone unturned when it comes to outdoor enjoyment.

Let’s embark on a journey to explore some of the best parks and outdoor spaces in Raleigh, NC. Whether you’re considering buying a new home or renting an apartment in this dynamic and friendly city, you’ll be pleasantly surprised by the multitude of recreational options that await you.

Yates Mill In Raleigh, North Carolina

1. Sarah P. Duke Gardens

Sarah P. Duke Gardens, nestled within Duke University’s campus in Durham, is a 55-acre horticultural masterpiece, home to over 8,000 varieties of plants. Its diverse landscapes are organized into four distinct areas: the Historic Core with its terraced gardens and koi-filled fish pool, the H.L. Blomquist Garden showcasing native flora, the serene Culberson Asiatic Arboretum displaying East Asian plant life, and the Doris Duke Center Gardens offering interactive experiences such as the Charlotte Brody Discovery Garden.

Photographer Rosa Ashdown cherishes her visits to Duke Gardens as a time “to unwind from our busy schedules. It’s all about strolling through the gardens, checking out what’s blooming, and bursting with colors. Sometimes, we bring along lunch and a cozy blanket, finding the perfect spot under a shady tree to take in the stunning views while enjoying our meal.

We also make sure to bring a ball or frisbee to play a couple of games on the expansive lawn. Of course, we never forget the iconic red bridge. We always make a quick stop there, capturing family pictures and soaking in the beauty of the surroundings. Duke Gardens is the ultimate place for our family to relax, enjoy each other’s company, and create unforgettable memories.”

rosa-ashdown-photography Duke Gardens in Raleigh, NC

Courtesy of Rosa Ashdown

2. Pullen Park

Pullen Park is a crown jewel in the heart of Raleigh. In existence since 1887, it’s one of the oldest parks in the country. Its vintage charm comes alive through the antique carousel, and a life-size steam engine train that offers scenic rides around the park. You can enjoy a boat ride and play on the playground. There’s also an arts center and an indoor aquatic center that offers year-round swimming. The park is dotted with lunch spots, making it perfect for a leisurely outing.

3. Umstead State Park

Nestled on the outskirts of Raleigh, Umstead State Park offers an escape into nature. This expansive, forested park, divided by Raleigh’s beltline, is a nature lover’s paradise with its two man-made lakes – Big Lake and Sycamore Lake. Here, you can indulge in canoe and rowboat rentals or try your luck at fishing. The park has an extensive network of hiking and multi-use trails suitable for biking and horseback riding. There are also camping facilities for those seeking a longer stay amongst nature.

4. Dorothea Dix Park

Dorothea Dix Park is a majestic public space that tells the story of Raleigh’s past and future. Occupying the grounds of the former Dorothea Dix Hospital, the park is famed for its panoramic views of downtown Raleigh. Each summer, its sunflower field blooms, providing a spectacular sight and a perfect backdrop for photos. The park also hosts a variety of events and festivals throughout the year, contributing significantly to Raleigh’s vibrant community life.

Raleigh North Carolina Downtown with Fireworks

5. Lake Johnson Park

Lake Johnson Park is a hidden gem that shines with a 150-acre lake at its heart. The park offers an array of water-based activities such as fishing, paddleboarding, and boating with watercraft rentals available on-site. Hikers can explore the park’s paved and unpaved trails that wind through a lush, wooded landscape. The park also boasts a waterfront center with a deck, perfect for relaxing and bird watching.

6. Millbrook Exchange Park

Millbrook Exchange Park is a versatile recreational area in North Raleigh. Its dog park is a lively gathering place for canine friends, separated into areas for large and small dogs. Sports enthusiasts can enjoy tennis courts, a basketball court, a swimming pool, and a playground. For those interested in less strenuous activities, there are picnic shelters and a community center offering a variety of programs.

7. Oakwood Dog Park

Oakwood Dog Park is a haven for dogs and their owners in the Historic Oakwood neighborhood. With separate enclosures for large and small breeds, this park ensures safe, off-leash fun for dogs of all sizes. Mature trees provide plenty of shade, while seating areas offer comfort for the human companions. Its location, embedded in a neighborhood known for Victorian-style homes, adds a unique, historical charm.

Happy dog runs in the park

8. Raleigh Rose Garden

Raleigh Rose Garden is a floral spectacle nestled near downtown Raleigh. Home to sixty varieties of roses, the garden is in full bloom from late May until the first frost. The site also hosts an open-air amphitheater which stages performances against this aromatic backdrop. With a lily pond adding to its serene atmosphere, the garden offers a peaceful retreat from the city’s hustle and bustle.

9. Adventure Landing Raleigh

For a day filled with fun and excitement, Adventure Landing Raleigh is the go-to destination. Mini-golf courses challenge your putting skills, while go-karts let you experience the thrill of speed. Batting cages offer a chance to perfect your swing, and the arcade hosts an array of classic and modern games. To cool off on hot summer days, there’s a water play area, making it an ideal spot for fun and thrills.

10.Neuse River Greenway Trail

Neuse River Greenway Trail runs parallel to the Neuse River, offering breathtaking views and a variety of recreational opportunities. While technically not a park, this 27.5-mile trail winds through forests, agricultural fields, and across wetlands, forming a diverse and vibrant natural corridor. Ideal for biking, walking, or running, the trail is also a gateway to bird watching and wildlife photography.

Pullen Park in Raleigh, North Carolina

Source: redfin.com

Apache is functioning normally

June 6, 2023 by Brett Tams

Christina Hall and her husband Josh have a busy summer ahead.

An all-new season of “Christina on the Coast,” the Southern California-based HGTV docuseries that chronicles Christina’s home renovation and design business and family life, is set to debut June 29. In addition to transforming a new slate of clients’ coastal-inspired homes, Christina will also tackle a remodeling project inside the ultra-modern Newport Beach, CA, mansion she purchased in 2022 for $12 million.

“Now that Christina is settled in a new home closer to family and friends, the busy mom of three, author and entrepreneur also will tackle her own kitchen overhaul alongside husband Josh Hall,” according to a press release.

The property, built in 2021, is chock full of luxury touches like floor-to-ceiling windows, an “interstellar” home theater, and a lap pool. And although we have yet to get a good view of the kitchen, it’s hard to believe a home this new—and this deluxe—is worthy of a renovation. But that’s all the more reason to tune in.

Prior to buying in Newport Beach, Christina and Josh, who tied the knot in September 2022, put down roots in a modern farmhouse on 23 acres in Franklin, TN. The southern suburb of Nashville was their home base while filming the first season of “Christina in the Country,” the countrified spin-off that chronicled the HGTV stars expanding their business on the other side of the country.

Just in case you’re keeping track, Christina separated from her second husband, Ant Anstead, in September 2020, and their divorce became final in June. They had been married since December 2018, and stayed together for just under two years.

Christina explained on Instagram that she and Josh had been dating in strict privacy for “several months” prior to her going public with their relationship in July 2021.

“I met Josh when I wasn’t in a state of fear or fight-or-flight … I had taken time off social, hired a spiritual coach and smoked a Bufo toad (which basically reset my brain and kicked out years of anxiety in 15 mins),” Christina said on Instagram. “When we met this past spring, the synchronicities hit us so hard and fast they were impossible to ignore.”

In any case, Christina seems to dig romantic relationships with men in the real estate industry. Her first marriage, to her “Flip or Flop” co-host, Tarek El Moussa, lasted over ten years, and their TV series ended in 2022 after 10 seasons.

Ahead of the sixth season of “Christina on the Coast,” here are a few surprising facts every HGTV fan should know about Josh Hall.

1. He’s a real estate agent in Austin

Hall is a real estate agent at Spyglass Realty, having relocated to Austin, TX, in 2017 “after visiting and falling in love with its beauty,” he explained in his bio. “I just could not leave without buying a home of my own in this little slice of heaven. I was actually born not too far from Austin, at Ft. Hood Army base where my father was stationed.”

Yet while his bio and contact information used to be proudly displayed on Spyglass, all that’s there now is his square-jawed headshot. Could this mean that he may soon be moving into Christina’s gorgeous new Newport Beach home, and getting his real estate license in California? Perhaps. In fact, we wouldn’t be at all surprised if we soon see him in cameos (or more) in “Christina on the Coast.”

2. He’s not a real estate snob

A review of his Realtor.com® profile reveals that he was responsible for 15 home sales in the past two years, representing either the buyer or seller. The market in Austin has been feverish over the past two years, and Hall appears to have specialized in homes in the $200,000 to $900,000 range. Most are traditional, two- to four-bedroom houses, some on sizable lots measuring an acre or more.

Austin TX area home sold by Joshua Hall — Joshua Hall represented the buyer in the sale of this four-bedroom, three-bath home in Spicewood, TX.

(Google Maps)

Austin area home sold by Joshua Hall — This Austin-area home was sold by Hall.

(Google Maps)

No Instagram, no Facebook, no Twitter feed, not even LinkedIn for business purposes! Believe us, we looked. He may be the last remaining real estate agent of his generation who doesn’t at least promote his listings somewhere online.

Christina seems to like it that way, and we can’t blame her.

“The internet and social are great for businesses or staying up to date on fam / friends but also can be toxic and (let’s be real) pretty fake,” she wrote on Instagram. “Josh doesn’t have social media.”

4. He was formerly a cop—for all the right reasons

Hall’s bio also reveals this: “While living in southern California, I realized my passion was to help others and I became a police officer at the age of 21. Before my 16 year career was cut short due to injuries sustained in the line of duty and ultimately leading to an early retirement, I took great pride in helping people with everyday difficulties and putting them at ease.”

It seems he’ll once again be protecting Southern California properties and citizens, at least in a more personal way, as his future wife and three stepchildren all call Orange County home.

5. He loves dogs

In Hall’s spare time, he says, “You can find me exploring with my two dogs, floating on one of Austin’s many bodies of water or flying to rescue puppers from kill shelters.” Talk about a noble cause!

Since Christina already has two pups of her own, a Rottweiler named Biggie and a French bulldog named Cash, her Newport Beach home is already pet-friendly. But the question is, will Hall and his pack all fit inside their home—and on the family bed?

6. His sisters are reality TV–famous

Something else Hall and Christina have in common is reality TV. In fact, Hall’s younger sisters are deeply steeped in it. His sister Stacie Hall Adams appeared regularly on “The Hills” as Stacie the bartender. His sister Jessica was a former Playboy model, hosted the MTV reality series “Burned, and made regular appearances on “Kendra” and “Kendra on Top,” as the close friend of fellow Playboy star Kendra Wilkinson.

7. He has an uncanny link to Tarek El Moussa’s fiancee, Heather Rae Young

Hall’s sister Jessica now hosts the podcast “Flashbacks” solo, but she formerly hosted it with bestie Heather Rae Young of “Selling Sunset” fame. Yes, that Heather Rae Young, the one who’s engaged to El Moussa, Christina’s first husband. Hollywood is such a small town!

8. He’s inked to the brink

Oh, the tales Hall’s tattoos could tell, like what’s up with that hatted man adjacent to his left pec, and why the spiderweb on his left knee? He must have his reasons for them all, and he could spend countless hours in the telling.

9. He’s already close to Christina’s kids

He appears to already be fully accepted by Christina’s kids, at least her two oldest, Taylor and Brayden. A recent Instagram post revealed that the four of them spent a quick, kid-friendly weekend in Las Vegas: “24 hours in Las Vegas with the big kids—wave pool, aquarium, steak dinner repeat ❤️🎰.” Cheers to that!

10. Christina has his back

Don’t you dare be all judgy about Christina’ third engagement on social media, or Christina will come out swinging.

She’s posted several Instagram tirades, including this one: “People are way too concerned about other people’s lives. They spend so much time judging others to avoid working on their own sh*t … Life is short. Do what you love with the ones you love. For me, that’s Josh, my kids and a few close friends and co-workers. ✌🏼”

Source: realtor.com

Apache is functioning normally

June 6, 2023 by Brett Tams

Have you ever heard somebody’s job title and wondered what it is they even do all day? Some jobs just seem useless, either to outside observers, or even to the people hired to work them. Some jobs are crucial to the organization; others are average, and some jobs may be just an accessory or unnecessary. Here are 17 jobs people hesitate to admit they find completely useless. Is your job here? Continue reading and let us know in the comments!

1. Sorting Files

One person shared, “My very first job. I’m a toxicologist and was hired by a very big private laboratory. My main job was to sort and redirect case files depending on the time at which the results came out. THE DOCUMENTS WERE SENT TO ME IN EXCEL. I was getting paid to just click sort by date descendingly.”

Another user replied, “I had to do something similar to this when I was doing summer help at a steel factory. They paid me $14 an hour to sit there for eight hours and just move files to different folders and rename them. Sometimes I would pull weeds and paint walls, but that was about it.”

Sorting Files

Another added, “Working for a big company, one of the top 20 in the world, I am realising how bad people are with basic computer tasks… like really bad!”

2. Teachers who Don’t Teach

“My math teacher who tells me to log in to Pearson and then disappears,” one person stated.

“I dropped a university class this term because the week 3 assignment said to ‘look up how to do this on Google, Stackexchange, or ChatGPT.’ I’m not paying 1400 dollars to be taught by an AI chat bot, [lol],” another one shared.

“As a teacher myself, trust me, these are the kinds of colleagues we can’t stand,” one Redditor added.

3. Management Consultant

One person stated, “Mine. I’m a management consultant and while I have quite a bit of industry knowledge and experience, my clients either have the same knowledge or they aren’t willing to accept change. Often times my firm gets paid a lot of money to make very little difference strategically and/or operationally. Where we do add value is in implementing enterprise-wide software solutions. Why do I stay? The money is pretty good given the futility.”

“I heard from an acquaintance of mine who is a management consultant that most of the time people just want to hear their ideas out of someone else’s mouth and will pay you to do it so that their peers will be more amenable to the idea,” another user replied.

One commenter added, “Nothing like a bunch of 20 somethings telling a bunch of C-Suit executives how to run a business.”

4. Pet Psychic

One user said, “Our Golden Retriever was getting joint therapy (shoulder injury, worked with a vet, dog did swimming three days a week in a heated pool where he could exercise without putting weight on the joint, also did some exercises, is now fine. The place also did laser therapy and acupuncture for dogs.) Someone said something about ‘Hudson’ which is our dog’s name only they were talking to another dog. ‘Oh,’ they said, ‘That’s the dog psychic’s dog.’ Apparently you could find out what your dog was thinking. I know what my dog is thinking. Most of the time he either wants what I’m eating or he wants me to throw the ball.”

Another Redditor replied, “My cousin is a ‘pet psychic.’ She’s got quite the following on IG, a fancy website, and even a podcast. She claims to receive telepathic messages from your furry friends. She can even talk to reptiles and horses now! And she’s not horsing around, apparently each species requires a specific training. I’m not sure if she’s delusional or just scamming people, but either way, she’s making a lot of $$$.”

5. Elevator Attendant

One person shared, “I’m so old I remember when they had these in department stores. Whilst shopping with my grandma one day we got in an elevator and the attendant asked if we wanted the second floor. My grandma replies, ‘Why yes, how did you know?’ He says, ‘Ma’am, there’s only two floors, and we’re currently on the first one.’”

“They’re from an era of manually operated elevators. You used to have to close the doors manually then use a lever to control the elevator and stop it just right at the floor you wanted. It was tricky and very dangerous if you got it wrong, so you had an elevator operator whose job it was to run the elevator,” the second one replied.

6. Telemarketers

“Telemarketers, I don’t know a single person who has actually purchased something from a telemarketer. Maybe it’s something the older generation does but everyone hates them and immediately hangs up on them around me,” one person stated.

“I worked as a telemarketer for State Farm when I got out of high school, and in 8 months I had one person actually let me give her a quote. It was my aunt,” another Redditor replied.

One commenter added, “I remember when I was 12 I told this random telemarketer to get a life because at that point we were getting like 5-10 calls a day. She called me back and cussed me out. To this day, I think it’s so funny.”

7. Sign Spinners

Sign spinners, or sign twirlers, are people who hold a sign and stand on the street to get attention and possibly a customer for the business that hired them.

“The job only exists because the businesses want to put a sign there, but it’s cheaper or the only legal option to hire a person to hold the sign and stand there,” one person shared.

“That was my job for one summer in college. I got to hang out outside and listen to music all day. But I always thought it was weird that they were paying some guy $15/hr to do the job of a stick and a piece of duct tape,” another commenter replied.

One Redditor added, “I had a job like that except I didn’t even have to hold the sign. They said I could just lean it against the front of the store and stand next to it.”

8. Paparazzi

Everybody knows what the paparazzi jobs are doing—stalking people, taking pictures of them, and making money.

“You know why paparazzi make a ton of money and keep doing what they are doing? Because people keep buying their photos to put in magazines that people keep buying. Stop buying the magazines and watching the shows that feature their photos, and the paparazzi will go away. Easy peasy,” one person said.

Another commenter replied, “Scum of the earth.”

One user added, “They’re just filling a demand. I blame and judge those that consume the media they produce.”

9. Bathroom Attendants

One person said, “I don’t need somebody in there pulling paper towels out of the dispenser just to hand it to me and compel me to tip them.” The second one replied, “I never saw this until I was visiting Ireland a few years back, and man, was it annoying. It’s bad enough there’s a guy standing at the sinks watching you have a leak, but then he wants a euro or two for handing you a towel to dry your hands.”

Another commenter said, “They’re essentially bathroom security guards. They prevent people from doing drugs and having sex in the bathroom.”

10. Patent Trolls

One user said, “People that apply for Patents. And then just hold onto them forever with no intent of making the thing. And then when somebody does make the thing, ho-boy, you owe me money because I own the rights to that thing! It’s one of those weird ‘Do nothing and hope to eventually get a big payout’ jobs, like Domain Squatters.”

Another commenter stated, “There should be a law that makes the patent public domain if the owner doesn’t actually use it. It would probably accelerate the progress of humanity by a big factor.”

11. Shop Security

One person said, “Shop security—in most cases, they can’t legally do anything but just watch.”

Another user replied, “Depends on the type of security they invest in. Security guards who stand at the door all day in a uniform—yes you’re right, in most cases, they’re used as a deterrent. However, store detectives go undercover and try to blend in with other customers (in their own clothes, browsing stock and carrying a basket/trolley) so that they go unnoticed. Those people are allowed to tackle shoplifters and actually do something about it.”

One commenter said, “Security is used primarily for insurance and tax reasons. You have to show that your actively trying to prevent and deter theft and accidents.”

12. Car Dealerships

“Just let me buy a car from the factory. Your job is to get me to pay as much as possible. So useless and so annoying,” one person said.

“It’s an ancient law that mandated dealerships so you’d have a guaranteed mechanic to work on it. Obsolete since auto shops are a thing,” another user replied.

“Car salespeople, realtors, stock brokers. They are pure middlemen who produce nothing for society other than putting cash in their own pocket,” another added.

13. Health Insurance Operators

One person said, “While it’s a billion-dollar industry, health insurance. Literally, they exist to prevent you from cashing out on what you paid into. They have little to no medical knowledge, make everything more expensive, and exist solely as a useless middleman to make themselves rich.”

Another person shared, “Exactly. They just refused to cover my medication that they suggested several years ago to replace another medication that they did not want to cover at the time. This time they didn’t even offer a replacement, just refused to cover my meds without any explanation. It’s an absurd world where the insurance company makes decisions on my healthcare instead of my doctor.”

14. Homeopath

“I’ll do you one better, a few weeks I saw an ad for a homeopathic veterinary doctor. I feel bad for the animals unfortunate enough to find themselves as patients,” one person shared.

“Ugh. Literally the only possible benefit homeopathy could have due to the placebo effect. Pets ain’t even benefiting from that,” the second replied.

15. Reiki Healer

One person stated, “I knew a lady, very nice and caring, but off the wall hippie, who would charge people to hold her hand over them and transmit ‘healing energy.’ She also offered long-distance reiki where she promised to send you healing energy from her couch and would even set appointments to do just that.”

Another user added, “The funny thing is anyone can just open a Reiki clinic and call themselves an expert/shaman. If you go to school for it you’re just another victim of the grift.”

16. Middle Management

“Most middle management positions. Their job is literally to take things from above and send them below, and to have someone to shift blame to.” one person expressed.

“Don’t forget all the useless meetings that they organize. I bet redundant managers everywhere were really sweating for their jobs when everyone was WFH,” another one added.

Another commenter said, “You clearly have no idea what management does. Or worked on a team that was poorly managed.”

17. Hedge Fund Managers

One Reddit user said, “They produce no goods or services that actually make the world a better place. They are gamblers and leeches on society.”

Another user replied, “I’m convinced that half the time, even the news articles about stocks are [intentionally] misleading in order to get uninformed people to bet against the winning play.”

Original Reddit Thread here.

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Source: financequickfix.com