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Home Buyers Still Hopeful, Would-Be Sellers Less So

March 20, 2023 by Brett Tams

One in 10 Americans say they want to buy a home in 2022. But between high prices and low supply, they will need a lot of resilience for their search.

Posted in: Moving Guide Tagged: 2, 2021, 2022, active, actual, Administration, affordable, All, American Dream, analysis, assets, average, baby, baby boomers, before, bidding, big, Blog, boomers, Budget, Buy, buy a home, buyer, buyers, Buying, Buying a Home, Census Bureau, choice, Choices, clear, closing, Competition, Credit, credit score, currency, data, Debt, debt-to-income, Deciding to Buy a Home, down payment, downsizing, dream, Economy, expensive, FHA, finances, Financial Wize, FinancialWize, first home, first-time home buyer, fitness, fixer-uppers, Free, fund, future, Giving, good, good credit, growth, healthy, historical, home, home buyer, home buyers, home features, home inspection, Home Price, home price increases, home prices, home sellers, home shoppers, homebuying, Homeowner, homeowners, homeownership, homes, homes for sale, house, house hunting, Housing, Housing market, hunting, Income, inspection, interest, inventory, lessons, Life, list, Listings, loan, Loans, low, Low inventory, LOWER, Make, making, market, men, millennials, Misconceptions, More, Mortgage, mortgage payment, Mortgage Rates, Mortgages, Moving, National Association of Realtors, nerdwallet, new, new homeowner, or, Other, pandemic, Personal, personal finances, place, plan, Planning, plans, price, Prices, probability, programs, Purchase, rate, Rates, reach, realtor, Realtor.com, Realtors, retirement, retirement fund, right, risk, savings, search, Sell, seller, sellers, short, steel, story, Success Story, survey, time, U.S. Census Bureau, VA, VA loans, versus, veterans, veterans affairs, wants, war, will, women

Applying for Your First Mortgage Loan – FDIC

March 17, 2023 by Brett Tams

Applying for Your First Mortgage Loan  FDIC

Posted in: Savings Account Tagged: 2, 2022, About Mortgages, adjustable rate mortgage, Administration, affordable, Amount Of Money, ARM, ARMs, ask, Bank, bank account, before, borrowers, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, CFPB, choice, closing, closing costs, color, Consumer Financial Protection Bureau, Consumers, conventional loan, Conventional Loans, cost, couple, Credit, credit history, Credit Report, credit score, deposit, down payment, Down payments, escrow, event, FDIC, Fees, FHA, Financial Wize, FinancialWize, first home, first-time buyers, fixed, fixed rate, Fixed rate mortgage, Free, funds, future, General, good, government, guide, helpful, history, home, home search, homes, house, Housing, How To, how to save money, ideas, inspection, Insurance, interest, interest rate, interest rates, investment, items, Learn, lenders, lending, loan, Loans, low, LOWER, Make, money, More, Mortgage, mortgage lending, mortgage loan, mortgage payment, mortgage payments, Mortgages, Move, Moving, negotiate, News, offer, or, Other, payments, plan, points, price, principal, property, property tax, property taxes, protection, Purchase, Quotes, rate, Rates, ready, repayment, retirement, retirement accounts, returns, right, save, Save Money, savings, search, selling, shopping, Shopping for a mortgage, smart, stage, states, story, target, tax, tax returns, taxes, time, tips, title, title search, united, united states, update, USDA, VA, veterans, veterans affairs, will

CFPB outlines issues with illegal ‘junk fees’ by mortgage servicers

March 9, 2023 by Brett Tams

The findings point to excessive late fee amounts and unnecessary property inspections, among others, according to the CFPB.

Posted in: Mortgage, Refinance Tagged: 2022, 2023, action, aid, CARES Act, CFPB, Competition, Consumer Financial Protection Bureau, Consumers, contracts, coronavirus, covid, COVID-19, Department of Housing and Urban Development, deposit, Development, Economy, Enforcement, Fees, Financial Wize, FinancialWize, Forbearance, homeowners, Housing, HUD, inspection, inspections, Insurance, interest, Law, loan, Loss mitigation, market, markets, money, Mortgage, mortgage forbearance, mortgage lender, mortgage servicing, new, Other, place, PMI, principal, private mortgage insurance, property, protection, Rohit Chopra, security, Servicing, states, under

What is An Appraisal Contingency and How Can it Impact Your Homebuying Journey?

March 6, 2023 by Brett Tams

Learn about the appraisal contingency in real estate contracts and how it can impact your home buying journey to ensure a smooth transaction.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, agent, All, Amenities, Appraisals, attic, Bathrooms, Bedrooms, before, Blog, buyer, buyers, Buying, clear, closing, closing costs, contingencies, contingency, contracts, cost, couple, deposit, down payment, earnest money, estate, experience, Finance, Financial Wize, FinancialWize, financing, fireplace, gap, good, government, guide, home, home buying, home inspection, home purchase, homebuyer, Homebuyers, homebuying, house, Housing, Housing market, How To, impact, inspection, journey, Las Vegas, Learn, liens, Living, loan, Loans, Local, low, LOWER, Make, making, market, Market Trends, money, More, Mortgage, mortgage loan, multiple offers, needs, negotiate, new, offer, offers, Original, Other, ownership, place, pool, price, property, protect, protection, Purchase, Real Estate, real estate agent, real estate market, real estate purchase, Redfin, Redfin.com, Research, Review, right, risk, sales, School, school district, Sell, seller, sellers, space, square footage, states, Style, The Neighborhood, time, timing, title, Transaction, trends, unique, updates, upgrade, upgrades, value, wants, will, work, zoning

Clear Capital launches UDC to support appraisal modernization

March 3, 2023 by Brett Tams

Clear Capital on Thursday launched Universal Data Collection (UDC), a product designed to support appraisal modernization.

Posted in: Paying Off Debts, Real Estate Tagged: 2021, 2022, agents, Appraisals, Appraisals and Valuations, brokers, business, clear, Clear Capital, Collections, company, cost, cubicasa, data, Data Standards, estate, Fannie Mae, Financial Wize, FinancialWize, floor, floor plans, Fraction, Freddie Mac, future, home, homes, inspection, Kenon Chen, lenders, loan, loan programs, Loans, manage, mobile, More, Mortgage, needs, new, plans, Professionals, programs, property, Real Estate, short, Software, Technology, time, tools, traditional, value, waiver, will

Is a Townhouse the Right Fit for You? Pros, Cons, and What to Consider Before Buying

March 2, 2023 by Brett Tams

Looking to buy a townhouse? We explore the pros and cons of townhouse living, what to consider before buying, and helpful tips for homebuyers
Posted in: Market News, Paying Off Debts Tagged: 2023, affordability, affordable, Amenities, apartment, apartments, ask, basement, basic, Bathrooms, Bedrooms, before, Benefits, Blog, Budget, Buy, Buying, choice, city, closing, closing costs, Commercial, cons, cost, couple, decision, decisions, Development, dining, dining room, eco, eco-friendly, Entertainment, expense, expenses, expensive, Family, Fees, Financial Goals, Financial Wize, FinancialWize, financing, first home, floor, freedom, friendly, fund, funds, future, garage, goals, good, great, guide, gym, helpful, Helpful tips, hoa, HOA Fees, HOAs, home, home inspection, homebuyer, Homebuyers, Homeowner, homeowner association, homeowners, homeowners insurance, homes, house, Housing, inspection, Insurance, investment, kitchen, landscaping, lawn care, layout, Learn, Life, Lifestyle, Live, Living, living room, low, LOWER, maintenance, Make, making, money, More, Move, needs, neighborhoods, offer, Open floor plan, Other, outdoor, outdoor space, patio, Pet, pets, place, plan, plans, pool, Popular, property, property taxes, property values, pros, Pros and Cons, protect, quality, Rates, Redfin, Redfin.com, renovation, renovations, resale, resale value, Residential, right, room, safety, schools, security, selling, shopping, single, single-family, single-family homes, snow, social, space, storage, stories, structural problems, Style, swimming, taxes, time, tips, townhomes, townhouse, townhouses, Transportation, upkeep, value, will, Yard

Complete tour: The new Kansas City airport terminal brings major upgrades – The Points Guy

March 2, 2023 by Brett Tams

Tour the new 39-gate, $1.5-billion Kansas City International Airport (MCI) terminal — perhaps the most thoughtfully designed and beautiful one in the entire country.
Posted in: Apartment Safety Tagged: 2, 2023, 429, 457, accessibility, Administration, aging, air, air travel, alaska airlines, All, Amenities, american airlines, Appreciate, Architecture, ARM, ARMs, art, Auto, bar, barbecue, bathroom, Bathrooms, big, black, brown, Budget, business, car, ceilings, chairs, charlie, city, clear, coffee, color, Commercial, Convenience, country, data, design, dining, discover, doors, existing, experience, Family, Featured, Financial Wize, FinancialWize, flight, flights, flood, floor, food, Free, fund, gallery, garage, gas, gender, Giving, green, historical, history, home, improvement, improvements, inspection, international, internet, internet access, items, Kansas City, Life, Local, Main, Make, making, market, missouri, modern, More, Moving, museum, Music, natural, new, News, nick, offers, Operations, orange, Original, Other, outdoor, park, pizza, points, Popular, price, project, protection, quiet, reach, ready, Rent, rental, replica, restaurant, risk, room, second, security, Side, sinks, soaring, southwest, southwest airlines, space, Style, time, tour, Transportation, Travel, under, unique, united, united airlines, upgrade, upgrades, vehicles, walking, washing, water damage, will, windows, winter

Crawling into the Unknown: Your Ultimate Guide to Crawl Spaces

March 1, 2023 by Brett Tams

Learn about crawl spaces, their benefits, problems, inspection tips, maintenance advice, and whether to DIY or hire a pro.

The post Crawling into the Unknown: Your Ultimate Guide to Crawl Spaces appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Home Improvement, Market News, Paying Off Debts Tagged: 2023, advice, air, before, Benefits, bills, Blog, Buying, choice, Clean, clear, climate, Clothing, cons, contractors, cost, DIY, doors, energy, environment, estate, expensive, experience, Featured Post, Financial Wize, FinancialWize, flooding, floor, foundation, future, Giving, growth, guide, healthy, heating, high humidity, Hiring, home, home buying, Home Improvement, Home maintenance, homebuyer, homeowners, homes, house, HVAC, Insects, inspection, inspections, install, items, job, labor costs, Learn, longevity, LOS, maintenance, Make, making, mold, money, More, needs, new, new york, offer, Other, peace, Personal, plumbing, poor, proactive, pros, Pros and Cons, protect, protection, quality, reach, Real Estate, real estate tips, Redfin, Redfin.com, repair, right, risk, safety, save, Save Money, selling, space, storage, structural damage, termites, time, tips, tools, upkeep, water damage, will, wood, work

VA Loan Approval Process: What You Need to Know

March 1, 2023 by Brett Tams

The time it takes to get a VA loan application approved for a house can vary depending on several factors.  The timeline can be affected by various factors, such as the availability of appraisers and any unforeseen issues that may arise during the process like repairs, or underwriting conditions. However, on average, it takes around […]

The post VA Loan Approval Process: What You Need to Know appeared first on VA Home Loan Centers.

Posted in: Auto Insurance, Refinance Tagged: 2, agent, agents, All, analysis, appliances, Applications, appraisers, ask, assets, average, Bank, bank statement, Bathrooms, Bedrooms, before, Blog, Borrow, borrowers, Budget, business, Buy, closing, closing costs, codes, communication, company, condos, Credit, credit history, Credit Report, credit score, Debt, debt-to-income, Debts, decision, decisions, deed, disclosure, Employment, estate, Family, Finance, Financial Wize, FinancialWize, financing, Free, funds, goals, good, good credit, good credit score, health, heating, history, hold, home, home loan, homebuying, homes, hours, house, Housing, Housing market, improvements, Income, inspection, interest, interest rate, investment, job, jobs, lenders, liens, Lifestyle, list, Listings, loan, loan approval, Loan officer, Loans, Local, low, LOWER, Main, Make, making, making an offer, market, military, missed payments, mold, monthly budget, Move, needs, offer, Other, patience, payments, pipes, plumbing, pre-approval, price, priorities, property, Purchase, questions, rate, Real Estate, real estate agent, Real Estate Agents, Residential, returns, Review, right, safe, safety, savings, Savings Goals, search, seller, single, single-family, single-family homes, spouse, stable, states, structural damage, Style, tax, tax returns, The VA, time, timeline, timing, title, tools, townhomes, Transaction, trust, Underwriting, VA, va home loan, VA Home Loan Centers, VA loan, VA loans, value, volume, W-2, will, work, working

How to Build a Kitchen (and Why)

February 27, 2023 by Brett Tams

Well, looks like it has happened again.  Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so hooked on this strange pastime? […]

Posted in: DIY, Money Tips Tagged: 2, 2023, actual, air, All, Alternatives, Amazon, Amenities, appliances, art, ask, attic, backsplash, bar, basement, basic, bathroom, Bathrooms, before, big, Big Picture, Bike, black, bonus, book, bucket, Budget, build, builder, builders, building, Built, bullshit, Buy, Buying, car, chance, choice, Clean, climate, codes, company, Compound, contractors, cooking, cost, craigslist, custom, decades, design, DIY, dogs, doors, double, efficient, electric, electric car, estate, existing, expense, expensive, experience, facebook, faucet, Financial Wize, FinancialWize, fire, fixer-upper, fixer-uppers, floor, flooring, food, Free, front, fun, future, gadgets, garage, General, Georgia, get started, Giving, goals, gold, good, graph, great, grey, helpful, Hiring, history, home, home depot, home renovation, Homeowner, homes, hours, house, household, Housing, Housing market, How To, ideas, Income, Inflation, inspection, inspections, install, inventory, investment, job, kids, kitchen, kitchen cabinets, kitchen design, kitchens, layout, Learn, learned, Life, light fixtures, lights, list, Live, Living, living room, Local, low, LOWER, Main, Make, market, mess, messy, minimal, mistake, Mistakes, model, modern, money, More, Most Expensive, Move, Moving, natural, new, News, oak, offer, Other, paint, Pantry, party, pipes, place, plan, planner, plumbing, points, present, pretty, price, Prices, priorities, products, programs, project, projects, property, Psychology, Purchase, quality, questions, Quotes, rate, reach, ready, Real Estate, remodel, renovation, renovations, rental, rental property, repair, resale, resale value, rewards, right, room, running, safe, save, Saving, second, Sell, seller, selling, sheets, shopping, shortage, Side, simple, single, sinks, skill, sleep, small spaces, solar panels, space, spreadsheet, stage, steel, stock, storage, stories, Style, The MMM Blog, tile, time, tips, tour, tricks, trust, under, updates, upgrade, value, Video, wall, washing, white, will, wood, work, working, wrong, youtube
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