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One shopper has discovered 18 Dollar Tree deals starting at $1.25, and they will create the perfect summer party kit.

Dollar Tree offers groceries, household items, and even some house décor with prices starting at just $1.25.

Dollar Tree offers several summer products for $1.25

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Dollar Tree offers several summer products for $1.25

This makes it a go-to spot for shoppers to find cheap deals and unlock massive savings, especially as inflation remains sky high on the majority of products at other stores.

Savvy shopper Maddi (@PeachyyMaddi) on TikTok routinely spotlights the top products you’ll find at your local store.

This week, she took to the platform to show off her favorite finds at the Dollar Tree, and a large majority of them will come in handy for the summer months ahead.

THE TOP FINDS

In her latest video for her “Boujee on a Budget” series, Maddi found an adorable glass cup with a lemon tree design priced for just $1.25.

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“First of all, it’s lemon season,” Maddi said as she looked at a whole display of lemon cups, plates and bowls.

“This makes me so happy,” she said to her 470,000 plus followers.

Next up were some more summery supplies for your kitchen.

“They have some very elegant finds for summer,” Maddi said as she admired a golden bee-themed vase.

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Plenty of seasonal lemon plates were available for $1.25

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Plenty of seasonal lemon plates were available for $1.25Credit: TikTok / peachyymaddi

Some other $1.25 finds included ceramic incense holders and a minimalist flowery hair drawing you could use as new home decor this season.

“These are my favorite incense holders, and this is my favorite taper candle holder,” Maddi said.

But that’s not where the deals end.

“They have some beautiful other options too,” Maddi said, looking through colorful vases perfect for holding some flowers during your next summer gathering.

One piece of home décor truly captivated Maddi’s attention due to its humorous message: “Welcome. The wifi password is _____.”

“I love this wifi sign for when guests come over,” she said. “You can just have the password out.”

Other top home decor finds were banners with the words “Home” and “Love.”

Dollar Tree had a wide collection of summer items

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Dollar Tree had a wide collection of summer itemsCredit: TikTok / peachyymaddi

Maddi said that no matter the season, Dollar Tree is always a good spot to find glassware, as she passed through an aisle of cups and glasses of all sizes.

There was also a whole section designated for wine glasses, all for the set price of $1.25.

“Then for storage, they had a lot of options,” Maddi said.

There were pink and gray storage containers alongside baskets that could double as a small trash can.

Plus, for cleaning supplies, Dollar Tree had what Maddi is calling the “Choose Your Character” setup.

“You start with the stick and add on whatever attachments you want,” the TikToker shared of the sweeping and mopping supplies on display.

Dollar Tree was also offering a mason jar with featured measurements so you can keep track of how much of any ingredient you have left.

When Maddi left that section, she found even more goodies.

“These cutting boards always come in handy, and so do these strainers,” Maddi said.

More seasonal finds included potted flowers and Fourth of July themed solar stake lights.

Altogether, Maddi was incredibly impressed by the store’s summer selection.

“Dollar Tree, you’re doing a great job for summer,” Maddi said. “Boujee on a budget approved.”

POTENTIAL HIGHER PRICES ON THE HORIZON

While Dollar Tree is generally one of the cheaper stores you can shop at, there’s some unsettling news ahead for fans of the bargain retailer.

Dollar Tree’s chief financial officer has warned higher prices might be on the way as the chain deals with record high inflation.

Stores have also been dealing with a surge of retail theft, making the higher prices more necessary than in years past.

The retailer intends to “improve our performance on shrink through defensive merchandising efforts, real estate optimization, and perhaps higher prices to compensate for areas of systematically higher shrink,” the company’s chief financial officer Jeff Davis said in a recent earnings call.

The store already face fierce backlash when it increased its base price point from $1 to $1.25 in 2021 after 35 years of charging customers just one dollar.

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One Dollar Tree fan revealed how she hit the “beauty jackpot,” discovering two items that regularly sell for up to $20 elsewhere.

Plus, these are the products you should definitely buy at the retailer plus two more you should avoid at all costs.

Source: the-sun.com

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Jonothan Adler furnishings in a blush colored living room

Photo: jonothanadler.com

Furniture helps give a home personality. It’s a testament to your style and tells visitors a bit about the people who live there. Even though expensive doesn’t automatically translate to opulent or over-the-top, some pricy furniture can have an aesthetic that makes you look twice.

Sometimes expensive furniture indicates the quality and craftsmanship of the piece, making it worth the investment. The idea of what’s expensive really depends on the household budget, as what’s considered affordable furniture to one person may be outrageously priced to another.

Whether you’re gathering ideas for your next renovation project, love browsing luxury products, or looking for unforgettable furniture with an extravagant price tag, here are 12 expensive furnishings that can set your home apart.

RELATED: 7 Mistakes Everyone Makes When Shopping for Furniture

1. Jonathan Adler Aries Cocktail Table

product shot of cocktail table with glass top and base made of two turquoise translucent ram heads with long spiraling delicate hornsproduct shot of cocktail table with glass top and base made of two turquoise translucent ram heads with long spiraling delicate horns

Photo: jonothanadler.com

With the Jonathan Adler Aries Cocktail Table, you won’t have to tell anyone your astrological sign. The table features two vibrant blue acrylic rams heads holding up a tempered glass tabletop; this piece is simultaneously sleek and ostentatious—which can be a polarizing design combination—and comes with a price tag of $3,950. No matter your zodiac sign, this is a furnishing with personality and will definitely start a few conversations.

RELATED: Editors’ Picks: 8 Favorite Etsy Stores for One-of-a-Kind Furniture

2. Courturier King Canopy Bed

Courturier-King-Canopy-Bed-by-Caracole-is-a-black-wood-and-brass-canopy-bed-in-a-bedroom-with-matching-furnishingsCourturier-King-Canopy-Bed-by-Caracole-is-a-black-wood-and-brass-canopy-bed-in-a-bedroom-with-matching-furnishings

Photo: horchow.com

Sleep like royalty in this black wood and brass accent bed by Caracole at Horchow. The Courturier King Canopy Bed is handcrafted with solid wood and a white leather headboard. Coming in at $22,650, this bedroom upgrade doesn’t quite cost a king’s ransom, but almost.

RELATED: 10 Incredible Bedrooms That Will Give You Major Design Inspo

3. Valentina Credenza

a white and blond wood credenza by Arteriorsa white and blond wood credenza by Arteriors

Photo: arteriors.com

Soft and sophisticated, the Valentina Credenza is anything but ordinary. An alternative to a traditional console table, the $7,410 Valentina at Arteriors borrows inspiration from the shape of a cradle and translates it into a curving table design. With white lacquer doors with antique brass pulls on an oak base, this table offers modern textures with a midcentury nod.

RELATED: 16 Types of Furniture That Are Going Extinct

4. Beekman Cocktail Table

an ornate wooden coffee table by Ralph Laurenan ornate wooden coffee table by Ralph Lauren

Photo: ralphlauren.com

The Ralph Lauren Beekman Cocktail Table is a depiction of elegance and affluence. This timeless piece can blend in with many types of traditional furniture and antiquities. Pricing at $11,475, the table is made from kiln-dried mahogany, handcrafted wood details, and a delicate wood filigree, but don’t even think about hosting a happy hour without coasters.

RELATED: The Best Interior Design Services

5. Sottsass Ultrafragola Mirror

industrial looking sitting room with two white chairs flanking a large full length mirror with a bright pink frameindustrial looking sitting room with two white chairs flanking a large full length mirror with a bright pink frame

Photo: studiopazo.ca

Though not considered furniture in the sense of substantial items like dining tables or office chairs, one could argue that certain types of mirrors can be classified as furnishings due to stature alone. The modern Sottsass Ultrafragola Mirror by designer Poltranova at Studio Paz is a spotlight seeker with a price tag of $19,000 that’s just as lavish. Wavy acrylic sides and neon lights make the piece stand out, and women’s sensuality inspires its design, so it’s an excellent topic of conversation, too.

RELATED: 13 Ways Decorating With Mirrors Can Transform Your Space

6. Rowland Leather Recliner

A camel brown leather Arhaus club chair recliner in a grey roomA camel brown leather Arhaus club chair recliner in a grey room

Photo: arhaus.com

A leather recliner might be considered a classic piece in many homes. Though it doesn’t command attention like many of the other items on this list, this $4,899 chair at Arhaus can quickly become your favorite seat in the house. The Rowland Leather Recliner provides buttery-soft fabric in a high-back design and motion control buttons to help you find the right position. The cushions have flanged edges giving it a relaxed aesthetic that beckons you with the promise of comfort.

RELATED: The Best Leather Recliners for Relaxing at Home

7. Gin 90 Dining Fire Pit Table

an EcoSmart rectangular teak dining table with a fire pit along the center protected by a glass wallan EcoSmart rectangular teak dining table with a fire pit along the center protected by a glass wall

Photo: ecosmartfire.com

The EcoSmart Gin 90 dining fire pit table is a conversation starter for both indoor and outdoor spaces. Available in teak or concrete finishes, the fire pit table can run with ethanol, natural gas, or liquid propane depending on whether it’s placed on the patio or in a dining room. The $6,595 price tag is higher than for a non-flammable table, but the impressive tablescape might be worth it.

RELATED: The Best Teak Outdoor Furniture for Backyard Entertaining

8. Single Man Deluxe Sofa

a tan sofa with rounded edges and a faux fur texture on arms with two velvet pillowsa tan sofa with rounded edges and a faux fur texture on arms with two velvet pillows

Photo: marieburgoscollection.com

With its midcentury vibe and faux lamb fur arms and back, the Single Man Deluxe Sofa by Marie Burgos Collection is a piece for people who want individuality in their design. Available in several fabric textures, the sofa comes in three sizes ranging from 79 to 110 inches long and a starting price for the small sofa of $9,250.

RELATED: How Much Does an Interior Designer Cost to Hire?

9. Togo Ligne Roset Fireside Chair

fireside chair with matching sofa near a retro fire in beige living roomfireside chair with matching sofa near a retro fire in beige living room

Photo: ligne-roset.com

The first impression of a Togo Ligne Roset Fireside Chair is that it’s probably not expensive, likely because it resembles a cozy bean bag chair with better support for your back. However, the price tag of $4,150 is thousands more than you would need to spend on a regular bean bag chair.

Under the unassuming design, three densities of foam aid in the chair’s ergonomics, and you can choose the exterior fabric to complement your home decor. This simple design is inviting and certainly an excellent chair for reading, watching movies, or even napping.

Prices accurate as of publication date June 2, 2023.

Source: bobvila.com

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Each payday you have great intentions.  You swear that this is the month where you aren’t going to spend too much money. You are going to watch every penny and keep your spending under control.  Before you know it, you can’t even afford to buy groceries.   Is there an answer to your problem?  Yes.  STOP SPENDING MONEY.

Overspending is a problem which affects many people.   Whether you are rich or struggle to make ends meet, you too might find that you spend too much.  Some reasons are financial, and others are emotional.

The first way you can get spending under control is to take a look as to why you are spending too much. That is the first step.  No one can answer this question but you.

After years of helping thousands of readers (just like you), I’ve compiled a list of the top 12 reasons that people overspend.  You might find yourself in one, two or even more!

HOW DO YOU KNOW IF YOU ARE OVERSPENDING?

YOU’VE MAXED OUT YOUR CREDIT CARDS

When there is no room to charge anything on your cards, you might have a problem.  In most cases, maxed credit cards signals you are living beyond your means.  If you have to continue to charge because you don’t have money, then you are spending too much.

YOU CAN’T FIND A HOME FOR YOUR LATEST PURCHASE

Your temptation might be electronics or handbags. No matter what you love to buy, you might notice you are running out of room to store things.  When the stuff takes over your home and is causing clutter, it is time to take a long hard look at how you spend money.

YOUR BUDGET NEVER WORKS

There may be months when you don’t have enough money in your budget to cover your mortgage or food.  When you continually spend money on the wrong things, your budget will not work.

That means if you have just $50 for entertainment, do not spend $75.  That other $25 has to come from another budget line.

YOU SPEND MORE THAN YOU EARN

Take a look at your credit card balances. You might be paying only the minimum balance because you can’t pay it in full. When you spend more than you make and continue to add more debt, take a look at what you are buying.  It might be time to pull back and stay out of the stores.

HOW TO STOP SPENDING SO MUCH MONEY

Now that you can see how you spend your money, the next step is to make a change.  You have to stop throwing it away.  Right now.  Here are the steps to take to control and stop spending money.

1. MAKE A BUDGET

I know, I know.  I probably sound like a broken record as I keep bringing up this budget thing.  However, it’s true. If you do not have a budget, you have no idea where you are spending your money.

A budget is needed so that you can direct your money where to go each time you get paid.  It also helps you know how much you have to available to spend on groceries, clothing, dining out and even entertainment.  When you know you have a limited amount to spend on specific categories, you are instantly in control of our spending.

Read more:  How to Create a Budget (even if you suck at budgeting)

2. PLAN AHEAD

Meal planning is one thing many people don’t think about when it comes to overspending.  If you don’t plan your meals (and stock your fridge and pantry accordingly), you are more likely to run out to eat for dinner. Doing this at $25 a pop 2 or 3 times a week takes its toll on your budget.

Creating a meal plan will not only help you control your spending, but you might also find that you eat (and feel) much better too.

3. USE A SHOPPING LIST

Before you go to the store, it is essential you make a list.  Check your fridge, freezer, and pantry so that you are not purchasing items you do not need – especially produce.

There is so much waste of food that expires before you can consume it.  That results in you buying items so that they can end up right in the trash can.  Make sure you plan your shopping trip and then purchase just what you need, as well as what you can eat before you hit the store the following week.

4. STOP PAYING FOR CONVENIENCE

There is a quick fix for nearly everything.  You can find dinners in boxes, small pre-packaged snacks, etc.  Rather than purchase convenience items, buy the larger size snacks and then re-package yourself into smaller baggies.  You will not only get more out of a box, but you can even control how much you put into each baggie.

There are other ways we pay for convenience.  We pay for someone to iron our shirts, wash our cars and even mow our lawns.  By doing these things ourselves, we can keep much more money and easily stop overspending.

Read more:  How You are Killing Your Grocery Budget

5. STOP USING CREDIT CARDS

We live in an age where our money is all digitally tracked, be it on credit or debit cards.  Yes, they are more convenient, but they make it easy to overspend.  When you use cash, it is impossible to overspend.  You honestly can. Not. Do. It.

I hear all the time that people pay off cards at the end of the month and that they don’t overspend, but that is not the truth for most people.  You might think that it is just $10 a week.  However, that $10 a week is a hit of $520 over the course of a year.  What could you do with an additional $500 in your pocket?

Read more:  How to Create a Workable Cash Budget System

6. PAY YOUR BILLS ON TIME

We all have bills.  We know when they are due.  When you miss the payment due date, you get assessed a late charge.   Pay them on time, so you don’t pay more than you need to.

In addition to late fees, not paying your bills on time can have an adverse effect on your credit score.

Learn how to organize your bills, so you never pay them late again.

7. DO NOT LIVE ABOVE YOUR MEANS

Few of us would not love new clothes or a new car. We all would like to make more money or get the hottest new device.  The thing is, can you afford it?  Is it a want or is it a need?

If you are using credit or loans to get items that you can not afford, then you are living beyond your means and spending money you don’t have.  Scale back and make sure that you can honestly afford the house or the car and that it doesn’t ruin your budget and cost you too much.

Read more: Defining Your Wants vs. Your Needs

8. DON’T FALL FOR IMPULSE BUYS

Stores are sneaky about making us spend money.  They use signs, layout, and even scents to lure you into wanting to buy more.  The thing is, if you purchase something you did not intend to, then you are already blowing your budget and probably overspending.

Another way that you are spending too much is when you plan dinner but then decide at the last minute to go out to dinner instead.  Why do that when you have food waiting for you at home (which you’ve already paid for)?

The final reason you may impulse buy is that of emotion.  If you feel a rush because of that new item, you may purchase out of impulse and emotion instead of need.

Read more:  Stopping Impulse Shopping

9. FIND ANOTHER BOREDOM FILLER

I remember being in an online forum when my kids were little, and we talked about our day.  Many of the mothers went to the store every. Single. Day.  They said they could not handle being in the house and just had to go somewhere.  That resulted in them buying things they did not need.

If you are bored, find a new hobby.  If you just need to get out of the house, why not go for a walk or play a game with the kids?  Find a way to redirect your boredom so you stay out of the store and stop overspending.

10. USE FINANCIAL GOALS

When you do not have financial goals, you have nothing to work towards. You might want to get out of debt, or you may want that newer vehicle.

Take a look at what you are spending each week on non-essential items.  What would happen if you would put that money into savings or paid off your debt instead?  How much closer would you be towards getting that new car or being debt free?

Find a goal you want to achieve.  Talk to your family and see if you have something you can work towards together.  By setting a goal that everyone wants, you will all be more aware of your spending and will contribute towards reaching it more quickly.

11. STOP SPENDING MONEY WHEN YOU TRACK YOUR SHOPPING

I know many people who have tried to use cash, and they say it does not work because they spend it too quickly.  There are others I know who spend too much on plastic each month.  The reason is that they are not tracking what they spend, which is a reason why they overspend.

If you use cash, this is where the envelope system is most helpful.  You will track your spending out of each one so you can see where your money is going.  As the envelope amount gets smaller and smaller, you think twice before you pick up that item — because you may not be able to afford it.

You can do this same thing if you use plastic.  There are all sorts of tracking apps to help you monitor what you are spending on all of your various categories.

No matter how you pay for items, make sure you are always tracking what you spend – you might be shocked to learn where your money goes.

Read more:  Creating and Understanding a Spending Plan

12. DON’T FALL FOR THE SALES

When you walk into the store, pay no mind to the sales.  Use your list and stick to it.  Don’t fall for the fancy sales signs, smells, and flashing lights to lure you into buying something you don’t need.

Read more:  Understanding the Tricks Stores Use to Get You to Spend Money

Before you can gain control of your finances, you need to figure out why you are spending more than you should.  Simple changes to the way you view money can make all the difference.

Source: pennypinchinmom.com

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Bathroom, living room, bedroom

Bathroom, living room, bedroom

Katie Ridder is famed for her gloriously colorful spaces.

Recently, the New York City-based interior designer and author exclusively shared her most important home decor ideas and rules with us for a perfectly finished room.

So if your rooms are nearly there but not quite, let Katie’s advice help you get them over the line.

1. Include tiny, eye-catching details

Blue stripped wallpaper, inbuilt white shelves, bedBlue stripped wallpaper, inbuilt white shelves, bed

Blue stripped wallpaper, inbuilt white shelves, bed

‘The thing that really marks out a well-designed and thought-out home is the really tiny details; that is often what’s missing, and what it takes a bit of thought to pull together,’ says Katie.

‘But when you introduce them – be it a beautiful trim on a lampshade or a painting that picks up on another color in the room or a high gloss paint finish on something unexpected – then the room comes together in a really special way.

‘A really brilliant example I have of this level of detail is Charlottenhof Palace, a former royal palace in Germany that has a blue and white striped room with fabric on the walls that looks like a tent; there is some red and white embroidery along the base of the upholstered walls, as well as on the curtains, which perfectly lines up and it’s that detail which brings it to another level. It might not be something you consciously notice if you’re not looking for it, but your brain registers it on a subconscious level.’

You can see Katie’s take on this above in the fabulous nook bed idea.

2. Make space for handmade pieces

‘I have such respect for artisans, of all kinds, whether they make beautiful lampshades or furniture or woodcraft; as a designer I rely on their skill to make pieces that make a room really sing.

‘Hand crafted pieces really bring something extra to a space because they reference the person behind the object and the time and skill that went into the piece.

‘Something handmade really elevates a room because by its very nature it is one of a kind. We used a decorative artist to paint the floors of one client’s home and it adds an unbeatable element of pizzazz.’

Our painted floor ideas gallery has plenty of inspiration for your own scheme.

3. Add personal touches

Painted mirror frames and folk chest WicklewoodPainted mirror frames and folk chest Wicklewood

Painted mirror frames and folk chest Wicklewood

‘You don’t need a huge budget to add detail and personality. When my husband and I were first married, we decided to paint detailing on our furniture. He cut a stencil and I painted with it. In a recent project, I lined the back of a bookshelf with marbleized paper. It’s all about having something that no on else has; it forces you to be creative.’

Our painted furniture ideas are easy to copy for your own personal touch.

4. Ensure beautifully hung drapes

Blue walls, green armchair, white beddingBlue walls, green armchair, white bedding

Blue walls, green armchair, white bedding

‘Beautifully hung curtains can look very smart. One trick I recently learned on a project is to tack the end of the curtain to the wall, and the middle of the curtain panel so that it all stays crisp, tidy and straight.’

We have all the curtain ideas you need to create a sumptuous scheme, whatever your budget.

5. Style your bed beautifully

Green wallpaper, blue bedframe, armchairGreen wallpaper, blue bedframe, armchair

Green wallpaper, blue bedframe, armchair

‘A beautifully dressed bed is important as it is often the first thing that catches your eye. I like to have a coverlet tucked in very tight and then a duvet or a blanket folded in thirds at the end of the bed.

‘What I’m trying to do is make the bed look smaller, so it doesn’t dominate the space. For that reason, I don’t like monster mattresses – they look so out of proportion – and I do not use dust skirts – I get the bottom of the bed upholstered. Bed hangings – curtains around the bed – are also a really nice touch if you have space.’

We have a guide on how to style a bed for the uninitiated.

6. Repeat design motifs

Green painted living room with green floral patterned sofa, striped side table, plant, cushions, artwork on wallGreen painted living room with green floral patterned sofa, striped side table, plant, cushions, artwork on wall

Green painted living room with green floral patterned sofa, striped side table, plant, cushions, artwork on wall

‘Tying in design details and repeating them subtly across a room is a subtle way to make a room feel pulled together. I had one project where I had a pair of vintage ceramic lamps, with circles in their design. I paired them with a fabric which had embroidered sunbursts on it – it wasn’t the same design, but it reflected it just enough to work.’

Our feature on repetition in interior design will help you learn how to achieve this seamlessly.

7. Shop for white lampshades

Blue sofas and armchairs, orange cushions, blue wallsBlue sofas and armchairs, orange cushions, blue walls

Blue sofas and armchairs, orange cushions, blue walls

‘Crisp white lampshades are the easiest and most stylish shades to pair with any lamp in any room; if in doubt, go white.’

8. Decorate the ceiling

cozy corner with grey u-shaped sofa and brown walls with artcozy corner with grey u-shaped sofa and brown walls with art

cozy corner with grey u-shaped sofa and brown walls with art

‘You can never underestimate the power of wallpaper to transform the look of a room. I love a pattern. Don’t forget to look up: the ceiling can be a whole extra surface to decorate.’

Our ceiling wallpaper ideas and ceiling paint ideas offer up plenty of advice and inspiration.

9. Use red and blue

Blue and white tile floor and curtainsBlue and white tile floor and curtains

Blue and white tile floor and curtains

‘I think red has such clarity to it – it goes well with brown, navy, goes with everything. I often include red in my work. But I also think that you can never go wrong with the quintessential combination of varying shades of blue.

‘I’ve done a bathroom with patterned floor tile, cobalt wallpaper, and marine-colored curtains and it’s divine. In another living room in a Connecticut farmhouse, I’ve combined both red and blue, drawing on the two colors from the antique rug.

‘Even if you have disparate colors around the room, all it takes to tie the scheme together is to repeat a color in strategic places. The repetition doesn’t have to be in the biggest items, it can be picking up on a red in a painting and placing a red book on a coffee table and then on a border of a cushion.’

Decorating with red takes courage; decorating with blue less so – you can find advice for both in our features.

10. Introduce game-changing antique rugs

Bedroom with Scalloped Jute rug from Vanrenen GW DesignsBedroom with Scalloped Jute rug from Vanrenen GW Designs

Bedroom with Scalloped Jute rug from Vanrenen GW Designs

‘Rugs are an amazing way to add layers of depth and color to a room; and a great way to update a look if you fancy a change. I love antique carpets because they have a gravitas and interest to them.

‘Antiques are really important to me because they set a tone for a room in a bold way. The history and gravitas behind them lends an historical texture that newer pieces just don’t have.’

We have expert tips on both choosing an area rug and decorating with antiques.

11. Don’t neglect texture

orange and white bennison fabric used as fabric walling in a sitting room setting by kate guinness designorange and white bennison fabric used as fabric walling in a sitting room setting by kate guinness design

orange and white bennison fabric used as fabric walling in a sitting room setting by kate guinness design

‘Try to add textures on surfaces, because it brings a luxury air. Fabric on walls is particularly interesting to me because of the texture it provides, and the way that it can soften a room; my own living room is lined with a cream fabric that has a waxed French glaze. Or in a client’s kitchen I have used fish-scale patterned tiles behind the cooker and worksurfaces. The way the light reflects around the room adds a layer of interest and detail.’

12. Layer lighting

A fall color scheme in a bedroom with deep red walls, yellow stool and neutral beddingA fall color scheme in a bedroom with deep red walls, yellow stool and neutral bedding

A fall color scheme in a bedroom with deep red walls, yellow stool and neutral bedding

‘Lighting is tremendously important and can instantly set the tone – or kill it. I think it’s important to have down lights in the ceiling; the apertures are so small now that they’re not as glaringly obvious as they used to be, and then you pair that within the room with sconces, table lamps, and lighting for paintings – different heights of light create different moods and layers of interest.’

13. Bring in flowers

Decorating ideas. Pink and white flower arrangement in planter and candles on console table.Decorating ideas. Pink and white flower arrangement in planter and candles on console table.

Decorating ideas. Pink and white flower arrangement in planter and candles on console table.

‘Flowers are so important to me. I love to bring some element of living nature into a room – even if it is just a branch. It makes the whole room feel friendlier and alive.’

Where Katie shops

Fabrics: I adore Christopher Farr for bold and colorful printed and woven fabrics, Christopher Moore and Robert Kime.

Antiques: we use Alexander Cohane who sources from Europe.

Paint colors: are always Benjamin Moore or Farrow & Ball, because they do beautifully rich shades.

Lighting suppliers: are Collier Webb or Charles Edwards and our lampshades are all custom made by local artisans.

Source: yahoo.com

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If you’re moving away for college and planning to bring a car, remember to check how this change might impact your car insurance. You might need to purchase your own car insurance policy, for example, or you may be able to stay on your parents’ policy if you meet certain conditions. Having the right coverage in place can help ensure you’re covered in case of an accident.

The best car insurance for college students

While many of the best car insurance companies provide discounts to college students, some are more generous than others. Below, Bankrate’s insurance editorial team selected five top car insurance providers that offer competitive rates to college-aged drivers on their parents’ policy, according to 2023 auto insurance rate data pulled from Quadrant Information Services.

Each company is listed with its Bankrate Score, which shows how well each insurance provider performs overall, on a five-point scale. Our team calculates Bankrate Scores by analyzing each company’s average premiums, coverage offerings, discount options, complaints filed with the National Association of Insurance Commissioners (NAIC), mobile app, J.D. Power score for customer service and AM Best rating for financial strength. The closer a company scores to five, the better it performs across each category.

Insurance company Bankrate Score Average full coverage premium with a student discount on their parents’ policy Average full coverage premium without a student discount on their own policy
Geico 4.4 $2,523 $4,048
State Farm 4.2 $2,689 $7,089
Progressive 4.2 $3,163 $7,088
Farmers 3.8 $2,762 $6,567
Allstate 3.8 $4,184 $7,089

*Rates calculated for 18-year-olds students, either on their parents’ joint policy with a student discount applied or on their own policy without a student discount applied

Geico

Why we picked this carrier: Geico offers a low average full coverage rate when adding an 18-year-old college student to their parents’ car insurance policy.

If you’re looking for cheap car insurance, you may want to get a quote from Geico. Geico’s average annual cost for full coverage car insurance for 18-year-olds on their parents’ policy is $2,523 per year with a good student discount. College students may also be able to qualify for other discounts to further bring down the cost, like Geico’s discounts for membership in several organizations. The company received a high Bankrate Score of 4.4 for its wide range of discounts and low average premiums. However, the company lost a few points for its lack of optional endorsements. Unlike some of its competitors, Geico does not offer a 24-hour helpline.

PROS


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    Offers discounts for fraternity, sorority, honor society and other membership organizations


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    Several student discounts available


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    Low average rates for college students added to their parents’ policy

CONS


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    No 24/7 helpline


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    Few optional endorsements

Learn more: Geico insurance review

State Farm

Why we picked this carrier: State Farm offers a generous potential discount percentage for good students.

Parents with 18-year-old students on their State Farm auto policy pay an average annual cost of $2,689 for full coverage car insurance with a good student discount. State Farm offers savings for eligible college students who can maintain a GPA of at least 3.0. Students attending school away from their primary residence without a car may also be eligible for a distant student discount, and combining these two discounts could result in an even lower premium. The company received one of the highest Bankrate Scores on our list for its low average premiums, accessible mobile app and excellent online policy management. However, if you’re interested in buying accident forgiveness coverage, a State Farm policy wouldn’t be ideal. The company only offers the coverage as a perk earned by having a certain number of claim-free years on your record, which can’t be bought.

PROS


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    Low average rates for college students added to their parents’ policy


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    Good student and distant student discounts available


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    Offers a safe driving program for teens called Steer Clear

CONS


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    Gap insurance unavailable


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    Accident forgiveness can’t be purchased, only “earned”

Learn more: State Farm insurance review

Progressive

Why we picked this carrier: Progressive’s Snapshot telematics program could be a great savings opportunity for college students who drive safely and infrequently.

Progressive’s average annual cost of full coverage car insurance for 18-year-olds on their parents’ policy is $3,163 with a good student discount. In addition to the standard good student and distant student discounts, Progressive also offers Snapshot, a usage-based car insurance program — which could help lower your rate based on your driving habits. The company earns a high Bankrate Score for its exceptionally wide range of coverage options, plentiful discounts and seamless online policy management. However, the company tends to have lower-than-average customer satisfaction ratings according to J.D. Power.

PROS


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    Usage-based car insurance available


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    Good student and distant student discounts available


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    Offers an automatic teen discount for drivers age 18 and younger

CONS


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    Typically ranks lower than the average in J.D. Power customer satisfaction


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    Rates may differ between online and agency quotes

Learn more: Progressive insurance review

Farmers

Why we picked this carrier: Farmers offers several discount opportunities to students.

Parents with 18-year-old college students on their policy pay an average of $2,762 for their insurance each year with Farmers with a good student discount applied. Farmers also offers a youthful driver discount for anyone under 25 who is a child or grandchild of a current policyholder. While Farmers scored well in terms of mobile app and policy management, the company doesn’t have 24/7 customer support and is not available nationwide.

PROS


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    Students who make the dean’s list or honor roll may be able to save


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    Several student and young driver discounts available, such as the Youthful Driver discount


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    Offers a telematics program called Signal

CONS


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    Not available nationwide


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    No 24/7 support

Learn more: Farmers insurance review

Allstate

Why we picked this carrier: Allstate has multiple discount opportunities for college students.

Although Allstate has a high average premium for a student on their parents’ policy, college students may be able to apply discounts to bring down the cost of auto insurance. College students who can maintain a GPA of at least 2.7 may qualify for a good student discount, which is more generous than many other insurers’ good student discount qualifications. The company’s Bankrate Score was impacted by its high premiums. However, it gained points for its A+ (Superior) AM Best financial strength rating and user-friendly policy management.

PROS


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    Money-saving programs such as Smart Student and teenSMART available


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    Several student discounts available


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    Robust digital tools

CONS


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    High average premiums


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    Fewer additional coverage options than other carriers

How can college students lower their car insurance premium?

Because car insurance rates for young drivers are significantly higher than the national average cost of car insurance, finding ways to save money may be critical. To find cheap car insurance for college students, you may want to get several quotes to give you an idea of what you will pay. Some other ways to save include:

Student discounts

Many car insurance companies offer discounts designed specifically for college students, such as:

Earning good grades in school demonstrates to insurers that you are responsible, making it more likely that you are a responsible driver and often earning you a discount.

Another way to save money on car insurance is to complete a driver’s education course. For example, drivers with a Geico insurance policy could save by completing a defensive driving course to refresh their memory on the rules of the road.

You could save money by leaving your car at home when you are away at school. Most car insurance carriers will discount your rate if you a a certain number of miles away without a car, prorating your premium to reflect the months you are away at school and not using your vehicle.

Students can often save by demonstrating their safe driving practices through insurance programs designed for young drivers. For instance, there are savings programs like American Family’s Teen Safe Driver, for drivers under age 21, and State Farm’s Steer Clear program, for young drivers up to age 25. After completing the program, drivers could get a discount on their car insurance.

Affiliation discounts for students

Many insurance companies also offer discounts for students who participate in certain organizations or associations, such as:

Geico offers car insurance discounts for fraternities, sororities and even honor societies, along with an extensive list of other organizations.

Some companies may offer discounts if you are an alumni of a certain university or even if you’ve simply completed a two- or four-year degree.

If a parent is a veteran or military member, you might save extra money on your car insurance through military discounts. As a military-only provider, USAA is one option for military discounts for your car insurance, but a few other companies offer military discounts, too, such as Geico, The General and Liberty Mutual.

Other ways to save

In addition to student and affiliation discounts, there are other ways college students can help lower car insurance premiums using these additional savings programs:

  • Lower your mileage: When you spend less time on the road, there’s a lower risk of accidents happening, so many carriers will offer lower car insurance premiums to drivers who rack up fewer miles.
  • Drive a used car: Newer cars may be more expensive to repair or replace, so rates could be higher. A used car is generally cheaper to fix and may qualify you for lower car insurance premiums than a new car. Driving a vehicle with extra safety features is another way to potentially earn lower premiums, so explore models with safety features like anti-lock brakes, electronic stability control, forward-collision warnings and automatic emergency braking.
  • Explore pay-as-you-go insurance: Instead of paying full price for car insurance, you might be able to sign up for pay-per-mile insurance, which monitors your driving and charges your car insurance accordingly. It’s a popular option with several car insurance companies: Allstate offers its Milewise program and Nationwide has its SmartMiles program.
  • Car additions: Some additions and upgrades may make your car safer and help you save money on car insurance premiums.
    • Dash cams: Dash cameras could help reduce car insurance rates by reducing the likelihood of crime involving your vehicle and also protecting you against false liability claims that could cost your insurer money. Discounts for dash cams aren’t common, but you may find a carrier that offers one.
    • Navigation systems: A GPS navigation system can help keep you feel more prepared when driving, helping you drive slower and more safely, which could translate to lower rates.
    • Anti-theft device: A car alarm or other anti-theft device may earn you extra discounts by lowering the risk of theft or vandalism.

Ways to save on driving

Driving can be expensive, especially so for college students on tight budgets. Keeping transportation costs low can help students afford to keep their cars and maintain insurance on the vehicle. Here are some ways to save on gas and vehicle maintenance. 

How to save on gas

Gas can be pricey, especially if you drive often. Here are some ways to lower your gas costs:

  • Choose a car with good gas mileage: College students often commute between home and school, so a car with excellent gas mileage can easily save hundreds of dollars each year. 
  • Use a rideshare service: Using rideshare services like Uber and Lyft can help you save on gas costs, and may be especially cost-effective if you opt for group ridesharing, where you split the cost with others.
  • Utilize public transportation: Public transportation can almost entirely eliminate transportation expenses. Buses, trains or subways are often a fraction of the cost of driving and are usually accessible at most colleges or universities.
  • Invest in a bicycle: A bicycle can be an even better substitute for public transportation, especially for students in urban areas. Using a personal bicycle is free after purchase, and there are also typically lots of options for low-cost bike sharing or rentals in more populated areas.
  • Carpool with your classmates or colleagues: If you must drive, consider setting up a carpool or car-sharing arrangement with classmates or colleagues who live along your route. They will probably appreciate the opportunity to save money and it gives you the added benefit of some company during the commute. Just be sure to talk to your insurer if you’re exchanging money for gas and maintenance, to make sure you’re still covered.

How to save on maintenance

Maintenance costs should be factored into buying a vehicle as well, as they can be a large portion of your car budget. Here are some tips to save on maintenance:

  • Find car deals for new graduates: Many car manufacturers offer special purchase deals for current college students or recent graduates to buy a new car. There may also be short-term leasing specials available for students for those not ready to purchase a vehicle.
  • Ask about student savings programs for oil changes: Another potential place to save is regular oil changes. College students can burn through many miles and require more frequent oil changes, but many of the larger chains, such as Jiffy Lube, offer students discounts.
  • Utilize free tire and air fill-up services: To save extra money on diagnostic and professional services, check your tire pressure yourself. Most gas stations offer free or cheap stations to check tire pressure and add air if necessary.
  • Research DIY repairs: There are several basic car repairs that can be done at home. Learning how to do essential maintenance can save money on parts and high labor costs. It will also save time to repair the car on your own schedule. These basic repairs are easy to learn and can save hundreds of dollars. Before attempting them, it’s worth researching potential safety hazards so that you can avoid complications:
    • Change the battery.
    • Change the oil.
    • Change your spark plugs.
    • Replace tail lights or headlights.
    • Swap out windshield wipers.

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2021 Toyota Camry, commute five days a week and drive 12,000 miles annually. 

These are sample rates and should only be used for comparative purposes. 

Age: Rates were calculated by evaluating our base profile with age 18 (base: 40 years) applied. The 18-year-old driver on their own policy is a renter. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.

Source: thesimpledollar.com

Apache is functioning normally

According to the National Retail Federation, we’ll spend $68.8 billion outfitting our students for school this year. Yes, I said $68.8 billion. Sounds like a lot of money, right?

More than 80% of the nearly 8,700 people surveyed say that the still-crappy economy has affected the way they’ll shop for school supplies. For example:

  • 30.7% will comparison-shop online
  • 38% will buy store-brand or generic products
  • 44.6% will spend less overall

Good ideas all, but I’d add another tactic: Start early.

School Supplies Pencils Erasers August 07, 20103Ideally, you’ve already begun. No? Then start looking now if you really want to save money. Don’t wait until two days before Labor Day and then go the one-stop-shopping route. The OSS retailers get you through the doors with a few loss-leader prices and make their money back on everything else.

The NRF notes that families with kids in elementary and secondary school spend an average of $603, and parents of college students fork over about $808. This includes clothing and electronics as well as notebook paper.

Can’t afford to spend that much? Don’t want to spend that much? Start by asking yourself…

What Do We REALLY Need?

Don’t buy stuff you’ve already got. This sounds elementary, as it were, but apparently it isn’t. Each year my sister and I buy school supplies to donate to a social services agency. And each year I see parents buying things like backpacks, lunchboxes and three-ring binders for the glum children they’ve towed into the store. I wonder whether the previous year’s backpack, lunchbox and binder…

  • Wore out
  • Spontaneously combusted
  • Were lost in a poker game

Maybe. But it’s also possible that some parents buy new because, well, it’s a new year. To which I say: Are you out of your mind? Why are you instilling the relentless need for new Stuff when the old Stuff might work just as well?

Have your kid to go through dresser, closet and desk. Send her spelunking under the bed for stray markers. Make a pile of crayons, spiral-bound notebooks and other stray educational tools. Inspect the three-ring binder for cracks. Test the backpack straps and make sure the zippers still work.

Congratulations. You now have less to buy. But maybe not much less. That’s because…

Your School’s “Must Have” List is Longer Than My Leg

A kid might have to bring everything from dry-erase markers to a personal box of tissues. Just for gits and shiggles I checked one of these lists.

Elementary-aged kids need, at minimum: a backpack, gym shoes, tissues, lunch bag, pencils, crayons, white glue, markers, erasers, scissors, pocket folders, binder, notebook paper, dividers, composition book, colored pens and a ruler.

What, no particle accelerator?

Crayola Lincoln Logs

Warning! The following statement makes me sound really old.

In my day, we brought a three-ring binder, notebook paper and pencils. If we couldn’t afford paper pr pencils the school provided them. Crayons and scissors were doled out as needed for projects. Only the teacher had markers. Dinosaurs picked us up and delivered us back home.

Times have changed, so watch the office-supply stores (Staples, Office Depot, Office Max) for impossibly cheap school-supply sales. This morning I saw packages of pencils and index cards for one cent each. Buy the maximum amount allowed and you may get enough to last most (or all) of the school year.

Hit those sales as early as possible each week, because other parents have the same idea. Loss leaders may be sold within hours of the opening bell. If the ad doesn’t specifically prohibit rain checks, ask for one.

Note: Your third-grader may plead for a new lunch kit on the grounds that the other kids will laugh when he takes his PBJ out of a “Batman” lunchbox. He might be right. In our increasingly media-driven universe, it’s mortifying to eat from a pail emblazoned with the wrong superhero.

Or he might just be playing you for a sucker. (It happens.)

You might not mind buying a new lunchbox every time the fads change. But maybe you’re wondering how you’re going to pay for everything on that list and still keep the lights on. Or maybe you have an aversion to replacing items that are still perfectly usable. If so, then float a compromise: If you give in on the lunchbox, he’s not getting a new backpack. (Nor should he, if the old one is in good shape.) Get one of those insulated lunch kits, which tend to be more generic in appearance, rather than a box with a cartoon character on it.

Tip: Put a note on your June 2012 calendar to inventory what your kid lost or “forgot” to bring home, then visit the school’s lost-and-found. The L&F box at my daughter’s elementary school looked like a department store. How in the heck don’t parents notice that their kids’ lunch boxes, backpacks, notebooks or winter coats (!) didn’t make it home one day?

If money is really tight (hi there, all you downsized parents!), try these frugal hacks:

  • Look around your house for pencils and pens. Hint: The only place they aren’t is…right by the phone.
  • Whenever you’re in a place that gives away writing implements, take one and say thank you. If your fourth-grader is embarrassed to be seen with a credit-union pen, keep them around for doing homework and save the Bics and Dixon Ticonderogas for school.
  • If last year’s spiral-bound notebooks were only partly used up, tear out the old pages and start afresh.
  • Don’t give pencil sharpeners to kindergarteners or first-graders. They get a little carried away.
  • Hand sanitizer really is required in many schools. Small bottles of the stuff will likely go on sale at drugstores and office-supply emporia. Here’s the rule: Junior keeps it in his backpack, not his desk at school, so you can refill as necessary from the jumbo bottle you got at Costco.
  • Start looking now for discounted gift cards to pay for these things as well as for any clothing (more on that below).
  • Truly desperate? Talk to the school nurse or principal about doing a little “shopping” in the lost-and-found. At my daughter’s school, unclaimed goods were given to kids whose parents couldn’t afford certain items.

New, or New to You?

Who came up with the idea of the back-to-school wardrobe? The people who sell the wardrobes, that’s who. Before you re-kit your kid, think about whether it’s really necessary.

Understand: I am not advocating that your child go to school in shoes that pinch or jeans that show her ankles. What I am saying is that there’s no need to re-do a wardrobe if her clothes still fit and are reasonably presentable.

Just sayin’.

Having just-said it, allow me to suggest some ways to find lower prices on new clothes.

For starters, who says it has to be new? Consignment stores, thrift shops, and garage sales are all potential clothing sources. My niece uses all three sources and pays pennies on the dollar for name-brand clothing.

Clothing swaps are another possibility. Organize them through sports teams, parent groups or your place of worship. Online swap sites like ThredUp might be just the ticket.

Don’t forget The Freecycle Network, either — I see kids’ clothing on there all the time. Some parents even post pictures.

Remember: Nobody has to know your stuff isn’t new unless you choose to tell them. You probably shouldn’t, incidentally, since not everyone is frugal and some people are creeped out by the idea of clothes other people have worn. (What, they think no one has ever tried on the clothes they bought from the department store?)

Tip: If used clothes bug you, wash them. Problem solved.

New Doesn’t Necessarily Mean Expensive

Start watching the clearance tables, because some of those summer duds — jeans, T-shirts, et al. — will work for September and maybe beyond. (They’ll also work for next April; if prices are irresistible, buy a size up for spring.)

Tip: Live in a warm climate? Lucky dog. Just stock up on remaindered summer garb for the rest of the year.

Online stores have clearance sales, too. This is easier to do for younger kids and/or kids who fit in basic sizes, and who don’t care if you pick out their clothes. Be sure to look for online coupons and free-shipping codes through sites like Retail Me Not and Savings.com.

Don’t enjoy tracking bargains? Enlist the help of a price-comparison website such as Pricegrabber, FatWallet, and FindersCheapers. Tell these sites what you want and let them do the hunting and gathering. You might even be able to set a deal alert and receive an e-mail when those Levis go on sale, or a refund alert if something you already bought went on sale.

Excited for School
"I would send you a bouquet of newly sharpened pencils..."

It’s not that I don’t think you should spend anything on your kids come September. On the contrary: I believe that there’s nothing like that new-crayon smell. A couple of symbolic purchases can help your child get excited about a new school year.

Kidding! Few children are truly excited about the day after Labor Day. (Full disclosure: I was. Then again, I got called “teacher’s pet” a lot.) It’s fun to see their friends again, but getting back into the educational harness is always a period of adjustment. Seeing that Junior has all the necessary tools can help re-orient him back into that universe.

Bring him into the equation by asking him to look through the Staples or Office Max flyers with you and compare what’s on sale to the list of necessary supplies. Suggest that money saved by sale prices and judicious re-use of last year’s stuff could defray the cost of a coveted item. You know, like those shoes that are $20 more than you want to pay.

A special purchase might add a bit of frisson and make the transition somewhat easier. You’d also be modeling my personal mantra: Save where you can so you can spend where you want.

Finally: Some cultures start the school year with candy or other treats, to emphasize the sweetness of knowledge. Consider instituting this tradition in your own household by serving a smoothie loaded with berries or slices of mango and pineapple on the first day of school.

Avoid doughnuts or Froot Loops, though. They may lead to running with scissors.

School supplies photo by Steven Depolo. Crayon photo by Chris Metcalf. Photo of the bouquet of pencils (which J.D. loves) by Melissa Doroquez.

Source: getrichslowly.org

Apache is functioning normally

Known as the Home of the Blues, Memphis is a music lover’s paradise, but there are plenty of other reasons to visit this incredible city. You’ll be able to explore its deep history, both in terms of music and the heart of the Civil Rights Movement of the mid-20th century. Plus, there are museums, parks, and more waiting.

Here, you’ll learn more about the best things to do in Memphis, Tennessee, as well as discover ideal times of year to visit. In addition, you’ll get a good idea of the average trip costs so you can budget accordingly.

Best Times to Go to Memphis

Memphis is at its most comfortable during the spring and fall months, typically from late April through the beginning of June and again from late August to the middle of October. For instance, in April, you’ll find temperatures in the 70s during the day, and in October, you’ll experience similarly warm temperatures.

For music lovers, also consider visiting for the annual Beale Street Music Festival, which takes place each May. Some of music’s biggest names perform at this three-day event. 2022’s headliners included Megan Thee Stallion and Van Morrisson, so you know there’s something for everyone.

Recommended: Where to Find Book Now, Pay Later Travel

Bad Times to Go to Memphis

Summer and winter will be less crowded in Memphis, but the weather is less than ideal for many. Summer travel in Memphis can be hot and humid. The average high temperature in July is in the 80s to low 90s Fahrenheit, making that one of the worst times to visit Memphis. Late fall and early winter tend to be cloudy in Memphis, but there’s not a high chance of snow. Rainfall tends to peak in early December and mid-April.

Average Cost of a Memphis Vacation

Before you start making a list of the top things to do in Memphis, get an idea of how much a trip there will cost you once you arrive. According to Budget Your Trip, an individual spends an average of $34 on dining every day. Local transportation is actually more expensive at $47 per day, so you might want to look into renting a car to get around.

Hotels, however, can be reasonably priced at around $134 per night in Memphis, and perhaps even less if you try some hacks to save money on hotels.

Here’s how the costs break down if you plan to spend a week in the city; there will be some incidentals as well:

•   One Person Total: $1,172

•   Two Person Total: $2,343

One note: You may want to also budget for travel insurance in case the unexpected were to happen, or look into what kind of credit card travel insurance your issuer provides.

Recommended: Credit Card Miles vs. Cash Back

10 Fun Must-Dos in Memphis

As you plan a trip to this Tennessee city, you’ll likely want to map out an itinerary, even if just loosely, to make sure you hit the highlights. Here, culled from top online reviews and seasoned travelers, is advice on the 10 best things to do in Memphis.

1. Pay Homage to the King

We would be remiss to start off a list of best things to do in Memphis without mentioning Graceland, the home of iconic singer Elvis Presley. Open for tours on a daily basis, your ticket gives you access to 120 acres. Explore Elvis’s mansion (including the Jungle Room), his most iconic outfits, and the exterior grounds.

There are also on-site museums dedicated to the King of Rock ‘n Roll’s career and cars. If you really want to make the most out of your time at Graceland, you can also stay at a hotel on the grounds. If staying in the city, consider a rental car or shuttle for the 20-minute drive. Ticket prices range from $28 to $215 for the Ultimate VIP Tour. (If you’re buying the top of the line tickets, you may want to swipe with plastic when paying to earn credit card rewards.) graceland.com/

2. Visit the National Civil Rights Museum

Memphis is also known for another King — civil rights legend Dr. Martin Luther King, Jr., was assassinated at the city’s Lorraine Motel in 1968. Now the location has been transformed into the National Civil Rights Museum with interactive exhibits, films, and oral histories cataloging centuries of the quest for freedom and equality in America.

Exhibit material starts with the struggle against slavery in the early 1600s and moves forward through today’s continuing Civil Rights Movement. Walk through a recreation of the Montgomery Bus Boycotts of the 1950s, the Memphis Sanitation Strikes, and more. The museum is closed on Tuesdays so plan your visit in advance. civilrightsmuseum.org/

3. Stroll Down Beale Street

This nearly two-mile stretch of road in downtown Memphis is a celebration of all things music. Considered the official Home of the Blues, you’ll find clubs and restaurants to satisfy any music lover’s thirst for live entertainment.

There’s always something going on at Beale Street. Just show up to explore on your own, or download the official app to create a plan. Note that a security checkpoint goes up on Friday and Saturday nights. Those under 21 must be accompanied by an adult after 9 p.m., and the street is strictly 21+ after 11 p.m. In other words, weekend nights on Beale Street are on the list for fun things to do in Memphis for adults but not kids. bealestreet.com/

4. March with the Peabody Ducks

One of the best things to do in Memphis with kids is to head to the downtown Peabody Hotel for the daily Duck March. Occurring at 11 a.m. and 5 p.m. each day, this decades-long tradition involves five North American mallards who live at the hotel. Each group of ducks lives at the hotel for three months before returning to farm life outside the city.

They’re brought down from their Royal Duck Palace on the rooftop to swim in the lobby fountain. Participants must be at least five years old, and the hotel recommends arriving 30 minutes early to get a seat. Seeing the Peabody Ducks is definitely an affordable family travel option. peabodymemphis.com/peabody-ducks

5. Tour the Belz Museum

What started out as a private art collection has turned into five permanent exhibits displaying Asian and Judaic art, as well as the Holocaust Memorial Gallery. The Belz Museum also brings in special exhibits twice a year.

One of the most comprehensive collections at the museum is the Chinese art exhibit, which is known as the largest such collection in the southeast United States. You’ll see many pieces from the Qing dynasty, which lasted from the mid-1600s through the early 1900s. The Belz Museum is closed Monday and Tuesday.

6. Take in Some Thrilling Basketball

Love basketball? Check out an NBA game at FedExForum, which is home to the Memphis Grizzlies (nba.com/grizzlies/tickets). The season runs from October to April. The stadium also hosts University of Memphis men’s basketball, which is a NCAA Division I. You can also check out the Division I women’s team on campus at the Elma Roane Fieldhouse.

7. Marvel at the Mighty Lights

Put this on your list of free things to do in Memphis: the nightly Mighty Lights on the downtown waterfront. Every evening, the city’s two iconic bridges (the Hernando de Soto and Harahan) are lit up in a huge display of LED lights. You’ll see the show at the hourly and 30-minute marks starting at sundown, followed by a grand final at 10:30 p.m.

Scout out a spot to watch along the Mississippi riverfront parks, or scope out an aerial view in the city. The Fourth Bluff and Mud Island are both good options to check out. mightylights.com/

8. Snap Selfies at Mud Island River Park

Tap into your inner river rat at Mud Island River Park. It takes just a few minutes to walk to it from downtown Memphis, and you’ll enjoy lounging on this Mississippi River island. It’s also a perfect spot for some social media selfies thanks to the huge Memphis sign, which spans 50 feet.

This 52-acre park also features a scale model of the Mississippi River to give you a sense of the true breadth of the world’s third largest river basin. Traveling with pets? Mud Island is also a great location for a long walk with your dog. memphisparks.com/park/mud-island-park/

9. Drop into the Stax Museum of American Soul Music

Not only is Memphis home to the blues and rock ‘n roll, it has also played a pivotal role in America’s soul music scene. The Stax Museum is the original home of the legendary Stax recording studio, which was the recording label of iconic artists like Otis Redding, Isaac Hayes, Shirley Brown, and many others.

Explore the rich history of the studio through exhibits and artifacts. You’ll even get the chance to see Isaac Hayes’ custom Cadillac Eldorado, decked out in 24-karat gold trim with a mini-fridge and television on the inside. The Stax Museum is closed on Mondays; tickets are $13 for adults and $10 for kids 9-12; children 8 and under are free. staxmuseum.com/

10. Wander Through Meeman-Shelby Forest

Needa dose of nature? Memphis has that, too! Head 20 minutes outside of downtown Memphis for the enchanting Meeman-Shelby Forest. You can explore 13,000 acres of wilderness that is home to a diverse range of ecosystems. Discover sandy beaches and swamplands (home to the Bald Cypress tree).

There are plenty of recreational activities to enjoy, including trails, a nature center, and a disc golf course. tnstateparks.com/parks/meeman-shelby

The Takeaway

From a huge music scene to pivotal moments in history, from parks to nightly light shows, Memphis has attractions worth exploring for all ages. It doesn’t matter if you have a few days or a full week — it’s easy to fill your schedule with tons of fun things to do in Memphis on any budget.

FAQ

Is Beale Street worth a visit?

Beale Street is considered a must-visit if you’re visiting Memphis, whether it’s your first time or you’ve vacationed there before. Home of blues music, you’ll get a truly unique flavor of entertainment any time of day or night.

What is the best month to visit Memphis?

If you have a completely open calendar and are ready to head to Memphis at the perfect time of year, consider going either in mid-spring or mid-fall. You’ll miss the heat of summer and clouds of winter, so you can explore the top things to do in Memphis, Tennessee, in the best possible weather.

What is Memphis most popular for?

Memphis is best known for its music scene, both historically and today. It’s considered the home of the blues as well as the hometown of rock ‘n roll (Elvis Presley’s Graceland is there), so you’re sure to find something to enjoy.

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Apache is functioning normally

Equal parts sophisticated minimalism and earthy mountainside respite, interior designers share how to include this new design trend in your home, even if there are no mountains in sight.

<p>Getty Images/Gremlin</p><p>Getty Images/Gremlin</p>

Getty Images/Gremlin

From cottage chic and coastal grandmother to rustic farmhouse, trends that center homes around earthy tones, reclaimed pieces, and natural elements have existed for years. Mountain modern style is the newest iteration to join the pack, only it draws inspiration from rugged peaks, rocky slopes, and windblown prairies. Here, interior designers define and explore this minimalist-meets-rustic aesthetic—and share how to make it work in your own home, whether you live in Colorado or New York City.

Related: Clustercore Is Trending—and It's the Perfect Decorating Style for Collectors

What Is Mountain Modern Style?

This trend’s name says it all: Mountain modern style translates the tones and clean lines found on mountains, resulting in a minimalist but warm interior punctuated by organic textures and unique art. “It is all about bringing the outdoors in through décor choices like nature-inspired color palettes, fabrics that are both aesthetically inspired by the outdoors and can also take a beating, animal-inspired artwork, and a mix of vintage and found items,” says Max Humphrey, an interior designer based in Portland, Ore.

Incorporating simple modern finishes is a tenet of mountain modern style; they create a clean and light counterbalance to purposefully unrefined details. In this sense, it steps away from the traditional “alpine” design that often feels dark, heavy, and dated. “The appeal of mountain modern design are the clean-cut lines, minimalism, and sophistication that homeowners want to bring to their mountain respite,” says interior designer Jackie Johnson.

Using Mountain Modern Style in Urban Settings

While mountain modern lends itself to homes nestled in the mountains, you don’t necessarily have to dwell in the alpines to pull inspiration from this trend. Just be aware that a little goes a long way if you’re not designing a mountain house, says Humphrey. Going overboard in a suburban or urban space could result in a space that feels inauthentic—or worse yet, borders on cheesy theme park. The goal is to incorporate warm, natural touches in ways that make sense for the space. And true to the “modern” portion of this trend, less is alway going to be more.

How to Add Mountain Modern Style to Your Home

Not sure where to start? Let this interior design advice guide you.

Strategically Layer Natural Textures and Tones

Mountain modern lends itself to layered earth tones and natural textures just as they would appear in nature. “Think of the details in the layering of the textures like wood, metal, and fabric that bring the space to life, rather than layering on more décor,” says Johnson. “In this case, less is more.”

You’ll want furniture with clean lines, minimal large-scale pieces that create interior vistas, and just a few accessories. Here are some ways you can subtly layer textures and tones into your space:

  • Natural Fabrics: Leathers and hide-on-hair fabrics can be incorporated via dining chairs, bar stools, accent chairs, and pillows.

  • Metal Accents: Metal legs on furniture, hardware with some patina, black steel windows and doors, and metal beams are beautiful mountain modern touches.

  • Wood Details: Try kitchen cabinetry in rift white oak, wood paneling on the walls of powder baths or feature rooms, and live edge tables.

  • Real Stone: You can add real stone via countertops, backsplashes in your bar or kitchen, or a waterfall island.

Getty Images/GremlinGetty Images/Gremlin

Getty Images/Gremlin

Use Rustic Materials in Authentic Ways

Marrying  “mountain” and “modern” is key for this aesthetic. “The cleanliness and modern function is the attraction, but for many people, it lacks soul,” says Jordan Obermann, co-founder and co-principal of Forge & Bow. “Using rustic materials in real ways brings a sense of history to the home,”

His solution for striking that perfect balance is to understand the history of the home, keep finishes simple and streamlined, and to let the building materials shine. From there, you can incorporate rustic details where they make the most sense.

Focus on Natural and Accent Lighting

Let the sun be your primary source of light during the day. That means large, open windows that aren’t hidden behind curtains. Incorporate task and accent lighting for early mornings and evenings. “You’ll notice in the national park lodges there’s no overhead can lights,” says Humphrey. “Typically, there’s multiple sources of light, such as chandeliers, table lamps, and floor lamps. It gives you options at home to set the mountain mood.”

Let Windows Be Your Art

If you’re lucky to live in the mountains—and luckier yet to have a stellar view—let nature be your featured artwork. Arrange your space so that you’re invited to gaze outside, and keep window dressings light and to a minimum. If budget allows, consider incorporating a new window or widening an existing one. As an alternative, consider transforming a small door into a larger one, or swap in a full-glass door versus covered iterations.

<p>Getty Images/Portra Images</p><p>Getty Images/Portra Images</p>

Getty Images/Portra Images

Lean Toward Warmth

“Clean lines and modern finishes can lean both warm or more cold or sterile, but by bringing in the rustic principles of mountain modern, cold doesn’t work,” says Obermann. “Keep your finishes—even if they are more modern—warm and inviting.” This can be incorporated through the right wall color, large, cozy textiles, inviting furniture, and lighting.

Incorporate Art Prints

In lieu of (or perhaps in addition to) actual mountain views, art prints can bring a little mountain modern into your home. “Whether it’s vintage travel posters or flea market paintings of outdoor scenes, art is a good way to remind you of your travels or inspire you to go outside,” Humphrey says.

Install Earthy Wallpaper

Wallpaper is an easy way to bring some mountain modern magic into your home. “Even a floral print or a plaid or gingham paper that resembles a camp blanket can be a wink towards mountain modern, and can be used in a big way or sparingly in an accent wall or a guest room,” says Humphrey. When in doubt, stick to earthy hues such as forest green, cream, or sky blue that evoke nature.

Source: yahoo.com

Apache is functioning normally

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We make a goal out of building our dream home one day and we work hard to make it happen. Ever passed by a gorgeous house and just stared at it for a few minutes? I know I did! Then went about my business thinking I’ll probably never afford it anyway…

But what if you could create an amazing home using dollar store decorating hacks? After all, it’s just about combining cool ideas with good taste. And if you’re not the creative type, don’t worry! We’ll give you a list of ingenious home hacks that will transform your interiors.

Here are 16 of our favorite decor hacks for an affordable fancy home: 

1. Use lighter colors when painting a small room to make it feel bigger

If you’re lacking on space, the first trick you can use to make a room feel larger is painting the walls in softer, lighter colors. White and beige never get out of style, but if these seem a bit dull, you can always choose soft shades like straw, pearl grey, blush, sage, sky blue or eggshell.

home decor tip paint small rooms in light colors

2. Signal your style by painting your front door in a vibrant color

Your front door is your home’s first impression. Tell your neighbors about your personality by painting it in a bold, glossy color.

In fact, you can even use take things a step further and make a statement with the color you choose for your front door and make use of conventions. For instance, in Feng Shui, a red front door simply means “welcome.” While in Scotland, painting your front door red means that you paid off your mortgage.

home decor trick paint front door in vibrant color

3. Hide your router inside a hollowed-out book

Tired of that router ruining the looks of your bookshelf or coffee table? Use a hollowed-out book to hide it. Just make sure to cut out the part that covers the router’s vents. This way you’ll prevent it from overheating.

home decor tip hiding an ugly router in a book

4. To cast a lovely shadow, use a Sharpie to draw shapes on a light bulb

Or color it entirely if you love soft light. However, if you choose to simply draw a smiley face (let’s say) on a light bulb, the pattern will not be reflected on the walls. Not as you’ve drawn it anyway. But you can still do it for the sake of design.

home decor tip painting a lightbulb

5. Paint the sides of your doors a bright, playful color 

This is a small DIY home decor hack that can actually make a big impact. Besides, it requires minimum time and effort. So grab a little tin of paint, pick an awesome color that you think goes well with the accents you’ve already incorporated in your home decor and dedicate an hour of your time for this small home project. You will love the result! 

home decor tip painting the side of the door

6. Use an old ladder to create your own shoe rack

We love DIY hacks that require little to no money. Depending on how your old ladder looks like, you can repaint it or just put it in the desired spot. At least now you won’t stumble over 10 pairs of shoes piling up at your front door.

home decor trick repurposing a lader as shoe rack

7. Reinvent a boring dark lampshade by poking holes in it

Well, it’s more like creating a design or an image by poking the lampshade. You want to make it look more interesting, not ruin it. With a little dedication you can create a dreamy starry effect or your own big city lights.

home decor hack poke holes in a lampshade

8. Restore old furniture by using contact paper

If you’re looking for cheap home DIY decor ideas, breathe life into an old piece of furniture by covering the ‘damage’ with contact paper. The good thing about contact paper is that you can stick it on any dry, clean and flat surface (not to mention it comes in so many beautiful colors and patterns that your design choices are endless).

And just like that, your kitchen countertop has that marble look you love but can’t afford.

home decor hack use contact paper to restore furniturehome decor hack use contact paper to restore furniture

9. Use coins to decorate… whatever you want

Time to break the piggy bank and get creative. Make yourself a penny floor; glue your coin collection on a mirror frame or on a plate. Home decor hacks are a wise way to use your pennies.

home decor trick using old coins

10. Frame your favorite pictures with washi tape

Most of us love hanging memories on the wall, but when we lack space, picture frames can crowd the place even more. A great and cheaper alternative would be to frame your pictures with washi tape after attaching them to the wall.

Home decor hack use washi tape instead of photo frames

11. Brighten your room with colorful throw pillows

Those small cushions are great accessories for your sofa. Don’t be afraid to mix and match colors and textures. Some crisp new pillow covers will change the overall appearance of your room.

>> Buy them here: Colorful and affordable throw pillows that will add extra flair to your room

home decor trick using colorful throw pillows

12. Go bold with a stylish backslash

You can do it for both your kitchen and your toilet without breaking the bank. Pay special attention to colors and patterns to bring a cheerful feeling with very little work on your part. You can use peel and stick tiles so you don’t break the piggy bank.

>> Buy it here: Add Color And Drama To Your Room With Peel And Stick Wallpapers

home decor hack update your backsplash with stick tiles

13. Use mirrors to make your room look larger

Large mirrors reflect the room back and will trick you into thinking a place is bigger than it actually is. It’s a great visual trick to use to make your room feel larger (and fancier), just make sure not to try going into the ‘other room’.

home decor hack using mirrors to make a room appear larger

14. Get rid of useless things

If you still have things you haven’t been using for years or a certain object makes you groan, get rid of it. Don’t act like a hoarder and give yourself some space to breathe. Less is usually better when decorating your home.

home decor trick decluttering

15. Pick fluffy towels you’ll love to use

Time to throw away those old discolored towels that make your space look dirty and cheap. Use the fluffy ones you keep in your closet. You know… those that make you feel like you’re staying in a fancy hotel. 🙂 You can easily score extra points here by playing around with the way you showcase them. 

home decor tip using fluffy luxury towels

16. Place dishwashing products on a cake stand

This is literally one of the easiest decorating hacks out there. Add style to your boring dishwashing products by placing them on a cake stand. Talk about an easy hack to make your kitchen look more fancy in an instant! 

home decorating trick use a cake stand for soap

What home decor tips have you tried and loved the results? Let us know in the comments, we’d love to feature them!

Bonus: 17. Breathe life into your space by adding indoor plants

Decorating with indoor plants is a cost effective way to add visual interest to any room without breaking the bank. Plants can be displayed in many different ways from bohemian macrame plants hangers to more expensive stand alone planters, depending on your budget. The great thing about decorating with plants is that unlike other home decor they are truly timeless and will grow and adapt to your interior over time providing a unique look. 

More tips for your fancy home

10 of the Most Stylish Minimalist Wall Clocks You Can Buy on Amazon
7 Top Decorating Ideas for Your Bedroom this Fall: Making Your Room More Cozy & Stylish
Here’s Everything You Need to Set Up a Meditation Corner in Your House
These are ‘Queer Eye’ Bobby Berk’s Top 6 Choices for Wall Décor

Source: fancypantshomes.com