You don’t have to be an environmental scientist to want to help preserve our planet. With a few small changes, you can start making more eco-friendly decisions with your money.
Here are 12 ways to go green with your finances today.
What’s Ahead:
1. Invest in green stocks and funds
Green investing is a popular way to make your money work for the environment. It often includes building a portfolio made up of companies with strong environmental, social, and governance (ESG) values.
You can also invest in green funds or green ETFs, which are portfolios of companies that have a positive environmental impact.
For example, Empower is one of the best robo-advisors for green investing. It has low fees and plenty of socially responsible investing (SRI) portfolios to match your goals and values.
(Personal Capital is now Empower)
Read more:
2. Use a green bank or credit union
Supporting eco-friendly initiatives doesn’t stop at where you invest your money. You can also support the environment by using a bank or credit union that has sustainable practices.
Look for a financial institution that uses paperless banking, funds renewable energy projects, avoids fossil fuels, or has other green policies in place.
And if you want to really up the ante, you can make sure the institution is a Certified B Corporation (which means they’re legally required to follow certain sustainability and diversity requirements).
Some of my favorite green banks are:
Aspiration Bank: Has spending and saving accounts, as well as investment accounts with fossil fuel-free portfolios.
Ando Money: On a mission to fight climate change. Accounts come with unlimited 1.5% cash back on purchases, free overdraft protection, and early paydays.
BankPurely: Plants a tree every time someone opens a SavingPurely account.
Read more:
3. Get an eco-friendly credit card
With a green credit card, you can help the planet while also earning rewards for yourself.
There are now a few different companies that offer eco-friendly credit cards. Most reward you for shopping with green businesses or help offset your carbon footprint.
One of the best green credit cards is the Aspiration Zero Credit Card. It earns 1% cash back and plants a tree every time you make a purchase to help neutralize your carbon footprint.
4. Make your home more energy-efficient
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Another way to turn your money green is to make your home more energy-efficient. There are tons of simple ways to do this:
Install LED light bulbs.
Weatherstrip your doors and windows.
Unplug electronics when you’re not using them.
Turn the faucet off when you’re not using it.
Install low-flow fixtures in your home to save even more water.
Always run your dishwasher and washing machine when it’s full.
Air dry your clothes instead of using the dryer.
Install solar panels.
You can even get a tax credit for making certain energy-saving improvements to your home.
5. Consider a green car
If you’re in the market for a new car, look into fuel-efficient or electric models. Not only will you save money on gas, but you’ll also be doing your part to reduce emissions. Plus, you may be eligible for a tax credit if you buy a qualified electric vehicle.
Read more: The cost of driving a hybrid
6. Drive less and drive smart
Speaking of driving…
When you do need to use a car, there are a number of ways to save money and be more eco-friendly. This includes carpooling, using public transportation, and biking or walking when possible, all of which can help reduce your carbon footprint.
And when you do drive, you can save fuel and money by driving the speed limit, keeping your tires inflated, and combining errands into one trip.
7. Replace disposables with reusables
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Another easy way to make your money green (and reduce your impact on the environment) is to replace disposables with reusables.
For example, you could:
Use a reusable water bottle instead of buying bottled water.
Bring a reusable mug to the coffee shop.
Carry stainless steel straws with you so you don’t have to use plastic ones.
Bring your own bags to the grocery store.
Invest in reusable menstrual products like cups, cloth pads, and period panties.
These are just a few examples — there are many more ways to reduce your impact by switching to reusables. And the best part is, they often save you money in the long run. So if you’re looking for an eco-friendly budgeting hack, this just might be it!
8. Avoid fast fashion
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The fast fashion industry is one of the biggest polluters in the world. The production of clothing uses a lot of resources, and most of it ends up in landfills. When you buy from fast fashion brands, you’re contributing to this cycle of waste.
Use these two alternatives instead:
Switch to slow fashion
Instead, opt for slow fashion brands that focus on sustainable and ethical production.
Some of the best slow fashion brands are Reformation, Everlane, and Girlfriend Collective.
You may pay more upfront for a single item when you shop slow fashion, but these items are built to last. And they often end up being cheaper than fast fashion brands when you factor in cost per wear. (This is an item’s price divided by how many times you plan on wearing it.)
Shop secondhand
You can find high-quality secondhand clothing at thrift stores, consignment shops, and online. It’s a great way to repurpose high-quality items that have already been produced and keep them out of the landfill.
Read more: Conscious consumerism: how to spend your money with intention
9. Minimize your food waste
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A four-person family wastes about $1,500 a year on uneaten food. This food then rots in a landfill for decades. (Did you know it takes 25 years for lettuce to decompose?!)
One of the best ways to reduce your impact on the environment — and develop more eco-friendly budgeting habits — is to minimize your food waste.
Plan your meals so you use all the food you buy, and compost any scraps. You can even save money by turning leftovers into new meals.
Read more: How I used local farms to slash my food bill
10. Eat less meat
Meat production is a major contributor to greenhouse gas emissions, so eating less of it can help the environment. If you’re not ready to go completely vegetarian or vegan, try incorporating more meatless meals into your diet.
Read more: The true cost of going vegan
11. Start an eco-friendly side hustle
There are a number of ways to make extra income while also helping the environment. You could start a composting business, offer carpooling services, or sell eco-friendly products. If you’re passionate about sustainability, there are plenty of opportunities to make a difference — and a profit.
Read more: Side hustle ideas: 35+ ways anyone can earn more money on the side
12. Donate to environmental charities
Last but not least, you can make your money green by donating some of it to environmental charities. There are a number of organizations working to protect our planet, and your donation can help them continue their work.
Some of the top environmental charities include the Nature Conservancy, the Sierra Club, and the Environmental Defense Fund.
When you donate to these organizations, you’ll be supporting their efforts to protect our planet. And you’ll be making a difference in the fight against climate change.
Read more: You’re not too broke to give to charity (and 4 other reasons to give)
Summary
Making even just a few of these changes can help you live a more eco-friendly lifestyle. And as you start making greener choices with your money, you’ll be doing your part to protect our planet for future generations.
A deck in your apartment offers a multitude of advantages, from enhancing your living experience to providing an outdoor sanctuary where you can relax, entertain and enjoy the beauty of nature. We’ve compiled 11 reasons a deck can elevate your living experience and some ideas to utilize this versatile space.
1. An extra space to decorate for holidays
Creativity through decoration is one of the most fun parts of being a renter. A deck is an extension of your apartment and serves as an extra place to show the holiday spirit. Whether that be Christmas lights on the railing or a Menorah in the window, a deck is a unique opportunity to get creative around celebratory holiday decorations.
2. And a comfy place to entertain all summer
When the weather is nice, hosting an outdoor get-together is ideal. A deck offers a spot to host a wine night, grill-off or catch-up session with a friend. With cozy seating on the deck, an inviting atmosphere sets the stage for making memories and charming guests.
3. A people-watching spot
We’re all guilty of doing it, and for some, it’s a guilty pleasure. Seated in your own privacy on your deck, you’re able to soak up not only the sounds of the area below but the sights. Decks allow you to indulge in people-watching and observing the vibrant energy of the neighborhood you’re living in.
4. A place to spend time with your pets outdoors
Our furry friends mean so much to us and enhance our lives in countless ways. Balconies help enhance their lives too, providing a dedicated space where they can soak up vitamin D and play to their heart’s content. Additionally, the deck becomes a cozy spot where you can cuddle up with your pet, enjoying precious moments together in the fresh air.
5. Date night in your outdoor oasis
Spending time with your significant other is valuable time. Date nights are pricey and discovering new spots is tricky. A deck date night is a creative and cozy way to drink, dine and enjoy the presence of your person without ever leaving your apartment.
6. Gardening opportunities
If you have a green thumb or aspire to grow your own veggies and herbs, a deck addition is perfect for you. Between growing flowers to brighten your day or herbs to bring life to a meal, the growing opportunities are vast with a deck. Plus, you’ll enjoy the fragrant herb smells while you hang out outside.
7. Grilling and dining al fresco
Communal apartment grills are super popular, especially during warmer months. Skip the wait and utilize your apartment balcony to grill out and dine al fresco. An apartment with a deck easily transforms to your own private outdoor culinary haven with a grill and dining area.
8. Soak up the sun privately
Don’t have enough time to head down to the pool? Just want to enough a quick cup of coffee before you head to work? A deck solves these problems for renters, providing a convenient space for a quick sunbathing or a peaceful moment of relaxation.
9. Exercise and fitness space
Fitness classes are great outdoors. With most at-home workout classes and routines only requiring a small bit of space, an apartment deck serves as a perfect spot for a stretch. Also, the privacy provided by your apartment deck allows you to freely move and follow along with your workout without feeling restricted by crowded gyms or shared spaces.
10. Staycation escape
Utilizing your deck to escape and enjoy the sights and sounds of nature can really boost mental health, elevate your mood and enhance your overall living experience. Whether you want to stargaze, lose yourself in a book series or just take a breath of fresh air, recharging and reconnecting on your deck is easy.
11. Connecting with nature
There is an endless list of ways to connect with nature on your apartment deck. Installing birdfeeders, watching the sunrise and sunset, outdoor meditation and installing wind chimes are some of the ways renters can connect with the sights and sounds of the outdoors.
An amenity in the comfort of your own home
A deck enhances apartment living by providing a private outdoor space for relaxation, entertainment and connection with nature. It expands your living space and offers endless possibilities for personalization and enjoyment.
With a deck, you can fully embrace the joys of outdoor living while enjoying the convenience and comfort of apartment life. Ready to search for apartments with this perk? Start your apartment-hunting journey today!
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Boutique Community Living at 2401 Penn
If you’re looking for a luxurious and convenient residential experience in Washington DC, boutique community living may be just what you need. And 2401 Penn is a prime example of a property that offers the best of both worlds in terms of location and amenities.
The Perfect Location
Located in the highly desired West End neighborhood, 2401 Penn offers residents easy access to the best of the city. The White House, Foggy Bottom Metro Station, George Washington University, George Washington Hospital, embassies, and Georgetown are just a few minutes away. Fine dining, world-class shopping, and entertainment options are also within reach.
Luxurious Amenities
But it’s not just the location that makes 2401 Penn special. The property also boasts luxurious amenities that set it apart from other residential buildings in the area. With 24-hour full-service concierge, on-site retail and dining options (including gourmet restaurant Marcel’s), a rooftop terrace with breathtaking views of the Washington Monument, Downtown DC, and Georgetown, a rooftop deck fire pit and grilling stations for outdoor entertaining, and a conference center and web cafe for remote work and business needs, 2401 Penn truly offers unparalleled amenities.
Featured Floorplan: The Hillary
And the luxury doesn’t stop there. The one-bedroom apartment “The Hillary” offers 1400 square feet of expertly designed interiors with top-of-the-line finishes. With spectacular views, an impressive wood-burning fireplace in the living room, private balconies with French doors, marble tiled bathrooms with luxurious whirlpool bathtubs, chef-caliber kitchens with gas cooking and energy-efficient refrigerator, hardwood floors in living and dining rooms, generous closet space, and individual climate control, residents can experience the ultimate in luxury living.
Neighborhood Happenings
Living at 2401 Pennsylvania Avenue is more than just luxurious living. It’s about experiencing the culture and beauty of our nation’s capital. Residents can explore nearby DC icons like the White House and Potomac River, catch a show at the renowned Kennedy Center, and enjoy the vibrant nightlife of Dupont Circle.
In conclusion, boutique community living at 2401 Penn offers the best of both worlds with luxury living in the heart of DC’s West End neighborhood. The property’s prime location, unparalleled amenities, and expertly designed interiors provide residents with an elegant metropolitan lifestyle and access to the best the city has to offer. Experience distinguished spacious living that you’ll never want to leave. Schedule your tour of 2401 Pennsylvania Avenue today!
Amazon and the Amazon logo are trademarks of Amazon.com, Inc, or its affiliates. Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.
The Golden State is known for its sunny and sandy beaches, historic cities like San Francisco and Los Angeles, picturesque national parks like Yosemite and Joshua Tree, and array of outdoor activities – hiking, skiing, surfing, and running trails. It’s no wonder that 39 million people live in California. There are many draws to the state, no matter what city you’re living in. So, if you’re looking to buy a home in California this year, you might be wondering what kind of classic California style homes you’re likely to find.
Look no further, Redfin is here to guide you. We’ve gathered 8 quintessential California style homes you might want to consider buying whether you’re looking for a home in Sacramento or rental property in Irvine. While home styles vary across the state, here are some of the most common home styles in California you’re likely to find. Let’s jump in.
1) Cape Cod
Cape Cod homes are a well-known and loved house style across the US. They’re most recognizable for their symmetrical design, steep roof with pitched triangular areas, and large chimney. These homes often have two-to-three bedrooms and an open floor plan. They’re typically single-story, but you can often find Cape Cod style homes with more floors. Cape Cod style homes have lots of windows to let in natural light, adding to the charm. You’ll find these homes have cedar shingles, brick, stucco, or stone exteriors.
2) Contemporary
If you’re looking for a home that’s got modern and chic elements consider a contemporary style house. These homes are common in many cities up and down the state, from Malibu to Vacaville. Contemporary homes typically have sleek and streamlined designs, with plenty of natural light and an emphasis on functionality, perfect for the sunny California days. Expect to see a mix of materials and textures, such as wood, metal, and glass to complete the home.
3) Craftsman
Craftsman style homes in California are known for their unique blend of traditional and modern elements. These homes have low-pitched roofs with exposed rafters, wide front porches, and a mix of materials like stone, wood, and brick. Inside, expect to see plenty of natural light and an open floor plan, with built-in cabinetry and detailed woodwork adding to the charm. Whether you’re looking for a cozy bungalow or a larger, more spacious home, you’ll find options with the Craftsman style.
4) Mediterranean
Mediterranean-style homes are a popular architectural choice in California, drawing inspiration from the historic buildings found in Spain and Italy. These homes often feature stucco exteriors, red roof tiles, and metalwork accents, creating a warm and inviting ambiance. Many Mediterranean homes also incorporate exposed wooden beams, adding to their rustic charm.
One of the defining features of these homes is their seamless blend of indoor-outdoor living, making them ideal for California’s mild climate. Whether you’re looking for a seaside villa or a cozy retreat in the hills, you’re sure to find the perfect Mediterranean-style home in California.
5) Mid-century modern
A home style that gained popularity during the 1940s through 1960s, mid-century modern homes are still very loved today, including in California. These homes have clean lines, functional design, and natural elements. Mid-century modern homes in California are typically single-story or split-level with floor-to-ceiling windows, sliding doors, and an emphasis on indoor-outdoor living. Additionally, mid-century modern homes showcase neutral colors and natural wood finishes throughout the home, creating a minimalist and sleek look.
6) New construction
New construction homes in California typically feature modern and sleek designs with an emphasis on indoor-outdoor living. They often incorporate sustainable materials and energy-efficient features to help reduce their carbon footprint. Many homes offer open-concept living spaces, large windows, and high ceilings to maximize natural light and create a sense of spaciousness. Smart home technology is also common, allowing you to control everything from lighting to temperature.
7) Ranch
California ranch homes are typically a single-story design with a low-pitched roof and wide eaves. These homes often have a simple, open floor plan, with a living room, dining room, and kitchen all connected. You may find large sliding glass doors leading to outdoor living spaces, like patios or decks, to take advantage of California’s mild climate. Many ranch homes in California also feature mid-century modern design elements, such as floor-to-ceiling windows, exposed beams, and natural details.
8) Victorian
You can find variations of Victorian homes throughout the state, but, by far, the most well-known Victorian homes are in San Francisco. The “Painted Ladies” are recognized by their ornate and colorful facades. They feature bold hues and intricate details such as gingerbread trim, stained glass windows, and decorative brackets. The Victorian style homes in California were primarily built in the late 1800s and early 1900s. The main architectural styles are Gothic Revival, Queen Anne, and Italianate.
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Welcome to 2401 Pennsylvania Ave Residences, the pinnacle of luxury living in Washington, DC’s prestigious West End neighborhood. This exclusive community offers a rare opportunity to experience the finest features in each apartment, with unparalleled amenities that cater to your every need.
At 2401 Pennsylvania Ave Residences, we understand that you expect nothing but the best. That’s why our community boasts an impressive list of amenities that are designed to provide the ultimate in style, convenience, and luxury. From the expertly designed interiors with top-of-the-line finishes to the breathtaking views from our rooftop terrace lounge, you’ll find thoughtful touches throughout our community.
Our apartments feature enchanting views of DC, authentic wood-burning fireplaces, private balconies with French doors, and marble-tiled bathrooms with whirlpool bathtubs. From stainless-steel appliances to granite countertops, you’ll find stylish luxury in every inch of 2401 Penn apartments. We understand that you have discerning tastes, and we’ve designed our apartments to meet your every need.
As a member of our community, you’ll also have access to an impressive list of amenities. Indulge in the luxuries of our 24-hour full-service concierge, on-site retail and dining, and rooftop terrace with breathtaking views of the Washington Monument, downtown DC, and Georgetown. Need to get some work done? Our community features a conference center and web café, so you can stay productive without ever leaving home.
Living at 2401 Pennsylvania Ave Residences is more than just being in a premier DC location – it’s an elegant metropolitan lifestyle. Our amenities are tailored to provide the utmost convenience, so you can focus on living your best life. From pet-sitting to arranging tickets to a baseball game, our daily concierge service is here to help you get life’s tasks done so you have more time to do what you enjoy.
At 2401 Pennsylvania Ave Residences, we understand that you’re looking for more than just an apartment – you’re looking for a lifestyle. Our community is perfect for those who demand the very best in everything they do. Whether you’re a busy professional or simply looking to live in the lap of luxury, 2401 Pennsylvania Ave Residences is the perfect place to call home.
Right now, 2401 has a very special apartment available.
The Hillary is a stunning one-bedroom apartment that will leave you breathless. This spacious floor plan boasts 1400 square feet of luxurious living space, with an expansive living room, den, and two bathrooms. The sleek and modern design, combined with high-end finishes and luxurious features, make The Hillary an exceptional choice for discerning renters.
The open-concept living and dining room is perfect for entertaining, with a large space that flows seamlessly from one area to another. The living room features an impressive wood-burning fireplace, adding a cozy ambiance to your evenings at home. The large windows throughout the space fill the room with natural light and offer stunning views of the city and surrounding areas. The den provides the perfect space for a home office or a cozy reading nook, and can easily be converted into a guest room for overnight visitors.
The spacious bedroom is a luxurious retreat, with a large closet for all your storage needs. The en-suite master bathroom features marble tiled floors, a double sink vanity, a luxurious whirlpool bathtub, and a separate glass-enclosed shower. The apartment also has an additional full bathroom, perfect for guests or when you need a little extra space.
Overall, The Hillary is a perfect combination of style and functionality, with plenty of space to spread out and enjoy. With its impressive layout, high-end finishes, and luxurious amenities, The Hillary is the perfect home for anyone looking for a sophisticated and comfortable lifestyle in the heart of Washington, DC.
To experience the incredible energy of our nation’s capital at 2401 Pennsylvania Ave Residences, schedule your tour today. We look forward to welcoming you to our exclusive community.
Amazon and the Amazon logo are trademarks of Amazon.com, Inc, or its affiliates. Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.
Inside: This guide provides tips on frugal home must haves, so you can save money and live responsibly, while also enjoying a healthy environment and good health.
Are you looking for ways to save money and still have a clean and organized home?
If so, you are in the right place. In this blog post, I am going to share with you frugal home must haves that will help you save money.
But before we get started, let me ask you a question:
Do you ever feel like your home is a never-ending cycle of cleaning and organizing? That you use products that are for one use only and know there are better products out there.
If so, you are not alone. Most people feel this way at some point in their lives.
The good news is that there are ways to save money and start to incorporate bits and pieces of a frugal lifestyle into your life.
So, without further ado, here are 19 frugal home must-haves to help you save money:
What is frugality?
Frugality is the practice of being very intentional with your spending, prioritizing the things that matter the most to you, and cutting back on spending in other areas.
It doesn’t necessarily mean sacrificing your favorite brand of cereal, living without napkins, or giving up on adventurous vacations. Instead, frugality is about making smart money choices and learning to live below your means.
It is not the same as being cheap, which involves saving money at the expense of others.
Rather, being frugal means being economical with your money, making it stretch further so you can do more with less.
Frugal living is a journey, not a destination, and it starts with creating a budget that you can live with and looking for ways to save money.
What are the most frugal must-haves for a home?
The most important frugal must haves for you are those that save you money and time.
As such, what you value the most will differ from me. However, there are some basic underlying frugal items that every house needs. So, we will cover those bloew.
More importantly, more individuals are looking to become frugal green to save the environment as well as money.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
best frugal home must-haves for saving money
Home is where the heart is, and we want our homes to be clean, organized, and comfortable without spending a fortune.
However, sometimes it can be tough to keep up with everything – especially on a budget.
Here are 19 frugal home must-haves that will help you save money and make your life easier!
1. Microfiber Cloths
Microfiber cloths are a frugal home must-have for saving money. Yep, I drive my mother-in-law crazy because I do not use paper towels.
They are cost-effective as compared to disposable cleaning supplies and can be used for various cleaning tasks around the house. They are more effective than cotton cloths as they rarely leave smears and dry as they wipe.
Plus, microfiber cloths can be color-coded for different cleaning tasks. To ensure their effectiveness and longevity, microfiber cloths should be washed separately from other laundry and should not be washed with fabric softeners or bleach.
2. Drying Rack
Owning a drying rack can be a smart investment for those looking to save money and energy in the long run. There are many types of drying racks available, from outdoor rotary clotheslines to indoor airers.
Personally, we use our drying rack ALL.THE.TIME!
Plus, using a drying rack is an eco-friendly alternative to using a dryer, which can reduce your carbon footprint and help you live a more sustainable lifestyle.
This is the drying rack we personally own and love.
3. Instant Pot or Crock Pot
Move over crockpot, the Instant Pot is the hottest trend to stay! I’ll admit I was hesitant about owning an instant pot, but have decided it was well worth the investment for our frugal home.
An instant pot is a frugal must-have for any home looking to save money while still enjoying delicious meals. It is perfect for busy people who want to come home to a warm meal without the hassle of cooking.
Instant pots are not just about cooking one meal; they are perfect for batch-cooking frugal meals. This allows you to cook multiple meals in one go, freezing the extra for another day.
You can also use cheaper cuts of meat and tenderize them in the instant pot. Some examples of meals that can be made in a crock pot include soups, stews, chilis, and even whole chicken for homemade stock.
An instant pot is an efficient and cost-effective way to enjoy home-cooked meals without breaking the bank.
Here is the instant pot / air fryer combe we personally own.
4. Reusable Grocery Bags
Many states, including ours, now charge 10 cents per bag when checking out at any store!
By bringing your own bags, you can avoid the extra fees charged for plastic bags at many stores.
Additionally, reusable bags are sturdier and can hold more items, reducing the need for multiple bags.
Switching to reusable bags also helps reduce plastic waste, which is harmful to the environment. So, invest in some reusable bags and make a positive impact on your wallet and the planet.
5. Beeswax Wraps
Beeswax wraps are a fantastic frugal and eco-friendly alternative to plastic wraps.
Made from organic cotton and covered in beeswax, they are versatile and come in various sizes. They can replace both cling film and foil, lasting for a long time as long as they are not washed in hot water or put in the microwave.
These wraps can save money in the long run as they are reusable and can be used for a variety of purposes, from wrapping bread to covering bowls.
To care for them, wash them in cool soapy water and avoid hot water or the microwave. With beeswax wraps, you can be frugal and eco-friendly at the same time!
6. Charging Stations To Reduce Energy
Standby losses refer to the energy consumed by electronic devices even when they are turned off but still plugged in. For instance, a TV on standby mode, a phone charger left plugged in, or a coffee maker are all examples of appliances that contribute to standby losses.
These losses can significantly impact your energy bill and add up over time.
However, there are practical ways to reduce standby losses and save money.
Use an energy-efficient power strip to plug in multiple devices and switch them off in one go.
Invest in a “smart” power strip that automatically turns off devices when they are not in use.
By taking these steps, you can reduce standby losses and save money on your energy bills.
7. Glass Jars
Glass jars are incredibly versatile and can be used for storing everything.
Using glass jars is also cost-effective since they can be reused over and over again.
With their airtight seals, they are perfect for storing food items, and their clear glass makes it easy to see what’s inside. They are also great for organizing small items like pens, hair bands, and cut flowers.
Overall, using glass jars is an easy way to save money while keeping your home clean and organized.
8. Hot Tea Maker Electric Glass Kettle
This is the updated version of the traditional teapot due to its durability, versatility, and cost-effectiveness.
It can be used to make a large amount of tea at once, making it perfect for entertaining guests or for daily use.
Additionally, it is a one-time investment that can last for years, which saves money in the long run.
Also, by using loose tea leaves instead of tea bags, you can also save money and reduce waste.
9. Coffee Pot
If you’re a coffee lover, you know how quickly buying coffee on a daily basis can add up and become a significant expense.
However, there is a simple solution to this problem – investing in a coffee pot you love.
By brewing your coffee at home, you can save several dollars each week, which can add up to a considerable amount over time.
Moreover, if you’re someone who enjoys lattes, there are coffee pots available that can make lattes at home. This means that you don’t have to spend a fortune on lattes from coffee shops or cafes.
With a good coffee maker, you can enjoy the great taste of coffee at home while saving money.
If you invest in a single-use coffee maker, then make sure you are using reusable K-cups.
10. Laundry Bags
Seriously, this was the greatest idea I found out from a baseball mom. Never worry about mixing up clothes between family members again!
By using laundry bags, you prevent clothes from getting lost or mixed up in the wash, and can also help prolong the life of delicate fabrics.
To care for your laundry bags, simply toss them in the washing machine with your laundry and air dry.
11. Baking Soda
Baking soda is a frugal home must-have that can be used for cleaning and organizing your home in many ways.
It is a multipurpose cleaner and deodorizer that can be used to clean surfaces, carpets, laundry, even fruits and vegetables.
By mixing baking soda with water, you can create a paste that can be used to clean almost everything. It can also be used to deodorize your refrigerator, carpets, and shoes. Additionally, you can sprinkle baking soda on your mattress and vacuum it up to remove odors.
Overall, baking soda is a versatile and inexpensive household item that can help you keep your home clean and fresh.
12. Vinegar
Vinegar is an incredibly versatile and cost-effective must-have for any frugal home. It can be used for cleaning and organizing in a variety of ways.
Vinegar is effective in removing stains, cleaning surfaces, and freshening up the home. It is also safe to use around children and pets, making it a great alternative to harsh chemical cleaners.
For cleaning surfaces, vinegar can be mixed with water and used to clean windows, mirrors, and countertops. It can also be used to remove stains from carpets and clothing. In addition, vinegar can be used to freshen up the home by adding a few drops to a diffuser or spraying it in the air.
To incorporate vinegar into daily cleaning routines, it can be added to a spray bottle with water and used to clean surfaces as needed. It can also be used as a natural fabric softener in the laundry by adding a cup to the rinse cycle.
When using vinegar, it should not be used on certain surfaces such as marble or granite as it can cause damage.
13. Reusable Water Bottles
Using reusable water bottles is an important step towards a more frugal and eco-friendly lifestyle.
It can save money by eliminating the need to buy single-use plastic water bottles, and it also helps reduce waste and pollution.
When choosing a reusable water bottle, look for one with a filter to ensure fresh water anytime, anywhere.
Opt for bottles made from durable and non-toxic materials such as stainless steel or glass.
Keeping a reusable water bottle also promotes healthy hydration habits.
14. A Large Freezer
A large freezer in your home is a frugal must-have for many reasons.
Not only does it provide money-saving opportunities by allowing you to stockpile food on a budget and freeze extra portions from batch cooking, but it also helps you take advantage of great deals you find at the store.
With a well-stocked freezer, you can shop your stock first and freeze nearly everything you buy for later use.
Additionally, having a large freezer can help you save on your electricity bill by allowing you to fill it up to two-thirds capacity, which makes it more efficient.
Also, you may want to purchase this freezer lock to make sure it stays closed.
15. Reusable Food Storage Containers
Using reusable food storage containers like BPA-free plastic or glass containers is an effective way to reduce waste and promote eco-friendly living.
BPA-free plastic containers are ideal for those who have limited space for storage and prefer lightweight and durable containers. They are freezer, microwave, and steamer safe, making them perfect for storing and reheating various types of food.
On the other hand, glass containers are an excellent alternative to plastic containers. They are incredibly environmentally friendly and can be reused over and over again, making them an indispensable tool in your quest for simple and frugal home living.
Since they are also reusable, saving you money in the long run. You only need a few of them for your daily use.
16. Reusable Food Bags
Reusable food bags are a great way to reduce your carbon footprint and be more eco-friendly in your daily life. These bags are made from BPA-free materials and are designed to be used over and over again, making them a great alternative to single-use plastic bags.
Here are the benefits of reusable food bags:
Versatile and can be used for a variety of purposes as they are freezer, microwave, and steamer safe, making them perfect for storing, heating, and cooking food.
Perfect for packing lunches and snacks, as they are lightweight and easy to carry.
Durable and long-lasting.
Ability to use them again and again, reducing the amount of waste that you produce.
Unlike plastic bags, which can easily tear or break, these bags are made from sturdy materials that can withstand daily use.
While the initial cost of these bags may be higher than that of plastic bags, they will pay for themselves over time as you won’t have to keep buying new bags. Plus, they are often sold in sets, so you can get multiple bags for a lower price.
17. Basic Toolkit for DIY Projects
A basic toolkit can be a valuable asset for homeowners as it can come in handy for simple home repairs and save money on professional services.
With the right tools and some DIY know-how, you can tackle many basic home repairs and maintenance tasks yourself, without having to hire a professional.
DIY tutorials are available online, and many of them are free. You can also attend community classes or evening courses at local colleges to learn DIY skills.
Also, you can look at sharing tools with neighbors or friends can help you save money and build a sense of community.
18. Storage Organization
Oh my goodness, there is no way I could manage without serious storage organization for our small house.
Thankfully, there are plenty of storage organization options to make sure you use optimal space in every single corner of your house.
Here are some of my favorite storage organization tricks:
19. Rotary Clothes Line
Owning a rotary clothesline is a must-have for frugal homeowners.
Not only is it a one-time cost that lasts for years, but it also helps save money on electricity bills as line drying reduces creases and eliminates the need for a dryer.
Additionally, a rotary clothesline takes up less space than a bulky dryer or indoor drying rack.
By using a rotary clothesline, you can enjoy the benefits of fresh, sun-dried laundry while saving money and space. It’s a win-win situation for both your wallet and your home.
20. Essential Oils
Essential oils can be used in a variety of ways, including for homemade beauty and cleaning products. For example, adding 15 drops of peppermint essential oil to a cup of baking soda can create a refreshing and invigorating scrub.
Essential oils can also be added to homemade shampoo and body wash recipes to provide a pleasant scent and potential therapeutic benefits. Some popular essential oils for these purposes include rosemary, lavender, and peppermint.
In addition to beauty and cleaning products, essential oils can also be used for aromatherapy purposes. Simply adding a few drops of essential oil to a diffuser or inhaling the scent directly can provide benefits such as stress relief and relaxation.
It’s important to note that essential oils should always be used with caution and according to their recommended guidelines, as they can be potent and may cause adverse reactions if not used correctly.
21. Rain Collector
Using a rain collector to water your vegetable garden is a great way to be eco-friendly and frugal at the same time.
This method can help you save money on your water bill and reduce your carbon footprint.
Rain collectors can be purchased for as little as $50 and provide a regular supply of free water throughout the year.
To use a rain collector for your vegetable garden, set it up in a location that is convenient for you to access and close to your garden. When it rains, the water will collect in the butt and be ready for use when you need it. You can use a watering can or attach a hose to the butt for easy watering.
Rainwater is especially good for watering vegetables because it is free of chemicals and additives that may be present in tap water.
22. Countertop Composter
A countertop composter is a great addition to a frugal home. It is a small, portable compost bin that can be kept on your kitchen counter, making it easy to compost food scraps and other organic waste.
By composting your food scraps, you can reduce the amount of waste that goes into landfills, which is not only good for the environment but also saves you money on garbage bags and waste disposal fees.
Countertop composters are available in various sizes and styles, so you can choose one that fits your needs and budget.
Some countertop composters are made of stainless steel or ceramic and have a sleek, modern look that blends in with your kitchen decor.
Others are made of plastic and have a more utilitarian design.
In addition to reducing waste and saving money, composting also produces nutrient-rich soil that can be used to fertilize your garden or houseplants. This can save you money on buying fertilizers and improve the health and productivity of your plants.
23. Knife Set
Having a good knife set is essential in a frugal home because it saves money in the long run. Yes, I have proof of this as I replace my 15-year-old knife under warranty.
Investing in an affordable yet durable set can be achieved by choosing stainless steel or high-carbon steel, which are both rust-resistant and long-lasting.
When choosing a set, consider the number of pieces you need and the type of knives required for your cooking needs.
To make your tools last longer, hand wash and dry them immediately after use, avoid using abrasive cleaners, and store them in a knife block or a drawer with dividers to prevent damage.
But, to be honest, these are the knife set I own and I put them in the dishwasher all the time.
24. Streaming Stick
If you haven’t upgraded to a smart TV yet, I understand you are frugal. Then, you need to invest in a streaming stick.
This simple device can help you lower your costs spent on cable while still streaming your favorite shows on Paramount, Hulu or YouTube.
Nowadays, you can expect to spend less than $50.
25. Soda Maker
This may seem like a splurge, but we, frugal people need a way to treat ourselves.
Having your own soda maker can be a great way to save money in the long run. While it may seem like an expensive investment at first, the cost of making your own soda (or seltzer) at home is significantly lower than constantly purchasing soda (or seltzer) from the store.
In fact, making soda at home can cost as little as 25 cents per liter, compared to the average cost of $1.50 per liter for store-bought soda.
Another cost-saving benefit of having your own soda maker is that you can control the ingredients. You can choose to make your soda with natural sweeteners like honey or stevia, rather than high fructose corn syrup, which is commonly found in store-bought soda. This not only saves you money in the long run, but it can also be a healthier option.
What are some good tips for living frugally?
Living frugally can be a great way to save money and achieve financial goals.
Here are some practical tips for living frugally that you can implement in your daily life:
Meal planning and home cooking can save money on food expenses. Brown bagging or oven lunch boxing your lunch is also a great way to save money. Learn how to be frugal with food.
Wash your laundry in cold water and use natural homemade cleaners to save on household expenses.
Create a budget that you can live with and look for areas where you can cut back on expenses. Pack your own lunch and cut back on entertainment costs.
Travel frugally by traveling during the off-season and cutting down on eating out. Opt for a place with a kitchen so you can make some of your own meals and purchase discounted airline tickets or fares.
Have fun for free by doing activities such as going to the park, having a picnic, or having a bonfire. There are so many things to do with no money.
Try out a few frugal living tips at a time to find out which works best for you and don’t forget to access free courses and worksheets to help with your frugal living journey.
Remember, frugal living doesn’t have to be a sacrifice and can actually help you fully enjoy what you care about in life.
Start taking small steps towards a more frugal lifestyle and see how it can positively impact your finances.
FAQ
There are many frugal home hacks that can help you save money and keep your home clean and organized.
Some practical and actionable tips include meal planning, home cooking, brown bagging your lunch, washing your laundry in cold water, and using natural homemade cleaners.
Before calling a handyman, consult YouTube to learn how to fix a leaky faucet or remodel your bathroom.
Examining your monthly bills for ways to save on electricity, water, cable, and even your cell phone can also help you save money.
By implementing these frugal hacks, you can make every penny and dollar count and stretch your budget further.
I always tell people to shop their own house first. Just because you don’t know where something is doesn’t mean you should go out and buy a new item.
Look around and see how you can reuse items.
Before heading out to the grocery store, look at your own pantry and freezer to see what you can use first.
Give these tips a try and see how much you can save!
Essential appliances and gadgets for a frugal, clean, and organized home include:
Which Frugal Home Ideas Will You Implement?
With a little bit of planning and effort, you can live frugally and still have a beautiful home.
One of the key points of frugality is buying quality items less often.
Too many times, people associate being frugal with cheap.
Being frugal means you are intentional with your spending on household items and prioritizing the things that matter most.
Plus, using frugal methods can be better for the environment and your health.
So what are you waiting for? Go out and buy some of these must-haves today!
Know someone else that needs this, too? Then, please share!!
From the Mile High City to the majestic Rocky Mountains, Colorado offers a variety of gorgeous landscapes and outdoor activities. There are countless reasons why you might be considering moving to the state or even buying a home in Colorado this year. If that sounds like you, then you may also be wondering what home styles you’ll find as you begin the homebuying process. Whether you’re looking for a modern new construction home or a cozy mountain bungalow, Colorado has plenty of home styles to choose from.
At Redfin, we’ve compiled a list of 11 Colorado home styles you’re likely to find, whether you’re looking to buy a home in Denver or a sprawling property in Colorado Springs. Let’s explore some of the classic Colorado-style homes.
1) Mountain rustic
Colorado homes are well-known for blending natural elements like stone, wood, and metal. Mountain rustic style homes typically have low-pitched roofs to help withstand heavy snowfall, and large windows that showcase the stunning mountain views. Interiors often have vaulted ceilings with exposed timber beams, stone fireplaces, and warm finishes to create a cozy and welcoming atmosphere.
2) Bungalow
Colorado is well-known for its abundance of bungalow style homes. These houses were influenced by Craftsman-style homes, and they’re characterized by their single-story layout. Homes have an open concept living space, two-to-three bedrooms, and some bungalows may have an attic space, depending on the steepness of the gabled roof. Other common features of bungalow homes include raised foundations and covered front porches.
3) Colonial
Colonial homes are some of the oldest home styles found in the US, dating back to the early 1600s. For that reason, there are countless architectural variations of Colonial homes. However, these houses have some common elements like their two-story design, steep gable or gambrel roof, centrally-located fireplace or two fireplaces on either side of the home. You’ll also find the exteriors are often stone, wood, or brick, with symmetrical windows on each level. Colonial style houses often have formal living and dining rooms on the main floor with bedrooms located on the second floor.
4) Contemporary
Contemporary homes are perfect for those who value simplicity and elegance in Colorado. These homes feature a minimalist design, with clean lines and a focus on functionality. Expect to see plenty of natural light, open spaces, and a mix of materials like metal and glass throughout these homes.
5) Craftsman
Craftsman style homes in Colorado offer a unique blend of simplicity and elegance. These homes have a low-pitched roof, large front porch, and exposed wooden elements such as rafters and brackets. Inside, expect to see built-in cabinetry, natural materials such as wood and stone, and an open floor plan that connects the kitchen, dining, and living areas. Craftsman homes are a great option for those who appreciate the beauty of natural materials and the simplicity of functional design.
6) Farmhouse
For Coloradans, farmhouse homes have a rich history rooted in the agricultural landscape. However, you can find these homes in many cities, from countryside towns to suburban areas. Farmhouses typically feature a minimalist style with ample living space, an open kitchen, and outdoor areas. The exterior usually has a classic front porch, wooden siding, and charming dormer windows. Meanwhile, the interior offers plenty of storage and showcases classic wood accents, perfect for those who love rustic yet modern living.
7) New construction
New construction homes feature modern and innovative designs with an emphasis on energy efficiency and sustainability. These homes often incorporate large windows and open floor plans to take advantage of the state’s beautiful natural scenery. Commonly used materials include wood, metal, and stone, and you’ll find a mix of contemporary and traditional architectural styles. Many new homes in Colorado also come equipped with smart home systems and energy-efficient appliances.
8) Prairie
Prairie-style homes are known for their horizontal lines, flat roofs, and open floor plans. They typically feature low-pitched roofs with wide eaves, which provide protection from the sunny Colorado summers. Prairie-style homes often have large windows, highlighting natural light and the views of the surrounding landscape. They’re often built with natural materials such as stone, wood, and brick, which blend into Colorado’s landscape.
9) Ranch
Ranch homes, also known as ranchers or ramblers, are a popular architectural style in Colorado. These homes are typically one-story and feature low-pitched roofs, large windows, and an open floor plan. They have a simple and functional design incorporating natural elements, such as stone or wood, into the exterior. Ranch homes also include a porch or patio to take advantage of the state’s beautiful mountain views. Many of the ranch homes in Colorado have energy efficient features like higher-quality insulation.
10) Mid-century modern
Mid-century modern homes, a popular style that emerged in the 1940-1960s, can be found throughout Colorado. They are known for their emphasis on natural elements, clean and functional aesthetics, and angular features. These homes are typically single-story or split-level. They feature floor-to-ceiling windows that allow for plenty of natural light and an indoor-outdoor living experience. You’ll also notice neutral-colored details and sliding doors that lead to outdoor spaces.
11) Victorian
Victorian homes are not as popular in Colorado as they are in other areas like California or across the East Coast. However, you can still find some Victorian homes in Colorado, particularly in historic neighborhoods in cities such as Denver and Colorado Springs. These homes often feature ornate details such as turrets, bay windows, and intricate woodwork. They may also have steep roofs with decorative shingles, colorful exterior paint schemes, and wrap around porches. Victorian homes in Colorado tend to be smaller than those found in other regions, but still have the distinctive character and charm of the style.
Nestled in the heart of Florida’s beautiful Panhandle, Tallahassee offers a captivating blend of Southern charm, vibrant culture, and endless opportunities. This dynamic capital city is more than just a seat of government; it’s a place captivated by enchanting canopy roads, mouthwatering Southern cuisine, and the energy of college football. With its lush green landscapes, rich historical heritage, and thriving arts scene, Tallahassee paints a picture of a city that embraces its residents with open arms. However, living there has its disadvantages, including severe weather, limited public transportation, and a small airport.
So Whether you’re looking for Tallahassee apartments or are searching for homes for sale, this Redfin article is a great resource. It covers ten pros and cons of living in Tallahassee, helping you determine if this city is right for you.
Pros of living in Tallahassee
1. Affordable cost of living
This charming city offers an inviting atmosphere that won’t break the bank. Tallahassee shines as a beacon of affordability, offering a reasonable cost of living, from housing to daily expenses. Imagine a place where your hard-earned dollars stretch further, allowing you to enjoy a comfortable lifestyle; you’ll find that here.
The median sale price in Tallahassee is $250,000, well below the national average of $400,378. You’ll even notice how rent prices are just as affordable. The average rent for a two-bedroom apartment is $1,197, making it an excellent destination for those on a budget. With reasonable housing prices, budget-friendly dining options, and cost-effective entertainment opportunities, Tallahassee invites you to savor life’s pleasures without sacrificing your financial peace of mind.
2. Rich cultural heritage and diverse arts scene
Tallahassee’s historical roots are deeply entwined with Native American, Spanish, and African-American influences, all contributing to a unique cultural blend that’s palpable in its architecture, food, music, and community festivals. Delve into the past as you wander through the historic districts in Tallahassee, such as Frenchtown and Smokey Hollow. There, you’ll notice heritage resonating through art, music, and storytelling. After, immerse yourself in the captivating world of the arts at the vibrant Railroad Square Art Park, where galleries, studios, and creative spaces showcase diverse artistic expressions.
3. Abundance of natural beauty and outdoor recreational opportunities
Tallahassee, a true haven for nature enthusiasts, awaits your arrival with its awe-inspiring natural beauty and thrilling outdoor adventures. Prepare to be enchanted by the city’s picturesque landscapes, where sprawling oak trees create beautiful canopies along scenic roads. Explore the wonders of Maclay Gardens State Park, where vibrant flowers and tranquil lakes beckon you to take strolls or embark on invigorating hikes. And imagine the thrill of kayaking down the pristine waters of Wakulla Springs, encountering graceful manatees and abundant bird species along the way. Tallahassee has something to love, whether you seek serenity in a peaceful park, the thrill of an adrenaline-pumping adventure, or simply the opportunity to connect with nature’s beauty.
4. Plenty of sunshine throughout the year
The Sunshine State’s hidden gem, Tallahassee, basks in the warm embrace of abundant sunshine throughout the year. With its enviable climate, this city radiates a cheerful and uplifting energy that invigorates residents and visitors. Imagine waking up to sunny skies and golden rays, a daily dose of natural positivity that fills your soul. Whether you’re strolling through the picturesque parks, basking in the glow of a vibrant sunset, or engaging in outdoor activities, Tallahassee’s year-round sunshine offers endless opportunities to soak up its invigorating warmth.
5. Numerous festivals, events, and entertainment options
Prepare to be swept away by a whirlwind of cultural celebrations that unite the community and ignite the spirit of joy in Tallahassee. Join in the revelry of the Tallahassee Downtown Market, where local artisans showcase their talents and offer a treasure trove of unique crafts and delicious treats. You’ll also find the lively Tallahassee Food Truck Festival, a culinary extravaganza where tantalizing aromas and delectable flavors take center stage. For sports enthusiasts, the Tallahassee Marathon and Springtime Tallahassee Parade offer opportunities to cheer on athletes and revel in the city’s vibrant spirit. No matter the time of year, Tallahassee’s calendar is brimming with festivals, events, and entertainment options.
Cons of living in Tallahassee
1. Limited public transportation options
The city’s public transit system primarily relies on buses, with a network that may not be as extensive as in larger metropolitan areas. The transit score for Tallahassee is 30 which falls into the car-dependent range, and while efforts have been made to improve transportation accessibility, it’s important to note that the system may have limitations in terms of coverage and frequency. This means that owning a car or relying on alternative modes of transportation becomes necessary for many residents to navigate the city efficiently.
2. Occasional impact from hurricanes and tropical storms
Given that Tallahassee is located in the central region of Florida, it occasionally experiences the impact of hurricanes and tropical storms. While the city is well-prepared to handle such weather events, it’s essential to be aware of the potential risks and take necessary precautions. Tallahassee’s location may occasionally face strong winds, heavy rainfall, and temporary disruptions to daily life.
3. Hot and humid summers
During the summer, residents and visitors can expect the temperatures to exceed 90 degrees Fahrenheit. As temperatures rise and humidity levels soar, the summer heat can become intense and uncomfortable. The high levels of humidity can make outdoor activities challenging and can lead to feelings of fatigue and discomfort. Staying hydrated and seeking shade become essential during this time. Additionally, the hot and humid weather may limit particular outdoor pursuits and make it less enjoyable to spend time outdoors.
4. The small airport can be limiting
Tallahassee’s airport facility, while serving the city and its surrounding areas, is relatively small compared to major international airports. This can be seen as a con to living in Tallahassee, particularly for those who frequently travel long distances or require a wide range of flight options. The smaller airport size may result in limited direct flights and fewer airlines operating in the area, leading to higher airfare costs and potential inconveniences when planning trips. Additionally, connecting flights may be necessary for reaching certain destinations, which can add travel time and possible complications.
5. High annual precipitation
Tallahassee experiences relatively high annual precipitation, which can be seen as a con for some individuals considering living in the area. In fact, Tallahassee is ranked position 9 of the rainiest cities based on the average annual precipitation total. The city receives ample rainfall throughout the year, contributing to the lush greenery and vibrant landscapes that characterize the region. However, the higher precipitation levels may present challenges such as increased humidity, occasional flooding in low-lying areas, and the need for adequate drainage systems. Additionally, heavy rainfall can impact outdoor activities and limit the availability of certain recreational opportunities. Though rain enhances the city’s natural beauty and adds to its splendor, it’s crucial to anticipate the potential inconveniences caused by higher annual precipitation.
Is Tallahassee a good place to live? Final thoughts
When deciding whether or not to make Tallahassee your home, it is crucial to approach it with thoughtfulness. Consider your preferences and priorities, while recognizing the benefits and occasional obstacles that come with embracing this remarkable city.
Connecticut is known for its charming mix of coastal towns, rolling countryside, and historic landmarks. From the lively city of Hartford to the quaint village of Mystic, Connecticut has a variety of places to call home – and many home styles to consider. So if you’re looking to buy a home in Connecticut, there are plenty of styles representative of the region.
At Redfin, we’ve compiled a list of the 12 most popular Connecticut home styles, whether you’re looking to buy a home in New Haven or a vacation property by the beach. Let’s explore some quintessential Connecticut-style homes.
1) Saltbox
Saltbox homes are a historic and unique style located in various East Coast cities. These houses have a flat, front façade that faces the street, clapboard siding, with five or nine rectangular windows, depending on the style. Inside, saltbox homes have lots of natural light, high ceilings, and an attic space. Saltboxes are typically historic and preserved over the years, meaning you probably won’t find a new construction version.
2) Cape Cod
Cape Cod homes are a beloved and familiar house style in the US housing market, particularly along the East Coast and in states like Connecticut. Known for their symmetrical design, steep pitched roof, and large chimney, these are a popular home style for many. These single-story homes usually feature two to three bedrooms, an open floor plan, and plenty of windows to allow natural light to flood in. While most Cape Cod homes are single-story, you can find some multi-story homes. The exterior of these homes is typically made of cedar shingles, brick, stucco, or stone.
3) Colonial
With a history dating back to the early 1600s, Colonial homes are some of the oldest home styles found in the US. And it’s no surprise they’re a common Connecticut style home due to their East Coast origin. Despite variations in architectural styles, these homes share common features.
You’ll typically find a two-story design, steep gable or gambrel roof, and centrally-located fireplace or two fireplaces on the sides of the home. Homes have a variety of exterior designs whether in stone, wood, or brick. You’ll find symmetrical windows on the façade while the interior has formal living and dining rooms on the main floor, with bedrooms on the second level.
4) Contemporary
Contemporary homes offer a unique and modern look, with an emphasis on simplicity and functionality. These homes feature clean lines and a minimalist design, with a focus on natural light and open space. Expect to see a mix of materials like metal, glass, and concrete, for a look that’s both elegant and sophisticated.
5) Cottage
Cottages are a delightful home style that can be found all over Connecticut. They typically feature steeply-pitched gable roofs, with shingles, stone, or brick accents on the exterior, as well as an arched front door and porch. The floor plan of many cottages is asymmetrical, meaning that the layout is different on each side of the home. Interiors often have one or two bedrooms and bathrooms, as well as an open floor plan. Throughout the home, you’ll discover cozy details like fireplaces, exposed brick walls, and wood beams.
6) Craftsman
Craftsman homes in Connecticut offer a unique blend of natural materials and artistic design. These homes are known for their handcrafted details such as exposed beams, built-in cabinetry, and intricate woodwork. You’ll find an open floor plan with plenty of natural light, high ceilings, and large windows that frame the picturesque Connecticut landscape. The exterior typically includes a front porch with tapered columns, shingles or clapboard siding, and low-pitched rooflines.
7) Farmhouse
Farmhouses are a traditional home style that has stood the test of time, and you’ll find many beautiful examples throughout Connecticut. These homes were originally built on farms, but today they’re found in a variety of settings. Farmhouses typically feature a spacious layout with large kitchens and open living areas perfect for entertaining. Exteriors often have classic wood siding, a gabled roof, and a welcoming front porch. Inside, you’ll find plenty of storage space and charming wood accents that give the home a warm and inviting feel.
8) Greek Revival
Greek Revival homes in Connecticut are often found in historic districts and represent a significant part of the state’s architectural heritage. These houses typically feature grand, symmetrical facades with prominent columns or pilasters. The exteriors are often made of brick or painted wood, with a gabled roof and tall windows that provide ample natural light. The interiors are characterized by high ceilings, elaborate molding, and ornate fireplaces.
9) New construction
New construction homes often have a traditional New England architectural style. They feature modern amenities and energy-efficient designs. Many new homes are built with an open floor plan, high ceilings, large windows, and spacious living areas. New construction homes may include features such as smart home technology, gourmet kitchens, and designer finishes.
10) Ranch
Ranch homes, also known as ramblers, are not as common in Connecticut, but are still available in the state. Connecticut style ramblers typically feature a long, low-slung design with a simple, modern aesthetic. Many are built with brick or stone exteriors and large windows to take advantage of natural light. You’ll also find open floor plans and modern amenities.
11) Tudor
Tudor-style houses are a beautiful and unique option for those seeking a home with a bit of historical flair. These brick-exterior homes with white stucco and half-timbering details draw inspiration from England’s Tudor period and feature a romantic, slightly medieval design. Inside, you’ll often find exposed beams, rounded doors, and a mix of window styles, including oriel, diamond-shaped panes, and tall, narrow windows. Whether you’re looking for a spacious home in Connecticut or a cozy retreat, Tudor-style houses offer plenty of charm and character.
12) Victorian
Connecticut has a rich history of Victorian architecture, with many homes built in the late 1800s and early 1900s. One popular style is the Queen Anne Victorian, which has ornate details like turrets, towers, and wrap-around porches. Another popular style is the Second Empire Victorian, known for its mansard roof and dormer windows.
Gothic Revival Victorians are also common in Connecticut, with steeply-pitched roofs, pointed arches, and intricate woodwork. Lastly, Italianate Victorian homes, with their distinctive tall, narrow windows and decorative brackets are also a popular architectural style in Connecticut.
I am not a money genius. I’ve touched many proverbial “hot stoves,” and the Best Interest is part of my scar tissue. Today, let’s dive into seven of my money mistakes and the lessons I’ve learned from them.
Money Mistake #1: Not “Renting My Fun”
I once heard radio host Colin Cowherd say, “Buy ‘normal life,’ but rent your fun.”
It makes sense to buy healthy groceries. It makes sense to buy comfortable shoes. It makes sense to buy a reliable car. You need those things every day of your life.
Life is a constant.
But fun might be seasonal or weekend-only. Does it make sense to buy a snowmobile that you’ll only use eight weekends a year? Maybe. It might fall high on your bimodal passion graph.
Does it make sense to buy a boat? I have coworkers who sail every weekend during the summer. They plan sailing vacations on Lake Ontario. They love sailing. A full purchase makes sense for them.
But for the rest of us, renting a boat or snowmobile makes better financial sense. It’s too easy to overspend on a shiny object you’ll underuse
I’ve discovered a second category of “fun objects”: those that are fun only due to confounding factors.
Is a hot tub fun? Or is a hot tub fun when you’re hot tubbing with other people? That’s the lesson I learned…and the money mistake I made because of it. It’s a story I’ve written about before here on the Best Interest.
I bought a hot tub. It’s great, especially on cold winter nights. But my rationale for buying the hot tub was, “Hot tubs are great!”
We checked the record, and that rationale was determined to be false.
Hot tubs aren’t great. Hanging out with other people in a hot tub is great. Oops.
I could scratch my hot tub itch with a few trips per year. The rest of the time, I should just try to hang out with my friends more often. Thankfully, I didn’t use credit to buy the hot tub. I didn’t borrow money for it.
But it was an impulsive purchase. It didn’t mesh with my financial goals. The hot tub is nice, but buying my fun (rather than renting it) was a money mistake.
Money Mistake #2: Decrease Spending vs. Increase Income?
In this world of credit card debt and budgets and dwindling emergency funds, it makes sense to spend less. That’s the easiest way to save money. We can enact it today. Just spend less!
But is it the most consequential improvement? I say no.
Over the long term, you’ll be much better off making efforts to increase your income. Why? Let’s do some quick math.
Sadie makes $50,000 per year. Of that, she saves $10K. The other $40K goes towards bills—that’s $3300 per month.
If Sadie needed $500 extra this month, she could cut her $3300 monthly budget down to $2800. Scrimp and save.
If Sadie needed an extra $1000 this month, she might be able to cut that $2800 monthly budget down to $2300. Do you see where this is headed?
At some point, Sadie can’t cut any more fat from her budget. She’s limited by her survival needs. Frugality and cost-cutting have lower limits. They are bounded.
But increasing your income, technically speaking, is unbounded. The upper limit does not exist.
In reality, we’re not all going to be billionaires. We will eventually hit an income ceiling.
But Sadie can make a plan to increase her salary. She can look for promotions within her company. She might be able to switch jobs and leverage a raise that way. Making more money is possible for many people in many professions.
For my first few years of personal finance stove-touching, I focused on reducing expenses. And it worked! But I eventually hit a lower limit.
Then I looked for ways to increase my income. The results were fast and fantastic. I found a new job, negotiated my salary higher than offered, and secured the easiest 30% raise of my life.
Cutting spending is fine. Start there, it’s ok. But it’s a money mistake to neglect ways to increase your income.
Money Mistake #3: Listening to Mr. Market
I read a lot of information about personal finance and investing. I’ve done so for years. And there has always been someone calling for a crash, a burst bubble, or a bear market.
See—here’s an example from 2015. Meanwhile, how has the stock market actually performed since 2015?
We’re risk-averse, over-developed monkeys. Fear is normal. But we should try to delineate between irrational reactions to fear and rational reactions to facts.
Ben Graham’s famous Mr. Market parable personifies this irrational fear. If you’re not familiar with Mr. Market, follow that link and read up.
When I was new to investing, I listened to Mr. Market. And that was a money mistake! I let my investing choices be controlled by irrational fears.
As a result, I didn’t max out my investing accounts (which I’ve changed now). I estimate that I under-invested by about $20,000 in 2014 and 2015. It’s an opportunity that I’ll never get back.
Fast forward to today, that $20,000 mistake is worth about $40,000. Keep going to 2040, and that mistake is likely to surpass $100,000 in value.
There’s no use crying over spilled milk. It doesn’t keep me up at night. I’ve learned my lesson, and I won’t make that mistake again. And I hope you learn from my money mistake too.
P.S.—if you’re worried about an impending market crash, I 100% empathize. I get it. I recommend you read this and let me know if that helps.
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Money Mistake #4: Caring About the Joneses
We’ve all heard it before. “Keeping up with the Joneses.” Buying nice things simply because your peers—the Joneses—have those nice things.
But as I pointed out on the Rochester Business Connections podcast:
“The Joneses might be broke.”
-Jesse
It’s easy to forget that fact. The Joneses might be stretching—and stressing—their budget to a near-breaking point. Are you sure you want to keep up with that?
I worked at a software company after university. They hired tons of 22-year olds like me. And I immediately noticed that many of my peers had nice stuff.
They drove $50,000 cars. They wined-and-dined most nights. They planned cross-country trips on a whim—what’s a round-trip flight, $1000? Chump change.
I know that pang of envy. I wanted those things too! How were my peers—ostensibly on a similar salary as me—living these lavish lives? There are two obvious answers:
They had different budgets and different priorities.
They had alternate sources of income.
#1 makes will always be true. Everywhere you look in life, people will spend differently than you. My coworkers made conscious choices to spend on nice items. I put my money to different uses. That’s neither good nor bad. It’s just different. Each person spends differently.
And #2 is something I have zero control over. Some people are born on third base. Others are born in the ditch. It’s not fair. It’s just luck. I enjoy writing about the role of luck in society.
(But I certainly shouldn’t feel bad that some people are luckier than me. I’m very lucky in my own life.)
Once I’d convinced myself of these truths, my money mistake became obvious. Let the Joneses do their own thing. They’re on their own path. I have my path.
Money Mistake #5: Hunting Mice, Not Gazelles
Why don’t lions hunt mice? What chance does Mickey have against the lion king? Lions could hunt mice in spades!
But the energy gained from that small mouse isn’t worth the lion’s effort. The lion is better off hunting gazelles.
We can—and should—apply a similar thought process in our lives. It applies to time management. It makes sense at work. And yes, it makes sense in personal finance.
Don’t hunt the field mice in your money life. It’s a common money mistake. My favorite example is this classic:
“I’ll drive across town to fill up my gas tank…gas is 20 cents cheaper at that gas station!”
This is quintessential mouse-hunting. Driving 5 miles (which has a cost) over 10 minutes (what’s your time worth?) in order to save, let’s say, 20 cents/gallon * 15 gallons = three dollars!
You are spending—both in time and money—more than you’re saving.
I’m not saying, “Don’t go after free money.” I would certainly pick up three dollars if it was lying on the sidewalk. That’s because sidewalk money costs me two seconds of time and one solid bend of my back.
But this gas savings had a real cost. That cost completely negates the benefit. The $3 gas savings is not free! To ignore that fact is a money mistake.
It’s the same reason lions don’t hunt mice. Some “easy prey” simply aren’t worth the effort.
Money Mistake #6: Servant or Master?
Various philosophers are attributed with saying:
Money is a great servant but a bad master.
This is certainly a lesson I’ve learned the hard way, and continue to learn—both through normal life and through my blog & podcast projects.
Money is nothing but a tool. Nothing more, nothing less. Tools help us build. But you probably know some people who classify as ‘tools’—and you don’t want them to be your master!
Jokes aside, there’s a slippery slope towards letting money control you. I’m pretty transparent here on the Best Interest. I’m in a healthy money situation and have been for a few years. But I still stress periodically. Without fail, that stress is due to my letting money become more master than a tool.
Perhaps my favorite articles to write are the ones that involve the psychology of money. Stuff like the fulfillment curve and the aforementioned “bimodal spending.”
There’s a pattern in my articles. That same pattern is borne out when other financial writers discuss the psychology of money. Namely, we all ask: how do we optimize money as a tool and minimize its role as a master.
Money Mistake #7: No Budget, No Clue
For many years, I operated without a budget. It’s true.
Yes, now I’m a budgeting fiend. But there was a time when I had zero clue where my money was going. And that, no surprise, was a massive money mistake.
I’d check my bank accounts occasionally. I knew—roughly—what I spent on groceries and gasoline. But I couldn’t tell you for sure. And I certainly couldn’t have found any good ways to improve my finances.
It’s funny. Because of my lack of knowledge, I can’t even tell you the opportunities that I missed! That’s scary in-and-of-itself. As I wrote in the “Budget Basics” article, all of the experts I spoke with budgeted. They all monitor their spending in some way.
Readers, you don’t have to be a zealot like me. As I outlined in my 2019 review and 2020 review, I budget like a maniac.
But you can’t just “do nothing” when it comes to budgeting.
No More Money Mistakes?
No, no. I’m sure I’ve made tons of other money mistakes. But we’ll stick with those seven today. Quick recap, they were:
Not “Renting My Fun”
Decrease Spending vs. Increase Income
Listening to Mr. Market
Caring About the Joneses
Hunting Mice Instead of Gazelles
Letting Money Be My Master (Instead of Servant)
No Budget = No Clue
Feel free to chime in with some of your money mistakes below. It’s ok. We’ve all messed up before 🙂
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-Jesse
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